In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Reducing Lead in Drinking Water 
Act''.

SEC. 2. REDUCING LEAD IN DRINKING WATER.

    (a) Definition of Lead Service Line.--Section 1401 of the Safe 
Drinking Water Act (42 U.S.C. 300f) is amended by adding at the end the 
following new paragraph:
            ``(17) Lead service line.--The term `lead service line' 
        means a service line that is not lead free (within the meaning 
        of section 1417).''.
    (b) Replacing Lead Service Lines.--Section 1417 of the Safe 
Drinking Water Act (42 U.S.C. 300g-6) is amended by adding at the end 
the following:
    ``(f) Replacing Lead Service Lines.--
            ``(1) Definitions.--In this subsection:
                    ``(A) Eligible entity.--The term `eligible entity' 
                means--
                            ``(i) an owner or operator of a public 
                        water system;
                            ``(ii) a qualified nonprofit organization, 
                        as determined by the Administrator; or
                            ``(iii) a municipality or a State, 
                        interstate, or intermunicipal agency.
                    ``(B) Lead pipe replacement program.--The term 
                `lead pipe replacement program' means a project or 
                activity the primary purpose of which is to eliminate 
                lead in water for human consumption by--
                            ``(i) replacing lead service lines;
                            ``(ii) testing, planning, or carrying out 
                        other relevant activities, as determined by the 
                        Administrator, to identify the location and 
                        condition of lead service lines; or
                            ``(iii) providing assistance to low-income 
                        homeowners to replace privately owned lead 
                        service lines.
                    ``(C) Low-income homeowner.--The term `low-income 
                homeowner' has such meaning as may be given the term by 
                the Governor of the applicable State.
            ``(2) Grant program.--
                    ``(A) Establishment.--Not later than 180 days after 
                the date of enactment of this subsection, the 
                Administrator shall establish a grant program to 
                provide assistance to eligible entities for lead pipe 
                replacement programs.
                    ``(B) Evaluation.--In determining whether to 
                provide assistance to an eligible entity under this 
                subsection, the Administrator shall evaluate whether 
                the eligible entity has--
                            ``(i) a current inventory of lead service 
                        lines in the applicable public water system;
                            ``(ii) a plan to notify customers of such 
                        public water system of the replacement of any 
                        publicly owned portion of a lead service line;
                            ``(iii) a plan to replace the privately 
                        owned portion of a lead service line at the 
                        cost of replacement;
                            ``(iv) a plan for a program of assistance 
                        to low-income homeowners to replace the 
                        privately owned portion of lead service lines; 
                        or
                            ``(v) a plan of recommended measures to 
                        avoid exposure of the public to short-term 
                        increases in lead levels following a lead 
                        service line replacement.
                    ``(C) Priority application.--In providing 
                assistance under this subsection, the Administrator 
                shall give priority to an eligible entity that--
                            ``(i) will carry out a lead pipe 
                        replacement program at a public water system 
                        that has exceeded the lead action level 
                        established by the Administrator at any time 
                        during the 3-year period preceding the date of 
                        submission of the application of the eligible 
                        entity;
                            ``(ii) will address lead levels in water 
                        for human consumption at a school, daycare, or 
                        other facility that primarily serves children 
                        or subpopulations at greater risk as identified 
                        under section 1458(a);
                            ``(iii) will include in the lead pipe 
                        replacement program a program to provide 
                        assistance to low-income homeowners; or
                            ``(iv) addresses such priority criteria as 
                        the Administrator may establish, consistent 
                        with the goal of reducing lead in water for 
                        human consumption.
                    ``(D) Cost sharing.--
                            ``(i) In general.--Subject to clause (ii), 
                        the non-Federal share of the total cost of a 
                        program funded by a grant provided under this 
                        subsection shall be not less than 20 percent.
                            ``(ii) Waiver.--The Administrator may 
                        reduce or eliminate the non-Federal share 
                        required under clause (i) for reasons of 
                        affordability, as the Administrator determines 
                        to be appropriate.
                    ``(E) Low-income homeowner assistance.--
                            ``(i) In general.--Subject to clause (ii), 
                        an eligible entity may use a grant provided 
                        under this subsection to provide assistance to 
                        low-income homeowners to replace privately 
                        owned lead service lines.
                            ``(ii) Limitation.--The amount of 
                        assistance provided to an individual low-income 
                        homeowner under this subparagraph shall not 
                        exceed $10,000.
            ``(3) Guidance.--Not later than 180 days after the date of 
        enactment of this subsection, the Administrator shall, in 
        cooperation with States and qualified nonprofit organizations, 
        develop guidance for owners and operators of public water 
        systems to assist such owners and operators in the preparation 
        of an inventory of lead service lines in their public water 
        system.
            ``(4) Authorization of appropriations.--There are 
        authorized to be appropriated to carry out this subsection 
        $100,000,000 for each of fiscal years 2017 through 2021.''.
Reducing Lead in Drinking Water Act This bill amends the Safe Drinking Water Act to direct the Environmental Protection Agency to establish a grant program to remove lead service lines from public water systems. Grant recipients may use grant funds to assist low-income homeowners with replacing privately owned lead service lines.

