Case Name: Grace E. Stone, as Administratrix of the Estate of Bernice B. Stone, Deceased, Respondent, v. The Prudential Insurance Company of America, Appellant
Court: New York Court of Appeals
Jurisdiction: New York
Decision Date: 1935-05-28
Citations: 268 N.Y. 91
Docket Number: 
Parties: Grace E. Stone, as Administratrix of the Estate of Bernice B. Stone, Deceased, Respondent, v. The Prudential Insurance Company of America, Appellant.
Judges: Crane, Ch. J., Lehman, O’Brien and Loughran, JJ., concur; Hubbs, Crouch and Finch, JJ., dissent.
Reporter: New York Reports
Volume: 268
Pages: 91–92

Head Matter:
Grace E. Stone, as Administratrix of the Estate of Bernice B. Stone, Deceased, Respondent, v. The Prudential Insurance Company of America, Appellant.
(Argued April 30, 1935;
decided May 28, 1935.)
Nicholas J. Weldgen for appellant.
The statements in the applications, being warranties, and having been shown on plaintiff’s proof to be false, the plaintiff cannot recover. (King v. Tioga County, 35 App. Div. 58; Satz v. Massachusetts Bonding & Ins. Co., 243 N. Y. 385; Foot v. Mtna Life Ins. Co., 61 N. Y. 571; Barteau v. Phoenix Mut. Life Ins. Co., 67 N. Y. 595; Kenyon v. K. T. & M. M. A. Assn., 122 N. Y. 247; Clemans v. Supreme Assembly, 131 N. Y. 485; Enthoven v. American Fidelity Co., 128 N. Y. Supp. 805; 150 App. Div. 928; 211 N. Y. 561; Keck v. Metropolitan Life Ins. Co., 238 App. Div. 538; 264 N. Y. 422; Travelers Ins. Co. v. Pomerantz, 246 N. Y. 63; Anderson v. Mtna Life Ins. Co., 265 N. Y. 376; Saad v. N. Y. Ufe Ins. Co., 201 App. Div. 544; 235 N. Y. 550; Minsker v. John Hancock Mut. Ufe Ins. Co., 254 N. Y. 333.)
Seymour Bernstein and Charles B. Bechtold for respondent.
The statements in the applications are immaterial except as they affect the provisions of sound health at the date of the applications. (Silverstein v. Metropolitan Ufe Ins. Co., 254 N. Y. 81.)

Opinion:
Per Curiam.
Some of the answers in the applications for insurance being palpably false, and such answers being a part of the applications which would have been incorporated in due course in the policies, it follows that the judgments in favor of the plaintiff should be reversed and the complaint dismissed, with costs in all courts. (See Axelroad v. Metropolitan Life Ins. Co., 267 N. Y. 437, decided May 21, 1935.)
Crane, Ch. J., Lehman, O'Brien and Loughran, JJ., concur; Hubbs, Crouch and Finch, JJ., dissent.
Judgments reversed, etc. (See 268 N. Y. 630.)