In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

[Q]: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Improving Access to Mainstream 
Financial Institutions Act of 2008''.

SEC. 2. DEFINITIONS.

    In this Act, the following definitions shall apply:
            (1) Alaska native corporation.--The term ``Alaska Native 
        Corporation'' has the same meaning as the term ``Native 
        Corporation'' under section 3(m) of the Alaska Native Claims 
        Settlement Act (43 U.S.C. 1602(m)).
            (2) Community development financial institution.--The term 
        ``community development financial institution'' has the same 
        meaning as in section 103(5) of the Community Development 
        Banking and Financial Institutions Act of 1994 (12 U.S.C. 
        4702(5)).
            (3) Federally insured depository institution.--The term 
        ``federally insured depository institution'' means any insured 
        depository institution (as that term is defined in section 3 of 
        the Federal Deposit Insurance Act (12 U.S.C. 1813)) and any 
        insured credit union (as that term is defined in section 101 of 
        the Federal Credit Union Act (12 U.S.C. 1752)).
            (4) Labor organization.--The term ``labor organization'' 
        means an organization--
                    (A) in which employees participate;
                    (B) which exists for the purpose, in whole or in 
                part, of dealing with employers concerning grievances, 
                labor disputes, wages, rates of pay, hours of 
                employment, or conditions of work; and
                    (C) which is described in section 501(c)(5) of the 
                Internal Revenue Code of 1986.
            (5) Native hawaiian organization.--The term ``Native 
        Hawaiian organization'' means any organization that--
                    (A) serves and represents the interests of Native 
                Hawaiians; and
                    (B) has as a primary and stated purpose, the 
                provision of services to Native Hawaiians.
            (6) Payday loan.--The term ``payday loan'' means any 
        transaction in which a small cash advance is made to a consumer 
        in exchange for--
                    (A) the personal check or share draft of the 
                consumer, in the amount of the advance plus a fee, 
                where presentment or negotiation of such check or share 
                draft is deferred by agreement of the parties until a 
                designated future date; or
                    (B) the authorization of the consumer to debit the 
                transaction account or share draft account of the 
                consumer, in the amount of the advance plus a fee, 
                where such account will be debited on or after a 
                designated future date.
            (7) Secretary.--The term ``Secretary'' means the Secretary 
        of the Treasury.
            (8) Tribal organization.--The term ``tribal organization'' 
        has the same meaning as in section 4 of the Indian Self-
        Determination and Education Assistance Act (25 U.S.C. 450b).

SEC. 3. EXPANDED ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS.

    (a) Establishment of Program.--The Secretary is authorized to award 
grants, including multi-year grants, to eligible entities to establish 
an account in a federally insured depository institution for low- and 
moderate-income individuals that currently do not have such an account.
    (b) Eligible Entities.--An entity is eligible to receive a grant 
under this section, if such an entity is--
            (1) an organization described in section 501(c)(3) of the 
        Internal Revenue Code of 1986, and is exempt from taxation 
        under section 501(a) of such Code;
            (2) a federally insured depository institution;
            (3) an agency of a State or local government;
            (4) a community development financial institution;
            (5) an Indian tribal organization;
            (6) an Alaska Native Corporation;
            (7) a Native Hawaiian organization;
            (8) a labor organization; or
            (9) a partnership comprised of 1 or more of the entities 
        described in the preceding subparagraphs.
    (c) Evaluation and Reports to Congress.--For each fiscal year in 
which a grant is awarded under this section, the Secretary shall submit 
a report to Congress containing a description of the activities funded, 
amounts distributed, and measurable results, as appropriate and 
available.

SEC. 4. LOW COST ALTERNATIVES TO PAYDAY LOANS.

    (a) Establishment of Program.--The Secretary is authorized to award 
demonstration project grants (including multi-year grants) to eligible 
entities to provide low-cost, small loans to consumers that will 
provide alternatives to more costly, predatory payday loans.
    (b) Eligible Entities.--An entity is eligible to receive a grant 
under this section if such an entity is--
            (1) an organization described in section 501(c)(3) of the 
        Internal Revenue Code of 1986 and exempt from tax under section 
        501(a) of such Code;
            (2) a federally insured depository institution;
            (3) a community development financial institution; or
            (4) a partnership comprised of 1 or more of the entities 
        described in paragraphs (1) through (3).
    (c) Terms and Conditions.--
            (1) Percentage rate.--For purposes of this section, an 
        eligible entity that is a federally insured depository 
        institution shall be subject to the annual percentage rate 
        promulgated by the National Credit Union Administration's Loan 
        Interest Rates under part 701 of title 12, Code of Federal 
        Regulations (or any successor thereto), in connection with a 
        loan provided to a consumer pursuant to this section.
            (2) Financial literacy and education opportunities.--Each 
        eligible entity awarded a grant under this section shall offer 
        financial literacy and education opportunities, such as 
        relevant counseling services or educational courses, to each 
        consumer provided with a loan pursuant to this section.
    (d) Evaluation and Reports to Congress.--For each fiscal year in 
which a grant is awarded under this section, the Secretary shall submit 
a report to Congress containing a description of the activities funded, 
amounts distributed, and measurable results, as appropriate and 
available.

