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SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Health Care Waiver Fairness Act of 
2011''.

SEC. 2. PPACA WAIVER PROCESS.

    (a) In General.--Title I of the Patient Protection and Affordable 
Care Act (Public Law 111-148) is amended by adding at the end the 
following new subtitle:

                      ``Subtitle G--Waiver Process

``SEC. 1601. ESTABLISHMENT OF WAIVER PROCESS.

    ``(a) In General.--The applicable authorities (as defined in 
subsection (c)) shall collectively establish a process (in this section 
referred to as the `waiver process') under which the administrator of a 
health plan, an employer, an individual, or other entity may seek to 
waive the application of a requirement under this title with respect to 
such plan, employer, individual, or entity. Among the requirements 
under this title, such process shall apply to the following:
            ``(1) Section 5000A of the Internal Revenue Code of 1986 
        (relating to requirement to maintain minimum essential 
        coverage), as inserted by section 1501(b).
            ``(2) Section 6055 of the Internal Revenue Code of 1986 
        (relating to reporting of health insurance coverage), as 
        inserted by section 1502(a).
            ``(3) Section 18A of the Fair Labor Standards Act of 1938 
        (42 U.S.C. 218a, relating to automatic enrollment for employees 
        of large employers), as inserted by section 1511.
            ``(4) Section 18B of the Fair Labor Standards Act of 1938 
        (42 U.S.C. 218b, relating to notice to employees), as inserted 
        by section 1512.
            ``(5) Section 4980H of the Internal Revenue Code of 1986 
        (relating to shared responsibility for employers regarding 
        health coverage), as inserted by section 1513(a).
            ``(6) Section 6056 of the Internal Revenue Code of 1986 
        (relating to certain employers required to report on health 
        insurance coverage), as inserted by section 1514(a).
            ``(7) Section 10108 (relating to free choice vouchers).
            ``(8) Regulations regarding the treatment of group health 
        plans or health insurance coverage as a grandfathered health 
        plan (as defined in section 1251(e)).
            ``(9) Section 2718(b) of the Public Health Service Act 
        (relating to medical loss ratios), as inserted by section 1001.
    ``(b) Waiver Process.--
            ``(1) In general.--The applicable authorities shall 
        establish the waiver process consistent with the following:
                    ``(A) Notice and guidance.--Public notice and 
                guidance shall be provided regarding the process for 
                submission of waiver requests.
                    ``(B) Standard.--A waiver request with respect to 
                the application of a requirement to a plan, employer, 
                individual, or entity shall be accompanied by a 
                statement that--
                            ``(i) identifies the specific requirement 
                        (or requirements) to be waived; and
                            ``(ii) describes how the imposition of each 
                        specific requirement for which a waiver is 
                        requested on the plan, employer, individual, or 
                        entity would result in a significant decrease 
                        in access to coverage or a significant increase 
                        in premiums or other costs for such plan, 
                        employer, individual, or entity.
                    ``(C) Deemed approval.--A waiver request filed that 
                is accompanied by such a statement shall be deemed to 
                be approved.
                    ``(D) Publication of data.--The applicable 
                authorities shall regularly publish data regarding the 
                waiver requests received for the different 
                requirements.
            ``(2) Treatment of approved waivers.--In the case of 
        approval under the waiver process of a waiver request with 
        respect to a requirement of this title and an entity, 
        notwithstanding any other provision of law, such requirement 
        shall not apply to such entity on and after the date of 
        approval of the request.
            ``(3) Relation to other exemptions and exceptions.--Nothing 
        in this section shall be construed as superceding other 
        provisions of this title insofar as they provide for 
        exceptions, exemptions, or other special treatment with respect 
        to requirements under this title.
    ``(c) Applicable Authority.--In this section, the term `applicable 
authority' means--
            ``(1) except as otherwise provided in this subsection, the 
        Secretary of Health and Human Services;
            ``(2) the Secretary of Labor with respect to the provisions 
        of this title, including amendments made by this title, that 
        are administered by such Secretary; and
            ``(3) the Secretary of the Treasury with respect to the 
        provisions of this title, including amendments made by this 
        title, that are administered by such Secretary, including 
        sections of the Internal Revenue Code of 1986 specified in 
        subsection (a).
    ``(d) References to Requirements Under This Title.--In this 
section, a reference to a requirement under this title include such a 
requirement under an amendment made by this title, including as amended 
by title X of this Act or by the provisions of the Health Care and 
Education Reconciliation Act of 2010 (Public Law 111-152).
    ``(e) Public Awareness Campaign.--Of the amounts available in the 
Prevention and Public Health Fund established under section 4002, 
notwithstanding any other provision of law, $50,000,000 shall be 
available to and expended by the Secretary of Health and Human Services 
to conduct, in coordination with other applicable authorities, a public 
awareness campaign of the waiver process. Amounts made available under 
this subsection shall remain available until expended.''.
    (b) Clerical Amendment.--The table of contents of such Act is 
amended by adding at the end of the items relating to title I the 
following:

