Amount
1. (1) For the purposes of subsection 59 (3) of the Act, the amount of an administrative penalty shall be the amount set out in this section. O. Reg. 209/09, s. 1 (1). (2) The amount of the penalty is $100 each time that a loan broker contravenes subsection 28 (1) of the Act by receiving a payment from a borrower for assisting the borrower in obtaining a payday loan. O. Reg. 209/09, s. 1 (2). (3) The amount of the penalty is $500 each time that a licensee contravenes subsection 4 (4) or (5) of Ontario Regulation 98/09 (General) made under the Act. O. Reg. 209/09, s. 1 (3). (4) The amount of the penalty is set out in subsection (13) if a licensee contravenes subsection 14 (1) of Ontario Regulation 98/09 by failing to ensure that the poster required by that subsection is visible to borrowers immediately upon entering the office. O. Reg. 209/09, s. 1 (4). (5) The amount of the penalty is $500 each time that a licensee contravenes subsection 14 (1) of Ontario Regulation 98/09 by including in the poster required by that subsection anything not mentioned in subsection 14 (3) of that regulation. O. Reg. 209/09, s. 1 (5). (6) The amount of the penalty is set out in subsection (13) if a licensee contravenes subsection 14 (5) of Ontario Regulation 98/09 by failing to communicate to the borrower the information required by subsection 14 (3) of that regulation for the poster before discussing with the borrower anything about payday loans. O. Reg. 209/09, s. 1 (6). (7) The amount of the penalty is $200 each time that, (a) a lender contravenes subsection 29 (1) of the Act, together with paragraph 1 of subsection 18 (1) of Ontario Regulation 98/09, by failing to ensure that the table required by that paragraph is complete, is set out on the first page of the agreement and does not include anything not mentioned in that paragraph; or (b) a loan broker contravenes subsection 29 (3) of the Act, together with paragraph 1 of subsection 18 (1) of Ontario Regulation 98/09, by facilitating a contravention described in clause (a). O. Reg. 209/09, s. 1 (7). (8) The amount of the penalty is $100 each time that, (a) a lender contravenes subsection 29 (1) of the Act, together with paragraph 2 of subsection 18 (1) of Ontario Regulation 98/09, by failing to ensure that the payday loan agreement includes the date of the agreement; or (b) a loan broker contravenes subsection 29 (3) of the Act, together with paragraph 2 of subsection 18 (1) of Ontario Regulation 98/09, by facilitating a contravention described in clause (a). O. Reg. 209/09, s. 1 (8). (9) The amount of the penalty is $500 each time that, (a) a lender contravenes subsection 29 (1) of the Act, together with paragraph 9 of subsection 18 (1) of Ontario Regulation 98/09, by failing to ensure that the payday loan agreement accurately sets out the statements required by that paragraph; or (b) a loan broker contravenes subsection 29 (3) of the Act, together with paragraph 9 of subsection 18 (1) of Ontario Regulation 98/09, by facilitating a contravention described in clause (a). O. Reg. 209/09, s. 1 (9). (10) The amount of the penalty is set out in subsection (13) if a lender contravenes subsection 18 (4) of Ontario Regulation 98/09. O. Reg. 209/09, s. 1 (10). (11) The amount of the penalty is $200 each time that a loan broker contravenes subsection 18 (6) of Ontario Regulation 98/09 by failing to facilitate compliance with subsection 18 (4) of that regulation. O. Reg. 209/09, s. 1 (11). (12) The amount of the penalty is $1,000 each time that a lender under a payday loan agreement contravenes subsection 28 (1) of Ontario Regulation 98/09 by accepting an assignment of wages or any part of them from the borrower. O. Reg. 209/09, s. 1 (12). (13) The amount of the penalty for a contravention described in any one of subsections (4), (6) and (10) is, (a) $500 for the first contravention of the applicable subsection in the period of one year immediately before the contravention occurred; (b) $1,000 for the second contravention of the applicable subsection in that time period; or (c) $3,000 for any subsequent contravention of the applicable subsection in that time period. O. Reg. 209/09, s. 1 (13).