Case Name: McDowell, Sheriff, v. Grubbs
Court: Kentucky Court of Appeals
Jurisdiction: Kentucky
Decision Date: 1903-11-18
Citations: 116 Ky. 751
Docket Number: 
Parties: McDowell, Sheriff, v. Grubbs.
Judges: 
Reporter: Kentucky Reports
Volume: 116
Pages: 751–759

Head Matter:
Case S3 — Action by V?. E. Grubbs against S'. P. McDowell, 'Sheriff, for an injunction to prevent the sale of his homestead under an execution levy. —
Nov. 18.
McDowell, Sheriff, v. Grubbs.
APPEAL FROM BOYLE CIRCUIT COURT.
Judgment for -Plaintiff and Defendant Appeads.
Reversed.
Exemptions — -Homestead—¡Life Estate — Value—How. Determined,
Kentucky Statutes, 1899, section 170-2, provides that there shall he exempt from sale under execution, land not to exceed in value $1,000; and section 1703 declares that, before' a sale under execution of land occupied as a homestead, the officer shall cause such part thereof as. shall not exceed in value $1,000 to be set apart to the debtor. Held, that where a debtor was seised of a life estate only in. land, which he occupied as a homestead he was entitled to- a homestead exemption in such part of the land as was worth $1,000', and not such part with regard to which the value of a life estate therein would equal $1,000.
EMMET V. PURYEAR, W. REED EMBRY and JNO. C. VORIS, attorneys FOR APPELLANT.
■The sole question arising on this appeal is: In allotting homestead in land to an execution debtor, who owns only a life estate therein, shall the fee simple value of the land be estimated, and he have set apart to him as his homestead $1,000 worth of the land, including the' dwelling house and appurtenances, or shall the value of the life estate only be estimated, and he be allotted as his homestead, not $1,000 worth lof land, but such a quantity in which his life estate or life interest therein is worth $1,000?
In other words what shall be the basis of the valuation in setting apart his homestead?
'The court below says, the life estate.
!We claim that this is error, and that where the debtor owns only a life estate in land, the' fee simple value of the land should be estimated in setting apart his homestead therein.
1. Because, in the statutes exempting homesteads from sale for debt, no reference is made to the estate or interest of the debtor in the property, but the amount of the exemption is simply limited to $1,000 worth of land.
2. Because when the value of land is spoken of, without any reference to the interest, title, or tenure of the owner, or without any wordsi limiting, restricting, or qualifying the meaning of the term, the value in fee simple is always meant.
■3. It was intended by the Legislature in the enactment of our homestead laws, that they should operate uniformly and equally upon all persons, coming within, the operation of the statute; ■that homestead debtors should have equal rights and, benefits thereunder; that there should be a uniform rule for determining the amount of the exempted property, and that no one class of debtors should! have an advantage' over any' other class; and this result can lonly be reached by making'the value of the fee the basis, in all cases regardless of the- interest owned by the debtor in the land.
4. Because, these laws were intended to provide for the debtor ■a home• where he may shelter and support his family and not something that he might sell and barter away and realize $1,000 therefor.
5. 'Because, if valuable properties can- be held as homesteads under the pretense that the claimants had less than- titles in fee simple therein, schemes could easily be contrived with relatives and friends, by which the machinery of the homestead law, de signed for beneficent purposes, could be used as means of dishonesty and fraud.
AUTHORITIES CITED.
Ky. Statutes, sec. 1702, 1703; Robinson v. iSmithey, 80 Ky!, ,636; Waples on Homestead and Exemption, pages 42, 116, 117 and 166; Brown V. Starr, 79 Cal., 608; (21 Pac, 973); Spencer v. Gueesman, 37 Cal., 99; Brooks v. Hyde, 37 Gal., 366; Yates v. MoKibben; Sheriff, etc., 66 Iowa, 357; (23 N. W., 752); Arnold v. Jones, 9 Lea, (Tenn.) 545; Pranks v. Lucas, 14 Bush, 395; iCrigler, etc., v. Connor, etc., 11 S. W., 202 (10 R. 958); Suter, etc., v. Quarles, etc., 22 R., 1080.
CHAS.- H. RODES, C. C. BAGBY and R. G. McKEE, attorneys for APPELLEE.
Appellant, as sheriff, levied an execution for $300 on a portion wf appellee’s life estate in thirty acres of land in Boyle county, on which -there is a dwelling house, although it is agreed and conceded that appellee’s entire life estate in said thirty-acres is worth less than $1,000.