                      ``Subtitle G--Waiver Process

``Sec. 1601. Establishment of waiver process.''.
Health Care Waiver Fairness Act of 2011 - Amends the Patient Protection and Affordable Care Act (PPACA) to require the Secretary of Health and Human Services (HHS), the Secretary of Labor, and the Secretary of Treasury to establish waiver processes under which the administrator of a health plan, an employer, an individual, or other entity may seek to waive the application of a health insurance coverage requirement under PPACA. Sets forth PPACA requirements that may be waived, including those related to minimum essential coverage and employers offering health care coverage to employees.

Establishes requirements for the waiver process, including requiring submission of a statement describing how the imposition of the PPACA requirement would result in a significant decrease in access to coverage or a significant increase in premiums or other costs for such plan, employer, individual, or entity. Deems to be approved any waiver including such a statement.

Requires the Secretary of HHS to conduct a public awareness campaign of the waiver process with funds made available for the Prevention and Public Health Fund.

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Alaska Federal Lands Management 
Demonstration Project''.

SEC. 2. CONGRESSIONAL FINDINGS; PURPOSES.

    (a) Findings.--Congress finds and declares the following:
            (1) The Alaska National Interest Lands Conservation Act (16 
        U.S.C. 3101 et seq.) established new and expanded units of the 
        National Park System and the National Wildlife System in many 
        areas of Alaska. The purposes of these conservation system 
        units were, among other purposes, to protect habitat for fish 
        and wildlife, to conserve fish and wildlife populations in 
        their natural state, to provide continued opportunity for 
        subsistence uses by local residents, and to protect 
        archaeological sites associated with Native cultures.
            (2) Many rural Alaskan communities are in close proximity 
        to conservation system lands, and the purposes of these units 
        are uniquely relevant to the culture and ways of Native 
        Alaskans and other residents of rural Alaskan communities. 
        Congress recognized this close relationship in sections 1306, 
        1307 and 1308 of the Alaska National Interest Lands 
        Conservation Act, which directed the Secretary of Interior to 
        establish programs whereby Native lands were given preference 
        for the siting of conservation service unit facilities, Native 
        corporations and local residents were given preference for the 
        provision of visitor services, and local residents were given 
        preferences for employment. Despite these provisions, little 
        progress has been made in increasing related employment 
        opportunities for Native Alaskan and other local residents.
            (3) In much of rural Alaska, Indian tribes and tribal 
        organizations have a long history of contracting to operate 
        Federal programs and provide Federal services to resident 
        Alaskan Natives and have demonstrated the capacity to provide 
        other kinds of Federal programs and services.
    (b) Purposes.--The purposes of this demonstration project are to 
design innovative management strategies that will lead to greater 
efficiency in conservation system unit management, expand Native 
contracting opportunities, increase local employment, and further the 
unique purposes of these units as they relate to subsistence practices, 
Alaska Native cultures, and the preservation of fish and wildlife 
habitat and populations.

