TASK DEFINITION: Categorize the comment on the basis of insult. If the comment is insulting output Yes, otherwise output No.
PROBLEM: To me, your opening sentence, "Sorry about your friend," sounds both insincere and callous. Especially when you go on to defend the criminals and vagrants that litter downtown, proclaiming that "All city centers" will devolve into chaos and violence. We are not (yet) a society without morals or standards. We need not devolve into some sort of urban jungle. For myself, I choose to remain hopeful even when it seems that the good people of Eugene are "tolerant" to the point of their own collective suicide.

SOLUTION: Yes

PROBLEM: We should have been regulating insurance (and healthcare) a long time ago.  We regulate utilities (phone, electricity, gas), so why not?  If it's mandatory, it should be regulated.

SOLUTION: No

PROBLEM: When you consider yourselves above the law, you may do some really stupid things.  The Bundy crew both did and did, and it's not working out real well for them.  Papa Cliven and his buddies aren't doing well either.  

There are ways to oppose the government w/o breaking the law.  When individuals (on the right or the left) decide to use illegal means to "make their point", they need to be aware they may face the legal consequences of their acts.

SOLUTION:
Yes