Case Name: Jane M. SOTANSKI, Plaintiff-Appellant, v. HSBC BANK USA, NA, as Trustee for the Holders of the Deutsche Alt-A Securities, Inc. Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2007-OA4; RTS Pacific, Inc., Defendants-Appellees
Court: United States Court of Appeals for the Ninth Circuit
Jurisdiction: United States
Decision Date: 2016-12-22
Citations: 671 F. App'x 999
Docket Number: No. 15-16798
Parties: Jane M. SOTANSKI, Plaintiff-Appellant, v. HSBC BANK USA, NA, as Trustee for the Holders of the Deutsche Alt-A Securities, Inc. Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2007-OA4; RTS Pacific, Inc., Defendants-Appellees.
Judges: Before: WALLACE, LEAVY, and FISHER, Circuit Judges,
Reporter: West's Federal Appendix
Volume: 671
Pages: 999–1000

Head Matter:
Jane M. SOTANSKI, Plaintiff-Appellant, v. HSBC BANK USA, NA, as Trustee for the Holders of the Deutsche Alt-A Securities, Inc. Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2007-OA4; RTS Pacific, Inc., Defendants-Appellees.
No. 15-16798
United States Court of Appeals, Ninth Circuit.
Submitted December 14, 2016
Filed December 22, 2016
Jane M. Sotanski, Pro Se
Megan Elizabeth Gruber, Esquire, Attorney, Jon D. Ives, Esquire, Attorney, Severson & Werson APC, San Francisco, CA, for Defendant-Appellee HSBC Bank USA, NA
Melissa N. Armstrong, Esquire, San Diego, CA, for Defendant-Appellee RTS Pacific, Inc.
Before: WALLACE, LEAVY, and FISHER, Circuit Judges,
The panel unanimously concludes this case is suitable for decision without oral argument. See Fed. R. App. P. 34(a)(2).

Opinion:
MEMORANDUM
Jane M. Sotanski appeals pro se from the district court's order dismissing her action alleging Truth in Lending Act ("TILA") and state law claims. We have jurisdiction under 28 U.S.C. § 1291. We review de novo a district court's dismissal for failure to state a claim under Federal Rule of Civil Procedure 12(b)(6). Doe v. Abbott Labs., 671 F.3d 930, 933 (9th Cir. 2009). We affirm.
The district court properly dismissed as time-barred Sotanski's TILA claim for rescission because Sotanski did not deliver- a notice of rescission within three years of consummation of the loan. See 15 U.S.C. § 1636(f) (imposing three-year period to exercise right of rescission under TILA); Jesinoski v. Countrywide Home Loans, Inc., — U.S. -, 135 S.Ct. 790, 792, 190 L.Ed.2d 650 (2015) (a borrower exercises her right of rescission by notifying the creditor of intent to rescind within three years after the transaction is consummated). The district court properly dismissed Sotanski's wrongful foreclosure claim because Sotanski's claim was contingent on her TILA claim not being time barred. See Yvanova v. New Century Mortg. Corp., 62 Cal.4th 919, 199 Cal.Rptr.3d 66, 365 P.3d 845, 850 (2016) (explaining that the beneficial holder of a deed of trust can initiate nonjudicial foreclosure proceedings under Cal. Civ. Code § 2924).
We do not consider matters not specifically and distinctly raised and argued in the opening brief. See Padgett v. Wright, 587 F.3d 983, 985 n.2 (9th Cir. 2009).
AFFIRMED.
This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3.