The Bank of Montreal is a Canadian multinational investment bank and financial services company. Founded in Montreal, Quebec, in 1817 as Montreal Bank. Their head office remains in Montreal. They also have operational headquarters and executive offices in Toronto, Ontario, since 1977. One of the Big Five banks in Canada, as well as one of the ten largest banks in North America. It is commonly known by its acronym BMO. BMO is also its stock symbol on both the Toronto Stock Exchange and the New York Stock Exchange.
On 23 June 1817, John Richardson and eight merchants signed the Articles of Association to establish the Montreal Bank in a rented house in Montreal, Quebec. The bank officially began conducting business on 3 November 1817. This is the birth of Canada's oldest bank. It underwent a name change to its current in 1822. BMO's Institution Number (or bank number) is 001. In Canada, the bank operates as BMO Bank of Montreal and has more than 900 branches, serving over seven million customers.
In the United States, it does business as BMO Financial Group, where it has substantial operations in the Chicago area and elsewhere in the country, where it operates "BMO Harris Bank". BMO Capital Markets is BMO's investment and corporate banking division, while the wealth management division is branded as BMO Nesbitt Burns. The company is ranked at number 131 on the Forbes Global 2000 list.
The company has not missed a dividend payment since 1829. They paid dividends consistently through major world crises such as World War I, the Great Depression, World War II, and the 2008 financial crisis; this makes the Bank of Montreal's dividend payment history one of the longest in the world.
The Smiths (album)
The Smiths is the self-titled first album by English rock band The Smiths, released on 20 February 1984 by Rough Trade Records
The album reached number two on the UK Albums Chart, staying on the chart for 33 weeks.
1999–2000 UEFA Cup
The 1999–2000 UEFA Cup season was the 29th edition of the UEFA Cup. The final was played at Parken Stadium in Copenhagen. It was won by Galatasaray, who beat in the final. The defending champions were they were eliminated by Werder Bremen in the fourth round.
It was the first season of the new UEFA Cup format. Domestic cup winners would qualify for the UEFA Cup, after the UEFA Cup Winners' Cup was disbanded. This change also added an additional knockout round. This was the first year when the UEFA Cup winners qualified for the UEFA Super Cup.
A total of 142 teams from 49 UEFA associations participated in the 1999–2000 UEFA Cup. Associations are allocated places according to their 1999–2000 UEFA league coefficient.
Below is the qualification scheme for the 2000–01 UEFA Cup:
The labels in the parentheses show how each team qualified for the place of its starting round:
"Leeds United won 4–2 on aggregate."
"Galatasaray won 6–2 on aggregate."
"Arsenal won 6–2 on aggregate."
"Lens won 2–1 on aggregate."
"Arsenal won 3–1 on aggregate."
"Galatasaray won 4–2 on aggregate."
Canadian Imperial Bank of Commerce
The Canadian Imperial Bank of Commerce (CIBC), is one of the "Big Five" banks in Canada. The bank is headquartered at Commerce Court in Toronto, Ontario. CIBC's Institution Number (or bank number) is 010, and its SWIFT code is CIBCCATT. It is also one of the two major banks originally founded in Toronto alongside Toronto-Dominion Bank.
The Canadian Imperial Bank of Commerce was formed through the June 1, 1961, merger of the Canadian Bank of Commerce (founded 1867) and the Imperial Bank of Canada (founded 1873), the largest merger between chartered banks in Canadian history.
The bank has four strategic business units: Canadian Personal and Small Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and Wealth Management, and Capital Markets. It has international operations in the United States, the Caribbean, Asia, and United Kingdom; Globally. CIBC serves more than eleven million clients, and has over 40,000 employees. The company ranks at number 172 on the Forbes Global 2000 listing.
Scotiabank
The Bank of Nova Scotia, or Scotiabank, is a Canadian multinational banking and financial services company. One of Canada's Big Five banks, it is the third largest Canadian bank by deposits and market capitalization. It serves more than 25 million customers around the world and offers a range of products and services including personal and commercial banking, wealth management, corporate and investment banking. With more than 88,000 employees and assets of $998 billion (as of October 31, 2018), Scotiabank trades on the Toronto and New York Exchanges.
Founded in 1832 in Halifax, Nova Scotia, Scotiabank moved its executive offices to Toronto, Ontario in 1900. Scotiabank has billed itself as "Canada's most international bank" due to its acquisitions primarily in Latin America and the Caribbean, and also in Europe and parts of Asia. Scotiabank is a member of the London Bullion Market Association and one of fifteen accredited institutions which participate in the London gold fixing. From 1997 to 2019, this was conducted through its precious metals division ScotiaMocatta.
Hatful of Hollow
Hatful of Hollow is a compilation album by English rock band the Smiths, released on 12 November 1984 by Rough Trade Records.
"Hatful of Hollow" reached number seven on the UK Albums Chart, and stayed on the chart for 46 weeks. In 2000, "Q" magazine placed the album at number 44 on its list of the "100 Greatest British Albums Ever".Meat Is Murder
Meat Is Murder is the second album by English rock band The Smiths, released on 11 February 1985 by Rough Trade Records. It became the band's only studio album to reach number one on the UK Albums Chart, and stayed on the chart for thirteen weeks. It also reached number 110 on the US "Billboard" 200, in the United States.
Aging in cats
Reliable information on the lifespans of house cats is hard to find. However, research has been done to get an estimate (an educated guess) on how long cats usually live. Cats usually live for 13 to 20 years. Sometimes cats can live for 22 to 30 years but there are claims of cats dying at ages of more than 30 years old.
The "Guinness World Record" for the oldest cat was for a cat named Creme Puff, who was 38 years old. Female cats seem to live longer than male cats. Neutered cats live longer than cats that have not been neutered. Mixed breed cats also appear to live longer than purebred cats. Researchers have also found that cats that weigh more have shorter lifespans.
People sometimes guess how long a cat will live by comparing it to how long a human usually lives. You can estimate a cat's age in "cat years" by multiplying the cat's age in normal years by 7. A better guess for cat years used by veterinarians is: the cat's age times 4, then plus 16. You can use this math for cats who are at least 2 years old.
This is an example of both ways of estimating cat years for a 5 year old cat:
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The life expectancy of an indoor cat is around 17 years, but the life expectancy of outdoor cats is 5.6 years.
Tutu House
The Tutu House is a house on Valakati Street in Soweto, Johannesburg, South Africa that belongs to Desmond Tutu and his family. The house is registered as part of Johannesburg's historical heritage.
Midnight (1939 movie)
Midnight is a 1939 American romantic comedy movie directed by Mitchell Leisen and starring Claudette Colbert, Don Ameche, John Barrymore, Francis Lederer, Mary Astor, Elaine Barrie. It was distributed by Paramount Pictures and was remade in 1945 as "Masquerade in Mexico".
Nodugl tree frog
The Nodugl tree frog ("Litoria micromembrana") is a frog from the island New Guinea. Scientists saw it in both Indonesia and Papua New Guinea, on the Snow Mountains, Hunstein Mountains, Huon Peninsula, and Mount Obree.
Lil Cory
Lil Cory (born September 12, 1991) is an American actor and rapper.