dialogue: #Person1#: I am happy I started carrying the credit card that the bank gave us.
  #Person2#: Why is that, Kate? Did you use it to buy something?
  #Person1#: I surely did. On my way home I stopped at the store to buy some beef for dinner because I didn't have any cash with me.
  #Person2#: And they permitted you to pay with the card?
  #Person1#: Yes. They didn't even ask me to give the ID.
  #Person2#: You have to be careful. If you lose them and someone finds them, the bank will charge you for what you buy.
  #Person1#: How much has the bank allowed us to spend with the card?
  #Person2#: Fifteen hundred dollars. The bank encourages us to use the card, but they will also require us to pay them back.
  #Person1#: You are right, Henry. I'll remember that. But the card surely makes it easy to spend money.
summary: Kate is happy to use the credit card because it makes it easy to spend money. Henry reminds her to be careful and pay the money back.
topic: credit card