Case Name: FIDELITY FINANCIAL SERVICES, INC. v. Scotty STEWART and Joann Stewart
Court: Mississippi Supreme Court
Jurisdiction: Mississippi
Decision Date: 1992-02-26
Citations: 608 So. 2d 1111
Docket Number: No. 91-CA-0217
Parties: FIDELITY FINANCIAL SERVICES, INC. v. Scotty STEWART and Joann Stewart.
Judges: Before HAWKINS, P.J., and PRATHER and SULLIVAN, JJ.
Reporter: Southern Reporter, Second Series
Volume: 608
Pages: 1111–1119

Head Matter:
FIDELITY FINANCIAL SERVICES, INC. v. Scotty STEWART and Joann Stewart.
No. 91-CA-0217.
Supreme Court of Mississippi.
Feb. 26, 1992.
On Rehearing Nov. 19, 1992.
John E. Howell, Meridian, for appellant.
Dannye L. Hunter, Jackson, for appel-lees.
Before HAWKINS, P.J., and PRATHER and SULLIVAN, JJ.

Opinion:
HAWKINS, Presiding Justice,
for the court:
From the dismissal of its complaint for a deficiency judgment, Fidelity appeals. The only issue is whether the circuit court erred in ruling Fidelity failed to give the Stew-arts reasonable notice of the sale of their repossessed automobile.
Following default in payment of a promissory note, Fidelity repossessed and sold the Stewarts' car, then sued in the circuit court of Scott County for a deficiency judgment in the amount of the loan balance of $2,751.87, attorney fees of $917.29, and interest and costs. At a bench hearing, the circuit judge gave a directed verdict for the Stewarts, holding that notice of sale mailed to the Stewart's address, and signed for by a Stewart relative, was insufficient. This was error.
This case is controlled by McKee v. Mississippi Bank & Trust Co., 366 So.2d 234, 238 (Miss.1979), where we held:
If notice in writing is personally delivered to the debtor, or if it is sent by mail to the debtor's address (whether actually received by the debtor or not), such personal delivery or sending by mail will satisfy the requirement of notice....
REVERSED AND REMANDED.
ROY NOBLE LEE, C.J., DAN M. LEE, P.J., and PRATHER, ROBERTSON, SULLIVAN, PITTMAN, BANKS and McRAE, JJ., concur.