Use holds form
Specify descriptor limits for cards and ACH respectively
Fixed late submission delivery time
Merge pull request #290 from rmm5t/patch-1

Fixed late submission delivery time
Removed misplaced coma

Coma was incorrectly placed after October
Corrects misplaced coma
Merge pull request #292 from rserna2010/master

Corrects misplaced comma in docs overview section
Fix typo in README.md
Merge pull request #293 from groovecoder/patch-1

Fix typo in README.md
Update client locks
Merge remote-tracking branch 'upstream/master'