SEC. 5. PROCEDURAL PROVISIONS.

    (a) Applications.--A person desiring a grant under section 3 or 4 
shall submit an application to the Secretary, in such form and 
containing such information as the Secretary may require.
    (b) Limitation on Administrative Costs.--A recipient of a grant 
under section 3 or 4 may use not more than 6 percent of the total 
amount of such grant in any fiscal year for the administrative costs of 
carrying out the programs funded by such grant in such fiscal year.

SEC. 6. AUTHORIZATION OF APPROPRIATIONS.

    There are authorized to be appropriated to the Secretary, such sums 
as are necessary to carry out the grant programs authorized by this 
Act, to remain available until expended.

SEC. 7. REGULATIONS.

    The Secretary is authorized to promulgate regulations to implement 
and administer the grant programs authorized by this Act.
[A]: Improving Access to Mainstream Financial Institutions Act of 2008 - Authorizes the Secretary of the Treasury to award grants, including multi-year grants, to specified eligible entities to establish an account in a federally insured depository institution for low- and moderate-income individuals who currently do not have such an account. Includes among such eligible entities: (1) Alaska Native Corporations; (2) Native Hawaiian organizations; and (3) labor organizations.

Authorizes the Secretary to award demonstration project grants to eligible entities to provide low-cost, small loans to consumers that will provide alternatives to more costly, predatory payday loans. Requires such entities to be: (1) tax-exempt charitable organizations; (2) federally insured depository institutions; (3) community development financial institutions; or (4) partnerships comprised of one or more of such entities. Requires grant recipients to offer financial literacy and education opportunities to each consumer provided with a loan pursuant to this Act.


[Q]: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Veterans Mental Health Care Capacity 
Enhancement Act of 2005''.

SEC. 2. FINDINGS.

    Congress makes the following findings:
            (1) Mental health treatment capacity at community-based 
        outpatient clinics remains inadequate and inconsistent, despite 
        the requirement under section 1706(c) of title 38, United 
        States Code, that every primary care health care facility of 
        the Department of Veterans Affairs develop and carry out a plan 
        to meet the mental health care needs of veterans who require 
        such services.
            (2) In 2001, the minority staff of the Committee on 
        Veterans' Affairs of the Senate conducted a survey of 
        community-based outpatient clinics and found that there was no 
        established systemwide baseline of acceptable mental health 
        service levels at such clinics.
            (3) In 2004, the Department of Veterans Affairs workgroup 
        on mental health care, which developed and submitted a 
        Comprehensive Mental Health Strategic Plan to the Secretary of 
        Veterans Affairs, found service and funding gaps within the 
        Department of Veterans Affairs health care system, and made 
        numerous recommendations for improvements. As of May 2005, 
        Congress had not received a final report on the workgroup's 
        findings.
            (4) In February 2005, the Government Accountability Office 
        reported that the Department of Veterans Affairs had not fully 
        met any of the 24 clinical care and education recommendations 
        made in 2004 by the Special Committee on Post-Traumatic Stress 
        Disorder of the Under Secretary for Health, Veterans Health 
        Administration.

SEC. 3. REQUIRED CAPACITY FOR COMMUNITY-BASED OUTPATIENT CLINICS.

