In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Input: Consider Input: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Skilled Workforce Enhancement Act of 
2001''.

SEC. 2. CREDIT FOR EXPENSES FOR LONG-TERM TRAINING OF EMPLOYEES IN 
              HIGHLY SKILLED SMALL BUSINESS TRADES.

    (a) In General.--Subpart D of part IV of subchapter A of chapter 1 
of the Internal Revenue Code of 1986 (relating to business-related 
credits) is amended by adding at the end the following new section:

``SEC. 45E. EXPENSES FOR LONG-TERM TRAINING OF EMPLOYEES IN HIGHLY 
              SKILLED SMALL BUSINESS TRADES.

    ``(a) General Rule.--For purposes of section 38, in the case of a 
small business employer, the highly skilled trades training credit 
determined under this section for the taxable year is $15,000 for each 
employee having a qualified training year ending with or within such 
taxable year (whether or not such employee is an employee of the 
taxpayer as of the close of such taxable year).
    ``(b) Definitions.--For purposes of this section--
            ``(1) Small business employer.--
                    ``(A) In general.--The term `small business 
                employer' means, with respect to any taxable year, any 
                employer who employed an average of 250 or fewer 
                employees on business days during such taxable year.
                    ``(B) Controlled groups.--For purposes of 
                subparagraph (A), all persons treated as a single 
                employer under subsection (b), (c), (m), or (o) of 
                section 414 shall be treated as a single employer.
            ``(2) Qualified training year.--
                    ``(A) In general.--The term `qualified training 
                year' means each year during the training period in 
                which the employee received at least 1,500 hours of 
                training (including on-the-job training and training at 
                multi-employer training facilities) from the taxpayer 
                (or any predecessor) under a qualified training program 
                as an apprentice in any highly skilled trade.
                    ``(B) Highly skilled trades.--For purposes of 
                subparagraph (A), the term `highly skilled trades' 
                means--
                            ``(i) precision machinists,
                            ``(ii) die makers,
                            ``(iii) mold makers,
                            ``(iv) tool and die designers,
                            ``(v) heating, ventilating, air 
                        conditioning, refrigeration, and roofing 
                        contractors,
                            ``(vi) the trade of masonry,
                            ``(vii) plumbers,
                            ``(viii) pipefitters,
                            ``(ix) patternmakers,
                            ``(x) foundry technicians,
                            ``(xi) electricians,
                            ``(xii) recreational marine production and 
                        design workers,
                            ``(xiii) 2-way radio technicians,
                            ``(xiv) welders,
                            ``(xv) shipfitters,
                            ``(xvi) propellor machinists,
                            ``(xvii) electronic instrumentation 
                        specialists, and
                            ``(xviii) other highly skilled trades 
                        specified in regulations prescribed by the 
                        Secretary.
                Such term shall not include any trade if the customary 
                apprenticeship period for such trade is less than 2 
                years.
                    ``(C) Qualified training program.--
                            ``(i) In general.--The term `qualified 
                        training program' means a written plan of study 
                        and training for individuals in, or entering 
                        into, highly skilled trades.
                            ``(ii) Description of programs.--A plan 
                        under clause (i) must be a program described in 
                        one of the following subclauses:
                                    ``(I) An apprenticeship program 
                                registered and certified with the 
                                Secretary of Labor under section 1 of 
                                the National Apprenticeship Act (29 
                                U.S.C. 50).
                                    ``(II) A program licensed, 
                                registered, or certified by the 
                                workforce investment board or 
                                apprenticeship agency or council of a 
                                State or administered in compliance 
                                with apprenticeship laws of a State.
                                    ``(III) A program conducted by a 
                                vocational or technical education 
                                school, community college, or 
                                industrial or trade training 
                                organization.
                                    ``(IV) A program which conforms to 
                                apprentice training programs developed 
                                or administered by an employer trade 
                                group or committee.
                                    ``(V) An industry sponsored or 
                                administered program which is clearly 
                                identified and commonly 
recognized within an industry and which meets the requirements of 
clause (iii).
                            ``(iii) Requirements.--A program meets the 
                        requirements of this clause if such program--
                                    ``(I) is accessible to individuals 
                                without discrimination on the basis of 
                                race, sex, color, religion, or national 
                                origin,
                                    ``(II) provides an overview of the 
                                trade, including the history and modern 
                                developments in such trade,
                                    ``(III) provides related 
                                instruction of the fundamental, 
                                intermediate, and advanced skills, 
                                techniques, and materials of the trade,
                                    ``(IV) provides training in math, 
                                measurement, and blueprint reading 
                                skills, if such skills are required in 
                                the trade,
                                    ``(V) provides training on trade 
                                specific tools and equipment,
                                    ``(VI) provides on-the-job training 
                                which allows performance of work under 
                                close supervision of an instructor or 
                                skilled worker, and
                                    ``(VII) provides periodic review 
                                and evaluation of participants to 
                                demonstrate proficiency in skills, 
                                including the use of tests and 
                                assessment of individual and group 
                                projects.
            ``(3) Training period.--The term `training period' means, 
        with respect to an employee, the period--
                    ``(A) beginning on the date that the employee 
                begins employment with the taxpayer as an apprentice in 
                the highly skilled trade, and
                    ``(B) ending on the earlier of--
                            ``(i) the date that such apprenticeship 
                        with the employer ends, or
                            ``(ii) the date which is 4 years after the 
                        date referred to in subparagraph (A).
    ``(c) Coordination With Other Credits.--The amount of credit 
otherwise allowable under sections 51(a) and 1396(a) with respect to 
any employee shall be reduced by the credit allowed by this section 
with respect to such employee.''.
    (b) Credit Made Part of General Business Credit.--Subsection (b) of 
section 38 of such Code is amended by striking ``plus'' at the end of 
paragraph (12), by striking the period at the end of paragraph (13) and 
inserting ``, plus'', and by adding at the end the following new 
paragraph:
            ``(14) in the case of a small business employer (as defined 
        in section 45E(b)), the highly skilled trades training credit 
        determined under section 45E(a).''.
    (c) Denial of Double Benefit.--Section 280C of such Code is amended 
by adding at the end the following new subsection:
    ``(d) Credit for Training Expenses for Employees in Highly Skilled 
Small Business Trades.--No deduction shall be allowed for that portion 
of the expenses otherwise allowable as a deduction for the taxable year 
which is equal to the amount of the credit determined for the taxable 
year under section 45E(a).''.
    (d) Clerical Amendment.--The table of sections for subpart D of 
part IV of subchapter A of chapter 1 of such Code is amended by adding 
at the end the following new item:

