Case Name: Gerardo GONZALEZ, Yamel Gonzalez, Plaintiffs-Appellants, v. WELLS FARGO BANK, N.A., A National Bank Association, f.k.a. Wachovia Bank, Defendant-Appellee
Court: United States Court of Appeals for the Eleventh Circuit
Jurisdiction: United States
Decision Date: 2015-05-14
Citations: 604 F. App'x 908
Docket Number: No. 14-13951
Parties: Gerardo GONZALEZ, Yamel Gonzalez, Plaintiffs-Appellants, v. WELLS FARGO BANK, N.A., A National Bank Association, f.k.a. Wachovia Bank, Defendant-Appellee.
Judges: Before MARCUS, WILSON, and WILLIAM PRYOR, Circuit Judges.
Reporter: West's Federal Appendix
Volume: 604
Pages: 908–908

Head Matter:
Gerardo GONZALEZ, Yamel Gonzalez, Plaintiffs-Appellants, v. WELLS FARGO BANK, N.A., A National Bank Association, f.k.a. Wachovia Bank, Defendant-Appellee.
No. 14-13951
Non-Argument Calendar.
United States Court of Appeals, Eleventh Circuit.
May 14, 2015.
Karen Jill Barnet-Baeker, Law Offices of La Ley Con John H. Ruiz, Miami, FL, for Plaintiffs-Appellants.
Amy Rubin, Seth Brian Burack, Susanne Mary Calabrese, Fox Rothschild, LLP, West Palm Beach, FL, for Defendant-Appellee.
Before MARCUS, WILSON, and WILLIAM PRYOR, Circuit Judges.

Opinion:
PER CURIAM:
Gerardo Gonzalez and Yamel Gonzalez appeal the dismissal of their complaint against Wells Fargo Bank as time-barred by Florida's four-year statute of limitations for fraud claims. Their complaint alleges that Wells Fargo fraudulently induced them to obtain a $600,000 home equity loan for which they were unqualified and one which they were unable to pay back. They contend that the statute of limitations clock began to run either in (1) April of 2007 when they closed on the loan, or (2) July 2008 when William Mar-tucci, Yamel's father, ceased making payments on the loan, which is when they either discovered or should have discovered the accrual of the fraud. Taking the allegations of the complaint as true and upon thorough review, we conclude that the district court was correct in dismissing the case pursuant to Federal Rule of Criminal Procedure 12(b)(6) because the Gonzalezes' complaint was filed more than four years after either scenario. Therefore, the judgment of the district court is
AFFIRMED.