    (a) Strengthening of Performance Measures for Mental Health 
Programs.--Section 1706(b)(6) of title 38, United States Code, is 
amended by adding at the end the following:
    ``(D) The Under Secretary shall include, as goals in the 
performance contracts entered into with Network Directors to prioritize 
mental health services--
            ``(i) establishing appropriate staff-patient ratio levels 
        for various programs (including mental health services at 
        community-based outpatient clinics);
            ``(ii) fostering collaborative environments for providers; 
        and
            ``(iii) encouraging clinicians to conduct mental health 
        consultations during primary care visits.''.
    (b) Inflationary Indexing of Capacity Requirements.--Section 
1706(b) of title 38, United States Code, is amended by adding at the 
end the following:
    ``(7) For the purposes of meeting and reporting on the capacity 
requirements under paragraph (1), the Secretary shall ensure that the 
funding levels allocated for specialized treatment and rehabilitative 
services for disabled veterans are adjusted for inflation each fiscal 
year.''.
    (c) Mental Health and Substance Abuse Services.--Section 1706(c) of 
title 38, United States Code, is amended--
            (1) by inserting ``(1)'' before ``The Secretary''; and
            (2) by adding at the end the following:
    ``(2) The Secretary shall ensure that not less than 90 percent of 
community-based outpatient clinics have the capacity to provide onsite, 
contract-referral, or tele-mental health services--
            ``(A) for at least 10 percent of all clinic visits by not 
        later than September 30, 2006; and
            ``(B) for at least 15 percent of all clinic visits by not 
        later than September 30, 2007.
    ``(3) The Secretary shall ensure that not less than 2 years after 
the date of enactment of this paragraph--
            ``(A) each primary care health care facility of the 
        Department has the capacity and resources to provide not less 
        than 5 days of inpatient, residential detoxification services 
        onsite or at a nearby contracted or Department facility; and
            ``(B) a case manager is assigned to coordinate follow up 
        outpatient services at each community-based outpatient 
        clinic.''.
    (d) Reporting Requirement.--Not later than January 31, 2008, the 
Secretary of Veterans Affairs shall submit a report to Congress that--
            (1) describes the status and availability of mental health 
        services at community-based outpatient clinics;
            (2) describes the substance of services available at such 
        clinics;
            (3) includes the ratios between mental health staff and 
        patients at such clinics; and
            (4) includes the certification of the Inspector General of 
        the Department of Veterans Affairs.

SEC. 4. COOPERATION ON MENTAL HEALTH AWARENESS AND PREVENTION.

    (a) Agreement.--The Secretary of Defense and the Secretary of 
Veterans Affairs shall enter into a Memorandum of Understanding--
            (1) to ensure that separating servicemembers receive 
        standardized individual mental health and sexual trauma 
        assessments as part of separation exams; and
            (2) includes the development of shared guidelines on how to 
        conduct the assessments.
    (b) Establishment of Joint VA-DoD Workgroup on Mental Health.--
            (1) In general.--Not later than 180 days after the date of 
        enactment of this Act, the Secretary of Defense and the 
        Secretary of Veterans Affairs shall establish a joint workgroup 
        on mental health, which shall be comprised of not less than 7 
        leaders in the field of mental health appointed from their 
        respective departments.
            (2) Study.--Not later than 1 year after the establishment 
        of the workgroup under paragraph (1), the workgroup shall 
        analyze the feasibility, content, and scope of initiatives 
        related to--
                    (A) combating stigmas and prejudices associated 
                with servicemembers who suffer from mental health 
                disorders or readjustment issues, through the use of 
                peer counseling programs or other educational 
                initiatives;
                    (B) ways in which the Department of Veterans 
                Affairs can make their expertise in treating mental 
                health disorders more readily available to Department 
                of Defense mental health care providers;
                    (C) family and spousal education to assist family 
                members of veterans and servicemembers to recognize and 
                deal with signs of potential readjustment issues or 
                other mental health disorders; and
                    (D) seamless transition of servicemembers who have 
                been diagnosed with mental health disorders from active 
                duty to veteran status (in consultation with the 
                Seamless Transition Task Force and other entities 
                assisting in this effort).
            (3) Report.--Not later than June 30, 2007, the Secretary of 
        Defense and the Secretary of Veterans Affairs shall submit a 
        report to Congress containing the findings and recommendations 
        of the workgroup established under this subsection.

SEC. 5. PRIMARY CARE CONSULTATIONS FOR MENTAL HEALTH.

    (a) Guidelines.--The Under Secretary for Health, Veterans Health 
Administration, shall establish systemwide guidelines for screening 
primary care patients for mental health disorders and illnesses.
    (b) Training.--Based upon the guidelines established under 
subsection (a), the Under Secretary for Health, Veterans Health 
Administration, shall conduct appropriate training for clinicians of 
the Department of Veterans Affairs to carry out mental health 
consultations.
[A]: Veterans Mental Health Care Capacity Enhancement Act of 2005 - Requires the Under Secretary for Health for the Veterans Health Administration of the Department of Veterans Affairs to include as goals in performance contracts for prioritizing mental health services to veterans: (1) establishing appropriate staff-patient ratio levels; (2) fostering collaborative environments for providers; and (3) encouraging clinicians to conduct mental health consultations during primary care visits.

Directs the Secretary of Veterans Affairs to ensure that not less than 90 percent of Department community-based outpatient clinics have the capacity to provide on-site, contract-referral, or tele-mental health services for at least: (1) ten percent of all clinic visits by no later than September 30, 2006; and (2) 15 percent of all clinic visits by no later than September 30, 2007.

Directs the Secretaries of Defense and Veterans Affairs to enter into a memorandum of understanding to ensure interdepartmental cooperation on mental health awareness and mental illness prevention.

