Case Name: Thomas H. FLUHARTY, Trustee of the Bankruptcy Estate of D. Kevin Coleman and Diane M. Coleman; D. Kevin Coleman; Diane M. Coleman, Plaintiffs-Appellants, v. QUICKEN LOANS, INC.; Title Source, Inc.; M & T Bank, Successor by Assignment and Sub-Servicing Agreement to Defendant Bank of America, N.A., and Bank of America, N.A., Defendant, West Virginia Bankers Association, Inc.; Community Bankers Of West Virginia, Inc., Amici Supporting Appellees
Court: United States Court of Appeals for the Fourth Circuit
Jurisdiction: United States
Decision Date: 2015-11-13
Citations: 623 F. App'x 65
Docket Number: No. 15-1439
Parties: Thomas H. FLUHARTY, Trustee of the Bankruptcy Estate of D. Kevin Coleman and Diane M. Coleman; D. Kevin Coleman; Diane M. Coleman, Plaintiffs-Appellants, v. QUICKEN LOANS, INC.; Title Source, Inc.; M & T Bank, Successor by Assignment and Sub-Servicing Agreement to Defendant Bank of America, N.A., and Bank of America, N.A., Defendant, West Virginia Bankers Association, Inc.; Community Bankers Of West Virginia, Inc., Amici Supporting Appellees.
Judges: Before WILKINSON, DUNCAN, and HARRIS, Circuit Judges.
Reporter: West's Bankruptcy Reporter
Volume: 544
Pages: 65–66

Head Matter:
Thomas H. FLUHARTY, Trustee of the Bankruptcy Estate of D. Kevin Coleman and Diane M. Coleman; D. Kevin Coleman; Diane M. Coleman, Plaintiffs-Appellants, v. QUICKEN LOANS, INC.; Title Source, Inc.; M & T Bank, Successor by Assignment and Sub-Servicing Agreement to Defendant Bank of America, N.A., and Bank of America, N.A., Defendant, West Virginia Bankers Association, Inc.; Community Bankers Of West Virginia, Inc., Amici Supporting Appellees.
No. 15-1439.
United States Court of Appeals, Fourth Circuit.
Submitted: Sept. 29, 2015.
Decided: Nov. 13, 2015.
Martin P. Sheehan, Sheehan & Nugent, PLLC, Wheeling, West Virginia, for Appellants. John C. Lynch, Jason Manning, Troutman Sanders, LLP, Virginia Beach, Virginia; Carrie Goodwin Fenwick, Joseph M. Ward, Goodwin & Goodwin, LLP, Charleston, West Virginia, for Appellees. Floyd E. Boone, Jr., Sandra M. Murphy, Stuart A. McMillan, James E. Scott, Bowles Rice, LLP, Charleston, West Virginia, for Amici Supporting Appellees.
Before WILKINSON, DUNCAN, and HARRIS, Circuit Judges.
Affirmed by unpublished PER CURIAM opinion.
Unpublished opinions are not binding precedent in this circuit.

Opinion:
PER CURIAM:
Thomas H. Fluharty, the trustee in an underlying bankruptcy proceeding, appeals from the district court's orders: (1) dismissing his claims brought pursuant to the West Virginia Residential Mortgage Lender, Broker and Servicer Act, (2) denying his motion to certify a question to the West Virginia Supreme Court, and (3) granting summary judgment in favor of the Defendants on his claim that the mortgage contracts at issue were unenforceable as unconscionable under West Virginia law. We have reviewed the record included on appeal, as well as the parties' briefs, and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. Fluharty v. Quicken Loans, Inc., No. 5:13-cv-00068-FPS-JES, 2013 WL 5963060 (N.D.W.Va. Nov. 7, 2013); 2014 WL 646414 (Feb. 19, 2014); 2015 WL 1534070 (Apr. 6, 2015). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before this court and argument would not aid the decisional process.
AFFIRMED.