Patent ID: 11488220

Abstract:
A method whereby the date of birth (age) of a customer engaging in e-commerce over the Internet is verified. The present invention is launched from a merchant's website when an age sensitive transaction—alcohol or tobacco purchase, access to an adult web site, etc.,—is being undertaken. The system first checks to see if the customer is a known entity with a known date of birth. If the customer is not appropriately known to the system, then the system checks public records from information supplied to the system by the customer. If the date of birth is still unknown after such a check, the customer uploads an image of photo identification which is checked for date of birth either via software and also a selfie holding the identification. Optional SMS code verification can be undertaken. E-signatures can be optionally collected. Once the date of birth is known, the transaction is approved or denied based on the totality of the facts of the transaction.