In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

[EX Q]: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Broadband Adoption Act of 2015''.

SEC. 2. BROADBAND LIFELINE ASSISTANCE PROGRAM.

    Section 254(j) of the Communications Act of 1934 (47 U.S.C. 254(j)) 
is amended to read as follows:
    ``(j) Lifeline Assistance.--
            ``(1) In general.--Nothing in this section, other than 
        paragraph (2) of this subsection, shall affect the collection, 
        distribution, or administration of the Lifeline program of the 
        Commission set forth under sections 54.400 through 54.417 of 
        title 47, Code of Federal Regulations, or any successor 
        thereto.
            ``(2) Broadband lifeline assistance program.--
                    ``(A) Definitions.--In this paragraph--
                            ``(i) the term `broadband Internet access 
                        service' has the meaning given that term under 
                        section 8.11(a) of title 47, Code of Federal 
                        Regulations, or any successor thereto;
                            ``(ii) the terms `duplicative support' and 
                        `qualifying low-income consumer' have the 
                        meanings given those terms in section 54.400 of 
                        title 47, Code of Federal Regulations, or any 
                        successor thereto;
                            ``(iii) the term `Lifeline program' means 
                        the Lifeline program of the Commission set 
                        forth under sections 54.400 through 54.417 of 
                        title 47, Code of Federal Regulations, or any 
                        successor thereto; and
                            ``(iv) the term `participating broadband 
                        Internet access service provider' means a 
                        provider of broadband Internet access service 
                        that elects to participate in the Lifeline 
                        program to provide broadband Internet access 
                        service to qualifying low-income consumers 
                        under the final rule adopted under subparagraph 
                        (C)(i).
                    ``(B) Purpose.--The purpose of this paragraph is to 
                promote the adoption of broadband Internet access 
                service by all people of the United States while 
                recognizing that the price of broadband Internet access 
                service is one of the barriers to adoption for low-
                income households.
                    ``(C) Establishment.--
                            ``(i) In general.--Not later than 270 days 
                        after the date of enactment of the Broadband 
                        Adoption Act of 2015, the Commission shall 
                        adopt a final rule establishing Lifeline 
                        support under the Lifeline program for 
                        broadband Internet access service to enable 
                        qualifying low-income consumers in urban and 
                        rural areas to purchase broadband Internet 
                        access service at reduced charges by 
                        reimbursing participating broadband Internet 
                        access service providers for each such consumer 
                        served.
                            ``(ii) Model.--The final rule adopted under 
                        clause (i) shall provide that a qualifying low-
                        income consumer may elect to apply Lifeline 
                        support under the Lifeline program to basic 
                        telephone service, voice telephony service, or 
                        broadband Internet access service, regardless 
                        of whether the service is purchased as a stand-
                        alone service or as part of a bundle of 
                        services.
                            ``(iii) Digital literacy program.--The 
                        Commission shall consider providing a 
                        preference to a participating broadband 
                        Internet access service provider that includes 
                        components involving digital literacy programs 
                        as part of the offerings of the participating 
                        broadband Internet access service provider.
                    ``(D) State funds.--The Commission shall consult 
                with the Federal-State Joint Board instituted under 
                subsection (a)(1) regarding ways to encourage States to 
                develop programs that would work in conjunction with 
                the Lifeline program.
                    ``(E) Amount of support.--
                            ``(i) In general.--In calculating the 
                        amount of Lifeline support to be provided to 
                        each qualifying low-income consumer under the 
                        final rule adopted under subparagraph (C)(i), 
                        the Commission shall routinely study--
                                    ``(I) the prevailing market price 
                                for broadband Internet access service;
                                    ``(II) the prevailing speed of 
                                broadband Internet access service 
                                adopted by households; and
                                    ``(III) the prevailing broadband 
                                usage patterns of residential 
                                consumers.
                            ``(ii) Information.--In carrying out clause 
                        (i), the Commission shall rely on information 
                        that--
                                    ``(I) the Commission routinely 
                                collects; or
                                    ``(II) is publicly available.
                    ``(F) Technology neutral.--
                            ``(i) In general.--To promote competition 
                        from service providers to qualify under the 
                        Lifeline program, the Commission shall ensure 
                        that the final rule adopted under subparagraph 
                        (C)(i) is neutral as to the types of technology 
                        used to provide voice telephony or broadband 
                        Internet access service under the Lifeline 
                        program.
