Case Name: Sheri M. MYERS, Plaintiff-Appellant, v. ASSET ACCEPTANCE, LLC; Kimberly A. Klemenok; Eric T. Kohut; Jeffrey J. Sobeck; Martin Bunce, Defendants-Appellees
Court: United States Court of Appeals for the Sixth Circuit
Jurisdiction: United States
Decision Date: 2012-07-03
Citations: 472 F. App'x 395
Docket Number: No. 10-4220
Parties: Sheri M. MYERS, Plaintiff-Appellant, v. ASSET ACCEPTANCE, LLC; Kimberly A. Klemenok; Eric T. Kohut; Jeffrey J. Sobeck; Martin Bunce, Defendants-Appellees.
Judges: 
Reporter: West's Federal Appendix
Volume: 472
Pages: 395–396

Head Matter:
Sheri M. MYERS, Plaintiff-Appellant, v. ASSET ACCEPTANCE, LLC; Kimberly A. Klemenok; Eric T. Kohut; Jeffrey J. Sobeck; Martin Bunce, Defendants-Appellees.
No. 10-4220.
United States Court of Appeals, Sixth Circuit.
July 3, 2012.
BEFORE: BATCHELDER, Chief Circuit Judge; NORRIS and STRANCH, Circuit Judges.

Opinion:
ALICE M. BATCHELDER, Chief Judge.
This case arises from Asset Acceptance's ("Asset") purchase of a debt that Sheri Myers accumulated on her Chase Bank credit card. In May 2009, Asset sued Myers in state court to recover the debt owed on the account and attached to its complaint a Statement of Account and an Affidavit in support of its claim.
In August 2009, Myers sued Asset in the Southern District of Ohio, claiming that Asset violated the federal Fair Debt Collections Practices Act (FDCPA), 15 U.S.C. § 1629e, and the Ohio Consumer Sales Practices Act (OCSPA), Ohio Rev.Code Ann. § 1345.01, because the Statement of Account and the Affidavit that Asset attached to its complaint in state court were false, misleading, or deceptive. Specifically, Myers claimed that the Statement was deceptive because it looked liked a credit card statement from Chase rather than a document from a debt collector, and the Affidavit was deceptive because it did not prove the facts averred therein and the affiant did not have personal knowledge of those facts.
The district court granted summary judgment to Asset on the FDCPA claims. The court held that the least sophisticated consumer would not have been misled or deceived by the Statement or Affidavit, and there was no evidence in the record that any of the information in those documents was false. After the court disposed of the federal claims, it declined to exercise jurisdiction over the state law claims and dismissed them without prejudice. Myers timely appealed.
After carefully reviewing the district court's opinion, the briefs, and the record in this case, we conclude that the district court did not err in granting summary judgment to Asset. As the district court correctly set out the applicable law and correctly applied that law to the undisputed material facts contained in the record, issuance of a full written opinion by the court would serve no jurisprudential purpose.
Accordingly, for the reasons stated in the district court's well-reasoned opinion, we AFFIRM the judgment of the district court.