in the courts for the place where the agent who acted as intermediary in the making of the contract of insurance has his domicile, provided that this domicile is mentioned in the insurance policy or proposal.
 An insurer who is not domiciled in a Contracting State but has a branch or an agency in one of the Contracting States shall, in disputes arising out of the operations of the branch or agency, be deemed to be domiciled in that State.
 Article 9
 In respect of liability insurance or insurance of immovable property, the insurer may in addition be sued in the courts for the place where the harmful event occurred. The same applies if movable and immovable property are covered by the same insurance policy and both are adversely affected by the same contingency.
 Article 10
 In respect of liability insurance, the insurer may also, if the law of the court permits it, be joined in proceedings which the injured party has brought against the insured.
 The provisions of Articles 7, 8 and 9 shall apply to actions brought by the injured party directly against the insurer, where such direct actions are permitted.
 If the law governing such direct actions provides that the policy-holder or the insured may be joined as a party to the action, the same court shall have jurisdiction over them.
 Article 11
 Without prejudice to the provisions of the third paragraph of Article 10, an insurer may bring proceedings only in the courts of the Contracting State in which the defendant is domiciled, irrespective of whether he is the policy-holder, the insured or a beneficiary.
 The provisions of this Section shall not affect the right to bring a counterclaim in the court in which, in accordance with this Section, the original claim is pending.
 Article 12
 The provisions of this Section may be departed from only by an agreement:
 1.
 which is entered into after the dispute has arisen or
 2.
 which allows the policy-holder, the insured or a beneficiary to bring proceedings in courts other than those indicated in this Section or
 3.
 which is concluded between a policy-holder and an insurer, both of whom are domiciled in the same Contracting State, and which has the effect of conferring jurisdiction on the courts of that State even if the harmful event were to occur abroad, provided that such an agreement is not contrary to the law of that State.
 Section 4
 Jurisdiction in matters relating to instalment sales and loans
 Article 13
 In matters relating to the sale of goods on instalment credit terms, or to loans expressly made to finance the sale of goods and repayable by instalments, jurisdiction shall be determined by this Section, without prejudice to the provisions of Articles 4 and 5 (5).
 Article 14
 A seller or lender who is domiciled in a Contracting State may be sued either in the court of that State or in the courts of the Contracting State in which the buyer or borrower is