remove placeholders and replace with tooltips in relevant fields destroy...

...ing of datepicker div

https://www.pivotaltracker.com/story/show/47356171

ISSUE:
Open rate management page and click anywhere on the screen. Error for required field comes up.
RESOLUTION:
The new rate page needs refactoring and should be a separate bug. Regardless, the field is validated correctly on focusout, but probably should not auto-focus on the Rate Name textfield on load.

ISSUE:
On IE, wherever we have form fields, like on user Management page, in the drill down of Bank Account etc, form fields appear blank. 
RESOLUTION:
The relevant placeholders (some are redundant) are now moved to tooltips in IE. Form values are now populated correctly.

https://www.pivotaltracker.com/story/show/56944282

ISSUE:
On IE, click in the Reason for Rejection window, don't type any thing and click Cancel button. Now again click on the reject button. Help text from the Rejection Note window is missing.
RESOLUTION:
This field now only validates on save not on focusout. Placeholder text is removed, but the tooltip remains the same.

https://www.pivotaltracker.com/story/show/58369016

ISSUE:
error shows on cancel on recon rejection note
RESOLUTION:
Text areas do not validate on focusout.  This one validates on save.


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__General Requirements__
- [ ] Pull Request contains full description of changes
- [ ] Link to the Pivotal Tracker story
- [ ] Pivotal Tracker story has a reference to this Pull Request
- [ ] Rebased against latest master branch
- [ ] All comments from code review have been addressed
- [ ] There are no `-1` code reviews (can only be overridden by Kyle)

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__Coding Standards__
- [ ] Style guidelines are followed, code has been formatted
- [ ] Code follows idiomatic language paradigms

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__Testing__
- [ ] Test coverage has not decreased
- [ ] There is no performance degradation
- [ ] All appropriate automated tests are present
- [ ] Appropriate seed data exists


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__Documentation__
- [ ] Major design decisions have been documented on the wiki
- [ ] Deployment impact (changes required for new services, configuration, etc.)
- [ ] documentation links from Pull Request

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__UI/UX__
- [ ] applicable (UI/UX has been changed)
- [ ] reviewed for usability and design
- [ ] functions on 1024*768 browser size
- [ ] works on IE8

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__Defect__
- [ ] Feature or defect resolution has been manually tested and meets all requirements of the underlying story
- [ ] Seed data sufficient to satisfy testing resolution of defect
- [ ] Root cause analysis provided

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__Database__
- [ ] schema changes reviewed by Architect
- [ ] Excessive SQL queries are not generated
- [ ] Slow SQL queries are not generated unintentionally
- [ ] No DB schema changes are backwards incompatible
- [ ] Database schema changes documented on wiki
- [ ] Migration provided

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__Shared Project / Dependencies__
- [ ] Reviewed by Architect
- [ ] API changes to shared components documented on wiki
- [ ] 3rd-party library introduced:
- [ ] explanation for updating a project dependency (e.g. 'latest version fixes a bug')