SEC. 3. AUTHORIZATION OF DEMONSTRATION PROJECT.

    The Secretary of the Interior shall, for a period not to exceed 5 
years following the date of the enactment of this Act, conduct an 
Alaska Federal Lands Management Demonstration Project.

SEC. 4. ALASKA FEDERAL LANDS MANAGEMENT DEMONSTRATION PROJECT.

    (a) Participation.--The Secretary shall select, upon request and in 
a manner to achieve geographic representation, not less than 6 eligible 
Alaska Native tribes or tribal organizations per year to participate in 
the Demonstration Project in fiscal years 2000 and 2001.
    (b) Eligibility.--To be eligible to participate in the 
Demonstration Project, each Indian tribe or tribal organization shall--
            (1) request participation by resolution or other official 
        action of the governing body of the tribal organization;
            (2) demonstrate financial and management stability and 
        capability;
            (3) demonstrate significant use of or dependency upon the 
        relevant conservation system unit or other public land unit for 
        which programs, functions, services, and activities are 
        requested to be placed under contract;
            (4) where the Secretary receives a request to contract 
        specific conservation system unit programs, services, 
        functions, and activities, or portions thereof, from more than 
        1 Indian tribe or tribal organization meeting the criteria set 
        forth in paragraphs (1) through (3), the Secretary shall apply 
        the priority selection criteria applied by the Juneau Area 
        Bureau of Indian Affairs for contracting pursuant to the Indian 
        Self-Determination and Education Assistance Act. If, after 
        applying such criteria, there remains more than one eligible 
        participant and such participants have overlapping requests to 
        negotiate and contract for the same programs, services, 
        functions, and activities, or portions thereof, the Secretary 
        may require such Indian tribes or organizations to agree which 
        entity shall have the ability to contract, or to submit a joint 
        request prior to entering into negotiations.
    (c) Contracts.--
            (1) In general.--Upon request, the Secretary shall 
        negotiate and enter into a contract with each participating 
        Indian tribe or tribal organization to plan, conduct and 
        administer requested programs, services, functions and 
        activities, or portions thereof, related to the administration 
        of a conservation system unit or other public land unit that is 
        substantially located within the geographic region of the 
        respective Indian tribe or tribal organization.
            (2) Technical support.--Contracts authorized by this Act 
        shall include, at the request of the Indian tribe or tribal 
        organization, the operation and support of the regional 
advisory councils, biological research, harvest monitoring, and other 
technical research related to conservation and allocation actions by 
the regional councils, and such other programs, functions, services, 
and activities reasonably necessary to carry out title VIII of the 
Alaska National Interests Lands Conservation Act.
            (3) Time limitation for negotiation of contracts.--Not 
        later than 90 days after selection by the Secretary of 
        participating Indian tribes or tribal organizations, the 
        Secretary shall initiate and conclude negotiations, unless an 
        alternative negotiation and implementation schedule is 
        otherwise mutually agreed to by the parties. The declination 
        and appeals provisions of the Indian Self-Determination and 
        Education Assistance Act, including section 110 of such Act, 
        shall apply to contracts and agreements requested and 
        negotiated under this Act.
    (d) Contract Administration.--
            (1) Inclusion of certain terms.--At the request of the 
        contracting Indian tribe or tribal organization, the benefits, 
        privileges, terms, and conditions of agreements entered into 
        pursuant to titles I and IV of the Indian Self-Determination 
        and Education Assistance Act shall be available for inclusion 
