Patent ID: 11741451

Abstract:
A dynamic receipt generating (DRG) computing device for dynamically generating customized transaction records is provided. The DRG computing device includes at least one processor in communication with at least one memory device. The DRG computing device is configured to receive user preference data including dynamic receipt preference data, and a payment account identifier associated with a user. The DRG computing device is also configured to store the user preference data in memory and to receive real-time transaction data associated with a purchase made by the user using a payment account associated with the payment account, the real-time transaction data being in a first format. The DRG computing device is further configured to retrieve the user preference data from the memory based on the payment account identifier. The DRG computing device is configured to generate a dynamic receipt based on the real-time transaction data and the retrieved user preference data associated with the payment account identifier, the dynamic receipt having a second format different from the first format, and to transmit the generated dynamic receipt to the user.