This was exactly what I was looking for. It holds my keys, cards, and phone. I did have a problem with the zipper pull tab coming off, but I took a pair of pliers and tightened the tab holder. After this repair I no longer had a problem. The other issue I have noticed is when zipping the zipper to close the whole thing up it somethings chews up the top of the card holder. Since noticing this I have tried to be more careful with it. For the price this is a nice clutch, and I am happy with the purchase.