                            ``(ii) Authorization.--A participating 
                        broadband Internet access service provider--
                                    ``(I) shall not be required to be 
                                an eligible telecommunications carrier 
                                (as designated under section 214(e)) to 
                                receive support under the Lifeline 
                                program; and
                                    ``(II) shall obtain authorization 
                                from the Commission in order to 
                                participate in the Lifeline program.
                    ``(G) Accountability.--
                            ``(i) Nonduplication.--The final rule 
                        adopted under subparagraph (C)(i) shall 
                        incorporate regulations of the Commission in 
                        effect on the date of enactment of this Act 
                        that prevent the receipt of duplicative support 
                        under the Lifeline program.
                            ``(ii) Preventing waste, fraud, or abuse.--
                        In promulgating regulations to carry out this 
                        paragraph, the Commission shall consider any 
                        appropriate measures to prevent any waste, 
                        fraud, or abuse in the administration of the 
                        Lifeline program.
                            ``(iii) Eligibility.--The Commission, in 
                        consultation with other relevant Federal 
                        agencies, shall establish a national database 
                        to determine qualifying low-income consumer 
                        eligibility for Lifeline program subsidies.
                    ``(H) Evaluation reports.--Not later than 1 year 
                after the Commission adopts the final rule under 
                subparagraph (C)(i), and every year thereafter, the 
                Commission shall conduct an evaluation and issue a 
                report on the performance of the Lifeline program 
                during the 12-month period preceding the date on which 
                each report is issued.
                    ``(I) GAO study.--Not later than 1 year after the 
                Commission adopts the final rule under subparagraph 
                (C)(i), the Comptroller General of the United States 
                shall conduct a study and issue a report on the 
                performance of the Lifeline support provided under the 
                Lifeline program for broadband Internet access service.
            ``(3) Clarification of authority.--Nothing in this section 
        shall be construed to limit the authority of the Commission 
        under any other provision of law, including the authority to 
        promulgate regulations to promote the adoption of broadband 
        service by low-income households in the United States.''.
[EX A]: Broadband Adoption Act of 2015 Amends the Communications Act of 1934 to direct the Federal Communications Commission (FCC) to adopt a final rule establishing support under the Universal Service Fund Lifeline Assistance Program for qualifying low-income consumers in urban and rural areas to purchase broadband Internet access service at reduced charges by reimbursing participating providers for each such consumer served. Requires the program to allow qualifying consumers to elect to apply support from the Lifeline program to basic telephone service, voice telephony service, or broadband Internet access service, regardless of whether the service is purchased as a stand-alone service or in a bundle. Directs the FCC to consult with the federal-state joint board on universal service regarding ways to encourage states to develop programs in conjunction with the Lifeline program. Requires the program to be technology neutral to promote competition from service providers. Requires participating broadband Internet access service providers to obtain FCC authorization to participate in the Lifeline program, but a provider is not required to be an eligible telecommunications carrier to receive support under the program. Directs the FCC to: (1) adopt regulations to prevent receipt of duplicative support under the Lifeline program, and (2) establish a national database to determine consumer eligibility. 

[EX Q]: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Native American Education 
Opportunity Act''.

SEC. 2. NATIVE AMERICAN EDUCATION OPPORTUNITY PROGRAM.

    (a) In General.--Part B of title XI of the Education Amendments of 
1978 (25 U.S.C. 2000 et seq.) is amended--
            (1) by redesignating section 1141 as section 1142; and
            (2) by inserting after section 1140 the following:

``SEC. 1141. BUREAU FUNDING OF TRIBAL-BASED EDUCATION SAVINGS ACCOUNT 
              PROGRAMS.

    ``(a) Program Authorized.--
            ``(1) Bureau disbursements.--At the request of Tribes, the 
        Secretary of the Interior shall, for the 2018-2019 school year 
        and each subsequent school year, disburse not more than 90 
        percent of the amounts made available under sections 1127 and 
        1130 for the school year to such Tribes that administer 
        education savings account programs to enable the Tribes to 
        award grants to education savings accounts for ESA eligible 
        students for such school year, in accordance with subsection 
        (b).
