11. (1) If, as a result of an accident, an insured person dies within the benefit period set out in subsection (3), the insurer will pay with respect to the insured person, if Optional Benefit 1 has not been purchased, (a) $25,000 to his or her spouse, if the deceased is survived by a spouse who was his or her spouse at the time of the accident; (b) $25,000 to his or her dependants, if the deceased is survived by any dependant who was a dependant at the time of the accident and is not survived by a spouse who is entitled to a benefit under this section; (c) $10,000 to each of his or her surviving dependants who was a dependant at the time of the accident; and (d) if, at the time of the accident, the deceased was a dependant, $10,000, (i) to the person upon whom the deceased was dependent or, if that person is dead, to the surviving spouse of that person if the surviving spouse was the deceased’s primary caregiver, or (ii) to the other surviving dependants of the person upon whom the deceased was dependent if that person and his or her spouse are dead.  R.R.O. 1990, Reg. 672, s. 11 (1). (2) If, as a result of an accident, an insured person dies within the benefit period set out in subsection (3), the insurer will pay with respect to the insured person, if Optional Benefit 1 has been purchased, (a) $50,000 to his or her spouse, if the deceased is survived by a spouse who was his or her spouse at the time of the accident; (b) $50,000 to his or her dependants, if the deceased is survived by any dependant who was a dependant at the time of the accident and is not survived by a spouse who is entitled to a benefit under this section; (c) $20,000 to each of his or her surviving dependants who was a dependant at the time of the accident; and (d) if, at the time of the accident, the deceased was a dependant, $20,000, (i) to the person upon whom the deceased was dependent or, if that person is dead, to the surviving spouse of that person if the surviving spouse was the deceased’s primary caregiver, or (ii) to the other surviving dependants of the person upon whom the deceased was dependent if that person and his or her spouse are dead.  R.R.O. 1990, Reg. 672, s. 11 (2). (3) For the purposes of subsections (1) and (2), the benefit period is, (a) 180 days from the day of the accident unless clause (b) applies; or (b) 156 weeks from the day of the accident if during that period there has been continuous disability as a result of the accident.  R.R.O. 1990, Reg. 672, s. 11 (3). (4) If at the time of the accident the deceased person had more than one person entitled to claim as his or her spouse, the $25,000 payment under clause (1) (a) or $50,000 under clause (2) (a) will be divided equally between or among such persons who survive the deceased and who at the time of the death were still spouses of the deceased.  R.R.O. 1990, Reg. 672, s. 11 (4). (5) Payments under clauses (1) (b) and (d) and clauses (2) (b) and (d) will be paid in equal shares to the surviving dependants.  R.R.O. 1990, Reg. 672, s. 11 (5). (6) No amount is payable under subsection (1) or (2) to a spouse or dependant unless the spouse or dependant, as the case may be, survives the deceased by thirty days.  R.R.O. 1990, Reg. 672, s. 11 (6). PART IV   WEEKLY BENEFITS Income Benefit