Case Name: Curtis W. ROBINSON, Plaintiff and Appellant, v. ALLSTATE INSURANCE COMPANY et al., Defendants and Appellees
Court: Louisiana Court of Appeal
Jurisdiction: Louisiana
Decision Date: 1972-07-05
Citations: 267 So. 2d 257
Docket Number: No. 3901
Parties: Curtis W. ROBINSON, Plaintiff and Appellant, v. ALLSTATE INSURANCE COMPANY et al., Defendants and Appellees.
Judges: Before SAVOY, HOOD and CULPEP-PER, JJ.
Reporter: Southern Reporter, Second Series
Volume: 267
Pages: 257–260

Head Matter:
Curtis W. ROBINSON, Plaintiff and Appellant, v. ALLSTATE INSURANCE COMPANY et al., Defendants and Appellees.
No. 3901.
Court of Appeal of Louisiana, Third Circuit.
July 5, 1972.
On Rehearing Sept. 19, 1972.
Raleigh Newman, Lake Charles, for plaintif f-appellant.
Thomas W. Sanders, Camp, Carmouche, Palmer, Carwile & Barsh, by Harry E. Barsh, Jr., Lake Charles, Stockwell, St. Dizier, Sievert & Viccellio, by Fred H. Sievert, Jr., Lake Charles, Edgar Perkins, Jr., DeQuincy, for defendants-appellees.
Before SAVOY, HOOD and CULPEP-PER, JJ.

Opinion:
CULPEPPER, Judge.
The sole issue in this case is whether the defendant insurer can deduct the sum paid to plaintiff under its medical payments coverage from the sum which it is obligated to pay plaintiff under its uninsured motorist coverage. The district judge held the insurer is entitled to make the deduction. Plaintiff appealed.
The facts were stipulated. They show that plaintiff was a guest passenger in a vehicle driven by Charles J. Franks and insured by Insurance Company of North America. The Franks' vehicle was involved in an accident with an automobile being driven by William Derrick, who was uninsured. The accident was caused solely by the negligence of Derrick. Plaintiff's damages for personal injuries and medical expenses far exceed $7,000.
Insurance Company of North America, the uninsured motorist carrier of the Franks vehicle, paid plaintiff the sum of $2,500 under that coverage. Plaintiff's own automobile was insured by Allstate Insurance Company. It paid plaintiff the sum of $2,000 under its medical payments coverage. Plaintiff contends Allstate is obligated to pay him an additional sum of $2,500 under' its uninsured motorist coverage. Allstate contends it can deduct from the $2,500 it owes under its uninsured motorist coverage, the policy limit of $2,000, which it paid under its medical payments coverage.
The uninsured motorist provisions of the policy state in pertinent part:
"(d) The company shall not be obligated to-pay under this coverage that part of the damages which the insured may be entitled to recover from the owner or operator of an uninsured automobile which represents expenses for medical services paid or payable under the medical payments coverage of the policy."
The case of Bailes v. Southern Farm Bureau Casualty Insurance Company, La.App., 252 So.2d 123 (3rd Cir. 1971), involved the identical issue. We held the language of the policy clearly allowed the insurer the credit sought.
Under our decision in Bailes, the decision of the district court in the present matter must be affirmed.
For the reasons assigned, the judgment appealed is affirmed. All costs of this appeal are assessed against the plaintiff appellant.
Affirmed.