            ``(2) Applicability.--This section shall apply with respect 
        to ESA eligible students who have submitted their application 
        for participation under this section to the Tribe of which the 
        student is an enrolled member on or after January 1, 2018.
            ``(3) Account administration.--
                    ``(A) In general.--A Tribe may enter into an 
                agreement with a nonprofit entity for the 
                administration of the accounts created through the 
                Tribe's education savings account program.
                    ``(B) Nonprofit entity defined.--In this paragraph, 
                the term `nonprofit entity' means an entity that is 
                described in section 501(c)(3) of the Internal Revenue 
                Code of 1986 and is exempt from taxation under section 
                501(a) of such Code.
            ``(4) Use of funds.--Funds disbursed to a Tribe under this 
        section may be used for--
                    ``(A) private school tuition and fees;
                    ``(B) textbooks, curriculum, and instructional 
                materials;
                    ``(C) academic, Native language, or cultural 
                tutoring;
                    ``(D) educational services and therapies for 
                students with special needs;
                    ``(E) tuition and fees for a non-public online 
                learning program;
                    ``(F) educational technology;
                    ``(G) examination fees; or
                    ``(H) transportation to and from a school not to 
                exceed $2,000 per year, per ESA eligible student.
    ``(b) Disbursements.--
            ``(1) Amount.--The amount disbursed by the Secretary of the 
        Interior under subsection (a) to a Tribe shall be, with respect 
        to each ESA eligible student for which the Tribe awards a grant 
        under this section for a school year, the lesser of--
                    ``(A) the amount of the grant provided by the Tribe 
                to the education savings account of the ESA eligible 
                student for the applicable school year; and
                    ``(B) 90 percent of the amount that the Secretary 
                would provide to a Bureau-funded school on behalf of 
                such student for the applicable school year under 
                sections 1127 and 1130.
            ``(2) Quarterly disbursements.--A Tribe that receives a 
        disbursement amount under subsection (a) shall make quarterly 
        grant distributions of such amount to education savings 
        accounts for ESA eligible students.
            ``(3) Limitation.--A Tribe shall allocate not more than 15 
        percent of the amount received per pupil under this section to 
        the administration of the education savings account programs of 
        the Tribe.
            ``(4) Roll over and remaining funds in an account.--Not 
        more than 50 percent of an ESA eligible student's total grant 
        amount for a school year made under this section may roll over 
        for use to the following school year.
    ``(c) Effect on Allotments.--For purposes of any calculation 
regarding the total number of eligible Indian students under section 
1127, the Secretary shall include all ESA eligible students who 
participate in an education savings account program under this section.
    ``(d) Rule of Construction.--A grant awarded to an ESA eligible 
student under this section shall be considered assistance to the 
student and shall not be considered assistance to a school that enrolls 
the ESA eligible student or any other educational service provider from 
which the ESA eligible student receives services.
    ``(e) Definitions.--In this section:
            ``(1) ESA eligible student.--
                    ``(A) In general.--The term `ESA eligible student' 
                means an individual who--
                            ``(i) is--
                                    ``(I) an elementary school or 
                                secondary school student who attended a 
                                Bureau-funded school in the semester 
                                preceding the date on which the student 
                                first applies for participation in an 
                                education savings account program; or
                                    ``(II) a child who will be eligible 
                                to attend a Bureau-funded school for 
                                kindergarten or any other elementary 
                                school grade in the next semester that 
                                will start after the date on which the 
                                student first applies for participation 
                                in an education savings account 
                                program;
                            ``(ii) will not be attending a Bureau-
                        funded school, receiving an education savings 
                        account from another Tribe, or attending a 
                        public elementary school or secondary school, 
                        while the student is participating in an 
                        education savings account program of a Tribe; 
                        and
                            ``(iii) meets any eligibility requirements 
                        of the education savings account program of the 
                        Tribe in which the student applies to 
                        participate.
                    ``(B) Period of eligibility.--A student who meets 
                the requirements of clauses (i) and (iii) of 
                subparagraph (A) for a school year and who was an 
                enrolled member of the Tribe to which the student 
                submitted an application for participation in the 
                education savings account program of the Tribe at the 
                time of submitting the application to the Tribe shall 
                be deemed to meet the requirements of such clauses 
                until the date on which the student graduates high 
                school or reaches the age of 21 years, whichever occurs 
                first.
