Ni Kuang
Chow's first love was her high school colleague. She started a relationship with the vocalist of Raidas, Chan Duk Cheung, when she worked in RTHK. This lasted for a few years. Later, Chow met Joe Nieh, the son of famous novelist Ni Kuang in a RTHK television programme in 1989 and they parted amicably in 1992. Chow met Ka Sen when she was in a Kao advertising shooting. After a two-year long-distance relationship, they broke up in 1995. Chow and Joe Nieh were back together in 1997 and married on 5 January 2009. They both become Christians in 2010 and joined an English-speaking local church in Hong Kong.