Case Name: The American Insurance Co. v. Joseph Cougle
Court: Michigan Supreme Court
Jurisdiction: Michigan
Decision Date: 1878-10-31
Citations: 39 Mich. 536
Docket Number: 
Parties: The American Insurance Co. v. Joseph Cougle.
Judges: The other Justices concurred.
Reporter: Michigan Reports
Volume: 39
Pages: 536–537

Head Matter:
The American Insurance Co. v. Joseph Cougle.
Error to Macomb.
Submitted Oct. 29,
Decided Oct. 31.
Assumpsit. Plaintiff brings error.
Edgar Weeks for plaintiff in error.
J. B. Eldredge for defendant in error.

Opinion:
Cooley, J..
This cause is governed by Yost v. American Insurace Co., ante, p. 531, just decided. The suit is upon a similar premium note. The only peculiarity in this case is that when the agent solicited the insur anee lie fully explained to Cougle that under the charter of the company the insurance terminated at the end of the year for which payment was made in advance, and was only renewable at the option of the insured by the payment of'another installment on the premium note. It thus appears that the insurance was effected on the distinct understanding that the contract bore the construction which in the case of- Yost has been shown to be the natural and reasonable one.
The judgment is affirmed with costs.
The other Justices concurred.