This is my third Baggallini bag as I love them for the summertime.  This is a really great bag.  Love all the compartments and the built in wallet which is right in front along with a zipper part I use for keys.  The middle is nice with just a magnetic closure for quick phone access.  The only thing I wish was different is the latches make the bag a little heavier.  But overall I am glad I bought this bag which I know I will have for many summer.