                              ``Sec. 45E. Expenses for long-term 
                                        training of employees in highly 
                                        skilled small business 
                                        trades.''.
    (e) Effective Date.--The amendments made by this section shall 
apply to expenses paid or incurred in the taxable years ending after 
the date of the enactment of this Act.

Output: Skilled Workforce Enhancement Act of 2001 - Amends the Internal Revenue Code to provide small employers with a highly skilled trades training credit.


Input: Consider Input: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Public Voice Campaign Finance Reform 
Act of 1997''.

SEC. 2. PROMOTING DISCLOSURE OF CAMPAIGN SPENDING.

    (a) Requiring Intermediaries and Conduits To Report on Bundled 
Contributions.--Section 315(a)(8) of the Federal Election Campaign Act 
of 1971 (2 U.S.C. 441a(a)(8)) is amended--
            (1) by striking ``(8)'' and inserting ``(8)(A)''; and
            (2) by adding at the end the following new subparagraph:
    ``(B) Any person acting as an intermediary or conduit for the 
collection or delivery of contributions on behalf of a candidate shall 
file reports with the Commission (at the same time and in the same 
manner as a political committee which is not an authorized committee of 
a candidate is required to file reports under section 304(a)(4)) on the 
contributions collected or delivered and on related activities 
conducted on the candidate's behalf.''.
    (b) Treatment of Certain Communications as Independent Expenditures 
for Reporting Purposes.--Section 301(17) of such Act (2 U.S.C. 431(17)) 
is amended by striking ``identified candidate'' and inserting the 
following: ``identified candidate, or any payment for any communication 
made during the 90-day period ending on the date of an election which 
includes the name or likeness of a candidate,''.
    (c) Mandatory Electronic Filing for Persons Meeting Certain 
Threshold.--Section 304(a)(11)(A) of such Act (2 U.S.C. 434(a)(11)(A)) 
is amended by striking the period at the end and inserting the 
following: ``, except that in the case of any person reporting an 
amount of contributions, expenditures, or disbursements in an amount 
exceeding a threshold established by the Commission, the person shall 
file all reports required under this Act by such electronic means, 
format, or method.''.

SEC. 3. ENHANCING ENFORCEMENT ABILITIES OF FEDERAL ELECTION COMMISSION.

