Table schema:
CREATE TABLE checking (custid VARCHAR, balance VARCHAR); CREATE TABLE savings (custid VARCHAR, balance VARCHAR); CREATE TABLE accounts (name VARCHAR, custid VARCHAR)

Question: Find the name of account that has the lowest total checking and saving balance.
SQL: SELECT T1.name FROM accounts AS T1 JOIN checking AS T2 ON T1.custid = T2.custid JOIN savings AS T3 ON T1.custid = T3.custid ORDER BY T2.balance + T3.balance LIMIT 1