Patent ID: 10949836

Abstract:
Disclosed in some examples are improved methods, systems, and machine-readable mediums that allow for organization and management of electronic wallets. Users may have parent wallet elements which may include one or more child wallet elements. When a user selects a parent wallet element, the parent wallet element includes one or more selection and usage rules which automatically selects an appropriate child wallet element to use in an appropriate situation. For example, when the parent wallet element is presented as payment at a merchant, the rules may be utilized to select one or more child payment elements. The rules may select the child element based upon transaction type (e.g., at a merchant the rules may select a payment element, at an identification station, choose an identification element), or other context of the user—e.g., selecting a particular payment element based upon the type of merchant, the amount of the transaction, the goods purchased, the date, the time, or the like.