        in a contract entered into under this Act. If any provisions of 
        the Indian Self-Determination and Education Assistance Act are 
        incorporated they shall have the same force and effect as if 
        set out in full in this Act and shall apply notwithstanding any 
        other provision of law. The parties may include such other 
        terms and conditions as are mutually agreed to and not 
        otherwise contrary to law.
            (2) Audit.--Contracts entered into under this Act shall 
        provide for a single-agency audit report to be filed as 
        required by chapter 75 of title 31, United States Code.
            (3) Transfer of employees.--Any career Federal employee 
        employed at the time of the transfer of an operation or program 
        to an Indian tribe or tribal organization shall not be 
        separated from Federal service by such transfer. 
        Intergovernmental Personnel Actions may be used to transfer 
        supervision of such employees to the contracting Indian tribe 
        or tribal organization. Such transferred employees shall be 
        given priority placement for any available position within 
        their respective agency, notwithstanding any priority 
        reemployment lists, directives, rules, regulations or other 
        orders from the Department of the Interior, the Office of 
        Management and Budget, or other Federal agencies.
    (e) Available Funding; Payment.--Under the terms of a contract 
negotiated pursuant to subsection (a), the Secretary shall provide each 
Indian tribe or tribal organization funds in an amount not less than 
the Secretary would have otherwise provided for the operation of the 
requested programs, services, functions, and activities. Contracts 
entered into under this Act shall provide for advance payments to the 
tribal organizations in the form of annual or semiannual installments.
    (f) Timing.--Indian tribes and tribal organizations selected to 
participate shall be entitled to begin implementation of any requested 
contracts no later than the first fiscal year following the year in 
which the Indian tribe or tribal organization is selected for 
participation, unless the Indian tribe or tribal organization and the 
Secretary, by mutual agreement, shall agree to an alternate 
implementation schedule.
    (g) Report.--Not later than 90 days after the close of fiscal years 
2000 and 2001 and the end of this Demonstration Project, the Secretary 
shall present to the Congress detailed reports, including a narrative, 
findings, and conclusions on the costs and benefits of the 
Demonstration Project. The reports shall identify remaining 
institutional and legal barriers to the contracting of conservation 
system unit management to Alaska Native entities and shall contain 
suggestions for improving, continuing, and expanding the Demonstration 
Project. The reports shall be authored jointly with, and shall include 
the separate views of, all participating Alaska Native tribes and 
tribal organizations.
    (h) Limitations.--
            (1) Revenue producing visitor services.--Contracts 
        authorized under this Act shall not include revenue producing 
        visitor services unless an agreement is reached with the most 
        directly affected Alaskan Native corporations to allow such 
        services to be included in the contract. Such contracts shall 
        not otherwise repeal, alter, or otherwise modify the any other 
        existing provision of sections 1307 and 1308 of the Alaska 
        National Interests Lands Conservation Act.
            (2) Denali national park.--The Denali National Park shall 
        not be subject to any of the provisions of this Act.
    (i) Grants.--
            (1) In general.--Upon application, the Secretary shall 
        award a planning grant in the amount of $100,000 to any 
        participating Alaska Native tribe or tribal organization to 
plan for the contracting of programs, functions, services, and 
activities authorized under this Act.
            (2) Authorization of appropriations.--There is authorized 
        to be appropriated $600,000 in each of the 2 fiscal years 
        immediately following the date of the enactment of this Act to 
        fund planning grants authorized under this subsection.

