jiayi-li23/proxann_data huggingface dataset:
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2011-01-19 00:00:00

Interest Rate Reduction Act - Amends the Truth in Lending Act to prohibit the annual percentage rate of interest (APR) applicable to any extension of credit to a consumer from exceeding 15% on unpaid balances, inclusive of all finance charges. Authorizes the Board of Governors of the Federal Reserve System to establish an APR ceiling exceeding the 15% annual rate for periods not to exceed 18 months, upon a determination that: (1) money market interest rates have risen over the preceding six-month period; and (2) prevailing interest rate levels threaten the safety and soundness of individual lenders, as evidenced by adverse trends in liquidity, capital, earnings, and growth. Declares the interest rate limitation inapplicable to an extension of credit by an insured credit union.Subjects a creditor who violates this Act to a civil penalty.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2011-01-20 00:00:00

Preventing Affinity Scams for Seniors Act of 2011 or PASS Act of 2011 - Defines "affinity scam" as a transaction in which a person trusted by a senior, such as a caregiver, relative, guardian, "new friend," or service provider, claims to share similar interests or values and establishes a relationship with the senior, then uses the relationship to defraud the senior. Requires each financial institution to: (1) educate its staff about affinity scams and how to identify transactions that may be part of an affinity scam, (2) train staff members on educating seniors about affinity scams, (3) provide senior depositors with educational materials on how to identify affinity scams, and (4) offer seniors a "senior protection (checking) account." Directs the Bureau of Consumer Financial Protection (CFPB) to: (1) issue implementing regulations, and (2) audit financial institutions periodically to ensure compliance with them. Sets forth senior protection account requirements, including protective measures to block and investigate transactions suspected of being an affinity scam. Instructs the Secretary of the Treasury to establish an income tax deduction of .77% of the average of the amount of deposits held by a financial institution in senior protection accounts. Subjects a noncompliant financial institution to a civil liability with respect to a senior who has sustained actual damage as a result of the institution's failure to comply with this Act. Directs the Secretary to require each financial institution, and each of its directors, officers, employees, or agents, to report any suspicious transaction relevant to a possible affinity scam.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2011-01-24 00:00:00

Requires the Consumer Product Safety Commission (CPSC) to issue regulations requiring that a specified warning label be placed on the packaging of any video game that is rated T (Teen) or higher by the Electronics Software Ratings Board.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2011-01-25 00:00:00

Kids Just Want to Ride Act - Amends the Consumer Product Safety Improvement Act of 2008 to exempt off-highway vehicles from children's product lead limits. Defines "off-highway vehicle" as: (1) any motorized vehicle designed to travel on two, three, or four wheels and having a seat designed to be straddled by the operator and handlebars for steering control; and (2) a snowmobile. Allows the Consumer Product Safety Commission (CPSC) to exempt a specific product or material from the limits if it finds that lead in the product or material will not result in the absorption of lead (under current law, of any lead) into the human body, taking into account normal and reasonably foreseeable use and abuse of the product by a child.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2011-01-25 00:00:00

Ban Poisonous Additives Act of 2011 - Deems a food to be adulterated if its container: (1) is composed, in whole or in part, of bisphenol A, or (2) can release bisphenol A into food.  Authorizes the Secretary of Health and Human Services (HHS) to grant one-year renewable waivers to a facility for a particular container if such facility: (1) demonstrates that it is not technologically feasible to replace bisphenol A in the container or to use an alternative container that does not contain bisphenol A, and (2) submits to the Secretary a plan and timeline for removing bisphenol A from such container.  Sets forth labeling requirements for a product granted a waiver. Requires the Secretary, acting through the Commissioner of Food and Drugs (FDA), to review substances in order determine whether there is a reasonable certainty that no harm will result from aggregate exposure to such substance, taking into consideration potential adverse effects from low dose exposure and the effects on vulnerable populations and populations with high exposure.  Sets forth remedial actions based on the Secretary's determination. Amends the Federal Food, Drug, and Cosmetic Act to require a manufacturer or supplier of a food contact substance to notify the Secretary of the identity and intended use of any such substance prior to its introduction into interstate commerce and of its determination that: (1) no adverse health effects result from low-dose exposures to such substance; and (2) such substance has not been shown, after tests which are appropriate for the evaluation of the safety of food contact substances, to cause reproductive or developmental toxicity in humans or animals.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2011-02-08 00:00:00

