Hometown Pens

All pens send player to their hometown instead of blinking them to the
center of the screen. This is intended to allow players to log back on
and continue playing, rather than be 'forced out of the game' by people
camping a zone that contains their ghost.
Penalty changes

- All pens are 1 item, 2% spells, 2% skills
- Murderers and outlaws do not double pen
- Penalties do not reduce soldier shield status
- Taking a penalty removes instant pen flag so characters don't pen
again