Merge pull request #45 from danny-dyers-chocolate-homunculus/charlie

Corrected bills issue
Create unpaid bill payments automatically
Merge pull request #46 from danny-dyers-chocolate-homunculus/joe

Create unpaid bill payments automatically
unicode methods and correct adding for bill repayments
Merge pull request #47 from danny-dyers-chocolate-homunculus/joe

unicode + bill payment adding is now working
Added expense template and balance method