Case Name: RYAN, Administratrix, &c. against METROPOLITAN LIFE INS. CO.
Court: New York City Court
Jurisdiction: New York
Decision Date: 1887-06
Citations: 2 N.Y. City Ct. Rep. 421
Docket Number: 
Parties: RYAN, Administratrix, &c. against METROPOLITAN LIFE INS. CO.
Judges: 
Reporter: City Court Reports
Volume: 2
Pages: 421–421

Head Matter:
City Court
Trial Term
June, 1887.
RYAN, Administratrix, &c. against METROPOLITAN LIFE INS. CO.
A condition that no action shall be sustained, unless brought within a specified time, is valid.

Opinion:
McAdam, Ch. J.
An insurer may prescribe any conditions to his undertaking he pleases. The condition that no action upon the policy shall be sustained, unless commenced within a certain period, stands upon the same grounds as other conditions precedent, and is valid (May on Insurance, § 478 and cases cited). This action, not having been brought within the prescribed time (there being no waiver of the condition) is not maintainable (14 N. Y. 253; 30 Id. 546, 136; 72 Id. 500; 78 Id. 462).
It follows that the defendant is entitled to judgment.