Table schema:
CREATE TABLE accounts (custid VARCHAR, name VARCHAR); CREATE TABLE checking (balance INTEGER); CREATE TABLE checking (custid VARCHAR, balance INTEGER)

Question: Find the name and id of accounts whose checking balance is below the maximum checking balance.
SQL: SELECT T1.custid, T1.name FROM accounts AS T1 JOIN checking AS T2 ON T1.custid = T2.custid WHERE T2.balance < (SELECT MAX(balance) FROM checking)