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SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Empowering Jobs Act of 2015''.

SEC. 2. MODIFICATION OF RULES FOR TAX-EXEMPT ENTERPRISE ZONE FACILITY 
              BONDS.

    (a) In General.--Clause (i) of section 1394(b)(3)(B) of the 
Internal Revenue Code of 1986 is amended--
            (1) by striking ``References'' and inserting the following:
                                    ``(I) In general.--Except as 
                                provided in subclause (II), 
                                references'', and
            (2) by adding at the end the following new subclause:
                                    ``(II) Special rule for employee 
                                residence test.--For purposes of 
                                subsection (b)(6) and (c)(5) of section 
                                1397C, an employee shall be treated as 
                                a resident of an empowerment zone if 
                                such employee is a resident of an 
                                empowerment zone, an enterprise 
                                community, or a qualified low-income 
                                community within an applicable 
                                nominating jurisdiction.''.
    (b) Definitions.--
            (1) Qualified low-income community.--Paragraph (3) of 
        section 1394(b) of the Internal Revenue Code of 1986 is amended 
        by redesignating subparagraphs (C) and (D) as subparagraphs (D) 
        and (E), respectively, and by inserting after subparagraph (B) 
        the following new subparagraph:
                    ``(C) Qualified low-income community.--For purposes 
                of subparagraph (B)--
                            ``(i) In general.--The term `qualified low-
                        income community' means any population census 
                        tract if--
                                    ``(I) the poverty rate for such 
                                tract is at least 20 percent, or
                                    ``(II) the median family income for 
                                such tract does not exceed 80 percent 
                                of statewide median family income (or, 
                                in the case of a tract located within a 
                                metropolitan area, metropolitan area 
                                median family income if greater).
                        Subclause (II) shall be applied using 
                        possessionwide median family income in the case 
                        of census tracts located within a possession of 
                        the United States.
                            ``(ii) Targeted populations.--The Secretary 
                        shall prescribe regulations under which 1 or 
                        more targeted populations (within the meaning 
                        of section 103(20) of the Riegle Community 
                        Development and Regulatory Improvement Act of 
                        1994) may be treated as a qualified low-income 
                        communities.
                            ``(iii) Areas not within census tracts.--In 
                        the case of an area which is not tracted for 
                        population census tracts, the equivalent county 
                        divisions (as defined by the Bureau of the 
                        Census for purposes of defining poverty areas) 
                        shall be used for purposes of determining 
                        poverty rates and median family income.
                            ``(iv) Modification of income requirement 
                        for census tracts within high migration rural 
                        counties.--
                                    ``(I) In general.--In the case of a 
                                population census tract located within 
                                a high migration rural county, clause 
                                (i)(II) shall be applied to areas not 
                                located within a metropolitan area by 
                                substituting `85 percent' for `80 
                                percent'.
                                    ``(II) High migration rural 
                                county.--For purposes of this clause, 
                                the term `high migration rural county' 
                                means any county which, during the 20-
                                year period ending with the year in 
                                which the most recent census was 
                                conducted, has a net out-migration of 
                                inhabitants from the county of at least 
                                10 percent of the population of the 
                                county at the beginning of such 
                                period.''.
            (2) Applicable nominating jurisdiction.--Subparagraph (D) 
        of section 1394(b)(3) of such Code, as redesignated by 
        paragraph (1), is amended by adding at the end the following 
        new clause:
                            ``(iii) Applicable nominating 
                        jurisdiction.--The term `applicable nominating 
                        jurisdiction' means, with respect to any 
                        empowerment zone or enterprise community, any 
                        local government that nominated such community 
                        for designation under section 1391.''.
    (c) Conforming Amendments.--
            (1) Clause (iii) of section 1394(b)(3)(B) of such Code is 
        amended by striking ``or an enterprise community'' and 
        inserting ``, an enterprise community, or a qualified low-
        income community within an applicable nominating 
        jurisdiction''.
            (2) Subparagraph (D) of section 1394(b)(3) of such Code, as 
        redesignated by subsection (b)(1), is amended by striking 
        ``Definitions'' and inserting ``Other definitions''.
    (d) Effective Date.--The amendments made by this section shall 
apply to bonds issued before, on, or after the date of the enactment of 
this Act and not redeemed before the date of the enactment of this Act.