SEC. 5. ANILCA SECTION 1307 AND 1308 IMPLEMENTATION PROGRESS REPORT.

    (a) Report Required.--Not later than 6 months after the date of the 
enactment of this Act, the Secretary shall transmit to the Committee on 
Energy and Natural Resources of the United States Senate and the 
Committee on Resources of the United States House of Representatives a 
report detailing the progress that the Department of the Interior has 
made in the implementation of the provisions of sections 1307 and 1308 
of the Alaska National Interests Lands Conservation Act. The report 
shall--
            (1) include a detailed action plan on the future 
        implementation of the provisions of sections 1307 and 1308 of 
        that Act;
            (2) describe in detail the measures and actions that will 
        be taken to implement such sections, along with a description 
        of the anticipated results to be achieved during the 3 fiscal 
        years following the submission of the report;
            (3) address any laws, rules, regulations, and policies 
        which limit or deter the goal of Alaska Native hiring or 
        contracting to perform and conduct activities and programs of 
        Department agencies and bureaus other than those currently 
        available through the Bureau of Indian Affairs.
    (b) Funding.--The report required under subsection (a) shall be 
completed within existing appropriations.

SEC. 6. DEFINITIONS.--

    For the purposes of this Act:
            (1) Conservation system unit.--The term ``conservation 
        system unit'' shall have the meaning given that term in section 
        102(4) of the Alaska National Interest Lands Conservation Act.
            (2) Indian tribe.--The term ``Indian tribe'' shall have the 
        meaning given that term in subsection 4(e) of the Indian Self-
        Determination and Education Assistance Act.
            (3) Secretary.--The term ``Secretary'' means the Secretary 
        of the Interior.
            (4) Tribal organization.--The term ``tribal organization'' 
        shall have the meaning given that term in subsection 4(l) of 
        the Indian Self-Determination and Education Assistance Act.
Requires the Secretary to: (1) select not less than six eligible Alaska Native tribes or tribal organizations per year to participate in the Project in FY 2000 and 2001; and (2) negotiate and enter into a contract with each participant to plan, conduct, and administer requested programs and services related to the administration of a conservation system unit or other public land unit substantially located within the respective Indian tribe's or tribal organization's geographic region.
Requires contracts to include, at the participant's request, the operation and support of the regional advisory councils, biological research, harvest monitoring, and other technical research related to conservation and allocation actions by the regional councils and such other programs and services reasonably necessary to carry out title VIII of the Alaska National Interests Lands Conservation Act (ANILCA). Makes available the benefits, privileges, terms, and conditions of agreements entered into pursuant to titles I and IV of the Indian Self-Determination and Education Assistance Act for inclusion in the contract, at the request of the contracting tribe or tribal organization.
Prohibits the separation of any career Federal employee employed at the time of the transfer of an operation or program from Federal service to a tribe or tribal organization. Directs the Secretary to provide each tribe or tribal organization funds that would have otherwise been provided for the operation of the requested programs and services.
Specifies that contracts shall not include revenue producing visitor services unless an agreement is reached with the most directly affected Alaska Native corporations.
Exempts Denali National Park from the provisions of this Act.
Requires the Secretary, upon application, to award a planning grant to any participating Alaska Native tribe or tribal organization to plan for the contracting of programs and services authorized under this Act.
Authorizes appropriations.
Requires transmittal by the Secretary to the appropriate congressional committees of a report on the progress that the Department of the Interior has made in the implementation of ANILCA provisions concerning: (1) the continuation of existing visitor services in areas established as or added to a conservation system unit; and (2) establishment of a program for hiring individuals who, by reason of having lived or worked in or near public lands, have special knowledge or expertise concerning the natural or cultural resources of public lands, without regard to certain civil service training requirements, employment preferences, or numerical limitations.

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Multiple Peril Insurance Act of 
2007''.

SEC. 2. FLOOD AND WINDSTORM MULTIPERIL COVERAGE.

