jiayi-li23/proxann_data huggingface dataset:
Topic: Domestic Commerce — Consumer Safety
Subject: Energy
Date: 2013-12-12 00:00:00

Amends the Energy Policy and Conservation Act to exempt decorative hearth products from consideration as direct heating equipment subject to the Act's energy efficiency standards.

Defines a "decorative hearth product" as a vented gas fireplace, stove, gas fireplace insert, or gas log set that: (1) is not certified to the ANSI Z21.88 standard and, in the case of vented gas fireplaces, fireplace inserts, or stoves, is certified to the ANSI Z21.50 standard; (2) is sold without a thermostat and with a warranty provision expressly voiding manufacturer warranties in the event the product is used with a thermostat; and (3) contains no energy efficiency representations other than P.4 efficiencies required for products sold in Canada.

Adds the product category "vented hearth heater," defined as a vented gas fireplace, fireplace insert, or stove: (1) for which any AFUE (annual fuel utilization efficiency) representation, or representation with respect to P.4 efficiencies required for products sold in Canada, is made in any manufacturer advertising or literature; (2) certified to the ANSI Z21.88 standard or identified in any manufacturer literature or advertising as a "heater-rated" product; or (3) equipped by the manufacturer with a thermostatic control.

Deems a vented gas fireplace, fireplace insert, stove, or gas log set that is not a decorative hearth product to be direct heating equipment for purposes of the Act.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2013-12-12 00:00:00

Bureau of Consumer Financial Protection-Inspector General Reform Act of 2013 or CFPB-IG Act of 2013 - Amends the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System (Board) to appoint the Inspector General of the Consumer Financial Protection Bureau (CFPB).

 Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to create an Inspector General for the CFPB.

Requires the President, within 60 days after enactment of this Act, to appoint a CFPB Inspector General.
Topic: Domestic Commerce — Consumer Safety
Subject: Transportation and public works
Date: 2014-03-06 00:00:00

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Transparent Airfares Act of 2014 - Declares that it shall not be an unfair or deceptive practice for an air carrier or other covered entity to state the base airfare in an advertisement or solicitation for passenger air transportation if it clearly and separately discloses: (1) the government-imposed taxes and fees for the air transportation, and (2) its total cost.

Defines "base airfare" to mean the cost of passenger air transportation, excluding government-imposed taxes and fees.

Defines "covered entity" as an air carrier, including an indirect air carrier, foreign carrier, ticket agent, or other person offering to sell tickets for passenger air transportation or a tour or tour component that must be purchased with air transportation.
Topic: Domestic Commerce — Consumer Safety
Subject: Health
Date: 2014-03-13 00:00:00

(This measure has not been amended since it was reported to the House on July 24, 2014. The summary of that version is repeated here.)

Sunscreen Innovation Act - (Sec. 2) Amends the Federal Food, Drug, and Cosmetic Act to establish a process for the review and approval of over-the-counter (OTC) sunscreen active ingredients.

Allows any person to request that the Secretary of Health and Human Services (HHS) determine whether an OTC sunscreen active ingredient or combination of ingredients is safe and effective.

Requires the Secretary to review any request regarding a sunscreen active ingredient or combination of ingredients that has been in use and that is not included in the stayed sunscreen monograph published by the Food and Drug Administration (FDA).

Directs the Secretary to invite the sponsor of the request to provide data and other information on the safety and efficacy of the sunscreen active ingredient or combination of ingredients. Requires the Secretary to determine whether the provided information is sufficient to conduct a review, and if so, file the request, and if not, explain to the sponsor why the provided information is insufficient.

Requires the Director of the Center for Drug Evaluation and Research to complete a review of a filed request and determine the safety and efficacy of the sunscreen active ingredient or combination of ingredients within 300 days for new requests or a shorter timeframe for requests pending before enactment of this Act. Directs the Commissioner of Food and Drugs to make the determination if the Director does not make a determination in the allowed timeframe.

Allows sunscreen active ingredients that are determined to be safe and effective to be used in OTC sunscreen products.

Directs the Comptroller General (GAO) to report on the progress of the Secretary in establishing this process and the role of the Commissioner of Food and Drugs in issuing determinations on pending requests. Requires the Secretary to report on the decisions made about the safety and efficacy of sunscreen active ingredients, the amount of time between submission and decision for each request, the cost of the review process, and recommended improvements to the review process.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-03-14 00:00:00

Bureau Advisory Commission Transparency Act - Amends the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau (CFPB).
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2014-03-27 00:00:00

Truth in Advertising Act of 2014 - Directs the Federal Trade Commission (FTC) to submit a report to Congress that contains: (1) a strategy to reduce the use, in advertising and other media for the promotion of commercial products, of images that have been altered to materially change the physical characteristics of the faces and bodies of the individuals depicted; and (2) recommendations for a risk-based regulatory framework with respect to such use.

