Comments Thomas 11/6/2013

Stefan, this is super interesting. Two questions pop up in my mind and you might want to elaborate a little further on this : 

1. I still have hard time to understand the difference between closed and open source micro-finance. You don't really explain how both differentiate in terms of inputs (how resources are pulled to make micro finance more efficient ?) and output (how the open source approach is more beneficial to customers?) 

2. Does MIFOS engage its own customers in the open collaboration process ? if yes, how ? does it bring something a closed source approach could not provide ? 

3. It would be great if you could elaborate a little more on the loose community cohesion and its up/downside.