Requires the Under Secretary to establish system-wide guidelines for screening primary care patients for mental health disorders and illnesses.


[Q]: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Department of Homeland Security 
Chief Data Officer Authorization Act''.

SEC. 2. CHIEF DATA OFFICER OF THE DEPARTMENT OF HOMELAND SECURITY.

    Section 703 of the Homeland Security Act of 2002 (6 U.S.C. 343) is 
amended by adding at the end the following new subsection:
    ``(c) Chief Data Officer.--
            ``(1) In general.--The Secretary, in consultation with the 
        Chief Information Officer, shall designate a career appointee 
        (as such term is defined in section 3132 of title 5, United 
        States Code) of the Department as the Chief Data Officer of the 
        Department.
            ``(2) Qualifications.--The Chief Data Officer shall possess 
        demonstrated training and experience in the management, 
        governance, generation, collection, protection, analysis, use, 
        and sharing of data, including the protection and de-
        identification of personally identifiable information.
            ``(3) Functions.--The Chief Data Officer shall be 
        responsible for the following:
                    ``(A) Ensuring that the Department conforms with 
                data management best practices recognized across 
                industry and the Federal Government.
                    ``(B) Coordinating the organization and integration 
                of data across the Department for improved 
                interoperability, analysis, and decision-making.
                    ``(C) Reviewing the impact of the infrastructure of 
                the Department regarding data integrity and 
                interoperability.
                    ``(D) Coordinating the release of data for public 
                use following appropriate privacy reviews within the 
                Department, as coordinated with the Chief Privacy 
                Officer.
                    ``(E) Promoting the use of modern data systems to 
                improve Department operations.
                    ``(F) Coordinating the storage of Department 
                records in accordance with the National Archives and 
                Records Administration's General Records Schedules.
                    ``(G) Overseeing, in coordination with the Chief 
                Privacy Officer of the Department, as appropriate, the 
                Department's compliance with the following 
                responsibilities:
                            ``(i) Issuing guidelines ensuring and 
                        maximizing the quality, objectivity, utility 
                        and integrity of information (including 
                        statistical information).
                            ``(ii) Establishing administrative 
                        mechanisms that allow affected persons to seek 
                        and obtain correction of information maintained 
                        and disseminated by relevant components of the 
                        Department that does not comply with the 
                        Department's guidelines.
                            ``(iii) Reporting to the Director of the 
                        Office of Management and Budget about the 
                        number and nature of complaints received by 
                        relevant components of the Department regarding 
                        the accuracy of information disseminated and 
                        how such complaints were handled by such 
                        components.
                    ``(H) Coordinating with appropriate officials of 
                the Department, including the Chief Privacy Officer, 
                component privacy officers, component Chief Data 
                Officers, and program managers, regarding the use of 
                data within their respective components and under their 
                authorities.
                    ``(I) Serving as the liaison to other Federal 
                agencies and the Office of Management and Budget on 
                data and the best way to use existing Department data 
                for statistical purposes.
            ``(4) Component chief data officers.--The heads of each 
        operational component of the Department, in consultation with 
        the Chief Data Officer of the Department and the Chief 
        Information Officer of such component, shall designate a career 
        appointee (as such term is defined in section 3132 of title 5, 
        United States Code) from each such component of the Department 
        as the Chief Data Officer of their respective component. Each 
        such component Chief Data Officer shall--
                    ``(A) have the qualifications described under 
                subsection (c)(2); and
                    ``(B) coordinate with and assist the Chief Data 
                Officer of the Department in the implementation of the 
                functions specified in subparagraphs (A) through (F) of 
                paragraph (3) for their respective component.
            ``(5) Reports.--Not later than 180 days after the date of 
        the enactment of this subsection and periodically thereafter as 
        necessary, the Secretary shall submit to the Committee on 
        Homeland Security of the House of Representatives and the 
        Committee on Homeland Security and Governmental Affairs of the 
        Senate a report on the implementation of this subsection, 
        including any concerns regarding such implementation.''.

            Passed the House of Representatives September 4, 2018.

            Attest:

                                                 KAREN L. HAAS,

                                                                 Clerk.
[A]:
Department of Homeland Security Chief Data Officer Authorization Act  (Sec. 2) This bill amends the Homeland Security Act of 2002 to direct the Chief Information Officer of the Department of Homeland Security (DHS) to designate a career appointee of DHS as its Chief Data Officer. The bill sets forth the responsibilities of the Chief Data Officer, including: (1) ensuring that DHS conforms with recognized data management best practices, (2) coordinating the release of data for public use after privacy reviews, (3) promoting the use of modern data systems to improve DHS operations, and (4) serving as the liaison to other federal agencies and the Office of Management and Budget on data.