Case Name: UNITED STATES FIDELITY AND GUARANTY COMPANY, Appellant, v. Lila WILLIAMS, as personal representative of the Estate of Barbara Jean Young, Appellee
Court: Florida District Court of Appeal
Jurisdiction: Florida
Decision Date: 1979-07-18
Citations: 375 So. 2d 328
Docket Number: No. LL-426
Parties: UNITED STATES FIDELITY AND GUARANTY COMPANY, Appellant, v. Lila WILLIAMS, as personal representative of the Estate of Barbara Jean Young, Appellee.
Judges: MILLS, C. J., and HENRY CLAY MITCHELL, Jr., Associate Judge, concur.
Reporter: Southern Reporter, Second Series
Volume: 375
Pages: 328–333

Head Matter:
UNITED STATES FIDELITY AND GUARANTY COMPANY, Appellant, v. Lila WILLIAMS, as personal representative of the Estate of Barbara Jean Young, Appellee.
No. LL-426.
District Court of Appeal of Florida, First District.
July 18, 1979.
Rehearing Denied Oct. 12, 1979.
Milton H. Baxley, II, Gainesville, for appellant.
Robert P. Cates, of Goldin & Cates, Gainesville, for appellee.

Opinion:
ROBERT P. SMITH, Jr., Judge.
Appellant appeals from that part of a final declaratory judgment holding that ap-pellee's decedent was a "named insured" under an automobile insurance policy issued by appellant to the decedent's mother; ap-pellee cross-appeals the court's finding that decedent and her mother, the named insured, were not members of same household at the time of decedent's death. We reverse on both points.
Although appellee's decedent was noted on the policy as the sole operator of the insured vehicle, this did not make her a "named insured" for purposes of uninsured motorist coverage under the terms of the policy or under Section 627.727, Florida Statutes (1977). See generally Kohly v. Royal Indemnity Co., 190 So.2d 819 (Fla. 3d DCA 1966); cert. denied, 200 So.2d 813 (Fla. 1967); Mattingly v. Liberty Mutual Ins. Co., 363 So.2d 147 (Fla. 4th DCA 1978).
On the second point, however, the manifest weight of the evidence in the record shows that the "named insured," Beatrice Griffin, was a member of the same household as appellee's decedent Barbara Young at the time of Young's death, entitling appellee to uninsured motorist coverage under the policy's amendatory endorsement. See also Hunt v. State Farm Mutual Ins. Co., 349 So.2d 642 (Fla. 1st DCA 1977).
Therefore we reverse paragraphs one and two of the declaratory judgment but affirm the court's finding that appellee is entitled to uninsured motorist coverage under Griffin's policy.
AFFIRMED in part and REVERSED in part.
MILLS, C. J., and HENRY CLAY MITCHELL, Jr., Associate Judge, concur.