This is a nice wallet. I needed something to hold a lot of membership cards, loyalty cards, etc. and this does the trick. It's solidly made, and the zip feature helps me feel a bit more secure. It has lots of pockets for cash and important papers, and a zippered change pocket.<br /><br />My only real complaint is that it's a bit hard to get to the cards because only two sides unzip. This seems like a design flaw. But it's more of an annoyance than a hindrance. To be able to get something made of soft leather in a variety of colors at this price, it was worth it.