Patent ID: 11334879

Abstract:
Computer-implemented method and system of transacting a digital payment instrument deploying an authentication seal. The method includes receiving, at a memory of an authentication agent server computing device, a currency artifact submittal from a payor agent having an associated payor agent signing key and a payor agent verification key, the currency artifact submittal including at least an identifier (R-ID) and at least one of a currency data record and a record hash (R-HSH) of the currency data record, the R-ID being uniquely associated with the currency data record; associating at least one of the currency data record, the R-ID, the R-HSH and a payor agent signature with a unique identifier (B-ID) of a location within an immutable storage medium, the payor agent signature based on at least one of the payor agent signing key and the payor agent verification key; and transmitting, to the payor agent, an authentication seal in unique association with the currency data record, the authentication seal being generated, based at least in part upon the at least one of the currency data record and the R-ID, the R-HSH and the B-ID.