the majority of americans in are privately insured either through privately purchased insurance or through insurance provided by their employer or an employer of one of their family members the government provides various public insurance schemes for lowincome groups older citizens and highrisk groups medicare which covers of the population provides health insurance to residents over people with disabilities and people with endstage renal disease in addition tricare and the veteran health administration provide health coverage for military personnel veterans and their families states medicaid programmes cover lowincome people of the population