            ``(2) Education savings account program.--The term 
        `education savings account program' means a program 
        administered by a Tribe in which the Tribe awards a grant to an 
        account controlled by a parent of an elementary school or 
        secondary school student from which the parent may purchase 
        goods and services needed for the education of the student.
            ``(3) Parent.--The term `parent' means a parent, guardian, 
        custodian, or other person with the authority to act on behalf 
        of an ESA eligible student.
            ``(4) Tribe.--The term `Tribe' means any recognized Indian 
        tribe included on the current list published by the Secretary 
        of the Interior under section 104 of the Federally Recognized 
        Indian Tribe Act of 1994 (25 U.S.C. 5131).''.
    (b) Conforming Amendment.--Section 1126(c) of the Education 
Amendments of 1978 (25 U.S.C. 2006(c)) is amended by striking ``section 
1141(12)'' and inserting ``section 1142(12)''.
    (c) GAO Study.--Not later than 3 years after the date of enactment 
of this Act, the Comptroller General of the United States shall--
            (1) conduct a review of the implementation of the 
        amendments made by this Act during the preceding 3-year period, 
        including any factors impacting increased participation in 
        education savings account programs established pursuant to the 
        amendments made by this Act;
            (2) submit a report describing the results of the review 
        under paragraph (1) to--
                    (A) the Committee on Indian Affairs of the Senate; 
                and
                    (B) the Subcommittee on Indian, Insular and Alaska 
                Native Affairs of the Committee on Natural Resources of 
                the House of Representatives; and
            (3) publish the report under paragraph (2).
[EX A]: Native American Education Opportunity Act This bill amends the Education Amendments of 1978 to require the Bureau of Indian Affairs (BIA), at the request of a federally recognized Indian tribe, to &nbsp;provide funds for tribal education savings account programs to make grants to education savings accounts for students who: (1)&nbsp;attended or will be eligible to attend a BIA-funded school; (2) will not be attending a BIA-funded school, receiving an education savings account from another tribe, or attending public elementary or secondary school while participating in the program; and (3) meet program eligibility requirements. Funds may be used for:   private school tuition and fees;  textbooks, curriculum, and instructional materials;  academic, Native language, or cultural tutoring;  educational services and therapies for students with special needs;  tuition and fees for a private online learning program;  educational technology;  examination fees; or  transportation to and from school.   Three years after this bill's enactment, the Government Accountability Office must review the implementation of the bill, including any factors impacting increased participation in education savings account programs.

[EX Q]: Section 1. This Act may be cited as the ``Section 515 Rural Housing 
Reform''.
    Sec. 101. Title V of the Housing Act of 1949 (42 U.S.C. 1471 et 
seq.) is amended:
            (a) Section 502(c)(1) is amended by adding a new paragraph 
        (C) to read as follows:
                    ``(C) Effective May 26, 1994, the Secretary may not 
                accept an offer to prepay, or request refinancing in 
                accordance with subsection (b)(3) of, any loan made or 
                insured under section 515 pursuant to a contract 
                entered into before the enactment of the Department of 
                Housing and Urban Development Reform Act of 1989 for a 
                period of not less than two years from the date of 
                enactment of the Housing and Community Development Act 
                of 1994.
                    ``(D) The Secretary shall conduct either directly 
                or through a contract an independent assessment of 
                rural housing preservation provisions. Such assessment, 
                along with recommendations of changes in law and 
                regulation shall be submitted to relevant committees of 
                the Congress by May 31, 1996.''.
            (b) Section 502(c)(4)(C) is amended by revising it to read 
        as follows:
                    ``(C) Approval of assistance.--The Secretary may 
                approve assistance under subparagraph (B) only if the 
                restrictive period has expired for any loan made or 
                insured under section 514 or 515 of this title pursuant 
                to a contract entered into after December 21, 1979, but 
                before the date of enactment of the Department of 
                Housing and Urban Development Reform Act of 1989 and 
                the Secretary determines that the combination of 
                assistance provided.''.
    Sec. 201. Title V of the Housing Act of 1949 (42 U.S.C. 1471 et 
seq.) is amended:
            (a) Section 515(a)(2) is amended to change ``fifty'' to 
        read ``thirty''.
