New Asia College
Lu was born in Hong Kong in 1939, of Panyu, Guangdong ancestry. She graduated with a degree in Chinese at the New Asia College of The Chinese University of Hong Kong in 1964. She received her Diploma of Education from the Northcote College of Education in 1965 and began her career in education with a teaching position in secondary school. She later received an MPhil degree in the University of Hong Kong (HKU) in 1981.