SEC. 3. EXTENSION OF EMPOWERMENT ZONE TAX INCENTIVES.

    (a) In General.--Clause (i) of section 1391(d)(1)(A), as amended by 
the Tax Increase Prevention Act of 2014, is amended by striking 
``December 31, 2014'' and inserting ``December 31, 2016''.
    (b) Treatment of Certain Termination Dates Specified in 
Nominations.--In the case of a designation of an empowerment zone the 
nomination for which included a termination date which is 
contemporaneous with the date specified in subparagraph (A)(i) of 
section 1391(d)(1) of the Internal Revenue Code of 1986 (as in effect 
before the enactment of this Act), subparagraph (B) of such section 
shall not apply with respect to such designation if, after the date of 
the enactment of this section, the entity which made such nomination 
amends the nomination to provide for a new termination date in such 
manner as the Secretary of the Treasury (or the Secretary's designee) 
may provide.
    (c) Effective Dates.--The amendment made by subsection (a) shall 
apply to periods after December 31, 2014.
Empowering Jobs Act of 2015 Amends the Internal Revenue Code, with respect to tax-exempt enterprise zone facility bonds and empowerment zones, to: (1)&nbsp;include as employees of a qualified business entity employees who are residents of&nbsp;an empowerment zone, an enterprise community, or a qualified low-income community; and (2)&nbsp;extend the period of designation for empowerment zones through December 31, 2016 (thus extending the eligibility of such zones for certain tax benefits). 

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Coordination of Wind and Flood 
Perils Act of 2010''.

SEC. 2. PAYMENT OF MULTIPERIL CLAIMS.

    The National Flood Insurance Act of 1968 is amended by inserting 
after section 1312 (42 U.S.C. 4019) the following new section:

``SEC. 1312A. PAYMENT OF MULTIPERIL CLAIMS.

    ``(a) Purposes.--The purposes of this section are--
            ``(1) to allow an insured individual or small business to 
        commence repairs or replacement, or both, of insured property 
        and to recommence business operations as soon as possible after 
        a natural disaster; and
            ``(2) to remove the burden of determining flood and wind 
        loss allocation for the purpose of insurance claims from the 
        insured and to place such burden on the entities that are 
        responsible for the payment of such claims.
    ``(b) Payment of Multiperil Claims.--
            ``(1) In general.--In the event of an occurrence of loss 
        resulting from physical damage to or loss of real property or 
        personal property related thereto located in the United States 
        arising from the combined perils of flood and wind, the 
        Administrator and any insurer (including a State-run windpool) 
        that insures the wind peril shall enter into good faith 
        negotiations regarding--
                    ``(A) the general method or methods by which proven 
                claims for such multiperil losses shall be adjusted and 
                paid; and
                    ``(B) the allocation of such payments between the 
                insurer, the Administrator, and the insured.
            ``(2) Limitation.--
                    ``(A) In general.--In the event that the 
                Administrator and an insurer (including a State-run 
                windpool) that insures the wind peril cannot agree as 
                to the specific distribution of perils that resulted in 
                a loss described under paragraph (1), the Administrator 
                shall pay 50 percent of the disputed claim until the 
                claim can be settled.
                    ``(B) Fair share.--The terms of any agreement or 
                negotiations entered into pursuant to paragraph (1) 
                shall require that, in order to fully compensate the 
                insured for his, her, or its loss as soon as 
                practicable after the occurrence of such loss, an 
                insurer (including a State-run windpool) that insures 
                the wind peril pay 50 percent of any disputed claim 
                until the claim can be settled.
                    ``(C) No overcompensation.--The Administrator and 
                an insurer (including a State-run windpool) that 
                insures the wind peril shall work collaboratively to 
                ensure that an insured policyholder does not receive 
                payments under this section in excess of the amount of 
                the insured's actual loss.
                    ``(D) Rule of construction.--Nothing in this 
                section shall be construed to negate, set aside, or 
                void any policy limit, including any loss limitation, 
                set forth in a standard flood insurance policy.
    ``(c) Failure To Reach Agreement on Loss Allocation.--The terms of 
any agreement or negotiations entered into pursuant to subsection 
(b)(1) shall require that if an insurer (including a State-run 
windpool) that insures the wind peril and the Administrator fail to 
reach an agreement regarding multiperil losses pursuant to subsection 
(b), including as to the cause or allocation of a multiperil loss, then 
each such entity shall agree to have any dispute relating to multiperil 
losses resolved by the arbitration panel established under subsection 
(d).
    ``(d) Arbitration Panel.--
            ``(1) Establishment.--As allowed under section 1307(e) of 
        the National Flood Insurance Act of 1968 (42 U.S.C. 4104), and 
        notwithstanding any other provision of law, not later than 90 
        days after the date of enactment of this Act, the Administrator 
        of the Federal Emergency Management Agency shall establish an 
        arbitration panel to efficiently and clearly resolve disputes 
        relating to multiperil losses between the Administrator and an 
        insurer (including a State-run windpool) that insures the wind 
        peril.
            ``(2) Membership.--The arbitration panel established under 
        paragraph (1) shall be comprised of 5 members.
            ``(3) Required qualifications.--
                    ``(A) Administrative law expertise.--At least 1 
                member of the arbitration panel established under 
                paragraph (1) shall have expertise in administrative 
                law.
                    ``(B) Water resources expertise.--At least 1 member 
                of the arbitration panel established under paragraph 
                (1) shall have expertise in water resources.
                    ``(C) Hurricane modeling expertise.--At least 1 
                member of the arbitration panel established under 
                paragraph (1) shall have expertise in hurricane 
                modeling.
            ``(4) No fema employees.--No member of the arbitration 
        panel established under paragraph (1) may be a current or 
        former employee of the Federal Emergency Management Agency.
            ``(5) Independence.--Each member of the arbitration panel 
        established under paragraph (1) shall be independent and 
        neutral.''.
Coordination of Wind and Flood Perils Act of 2010 - Amends the National Flood Insurance Act of 1968 to direct the Administrator of Federal Emergency Management Agency (FEMA) and any insurer (including a state-run windpool), in the event of loss resulting from physical damage to real property or personal property arising from the combined perils of flood and wind, to enter into good faith negotiations regarding: (1) payment and adjustment of proven claims for multiperil losses; and (2) the allocation of such payments among the insurer, the Administrator, and the insured.

