text: Finally, he has no longer any freedom in the matter; he has pledged his word. And it is less disgraceful to compound with a creditor than to compound with a promising future. To pay his debt of money, the business man must have a prosperous voyage, the farmer must have fruitful fields and kindly weather; but the debt which your friend owes can be completely paid by mere goodwill. Fortune has no jurisdiction over character. Let him so regulate his character that in perfect peace he may bring to perfection that spirit within him which feels neither loss nor gain, but remains in the same attitude, no matter how things fall out. A spirit like this, if it is heaped with worldly goods, rises superior to its wealth; if, on the other hand, chance has stripped him of a part of his wealth, or even all, it is not impaired.