Case Name: TON RAND CORPORATION, etc., Appellant, v. CROWDER, JACOBS, FENDIG INSURANCE, INC., etc., Appellee
Court: Florida District Court of Appeal
Jurisdiction: Florida
Decision Date: 1996-12-26
Citations: 685 So. 2d 967
Docket Number: No. 96-82
Parties: TON RAND CORPORATION, etc., Appellant, v. CROWDER, JACOBS, FENDIG INSURANCE, INC., etc., Appellee.
Judges: Before NESBITT, GODERICH, and GREEN, JJ.
Reporter: Southern Reporter, Second Series
Volume: 685
Pages: 967–967

Head Matter:
TON RAND CORPORATION, etc., Appellant, v. CROWDER, JACOBS, FENDIG INSURANCE, INC., etc., Appellee.
No. 96-82.
District Court of Appeal of Florida, Third District.
Dec. 26, 1996.
Rehearing Denied Jan. 29, 1997.
Klein, Tannen & Cohen and Marc Tannen, for appellant.
Hardeman & Suarez and Richard Suarez, for appellee.
Before NESBITT, GODERICH, and GREEN, JJ.

Opinion:
PER CURIAM.
It is undisputed that insurer notified insured, by actual notice to insured's agent, that insured's policy was about to be can-celled unless insured timely made a missed payment. With several weeks to act, insured nonetheless failed to meet the payment deadline which would have secured coverage. A fire then occurred on insured's premises. Under these circumstances, we conclude insurer's actions were not the cause of any harm done to insured. See Keller Indus. v. Bellefonte Ins. Co., 412 So.2d 899 (Fla. 3d DCA 1982); Burns v. Consolidated American Ins. Co., 359 So.2d 1203 (Fla. 3d DCA 1978). The order under review is therefore affirmed.