Deal with Your Debt: Free Yourself from What You Owe, Updated and Revised
Struggling with debt? Then you already know how stingy lenders have become. Today, it’s not easy to avert disaster or to recover from serious financial setbacks. This realistic, up-to-the-minute guide will help you find your best options, get real help, and take action that works. Award-winning personal finance expert Liz Weston reveals why it’s simply impractical to “pay off every dime” and “live forever debt free”--and why trying to do so can actually make you poorer. It’s smarter to control and manage your debt, and Weston shows you how. You’ll discover which debts can actually help build wealth and which are simply toxic. You’ll find up-to-date strategies for assessing and paying off debt, including money-saving insights on which debts to tackle first. Weston helps you figure out how much debt is safe--and offers friendly, sensible guidance for getting back into your “safety zone.” It’s time to stop worrying: Get this book, make a plan you can really follow, and start sleeping at night again!  Debt is NOT evil (but out-of-control debt can kill you)Solve the real problem: get beyond short-term fixes and inspirational slogansBuild your personal three-step plan for managing debtGet intimate with your debt and then decide where to go and how to get thereDeal with a debt crisis (and creditors)Avoid disastrous mistakes and discover options you didn’t know you hadStay on track for the rest of your lifeHandle the “financial curveballs” life will certainly throw your way