Commercial Banking: The Management of Risk
Keep up with what's happening right now in banking.From the growth of electronic banking, to the rapid rise in overseas operations, to deregulation and recent laws, Gup and Kolari'sCommercial Banking: The Management of Risk, Third Editionwill help you understand these new realities and keep up with what's happening in the banking industry.With a strong emphasis on managing risk and maximizing profit, this up-to-date text provides a comprehensive, practical introduction to bank management and current banking practices used to control different kinds of risk. You'll examine the factors that affect the value of a bank and techniques for managing that value including the use of financial derivatives. You'll also explore the principal lending activities to businesses and individuals from the point of view of both the bank and the borrower.FeaturesNew chapter on Credit Evaluation (Chapter 8).New chapter on Securities, Investment, and Insurance Services (Chapter 15).Expanded coverage of futures and options and their use in managing bank risks.A strong emphasis on lending.Comprehensive coverage of banking activities, including brokerage services, insurance, trust activities, etc.Cases studies, which give you the opportunity to work problems that deal with current issues.Up-to-date bank regulatory and legal changes, including forthcoming Basel II and the Financial Services Modernization Act of 1999.