National Bank of New Zealand
He worked for the National Bank of New Zealand in Dunedin and Wellington until 1987 when he embarked on a rugby sojourn to Scotland and England, playing for Dunfermline 1987/88 and Broughton Park in Manchester 1988/89. He then returned to Dunedin where he studied Commerce and Accounting at the University of Otago, which he graduated from in 1993.