Case Name: BEASLEY v. MISSOURI STATE LIFE INS. CO. ET AL.
Court: Supreme Court of South Carolina
Jurisdiction: South Carolina
Decision Date: 1935-04-16
Citations: 176 S.C. 156
Docket Number: 14046
Parties: BEASLEY v. MISSOURI STATE LIFE INS. CO. ET AL.
Judges: Messrs. Justices Carter and Bonham and Mr. Acting Associate Justice Phirip H. Storr concur.
Reporter: South Carolina Reports
Volume: 176
Pages: 156–175

Head Matter:
14046
BEASLEY v. MISSOURI STATE LIFE INS. CO. ET AL.
(179 S. E., 777)
Messrs. Thomas, Lumpkin & Cain and Dargan & Paulling, for appellants,
Messrs. Samuel Want, L. M. Lawson, Melvin Hyman and /. Wesley Beasley, for respondent,
April 16, 1935.

Opinion:
The opinion of the Court was delivered by
Mr. Chief Justice Stabler.
The history of this controversy and. .the issues involved are fully set out in the elaborate decree of the Circuit Judge and need not be repeated or restated here. We think, from a careful study of the record, that the conclusions and holdings of Judge Mann are correct, except as to the alleged defense that the contract of insurance, if made, was a wagering one. It appears from the more recent decisions of this Court that this defense is available to the insurer after the period of contestability has run, for the reason that such a contract is against good morals and a sound public policy, and is void in its inception. See Hack v. Metz, 173 S. C., 413, 176 S. E., 314, 95 A. L. R., 196; Henderson v. Life Insurance Company (S. C.), 179 S. E., 680.
As to this defense, therefore, the decree, which will be reported, is reversed; in all other respects it is affirmed.
Messrs. Justices Carter and Bonham and Mr. Acting Associate Justice Phirip H. Storr concur.