Case Name: Catherine BRYAN, Plaintiff-Appellant, v. SELECT PORTFOLIO SERVICING, INC.; et al., Defendants-Appellees
Court: United States Court of Appeals for the Ninth Circuit
Jurisdiction: United States
Decision Date: 2017-09-22
Citations: 697 F. App'x 561
Docket Number: No. 13-56681
Parties: Catherine BRYAN, Plaintiff-Appellant, v. SELECT PORTFOLIO SERVICING, INC.; et al., Defendants-Appellees.
Judges: Before: SCHROEDER, HAWKINS, and N.R. SMITH, Circuit Judges.
Reporter: West's Federal Appendix
Volume: 697
Pages: 561–562

Head Matter:
Catherine BRYAN, Plaintiff-Appellant, v. SELECT PORTFOLIO SERVICING, INC.; et al., Defendants-Appellees.
No. 13-56681
United States Court of Appeals, Ninth Circuit.
Submitted September 21, 2017
Filed September 22, 2017
Catherine Bryan, Pro Se
Evan Forrest Anderson, Akerman Senterfitt LLP, Los Angeles, CA, William Idleman, Gwen Heather Ribar, Esquire, Attorney, Jonathan M. Zak, Wright, Fin-lay & Zak, LLP, Newport Beach, CA, for Defendant-Appellee Select Portfolio Servicing, Inc.
Eric D. Houser, Attorney, Houser & Allison, APC, IrVine, CA, Brian J. Wagner, Esquire, Attorney, Houser <& Allison, APC, Long Beach, CA, for Defendants-Appellees MTGLQ Investors, LP, Litton Loan Service, Litton Loan Servicing LP
Marvin B. Adviento, Gwen Heather Ribar, Esquire, Attorney, Jonathan M. Zak, Wright, Finlay & Zak, LLP, Newport Beach, CA, for Defendant-Appellee Bill Koch
Before: SCHROEDER, HAWKINS, and N.R. SMITH, Circuit Judges.
The panel unanimously concludes this case is suitable for decision without oral argument. See Fed. R. App. P. 34(a)(2).

Opinion:
MEMORANDUM
Catherine Bryan appeals pro se from the district court's summary judgment in her action alleging violation of the Truth in Lending Act ("TILA") and other claims concerning a loan secured by real property that she co-owned with her mother Betty Bryan. We have jurisdiction under 28 U.S.C. § 1291. We review de novo, Edwards v. Wells Fargo & Co., 606 F.3d 555, 557 (9th Cir. 2010), and we affirm.
The district court properly granted summary judgment on Bryan's TILA claim and other related claims on the basis that Betty Bryan obtained the loan for a business purpose, and the TILA disclosure requirements therefore did not apply. See 15 U.S.C. § 1602(i), 1603(1), & 1631(a) (providing that certain disclosures must be made when a credit transaction is primarily for personal purposes, but not when a transaction is primarily for business purposes); see Johnson v. Wells Fargo Home Mortg., Inc., 635 F.3d 401, 417-18 (9th Cir. 2011) (holding that a loan to acquire, improve, or maintain non-owner occupied rental property was a loan for a business purpose).
The district court did not err in granting summary judgment on Bryan's claim for wrongful foreclosure and other claims arising from the foreclosure sale of the property because Bryan failed to raise a genuine issue of material fact as to whether she had conveyed her interest in the property to a corporation prior to the foreclosure sale, and thus Bryan lacked standing to pursue these claims. See Kirola v. City & Cty. of S.F., 860 F.3d 1164, 1174 (9th Cir. 2017).
Bryan also lacked standing to pursue claims under the Fair Debt Collection Practices Act, California's Rosenthal Fair Debt Collection Practices Act, and the Real Estate Settlement Procedures Act because her mother Betty Bryan was the only borrower on the loan. See 12 U.S.C. § 2601; 15 U.S.C. § 1692(e), 1692a(3); Kirola, 860 F.3d at 1174.
The district court did not abuse its discretion in denying Bryan's motion for reconsideration under Federal Rule of Civil Procedure 60(b)(1) and (d)(3). See Benson v. JPMorgan Chase Bank, N.A., 673 F.3d 1207, 1211 (9th Cir. 2012) (setting forth standard of review).
All pending motions are denied.
AFFIRMED.
This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3.