Case Name: American General Life Insurance Company of New York, Appellant, v. Diane Dos Santos, Respondent
Court: New York Supreme Court, Appellate Division
Jurisdiction: New York
Decision Date: 1983-01-04
Citations: 91 A.D.2d 881
Docket Number: 
Parties: American General Life Insurance Company of New York, Appellant, v Diane Dos Santos, Respondent.
Judges: 
Reporter: Appellate Division Reports
Volume: 91
Pages: 881–883

Head Matter:
American General Life Insurance Company of New York, Appellant, v Diane Dos Santos, Respondent.

Opinion:
— Order, Supreme Court, New York County (Evens, J.), entered December 22,1980, denying plaintiff insurance company's motion for summary judgment in an action seeking rescission of a disability insurance policy issued to defendant, affirmed, without costs. An issue of fact is presented as to the materiality of the misrepresentation attributed to the defendant in her application for a disability benefit insurance policy. Although it appears that defendant had sustained substantial injuries more than a year before in an accident not disclosed in her application, we are not persuaded that plaintiff's conclusory allegations suffice to establish as a matter of law that "knowledge by the insurer of the facts misrepresented would have led to a refusal by the insurer to make such contract." (Insurance Law, § 149, subd 2; cf. Process Plants Corp. v Beneficial Nat. Life Ins. Co., 53 AD2d 214, affd on opn of App Div 42 NY2d 928.) Concur — Sandler, Sullivan and Kassal, JJ.