Patent ID: 10825293

Abstract:
An example computing device includes program instructions that, when executed by one or more processors, cause the computing device to perform functions including receiving user-input financial data corresponding to a user and receiving user-input behavioral data corresponding to the user. The functions also include, based on the financial data and the behavioral data, determining a Wager Score™ for the user, where the Wager Score™ represents an estimate of financial risk of the user. The functions also include, based on the Wager Score™, determining a customized gaming rebate allocation corresponding to the financial risk of the user, where the customized gaming rebate allocation designates one or more recipients, other than the user, for a gaming rebate assigned to the user. The functions also include receiving the gaming rebate and, after receiving the gaming rebate, distributing the gaming rebate to the one or more recipients according to the customized gaming rebate allocation.