The item looks just as it appears in the picture. However when I tried to insert my credit cards visa etc into the credit card slits I had to fiddle and fiddle to try and get them in the credit card insert. Once I got them in I would hate to think about having to take them out. They were in there so snugly They need to look at size of cards and design the slits so that they can be easily slipped in and out.<br />I won't use the wallet.<br /><br />Sally