Szeto Wah
In the Urban Council election in March 1995, she lost her seat after 32 years of service to Democratic Party politician Szeto Wah, whose campaign targeted Tu's perceived pro-Beijing stance, by a margin of 2,397 votes. In the Legislative Council election held September in the same year, she left her Urban Council constituency and went for the Kowloon East direct election but was defeated by Szeto Wah again. As she ran against the pro-democracy icon, Tu was supported by the pro-Beijing party Democratic Alliance for the Betterment of Hong Kong (DAB), which made her look even closer to Beijing.