Consumer Financial Protection Oversight Act of 2011 - Amends the Consumer Financial Protection Act of 2010 to transfer to the Department of the Treasury the Bureau of Consumer Financial Protection (CFPB) currently established as an independent bureau in the Federal Reserve System. Prohibits the Secretary of the Treasury from interfering with the autonomy granted the Bureau under such Act. Eliminates Bureau participation in both the Federal Reserve System Retirement Plan and in the Federal Reserve System Thrift Plan.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2011-02-14 00:00:00

Fairness in Lending Act of 2011 - Amends the Truth in Lending Act to prohibit credit from being extended in any consumer credit transaction in which a security interest will be retained or acquired in property located within the United States which will be used as the consumer's principal residence if such consumer lacks a Social Security account number.
Topic: Domestic Commerce — Consumer Safety
Subject: Health
Date: 2011-04-12 00:00:00

Drug Safety Enhancement Act of 2011 - Amends the Federal Food, Drug, and Cosmetic Act (FFDCA) to expand drug establishment registration requirements to include foreign drug establishments and establishments manufacturing, preparing, propagating, compounding, or processing excipients of drugs (i.e., inactive drug additives). Requires the Secretary of Health and Human Services (HHS) to collect registration fees. Requires drug manufacturers to: (1) implement an effective quality system that requires compliance with current good manufacturing practices and timely communication of product quality issues; (2) establish risk management procedures that ensure effective risk assessment, control, and communication; and (3) establish procedures that ensure the safety, identity, quality, strength, purity, and security of all drugs and other materials used by the manufacturer. Requires drug establishments to maintain records on the supply chain of the drug, ingredients, and raw materials. Establishes the frequency of inspections of drug establishments. Prohibits delaying or limiting an inspection. Gives the Secretary authority to order the recall of, detain, destroy, and seize drugs as necessary. Establishes civil and criminal penalties for violations of FFDCA provisions. Authorizes the Secretary to require documentation of an imported drug and refuse admission if such documentation is not provided. Requires the Secretary to: (1) require drug importers to register and to comply with good importer practices, (2) require a customs broker with respect to drugs to register, and (3) establish a corps of inspectors dedicated to inspections of foreign drug facilities and establishments. Requires drug establishments, importers, and customs brokers to have a unique identifier. Deems a finished dosage form drug to be misbranded if the manufacturer's website does not list country of origin labeling for each active pharmaceutical ingredient and the place of manufacture of the finished dosage form of such drug. Gives the Commissioner of the Food and Drug Administration (FDA) subpoena authority. Establishes whistleblower protections.
Topic: Domestic Commerce — Consumer Safety
Subject: Taxation
Date: 2011-04-14 00:00:00

Social Security Identity Defense Act of 2011 - Amends the Internal Revenue Code to require the Secretary of the Treasury to make certain disclosures to the holder of a social security account number and to the Federal Bureau of Investigation (FBI) if the Secretary determines that there is a substantial likelihood that there has been a fraudulent use of such account number in the employment context. Authorizes the FBI Director to disclose information received from the Secretary to federal, state, and local law enforcement officials, but restricts the use of such information to carrying out criminal investigations or prosecutions. Requires employers who have been notified of suspected misuse of an employee's social security account number to cease including such account number on statements provided to such employee.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2011-04-14 00:00:00

Asset-Backed Market Stabilization Act of 2011 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal the voiding of, and so restore, Securities and Exchange Commission Rule 436G (which exempts credit ratings provided by nationally recognized statistical rating organizations [NRSROs] from being considered a part of the registration statement prepared or certified by a person under the Securities Act of 1933).
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2011-05-04 00:00:00

