Case Name: Bree OWENS, Respondent, v. STATE FARM FIRE & CASUALTY COMPANY, Appellant
Court: Missouri Court of Appeals
Jurisdiction: Missouri
Decision Date: 2005-06-21
Citations: 165 S.W.3d 207
Docket Number: No. ED 85051
Parties: Bree OWENS, Respondent, v. STATE FARM FIRE & CASUALTY COMPANY, Appellant.
Judges: Before GARYM. GAERTNER, SR., P.J., SHERRI B. SULLIVAN, J., and BOOKER T. SHAW, J.
Reporter: South Western Reporter Third Series
Volume: 165
Pages: 207–208

Head Matter:
Bree OWENS, Respondent, v. STATE FARM FIRE & CASUALTY COMPANY, Appellant.
No. ED 85051.
Missouri Court of Appeals, Eastern District, Division One.
June 21, 2005.
Motion for Rehearing and/or Transfer to Supreme Court Denied July 25, 2005.
Daniel E. Wilke, St. Louis, MO, for appellant.
Joseph L. Leritz, St. Louis, MO, for respondent.
Before GARYM. GAERTNER, SR., P.J., SHERRI B. SULLIVAN, J., and BOOKER T. SHAW, J.

Opinion:
ORDER
PER CURIAM.
State Farm Fire & Casualty Company ("State Farm") appeals from the trial court's judgment declaring coverage and awarding Bree Owens $500,000 for bodily injuries and property damages sustained during a fire at a residence she was renting. State Farm raises three issues on appeal. First,' State Farm argues the trial court erred in finding the property in question was an "insured location" under the policy. Second, State Farm claims the trial court erred in holding the renting of the property where the fire occurred was "occasional" under an exception to an exclusion prohibiting coverage. Third, State Farm argues the trial court erred in holding renting of the property at issue was "ordinarily incident to a non-business pursuit."
We have reviewed the briefs of the parties and the legal file submitted on appeal. No error of law appears. An extended opinion reciting the detailed facts and restating the principles of law would have no precedential value. The parties have been furnished with a memorandum for their information only, setting forth the reasons for the order affirming the judgment pursuant to Rule 84.16(b).