In many countries a company or business can ask the courts for "bankruptcy protection" to try and protect the business so that the creditors cannot destroy all of the physical capital and goodwill by breaking it apart and moving it away. The aim of this is provide is more time for the business to reorganise itself and to work out a new deal between the owners and the people the business owes money. In many countries this is called "going into administration".
However, not all countries have bankruptcy protection laws for businesses.
Often a creditor threatens a debtor with debt slavery in many parts of the world. In some cases the debtor does not know that they have a right to go bankrupt. This is a human rights problem in some countries. Also, some creditors continue to harass a debtor even though bankruptcy laws say they should not, hoping that the debtor will pay them money that they do not deserve.
Bankruptcy in the United States falls mostly under federal law, Title 11 of the United States Code (Bankruptcy Code). The types of bankruptcy available in the United States are named after the primary divisions, or "chapters", of that law. The person or business that files a bankruptcy case is known as the "debtor".
When a bankruptcy case is filed, a trustee is chosen by the court. The trustee has authority over the property of the bankrupt person or business and may use some of the debtor's assets to pay the creditors. After a bankruptcy is filed, creditors are notified that they are to stop trying to collect money directly from the debtor and are to make claims for payment to the bankruptcy court.
The most common form of bankruptcy is the Chapter 7 Bankruptcy, which can be filed by businesses or individuals. It is also called liquidation bankruptcy because some of a debtor's property may be sold (liquidated) to satisfy creditors. When a business is in debt which it cannot pay, it may ask or be forced to file bankruptcy in court under Chapter 7. This usually makes a company stop doing business. Employees often lose their jobs when company files for chapter 7.
Chapter 11 bankruptcy is a complicated type of bankruptcy that reorganizes the debtor's finances, usually reducing the amount of debt owed and changing debt repayment terms. A Chapter 11 bankruptcy case allows a business to keep running while it finds ways to reduce and arrange payment of its debts.
Almost all Chapter 11 bankruptcies are filed by businesses. Ordinary people do not usually file Chapter 11 bankruptcy, because a Chapter 13 bankruptcy will almost always be cheaper and easier for them.
Chapter 13 is the most popular form of bankruptcy in the United States for ordinary people. In a Chapter 13 bankruptcy some of your debts may be forgiven (discharged), but you will have to pay back a portion of your debt. The debt repayment plan is supervised by the bankruptcy court and usually lasts for three to five years. Businesses cannot file for Chapter 13 bankruptcy.
Less common forms of bankruptcy may be filed under Chapter 9 and Chapter 12 of the bankruptcy code.
Breakfast sausage
Breakfast sausage is a type of fresh pork sausage made from seasoned ground meat mixed with bread crumbs. Breakfast sausage has a blander flavor than many other types of sausage, such as British or Italian-style sausages.
Breakfast sausages are not cured or smoked like other types of sausages, which means that they have to be cooked soon after they are purchased (unless they are frozen). Uncooked sausages should be stored in the refrigerator or the freezer. Individuals handling them should wash their hands in hot soapy water, because uncooked pork is unhealthy for humans. Pork sausages have to be heated until all of the meat inside is cooked.
They are usually fried or grilled in a pan until they are browned and served at breakfast, often with cooked eggs, pancakes, and toasted bread. Breakfast sausages are also used in other dishes, such as "toad in the hole" a cooked batter dish.
Different types made from pork and beef mixtures as well as poultry can now be found. There are also vegetarian types that use textured vegetable protein in place of meat. Breakfast sausages are available in patties or slices from a large roll, or in weiner-like links of different lengths and thickness.
Browser
A browser is a name given to any animal, usually a herbivorous mammal, which eats leaves and shrubs rather than grass. It is contrasted with grazers, which eat grass.
Beekeeping
Beekeeping or apiculture is the farming of honeybees.
The keeping of bees is usually, and has been in the past, for honey. That is becoming less true. Instead, it is more used for crop pollination and other products. These are wax and propolis.
There is only one queen bee in each hive and she is bigger than the rest. She lays all the eggs, which makes all the other bees in the hive her daughters and sons. However, they do not control the hive.
The largest beekeeping operations are agricultural businesses that are operated for profit. Some people also have small beekeeping operations that they do as a hobby. Urban beekeeping is a growing trend, and some have found that "city bees" are actually healthier than "rural bees" because there are fewer pesticides and greater biodiversity.
Colony Collapse Disorder is a growing problem, along with mites.
British English
The British English is the kind of English language which is used in the United Kingdom and in most countries which previously were in the British Empire.
In the United Kingdom, many different people say words in different ways. For example, a man from a place near London may not pronounce his "r"s the same as a man from Scotland or a man from Northern Ireland. Across the country, the accent is different. For instance, in Liverpool, people may speak with a "scouse" accent, in Birmingham with a "brummie" accent, and in London with a "cockney" accent. Different variations on all of British English exist from the manner in which words are pronounced to the manner in which they are spelt. One place people speak English in a different way is Cornwall, where the Cornish dialect is spoken.
Britain, like other countries, has languages other than English. In Wales many speak Welsh; in Scotland some people speak Gaelic, and in Ireland a few people speak Irish. However, that is not the subject of this particular article.
British English often keeps more traditional ways of spelling words than American English.
In British English, "dock" refers to the water in the space between two "piers" or "wharfs". In American English, the "pier" or "wharf" could be called a "dock", and the water between would be a "slip".
Some common differences:
British – American
American English is used in the United States. In Canada, the accent sounds extremely similar to American English but with few exceptions (see Canadian English). The American spelling in Canada is sometimes used, but traditionally, the British Spelling (with the exceptions of some words like programme, -isation/-ise/-isable, chilli, etc.) is used. Although Commonwealth English is the most spoken, American English is seen more often on the internet. American English vocabulary dominates the visual media: "movies" (British: "films") and television.
All Commonwealth nations and Africa learn Commonwealth English, while American English is often learnt in the Americas and China. Z pronounced 'Zee' is only seen in the U.S.A and less commonly in Canada, while Z pronounced 'Zed' is spoken almost everywhere else. The United Kingdom and Ireland use British layout keyboards, while Australia, South Africa, Canada, New Zealand and the U.S.A use American layout keyboards. In continental Europe English as a second language is nowadays sometimes even taught in American English, except perhaps in Scandinavia and the Netherlands.
Being
The word being means a living person or animal. ‘Human being’ means the same as ’person’. Men, women, and children are human beings.