You are given a background paragraph that describes one or more causal or qualitative relationships such as a relationship in economics or a scientific law and a story that makes use of the concepts or the relationship described in the provided paragraph. You need to come up with a question about the story that requires an understanding of the relationship described in the background paragraph. The generated question should not be answerable without both the background and story. Write a question about the story that requires a relationship in the background paragraph to answer. Check whether your question requires both the background paragraph and the story to answer. If your question can be answered by only one of these, try to rewrite your question so that it requires both. Note that "flipping" a word in the question can give rise to a new question where the answer will be different from the original question. Often, "flipping" a word gives rise to flipping the direction of the relationship, for example, from "increase" to "decrease."

Background Paragraph: The trade-off theory of capital structure is the idea that a company chooses how much debt finance and how much equity finance to use by balancing the costs and benefits. The classical version of the hypothesis goes back to Kraus and Litzenberger[1] who considered a balance between the dead-weight costs of bankruptcy and the tax saving benefits of debt. Often agency costs are also included in the balance. This theory is often set up as a competitor theory to the pecking order theory of capital structure. A review of the literature is provided by Frank and Goyal.[2]

An important purpose of the theory is to explain the fact that corporations usually are financed partly with debt and partly with equity. It states that there is an advantage to financing with debt, the tax benefits of debt and there is a cost of financing with debt, the costs of financial distress including bankruptcy costs of debt and non-bankruptcy costs (e.g. staff leaving, suppliers demanding disadvantageous payment terms, bondholder/stockholder infighting, etc.). The marginal benefit of further increases in debt declines as debt increases, while the marginal cost increases, so that a firm that is optimizing its overall value will focus on this trade-off when choosing how much debt and equity to use for financing. 
Story: Bob is a financial analyst. He used to work for company A. Bob noticed that company A is mostly financed by debt. Recently, he changed job and now working as a financial analyst for another company, company B. Company B has completely different culture than company A. Company B is mostly financed by equity.
For Which company marginal benefit of increased debt is not an issue?

Background Paragraph: Windbreaks reduce wind velocity over and around crops. This increases yields through reduced drying of the crop and/or by preventing the crop from toppling in strong wind gusts. 
Story: Two farms had winds destroying their crops. Hill farm started installing windbreaks, while Valley farm didn't have the funds to do that so they postponed the project.
Which farm didn't prevent the crop from toppling?

Background Paragraph: Air pollution can also indirectly cause other health issues and even deaths. Air pollutants can cause an increase in cancer including lung cancer, eye problems, and other conditions. For example, using certain chemicals on farms, such as the insecticide DDT (dichlorodiphenyltrichloroethane) and toxic PCBs (polychlorinated biphenyl), can cause cancer. Indoors, pollutants such as radon or asbestos can also increase your cancer risk. Lastly, air pollution can lead to heart disease, including heart attack and stroke. 
Story: Michael recently moved to Xin Jiang, where there is a large amount of air pollutants due to the chemical manufacturing industry there. Kevin, on the other hand, recently moved to Toronto which just finished a several month long tree planting initiative that has drastically lowered the amount of air pollutants in the city.

Who is less at risk for developing eye problems?