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In 1992, Eurocard International N.V., Eurocheque International C.V. and Eurocheque International Holding N.V. merged into a single company, Europay International S.A., and were relocated to Waterloo, Belgium. This location also housed the Europe, Middle East and Africa region of MasterCard International, and the seat of the joint venture of Eurocard MasterCard, Maestro International.