            (b) Section 515(b)(2) is amended to read ``provide for 
        amortization as if the term of the loan was for a period of not 
        to exceed fifty years and may allow for a balloon payment at 
        the end of the term of the loan. Such loan may be, in the 
        discretion of the Secretary, rescheduled for a period not to 
        exceed fifty years from the date of the original loan. The 
        amount of the unpaid principal and interest of the prior loan 
        rescheduled shall not create a new charge against any loan 
        levels authorized by law.''
    Sec. 301. Title V of the Housing Act of 1949 (42 U.S.C. 1471 et 
seq.) is amended: Section 515(t) is amended by deleting paragraphs (4) 
and (5) and renumbering paragraphs (6), (7), and (8) as paragraphs (4), 
(5), and (6) respectively.
    Sec. 401. Title V of the Housing Act of 1949 (U.S.C. 1471 et seq.) 
is amended: Section 510(d)(1) is amended to read ``prosecution and 
defense of any litigation under sections 515 shall be conducted, at the 
discretion of the Secretary, by''.
    Sec. 501. Section 6103(1)(7) of the Internal Revenue Code of 1986 
is amended by adding a new subparagraph (x) to read ``(x) any housing 
assistance program administered by the Department of Agriculture that 
involves initial and periodic review of an applicant's or participant's 
income and only for use by officers and employees of the Department of 
Agriculture with respect to the applicants and participants in such 
programs.''.
    Sec. 601. Section 536 of the Housing Act (42 U.S.C. 1471 et seq.) 
is amended by redesignating paragraphs (d), (e), (f), (g), (h), and (i) 
as paragraphs (e), (f), (g), (h), (i), and (j) respectively, adding a 
new paragraph (d), and amending the last sentence of redesignated 
paragraph (g) to read as follows:
    ``(d) Subsidy Layering.--The Secretary is authorized to establish a 
process for evaluating assistance provided under this title to ensure 
that excess assistance is not provided. In conducting such an 
evaluation, the Secretary shall utilize information received under 
paragraphs (b) and (c) of this section. To the extent practicable, the 
Secretary is authorized to make use of procedures, policies and 
regulations currently in use by the Department of Housing and Urban 
Development and may, to the extent practicable, develop memoranda of 
understanding with State housing agencies to implement the provisions 
of this section.
    ``(g) Limitation of Assistance.--* * *Notwithstanding the 
provisions of section 515(r), the Secretary may decrease the amount of 
assistance provided under this title if he/she determines that other 
assistance reported under paragraphs (b) and (c) will provide excess 
assistance and/or profits to the recipient.''.
    Sec. 701. Section 509(f) of the Housing Act of 1949 (U.S.C. 1471 et 
seq.), is amended to read as follows:
    ``(f) Underserved Housing.--
            ``(1) Designation of underserved area.--The Secretary shall 
        designate as targeted underserved areas 100 counties and 
        communities in each fiscal year that have severe, unmet housing 
        needs as determined by the Secretary. A county or community 
        shall be eligible for designation if, during the 5-year period 
        preceding the year in which the designation is made, it has 
        received an average amount of assistance that is substantially 
        lower than the average annual amount of assistance received 
        during that 5-year period by other counties and communities in 
        the State that are eligible for such assistance calculated on a 
        per capita basis, and has--
                    ``(A) 15 percent or more of its population at or 
                below the poverty level; and
                    ``(B) 5 percent of its population residing in 
                substandard housing.
        As used in this paragraph, the term `poverty level' has the 
        meaning given the term in section 102(a)(9) of the Housing and 
        Community Development Act of 1974.
            ``(2) Preferences.--In selecting projects to receive 
        assistance with amounts set aside under paragraph (6), the 
        Secretary shall give preference to any project located in a 
        county or community that has, at the time of designation and as 
        determined by the Secretary--
                    ``(A) 20 percent or more of its population at or 
                below poverty level; and
                    ``(B) 7 percent or more of its population residing 
                in substandard housing.
        In designating underserved areas under paragraph (1), in each 
        fiscal year the Secretary shall designate not less than 5 
        counties or communities that contain tribal allotted or Indian 
        trust land. In designating underserved areas under paragraph 
        (1), the Secretary shall not designate more than 10 counties or 
        communities in one State or Puerto Rico during each designation 
        cycle. If in selecting the 100 underserved areas there are more 
        than 10 counties or communities in one State or Puerto Rico 
        which meet the requirements of this paragraph, the Secretary 
        will select the 10 most underserved counties or communities 
        utilizing the highest combined percentages of populations below 
        the poverty level and households residing in substandard 
        housing. The remaining counties will be eligible for unused 
        funds as described in paragraph (6)(A).
