Case Name: NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG, PENNSYLVANIA, Appellant, v. J.M. PONTIAC, INC., Appellee
Court: Florida District Court of Appeal
Jurisdiction: Florida
Decision Date: 1990-11-06
Citations: 571 So. 2d 512
Docket Number: No. 88-2273
Parties: NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG, PENNSYLVANIA, Appellant, v. J.M. PONTIAC, INC., Appellee.
Judges: Before FERGUSON, COPE and LEVY, JJ.
Reporter: Southern Reporter, Second Series
Volume: 571
Pages: 512–512

Head Matter:
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG, PENNSYLVANIA, Appellant, v. J.M. PONTIAC, INC., Appellee.
No. 88-2273.
District Court of Appeal of Florida, Third District.
Nov. 6, 1990.
Opinion of Oct. 3, 1989 Vacated and Withdrawn and Rehearing of Opinion on Rehearing Denied Dec. 12, 1990.
Merritt & Sikes and William C. Merritt, Miami, for appellant.
Herzfeld and Rubin and Jeffrey B. Shapiro and Judy D. Shapiro, Miami, for appel-lee.
Before FERGUSON, COPE and LEVY, JJ.

Opinion:
ON MOTION FOR REHEARING
PER CURIAM.
No error is shown in the court's determination, by final judgment, that from the face of the pleadings the appellant/insurer had a duty to defend. Accredited Bond Agencies, Inc. v. Gulf Ins. Co., 352 So.2d 1252 (Fla. 1st DCA 1977). While it is clear that the complaint set forth alternative theories of liability, J.M. Pontiac has demonstrated that separate provisions of the policy provide coverage under any of the theories. The adjudication that National Union "must defend and indemnify Defendant, J.M. PONTIAC, Inc., for all causes of action set forth" in the complaint is correct.
In the absence of a responsive pleading to a cross-claim which states a cause of action, the court, after notice and a hearing, may enter a default judgment. Fla.R.Civ.P. 1.500(b).
The summary judgment is affirmed.