Requires the FTC to solicit input from external stakeholders and experts including, to the extent practicable, from: (1) stakeholders that are geographically and culturally diverse; and (2) experts from physical and mental health, business, and consumer advocacy communities.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-04-03 00:00:00

Bureau of Consumer Financial Protection Small Business Advisory Board Act - Amends the Consumer Financial Protection Act of 2010 to direct the Director of the Consumer Financial Protection Bureau (CFPB) to establish a Small Business Advisory Board to: (1) advise and consult with the Bureau in the exercise of the Bureau's functions under the federal consumer financial laws applicable to eligible financial products or services; and (2) provide information on emerging practices of small businesses that provide eligible financial products or services, including regional trends, concerns, and other relevant information.

Requires the Director to appoint at least 12 members to such Board.
Topic: Domestic Commerce — Consumer Safety
Subject: Crime and law enforcement
Date: 2014-04-10 00:00:00

Dangerous Products Warning Act - Amends the federal criminal code to impose a fine and/or prison term of up to 5 years on any business entity or product supervisor with respect to a product or business practice who knows of a serious danger associated with such product or business practice and knowingly fails within 15 days after discovering such danger to inform an appropriate federal agency in writing, warn affected employees in writing, and inform other affected individuals.  Imposes a fine and/or prison term of up to 1 year on any individual who intentionally discriminates against an employee who informs a federal agency or warns employees of a serious danger associated with a product or business practice.
Topic: Domestic Commerce — Consumer Safety
Subject: Taxation
Date: 2014-04-10 00:00:00

Tax Refund Protection Act of 2014 - Amends the Consumer Financial Protection Act of 2010 to require the Consumer Financial Protection Bureau (CFPB) to: (1) regulate refund anticipation payment arrangements, (2) establish a licensing or certification program governing tax return preparers subject to this Act, (3) regulate such preparers, and (4) require applicants to demonstrate qualifications and competency to perform tax return preparation sevices.

Authorizes the CFPB to impose a licensing or certification fee.

Directs the CFPB to require such preparers to make prescribed disclosures to a consumer, including: (1) a fee schedule for preparing or filing a federal income tax return, or executing a refund anticipation payment arrangement; and (2) the consumer's responsibility to pay any fees and interest associated with a refund anticipation payment arrangement even if the consumer does not receive a tax refund or the refund's amount is less than anticipated under the arrangement.

Empowers the CFPB to take enforcement action against a preparer for specified violations.

Amends the Internal Revenue Code to permit a federal income tax refund, on taxpayer request, to be split between the taxpayer and the preparer. Prohibits treatment of such a split as disreputable conduct merely because the taxpayer requested the split.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2014-04-10 00:00:00

Cleaning Product Right to Know Act of 2014 - Requires a cleaning product manufactured or offered for sale, distributed in commerce, or imported into the United States to bear a label listing each of its ingredients: (1) by the name assigned by the International Nomenclature of Cosmetic Ingredients or, if there is no such name, by the name assigned by the International Union of Pure and Applied Chemistry or, if there is none, by its common chemical name; and (2) in descending order of predominance by weight, except that ingredients that constitute less than 1% of the product can be listed at the end in any order.

Allows the Consumer Product Safety Commission (CPSC) to exempt from such labeling requirement: (1) an ingredient that is present in a product at such low levels that detection is not technologically feasible; or (2) for five-year periods, an ingredient that a manufacturer demonstrates to be a trade secret. Sets forth required disclosures for, and limitations to, a manufacturer's claim that an ingredient is a trade secret.

Requires a product that is not in conformity with the labeling requirements and not exempt to be treated as a misbranded hazardous substance under the Federal Hazardous Substances Act (FHSA). Increases penalties for violations of FHSA.

Authorizes any person to petition the CPSC to investigate claims that a product does not satisfy the labeling requirements.