            ``(3) Other underserved areas.--In addition to the 100 
        targeted counties and communities, the Secretary may also 
        designate other underserved areas that have a severe, unmet 
        housing need based upon objective requirements. Such objective 
        requirements may include counties and communities experiencing 
        trauma due to natural disasters or structural change; 
        communities that have remained consistently poor; colonias as 
        defined in paragraph (10) and communities that have experienced 
        long-term populations decline and job deterioration.
            ``(4) Underserved applicants.--The Secretary may also set-
        aside funds under paragraph (6) for applicants who have been 
        underserved. A class of applicants shall be eligible for 
        designation if, during the 5-year period preceding the year in 
        which the designation is made, the class received an average 
        annual amount of assistance under this title that is 
        substantially lower than the class proportionate percentage of 
        the rural population. Such underserved applicants may include 
        socially disadvantaged persons such as women, blacks, 
        Hispanics, Asian and Pacific Islanders, and Native Americans.
            ``(5) Outreach program and review.--
                    ``(A) Outreach.--The Secretary shall publicize the 
                availability to targeted underserved areas and 
                applicants of grants and loans under this title and 
                promote, to the maximum extent feasible, efforts to 
                apply for those grants and loans.
                    ``(B) Review.--Upon receipt of data from the 1990 
                decennial census, the Secretary shall conduct a review 
                of any designations made under paragraph (1) and 
                preferences given under paragraph (2) and the 
                eligibility of communities and counties for such 
                designation and preference, examining the effects of 
                such data on such eligibility. The Secretary shall 
                submit to Congress, not later than 9 months after the 
                availability of the data, a report regarding the 
                review, which shall include any recommendations of the 
                Secretary for modifications in the standards for 
                designation and preference. The Secretary shall also 
                submit a report to Congress at any time between 
                decennial census when recommendations for modification 
                will promote targeting of assistance for underserved 
                housing.
            ``(6) Set-aside for targeted underserved housing and 
        colonias.--
                    ``(A) In general.--The Secretary shall set aside 
                and reserve for assistance an amount not less than 5 
                percent but not greater than 10 percent in each fiscal 
                year of the aggregate amount of lending authority under 
                sections 502, 504, and 515. During each fiscal year, 
                the Secretary shall set aside an amount of section 521 
                rental assistance that is appropriate to provide 
                assistance with respect to the appropriate lending 
                authority set aside each year. The Secretary shall also 
                set aside a reasonable amount of assistance in other 
                programs under this title if he/she deems necessary to 
                provide for underserved housing. The Secretary shall 
                establish a procedure to reallocate any assistance set 
                aside in any fiscal year for targeted underserved areas 
                that has not been expended during a reasonable period 
                in such year for use in (i) colonias that have applied 
                for and are eligible for assistance under subparagraph 
                (B) or paragraph (9) and did not receive assistance, 
                and (ii) counties and communities eligible for 
                designation as targeted underserved areas but which 
                were not designated. The procedure shall also provide 
                that any assistance reallocated under the preceding 
                sentence that has not been expended by a reasonable 
                date established by the Secretary (which shall be after 
                the expiration of the period referred to in the 
                preceding sentence) shall be made available and 
                allocated under the laws and regulations relating to 
                such assistance, notwithstanding this subsection.
                    ``(B) Length of designation.--In designating 
                underserved areas under paragraph (1), each such area 
                shall remain designated for a period of two years; 
                except for counties which contain tribal allotted or 
                Indian trust land which shall remain designated for 
                three years.
                    ``(C) Priority for colonias.--
                            ``(i) Notwithstanding the designation of 
                        counties and communities as targeted 
                        underserved areas under paragraph (1) and the 
                        provisions of section 520, colonias shall be 
                        eligible for assistance with amounts reserved 
                        under subparagraph (A), as provided in this 
                        subparagraph.