Data Accountability and Trust Act - Requires the Federal Trade Commission (FTC) to promulgate regulations requiring each person engaged in interstate commerce that owns or possesses data containing personal information to establish specified security policies and procedures to treat and protect such information. Requires the regulations to include methods for disposing of both electronic and nonelectronic data. Requires information brokers to submit their security policies to the FTC in conjunction with a notification of a security breach notification or on FTC request. Authorizes the FTC to conduct information security practices audits of brokers who have had a security breach or require such brokers to conduct independent audits. Requires information brokers to: (1) establish procedures to verify the accuracy of information that identifies individuals, (2) provide to individuals whose personal information it maintains a means to review it, (3) place a conspicuous notice on the Internet instructing individuals how to request access to such information, and (4) correct inaccurate information. Directs the FTC to require information brokers to establish measures which facilitate the auditing or retracing of access to, or transmissions of, any data containing personal information. Makes it unlawful for information brokers to obtain or disclose personal information by false pretenses (pretexting). Requires such person to notify the FTC and affected individuals of information security breaches. Sets forth requirements concerning such notification, including method of notification requirements and timeliness requirements. Allows an exemption from notification requirements if such person determines that there is no reasonable risk of identity theft, fraud, or other unlawful conduct. Preempts state information security laws.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2011-05-05 00:00:00

Keeping Children Safe Act of 2011 - Directs the Federal Communications Commission (FCC) to promulgate regulations requiring warning labels on baby monitors to alert users that video and audio from such devices may be intercepted and viewed or heard by potential intruders outside their home.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2011-05-11 00:00:00

Data Accountability and Trust Act of 2011 - Requires the Federal Trade Commission (FTC) to promulgate regulations requiring each person engaged in interstate commerce that owns or possesses electronic data containing personal information to establish security policies and procedures. Authorizes the FTC to require a standard method or methods for destroying obsolete nonelectronic data. Requires information brokers to submit their security policies to the FTC in conjunction with a security breach notification or on FTC request. Requires the FTC to conduct or require an audit of security practices when information brokers are required to provide notification of such a breach. Authorizes additional audits after a breach. Requires information brokers to: (1) establish procedures to verify the accuracy of information that identifies individuals, (2) provide to individuals whose personal information it maintains a means to review it, (3) place notice on the Internet instructing individuals how to request access to such information, and (4) correct inaccurate information. Directs the FTC to require information brokers to establish measures which facilitate the auditing or retracing of access to, or transmissions of, electronic data containing personal information. Prohibits information brokers from obtaining or disclosing personal information by false pretenses (pretexting). Prescribes procedures for notification to the FTC and affected individuals of information security breaches. Sets forth special notification requirements for breaches: (1) by contractors who maintain or process electronic data containing personal information, (2) involving telecommunications and computer services, and (3) of health information. Terminates this Act effective September 30, 2016.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2011-05-23 00:00:00

Enhancing CPSC Authority and Discretion Act of 2011 - Amends the Consumer Product Safety Improvement Act of 2008 to revise the limit on lead content in children's products by: (1) delaying by one year the step-down of the lead limit, (2) limiting application of the most stringent lead limit to children's products that are designed or intended primarily for use by a child six years old or younger and that can be placed in a child's mouth, and (3) applying lead limits only to products manufactured after the effective date of such limits.Requires the Consumer Product Safety Commission (CPSC) to grant an exception from lead limits for a specific product, material, or component part under specified circumstances. Applies an alternative lead limit to certain metal component parts in children's products. Exempts from lead limits: (1) battery terminals in children's products intended primarily for outdoor recreational use, and (2) certain used children's products. Amends the Consumer Product Safety Act to prohibit the CPSC from requiring third party testing of children's products until the CPSC meets specified conditions, including making a determination that the benefits of testing justify the costs. Establishes an exemption from crib safety standards for child care facilities using certain fixed-side cribs. Applies limits on phthalates in children's toys or child care articles only to any accessible, plasticized component part of a children's toy or child care article. Authorizes the CPSC to exempt toys or articles from such limit if compliance is not necessary to protect children's health. Terminates interim phthalates limits unless the CPSC meets certain rulemaking deadlines. Authorizes the CPSC to: (1) exclude a product or class of products from requirements that manufacturers of children's products place identifying marks on their products if it is not practicable for such products to bear such marks, and (2) establish alternative requirements for identification of such products. Revises provisions concerning the publicly available consumer product safety information database, including by limiting who can submit reports for inclusion in the database.
Topic: Domestic Commerce — Consumer Safety
Subject: Taxation
Date: 2011-05-25 00:00:00

Aged Distilled Spirits Competitiveness Act of 2011 - Amends the Internal Revenue Code to exclude from determination of the production period for distilled spirits any period allocated to the natural aging process for purposes of determining whether a taxpayer can expense, rather than capitalize, interest costs paid or incurred during the production period.
Topic: Domestic Commerce — Consumer Safety
Subject: Health
Date: 2011-06-03 00:00:00