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Improving Access to Mainstream 
Financial Institutions Act of 2008''.

SEC. 2. DEFINITIONS.

    In this Act, the following definitions shall apply:
            (1) Alaska native corporation.--The term ``Alaska Native 
        Corporation'' has the same meaning as the term ``Native 
        Corporation'' under section 3(m) of the Alaska Native Claims 
        Settlement Act (43 U.S.C. 1602(m)).
            (2) Community development financial institution.--The term 
        ``community development financial institution'' has the same 
        meaning as in section 103(5) of the Community Development 
        Banking and Financial Institutions Act of 1994 (12 U.S.C. 
        4702(5)).
            (3) Federally insured depository institution.--The term 
        ``federally insured depository institution'' means any insured 
        depository institution (as that term is defined in section 3 of 
        the Federal Deposit Insurance Act (12 U.S.C. 1813)) and any 
        insured credit union (as that term is defined in section 101 of 
        the Federal Credit Union Act (12 U.S.C. 1752)).
            (4) Labor organization.--The term ``labor organization'' 
        means an organization--
                    (A) in which employees participate;
                    (B) which exists for the purpose, in whole or in 
                part, of dealing with employers concerning grievances, 
                labor disputes, wages, rates of pay, hours of 
                employment, or conditions of work; and
                    (C) which is described in section 501(c)(5) of the 
                Internal Revenue Code of 1986.
            (5) Native hawaiian organization.--The term ``Native 
        Hawaiian organization'' means any organization that--
                    (A) serves and represents the interests of Native 
                Hawaiians; and
                    (B) has as a primary and stated purpose, the 
                provision of services to Native Hawaiians.
            (6) Payday loan.--The term ``payday loan'' means any 
        transaction in which a small cash advance is made to a consumer 
        in exchange for--
                    (A) the personal check or share draft of the 
                consumer, in the amount of the advance plus a fee, 
                where presentment or negotiation of such check or share 
                draft is deferred by agreement of the parties until a 
                designated future date; or
                    (B) the authorization of the consumer to debit the 
                transaction account or share draft account of the 
                consumer, in the amount of the advance plus a fee, 
                where such account will be debited on or after a 
                designated future date.
            (7) Secretary.--The term ``Secretary'' means the Secretary 
        of the Treasury.
            (8) Tribal organization.--The term ``tribal organization'' 
        has the same meaning as in section 4 of the Indian Self-
        Determination and Education Assistance Act (25 U.S.C. 450b).

SEC. 3. EXPANDED ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS.

    (a) Establishment of Program.--The Secretary is authorized to award 
grants, including multi-year grants, to eligible entities to establish 
an account in a federally insured depository institution for low- and 
moderate-income individuals that currently do not have such an account.
    (b) Eligible Entities.--An entity is eligible to receive a grant 
under this section, if such an entity is--
            (1) an organization described in section 501(c)(3) of the 
        Internal Revenue Code of 1986, and is exempt from taxation 
        under section 501(a) of such Code;
            (2) a federally insured depository institution;
            (3) an agency of a State or local government;
            (4) a community development financial institution;
            (5) an Indian tribal organization;
            (6) an Alaska Native Corporation;
            (7) a Native Hawaiian organization;
            (8) a labor organization; or
            (9) a partnership comprised of 1 or more of the entities 
        described in the preceding subparagraphs.
    (c) Evaluation and Reports to Congress.--For each fiscal year in 
which a grant is awarded under this section, the Secretary shall submit 
a report to Congress containing a description of the activities funded, 
amounts distributed, and measurable results, as appropriate and 
available.

