八達通
Initially, Octopus Cards Limited, then known as Creative Star Limited, was restricted to having at most 15 per cent of Octopus card transactions for non-transport transactions, as it operated under the Banking Ordinance. On 20 April 2000, the Hong Kong Monetary Authority authorised the company for deposit-taking, which allowed for 50 per cent of Octopus card transactions to be unrelated to transport. About HK$416 million was deposited in the Octopus system at any given time as of 2000.