    Section 1304 of the National Flood Insurance Act of 1968 (42 U.S.C. 
4011) is amended--
            (1) by redesignating subsection (c) as subsection (d); and
            (2) by inserting after subsection (b) the following new 
        subsection:
    ``(c) Multiperil Coverage for Damage From Flood or Windstorm.--
            ``(1) In general.--The national flood insurance program 
        established pursuant to subsection (a) shall enable the 
        purchase of optional insurance against loss resulting from 
        physical damage to or loss of real property or personal 
        property related thereto located in the United States arising 
        from any flood or windstorm, subject to the limitations in this 
        subsection and section 1306(b).
            ``(2) Community participation requirement.--Multiperil 
        coverage pursuant to this subsection may not be provided in any 
        area (or subdivision thereof) unless an appropriate public body 
        shall have adopted adequate land use and control measures (with 
        effective enforcement provisions) which the Director finds are 
        consistent with the comprehensive criteria for land management 
        and use relating to windstorms establish pursuant to section 
        1361(d)(2).
            ``(3) Prohibition against duplicative coverage.--Multiperil 
        coverage pursuant to this subsection may not be provided with 
        respect to any structure (or the personal property related 
        thereto) for any period during which such structure is covered, 
        at any time, by flood insurance coverage made available under 
        this title.
            ``(4) Nature of coverage.--Multiperil coverage pursuant to 
        this subsection shall--
                    ``(A) cover losses only from physical damage 
                resulting from flooding or windstorm; and
                    ``(B) provide for approval and payment of claims 
                under such coverage upon proof that such loss must have 
                resulted from either windstorm or flooding, but shall 
                not require for approval and payment of a claim that 
                the specific cause of the loss, whether windstorm or 
                flooding, be distinguished or identified.
            ``(5) Actuarial rates.--Multiperil coverage pursuant to 
        this subsection shall be made available for purchase for a 
        property only at chargeable risk premium rates that, based on 
        consideration of the risks involved and accepted actuarial 
        principles, and including operating costs and allowance and 
        administrative expenses, are required in order to make such 
        coverage available on an actuarial basis for the type and class 
        of properties covered.
            ``(6) Terms of coverage.--The Director shall, after 
        consultation with persons and entities referred to in section 
        1306(a), provide by regulation for the general terms and 
        conditions of insurability which shall be applicable to 
        properties eligible for multiperil coverage under this 
        subsection, subject to the provisions of this subsection, 
        including--
                    ``(A) the types, classes, and locations of any such 
                properties which shall be eligible for such coverage, 
                which shall include residential and nonresidential 
                properties;
                    ``(B) subject to paragraph (7), the nature and 
                limits of loss or damage in any areas (or subdivisions 
                thereof) which may be covered by such coverage;
                    ``(C) the classification, limitation, and rejection 
                of any risks which may be advisable;
                    ``(D) appropriate minimum premiums;
                    ``(E) appropriate loss deductibles; and
                    ``(F) any other terms and conditions relating to 
                insurance coverage or exclusion that may be necessary 
                to carry out this subsection.
            ``(7) Limitations on amount of coverage.--The regulations 
        issued pursuant to paragraph (6) shall provide that the 
        aggregate liability under multiperil coverage made available 
        under this subsection shall not exceed the lesser of the 
        replacement cost for covered losses or the following amounts, 
        as applicable:
                    ``(A) Residential structures.--In the case of 
                residential properties--
                            ``(i) for any single-family dwelling, 
                        $500,000; and
                            ``(ii) for any structure containing more 
                        than one dwelling unit, $500,000 for each 
                        separate dwelling unit in the structure; and
                            ``(iii) $150,000 per dwelling unit for--
                                    ``(I) any contents related to such 
                                unit; and
                                    ``(II) any necessary increases in 
                                living expenses incurred by the insured 
                                when losses from flooding or windstorm 
                                make the residence unfit to live in.
                    ``(B) Nonresidential properties.--In the case of 
                nonresidential properties (including church 
                properties)--
                            ``(i) $1,000,000 for any single structure; 
                        and
                            ``(ii) $750,000 for--
                                    ``(I) any contents related to such 
                                structure;
                                    ``(II) in the case of any 
                                nonresidential property that is a 
                                business property, any losses resulting 
                                from any partial or total interruption 
                                of the insured's business caused by 
                                damage to, or loss of, such property 
                                from flooding or windstorm, except that 
                                for purposes of such coverage, losses 
                                shall be determined based on the 
                                profits the covered business would have 
                                earned, based on previous financial 
                                records, had the flood or windstorm not 
                                occurred.''.

SEC. 3. PROHIBITION AGAINST DUPLICATIVE COVERAGE.