SEC. 4. LOW COST ALTERNATIVES TO PAYDAY LOANS.

    (a) Establishment of Program.--The Secretary is authorized to award 
demonstration project grants (including multi-year grants) to eligible 
entities to provide low-cost, small loans to consumers that will 
provide alternatives to more costly, predatory payday loans.
    (b) Eligible Entities.--An entity is eligible to receive a grant 
under this section if such an entity is--
            (1) an organization described in section 501(c)(3) of the 
        Internal Revenue Code of 1986 and exempt from tax under section 
        501(a) of such Code;
            (2) a federally insured depository institution;
            (3) a community development financial institution; or
            (4) a partnership comprised of 1 or more of the entities 
        described in paragraphs (1) through (3).
    (c) Terms and Conditions.--
            (1) Percentage rate.--For purposes of this section, an 
        eligible entity that is a federally insured depository 
        institution shall be subject to the annual percentage rate 
        promulgated by the National Credit Union Administration's Loan 
        Interest Rates under part 701 of title 12, Code of Federal 
        Regulations (or any successor thereto), in connection with a 
        loan provided to a consumer pursuant to this section.
            (2) Financial literacy and education opportunities.--Each 
        eligible entity awarded a grant under this section shall offer 
        financial literacy and education opportunities, such as 
        relevant counseling services or educational courses, to each 
        consumer provided with a loan pursuant to this section.
    (d) Evaluation and Reports to Congress.--For each fiscal year in 
which a grant is awarded under this section, the Secretary shall submit 
a report to Congress containing a description of the activities funded, 
amounts distributed, and measurable results, as appropriate and 
available.

SEC. 5. PROCEDURAL PROVISIONS.

    (a) Applications.--A person desiring a grant under section 3 or 4 
shall submit an application to the Secretary, in such form and 
containing such information as the Secretary may require.
    (b) Limitation on Administrative Costs.--A recipient of a grant 
under section 3 or 4 may use not more than 6 percent of the total 
amount of such grant in any fiscal year for the administrative costs of 
carrying out the programs funded by such grant in such fiscal year.

SEC. 6. AUTHORIZATION OF APPROPRIATIONS.

    There are authorized to be appropriated to the Secretary, such sums 
as are necessary to carry out the grant programs authorized by this 
Act, to remain available until expended.

SEC. 7. REGULATIONS.

    The Secretary is authorized to promulgate regulations to implement 
and administer the grant programs authorized by this Act.
Improving Access to Mainstream Financial Institutions Act of 2008 - Authorizes the Secretary of the Treasury to award grants, including multi-year grants, to specified eligible entities to establish an account in a federally insured depository institution for low- and moderate-income individuals who currently do not have such an account. Includes among such eligible entities: (1) Alaska Native Corporations; (2) Native Hawaiian organizations; and (3) labor organizations.

Authorizes the Secretary to award demonstration project grants to eligible entities to provide low-cost, small loans to consumers that will provide alternatives to more costly, predatory payday loans. Requires such entities to be: (1) tax-exempt charitable organizations; (2) federally insured depository institutions; (3) community development financial institutions; or (4) partnerships comprised of one or more of such entities. Requires grant recipients to offer financial literacy and education opportunities to each consumer provided with a loan pursuant to this Act.

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Child Poverty Reduction Act of 
2017''.

SEC. 2. ESTABLISHMENT OF WORKING GROUP.

    There is established in the Administration for Children and 
Families of the Department of Health and Human Services a group which 
shall be known as the Federal Interagency Working Group on Reducing 
Child Poverty (in this Act referred to as the ``Working Group'').

