instruction:
You are given a background paragraph that describes one or more causal or qualitative relationships such as a relationship in economics or a scientific law and a story that makes use of the concepts or the relationship described in the provided paragraph. You are also given a question about the story that requires an understanding of the relationship described in the background paragraph and the story. You need to come up with an answer to the given question; the answer will be a span from either the question or the story. In order to correctly answer the given question, you need to understand the relationship mentioned in the background paragraph and should be able to use it to understand that in the story. Your answer can not consist of any word that is not mentioned in any of these: the background paragraph, the story, or the question. You can directly copy and paste a span from the story or the question while answering the given question.
question:
Background Paragraph: Most chemical reactions within organisms would be impossible under the normal conditions within cell. For example, the body temperature of most organisms is too low for reactions to occur quickly enough to carry out life processes. Reactants may also be present in such low concentrations that it is unlikely they will meet and collide. Therefore, the rate of most biochemical reactions must be increased by a catalyst. A catalyst is a chemical that speeds up chemical reactions. In organisms, catalysts are called enzymes . 
Story: Mike is a biochemist, working for a science lab. Today, he has two organisms to investigate, organism A and organism B. He notices that organism A has enzymes, but organism B lacks enzymes. He needs to figure out how these conditions would affect the organisms. 
Question: In which organism the the chemical reactions would be slower, organism A or organism B?
answer:
organism B.


question:
Background Paragraph: Active immunity can also result from immunization. Immunization is the deliberate exposure of a person to a pathogen in order to provoke an immune response and the formation of memory cells specific to that pathogen. The pathogen is often injected. However, only part of a pathogen, a weakened form of the pathogen, or a dead pathogen is typically used. This causes an immune response without making the immunized person sick. This is how you most likely became immune to measles, mumps, and chicken pox. 
Story: When Emily was 4 years old she came down with a case of the chicken pox. She is now 14 and her younger brother Victor has now caught the chicken pox from another child at school. Emily opts to stay home and take care of him. 
Question: Given Emily never had the chicken pox, will Emily now have an increased or decreased chance of getting chicken pox from her brother?
answer:
increased.


question:
Background Paragraph: The trade-off theory of capital structure is the idea that a company chooses how much debt finance and how much equity finance to use by balancing the costs and benefits. The classical version of the hypothesis goes back to Kraus and Litzenberger[1] who considered a balance between the dead-weight costs of bankruptcy and the tax saving benefits of debt. Often agency costs are also included in the balance. This theory is often set up as a competitor theory to the pecking order theory of capital structure. A review of the literature is provided by Frank and Goyal.[2]

An important purpose of the theory is to explain the fact that corporations usually are financed partly with debt and partly with equity. It states that there is an advantage to financing with debt, the tax benefits of debt and there is a cost of financing with debt, the costs of financial distress including bankruptcy costs of debt and non-bankruptcy costs (e.g. staff leaving, suppliers demanding disadvantageous payment terms, bondholder/stockholder infighting, etc.). The marginal benefit of further increases in debt declines as debt increases, while the marginal cost increases, so that a firm that is optimizing its overall value will focus on this trade-off when choosing how much debt and equity to use for financing. 
Story: Bob is a financial analyst. He used to work for company A. Bob noticed that company A is mostly financed by debt. Recently, he changed job and now working as a financial analyst for another company, company B. Company B has completely different culture than company A. Company B is mostly financed by equity. 
Question: Would company B consider or ignore backruptcy costs?
answer:

ignore.