Case Name: DETROIT FIRE & MARINE INS. CO. v. SCOTT
Court: Texas Courts of Civil Appeals
Jurisdiction: Texas
Decision Date: 1928-02-14
Citations: 3 S.W.2d 597
Docket Number: No. 3506
Parties: DETROIT FIRE & MARINE INS. CO. v. SCOTT.
Judges: 
Reporter: South Western Reporter Second Series
Volume: 3
Pages: 597–598

Head Matter:
DETROIT FIRE & MARINE INS. CO. v. SCOTT.
(No. 3506.)
Court of Civil Appeals of Texas. Texarkana.
Feb. 14, 1928.
Rehearing Denied Feb. 27, 1928.
E. G. Senter, of Dallas, and Edgar Wright, of Paris, for appellant.
Park & Dohoney, of Paris, for appellee.

Opinion:
HODGES, J.
On November 21, 1924, the appellant issued to- the appellee a fire insurance policy for the sum of $506. On February 7, 1925, the building thus insured was destroyed by fire, and upon the refusal of the appellant to pay the amount of the insurance this suit was filed.
Appellant pleaded specially that the policy had been canceled by agreement between its agent and the insured. The making of any such agreement was denied by the appellee. He testified that some time before the fire the agent of the appellant called him over the phong and stated that he, the agent, might want to change, the insurance to another company. In reply to that appellee expressed his willingness to such a change, and instructed the agent, in the event it was made, to leave the policy at his place of business. There was a conflict in the evidence upon that issue. In response to an interrogatory submitting that issue, the jury found in favor of the plaintiff.
We think the testimony supports the finding of the jury. If the appellee's testimony be true, there was no unqualified announcement that the policy would be canceled, nor was there any unconditional agreement by him that the cancellation should be made. No oiler was made to return the premium, and no other policy of insurance was in force at the time of the fire.
The judgment is affirmed.