Case Name: James S. DOODY; Paul D. Carrington, Plaintiffs-Appellants, v. AMERIQUEST MORTGAGE COMPANY, Defendant-Appellee
Court: United States Court of Appeals for the Fifth Circuit
Jurisdiction: United States
Decision Date: 2001-08-24
Citations: 263 F.3d 435
Docket Number: No. 99-11404
Parties: James S. DOODY; Paul D. Carrington, Plaintiffs-Appellants, v. AMERIQUEST MORTGAGE COMPANY, Defendant-Appellee.
Judges: Before HIGGINBOTHAM, WIENER, and DENNIS, Circuit Judges.
Reporter: Federal Reporter 3d Series
Volume: 263
Pages: 435–435

Head Matter:
James S. DOODY; Paul D. Carrington, Plaintiffs-Appellants, v. AMERIQUEST MORTGAGE COMPANY, Defendant-Appellee.
No. 99-11404.
United States Court of Appeals, Fifth Circuit.
Aug. 24, 2001.
Bruce Everett Priddy (argued), Law Offices of Bruce Priddy, Dallas, TX, for Plaintifffs-Appellants.
Shari L. Heyen (argued), Baker & Hos-tetler, Houston, TX, for Defendant-Appel-lee.
Ann Graham Austin, TX, for Texas Bankers Ass’n, Independent Bankers Ass’n of Texas, Texas Credit Union League, Texas Savings & Community Bankers Ass’n, Texas Mortgage Bankers Ass’n and Texas Financial Services Ass’n, Amici Curiae.
Anthony Joseph Rollo, Jr., Michael Grier Horner, McGlinchey Stafford, New Orleans, LA, Joel W. Mohrman, J. Scott Sheehan, McGlinchey Stafford, Houston, TX, Maurice L. Shevin, Sirote & Permutt, Birmingham, AL, for National Home Equity Mortgage Corp., Amicus Curiae.
Before HIGGINBOTHAM, WIENER, and DENNIS, Circuit Judges.

Opinion:
PER CURIAM:
We answered all questions but two which we certified to the Texas Supreme Court. The Texas Supreme Court answered the first question in favor of Amer-iquest Mortgage Company and did not then reach the second of our certified questions. Specifically, the Texas Supreme Court held:
. that section 50(a)(6)(Q)(x)'s cure provision applies to all the lender's obligations under the extension of credit. Upon the cure, the lender has established the terms and conditions the lender must satisfy to make a lien valid under section 50(c). Accordingly, the lien meets section 50(c)'s requirement that it is a lien that secures a debt described by this section.
With this holding, we vacate the order of dismissal entered by the district court and remand with instruction to enter judgment in favor of Ameriquest Mortgage Company denying all relief sought by appellants, plaintiffs below.
VACATED and REMANDED.