Table schema:
CREATE TABLE checking (balance INTEGER, custid VARCHAR); CREATE TABLE savings (balance INTEGER, custid VARCHAR); CREATE TABLE savings (balance INTEGER); CREATE TABLE accounts (name VARCHAR, custid VARCHAR)

Question: Find the names and total checking and savings balances of accounts whose savings balance is higher than the average savings balance.
SQL: SELECT T1.name, T2.balance + T3.balance FROM accounts AS T1 JOIN checking AS T2 ON T1.custid = T2.custid JOIN savings AS T3 ON T1.custid = T3.custid WHERE T3.balance > (SELECT AVG(balance) FROM savings)