Case Name: Roxanne Kassapidis, Respondent, v. Maryland Casualty Company, Appellant
Court: New York Supreme Court, Appellate Division
Jurisdiction: New York
Decision Date: 1999-10-12
Citations: 265 A.D.2d 379
Docket Number: 
Parties: Roxanne Kassapidis, Respondent, v Maryland Casualty Company, Appellant.
Judges: 
Reporter: Appellate Division Reports
Volume: 265
Pages: 379–379

Head Matter:
Roxanne Kassapidis, Respondent, v Maryland Casualty Company, Appellant.
[696 NYS2d 512]

Opinion:
—In an action to recover on an insurance contract, the defendant appeals from an order of the Supreme Court, Queens County (Golar, J.), dated February 25, 1999, which denied its motion for summary judgment dismissing the complaint and granted the plaintiffs cross motion for summary judgment on the issue of liability.
Ordered that the order is affirmed, without costs or disbursements.
It is well settled that in construing an insurance policy, any ambiguities must be resolved in favor of the insured and against the insurer (see, United States Fid. & Guar. Co. v Annunziata, 67 NY2d 229; Mazzuoccolo v Cinelli, 245 AD2d 245). We agree with the Supreme Court that the "explosion" provision in the policy at issue is ambiguous as to whether it covers the plaintiff's loss. Since that ambiguity must be resolved in favor of the plaintiff, the Supreme Court properly granted the plaintiff summary judgment on the issue of liability. S. Miller, J. P., Thompson, Krausman, Florio and Schmidt, JJ., concur.