461-160-0620 Income Deductions and Patient Liability; Long-Term Care Services or Home and Community-Based Care; OSIPM In the Oregon Supplemental Income Program Medical (OSIPM): (1) Deductions from income are made for an individual residing in or entering a long-term care facility or receiving home and community-based care (see OAR 461-001-0030) as explained in subsections (3)(a) to (3)(h) of this rule. (2) The liability of an individual is determined according to subsection (3)(i) of this rule, except as provided otherwise in OAR 461-160-0610. (3) Deductions are made in the following order: (a) One standard earned income deduction of $65 is made from the earned income in the OSIPM program. (b) The deductions under the plan for self-support as allowed by OAR 461-145-0405. (c) One of the following need standards: (A) A $81.28 personal needs allowance for an individual receiving long-term care services. (B) A $90 personal needs allowance for an individual receiving long-term care services who is eligible for Veterans Administration (VA) benefits based on unreimbursed medical expenses. The $90 allowance is allowed only when the VA benefit has been reduced to $90. (C) For an individual who receives home and community-based care : (i) Except as provided in subparagraph (ii) of this paragraph, the OSIPM maintenance standard. (ii) For an individual who receives in-home services, the OSIPM maintenance standard plus $500. (d) A community spouse (see OAR 461-001-0030) monthly income allowance is deducted from the income of the institutionalized spouse (see OAR 461-001-0030) to the extent that the income is made available to or for the benefit of the community spouse , using the following calculation. (A) Step 1--Determine the maintenance needs allowance. $2,643.75 is added to the amount over $793.13 that is needed to pay monthly shelter expenses for the principal residence of the couple. This sum or $4,066.50, whichever is less, is the maintenance needs allowance. For the purpose of this calculation, shelter expenses are the rent or home mortgage payment (principal and interest), taxes, insurance, required maintenance charges for a condominium or cooperative, and the full standard utility allowance for the Supplemental Nutrition Assistance Program (SNAP) (see OAR 461-160-0420). If an all-inclusive rate covers items that are not allowable shelter expenses, including meals or housekeeping in an assisted living facility, or the rate includes utilities, to the extent they can be distinguished, these items must be deducted from the all-inclusive rate to determine allowable shelter expenses. (B) Step 2--Compare maintenance needs allowance with community spouse's countable income. The countable (see OAR 461-001-0000) income of the community spouse is subtracted from the maintenance needs allowance determined in step 1. The difference is the income allowance unless the allowance described in step 3 is greater. (C) Step 3--If a spousal support order or exceptional circumstances resulting in significant financial distress require a greater income allowance than that calculated in step 2, the greater amount is the allowance. (e) A dependent income allowance for an eligible dependent (see OAR 461-001-0030) as follows: (A) For a case with a community spouse , a deduction is permitted only if the monthly income of the eligible dependent is below $2,643.75. To determine the income allowance of each eligible dependent: (i) The monthly income of the eligible dependent is deducted from $2,643.75. (ii) One-third of the amount remaining after the subtraction in paragraph (A) of this subsection is the income allowance of the eligible dependent. (B) For a case with no community spouse : (i) The allowance is the Temporary Assistance for Needy Families (TANF) adjusted income standard (see OAR 461-155-0030) for the individual and eligible dependents. (ii) The TANF standard is not reduced by the income of the dependent. (f) Costs for maintaining a home if the individual meets the criteria in OAR 461-160-0630. (g) Medical deductions allowed by OAR 461-160-0030 and 461-160-0055 are made for costs not covered under the state plan. (h) After taking all the deductions allowed by this rule, the remaining balance is the adjusted income (see OAR 461-001-0000). (i) The individual's liability is determined as follows: (A) For an individual receiving home and community-based care (except individuals identified in section (2) of this rule), the liability is the actual cost of the home and community-based care or the adjusted income of the individual, whichever is less. This amount must be paid to the Department or the home and community-based care facility each month as a condition of being eligible for home and community-based care . (B) For an