Case Name: U.S. Bank National Association, as Trustee, Appellant, v. Engels Rafael Gutierrez, Respondent, et al., Defendants
Court: New York Supreme Court, Appellate Division
Jurisdiction: New York
Decision Date: 2016-02-23
Citations: 136 A.D.3d 571
Docket Number: 
Parties: U.S. Bank National Association, as Trustee, Appellant, v Engels Rafael Gutierrez, Respondent, et al., Defendants.
Judges: Concur — Tom, J.P., Andrias, Moskowitz and Richter, JJ.
Reporter: Appellate Division Reports
Volume: 136
Pages: 571–572

Head Matter:
U.S. Bank National Association, as Trustee, Appellant, v Engels Rafael Gutierrez, Respondent, et al., Defendants.
[25 NYS3d 206]—

Opinion:
Order, Supreme Court, Bronx County (Mitchell J. Danziger, J.), entered September 17, 2014, which granted the motion of defendant Engels Rafael Gutierrez for summary judgment dismissing the complaint as against him and denied plaintiff's cross motion for summary judgment, unanimously modified, on the law, to deny defendant's motion, and otherwise affirmed, without costs.
Plaintiff contends that it should have been granted summary judgment because, even if the note on which it sues was forged, defendant ratified it as a matter of law. This argument is unavailing. " [R] atification is a question of fact unless the evidence is undisputed and different inferences cannot reasonably be drawn from it, and a necessary element of ratification is intent" (Robinson v Day, 103 AD3d 584, 586 [1st Dept 2013] [internal quotation marks and citation omitted]; see also Cashel v Cashel, 15 NY3d 794 [2010]; Montes v Manufacturers Hanover Trust Co., 82 AD2d 751 [1st Dept 1981]).
However, because there are issues of fact as to whether defendant ratified the note and mortgage, the court should have denied defendant's motion for summary judgment dismissing the complaint. Defendant's motion should also have been denied because there are triable issues as to whether the note, mortgage and other documents were forged. In this regard, it is noted that the mortgage was notarized (see Albany County Sav. Bank v McCarty, 149 NY 71, 83 [1896]).
Concur — Tom, J.P., Andrias, Moskowitz and Richter, JJ.