177-046-0027 Funding the Player Account (1) General: The Lottery does not hold or manage money on behalf of players. Therefore, to play Lottery games and claim prizes digitally, the player must establish a digital player account as described in OAR 177-046-0022. This includes agreeing to and complying with any terms of use presented to a player by the entity holding the player account. The player account will then be used, as described in the terms of use, to provide digital credits to the player account that may be used by the player to purchase tickets or shares and receive prizes. (2) Fees. The entity holding the player account does not charge for deposits or withdrawals in or out of the player account. Neither the Lottery, nor the entity holding the player account, are responsible for any fees that may be charged to the player by a payment processor, or financial institution, pursuant to an agreement with the player. (3) If a deposit is charged back for any reason, the amount of the original deposit will be deducted from the player account and any prizes paid from winning tickets or shares that were purchased using the original deposit that was charged back will be forfeited and deducted from the player account. (4) Player Credits. A player may only purchase tickets or shares up to the player balance; under no circumstances will the Lottery or its vendor extend credit to a player. A player is not entitled to funds incorrectly allocated to the player account. The entity holding the player account is entitled to reverse such credits from the player account and recover any funds that may have been withdrawn related to any over crediting of the player account. (5) Bonuses: The Lottery may, from time to time, offer bonuses or similar promotional incentives. Bonuses appear as digital credits in the player account and may be used to play Lottery games subject to limitations, but bonuses have no cash value and are not available to withdraw. (6) Prizes: For Lottery games played digitally, prizes are claimed, validated, and paid digitally through the player account according to the rules for the particular game and OAR 177-046-0110. (7) Withdrawals: (a) Once a player's prize is deposited in the player account, the Lottery considers the prize claimed by the player. A player may withdraw from their player account at any time up to the funds balance, subject to any limitations in the terms and conditions or terms of use of the entity holding the player account or other payment processors used by the player. (b) The player is responsible for providing accurate and updated information to Lottery and its service providers and for providing accurate information when requesting to withdraw. The Lottery is not responsible for delays or losses caused by incorrect payment method information provided by the player. Once a withdrawal is approved, the Lottery is not responsible for any third-party financial clearing processes that may delay or prevent the player's receipt of any withdrawn funds. (8) The money in a player account is held solely for the benefit of the player and is not monitored or managed by the Lottery for the player. The funds associated with a dormant player account may be considered abandoned. Any abandoned funds may be subject to escheat or similar laws regarding abandoned property under the laws of the jurisdiction where the player account is held. Statutory/Other Authority: Or Const, Art XV, § 4(4)(a), ORS 461.120, 461.130, 461.150, 461.200, 461.210, 461.250, 461.260, 461.400, 461.440, 461.560, 461.715 & 461.719 Statutes/Other Implemented: Or Const, Art XV, § 4(4), ORS 461.020, ORS 461.120, 461.130, 461.150, 461.200, 461.210, 461.250, 461.260, 461.400, 461.440, 461.560, 461.715 & 461.719 History: LOTT 6-2022, amend filed 06/03/2022, effective 06/15/2022 LOTT 20-2021, temporary amend filed 12/17/2021, effective 12/17/2021 through 06/14/2022 LOTT 1-2020, adopt filed 03/20/2020, effective 03/29/2020 LOTT 2-2019, temporary adopt filed 10/01/2019, effective 10/01/2019 through 03/28/2020