17. (1) A person receiving education disability benefits under this Part may return to elementary, secondary or post-secondary education at any time during the 104 weeks following the onset of the disability in respect of which the benefits are paid without affecting his or her entitlement to resume receiving benefits under this Part if, as a result of the accident, he or she is unable to continue in elementary, secondary or post-secondary education.  O. Reg. 776/93, s. 17 (1). (2) After the 104-week period referred to in subsection (1), a person receiving education disability benefits under this Part may return to elementary, secondary or post-secondary education for periods of up to ninety days without affecting his or her entitlement to resume receiving benefits under this Part if, as a result of the accident, he or she is unable to continue in elementary, secondary or post-secondary education.  O. Reg. 776/93, s. 17 (2). PART IV   CAREGIVER BENEFITS

18. (1) An insured person who sustains an impairment as a result of an accident is entitled to a weekly caregiver benefit if the insured person meets the following qualifications: 1.  At the time of the accident, the insured person was residing with a person in respect of whom the insured person was the primary caregiver and the person receiving the care was less than sixteen years of age or required the care because of physical or mental incapacity. 2.  The insured person was not employed on a full-time basis and was not self-employed at the time of the accident. 3.  As a result of and within two years of the accident, the insured person, i.  suffers a substantial inability to engage in the caregiving activities in which he or she engaged at the time of the accident, or ii.  suffers a partial or complete inability to carry on a normal life.  O. Reg. 776/93, s. 18 (1). (2) Subject to subsections (3) and (4), the weekly caregiver benefit under this section is payable during the period that the insured person suffers, (a)  a substantial inability to engage in the caregiving activities in which he or she engaged at the time of the accident; or (b)  a partial or complete inability to carry on a normal life.  O. Reg. 776/93, s. 18 (2). (3) No weekly caregiver benefit is payable under this section for the first week of the disability.  O. Reg. 776/93, s. 18 (3). (4) If an insured person qualifies for weekly caregiver benefits under subparagraph ii of paragraph 3 of subsection (1) and does not qualify under subparagraph i of paragraph 3 of subsection (1), no weekly caregiver benefit is payable under this section more than 104 weeks after the insured person first qualified for weekly caregiver benefits unless the insured person is suffering a complete inability to carry on a normal life as a result of the accident.  O. Reg. 776/93, s. 18 (4). (5) The amount of a weekly caregiver benefit shall be $250 for the first person who meets the following qualifications, plus $50 for each additional person who meets the following qualifications: 1.  The person resided with the insured person at the time of the accident. 2.  The insured person was the primary caregiver in respect of the person at the time of the accident. 3.  At the time the benefit is paid, the person, i.  is less than sixteen years of age, or ii.  requires care because of physical or mental incapacity.  O. Reg. 776/93, s. 18 (5). (6) The insurer may deduct from the amount of the weekly caregiver benefits payable to an insured person under this section a percentage of the net income received by the insured person in respect of any employment subsequent to the accident.  O. Reg. 781/94, s. 4. (7) The percentage mentioned in subsection (6) shall be, (a)  75 per cent, if the insured person started the employment more than 26 weeks after the onset of the disability in respect of which the weekly caregiver benefits are paid and has been engaged in the employment for less than 26 weeks; and (b)  90 per cent, in any other case.  O. Reg. 781/94, s. 4. (8) Subject to section 82, for the purpose of subsection (6), the net income received by a person in respect of an employment subsequent to the accident shall be determined by subtracting the following amounts from the gross income received by the person in respect of the employment subsequent to the accident: 1.  The premium payable by the person under the Unemployment Insurance Act (Canada) on the gross income. 2.  The contribution payable by the person under the Canada Pension Plan on the gross income. 3.  The income tax payable by the person under the Income Tax Act (Canada) and the Income Tax Act (Ontario) on the gross income.  O. Reg. 781/94, s. 4. PART V   OTHER DISABILITY BENEFITS

19. (1) An insured person who sustains an impairment as a result of an accident is entitled to a weekly disability benefit if the insured person, as a result of and within two years of the accident, suffers a partial or complete inability to carry on a normal life and, (a)  the insured person never met the qualifications for a benefit under subsection 7 (1), 15 (1) or 18 (1), or under Part VI, in respect of the accident; (b)  the insured person received weekly income replacement benefits under Part II or weekly education disability benefits under section 15 as a result of the accident and payment of the benefits ceased under section 11 or 12 or subsection 15 (9); or (c)  the insured person received weekly caregiver benefits under Part IV as a result of the accident and there is no longer any person who meets the qualifications set out in subsection 18 (5).  O. Reg. 776/93, s. 19 (1); O. Reg. 781/94, s. 5. (2) Subject to subsection (3), the amount of the weekly disability benefit under this section shall be $185.  O. Reg. 776/93, s. 19 (2). (3) The insurer may deduct from the amount of the weekly disability benefits payable to an insured person under this section a percentage of the net income received by the insured person in respect of any employment subsequent to the accident.  O. Reg. 776/93, s. 19 (3). (4) The percentage mentioned in subsection (3) shall be, (a)  75 per cent, if the insured person started the employment more than twenty-six weeks after the onset of the disability in respect of which the weekly disability benefits are paid and has been engaged in the employment for less than twenty-six weeks; and (b)  90 per cent, in any other case.  O. Reg. 776/93, s. 19 (4). (5) Subject to section 82, for the purpose of subsection (3), the net income received by a person in respect of an employment subsequent to the accident shall be determined by subtracting the following amounts from the gross income received by the person in respect of the employment subsequent to the accident: 1.  The premium payable by the person under the Unemployment Insurance Act
(Canada) on the gross income. 2.  The contribution payable by the person under the Canada Pension Plan on the gross income. 3.  The income tax payable by the person under the Income Tax Act (Canada) and the Income Tax Act (Ontario) on the gross income.  O. Reg. 776/93, s. 19 (5). (6) Subject to subsection (7), the weekly disability benefit is payable during the period that the insured person suffers a partial or complete inability to carry on a normal life.  O. Reg. 776/93, s. 19 (6). (7) No weekly disability benefit is payable under this section, (a)  for any period before the insured person attains sixteen years of age; (b)  for the first week of the disability; or (c)  more than 104 weeks after the insured person first qualified for weekly disability benefits, weekly income replacement benefits or weekly caregiver benefits, unless the insured person is suffering a complete inability to carry on a normal life as a result of the accident.  O. Reg. 776/93, s. 19 (7). PART VI   LOSS OF EARNING CAPACITY BENEFITS Entitlement to Benefits