Case Name: In re Jean Whitfield PERRY, Debtor
Court: United States Bankruptcy Court for the Eastern District of Virginia
Jurisdiction: United States
Decision Date: 1981-07-08
Citations: 12 B.R. 693
Docket Number: Bankruptcy No. 81-00705-N
Parties: In re Jean Whitfield PERRY, Debtor.
Judges: 
Reporter: West's Bankruptcy Reporter
Volume: 12
Pages: 693–693

Head Matter:
In re Jean Whitfield PERRY, Debtor.
Bankruptcy No. 81-00705-N.
United States Bankruptcy Court, E. D. Virginia, Norfolk Division.
July 8, 1981.
Dean W. Sword, Jr., Portsmouth, Va., for debtor.
David R. Levin, Portsmouth, Va., Chapter 13 Trustee.

Opinion:
ORDER DENYING CONFIRMATION
HAL J. BONNEY, Jr., Bankruptcy Judge.
Jean Whitfield Perry, the debtor herein, has filed a Chapter 13 petition with a plan that would pay her unsecured creditors twenty-five percent [25%] of their debts.
The matter is before the Court, following a hearing, on the confirmation of the plan.
The test for confirming a Chapter 13 plan is set forth at 11 U.S.C. § 1325.
The Court denies confirmation for the following reasons.
(1) Under the plan $1,741.84 would go to unsecured creditors, yet $4,650.00 would go toward her automobile and $16,694.64 toward her home. Such payments are not substantial and meaningful. In re Charnock, 12 B.R. 691 (Bkrtcy.). This is an element of good faith. 11 U.S.C. § 1325(a)(3).
(2) In addition to the automobile referred to above, a Pontiac Sunbird, the debtor's schedules reflect she owns a 1978 Cadillac SeVille valued at $6,000.00 and no lien appears thereon. Therefore, under the Chapter 13 plan the creditors would receive less than under a Chapter 7 liquidation and this violates 11 U.S.C. § 1325(a)(4).
Confirmation is denied.
IT IS SO ORDERED.