Directs the Administrator to pay 50% percent of the disputed claim until it can be settled, if the Administrator and the insurer cannot agree as to the specific distribution of perils that resulted in a loss.

Requires such good faith negotiations to require that: (1) in order to fully compensate the insured for losses as soon as practicable, the insurer against wind peril shall pay 50% of any disputed claim until the claim can be settled; and (2) if an insurer against wind peril and the Administrator fail to agree regarding multiperil losses, then each shall agree to have any dispute resolved by the arbitration panel established under this Act.

Directs the Administrator to establish an arbitration panel to resolve disputes relating to multiperil losses between the Administrator and an insurer against wind peril.

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Welfare and Teenage Pregnancy 
Reduction Act''.

SEC. 2. BLOCK GRANTS TO STATES FOR FAMILIES WITH DEPENDENT CHILDREN.

    (a) In General.--Title IV of the Social Security Act (42 U.S.C. 
601-617) is amended by striking part A (except sections 403(h) and 417) 
and inserting the following:

 ``Part A--Block Grants to States for Families With Dependent Children

``SEC. 401. ENTITLEMENT.

    ``For grants to which States meeting the requirements of this part 
are entitled, there is authorized to be appropriated to the Secretary 
for each fiscal year an amount equal to--
            ``(1) 103 percent of the aggregate amount of Federal 
        outlays under part A of this title, other than under section 
        403(l), (as in effect immediately before the effective date of 
        this part) for fiscal year 1994; plus
            ``(2) 100 percent of the aggregate amount of Federal 
        outlays under such section 403(l) for fiscal year 1993.

``SEC. 402. APPLICATION REQUIREMENTS.

    ``To be entitled to a grant under this part for a fiscal year, a 
State must, not later than June 30 of the immediately preceding fiscal 
year, submit to the Secretary an application which describes the State 
program to assist families with dependent children (which may include 
job training and work programs for such families), including the goals 
and objectives of the program.

``SEC. 403. BLOCK GRANT.