individual who resides in a nursing facility, the liability is the actual cost of services or the adjusted income of the individual, whichever is less. This amount must be paid to the facility each month as a condition of being eligible for nursing facility services. Statutory/Other Authority: ORS 409.050, 413.085, 411.060, 411.070, 411.404, 414.065, 414.685 & 411.706 Statutes/Other Implemented: ORS 409.010, 413.085, 411.060, 411.070, 411.404, 414.065, 414.685, 42 USC 1396r-5, 411.706 & 42 CFR 435.725 - 435.735 History: SSP 29-2025, amend filed 12/29/2025, effective 01/01/2026 SSP 11-2025, amend filed 06/23/2025, effective 07/01/2025 SSP 61-2024, amend filed 12/30/2024, effective 01/01/2025 SSP 41-2024, amend filed 06/20/2024, effective 07/01/2024 SSP 52-2023, amend filed 12/18/2023, effective 01/01/2024 SSP 21-2023, amend filed 06/22/2023, effective 07/01/2023 SSP 58-2022, amend filed 12/22/2022, effective 01/01/2023 SSP 40-2022, amend filed 06/29/2022, effective 07/01/2022 SSP 34-2022, amend filed 04/28/2022, effective 05/01/2022 SSP 6-2022, temporary amend filed 02/02/2022, effective 02/02/2022 through 06/29/2022 SSP 5-2022, amend filed 02/02/2022, effective 02/02/2022 SSP 77-2021, temporary amend filed 12/20/2021, effective 01/01/2022 through 06/29/2022 SSP 34-2021, amend filed 06/23/2021, effective 07/01/2021 SSP 13-2021, minor correction filed 02/18/2021, effective 02/18/2021 SSP 45-2020, amend filed 12/22/2020, effective 01/01/2021 SSP 19-2020, amend filed 06/23/2020, effective 07/01/2020 SSP 11-2020, amend filed 04/27/2020, effective 04/27/2020 SSP 26-2019, amend filed 12/27/2019, effective 01/01/2020 SSP 23-2019, amend filed 10/21/2019, effective 10/22/2019 SSP 16-2019, temporary amend filed 06/28/2019, effective 07/01/2019 through 09/30/2019 SSP 34-2018, amend filed 12/04/2018, effective 01/01/2019 SSP 22-2018, amend filed 06/05/2018, effective 07/01/2018 SSP 33-2017, amend filed 12/08/2017, effective 01/01/2018 SSP 23-2017, f. 9-11-17, cert. ef. 10-1-17 SSP 14-2017, f. 6-5-17, cert. ef. 7-1-17 SSP 44-2016, f. 12-7-16, cert. ef. 1-1-17 SSP 31-2016, f. & cert. ef. 9-1-16 SSP 25-2016(Temp), f. 6-30-16, cert. ef. 7-1-16 thru 12-27-16 SSP 24-2016, f. 6-29-16, cert. ef. 7-1-16 SSP 21-2015, f. & cert. ef. 7-1-15 SSP 4-2015, f. & cert. ef. 1-1-15 SSP 24-2014, f. & cert. ef. 10-1-14 SSP 17-2014(Temp), f. & cert. ef. 7-1-14 thru 12-28-14 SSP 15-2014, f. & cert. ef. 7-1-14 SSP 3-2014, f. 1-31-14, cert. ef. 2-1-14 SSP 37-2013, f. 12-31-13, cert. ef. 1-1-14 SSP 25-2013, f. & cert. ef. 10-1-13 SSP 16-2013(Temp), f. & cert. ef. 7-1-13 thru 12-28-13 SSP 37-2012, f. 12-28-12, cert. ef. 1-1-13 SSP 30-2012, f. 9-28-12, cert. ef. 10-1-12 SSP 23-2012(Temp), f. 6-29-12, cert. ef. 7-1-12 thru 12-28-12 SSP 35-2011, f. 12-27-11, cert. ef. 1-1-12 SSP 25-2011, f. 9-30-11, cert. ef. 10-1-11 SSP 18-2011(Temp), f. & cert. ef. 7-1-11 thru 12-28-11 SSP 13-2009, f. & cert. ef. 7-1-09 SSP 26-2008, f. 12-31-08, cert. ef. 1-1-09 SSP 17-2008, f. & cert. ef. 7-1-08 SSP 14-2007, f. 12-31-07, cert. ef. 1-1-08 SSP 7-2007, f. 6-29-07, cert. ef. 7-1-07 SSP 4-2007, f. 3-30-07, cert. ef. 4-1-07 SSP 15-2006, f. 12-29-06, cert. ef. 1-1-07 SSP 14-2006, f. 9-29-06, cert. ef. 10-1-06 SSP 10-2006, f. 6-30-06, cert. ef. 7-1-06 SSP 19-2005, f. 12-30-05, cert. ef. 1-1-06 SSP 14-2005, f. 9-30-05, cert. ef. 10-1-05 SSP 9-2005(Temp), f. & cert. ef. 7-6-05 thru 10-1-05 SSP 8-2005(Temp), f. & cert. ef. 7-1-05 thru 10-1-05 SSP 7-2005, f. & cert. ef. 7-1-05 SSP 24-2004, f. 12-30-04, cert. ef. 1-1-05 SSP 17-2004, f. & cert. ef. 7-1-04 SSP 33-2003, f. 12-31-03, cert. ef. 1-4-04 SSP 23-2003, f. & cert. ef. 10-1-03 SSP 16-2003, f. & cert. ef. 7-1-03 AFS 22-2002, f. 12-31-02, cert. ef. 1-1-03 AFS 10-2002, f. & cert. ef. 7-1-02 AFS 5-2002, f. & cert. ef. 4-1-02 AFS 11-2001, f. 6-29-01, cert. ef. 7-1-01 AFS 6-2001, f. 3-30-01, cert. ef. 4-1-01 AFS 25-2000, f. 9-29-00, cert. ef. 10-1-00 AFS 17-2000, f. 6-28-00, cert. ef. 7-1-00 AFS 10-2000, f. 3-31-00, cert. ef. 4-1-00 AFS 3-2000, f. 1-31-00, cert. ef. 2-1-00 AFS 6-1999, f. & cert. ef. 4-22-99 AFS 3-1999, f. 3-31-99, cert. ef. 4-1-99 AFS 1-1999(Temp), f. & cert. ef. 2-1-99 thru 7-31-99 AFS 8-1998, f. 4-28-98, cert. ef. 5-1-98 AFS 6-1998(Temp), f. 3-30-98, cert. ef. 4-1-98 thru 5-31-98 AFS 5-1997, f. 4-30-97, cert. ef. 5-1-97 AFS 15-1996, f. 4-29-96, cert. ef. 5-1-96 AFS 23-1995, f. 9-20-95, cert. ef. 10-1-95 AFS 10-1995, f. 3-30-95, cert. ef. 4-1-95 AFS 29-1994, f. 12-29-94, cert. ef. 1-1-95 AFS 6-1994, f. & cert. ef. 4-1-94 AFS 19-1993, f. & cert. ef. 10-1-93 AFS 5-1993, f. & cert. ef. 4-1-93 AFS 28-1992, f. & cert. ef. 10-1-92 AFS 17-1992, f. & cert. ef. 7-1-92 AFS 8-1992, f. & cert. ef. 4-1-92 AFS 13-1991, f. & cert. ef. 7-1-91 AFS 16-1990, f. 6-29-90, cert. ef. 7-1-90 AFS 80-1989, f. 12-21-89, cert. ef. 2-1-90