In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision.  Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. The four incorrect answers are other holding statements. You should find the correct option. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.

Example Input: defendant’s activities fall outside the FDCPA’s general provisions); Overton v. Foutty & Foutty, LLP, No. 1:07-cv0274-DFHTAB, 2007 WL 2413026, at *4 (S.D.Ind. Aug. 21, 2007) (recognizing majority position that party whose activities are limited to enforcement of security interests is not subject to all FDCPA requirements, and stating, ”[i]f a person invokes judicial remedies only to enforce the security interest in property, then the effort is not subject to the FDCPA (other than § 1692f(6) and § 1692i(a))[,] [b]ut if the person is also seeking additional relief, such as a personal judgment against the borrower, then the FDCPA applies.”) (collecting cases); Chomilo v. Shapiro, Nordmeyer & Zielke, LLP, Civ. No. 06-3103 (RHK/AJB), 2007 WL 2695795, at *6 (D.Minn. Sept. 12, 2007) (<HOLDING>); Acosta v. Campbell, No. 6:04CV761 ORL28DAB, 
 Holding statements: (A) holding that law firm executing nonjudicial foreclosure pro ceeding was enforcing a security interest rather than collecting a debt and hence fell outside the ambit of the fdcpa except for the provisions of section 1692f6 (B) recognizing distinction between general debt collection and enforcement of a security interest and observing that by the plain language of  1692a6   a person whose business has the principal purpose of enforcing security interests but who does not otherwise satisfy the definition of a debt collector is subject only to  1692f6 (C) holding that a debt collectors filing of a lawsuit on a debt that appears to be timebarred  is an unfair and unconscionable means of collecting the debt (D) holding that the defendants actions in filing judicial foreclosure proceeding against mortgagor amounted to debt collection activity under the fdcpa and distinguishing decisions involving pursuit of nonjudicial foreclosure proceedings under a deed of trust from those in which a defendant has pursued judicial foreclosure proceedings which included seeking judgment on a note  by filing a lawsuit in state court (E) holding that back rent is debt under the fdcpa
Example Output: (A)

Example Input: the trial court erroneously classified property as marital when in fact it was non-marital, the question becomes what relief, if any, this court ought to grant. “The erroneous characterization of property requires reversal of the order dividing marital property if the error materially impacts the overall distribution of the marital property.” Halupa v. Halupa, 943 S.W.2d 272, 278 (Mo.App. E.D.1997). Here, by our calculation, the difference in the calculation is roughly five thousand dollars. The trial court awarded to each party a percentage of the property based on their respective contributions. The trial court was free to conclude that Wife was entitled to a share of the value of the home due to her significant contributions. Moritz v. Moritz, 844 S.W.2d 109, 112 (Mo.App. W.D.1992)(<HOLDING>). Because the property was not transmuted, it 
 Holding statements: (A) holding that a nonowning spouse is entitled to some benefit when marital funds are used to improve nonmarital property (B) holding that a trial court may find that a nonowning spouse is entitled to some benefit by reason of marital funds having been used to pay off debts on the owning spouses nonmarital property (C) holding that home purchased with separate funds and titled in one spouses name was transmuted into marital property because home was used as marital residence and the other spouse contributed to payments and repairs on home (D) holding that clear language in one portion of a later may cause ambiguity in another portion to dissipate (E) holding that one spouse may be entitled to a portion of the equity in home purchased with nonmarital funds
Example Output: (E)

Example Input: at 1560 (Souter, J., concurring in part and dissenting in part). Wise relies on Marttila v. City of Lynchburg, 33 Va.App. 592, 535 S.E.2d 693 (2000), in support of his assertion. In Marttila, the appellant challenged his conviction under Code § 18.2-16, Virginia’s breach of peace statute, which criminalizes “fighting words.” 33 Va.App. at 598, 535 S.E.2d at 698. We recognized that when confronted with an individual’s use of “fighting words,” police officers were required to exercise “greater restraint in their responses than the average citizen.” Id. at 600, 535 S.E.2d at 697. Code § 18.2-460(C) aims, however, to protect the integrity of the legal process, not any individual personally. Whether a speaker’s words would provoke a law enfo , 92 S.Ct. 1103, 1104, 31 L.Ed.2d 408 (1972) (<HOLDING>); Terminiello v. Chicago, 337 U.S. 1, 3, 69 
 Holding statements: (A) holding a georgia statute that criminalized using opprobrious words or abusive language tending to cause a breach of peace unconstitutional because first amendment protections forbid the states to punish the use of words or language not within narrowly limited classes of speech  (B) holding that under chaplinsky any statute punishing or regulating the use of abusive language must be limited to fighting words (C) holding unconstitutional a statute barring the use of opprobrious words or abusive language tending to cause a breach of the peace (D) holding that instructions are sufficient which substantially follow the language of the statute or use equivalent language (E) holding unconstitutionally broad a statute prohibiting the use of opprobrious language toward or with reference to any member of the city police while in the actual performance of his duty
Example Output:
(C)