Case Name: HERBERT NEWTON HART v. UNITED STATES OF AMERICA
Court: Supreme Court of the District of Columbia
Jurisdiction: District of Columbia
Decision Date: 1933
Citations: 1 S.C.D.C. (N.S.) 195
Docket Number: Law No. 79342
Parties: HERBERT NEWTON HART v. UNITED STATES OF AMERICA
Judges: 
Reporter: Supreme Court of the District of Columbia Reports
Volume: 1
Pages: 195–195

Head Matter:
HERBERT NEWTON HART v. UNITED STATES OF AMERICA
Law No. 79342
Warren E. Miller for plaintiff,
Leo A. Rover and John W. Wood for defendant.

Opinion:
MEMORANDUM OPINION
PROCTOR, J.
On demurrer to second plea:
In my opinion, the policy, as to disability, only insures against such as becomes total and permanent while the policy is in force. Hence, there can be no recovery for total and permanent disability occurring before the effective date of the policy. The plea demurred to relates to the scope of coverage, and does not contest the validity of the policy. Therefore, the plea does not infringe the incontestability provision of the law concerning war risk insurance policies. It presents a good defense. Accordingly the demurrer will be overruled.