A reverse mortgage is a loan where the lender pays the monthly instalments to the borrower instead of the borrower paying the lender. The payment stream is reversed. A reverse mortgage allows people to get tax-free income from the value of their home. They are mainly to improve older people's personal and financial independence.
In this form of mortgage, the property is given as a security to the mortgagee, who is let into possession or is permitted to repay himself out of the rents and profits of such property. Following Two points should be noted carefully with respect to Usufructary mortgage, that is (i) Possession must be given to the mortgagee, or the mortgagor must expressly or impliedly bind himself to deliver possession and (ii) The mortgagor will not be personally liable, unless there is a distinct agreement to the contrary.
The lender takes the property. The lender receives income from the property (rent, profit, interest, etc.) until the money is paid back. The owner keeps the title deeds with him.
Bandwidth (computing)
In computer network and computer science, digital bandwidth or just bandwidth means the amount of data that can be sent from one point to another in a certain period of time. It is measured as a bit rate expressed in bits per second (bits/s) or multiples of it (kbit/s Mbit/s etc.)
Digital bandwidth should not be confused with:
In web hosting, the term "bandwidth" is often used to describe the amount of data transferred to or from the website within a defined period of time. Another more specific phrase used for this meaning of bandwidth is monthly data transfer.
Web hosting companies often quote a monthly data transfer for a website, for example 500 gigabytes per month. If the total amount of data downloaded from the website in a particular month reaches this limit, the hosting company may shut off further public access to the site.
Sometimes, the word "broadband" is used to mean "high-speed", especially with high-speed internet connections. "Broadband" means "wide band", and suggests high-speed. However, the term is not clear; "high-speed" is more clear. A dial-up telephone connection is most often thought to be low-speed, at less than 56,000 bit/s (bits per second). High-speed is usually 200,000 bit/s or faster. DSL (Digital Subscriber Line) or Cable modem connections are usually high-speed.
Niki Fm
Niki FM is a song by Hawthorne Heights. It is one of their most famous songs, and their second hit.
The band's singer, JT, says it is his most personal song from the album "The Silence in Black and White", and is his favourite song to perform live in concert. They still play it at concerts, although without the harsh vocals that are on the single.
The music video for Niki FM starts with a room with a lot of people in. JT is at the front, and someone in the audience is touching someone's leg. The video also includes JT being kissed by another woman. It shows him in a room tearing a picture in two and he stares at it. He has a radio and goes outside the young woman's house to match with the lyrics "I'm outside of your window, with my radio". The girl walks away and leaves him, and the song finishes.
Gears of War 2
Gears of War 2 is a third-person shooter video game made by Epic Games and published by Microsoft. It can only be played on Microsoft's own Xbox 360 console. It is the sequel to the popular Xbox 360 game "Gears of War". The game was released around the world on November 7 2008. By November 12 it had already sold over 2 million copies.
Epic Games
Epic Games is a video game company based in North Carolina, USA. They are famous for making the Fortnite, Unreal Tournament, and Gears of War series' of video games.
Riemann sum
In mathematics, the Riemann sum is a method of approximating the integral of a function over an interval. One representation of the integral, is the area under a curve in a graph. The Riemann sum is calculated by splitting the region into equal parts. In each part, the function is replaced by a shape. Shapes that are commonly used are rectangles, trapezoids, parabolas and cubics.The area of the similar shape can then be calculated. This method is often used when finding the closed form integral is difficult or impossible. The shapes used also influence how accurate the approximation is. More complex shapes give a higher accuracy, but this also means that calculating the approximation becomes more difficult.
Because the region filled by the small shapes is usually not exactly the same shape as the region being measured, the Riemann sum will differ from the area being measured. This error can be reduced by dividing up the region more finely, using smaller and smaller shapes. As the shapes get smaller and smaller, the sum approaches the Riemann integral.
The Riemann sum may also be used to define the integration operation. The sum is named after a German mathematician who was called Bernhard Riemann.
You divide the horizontal length under the part of the function you want to evaluate into "n" equal pieces. That is the n on top of the Σ (Greek letter sigma). The (x-x) represents the size of one horizontal segment that is created from dividing the whole by the "n". The f(y) is a y value in an "n" segment. Since the area of a rectangle is "length" × "width", the multiplication of x and f(y) is the area of a rectangle for that part of the graph. The Σ means we add up all of these small rectangles to get an approximation of the area under the segment of a function.
Beatitudes
The Beatitudes (from Latin "beatus", meaning "blessed" or "happy") are a list of traits that Christians should follow told by Gospel of Matthew and Gospel of Luke. Some of these include humbleness, meekness, and making peace.
Jesus Christ taught these ideas as part of a three lesson sermon; the Sermon on the Mount.
Asceticism
Asceticism (Greek: "askēsis") is a word that describes a certain way of living. In this kind of life, a person gets rid of worldly pleasures for religion or spirituality. A person might not have sex or drink alcohol. One might spend much of their time in prayer or meditation. Often, the reason is to follow goals of Christianity and the Indian religions (including yoga). These teach that salvation and freedom involve a process of changing one's mind and body. This is done by limiting speech, what one thinks and does with the body.
The earliest people who practiced Buddhism, Jainism, and the Christian hermits, lived very simply and without luxury. They rejected sensual pleasures and keeping money. This did not mean that life could not be enjoyed. But spiritual and religious goals are hindered by such indulgence.
Asceticism is closely related to the abstinence and the Christian concept of chastity and might be said to be the technical implementation of the abstract vows of renunciation. Those who practice ascetic lifestyles do not consider their practices as virtuous but pursue such a life-style in order to satisfy certain technical requirements for mind-body transformation. There is remarkable uniformity among the above religions with respect to the benefits of sexual continence. Religions teach that purifying the soul also involves purification of the body which thereby enables connection with the Divine and the cultivation of inner peace. In the popular imagination asceticism is considered a sort of perversion (self-flagellation by birch twigs as the archetypal stereotype of self-mortification) but the "askēsis" enjoined by religion functions in order to bring about greater freedom in various areas of one's life, such as freedom from compulsions and temptations bringing about peacefulness of mind with a concomitant increase in clarity and power of thought. Asceticists sometimes neglect their maslowist or maslowic needs.
San Marco, Florence
St. Mark's, (S. Marco) in Florence, Italy is a church and Dominican convent. The church also has the Museum of St. Mark (Museo di S. Marco) which shows paintings by Fra Angelico.