Smart Card Research and Applications : Third International Conference CARDIS’98 Louvain la Neuve Belgium September 14 16 1998. Proceedings This volume constitutes the thoroughly refereed post proceedings of the Third International Conference on Smart Card Research and Advanced Applications CARDIS98 held in Louvain la Neuve Belgium in September 1998. The 35 revised full papers presented were carefully reviewed and updated for inclusion in this book. All current aspects of smart card research and applications development are addressed in particular: Java cards electronic commerce efficiency security (including cryptographic algorithms cryptographic protocols and authentication) and architecture