Mitsubishi UFJ Financial Group
(before 2006 known as the ) is a Japanese keiretsu (association of businesses) centered on companies established by railway tycoon Ichizō Kobayashi: Hankyu Hanshin Holdings, H2O Retailing and Toho. The keiretsu historically included Sanwa Bank, now part of Mitsubishi UFJ Financial Group, and is still closely linked to MUFG.