jiayi-li23/proxann_data huggingface dataset:
Topic: Domestic Commerce — Consumer Safety
Subject: Agriculture and food
Date: 2009-03-09 00:00:00

Labeling Education and Nutrition Act of 2009 or the LEAN Act of 2009 - Amends the Federal Food, Drug, and Cosmetic Act to authorize a food service establishment to provide nutrition information for a food item by: (1) providing calories and nutrient information required for food intended for human consumption; (2) disclosing such information in written form; and (3) making such disclosure available upon request prior to purchase. Requires the labeling of a standard food item served or offered for sale in a food service establishment that is part of a chain that operates 20 or more establishments under the same trade name to disclose, in a clear and conspicuous manner, prior to the point of purchase: (1) the number of calories on a menu board, on a sign meeting certain requirements, in the menu, or as part of or supplement to the menu; (2) specified nutrient information, in writing and upon request; (3) a statement directing the consumer to the availability of additional nutrient information; and (4) a statement providing suggested daily caloric intake, on a menu or menu board that does not list calories.Declares a person to have knowingly or willfully violated the requirements of this Act if the person: (1) purposefully fails to make a disclosure required by this Act; or (2) makes a disclosure with the intent to deceive.Provides that a reasonable basis determination of nutrition information shall be required only once per standard food item if certain requirements are met.Preempts state laws not identical to this Act.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2009-03-12 00:00:00

Amends the Consumer Product Safety Act to allow a secondhand seller to sell, offer for sale, or distribute a product or substance that is not in conformity with a consumer product safety rule relating to lead in children's products or to currently-required labeling for children's products. Defines "secondhand seller" to include: (1) a consignment or thrift shop; (2) an individual who uses the Internet, a yard sale, or other casual means; or (3) a person who sells such a product at an auction to benefit a nonprofit organization.Delays by six months each required step down in the allowed lead level in children's products. Applies this change as though it had taken effect on August 15, 2008. Relieves a manufacturer from the requirement to test or certify a product regarding lead content if the manufacturer has tested and certifies each component of the product. Prohibits either the Consumer Product Safety Commission (CPSC) or any state attorney general from initiating an enforcement proceeding under the Consumer Product Safety Act or the Federal Hazardous Substances Act regarding product certification and labeling and children's products containing lead until 30 days after the issuance of final rules, regulations, or guidance. Requires the CPSC to waive any civil penalty for a good faith first violation of a prohibition under the Act.
Topic: Domestic Commerce — Consumer Safety
Subject: Crime and law enforcement
Date: 2009-03-12 00:00:00

Major Drug Trafficking Prosecution Act of 2009- Requires the Attorney General's prior written approval for a federal prosecution of an offense under the Controlled Substances Act (CSA) or the Controlled Substances Import and Export Act (CSIEA), or for any conspiracy to commit such an offense, where the offense involves the illegal distribution or possession of a controlled substance in an amount less than that specified as a minimum for an offense under CSA or, in the case of any substance containing cocaine or cocaine base, in an amount less than 500 grams. Modifies CSA and CSIEA to delete specified mandatory minimum terms of imprisonment.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2009-03-12 00:00:00

Mortgage Credit Repair Act of 2009 - Amends the Fair Credit Reporting Act to define "front end ratio" as a ratio that indicates what portion of an individual's income is used to make mortgage payments, calculated by dividing an individual's gross monthly income by their housing expenses, particularly the mortgage principal, interest, taxes, and insurance (PITI). Prohibits a consumer reporting agency from making a consumer report containing cases under title 11 or under the Bankruptcy Act that antedate the report by more than three years when certain criteria are met. Includes among such criteria that a consumer's front-end debt ratio on a mortgage instrument originated or refinanced on or after January 1, 2003, was 37% or higher for at least six months before and continuing through the time that the bankruptcy is filed. Prohibits a consumer reporting agency from making a consumer report containing any adverse information excluding bankruptcy, but including closed accounts, amounts in collections, accounts charged to profit or loss, repossessions, and foreclosures, if certain circumstances have occurred.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2009-03-12 00:00:00

Overdraft Fee Notification Act - Amends the Electronic Fund Transfer Act to prohibit a financial institution from imposing any fee or charge for consumer overdraft protection unless it notifies the consumer, in a specified manner, of the fee or charge for such protection before the transaction that would result in an overdraft is completed. Requires such notice for all in-person, automated, telephonic, and Internet-based financial transactions. Requires financial institutions to disclose to the consumer in periodic statements the annual percentage rate of interest which any overdraft protection fee or charge represents.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2009-03-16 00:00:00