    The National Flood Insurance Act of 1968 is amended by inserting 
after section 1313 (42 U.S.C. 4020) the following new section;

               ``prohibition against duplicative coverage

    ``Sec. 1314.  Flood insurance under this title may not be provided 
with respect to any structure (or the personal property related 
thereto) for any period during which such structure is covered, at any 
time, by multiperil insurance coverage made available pursuant to 
section 1304(c).''.

SEC. 4. COMPLIANCE WITH STATE AND LOCAL LAW.

    Section 1316 of the National Flood Insurance Act of 1968 (42 U.S.C. 
4023) is amended--
            (1) by inserting ``(a) Flood Protection Measures.--'' 
        before ``No new''; and
            (2) by adding at the end the following new subsection:
    ``(b) Windstorm Protection Measures.--No new multiperil coverage 
shall be provided under section 1304(c) for any property that the 
Director finds has been declared by a duly constituted State or local 
zoning authority, or other authorized public body to be in violation of 
State or local laws, regulations, or ordinances, which are intended to 
reduce damage caused by windstorms.''.

SEC. 5. CRITERIA FOR LAND MANAGEMENT AND USE.

    Section 1361 of the National Flood Insurance Act of 1968 (42 U.S.C. 
4102) is amended by adding at the end the following new subsection:
    ``(d) Windstorms.--
            ``(1) Studies and investigations.--The Director shall carry 
        out studies and investigations under this section to determine 
        appropriate measures in windstorm-prone areas as to land 
        management and use, windstorm zoning, and windstorm damage 
        prevention, and may enter into contracts, agreements, and other 
        appropriate arrangements to carry out such activities. Such 
        studies and investigations shall include laws, regulations, and 
        ordinance relating to the orderly development and use of areas 
        subject to damage from windstorm risks, and zoning building 
        codes, building permits, and subdivision and other building 
        restrictions for such areas.
            ``(2) Criteria.--On the basis of the studies and 
        investigations pursuant to paragraph (1) and such other 
        information as may be appropriate, the Direct shall establish 
        comprehensive criteria designed to encourage, where necessary, 
        the adoption of adequate State and local measures which, to the 
        maximum extent feasible, will assist in reducing damage caused 
        by windstorms.
            ``(3) Coordination with state and local governments.--The 
        Director shall work closely with and provide any necessary 
        technical assistance to State, interstate, and local 
        governmental agencies, to encourage the application of criteria 
        established under paragraph (2) and the adoption and 
        enforcement of measures referred to in such paragraph .''.

SEC. 6. DEFINITIONS.

    Section 1370 of the National Flood Insurance Act of 1968 (42 U.S.C. 
4121) is amended--
            (1) in paragraph (14), by striking ``and'' at the end;
            (2) in paragraph (15) by striking the period at the end and 
        inserting ``; and''; and
            (3) by adding at the end the following new paragraph:
            ``(16) the term `windstorm' means any hurricane, tornado, 
        cyclone, typhoon, or other wind event.''.

Multiple Peril Insurance Act of 2007 - Amends the National Flood Insurance Act of 1968 to require the national flood insurance program to enable the purchase of optional insurance against loss resulting from physical damage to or loss of real or related personal property located in the United States arising from any flood or windstorm (any hurricane, tornado, cyclone, typhoon, or other wind event).

Restricts multiperil coverage to areas (or their subdivisions) where an appropriate public body has adopted adequate land use and control measures, including effective enforcement provisions, which the Administrator of the Federal Emergency Management Agency (FEMA) finds are consistent with certain statutory criteria for land management and use relating to windstorms.

Prohibits provision of multiperil coverage to any structure (or related personal property ) covered, at any time, by flood insurance under the Act.

Prescribes the nature and terms of coverage, and actuarial rates.

Prohibits new multiperil coverage for property declared by a duly constituted governmental authority to be in violation of state or local laws, regulations, or ordinances intended to reduce windstorm damage.