Case Name: GREEN TREE SERVICING, LLC, Appellant, v. Gloria GOINS, Appellee
Court: Florida District Court of Appeal
Jurisdiction: Florida
Decision Date: 2016-06-01
Citations: 192 So. 3d 679
Docket Number: No. 4D14-4722
Parties: GREEN TREE SERVICING, LLC, Appellant, v. Gloria GOINS, Appellee.
Judges: CIKLIN, C.J., WARNER and GERBER, JJ., concur.
Reporter: Southern Reporter, Third Series
Volume: 192
Pages: 679–680

Head Matter:
GREEN TREE SERVICING, LLC, Appellant, v. Gloria GOINS, Appellee.
No. 4D14-4722.
District Court of Appeal of Florida, Fourth District.
June 1, 2016.
Kimberly N. Hopkins, Ronald M. Gaché and Ileen J. Cantor of Shapiro, Fishman & Gaché, LLP, Tampa, for appellant.
Justin S. Orosz of The Ticktin Law Group, P.A., Deerfield Beach, for appellee.

Opinion:
PER CURIAM.
The appellant, Green Tree Servicing, appeals a final judgment in favor of the homeowner, in which the court- concluded that strict compliance with the notice of default provisions in paragraph twenty-two of the mortgage was necessary. Specifically, the court found that because the notice provided by Green Tree failed to use the exact language Contained in that paragraph, Green Tree had failed to comply with a condition precedent. In Lopez v. JPMorgan Chase Bank, 187 So.3d 343, 345 (Fla. 4th DCA 2016), decided after the final judgment in this case, we held that "a notice of default need only substantially comply with a mortgage's condition precedent," Lopez considered a notice of default with the identical language as the notice sent-,in this case and held that-it substan tially complied with paragraph twenty-two, thus satisfying the condition precedent to foreclosure under the mortgage. Consistent with Lopez, we reverse the final judgment and remand for further proceedings.
CIKLIN, C.J., WARNER and GERBER, JJ., concur.