Case Name: Henry M. Field, Pl'ff, v. Avery Ingreham, as Sheriff, etc., Def't
Court: County Court of New York, Ontario County
Jurisdiction: New York
Decision Date: 1896-01
Citations: 74 N.Y. St. Rep. 306
Docket Number: 
Parties: Henry M. Field, Pl'ff, v. Avery Ingreham, as Sheriff, etc., Def't.
Judges: 
Reporter: New York State Reporter
Volume: 74
Pages: 306–308

Head Matter:
Henry M. Field, Pl'ff, v. Avery Ingreham, as Sheriff, etc., Def't.
(Ontario County Court,
Filed January, 1896.)
1. Chattel Mortgages—Filing.
The failure to file a chattel mortg'age, where there is no change of possession of the mortgaged property, renders the mortgage absolutely void as to the existing contract creditors, though covering only exempt property.
2. Execution—Exemption.
The rig'ht of exemption from execution is a personal right, which must be asserted by the execution debtor.
3. Same.
The delivery of an execution to the sheriff binds property, exempt under section 1391 of the Code, until the debtor claims such exemption and notifies the officer of his claim.
Frank Rice and H. M. Field, for pl’ff; Clement & Scott, for def’t.

Opinion:
METCALF, J.
This action is brought to foreclose a chattel mortgage given by Edward J. Bull to the plaintiff on the 17th day of March, 1894, and filed in the proper clerk's office on the 3d day of May, 1894. Tbe defendant, as sheriff, of Ontario county, received an execution against said Bull on the 2d day of May, 1894, in favor of A. P. Tuller and J. E. Barnard, copartners, and on the 4th day of May, 1894, took the property described in said chattel mortgage into his possession, where it was subsequently attached by the plaintiff in this action, and sold by the coroner, upon which was realized $97.50, the expenses being $14.92, leaving $82.58 as the net proceeds of the sale, now in the hand's of the coroner. No change of possession of the mortgaged property followed the delivery and execution of the- mortgage; ami the plaintiff's claim the sole right"to recover herein is based upon the said chattel mortgage. The defendant claims that the chattel mortgage was invalid, and was absolutely void as against the creditors of the mortgagor, as it was not filed for some forty-seven days after it was executed and delivered. Tuller & Barnard became judgment creditors of Bull on the 2d day of May, 1894. They were contract creditors of Bull from the 23d of November, 1893, long prior to the mailing and delivery of the chattel mortgage to the plaintiff on the 17th day of March, 1894.
The statute requiring the filing of chattel mortgages has been frquently construed to mean that the failure to file a chattel mortgage where there was no change of possession of the mortgaged property renders the mortgage absolutely void as to the existing contract creditors. Karst v. Gane, 136 N. Y. 316; 49 St. Rep. 740; Stephens v. Perrine, 143 N. Y. 476; 62 St. Rep. 843; Vreeland v. Pratt, 42 St. Rep. 582. The plaintiff contends that; even this being-so, the chattel mortgage covered only exempt property, which consisted of horses, wagons, and harnesses, and was not liable tovany debt of his creditors, unless such exemption was actually waived, and no waiver could be made by the mortgagor which would affect the rights of his mortgagee, and, the mortgage being good as between the mortgagor and mortgagee, the failure to file could not affect the rights of the mortgagor's creditors, as they had no right or interest in exempt property. It has been repeatedly decided that the right to exemption from execution is a personal right, which must be asserted by the execution debtor. Smith v. Hill, 22 Barb. 656; Russell v. Dean, 30 Hun, 242. The plaintiff claims that, by section 1405 of the Code of Civil Procedure, personal property "not exempt" by express provision of law, etc., is bound by the execution; that therefore, this being exempt property, it could not be bound by execu-1 tion, and the lien of the chattel mortgage could be declared without the filing, as against the rights of such execution creditor. In Wilcox v. Howe, 59 Hun, 268; 36 St. Rep. 303, the plaintiff's horse and wagon were levied upon by virtue of a warrant of attachment under section 2909, Code Civil Procedure, which provides "that the constable must execute a warrant of attachment by levying upon the goods and chattels of the defendant not exempt from levy and sale by virtue of an execution." Judge Martin, in his opinion, at page 270, 59 Hun; 36 St. Rep. 303, says:
"There are two classes óf exemptions provided for by the statute. One relates to certain articles which are spcifically enumerated and absolutely exempted. The other is limited to the sum of $250, and there may be claimed under it property of the kind mentioned in section 1391 to that amount, but to that amount only. The latter exemption is limited and indefinite, and where the debtor has property of that character, of greater value than $250, it is dependent upon his election as to the particular property that may be retained by him as exempt. Construing the provisions of section 2909 in the light of the provisions of sections 1390 and 1391, the inquiry presents itself whether the provision that a constable must execute an attachment by levying upon the property of the defendant not exempt from levy and sale under execution, in effect, forbids the officer to levy upon any property that might be exempt under either section, or whether it relates only to the property specifically exempted by section 1390, and such as is claimed by the defendant, or known to the officer, to be exempt under section 1391. If it were to be held that an officer could not levy upon any property of the description mentioned in section 1391 without becoming liable to an action tor its recovery, when no demand was made, nor claim that it was exempt asserted by the owner, it would follow that all property of that character would be practically exempt from levy under an attachment, although it greatly exceeded in value the limit provided by that section. We think no such construction should be given to this statute. If the property consists of the articles mentioned in section 1390, it is absolutely exempt, if the owner is ¡3 householder, and the officer has no light to levy upon it. If, 'however, the property is of the description mentioned in section 1391, the exemption is a qualified one, and the debtor must claim it, and notify the officer of his claim, before he can properly maintain an action, either for its conversion, or to recover its possession, especially when there is other property to which such exemption might apply."
For these reasons the plaintiff's contention is untenable, and I am constrained to hold that the plaintiff's chattel mortgage was void, as to the defendant and the creditors under whom he claims, by reason of the plaintiff's failure to file the same as required-by the statute. The defendant is therefore entitled to judgment dismissing the plaintiff's complaint, with costs, and directing the payment of the sum- of $82.58, the proceeds of the sale of said mortgaged property now in the hands of the coroner.
Ordered accordingly.