It is conceded that appellee is entitled to" a .homestead in the thirty acres, but this controversy arises over the extent of it. Appellee in his petition for an injunction, alleged that he was a housekeeper with a family and that his life estate in said thirty acres is worth less than $1,000, and this averment is not denied.
1. We contend that the statute estimates and measures the homestead right by value and nothing else.
2. This right did not exist at common law, but -was created by statute, and the extent of the right must in this -State bd determined by the statute of this 'State and not by the statute of some other State.
3. The language making the exemption is: ‘’So much land oioned by the debtor,” not so much land lowned- by the debtor’s wife, or the debtor’s children; but so much owned by the debtor alone; the only limitation being one wf value and value alone.
4. If the theory of appellant be adopted, then property would be considered, in estimating the homestead exemption, which the appellee did not own, and this the Legislature coud not do and ,did not intend to do.
5. The interest of the remainderman" in the thirty acres can not be made to contribute to make up the homestead which the statute exempts to him out of hi? property.
6. If appellant’s theory be adopted the. value of the life estate would be largely diminished, and the debtor’s power to sell his ■homestead and acquire a new one would be greatly impaired and thus one of the beneficent ends of -the benvolent statute would be defeated.
7. We submit that no decision of any court in any other State can be even persuasive authority on this question, unless the statute of such State on which the decision is based, is similar in phraseology to the Kentucky statute.
AUTHORITIES CITED.
Cin. Tobacco W. Co. v. Mathews, &c., 24 Ky. Law R'ep., 2445; Johnson v. Kessler, 87 Ky., 458; Century Dictionary, vol. 3, 2010; ¡Robinson v. Smithey, 80 Ky., 637; Huntington, v. Barnes, 22 Ky. Law Rep., 497; McTaggart v. Smith, 14 Bush. 415; Mundt v. Hagedon, 68 N. W. Rep., 610; Mason v. Columbia Finance & Trust Co., 99 Ky., 118; Vanmeter v. Vanmeter, 12 Ky. Law Rep., 214; Squire v. Mudgett, 63 New Hampshire, 71; Dionahue v. Mutual Life Insurance Co., 21 Ky. Law Rep., 357; Crigler v. Connor, 10 Ky. Law Rep. 958; Suter v. Quarles, 22 Ky. Law Rep. 1080. Waples on' Homestead and Exemption, pages 116, 117 and 211. Iowa Homestead Exemption Act, Waples on Homestead and Exemption, page--
Tennessee Homestead Exemption Act, Waples on -Homestead and Exemption, page-
Kentucky Homestead Exemption Act, Waples on Homestead and Exemption, page-

Opinion:
Opinion of ti-ie court by
JUDGE NUNN
Reversing.,
The appellant as sheriff of Boyle county, having had placed in his hands an execution against the estate of the appellee, «Grubbs, issued from the Boyle circuit court upon a judgment rendered in favor of Nanny Pence- against appellee1, the sheriff levied this execution upon appellee's life estate in a tract of land lying in Boyle county, containing about thirty acres, subject to the homestead right of appellee in this property. Appellant caused to he appraised and set aside to appellee, Grubbs, a portion of this land, including the dwelling-house and appurtenances', of the value of at least $1,000, as his homestead therein, and advertised for sale under this execution the life estate of appellee in the residue of this land. Appellee filed his petition in equity in the Boyle circuit court, alleging that he had and was entitled to a homestead in this tract of land, and that the interest owned therein by him was. a life interest or life estate'only; that the value of his life interest in the whole of this land was worth less than the sum of $1,000, and that he was entitled to hold the whole of this tract of land as a homestead; and he obtained an injunction against the appellant, enjoining and restraining him from selling this property, or any part thereof, and asked that the whole of it be adjudged to him as a homestead. Appellant, filed his answer, averring that he levied this execution upon appellee's life estate in this land, subjectto his homestead exemption therein, and that, before advertising his life estate for sale under the execution, he selected two disinterested housekeepers of Boyle county, not related to either party, who, being duly sworn, valued and set apart to appellee, as his homestead in this land, a certain part of same, including the dwelling house and appurtenances —this valuation and allotment being made in writing — and that the portion of this property so valued and set apart to appellee as his homestead was worth more in fee simple than the sum of $1,000, and that he was seeking to sell only the life estate and life interest ,of appellee in the remainder of this property, and denied that plaintiff was entitled to .the whole of the land as a homestead. Appellee filed a general demurrer to this answer, which was sustained by the court, and the court granted a permanent injunction against appellant, perpetually enjoining him from selling this land, or any part thereof, and the appellant has appealed from that judgment.