    ``The Secretary shall make a grant for a fiscal year to each State 
that meets the requirement of section 402 for the fiscal year in an 
amount equal to--
            ``(1) 103 percent of the amount paid to the State under 
        part A of this title, other than under section 403(l), (as in 
        effect immediately before the effective date of this part) for 
        fiscal year 1994; plus
            ``(2) 100 percent of the amount paid to the State under 
        such section 403(l) for fiscal year 1993.

``SEC. 404. USE OF FUNDS.

    ``(a) In General.--Each State to which a grant is made under 
section 403 for a fiscal year shall use the grant to carry out the 
State program to assist families with dependent children.
    ``(b) Prohibitions.--Each State to which a grant is made under 
section 403 for a fiscal year shall not use any Federal funds provided 
to carry out the State program to assist families with dependent 
children, to provide assistance during the fiscal year with respect to 
a dependent child if--
            ``(1) the mother or father of the dependent child has not 
        attained 19 years of age; or
            ``(2) the paternity or maternity of the dependent child has 
        not been established.
    ``(c) Special Rule.--During a period not exceeding 1 year from the 
date a family with a dependent child moves to a State to which a grant 
is made under section 403 for a fiscal year from another State, the 
State may--
            ``(1) apply the same rules as apply with respect to any 
        other dependent child in the State, in providing assistance 
        with respect to the dependent child under the State program to 
        assist families with dependent children; or
            ``(2) treat the dependent child in the same manner as such 
        other State would have treated the dependent child if the 
        dependent child had not moved from such other State.

``SEC. 405. DEFINITION OF DEPENDENT CHILD.

    ``As used in this part, the term `dependent child' means an 
individual who--
            ``(1) is needy, as determined by the State in which the 
        child resides;
            ``(2) has been deprived of parental support or care due to 
        the death, continued absence from the home (other than absence 
        occasioned solely due to the performance of active duty in the 
        uniformed services of the United States), or physical or mental 
        incapacity of a parent;
            ``(3) is living with the individual's father, mother, 
        grandfather, grandmother, brother, sister, stepfather, 
        stepmother, stepbrother, stepsister, uncle, aunt, first cousin, 
        nephew, or niece, in a place of residence maintained by 1 or 
        more of such relatives as his, her, or their home; and
            ``(4) is--
                    ``(A) not more than 18 years of age; or
                    ``(B) at the option of the State--
                            ``(i) not more than 19 years of age; and
                            ``(ii) a full-time student in a secondary 
                        school (or in the equivalent level of 
                        vocational or technical training) who may 
                        reasonably be expected to complete the program 
                        of the secondary school (or the training) 
                        before attaining 19 years of age.''.

``SEC. 406. ANNUAL REPORTS.

    ``Not later than 6 months after the end of each fiscal year for 
which a State is made a grant under section 403, the State shall submit 
to the Secretary a report which contains--
            ``(1) a statement of the average number of families with 
        dependent children in the State during the fiscal year, and of 
        the number of such families to which assistance was provided 
        under State programs funded under this part during the fiscal 
        year;
            ``(2) in absolute and in percentage terms, the extent to 
        which there has been an increase or decrease, during the fiscal 
        year and since the effective date of this part, in--
                    ``(A) teen pregnancies in the State;
                    ``(B) births of children immediately eligible for 
                assistance through the State program of assistance to 
                families with dependent children;
                    ``(C) families to whom such assistance has been 
                terminated due to the gainful employment of 1 or more 
                members of the family; and
                    ``(D) absent parents who contribute financially to 
                the support of families receiving such assistance; and
            ``(3) the extent to which the State has met the goals and 
        objectives set forth in the application for the grant.

``SEC. 407. WITHHOLDING OF BLOCK GRANT.