SEC. 3. NATIONAL PLAN TO REDUCE CHILD POVERTY.

    (a) Primary Goal.--
            (1) Development of national plan.--The primary goal of the 
        Working Group is to develop a national plan--
                    (A) to reduce, within 10 years after the date on 
                which funding is made available to carry out this Act--
                            (i) the number of children living in 
                        poverty in the United States to half of the 
                        number of such children as reported in the 
                        report of the United States Census Bureau on 
                        Income, Poverty, and Health Insurance Coverage 
                        in the United States: 2015 (issued in September 
                        2016); and
                            (ii) the number of children living in 
                        extreme poverty in the United States to zero; 
                        and
                    (B) to reduce, within 20 years after the date on 
                which funds are made available to carry out this Act, 
                the number of children living in poverty in the United 
                States to zero.
            (2) Consultation with national academy of sciences.--In 
        developing the national plan under paragraph (1), the Working 
        Group shall consider all recommendations, research papers, and 
        reports published by the National Academy of Sciences, 
        including the Social Services and Income Maintenance Research 
        conducted using amounts made available under the ``children and 
        families services programs'' under the heading ``Administration 
        for Children and Families'' under title II of division H of the 
        Consolidated Appropriations Act, 2016 (Public Law 114-113) and 
        of the Consolidated Appropriations Act, 2017 (Public Law 115-
        31).
            (3) Deadline.--Not later than 180 days after the date of 
        the enactment of this Act, the Working Group shall make 
        substantial progress toward the development of the national 
        plan.
    (b) Additional Goals.--The national plan under subsection (a) shall 
include recommendations for achieving the following goals:
            (1) Understanding the root causes of child poverty, 
        including persistent intergenerational poverty, taking into 
        account social, economic, and cultural factors.
            (2) Improving the accessibility of anti-poverty programs 
        and increasing the rate of enrollment in such programs among 
        eligible children and families by reducing the complexity and 
        difficulty of enrolling in such programs.
            (3) Eliminating disparate rates of child poverty based on 
        race, ethnicity, gender, age, English language proficiency, 
        ability, and geographic location in a rural, urban, or suburban 
        area.
            (4) Improving the ability of individuals living in poverty, 
        low-income individuals, and unemployed individuals to access 
        quality jobs that help children and their families rise above 
        poverty.
            (5) Connecting low-income children, disconnected youth, and 
        families of those children and youth to education, job 
        training, work, and the respective communities in which those 
        children and youth live in.
            (6) Shifting the measures and policies of Federal anti-
        poverty programs from the goal of helping individuals and 
        families living in poverty to achieve freedom from deprivation 
        toward the goal of helping individuals and families rise above 
        poverty and achieve long-term economic stability.
    (c) Methods.--In developing the national plan under subsection (a), 
the Working Group shall employ methods for achieving the goals 
described in subsections (a) and (b), including--
            (1) studying the effect that child poverty has on the 
        health and welfare of children, including access to health 
        care, housing, proper nutrition, and education;
            (2) measuring the effect of child poverty on the ability of 
        individuals to achieve economic stability, including such 
        effect on educational attainment, rates of incarceration, 
        lifetime earnings, access to healthcare, and access to housing;
            (3) updating and applying improved measures of poverty that 
        can meaningfully account for other aspects relating to the 
        measure of poverty, such as the Supplemental Poverty Measure 
        used by the United States Census Bureau; and
            (4) using and applying fact-based measures to evaluate the 
        long-term effectiveness of anti-poverty programs, taking into 
        account the long-term savings and value to the Federal 
        Government and to State, local, and tribal governments of 
        practices and policies designed to prevent poverty.

SEC. 4. OTHER DUTIES.

