현대캐피탈
Hyundai Capital Europe, the European Hyundai Capital subsidiary established in 2010 in Germany, received the European Central Bank as well as the German financial authorities’ approval to establish a captive bank in Germany in 2016. In January 2017, the bank, Hyundai Capital Bank Europe GmbH (HCBE), has officially launched its operations starting with providing financial services to customers and dealers of the Kia brand. HCBE was the first non-European financial service provider to obtain a banking license from the European Central Bank. HCBE laid a solid foundation for yet another leap forward with the launch of a strategic joint venture with Santander Consumer Finance in 2019. The takeover of Sixt Leasing SE in 2020 is set to propel HCBE's competitive edge in Europe.