added REFERENCE and GUIDES
Merge branch 'develop' of github.com:emschwartz/ripple-lib into newdocs

just merging with remote
added links
added links
fixed case
added links to readme and guides
added toc
changed format
edited readme
editing docs
changed toc
fixed bad link
added connecting guide
finished connecting guide
small edit to the using remote guide
added small link to guies
added offer create guide
indentation
finished offer create guide
added listening to the network guide