ICT for the next five billion people : information and communication for sustainable development Opening remarks Jörg Eberspächer ICT for the poor at large scale : innovative connections to markets and services Joachim von Braun People driven innovation : how to create the demand for ICT solutions in underserved areas Kazi Islam Transfer of services to emerging markets : mobile services m payment & m health Stanley Chia Incubating micro enterprises in rural South Africa : the use case of virtual buying cooperatives Christian Merz What can we learn from the developing world : impact of mobile applications from developing markets on mature economies Gary Marsden Mobile broadband community centers Jean Marc Cannet Myths about ICT for the other billions Kentaro Toyama From voice to broadband data : affordable communications in emerging markets Frank Oehler Leapfrogging ICT with cloud computing in emerging countries Hagen Wenzek Panel discussion. ICT and economics development in underserved markets : a chicken and egg problem chair Arnold Picot ; participants Anriette Esterhuysen ... [et al.] Closing remarks Arnold Picot