A Good Financial Advisor Will Tell You...: Everything You Need to Know About Retirement, Generating Lifetime Income, And Planning Your Legacy
San Francisco Book Review: 5 out of 5 Stars"This book is not an 'introduction to investing' book." And true to their words, Luna and Kisner present a concisely written handbook for "those hardworking successful individuals" who've been there and did it, and are still doing it - investing their hard-earned money. But what makesA Good Financial Advisor Will Tell You...different from the countless number of investment books available to the common investor? Luna and Kisner focus on new concepts without gracing endless pages with overwhelming amounts of statistics and charts. Plus, they dedicate a full chapter on the most pervasive and chronic issue that plagues the investment world: emotions.Retirement in the U.S. is a great concern and, in order for financial planning to succeed in the long term (which includes legacy planning), Luna and Kisner explain that it is critical to incorporate life expectancy, inflation, and healthcare into the investment and income equations. One strategy they introduce "to provide maximum retirement income...without depleting your portfolio" is through Income Harvesting, which "matches short-term needs with short-term cash availability and long-term needs with higher yielding, long-term investments." As Luna and Kisner bringA Good Financial Advisor Will Tell You...to a close with their final chapters on debunking myths and misconceptions that investors buy as truth and on providing tips to find a good financial advisor, their hope is that their book "will motivate you to make whatever changes are required to realize your financial goals" - and, indeed, you will not be disappointed with all their helpful advice because it will motivate you!