Case Name: Molly Howard, Plaintiff, v. D'Agostino Supermarkets, Inc., Defendant and Third-Party Plaintiff-Respondent, et al., Defendants. General Accident Insurance Company, Third-Party Defendant-Appellant. (And a Second Third-Party Action.)
Court: New York Supreme Court, Appellate Division
Jurisdiction: New York
Decision Date: 1996-02-01
Citations: 224 A.D.2d 183
Docket Number: 
Parties: Molly Howard, Plaintiff, v D’Agostino Supermarkets, Inc., Defendant and Third-Party Plaintiff-Respondent, et al., Defendants. General Accident Insurance Company, Third-Party Defendant-Appellant. (And a Second Third-Party Action.)
Judges: 
Reporter: Appellate Division Reports
Volume: 224
Pages: 183–183

Head Matter:
Molly Howard, Plaintiff, v D’Agostino Supermarkets, Inc., Defendant and Third-Party Plaintiff-Respondent, et al., Defendants. General Accident Insurance Company, Third-Party Defendant-Appellant. (And a Second Third-Party Action.)
[637 NYS2d 124]

Opinion:
—Order, Supreme Court, New York County (Richard Lowe, III, J.), entered May 15, 1995, which granted third-party plaintiff's motion to strike third-party defendant's answer for failure to obey an order of disclosure, unanimously affirmed, with costs.
We agree with the IAS Court that the excuse offered by third-party defendant for its failure to produce a policy of insurance that was issued to third-party plaintiff's contractor and allegedly named second third-party plaintiff as an additional insured — its practice of destroying policies, except for declaration sheets, two years after their expiration, well within the three-year period of limitations for negligence actions and the six-year period for contract actions — is "indefensible". Even on its own terms, the practice should not have been carried out here, where the underlying personal action injury, which named both third-party defendant and its contractor, was instituted more than two months before the policy would have been destroyed. Concur — Rosenberger, J. P., Ellerin, Kupferman and Nardelli, JJ.