You may have diamonds. You may have pearls. You may think you got it baby. Over all the other girls. But honey you ain't got nothing. And I'll tell you why. If you're empty as a soul can be baby. Deep down inside. You better start savin' up. For the things that money can't buy. You better start savin' up. For the things that money can't buy. You better start savin' up. For the things that money can't buy. You better start savin' up. For the things that money can't buy. You may have a big backyard. And ruby rings. And my love's just a second-place runner honey. To your fancy things. But what you got to hold on to. When the lights go down. You come lookin' for me baby. But I ain't nowhere around. You better start savin' up. For the things that money can't buy. You better start savin' up. For the things that money can't buy. You better start. You need a strong man baby. To love and understand you. A man who ain't afraid sugar. To get some dirt on his hands for you. And when you're feeling so down-hearted. And all you wanna do is cry. Ah just come on take my hand baby. Together you and I. We could start savin' up. For the things that money can't buy. We'd better start savin' up. For the things that money can't buy. You better start savin' up. For the things that money can't buy. You better start savin' up. For the things that money can't buy.