Case Name: USAA GENERAL INDEMNITY COMPANY, Appellant, v. William J. GOGAN, M.D., a/a/o Tara Ricks, Appellee.
Court: District Court of Appeal of Florida, Fourth District
Jurisdiction: Florida
Decision Date: 2018-03-14
Citations: 238 So. 3d 937
Docket Number: No. 4D16–3313
Parties: USAA GENERAL INDEMNITY COMPANY, Appellant,
v.
William J. GOGAN, M.D., a/a/o Tara Ricks, Appellee.
Judges: 
Reporter: Southern Reporter, Third Series
Volume: 238
Pages: 937–943

Head Matter:
USAA GENERAL INDEMNITY COMPANY, Appellant,
v.
William J. GOGAN, M.D., a/a/o Tara Ricks, Appellee.
No. 4D16-3313
District Court of Appeal of Florida, Fourth District.
March 14, 2018
Douglas H. Stein of Association Law Group, P.L., Miami, for appellant.
Andrew A. Harris and Nichole Segal of Burlington & Rockenbach, P.A., West Palm Beach, and Barry Aronin of LaBovick Law Group, Palm Beach Gardens, for appellee.

Opinion:
Kuntz, J.
We are presented with the following question, certified by the county court, to be of great public importance:
IN A PERSONAL INJURY PROTECTION MATTER, IS AN INSURER REQUIRED TO APPLY THE DEDUCTIBLE TO THE TOTAL BILLED AMOUNT, OR TO THE TOTAL BILL AFTER SAID BILL IS REDUCED BY ANY APPLICABLE STATUTORY REDUCTION(S) AS CONTAINED IN FLORIDA STATUTE SECTION 627.736(5)(a)(1) ?
We rephrase the certified question as follows:
PURSUANT TO SECTIONS 627.736 AND 627.739, FLORIDA STATUTES (2013), IS AN INSURER REQUIRED TO APPLY A POLICY DEDUCTIBLE TO THE TOTAL AMOUNT OF A PROVIDER'S INVOICES TO AN INSURED PRIOR TO APPLYING ANY FEE SCHEDULE FOUND IN § 627.736, FLA. STAT.?
For the reasons explained in our opinion in State Farm Mutual Automobile Insurance Co. v. Care Wellness Center, LLC a/a/o Bardon-Diaz , No. 4D16-2254, - So.3d -, 2018 WL 1315026 (Fla. 4th DCA Mar. 14, 2018), also issued today, we answer the rephrased certified question in the negative, reverse the county court's summary judgment, and remand for further proceedings consistent with our opinion. We also certify conflict with Progressive Select Insurance Co. v. Florida Hospital Medical Center a/a/o Jonathan Parent , 236 So.3d 1183, 2018 WL 792012 (Fla. 5th DCA Feb. 9, 2018).
Reversed and remanded; conflict certified.
Forst, J., concurs.
Gross, J., dissents with opinion.