    In addition to developing the national plan under section 3(a), the 
Working Group shall--
            (1) monitor, in consultation with the Domestic Policy 
        Council and the National Economic Council, all Federal 
        activities, programs, and services related to child welfare and 
        child poverty;
            (2) establish guidelines, policies, goals, and directives 
        related to the achievement of the goals of the national plan, 
        in consultation with--
                    (A) nongovernmental entities providing social 
                services to low-income children and families;
                    (B) advocacy groups that directly represent low-
                income children and families;
                    (C) policy experts; and
                    (D) officials of State, local, and tribal 
                governments, including the working groups of the 
                largest associations of State and local government 
                officials, who administer or direct policy for anti-
                poverty programs;
            (3) advise all relevant Federal agencies regarding methods 
        of effectively administering and coordinating programs, 
        activities, and services related to child welfare and child 
        poverty, and resolving any disputes that arise between or among 
        those Federal agencies as a result of such administration or 
        coordination;
            (4) provide recommendations to the Congress regarding how 
        to ensure that Federal agencies administering programs, 
        activities, and services related to child welfare and child 
        poverty have adequate resources to increase public awareness of 
        such programs, activities, and services, and how to maximize 
        enrollment of eligible individuals;
            (5) identify methods for improving communication and 
        collaboration among and between Federal, State, and local 
        governmental entities regarding the implementation of State and 
        local programs related to child welfare and child poverty, such 
        as State programs funded under part A of title IV of the Social 
        Security Act (42 U.S.C. 601 et seq.) (relating to block grants 
        to States for temporary assistance for needy families), and 
        submit recommendations regarding such methods to relevant 
        Federal agencies and congressional committees; and
            (6) hold hearings in different geographic regions of the 
        United States to collect information and feedback from the 
        public regarding personal experiences related to child poverty 
        and anti-poverty programs, and make that information and 
        feedback publicly available.

SEC. 5. MEMBERSHIP.

    (a) Number of Members.--The Working Group shall be composed of no 
less than 6 members.
    (b) Executive Pay Rate.--Each member shall be an official of an 
executive department who occupies a position for which the rate of pay 
is equal to or greater than the rate of pay for level IV of the 
Executive Schedule under section 5313 of title 5, United States Code.
    (c) Required Participation of Certain Executive Departments.--The 
Working Group shall include at least one member who is an official of 
each of the following executive departments:
            (1) The Department of Justice.
            (2) The Department of Agriculture.
            (3) The Department of Labor.
            (4) The Department of Health and Human Services.
            (5) The Department of Housing and Urban Development.
            (6) The Department of Education.
    (d) Appointment.--Each member shall be appointed by the head of the 
executive department that employs such member.
    (e) Obtaining Official Data.--On request of the Chairperson, any 
head of a Federal agency shall furnish directly to the Working Group 
any information necessary to enable the Working Group to carry out this 
Act.
    (f) Terms.--Each member shall be appointed for the life of the 
Working Group.
    (g) Vacancies.--A vacancy in the Commission shall be filled in the 
manner in which the original appointment was made.
    (h) Quorum.--A majority of members shall constitute a quorum.
    (i) Chairperson.--The Chairperson of the Working Group shall be 
appointed by the Secretary of Health and Human Services.
    (j) Meetings.--
            (1) Initial meeting period.--The Working Group shall meet 
        on a monthly basis during the 180-day period beginning with the 
        date on which funds are made available to carry out this Act.
            (2) Subsequent meetings.--After such 180-day period, the 
        Working Group shall meet not less than once every 6 months and 
        at the call of the Chairperson or a majority of members.

SEC. 6. DIRECTOR AND STAFF.

    (a) Director.--The Working Group shall have a Director who shall be 
appointed by the Chairperson.
    (b) Staff.--The Director may appoint and fix the pay of additional 
personnel as the Director considers appropriate.
    (c) Duties.--The duties of the Director and staff shall be to 
achieve the goals and carry out the duties of the Working Group.

SEC. 7. REPORTING REQUIREMENTS.

