13. (1) The insurer will pay with respect to each insured person who sustains physical, psychological or mental injury as a result of an accident, a weekly benefit during the period in which the insured person suffers substantial inability to perform the essential tasks in which he or she would normally engage if he or she meets the qualifications set out in subsection (2).  R.R.O. 1990, Reg. 672, s. 13 (1). (2) The following qualifications apply to an insured person who claims weekly benefits under subsection (1): 1. He or she as a result of and within two years of the accident must have suffered a substantial inability to perform the essential tasks in which he or she would normally engage. 2. He or she must not be entitled to receive a benefit under section 12 at the time of the payment of a benefit under this section or, if entitled to a benefit under that section, he or she must be a primary caregiver as described in subsection (4) and have only income from self-employment from work in his or her home. 3. He or she must attain the age of sixteen years before being eligible to receive the weekly benefit.  R.R.O. 1990, Reg. 672, s. 13 (2). (3) The weekly benefit under subsection (1) will be $185 less any payments for loss of income, except Unemployment Insurance benefits, (a) received by or available to the insured person under the laws of any jurisdiction or under any income continuation benefit plan; or (b) received under any sick leave plan.  R.R.O. 1990, Reg. 672, s. 13 (3). (4) The insurer will pay to an insured person who is receiving a weekly benefit under subsection (1), or who but for section 17 would be entitled to the weekly benefit, a benefit of $50 per week if Optional Benefit 3 has not been purchased, or $100 per week if it has been purchased, for each person who at the time of the accident was residing with the insured person and in respect of whom the insured person was the primary caregiver if the person receiving the care was less than sixteen years of age or if the person required the care because of physical or mental incapacity.  R.R.O. 1990, Reg. 672, s. 13 (4). (5) The maximum amount payable under subsection (4) is $200 per week, if Optional Benefit 3 has not been purchased, and $400 per week if it has been purchased.  R.R.O. 1990, Reg. 672, s. 13 (5). (6) A weekly benefit under subsection (4) ceases, (a) when the person cared for attains age sixteen, unless he or she is incapacitated; (b) when the incapacity of the person cared for ceases; or (c) when the insured person ceases to be eligible for a benefit under subsection (1) or when the insured person would cease to be eligible had he or she not been disqualified under section 17.  R.R.O. 1990, Reg. 672, s. 13 (6). (7) A person cannot receive benefits under this section and section 12 at the same time.  R.R.O. 1990, Reg. 672, s. 13 (7). (8) The insurer is not required to pay a weekly benefit under this section, (a) for the first week of the disability; (b) for any period in excess of 156 weeks unless it has been established that the injury continuously prevents the insured person from engaging in substantially all of the activities in which the person would normally engage.  R.R.O. 1990, Reg. 672, s. 13 (8). Interim Payments