Amends the Consumer Product Safety Improvement Act of 2008 to require the Consumer Product Safety Commission (CPSC) to exempt certain all-terrain vehicles from children's product lead limits if it finds that compliance is not technologically feasible due to certain parts that are required for safety or functionality. Allows the CPSC to exempt a specific product or material from the limits if it finds that lead in the product or material will not result in the absorption of lead (under current law, of any lead) into the human body, taking into account normal and reasonably foreseeable use and abuse of the product by a child.
Topic: Domestic Commerce — Consumer Safety
Subject: Health
Date: 2009-03-16 00:00:00

Ban Poisonous Additives Act of 2009 - Treats any food container that is composed, in whole or in part, of bisphenol A or that can release bisphenol A into food as a container that is composed of a poisonous or deleterious substance for purposes of the Federal Food, Drug, and Cosmetic Act. Bans the use of such containers. Allows the Secretary of Health and Human Services to grant a waiver of such ban for one year (renewable for an additional year) under specified circumstances. Requires any product for which the Secretary grants a waiver to display a prominent warning on its label of the potential health effects associated with bisphenol A. Directs the Commissioner of Food and Drugs to periodically review substances listed in federal regulations and generally recognized as safe. Requires any such substances that are shown by new scientific evidence to cause reproductive or developmental toxicity in humans or animals to be banned or otherwise restricted. Amends the Federal Food, Drug, and Cosmetic Act to require (currently, permits) a manufacturer or supplier of a food contact substance to notify the Secretary of the identity, intended use, and safety of any such substance and of determinations as to the health effects of such substance.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2009-03-18 00:00:00

Amends the Consumer Product Safety Improvement Act of 2008 to exempt off-highway vehicles from children's product lead limits. Defines "off-highway vehicle" as: (1) any motorized vehicle designed to travel on two, three, or four wheels and having a seat designed to be straddled by the operator and handlebars for steering control; and (2) a snowmobile. Allows the Consumer Product Safety Commission (CPSC) to exempt a specific product or material from the limits if it finds that lead in the product or material will not result in the absorption of lead (under current law, of any lead) into the human body, taking into account normal and reasonably foreseeable use and abuse of the product by a child.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2009-03-19 00:00:00

Interest Rate Reduction Act - Amends the Truth in Lending Act to prohibit the annual percentage rate of interest (APR) applicable to any extension of credit to a consumer from exceeding 15% on unpaid balances, inclusive of all finance charges. Authorizes the Board of Governors of the Federal Reserve System to establish an APR ceiling exceeding the 15% annual rate for periods not to exceed 18 months, upon a determination that: (1) money market interest rates have risen over the preceding six-month period; and (2) prevailing interest rate levels threaten the safety and soundness of individual lenders, as evidenced by adverse trends in liquidity, capital, earnings, and growth. Declares the interest rate limitation inapplicable to an extension of credit by an insured credit union.Subjects a creditor who violates this Act to a civil penalty.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2009-03-24 00:00:00

Amends the Consumer Product Safety Improvement Act to exempt ordinary books from the lead limits on children's products. Defines "ordinary books" as books published on paper or cardboard, printed by conventional publishing methods, intended to be read, and lacking inherent play value.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2009-03-25 00:00:00

Financial Product Safety Commission Act of 2009 - Establishes the Financial Product Safety Commission to: (1) promulgate consumer financial product safety rules; (2) establish a best practices guide for all providers of consumer financial products; (3) conduct continuing studies and investigations of consumer financial products industry practices; (4) award grants or enter into contracts for the conduct of such studies and investigations; (5) assist public and private organizations or groups of consumer financial product providers, administratively and technically, in the development of safety standards or guidelines that would assist them in complying with any Commission rule; (6) comment on selected agency rulemakings affecting consumer financial products; and (7) establish a consumer financial product customer hotline.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2009-03-26 00:00:00

Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures. Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement. Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations. Grants enforcement powers to the Federal Trade Commission and to state attorneys general. Subjects to criminal penalties any willful and knowing violation of the information disclosure requirements of this Act.
Topic: Domestic Commerce — Consumer Safety
Subject: Crime and law enforcement
Date: 2009-03-26 00:00:00