    ``Notwithstanding any other provision of this part, beginning 4 
years after the effective date of this part, the Secretary may suspend 
or withhold for any period a portion or all of a grant to a State for a 
fiscal year under this part if, after reviewing the State reports 
submitted pursuant to section 406, the Secretary determines that the 
State program of assistance to families with dependent children during 
the immediately preceding fiscal year has not adequately met the needs 
of the families.''.
    (b) Repeal of JOBS Program.--Part F of title IV of such Act (42 
U.S.C. 681-687) is hereby repealed.
    (c) Transfer of Provision Providing for Penalties for Substantial 
Noncompliance With State Plan for Child and Spousal Support.--
            (1) In General.--Section 403(h) of such Act (42 U.S.C. 
        603(h)) is hereby transferred to section 455 of such Act, 
        inserted after subsection (b) of such section 455, and 
        redesignated as subsection (c).
            (2) Conforming amendments.--
                    (A) Section 455(c) of such Act (42 U.S.C. 655(c)), 
                as added by paragraph (1) of this subsection, is 
                amended--
                            (i) in paragraph (1)--
                                    (I) by striking ``part D'' and 
                                inserting ``this part''; and
                                    (II) by striking ``such part'' and 
                                inserting ``this part''; and
                            (ii) by striking paragraph (3).
                    (B) Section 452(a)(4) of such Act (42 U.S.C. 
                652(a)(4)) is amended--
                            (i) by striking ``403(h)(1)'' and inserting 
                        ``455(c)(1)''; and
                            (ii) by striking ``403(h)(2)'' and 
                        inserting ``455(c)(2)''.
                    (C) Section 452 of such Act (42 U.S.C. 652) is 
                amended, in each of subsections (a)(4), (d)(3)(A), 
                (g)(1), and (g)(3)(A), by striking ``403(h)'' and 
                inserting ``455(c)''.
    (d) Transfer of Provision Providing for Assistant Secretary for 
Family Support.--
            (1) In general.--Section 417 of such Act (42 U.S.C. 617) is 
        hereby transferred to section 452 of such Act, added at the end 
        of such section 452, and redesignated as subsection (j).
            (2) Conforming amendment.--Section 452(j) of such Act (42 
        U.S.C. 652(j)), as added by paragraph (1) of this subsection, 
        is amended--
                    (A) by striking ``assistant secretary for family 
                support''; and
                    (B) by striking ``programs under this part, part D, 
                and part F'' and inserting ``program under this part''.
    (e) Effective Date.--The amendments and repeal made by this section 
shall take effect on October 1, 1995.
    (f) References in Other Laws.--Any reference in any law, 
regulation, document, paper, or other record of the United States to 
part A or F of title IV of the Social Security Act, or to a provision 
of law contained in either such part, shall, unless the context 
otherwise requires, be considered to be a reference to such part A or 
F, or such provision, as in effect immediately before October 1, 1995.

SEC. 3. REDUCTION OF FEDERAL AFDC ADMINISTRATIVE COSTS.

    (a) Cost-Reduction Requirement.--The Secretary of Health and Human 
Services shall, using any authorities otherwise available, take such 
actions as may be necessary to ensure that, for each fiscal year that 
begins 12 months or more after the date of the enactment of this Act, 
the total administrative costs of the program described in part A of 
title IV of the Social Security Act shall not exceed 50 percent of the 
total administrative costs of that program (as then in effect) for 
fiscal year 1994.
    (b) Reporting Requirement.--Not later than 1 year after the date of 
the enactment of this Act, the Secretary of Health and Human Services 
shall submit a written report to Congress describing--
            (1) the actions which have been or will be taken in order 
        to achieve timely compliance with subsection (a);
            (2) the procedures and criteria used in determining what 
        actions to take, including the reasons why each such action was 
        chosen;
            (3) the savings anticipated from each action described 
        under paragraph (1); and
            (4) the methodologies and assumptions used in connection 
        with any computations under this section.

Welfare and Teenage Pregnancy Reduction Act - Amends title IV of the Social Security Act to repeal part A (Aid to Families with Dependent Children) (AFDC) and replace it with a program of block grants to States for such families. 
Authorizes appropriations to the Secretary of Health and Human Services for such grants. 
Prohibits the use of grant funds to provide assistance with respect to a dependent child if:  (1) the mother or father has not reached age 19; or (2) the paternity or maternity of such child has not been established. 
Declares that, during the first year following arrival in a State from another State of a family with a dependent child, the State may apply its own rules or the rules of that other State. 
Authorizes the Secretary to suspend or withhold part or all of a grant to a State for a fiscal year if, after reviewing the State's annual report on its program, the Secretary determines that the State program has not, during the immediately preceding fiscal year, adequately met the needs of such families. 
Directs the Secretary to take necessary action to ensure that, for each fiscal year, the total administrative costs of the AFDC program, as revised by this Act, shall not exceed half of the total administrative costs of the AFDC program as in effect for FY 1994.