Case Name: AMERICAN RELIANCE INSURANCE COMPANY, Appellant, v. Francisco MARTINEZ, South Lower Florida Insurance Underwriters, Inc., Prudential Property and Casualty Insurance Company, and Fleet Real Estate Funding Corporation, Appellees
Court: Florida District Court of Appeal
Jurisdiction: Florida
Decision Date: 1996-11-06
Citations: 683 So. 2d 575
Docket Number: No. 95-3039
Parties: AMERICAN RELIANCE INSURANCE COMPANY, Appellant, v. Francisco MARTINEZ, South Lower Florida Insurance Underwriters, Inc., Prudential Property and Casualty Insurance Company, and Fleet Real Estate Funding Corporation, Appellees.
Judges: Before COPE, LEVY and SHEVIN, JJ.
Reporter: Southern Reporter, Second Series
Volume: 683
Pages: 575–576

Head Matter:
AMERICAN RELIANCE INSURANCE COMPANY, Appellant, v. Francisco MARTINEZ, South Lower Florida Insurance Underwriters, Inc., Prudential Property and Casualty Insurance Company, and Fleet Real Estate Funding Corporation, Appellees.
No. 95-3039.
District Court of Appeal of Florida, Third District.
Nov. 6, 1996.
Gregg R. Schwartz and Brad E. Kelsky, Miami, for appellant.
Walter A. Anon, and Kenneth J. Duck-worth, Hialeah; Neil Rose, Bay Village; Bernstein & Chackman, Hollywood; Holland & Knight and Daniel S. Pearson and Christopher N. Bellows, Miami; Gaebe, Murphy, Mullen & AntoneUi and David Kleinberg, Coral Gables, for appellees.
Before COPE, LEVY and SHEVIN, JJ.

Opinion:
PER CURIAM.
American Reliance Insurance Company appeals a final judgment entered pursuant to a jury verdict. We affirm the judgment find ing that, based on competent substantial evidence, the jury was entitled to determine that the Martinezes' unilateral actions were insufficient to effectuate a cancellation of the American Reliance policy, Dedmon v. State Farm Mut. Auto. Ins. Co., 408 So.2d 822 (Fla. 3d DCA1982), and to determine further that American Reliance breached the insurance contract. Cf. Jones v. Utica Mut. Ins. Co., 463 So.2d 1153 (Fla.l985)(jury can determine whether facts of ease fall within scope of coverage). The record demonstrates that American Reliance did not provide Fleet Real Estate Funding Corporation, the mortgagee and loss payee, with statutory notice of cancellation or notice of cancellation as required by the policy. See Fidelity & Deposit Co. of Maryland v. First State Ins. Co., 677 So.2d 266 (Fla.1996). The final judgment must therefore be affirmed.
Appellant's remaining points lack merit.
Affirmed.
. This disposition renders the cross-appeals moot.