Case Name: PROGRESSIVE SELECT INSURANCE COMPANY, Appellant, v. David A. BLUM, M.D., P.A., a/a/o Vanessa Moreno, Appellee.
Court: District Court of Appeal of Florida, Fourth District
Jurisdiction: Florida
Decision Date: 2018-03-14
Citations: 238 So. 3d 852
Docket Number: No. 4D16–4311
Parties: PROGRESSIVE SELECT INSURANCE COMPANY, Appellant,
v.
David A. BLUM, M.D., P.A., a/a/o Vanessa Moreno, Appellee.
Judges: 
Reporter: Southern Reporter, Third Series
Volume: 238
Pages: 852–853

Head Matter:
PROGRESSIVE SELECT INSURANCE COMPANY, Appellant,
v.
David A. BLUM, M.D., P.A., a/a/o Vanessa Moreno, Appellee.
No. 4D16-4311
District Court of Appeal of Florida, Fourth District.
[March 14, 2018]
Douglas H. Stein of Association Law Group, P.L., Miami, for appellant.
Marlene S. Reiss, Miami, and Thomas J. Wenzel of Cindy A. Goldstein, P.A., Coral Springs, for appellee.

Opinion:
Kuntz, J.
We are presented with the following question, certified by the county court to be of great public importance:
PURSUANT TO FLA. STAT. § 627.739, IS AN INSURER REQUIRED TO APPLY THE DEDUCTIBLE TO 100% OF AN INSURED'S EXPENSES AND LOSSES PRIOR TO APPLYING ANY PERMISSIVE FEE SCHEDULE PAYMENT LIMITATION FOUND IN § 627.736(5)(A)(1), FLA. STAT. (2013)?
We rephrase the certified question as follows:
PURSUANT TO SECTIONS 627.736 AND 627.739, FLORIDA STATUTES (2013), IS AN INSURER REQUIRED TO APPLY A POLICY DEDUCTIBLE TO THE TOTAL AMOUNT OF A PROVIDER'S INVOICES TO AN INSURED PRIOR TO APPLYING ANY FEE SCHEDULE FOUND IN § 627.736, FLA. STAT.?
For the reasons explained in our opinion in State Farm Mutual Automobile Insurance Co. v. Care Wellness Center, LLC a/a/o Bardon-Diaz , No. 4D16-2254, - So.3d -, 2018 WL 1315026 (Fla. 4th DCA Mar. 14, 2018), also issued today, we answer the rephrased certified question in the negative, reverse the county court's summary judgment, and remand for further proceedings consistent with our opinion in case number 4D16-2254. We also certify conflict with Progressive Select Insurance Co. v. Florida Hospital Medical Center a/a/o Jonathan Parent , 236 So.3d 1183, 2018 WL 792012 (Fla. 5th DCA Feb. 9, 2018).
Reversed and remanded; conflict certified.
Forst, J., concurs.
Gross, J., dissents with opinion.