Case Name: Michael EGAN, Jr. and Jill Egan, H/W and Mark Buzby v. USI MID-ATLANTIC, INC. and USI Holdings Corporation and Bristol Township and Zurich American Ins. Company; Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and Robert Brown and Freda Batipps and Linda Magovern and Douglas Schroer and Lisa Mckernan and USI Holdings Corporation and Suzanne Newsome v. Bristol Township Petition of: USI Mid-Atlantic, Inc., USI Holdings Corporation, Robert Brown, Freda Batipps, and Linda Magovern; Michael Egan, Jr. and Jill Egan, H/W And Mark Buzby v. USI Mid-Atlantic, Inc. and USI Holdings Corporation and Bristol Township and Zurich American Ins. Company; Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and Robert Brown and Freda Batipps and Linda Magovern and Douglas Schroer and Lisa Mckernan and USI Holdings Corporation and Suzanne Newsome Bristol Township Petition of: USI Mid-Atlantic, Inc., USI Holdings Corporation, Robert Brown and Freda Batipps and Linda Magovern; Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and USI Holdings Corporation and Bristol Township and Zurich American Ins. Company; Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and Robert Brown and Freda Batipps and Linda Magovern and Douglas Schroer and Lisa Mckernan and USI Holdings Corporation and Suzanne Newsome v. Bristol Township Petition of: USI Mid-Atlantic, Inc., USI Holdings Corporation, Robert Brown and Freda Batipps and Linda Magovern
Court: Supreme Court of Pennsylvania
Jurisdiction: Pennsylvania
Decision Date: 2015-01-21
Citations: 630 Pa. 649
Docket Number: Nos. 338 EAL 2014, 339 EAL 2014, 340 EAL 2014
Parties: Michael EGAN, Jr. and Jill Egan, H/W and Mark Buzby v. USI MID-ATLANTIC, INC. and USI Holdings Corporation and Bristol Township and Zurich American Ins. Company. Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and Robert Brown and Freda Batipps and Linda Magovern and Douglas Schroer and Lisa Mckernan and USI Holdings Corporation and Suzanne Newsome v. Bristol Township Petition of: USI Mid-Atlantic, Inc., USI Holdings Corporation, Robert Brown, Freda Batipps, and Linda Magovern Michael Egan, Jr. and Jill Egan, H/W And Mark Buzby v. USI Mid-Atlantic, Inc. and USI Holdings Corporation and Bristol Township and Zurich American Ins. Company. Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and Robert Brown and Freda Batipps and Linda Magovern and Douglas Schroer and Lisa Mckernan and USI Holdings Corporation and Suzanne Newsome Bristol Township Petition of: USI Mid-Atlantic, Inc., USI Holdings Corporation, Robert Brown and Freda Batipps and Linda Magovern Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and USI Holdings Corporation and Bristol Township and Zurich American Ins. Company. Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and Robert Brown and Freda Batipps and Linda Magovern and Douglas Schroer and Lisa Mckernan and USI Holdings Corporation and Suzanne Newsome v. Bristol Township Petition of: USI Mid-Atlantic, Inc., USI Holdings Corporation, Robert Brown and Freda Batipps and Linda Magovern.
Judges: 
Reporter: Pennsylvania State Reports
Volume: 630
Pages: 649–651

Head Matter:
108 A.3d 30
Michael EGAN, Jr. and Jill Egan, H/W and Mark Buzby v. USI MID-ATLANTIC, INC. and USI Holdings Corporation and Bristol Township and Zurich American Ins. Company. Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and Robert Brown and Freda Batipps and Linda Magovern and Douglas Schroer and Lisa Mckernan and USI Holdings Corporation and Suzanne Newsome v. Bristol Township Petition of: USI Mid-Atlantic, Inc., USI Holdings Corporation, Robert Brown, Freda Batipps, and Linda Magovern Michael Egan, Jr. and Jill Egan, H/W And Mark Buzby v. USI Mid-Atlantic, Inc. and USI Holdings Corporation and Bristol Township and Zurich American Ins. Company. Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and Robert Brown and Freda Batipps and Linda Magovern and Douglas Schroer and Lisa Mckernan and USI Holdings Corporation and Suzanne Newsome Bristol Township Petition of: USI Mid-Atlantic, Inc., USI Holdings Corporation, Robert Brown and Freda Batipps and Linda Magovern Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and USI Holdings Corporation and Bristol Township and Zurich American Ins. Company. Michael Egan, Jr. and Jill Egan, H/W and Mark Buzby v. USI Mid-Atlantic, Inc. and Robert Brown and Freda Batipps and Linda Magovern and Douglas Schroer and Lisa Mckernan and USI Holdings Corporation and Suzanne Newsome v. Bristol Township Petition of: USI Mid-Atlantic, Inc., USI Holdings Corporation, Robert Brown and Freda Batipps and Linda Magovern.
Supreme Court of Pennsylvania.
Jan. 21, 2015.

Opinion:
ORDER
PER CURIAM.
AND NOW, this 21st day of January, 2015, the Petition for Allowance of Appeal is GRANTED. The issues, as stated by Petitioners, are:
(1) When this Court held in Everhart v. PMA Insurance Co., 595 Pa. 172, 938 A.2d 301 (2007), that a waiver is not required for a commercial insured to reject stacked uninsured and underinsured motorist (UM/UIM) coverage, did the Superior Court, as a matter of first impression, commit legal error by requiring a waiver for a commercial insured to reject non-stacked UM/UIM insurance when interpreting a nearly identical provision of the same statute (the Motor Vehicle Financial Responsibility Law)?
(2) Did Judge Panella correctly find in his dissent that the trial court's unquestionably erroneous jury instruction, that a signed waiver form is required for a commercial insured to reject stacked UM/UIM coverage, impermissibly disregarded Everhart and unfairly allowed the jury to base liability on conduct regarding a waiver form that was not required for rejection of stacked coverage?
(3) Did the Superior Court dilute the burden of proof for punitive damages contrary to hornbook law, by holding that a plaintiff need not demonstrate more than an intentional tort to submit the question of punitive damages to the jury?