it offers two main products subsidised loans and guarantees the latter being its predominant form of sme support as with other federal institutions nafinsa works through an auction process in which the delivery of the policy is granted to those intermediary organisations that make the best offer in terms of credit conditions for the sme clients for example in the visited state of queretaro nafinsa had developed special credit programmes for tier and tier suppliers of the strong local automotive sector and was equally in the process of bolstering the incipient aeronautics sector in mexico city a specific scheme was conceived for taxi drivers while in the state of leon were the footwear and leather industries to be targeted most of the loans supported by nafinsa seem therefore rather thought for working capital requirements or at most smallscale investments