The only question raised7 on this demurrer, as shown by the judgment, was whether the homestead right of the ap pellele should be based upon the value of the fee, or upon the value of the life estate. The court below took the view that the homestead right of appellee should be based upon the value of the life estate, and for that reason sustained the demurrer. 'The sole question arising, then, on this appeal,, for the consideration of this court, is, did the court below err in sustaining this demui'rer, or, in other words, in allotting homestead to a debtor who owns only a life estate therein, shall the fee-simplesvalue of the land be estimated, and he Lave set apart to him as a homestead $1,000 worth of the land, including the dwelling house and appurtenances, or shall the value of the life estate only be 'estimated, and he 'be allotted, as his homestead, not $1,000 worth of land, but such a quantity of land, his life estate in which is worth $1,000? This question must be determined upon the construction of the sections of our statute applicable thereto. We quote so much of section 1702 of the Kentucky Statutes of 1899 as relates to the question involved: " . . . There shall . be exempt from sale under execution . . . so much land including the dwelling house and appurtenances, owned by debtors . as shall not exceed in value one thousand dollars. . . ." 'Section 1703 says: "Before a sale under execution, attachment or judgment of land occupied as a homestead, the officer in whose hands the writ or judgment may be shall cause such part thereof . . . as shall not exceed in value one thousand dollars to. be valued under oath and set apart to him," etc. In our opinion, it was the intention and purpose of the Legislature, in the enactment of these statutes, to exempt to the debtor entitled to the exemption $1,000 worth of land in which he had a sufficient estate or ownership to support a homestead. It is the settled law of this State that the owner of a life estate ip land may be entitled to a homestead therein;, that his title is sufficient to support a homestead. Robinson v. Smithey, 80 Ky., 636, 4 R., 541. It seems to us plain, from the foregoing sections of the statutes, that the amount of the exemption is to be limited to $1,000 worth of land, regardless of the title or tenure by which it is held. No reference is made to the estate of interest of the debtor in the property, -but the amount of the exemption is simply limited to $1,000 worth of land. The statute says "so much land as shall not exceed in value one thousand dollars."' Section 1703, in substance, says that the officer shall cause such part of the land as shall not exceed in value $1,000 to be set apart to the debtor. It makes no reference to the character of title held by the owner or occupier of the homestead. It surely was intended by the Legislature, in the enactment of our homestead laws, that they should operate uniformly añd equally upon all persons coming within the operation', oif the statutes; that homestead debtor's should have equal rights and benefits thereunder; that there should be a uniform rule for determining the amount of the exempted property; and that no one class of debtors should have an advantage over any other class or classes. This result can only be reached by making the value of the fee the basis in all cases, regardless of the interest owned by the debtor in the land. Such would certainly not result from the application of the rule contended for by appellee in this case. Should the view contended for by appellee be sustained, and the debtor owning only a life estate in land be allowed to hold, use, and occupy as a homestead, and enjoy the rents and profits from, the land in which the life interest is worth $1,000, then this class of debtors, by reason of their owning a lesser estate in the land, would have an advantage over, and receive greater benefits from the homestead right than debtors owning the fee-simple or absolute title to their land. To illustrate, suppose a like execution debtor owned in fee thirty acres of land adjoining appellee. Under the construction of the statutes as contended for byappellee, the appellee would be given a home and the use of the whole thirty acres for the balance of his life, free from sale under execution, while his neighbor, owning the fee, would be compelled to take as his home-, against the execution, his house and possibly ten acres of land — at any rate, less than the thirty acres. The purpose- arid, object of these laws is the conservation of family homes; to secure to the housekeeper with a family-the possession of hite home where he may shelter, support, and rear his family without being in constant danger and fear of judicial writs and the auctioneer's hammer. They were intended to merely protect the possession and right of occupancy, and not to provide for the debtor something that he might sell or barter away, and realize $1,000 therefrom. The value of the possession and right of 'occupancy of $1,000 worth of land in which a person owns only a life estate is exactly the same as if he owned the fee. The following cases, in our opinion, support the views above expressed: Crigler v. Connor, 10 R., 957, 11 S. W., 202; Franks v. Lucas, 14 Bush, 395; and Suter, etc., v. Quarles, etc., 22 R., 1080, 58 S. W., 990.
Wherefore the judgmfent is reversed, and the cause remanded for further proceedings consistent herewith.