Case Name: L. LURIA & SON, INC., Appellant, v. FIREMAN'S FUND INSURANCE COMPANY, a foreign corporation, and The American Insurance Company, a foreign corporation, Appellees
Court: Florida District Court of Appeal
Jurisdiction: Florida
Decision Date: 1988-07-19
Citations: 528 So. 2d 131
Docket Number: No. 87-2444
Parties: L. LURIA & SON, INC., Appellant, v. FIREMAN’S FUND INSURANCE COMPANY, a foreign corporation, and The American Insurance Company, a foreign corporation, Appellees.
Judges: Before HUBBART, DANIEL S. PEARSON and FERGUSON, JJ.
Reporter: Southern Reporter, Second Series
Volume: 528
Pages: 131–132

Head Matter:
L. LURIA & SON, INC., Appellant, v. FIREMAN’S FUND INSURANCE COMPANY, a foreign corporation, and The American Insurance Company, a foreign corporation, Appellees.
No. 87-2444.
District Court of Appeal of Florida, Third District.
July 19, 1988.
Kopelowitz, Atlas, Pearlman & Trop and Jan Atlas and Robin Corwin Campbell, Ft. Lauderdale, for appellant.
Bernard C. Pestcoe and Heidi Roth, Coral Gables, for appellees.
Before HUBBART, DANIEL S. PEARSON and FERGUSON, JJ.

Opinion:
FERGUSON, Judge.
The dispositive question is whether a policy of insurance, under any reasonable construction, affords coverage for goods stolen from a common carrier while in transit. On examination of the basic policy, the endorsements, and the exclusions, we agree with the trial court that there are no ambiguities. See Oceanus Mut. Underwriting Assoc., (Bermuda) Ltd. v. Fuentes, 456 So.2d 1230, 1232 (Fla. 3d DCA 1984) (court shall not extend the coverage of insurance beyond that plainly set forth in the contract), rev. denied, 466 So.2d 217 (Fla.1985). Loss occasioned by theft is excluded by the basic policy. A supplemental policy provides coverage for loss of goods while in transit where the property is carried by armored car, the insured's own vehicle, registered mail, or by messenger service.
Summary judgment for the insurer is affirmed.
HUBBART, J., concurs.