Skin Cancer Prevention, Education, and Consumer Right-To-Know Act - Requires the proposed rule issued by the Commissioner of Food and Drugs (FDA) pertaining to over-the-counter sunscreen drug products to take effect 180 days after enactment of this Act, unless the Commissioner issues a final rule that includes formulation, labeling, and testing requirements for both ultraviolet B (UVB) and ultraviolet A (UVA) radiation protection before such time. Directs the Secretary of Health and Human Services (HHS) to implement a general, nationwide education campaign identifying the risks posed by sun exposure without the use of a sunscreen providing broad-spectrum protection.
Topic: Domestic Commerce — Consumer Safety
Subject: Health
Date: 2011-06-23 00:00:00

Robin Danielson Act - Amends the Public Health Service Act to require the Director of the National Institutes of Health (NIH) to provide for the conduct or support of research on the extent to which additives in feminine hygiene products pose any risks to the health of women or the health of the children of women who use those products during or before the pregnancies involved. Requires the Director of the Centers for Disease Control and Prevention (CDC) to: (1) collect, analyze, and make available data on toxic shock syndrome, including data on the causes of such syndrome; and (2) determine the national incidence and prevalence of such syndrome.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2011-06-24 00:00:00

Safe Cosmetics Act of 2011 - Amends the Federal Food, Drug, and Cosmetic Act to provide for the regulation of cosmetics by the Secretary of Health and Human Services (HHS). Requires any establishment engaged in manufacturing and packaging cosmetics for use in the United States to register annually and pay a fee for oversight and enforcement of this Act. Requires the Secretary to: (1) establish labeling requirements; (2) establish a safety standard that provides a reasonable certainty of no harm from exposure to a cosmetic or an ingredient in a cosmetic and that protects the public from any known or anticipated adverse health effects associated with the cosmetic or ingredient; and (3) issue guidance prescribing good manufacturing practices for cosmetics and ingredients. Requires manufacturers of cosmetics and ingredients to submit to the Secretary safety data for the ingredients listed on the cosmetic label and the cosmetic itself, which shall be published in a database. Requires the Secretary to review and evaluate the safety of cosmetics and ingredients of cosmetics that are marketed in interstate commerce, including nanotechnology and contaminants. Requires the Secretary, based on an initial review and evaluation, to establish three lists for ingredients: (1) a prohibited and restricted list, (2) a safe without limits list, and (3) a priority assessment list. Authorizes the Secretary to order a recall or cease of distribution for a cosmetic that is adulterated, misbranded, or otherwise in violation of the FFDCA. Requires reporting of adverse health effects associated with cosmetics. Requires the Secretary to take action to minimize the use of animal testing of ingredients and cosmetics. Establishes an Interagency Council on Cosmetic Safety. Requires the Secretary of Labor to promulgate an occupational safety and health standard relating to cosmetics for professional use.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2011-06-24 00:00:00

Fair Debt Collection Improvement Act - Amends the Fair Debt Collection Practices Act to prohibit a debt collector from bringing, or threatening to bring, legal action against any consumer on a debt in which the statute of limitations has expired. Requires a debt collector, in connection with the collection of debt in which the statute of limitations has expired, to disclose to the consumer that: (1) the debt has been transferred to the debt collector, (2) the creditor no longer holds the debt, (3) the debt collector may not bring legal action against the consumer to collect the debt because the statute of limitations has expired, and (4) any payment by the consumer towards the debt may cause the statute of limitations to reset.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2011-06-24 00:00:00

Requires the event data recorder in a motor vehicle and any data recorded on such a recorder to be considered the property of the vehicle owner. Makes retrieval of such data by anyone other than the vehicle owner unlawful, except: (1) with the owner's consent; (2) in response to a court order; (3) by a vehicle dealer or an automotive technician for servicing the vehicle; or (4) for improving vehicle safety, provided the identity of the registered owner or driver is not disclosed. Gives the Federal Trade Commission (FTC) the authority to enforce this Act. Makes it unlawful to manufacture, sell, or import new motor vehicles manufactured after 2011 (bearing a model year of 2013 or later) that are equipped with event data recorders, unless those recorders can be disabled by the vehicle owner.