Requires: (1) each cleaning product manufacturer to make available on its website a complete list of ingredients for each product, including any potential adverse health effect of each ingredient; and (2) CPSC to provide on its website aggregated information that allows users to compare products made by different manufacturers.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-05-01 00:00:00

Bureau Research Transparency Act - Amends the Consumer Financial Protection Act of 2010 to require the Consumer Financial Protection Bureau (CFPB), any time it issues a research paper available to the public, to accompany it with all studies, data, and other analyses on which it was based.
Topic: Domestic Commerce — Consumer Safety
Subject: Government operations and politics
Date: 2014-05-07 00:00:00

CFPB Data Collection Security Act - Amends the Consumer Financial Protection Act of 2010 to direct the Consumer Financial Protection Bureau (CFPB) to: (1) establish an opt-out list of consumers who have notified the CFPB that they do not wish to allow it to collect personally identifiable information about them, and (2) give consumers a method of adding and removing their names from the opt-out list via telephone or the CFPB website.

Prohibits the CFPB from collecting: (1) personally identifiable information about a consumer listed on the opt-out list (except in the case of consumer complaints), or (2) any data or performing any market monitoring unless it has a Senate-confirmed Director.

Prescribes time limitations for the holding of data by the CFPB.

Directs the CFPB, if it experiences a data breach that exposes personally identifiable information about a consumer, to give that consumer one year of free credit monitoring. Requires the CFPB to notify consumers publicly of such a breach on the front page of its website.

 Prohibits CFPB employees from accessing personally identifiable information collected by the CFPB unless they hold a "confidential" security clearance.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-05-15 00:00:00

Bureau Advisory Opinion Act - Amends the Consumer Financial Protection Act of 2010 to require the Director of the Consumer Financial Protection Bureau (CFPB) to: (1) establish a procedure to respond to specific inquiries by a covered person concerning conformance of prospective conduct with federal consumer financial law, and (2) issue an opinion in response to the inquiry within 90 days (with a single allowable extension of another 45 days).

(A "covered person" under the Act is: (1) any person that engages in offering or providing a consumer financial product or service, and (2) any affiliate of that person if the affiliate acts as a service provider to the person.)

Creates a rebuttable presumption in any action brought under federal consumer financial law that any conduct for which the Director has issued an opinion that it is in conformity with the opinion is indeed in compliance with federal consumer financial law.

Exempts such inquiries and advisory opinions from disclosure under the Freedom of Information Act.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-05-20 00:00:00

Bureau Guidance Transparency Act - Amends the Consumer Financial Protection Act of 2010 to direct the Consumer Financial Protection Bureau (CFPB), before issuing any guidance, to: (1) provide for a public notice and comment period before issuing the guidance in final form; and (2) make available to the public, when issuing guidance in final form, all studies, data, and other analysis relied upon by the CFPB in preparing and issuing such guidance.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-05-22 00:00:00

Bureau Arbitration Fairness Act - Amends the Consumer Financial Protection Act of 2010 to repeal the authority of the Consumer Financial Protection Bureau (CFPB) to prohibit or restrict the use of an agreement between persons under its jurisdiction and a consumer in connection with the offering or providing of a consumer financial product or service that provides for mandatory pre-dispute arbitration of any future dispute between the parties.
Topic: Domestic Commerce — Consumer Safety
Subject: Health
Date: 2014-05-28 00:00:00

Robin Danielson Act of 2014 - Amends the Public Health Service Act to require the Director of the National Institutes of Health (NIH) to provide for the conduct or support of research on the extent to which components, including contaminants and substances used as fragrances, in feminine hygiene products pose any risks to the health of women or the health of the children of women who use those products during or before the pregnancies involved.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-06-05 00:00:00

Bureau Examination Fairness Act - Amends the Consumer Financial Protection Act of 2010 to prohibit the Consumer Financial Protection Bureau (CFPB) from including enforcement attorneys when examining entities under its jurisdiction.

Requires the CFPB, when requesting data from such entities, to: (1) ensure that the different divisions of the CFPB coordinate with each other before the data is requested, (2) accompany each request with a written statement of its intended use, and (3) use peer-reviewed data sampling based upon limited data sets rather than requesting full data sets (unless the Director determines, in writing, that requesting full data sets is necessary).

Directs the CFPB also, with respect to a data request whose cost of compliance is anticipated to exceed $50,000 per company, to give the entity the Director's written approval for the request.

Requires the CFPB to: (1) complete examination field work and conduct an exit interview with the entity being examined within 60 days after the examination begins, and (2) produce a report of examination or supervisory letter within 120 days after the examination is completed.

Restricts the CFPB to performing only one limited-scope examination of an entity at any one time.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-06-09 00:00:00

Bureau Guidance Transparency Act - Amends the Consumer Financial Protection Act of 2010 to direct the Consumer Financial Protection Bureau (CFPB), when issuing guidance, to: (1) provide for a public notice and comment period before issuing the guidance in final form, (2) make publicly available all information relied on by the CFPB, and (3) redact any information that is exempt from disclosure under specified provisions of the Freedom of Information Act.