Fight Fraud Act of 2009 - (Sec. 2) Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. Extends the prohibition against making false statements in a mortgage application to employees and agents of a mortgage lending business. Applies the prohibition against defrauding the federal government to fraudulent activities involving the Troubled Asset Relief Program (TARP) or a federal economic stimulus, recovery, or rescue plan. Expands securities fraud provisions to cover fraud involving options and futures in commodities. (Sec. 3) Authorizes appropriations to the Attorney General for FY2010-FY2011 for investigations, prosecutions, and civil proceedings involving federal assistance programs and financial institutions. Allocates such funds among various departments of the Department of Justice (DOJ). Authorizes additional appropriations to the U.S. Postal Service, the Inspector General for the Department of Housing and Urban Development (HUD), and the U.S. Secret Service for FY2010-FY2011 for similar investigations. Requires the Attorney General to report to Congress on amounts expended for fraud investigations and prosecutions and on amounts recovered from criminal or civil restitution, fines, penalties relating to such investigations and prosecutions. (Sec. 4) Authorizes the Attorney General to award grants to states and Indian tribes to establish and develop programs for enforcement against mortgage fraud, securities and commodities fraud, and financial institution fraud, including enforcement against the use of computers use to commit such fraud. Sets forth requirements for grant applications and the use of grant funds. Authorizes appropriations for FY2010-FY2011. (Sec. 5) Amends the Omnibus Crime Control and Safe Streets Act of 1968 to authorize the Attorney General to award grants and enter into contracts with state and local criminal justice agencies and nonprofit organizations to improve the detection, investigation, and prosecution of covered criminal activities. Defines "covered criminal activity" as a criminal conspiracy or activity or a terrorist conspiracy or activity that spans jurisdictional boundaries, including: (1) terrorism; (2) economic crime, including financial fraud and mortgage fraud; and (3) high-tech crime, including Internet-based crime against children and child pornography. Authorizes appropriations for FY2010-FY2015.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2009-03-30 00:00:00

Carbon Monoxide Poisoning Prevention Act - Amends the Consumer Product Safety Act (the Act) to require the Consumer Product Safety Commission (CPSC) to publish the American National Standard for Single and Multiple Station Carbon Monoxide Alarms (American National Standard ANSI/UL 2034) and the American National Standard for Gas and Vapor Detectors and Sensors (ANSI/UL 2075) as mandatory consumer product safety standards. Requires the Underwriters Laboratories to notify the CPSC when either such standard is revised and to incorporate the revision in the consumer product safety rule, unless the CPSC determines that such revision does not carry out the purposes of this Act. Allows the CPSC, at any time subsequent to publication of such consumer product safety standards, to initiate a rulemaking to amend either standard to include any provision determined necessary to ensure the safe and effective operation of carbon monoxide alarms. Treats the national standards published by the CPSC pursuant to this Act, including any revision, as consumer product safety rules for purposes of enforcement under the Act. Requires the CPSC to evaluate whether requiring a language or languages in addition to English would improve the effectiveness of the label required to warn consumers of carbon monoxide hazards. Requires the CPSC to establish a grant program to provide assistance to eligible states and local governments to carry out carbon monoxide prevention activities, including activities for: (1) the purchase and installation of approved carbon monoxide alarms in the dwelling units of low-income families or elderly persons, facilities that commonly serve children or the elderly, or student dwelling units owned by public universities; (2) training state or local fire officials in the proper enforcement of state or local laws concerning such alarms and their installation; and (3) educating the public about the risk associated with carbon monoxide as a poison and the importance of proper carbon monoxide alarm use. Sets limitations on the use of grant funds for: (1) administrative costs not directly related to such training of state and local fire officials; and (2) the costs of the activities of such public outreach. Gives priority to applications from states or local governments that: (1) require the installation of approved carbon monoxide alarms in existing dwelling units within which a fuel-burning appliance, apparatus, or device is installed or which has an attached garage; (2) propose to serve vulnerable populations; and (3) have greater than average losses of life from carbon monixide poisoning in the home. Authorizes appropriations through FY2015 to the CPSC to carry out this Act. Requires the CPSC to report on the implementation of the grant program authorized by this Act.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2009-03-31 00:00:00

