Case Name: PORTFOLIO RECOVERY ASSOCIATES, LLC, Plaintiff/Respondent, v. Tracy FISHER, Defendant/Appellant
Court: Missouri Court of Appeals
Jurisdiction: Missouri
Decision Date: 2014-04-15
Citations: 428 S.W.3d 705
Docket Number: No. ED 99886
Parties: PORTFOLIO RECOVERY ASSOCIATES, LLC, Plaintiff/Respondent, v. Tracy FISHER, Defendant/Appellant.
Judges: Before LISA S. VAN AMBURG, P.J., PATRICIA L. COHEN, J., and PHILIP M. HESS, J.
Reporter: South Western Reporter Third Series
Volume: 428
Pages: 705–705

Head Matter:
PORTFOLIO RECOVERY ASSOCIATES, LLC, Plaintiff/Respondent, v. Tracy FISHER, Defendant/Appellant.
No. ED 99886.
Missouri Court of Appeals, Eastern District, Division Four.
April 15, 2014.
Scott C. Ehlermann, The Missouri Legal Group, LLC, St. Louis, MO, for Appellant.
Karen L. Jones, Evans & Dixon, LLC, St. Louis, MO, for Respondent.
Before LISA S. VAN AMBURG, P.J., PATRICIA L. COHEN, J., and PHILIP M. HESS, J.

Opinion:
ORDER
PER CURIAM.
Tracy Fisher (Defendant) appeals the trial court's "directed verdict" in favor of Portfolio Recovery Associates, LLC (Plaintiff) on Plaintiffs claim for account stated. Defendant raises three points on appeal, claiming that the trial court erred by (1) entering the "directed verdict" because it did not prepare requested findings of fact and conclusions of law; (2) admitting the business records of HSBC Card Services (III) Inc. and Direct Merchants Bank through an unqualified witness; and (3) granting Plaintiffs motion for attorney fees under the Fair Debt Collection Practices Act (FDCPA). We affirm.
We have reviewed the briefs of the parties and the record on appeal and conclude that the trial court did not err. An extended opinion would have no precedential value. We have, however, provided a memorandum for the use of the parties setting forth the reasons for our decision.
We affirm the judgment pursuant to Rule 84.16(b).