Case Name: Edgar PERRY, Plaintiff-Appellant, v. CASHCALL, INC.; et al., Defendants-Appellees
Court: United States Court of Appeals for the Ninth Circuit
Jurisdiction: United States
Decision Date: 2016-08-04
Citations: 667 F. App'x 963
Docket Number: No. 14-16581
Parties: Edgar PERRY, Plaintiff-Appellant, v. CASHCALL, INC.; et al., Defendants-Appellees.
Judges: Before: SCHROEDER, CANBY, and CALLAHAN, Circuit Judges.
Reporter: West's Federal Appendix
Volume: 667
Pages: 963–964

Head Matter:
Edgar PERRY, Plaintiff-Appellant, v. CASHCALL, INC.; et al., Defendants-Appellees.
No. 14-16581
United States Court of Appeals, Ninth Circuit.
Submitted July 26, 2016
FILED August 04, 2016
Edgar Perry, Pro Se
Theodore Kevin Roosevelt, Finlayson Toffer Roosevelt & Lilly LLP, Irvine, CA, for Defendant-Appellee Cashcall, Inc.
David Paul Lee, Attorney, Lee & Keary, Foothill Ranch, CA, for Defendant-Appel-lee First Bank of California
John P. Devine, AGCA—Office of the California Attorney General, San Francisco, CA, for Defendant-Appellee State of California
Wallace Merlin Tice, Esquire, Attorney, Julie L. Fieber, Esquire, Lynch Gilardi & Grummer, San Franciscp, CA, for Defendant-Appellee Portuguese Fraternal Society of America
Before: SCHROEDER, CANBY, and CALLAHAN, Circuit Judges.
The panel unanimously concludes this case is suitable for decision without oral argument. See Fed. R. App. P. 34(a)(2).

Opinion:
MEMORANDUM
Edgar Perry appeals pro se from the district court's judgment dismissing his action alleging federal and state claims relating to his home loans. We have jurisdiction under 28 U.S.C. § 1291. We review de novo a dismissal for failure to state a claim, Cholla Ready Mix, Inc. v. Civish, 382 F.3d 969, 973 (9th Cir. 2004), and we affirm.
The district court properly dismissed Perry's claims against the State of California on the basis of Eleventh Amendment immunity. See Franceschi v. Schwartz, 57 F.3d 828, 831 (9th Cir. 1995) (Eleventh Amendment bars suits in federal court for damages against a state or an arm of the state).
The district court properly dismissed Perry's Truth in Lending Act ("TILA") claim against CashCall, Inc. because Perry failed to allege facts sufficient to show that he consummated a loan with CashCall. See Waters v. Weyerhaeuser Mort. Co., 582 F.2d 503, 505 (9th Cir. 1978) ("There can be no violation of [TILA] until the transaction is consummated.").
The district court properly dismissed Perry's breach of contract claim against CashCall because Perry failed to allege facts sufficient to show that CashCall breached the terms of a contract with him. See Bell Atl. v. Twombly, 550 U.S. 544, 570, 127 S.Ct. 1955, 167 L.Ed.2d 929 (2007) (a complaint must contain enough facts to state a claim for relief that is plausible on its face).
The district court properly dismissed Perry's claims against First Bank and Portuguese Fraternal Society of America as barred by the statute of limitations. See 12 U.S.C. § 2614 (prescribing at most a three-year statute of limitations for violations of the Real Estate Settlement Procedures Act); 15 U.S.C. § 1640(e) (an action for damages under TILA must be brought within one year of the alleged violation); Cal. Civ. Proc. Code § 338(d) (a fraud cause of action must be brought within three years); Cal. Civ. Proc. Code § 337 (a breach of contract cause of action must be brought within four years).
Perry's motion to strike the joint excerpts of record, filed on December 31, 2014, and his "motion for injection," filed on January 13, 2016, are denied.
AFFIRMED.
This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3.