Credit Repair Kit For Dummies
Learn to:Fix damaged credit or beef up thin creditRecover from credit score hits caused by mortgage foreclosure or identity theftReduce insurance costs, qualify for banking products, and get better rates on loansTake advantage of new consumer protectionsJump-start your credit score with this comprehensive credit repair guideIf you need to clean up your credit, this updated resource is full of information to help you get your credit reports looking great, pay down debt, and keep your credit clean. You’ll find out how to deal with debt collectors, dispute inaccurate information in your credit reports, and set financial goals to stay on track.Simple, proven steps — get an overview of working with debt collectors, filing for bankruptcy, and moreRebuilding credit — explore options for starting or restarting credit, recovering from bankruptcy or identity theft, and much moreBig brother — find out how credit reporting works, how your spending is watched, and how to monitor your credit for optimal resultsCredit management for life — discover how to create a realistic spending plan and protect your credit during major life changesFICO facts — dive into the latest information on FICO and VantageScore credit scoringStudent loans 101 —  find out how to best deal with student loans and avoid defaultingMortgage meltdown — get updated information on how to keep your home when foreclosure loomsOpen the book and find:Information on how credit reporting worksTips on cleaning up your credit reportsUpdated credit scoring examples with new rangesTricks for dealing with creditors and debt collectorsSources of free professional helpThe lowdown on preventing identity theft and mortgage foreclosureAdvice on starting or restarting credit in real lifeTips on taking a sustainable approach to credit