Case Name: Colonial Cooperative Insurance Company, Appellant, v. Charles Bailey et al., Respondents
Court: New York Supreme Court, Appellate Division
Jurisdiction: New York
Decision Date: 1991-11-15
Citations: 177 A.D.2d 966
Docket Number: 
Parties: Colonial Cooperative Insurance Company, Appellant, v Charles Bailey et al., Respondents.
Judges: 
Reporter: Appellate Division Reports
Volume: 177
Pages: 966–967

Head Matter:
Colonial Cooperative Insurance Company, Appellant, v Charles Bailey et al., Respondents.

Opinion:
Order affirmed with costs. Memorandum: Supreme Court properly denied plaintiff's motion for summary judgment seeking a declaration that it is not required to defend and indemnify its insured in the underlying personal injury action. Plaintiff urges that, as a matter of law, the incident resulted from the use or maintenance of a motorized vehicle and thus is within the policy exclusions. We disagree. A jury could find that the proximate cause of the fire was the negligent placement of a wood stove near a volatile substance or the act of Charles Bailey in throwing his gasoline-soaked jacket to the floor of the garage.
All concur, except Pine and Davis, JJ., who dissent and vote to reverse in the following Memorandum.