    (a) Annual Report.--Not later than September 30, 2018, and annually 
thereafter, the Chairperson shall submit to the Congress a report 
describing the activities, projects, and plans of the Federal 
Government to carry out the goals of the Working Group, including--
            (1) an accounting of--
                    (A) any increase in efficiency in the delivery of 
                Federal, State, local, and tribal social services and 
                benefits related to child welfare and child poverty;
                    (B) any reduction in the number of children living 
                in poverty;
                    (C) any reduction in the demand for such social 
                services and benefits for which children living in 
                poverty and near poverty are eligible; and
                    (D) any savings to the Federal Government as a 
                result of such increases or reductions;
            (2) an accounting of any increase in the national rate of 
        employment due to the efforts of the Working Group;
            (3) a summary of the efforts of each State to reduce child 
        poverty within such State, including the administration of 
        State programs funded under part A of title IV of the Social 
        Security Act (42 U.S.C. 601 et seq.) (relating to block grants 
        to States for temporary assistance for needy families); and
            (4) legislative language and recommendations regarding 
        reducing child poverty and achieving the other goals and duties 
        of the Working Group.
    (b) Public Reporting Requirements.--
            (1) Annual report available to public.--A version of the 
        annual report required by subsection (a) shall be made publicly 
        available.
            (2) Annual update from federal agencies.--The head of each 
        relevant Federal agency shall post on the public Internet Web 
        site of such agency an annual summary of any plans, activities, 
        and results of the agency related to the goals and duties of 
        the Working Group.

SEC. 8. DEFINITIONS.

    In this Act:
            (1) Anti-poverty program.--The term ``anti-poverty 
        program'' means a program or institution with the primary goal 
        of lifting children or families out of poverty and improving 
        economic opportunities for children or families that operates 
        in whole or in part using Federal, State, local, or tribal 
        government funds.
            (2) Child.--The term ``child'' means an individual who has 
        not attained the age of 18.
            (3) Deprivation.--The term ``deprivation'' means, with 
        respect to an individual, that such individual lacks adequate 
        nutrition, health care, housing, or other resources to provide 
        for basic human needs.
            (4) Disconnected youth.--The term ``disconnected youth'' 
        means individuals who have attained the age of 16 but have not 
        attained the age of 25 who are unemployed and not enrolled in 
        school.
            (5) Economic stability.--The term ``economic stability'' 
        means, with respect to an individual or family, that such 
        individual or family has access to the means and support 
        necessary to effectively cope with adverse or costly life 
        events and to effectively recover from the consequences of such 
        events while maintaining a decent standard of living.
            (6) Extreme poverty.--The term ``extreme poverty'' means, 
        with respect to an individual or family, that such individual 
        or family has a total annual income that is less than the 
        amount that is 50 percent of the official poverty threshold for 
        such individual or family, as provided in the report of the 
        United States Census Bureau on Income, Poverty, and Health 
        Insurance Coverage in the United States: 2015 (issued in 
        September 2016).
            (7) Federal agency.--The term ``Federal agency'' means an 
        executive department, a Government corporation, and an 
        independent establishment.
            (8) Near poverty.--The term ``near poverty'' means, with 
        respect to an individual or family, that such individual or 
        family has a total annual income that is less than the amount 
        that is 200 percent of the official poverty threshold for such 
        individual or family, as provided in the report of the United 
        States Census Bureau on Income, Poverty, and Health Insurance 
        Coverage in the United States: 2015 (issued in September 2016).
            (9) Poverty.--The term ``poverty'' means, with respect to 
        an individual or family, that such individual or family has a 
        total annual income that is less than the amount that is the 
        official poverty threshold for such individual or family, as 
        provided in the report of the United States Census Bureau on 
        Income, Poverty, and Health Insurance Coverage in the United 
        States: 2015 (issued in September 2016).

Child Poverty Reduction Act of 2017 This bill establishes, within the Administration for Children and Families of the Department of Health and Human Services, the Federal Interagency Working Group on Reducing Child Poverty. The primary goal of the working group shall be to develop a national plan&nbsp;for reducing to zero, within specified timeframes, the number of children living in poverty and extreme poverty in the United States.  The national plan devised by the working group shall also include recommendations for: (1) understanding the root causes of child poverty, (2) improving access to anti-poverty programs, (3) eliminating disparate rates of child poverty based on specified demographic factors, (4) improving access to quality jobs, (5) connecting low-income children and families to education and job training, and (6) shifting the measures and policies of federal anti-poverty programs toward the goal of helping individuals and families achieve long-term economic stability. The bill also specifies additional duties, membership, and reporting requirements for the working group.