Consumer Product Safety Solutions Act of 2009 - Amends the Consumer Product Safety Improvement Act of 2008 to apply the limits on lead in children's products and phthalates in any children's toy or child care article: (1) for a limited time, only to items manufactured after a certain date; and (2) thereafter, to all such items regardless of when manufactured. Requires the Consumer Product Safety Commission (CPSC) to issue a rule on related testing methodologies. Allows the CPSC to exclude a specific item from the lead limits if the the CPSC finds that the lead in the item will not result in the absorption of lead into the human body in excess of the limits. (Current law allows the CPSC to so exclude if it will not result in the absorption of any lead into the human body.) Allows a manufacturer to not test for or certify lead or phthalate limit compliance if each component of the product has been tested and certified by the component's manufacturer. Authorizes the CPSC to exempt a product or product category from a current requirement to certify compliance with all rules, bans, standards, or regulations under any Act the CPSC enforces if the requirement is unduly burdensome or cost prohibitive in relationship to the product or product category's risk, or not practical due to the product or product category's intended use. Allows the CPSC to extend the application of, or exempt manufacturers, distributors, or retailers from, any provision of the Act or its amendments if a delay or exemption would better promote public safety and be in the public interest. Requires the CPSC to develop and make available on its website a guide to assist small businesses in complying with any Act enforced by the CPSC.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2009-04-02 00:00:00

Drywall Safety Act of 2009 - Requires the Consumer Product Safety Commission (CPSC) to: (1) study drywall that was imported from China from 2004 through 2007 and used in U.S. residences; and (2) initiate a proceeding on whether a consumer product safety standard regulating drywall materials is necessary. Requires the CPSC to: (1) designate drywall containing over 5% organic compounds by weight as a product with a product defect which constitutes a substantial product hazard; and (2) order manufacturers, distributors, and retailers of such drywall to cease distribution and notify all persons who handle such product to cease distribution. Requires that the order remain in effect until: (1) the CPSC publishes a determination that such a standard is not necessary; or (2) such a standard takes effect.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2009-04-21 00:00:00

American Credit Card Reform Act - Amends the Truth in Lending Act to prohibit the annual percentage rate (APR) applicable to any extension of credit on an open end consumer credit account from exceeding 14%. Prohibits a credit card issuer from imposing any fee or penalty in connection with a transaction initiated by a consumer in which credit extended under such credit plan is applied to reduce an outstanding balance on another credit card account of the consumer. Prohibits a credit card issuer from: (1) advertising any credit card account on the grounds of an institution of higher education through the distribution of written applications or solicitations; or (2) amending or changing the terms of a credit card contract so long as the consumer remains in full compliance with the contract's existing terms. Prohibits the due date for any periodic payment on an outstanding credit card balance from being less than 30 days after: (1) the date of the postmark on the envelope in which the periodic statement was sent to the consumer; or if no postmark appears on the envelope, (2) the date that is three days after the closing date of such periodic statement.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2009-04-22 00:00:00

Protect Children from Dangerous Lighters Act of 2009 - Treats certain novelty lighters as banned hazardous substances under the Federal Hazardous Substances Act, and applies to them the Act's prohibitions (in effect banning their introduction or delivery for introduction into interstate commerce). Defines as a "novelty lighter" a lighter that has a toy-like appearance, has entertaining audio or visual effects, or resembles in any way in form or function an item that is commonly recognized as appealing, attractive, or intended for use by children of 10 years of age or younger. Excludes from that term standard disposable and refillable lighters that are printed or decorated with logos, labels, decals, artwork, or heat shrinkable sleeves.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2009-04-22 00:00:00

Motor Vehicle Owners Right to Repair Act of 2009 - Requires the manufacturer of a motor vehicle sold, leased, or otherwise introduced into U.S. commerce to: (1) provide to the vehicle owner and service providers all information necessary to diagnose, service, maintain, or repair the vehicle; (2) offer for sale to the vehicle owner and service providers any related tool or equipment; and (3) provide the information that enables aftermarket tool companies to manufacture tools with the same functional characteristics. Exempts trade secrets, so long as the information is not disclosed to authorized dealers or service providers. Authorizes enforcement of this Act by the Federal Trade Commission (FTC) and civil actions by state attorneys general, consumers, and service providers.
Topic: Domestic Commerce — Consumer Safety
Subject: Health
Date: 2009-04-23 00:00:00

Skin Cancer Prevention, Education, and Consumer Right-To-Know Act - Requires the proposed rule issued by the Commissioner of Food and Drugs pertaining to over-the-counter sunscreen drug products to take effect 180 days after enactment of this Act, unless the Commissioner issues a final rule that includes formulation, labeling, and testing requirements for both ultraviolet B (UVB) and ultraviolet A (UVA) radiation protection before such time. Directs the Secretary of Health and Human Services to implement a general, nationwide education campaign identifying the risks posed by sun exposure without the use of a sunscreen providing broad-spectrum protection.