Case Name: The Travelers Insurance Company, Respondent, v. John Russo, Appellant
Court: New York Supreme Court, Appellate Term
Jurisdiction: New York
Decision Date: 1935-05-10
Citations: 155 Misc. 589
Docket Number: 
Parties: The Travelers Insurance Company, Respondent, v. John Russo, Appellant.
Judges: 
Reporter: New York Miscellaneous Reports
Volume: 155
Pages: 589–590

Head Matter:
The Travelers Insurance Company, Respondent, v. John Russo, Appellant.
Supreme Court, Appellate Term, First Department,
May 10, 1935.
Giaimo & Nicolosi [Frank M. Nicolosi of counsel], for the appellant.
William J. Moran [Bernard J. McGlinn of counsel], for the respondent.

Opinion:
Per Curiam.
Any terms of an automobile liability policy which violate section 109 of the Insurance Law or limit the free force and effect thereof are illegal. Nevertheless the policy will be held valid and deemed to include the provisions required by that section. (Bakker v. Ætna Life Ins. Co., 264 N. Y. 150.) This rule controls the rights, duties and obligations of the insurer and the policyholder. We construe the present contract as attempting to limit the statutory provisions. It is, therefore, illegal and may not be enforced.
Judgment reversed, with costs, and judgment directed for defendant, with costs.
All concur; present, Hammer, Callahan and Shientag, JJ.