                            ``(ii) In providing assistance from amounts 
                        reserved under this paragraph in each fiscal 
                        year, the Secretary shall give priority to any 
                        application for assistance to be used in, or in 
                        close proximity to, and serving the residents 
                        of, a colonia located in a State described 
                        under clause (iii). After the Secretary has 
                        provided assistance under the priority for 
                        colonias located in a State in amount equal to 
                        10 percent of the total amount of assistance 
                        allocated under this title to such State in the 
                        fiscal year or an average size loan, whichever 
                        is greater, the priority shall not apply to any 
                        applications for colonias in such State.
                            ``(iii) This paragraph shall apply to any 
                        State for the total amount of assistance 
                        allocated to it under this title during each of 
                        such 2 fiscal years.
            ``(7) List of underserved areas.--The Secretary shall 
        publish annually the current list of targeted underserved areas 
        in the Federal Register.
            ``(8) Project preparation assistance.--
                    ``(A) In general.--The Secretary shall make grants 
                to eligible applicants under subparagraph (D) to 
                promote the development of affordable housing in 
                targeted underserved areas and colonias.
                    ``(B) Use.--A grant under this subparagraph shall 
                not exceed an amount that the Secretary determines 
                equal to the customary and reasonable costs incurred in 
                preparing an application for a loan or a grant under 
                section 502, 504, 514, 515, or 524 or a grant under 
                section 516 or 533 (including preapplication planning, 
                site analysis, market analysis and other necessary 
                technical assistance). The Secretary shall adjust the 
                loan or grant amount under such sections to take 
                account of project preparation costs that have been 
                paid from grant proceeds under this paragraph and that 
                normally would be reimbursed with proceeds of the loan 
                or grant.
                    ``(C) Approval.--The Secretary shall approve a 
                properly submitted application or issue a written 
                statement indicating the reasons for disapproval not 
                later than 60 days after receipt of the application.
                    ``(D) Eligibility.--For purpose of this paragraph, 
                an eligible applicant may be a nonprofit organization 
                or corporation, a community housing development 
                organization, State, unit if general local government, 
                or agency of a State or unit of general local 
                government.
                    ``(E) Availability of funding.--Any amounts 
                appropriate to carry out this paragraph shall remain 
                available until expended.
            ``(9) Priority for colonias.--
                    ``(A) In general.--In providing assistance under 
                this title in any fiscal year described under paragraph 
                (B), each State in which colonias are located shall 
                give priority to any applications for assistance to be 
                used in a colonia. The priority under this subparagraph 
                shall not apply in such State after 5 percent of the 
                assistance available in such fiscal year has been 
                allocated for colonias qualifying for the priority.
                    ``(B) Covered years.--This paragraph shall apply to 
                any fiscal year following 2 fiscal years in which the 
                State did not obligate the total amount of assistance 
                allocated it under this title during each of such 2 
                fiscal years.
            ``(10) Definition of colonia.--For purposes of this 
        subsection, the term `colonia' means any identifiable community 
        that--
                    ``(A) is in the State of Arizona, California, New 
                Mexico or Texas;
                    ``(B) is in the area of the United States within 
                150 miles of the border between United States and 
                Mexico, except that the term does not include any 
                standard metropolitan statistical areas that has a 
                population exceeding 1,000,000;
                    ``(C) is determined to be a colonia on the basis of 
                objective criteria, including lack of potable water 
                supply, lack of adequate sewage systems, and lack of 
                decent, safe, and sanitary housing; and
                    ``(D) was in existence as a colonia before the date 
                of enactment of the Cranston-Gonzalez National 
                Affordable Housing Act.''.
    Sec. 801. Section 515(s) of the Housing Act of 1949 (U.S.C. 1471 et 
seq.), is amended to read as follows:
    ``(s) No fee other than a late fee or reasonable application fee 
not to exceed one-half of one percent of the proposed mortgage amount, 
may be imposed by or for the Secretary or any other Federal agency on 
or with respect to a loan made or insured under this section. Such 
application fee will be used, in part, to defray the cost of 
professional market studies obtained by the Secretary to determine 
market feasibility. Such application fee may be waived for non-profit 
applicants which are not receiving any tax credit benefits under 
section 42 of the Internal Revenue Code.''.
[EX A]:
Section 515 Rural Housing Reform - Amends the Housing Act of 1949 to revise the elderly, handicapped, or low-income rural housing loan program.