 Declares without force or effect CFPB Bulletin 2013-02 (Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act), published March 21, 2013.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-07-10 00:00:00

(This measure has not been amended since it was passed by the House on July 29, 2014. The summary of that version is repeated here.)

 Examination and Supervisory Privilege Parity Act of 2014 - Amends the Consumer Financial Protection Act of 2010, with respect to the supervision of nondepository covered persons, to include state agencies that licence, supervise, or examine the offering of consumer financial products or services among the regulatory agencies with which the Consumer Financial Protection Bureau (CFPB) is required to coordinate its supervisory activities.

Declares that the sharing of information with such regulators, authorities, and agencies shall not be construed as waiving, destroying, or otherwise affecting any privilege or confidentiality claimed by nondepository covered persons under federal or state law regarding such information as to any person or entity other than the CFPB, agency, supervisor, or authority.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-07-24 00:00:00

Amends the Consumer Financial Protection Act of 2010 to require the Consumer Financial Protection Bureau (CFPB) to develop a model form for a disclosure notice to be used by depository institutions and credit unions to inform consumers before they open a checking account.

Exempts from the requirement to use such a form any depository institutions or credit unions with total assets of less than $2 billion.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2014-09-08 00:00:00

Reforming CFPB Indirect Auto Financing Guidance Act - Declares without force or effect Consumer Financial Protection Bureau (CFPB) Bulletin 2013-02 (Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act), published March 21, 2013.

Amends the Consumer Financial Protection Act of 2010 to direct the CFPB, when proposing and issuing guidance primarily related to indirect auto financing, to:

 provide for a public notice and comment period before issuing the guidance in final form; make publicly available all information relied on by the CFPB; redact any information exempt from disclosure under the Freedom of Information Act; consult with the Board of Governors of the Federal Reserve System, the Federal Trade Commission (FTC), and the Department of Justice (DOJ); and study the costs and impacts of the guidance to consumers and women-owned, minority-owned, and small businesses.
Topic: Domestic Commerce — Consumer Safety
Subject: Commerce
Date: 2014-09-16 00:00:00

Child Nicotine Poisoning Prevention Act of 2014 - Directs the Consumer Product Safety Commission (CPSC) to promulgate a rule requiring liquid nicotine containers to be designed with special packaging that is difficult for children under five years of age to open or to obtain harmful contents from.
Topic: Domestic Commerce — Consumer Safety
Subject: Education
Date: 2014-09-18 00:00:00

Protecting Students from Worthless Degrees Act - Makes any institution of higher education (IHE) postsecondary program designed to prepare students for a recognized occupation or profession requiring licensing or other entry pre-conditions ineligible to participate in a federal financial assistance program, unless it meets specified student consumer protection requirements.

Requires each program to: (1) fully prepare students to satisfy those entry pre-conditions in the metropolitan statistical areas and states in which the students reside and in any state the program claims a successful program graduate will be prepared to work in the particular occupation or profession involved; and (2) provide timely placement of students in required pre-licensure positions, such as clinical placements, internships, or apprenticeships.

Directs the Secretary of Education to promulgate regulations regarding pre-accredited IHE programs to: (1) impose consumer protection requirements on such programs that are consistent with those this Act imposes on accredited programs, and (2) condition an IHE's participation in any federal financial assistance program on the IHE signing a loan discharge agreement with each of their students who is enrolled in any pre-accredited program.
Topic: Domestic Commerce — Consumer Safety
Subject: Finance and financial sector
Date: 2013-01-31 00:00:00

Responsible Consumer Financial Protection Regulations Act of 2013 - Amends the Consumer Financial Protection Act of 2010 (title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act) to replace the position of Director of the Consumer Financial Protection Bureau (CFPB) with a five-member Commission whose members are appointed by the President, by and with the advice and consent of the Senate.

Prohibits the Chair of the Commission from making requests for estimates related to appropriations without the prior approval of the Commission.

Revises procedures for funding the CFPB. Eliminates the Consumer Financial Protection Fund and the requirement that the Board of Governors of the Federal Reserve System transfer funds to the CFPB from the combined earnings of the Federal Reserve System. Authorizes appropriations for FY2013-FY2014.

Directs the CFPB, in prescribing a rule under the federal consumer financial laws, to consider the rule's impact on the financial safety or soundness of an insured depository institution.