Case Name: Thomas D. OQUIST; Bettejane Jenkins, Plaintiffs-Appellants, v. WELLS FARGO BANK, N.A., Successor by merger to Wachovia Mortgage, FKA World Savings Bank, FSB, Defendant-Appellee
Court: United States Court of Appeals for the Ninth Circuit
Jurisdiction: United States
Decision Date: 2017-11-01
Citations: 700 F. App'x 734
Docket Number: No. 17-35124
Parties: Thomas D. OQUIST; Bettejane Jenkins, Plaintiffs-Appellants, v. WELLS FARGO BANK, N.A., Successor by merger to Wachovia Mortgage, FKA World Savings Bank, FSB, Defendant-Appellee.
Judges: Before: LEAVY, WATFORD, and FRIEDLAND, Circuit Judges.
Reporter: West's Federal Appendix
Volume: 700
Pages: 734–735

Head Matter:
Thomas D. OQUIST; Bettejane Jenkins, Plaintiffs-Appellants, v. WELLS FARGO BANK, N.A., Successor by merger to Wachovia Mortgage, FKA World Savings Bank, FSB, Defendant-Appellee.
No. 17-35124
United States Court of Appeals, Ninth Circuit.
Submitted October 23, 2017
Filed November 1, 2017
Jill J. Smith, Esquire, Attorney, Natural Resource Law Group, PLLC, Seattle, WA, for Plaintiffs-Appellants
Molly J. Henry, Esquire, Attorney, Keesal, Young & Logan, Seattle, WA, Melanie L. Ronen, Esquire, Attorney, Keesal, Young & Logan, Long Beach, CA, for Defendant-Appellee
Before: LEAVY, WATFORD, and FRIEDLAND, Circuit Judges.
The panel unanimously concludes this case is suitable for decision without oral argument, See Fed. R. App. P. 34(a)(2).

Opinion:
MEMORANDUM
Thomas D. Oquist and Bettejane Jenkins appeal from the district court's summary judgment in their Truth in Lending Act ("TILA") action seeking rescission. We have jurisdiction under 28 U.S.C. § 1291. We review de novo. Hauk v. JP Morgan Chase Bank USA, 552 F.3d 1114, 1117 (9th Cir. 2009). We affirm.
The district court properly granted summary judgment because plaintiffs failed to raise a genuine dispute of material fact as to whether they timely sent defendants a notice of rescission. See 15 U.S.C. § 1635(a), (f) (a borrower may rescind a loan within three days of a loan transaction, or within three years if the lender fails to make required disclosures to the borrower); see also Jesinoski v. Countrywide Home Loans, Inc., — U.S. —, 135 S.Ct. 790, 792, 190 L.Ed.2d 650 (2015) (a borrower may exercise right of rescission by notifying the lender of borrower's intent to rescind within three years after the transaction is consummated); Miguel v. Country Funding Corp., 309 F.3d 1161, 1164 (9th Cir. 2002) ("[Section] 1635(f) is a statute of repose, depriving the courts of subject matter jurisdiction when a § 1635 claim is brought outside the three-year limitation period.")
We reject as without merit plaintiffs' contention that the subject loan transaction was not consummated.
AFFIRMED.
This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3.