translate English to French: People are using the means of action that are open to them as individuals such as their power as consumers and the way in which they use their savings" (paragraph 30).
En effet, ﬁnance et consommation sont, par excellence, perçues comme des expressions d’une individualité qui s’épanouit. L’on se demande alors comment encourager les responsabilités sociales que ces actions individuelles renferment.