Credit Management Kit For Dummies
The painless way to successfully manage credit in today's financial landscapeTo get the best deals on credit cards and loans for homes and cars, you need a solid credit score and more! How do you get a great score? What do you need in addition to a great score? What are lenders looking for now that they are extremely risk-averse?Credit Management Kit For Dummiesgives you the who, what, where, and how to make your credit work for you, not against you — whether you have good or bad credit!Credit Management 101 — get up-to-the-minute guidance on how to gain control of (and protect) your credit; treat it as a green, renewable resource; and create a spending plan for your futureThe writing on your credit wall — master credit reporting and scoring in the digital age and know where you can access free services to avoid the all-too-common errors that may be lowering your scoreCredit for life — get credit strategies for every stage of life, whether you're a credit newbie, buying a house, getting married, or dealing with divorce or the loss of a spouseEmphasize the "i" in credit — take control of your bad credit with expert advice on overcoming or minimizing everything from minor delinquencies to the effects of bankruptcy — and get yourself back on trackOpen the book and find:Strategies to build a great credit scoreTips for balancing spending, credit use, and savingHow to protect your credit in the post-financial meltdown worldAdvice on monitoring your credit reports and scores for freeWhat your credit history says about youHow to go about obtaining credit for the first timeWays to deal with bad credit, debt, and bankruptcyLearn to:Build and maintain the best credit and credit score possibleRecover from mortgage-related and other credit score hitsMaster your credit from your first credit card to retirementSuccessfully manage your finances to make your dreams come trueWork with tools, forms, and documents on the accompanying CDBonus CD IncludesSample credit reports, worksheets, forms, templates, and other tools on the accompanying CD