10. (1) The amount of the payment to a spill creditor authorized under section 103 of the Act shall be calculated in the following manner: 1. Interest on a judgment or on costs must not be included in the amount of the payment. 2. Where the spill creditor has settled a claim for loss or damage as a direct result of the spill with a person other than the Corporation or the Crown without commencing an action, a reasonable amount on account of the spill creditor’s legal expenses related to the settlement shall be included in the amount of the payment. 3. Where the spill creditor has brought an action and obtained a final judgment entirely or partly for loss or damage as a direct result of the spill, and for costs, i. where the final judgment is entirely for the loss or damage, an amount equal to the costs of the action taxed on a party and party basis shall be included in the payment, or ii. where the final judgment is partly for the loss or damage, an amount shall be included in the amount authorized for payment that is in the same proportion to the total costs of the action, assessed on a party and party basis, as the amount of the final judgment for the loss or damage is to the total amount of the judgment. 4. No amount shall be authorized for payment in respect of a claim by the spill creditor in an action that is finally dismissed. 5. The amount that would otherwise be authorized for payment shall be reduced by an amount equal to, i. $500 in respect of each claim by the spill creditor for loss or damage to property as a direct result of the spill and the expense of preventing, eliminating or ameliorating adverse effects and restoring the natural environment, ii. the amount of any loss or damage as a direct result of the spill that could have been prevented by the spill creditor if the spill creditor had taken reasonable measures for such prevention, and iii. the amount of any loss or damage as a direct result of the spill that could have been prevented if the spill creditor had complied with the lawful orders and the reasonable recommendations of all public officers with respect to prevention, elimination and amelioration of adverse effects and restoration of the natural environment. 6. Where the amount of the spill creditor’s claim for loss or damage mentioned in clause 99 (2) (a) of the Act is greater than the limit under subsection (2), the limit shall be reduced by an amount equal to, i. any amount recovered by the spill creditor under final judgment of a court, ii. any payment received by the spill creditor from a relief fund, and iii. the amount of coverage of all policies of insurance, within the meaning of the Insurance Act, (other than life insurance) that is applicable to insure the spill creditor in respect of the loss or damage, whether or not the spill creditor becomes or became disentitled or disqualified to receive the amount or, because of neglect or default by the spill creditor, the spill creditor is required or may be required to return the amount.  R.R.O. 1990, Reg. 360, s. 10 (1). (2) The limit of the amount that may be authorized by the Corporation for payment to a spill creditor for loss or damage mentioned in clause 99 (2) (a) of the Act is the lesser of, (a) the sum of, (i) where the spill creditor has obtained final judgment in an action or actions for the loss or damages, the amounts of judgments, including costs computed as mentioned in paragraph 3 of subsection (1), and (ii) the amounts for which the spill creditor, with the prior consent in writing of the Corporation, has settled an action or actions by the spill creditor for payment in respect of the loss or damage; or (b) $500,000.  R.R.O. 1990, Reg. 360, s. 10 (2).