The Loan Modification Guide: For Homeowners and their Professional Advisors
Dean Allen Kackley is a licensed attorney and real estate broker with a thorough knowledge of the federal Making Home Affordable Modification Program.  He counsels borrowers regarding mortgage relief options and represents them in loan work-outs with their lenders.  In addition to a wide variety of real estate transactions, his lending experience spans more than two decades. After joining Wells Fargo Bank in 1985, then a "portfolio" lender that owned all loans originated, Kackley helped to develop its residential mortgage business with his broad knowledge of underwriting, settlement, and servicing functions.  He worked briefly for the Independent National Mortgage Corporation (IndyMac), a market-maker for mortgage-backed securities (MBS), mortgage pooling and servicing investments, and alternate and sub-prime loans. In more than $250 million of sale, lease, and financing transactions, his experience involves residential, commercial, and land development properties, and hundreds of closings.  A graduate of Yale University and the University of Kansas School of Law, Dean Kackley writes with a passion, intelligence, understanding, and clarity that are rare for this kind of book.  His practice is located in Napa Valley, California.