Adding the ability to define class level default settings in the same call to...

... 'has_settings'.

So you can do this
~~~
class User < ActiveRecord::Base
  has_settings :foo => "foo",
               :bar => "bar"
end
~~~
instead of this:
~~~
class User < ActiveRecord::Base
  has_settings 
  self.settings[:foo] = "foo"
  self.settings[:bar] = "bar"
end
~~~