Working around new roadblock

I think I may have hit the first road block with the stock application.
Here’s eTrade’s summary of FINRA rule 2520:

The Financial Industry Regulatory Authority(FINRA) has put into place an
amendment to Rule 2520 that will impact what the FINRA calls "pattern
day traders."

You're considered a pattern day trader if you regularly buy and sell the
same security on the same day in a margin account and execute four or
more such trades within a period of five business days.*

Beginning September 28, 2001, the FINRA imposed more stringent margin
and other requirements on pattern day traders. As of that date, if
you're a pattern day trader, you'll be required to maintain a minimum
equity of $25,000 in your account prior to any day-trading activities.
You'll also need to open a margin account if you don't already have
one.**