I am just not a big fan of this wallet.  Imhave had Hobo wallets before and loved them..... But this one was very difficult to shut, it was always facing the wrong way when Imopened it and it was just not a good experience.  I used it for a few weeks,but my nerves got,the best of me.  This wallet in particular was not a good quality.  The leather also came away from the metal closure at the top which made me question its authenticity.  I won't be buying Hobo on Amazon anymore........ Just not worth it