Case Name: Stephanie WILLIAMS, Appellant, v. SECURITY MUTUAL CASUALTY COMPANY, Appellee
Court: Florida District Court of Appeal
Jurisdiction: Florida
Decision Date: 1979-11-20
Citations: 377 So. 2d 733
Docket Number: No. 79-330
Parties: Stephanie WILLIAMS, Appellant, v. SECURITY MUTUAL CASUALTY COMPANY, Appellee.
Judges: Before PEARSON, HUBBART and SCHWARTZ, JJ.
Reporter: Southern Reporter, Second Series
Volume: 377
Pages: DCCCXIII–DCCCXV

Head Matter:
Stephanie WILLIAMS, Appellant, v. SECURITY MUTUAL CASUALTY COMPANY, Appellee.
No. 79-330.
District Court of Appeal of Florida, Third District.
Nov. 20, 1979.
Rehearing Denied Jan. 3, 1980.
Goldstein & Goldstein and Caron Balka-ny, Miami, for appellant.
Stephens, Schwartz, Lynn & Chernay and Robert M. Klein, Miami, for appellee.
Before PEARSON, HUBBART and SCHWARTZ, JJ.

Opinion:
PER CURIAM.
The final judgment appealed from, which was entered after a non-jury trial in a declaratory decree action, is affirmed upon the holding that: (a) the insurance policy in question covered a policy period of three months which automatically lapsed when the insured failed to pay the required premium on or before the expiration date of the policy, (b) no notice to the insured was required under Section 627.728, Florida Statutes (1977), as the insurance policy herein was not cancelled, but merely lapsed, and (c) the doctrine of estoppel cannot be relied upon to revive the lapsed policy. Accordingly, the final judgment holding that there was no coverage under the policy for an automobile accident which occurred after the policy had lapsed was eminently correct. Unijax, Inc. v. Factory Insurance Assn., 328 So.2d 448 (Fla. 1st DCA 1976); Safeco Insurance Co. of America v. Oehmig, 305 So.2d 52 (Fla. 1st DCA 1974).
Affirmed.