Case Name: HALE v. SOUTHERN GUARANTY INSURANCE COMPANY
Court: Court of Appeals of Georgia
Jurisdiction: Georgia
Decision Date: 1967-01-13
Citations: 115 Ga. App. 29
Docket Number: 42192
Parties: HALE v. SOUTHERN GUARANTY INSURANCE COMPANY.
Judges: Frankum and 'Pannell, JJ., concur.
Reporter: Georgia Appeals Reports
Volume: 115
Pages: 29–30

Head Matter:
42192.
HALE v. SOUTHERN GUARANTY INSURANCE COMPANY.

Opinion:
Felton, Chief Judge.
In this action by a named insured against her insurer to recover under the medical payments provisions of her automobile insurance policy, which excluded coverage of non-owned automobiles "furnished for the regular use" of the insured, the evidence showed that the automobile in question belonged to plaintiff's sister-in-law, who had given plaintiff and her husband its keys in May of 1966, making it available for an indefinite time for their unrestricted use and that, although their actual use of the automobile was rather infrequent, they nevertheless enjoyed continuous, uninterrupted possession of it with the privilege and opportunity of its use at such times and for such purposes as they wished up through the date of the collision, August 25, 1965. Under the holding in Cotton States Mut. Ins. Co. v. Falls, 114 Ga. App. 812, the exclusionary clause was applicable to the automobile in question; therefore, the court did not err in its judgment sustaining the defendant insurer's motion for a summary judgment.
Frankum and 'Pannell, JJ., concur.
Argued September 8, 1966
Decided January 13, 1967.
Mar son C. Dunaway, Jr., for appellant.
Matthews, Maddox, Walton & Smith, W. E. Davidson, Jr., for appellee.
Judgment affirmed.