Schwarzschild radius
The Schwarzschild radius of a body is proportional to its mass and therefore to its volume, assuming that the body has a constant mass-density. In contrast, the physical radius of the body is proportional to the cube root of its volume. Therefore, as the body accumulates matter at a given fixed density (in this example, 997 kg/m3, the density of water), its Schwarzschild radius will increase more quickly than its physical radius. When a body of this density has grown to around 136 million solar masses , its physical radius would be overtaken by its Schwarzschild radius, and thus it would form a supermassive black hole.