translate English to French: In order to promote good risk management, and align regulatory capital requirements with industry practices, the Solvency Capital Requirement should be determined as the economic capital to be held by insurance and reinsurance undertakings in order to ensure that ruin occurs no more often than once every 200 years. That economic capital should be calculated on the basis of the true risk profile of those undertakings, taking account of the impact of possible risk mitigation techniques, as well as diversification effects.
Le régime de contrôle devrait prévoir, d’une part, une exigence de fonds propres sensible au risque, fondée sur un calcul prospectif, afin de garantir une intervention ciblée et en temps utile des autorités de contrôle (le «Capital de Solvabilité Requis») et, d’autre part, un niveau minimum de sécurité en dessous duquel le montant des ressources financières ne devrait pas tomber (le «Minimum de Capital Requis», MCR).