    (a) Permitting FEC To Impose Filing Fee for Reports.--Section 307 
of the Federal Election Campaign Act of 1971 (2 U.S.C. 437d) is amended 
by adding at the end the following new subsection:
    ``(f)(1) The Commission shall require each political committee 
filing a report under this title to include with the report a payment 
(in an amount established by the Commission) if the amount of 
contributions, expenditures, or disbursements covered by the report 
exceeds a threshold established by the Commission.
    ``(2) In establishing the amount of payment required to be included 
with a report under paragraph (1), the Commission shall take into 
account the costs to the Commission which are associated with the 
submission of reports under this title.
    ``(3) The Commission may waive the application of paragraph (1) 
with respect to a political committee if the Commission determines that 
the payment required would result in a financial hardship to the 
committee.
    ``(4) The Commission may charge a nominal fee for the distribution 
of documents to the public.
    ``(5) The amount appropriated to the Commission for a fiscal year 
pursuant to the authorization under section 314 may not be adjusted to 
take into account any amounts anticipated to be received by the 
Commission during the year pursuant to this subsection.''.
    (b) Revised Standard for Referral of Certain Violations to Attorney 
General.--Section 309(a)(5)(C) of such Act (2 U.S.C. 437g(a)(5)(C)) is 
amended by striking ``by an affirmative vote of 4 of its members, 
determined that there is probable cause to believe'' and inserting 
``believes''.
    (c) Permitting Random Audits.--Section 311(b) of such Act (2 U.S.C. 
438(b)) is amended--
            (1) by striking ``(b)'' and inserting ``(b)(1)''; and
            (2) by adding at the end the following new paragraph:
    ``(2) Notwithstanding paragraph (1), the Commission shall conduct 
random audits of the reports of political committees during the 1-year 
period which begins on the date of a general election, in accordance 
with such criteria as the Commission may establish.''.

SEC. 4. REDUCED BROADCAST RATES FOR CANDIDATES.

    (a) In General.--Section 315(b)(1) of the Communications Act of 
1934 (47 U.S.C. 315(b)(1)) is amended by striking ``the lowest unit 
charge'' and inserting ``the applicable percentage of the lowest unit 
charge''.
    (b) Applicable Percentage Defined.--Section 315(c) of such Act (47 
U.S.C. 315(c)) is amended--
            (1) by striking ``and'' at the end of paragraph (1);
            (2) by striking the period at the end of paragraph (2) and 
        inserting ``; and''; and
            (3) by adding at the end the following new paragraph:
            ``(3) the term `applicable percentage' means--
                    ``(A) 70 percent, in the case of a small broadcast 
                station (as determined by the Commission in accordance 
                with ratings, market area analysis, and such other 
                criteria as the Commission may establish), or
                    ``(B) 50 percent, in the case of any other 
                candidate and any other broadcast station.''.

SEC. 5. RESTRICTIONS ON USE OF NON-FEDERAL FUNDS.

    Title III of the Federal Election Campaign Act of 1971 (2 U.S.C. 
431 et seq.) is amended by adding at the end the following new section:

               ``restrictions on use of non-federal funds

    ``Sec. 323. (a) In General.--Except as provided in subsection (b), 
no funds which are not subject to the limitations and prohibitions of 
this Act may be expended or disbursed by any person for any activity 
which significantly affects an election for Federal office or which 
promotes or identifies (in whole or in part) any candidate for election 
for Federal office, including any get-out-the-vote drive which 
identifies or targets supporters of a candidate for election for 
Federal office, or any voter registration drive or development or 
maintenance of voter files which occurs during an even-numbered year.
    ``(b) Exceptions.--Subsection (a) shall not apply with respect to 
any of the following activities:
            ``(1) The construction, maintenance, or operation of 
        buildings or broadcast facilities for political parties.
            ``(2) State or local political party conventions.
            ``(3) State or local political party administration.
            ``(4) Generic campaign activity to promote a political 
        party.
            ``(5) Any activity which would be described in clause (i), 
        (iii), or (v) of section 301(9)(B) if payment for the activity 
        were an expenditure under such section.''.

SEC. 6. APPOINTMENT AND SERVICE OF MEMBERS OF FEDERAL ELECTION 
              COMMISSION.

    (a) Appointment of Additional, Independent Commissioner.--
            (1) In general.--Section 306(a)(1) of the Federal Election 
        Campaign Act of 1971 (2 U.S.C. 437c(a)(1)) is amended--
                    (A) by striking ``(a)(1)'' and inserting 
                ``(a)(1)(A)'';
                    (B) in the first sentence, by striking ``6 members 
                appointed by the President,'' and inserting the 
                following: ``7 members appointed by the President, of 
                whom one shall be a political independent nominated for 
                appointment by the other members serving on the 
                Commission,''; and
                    (C) by adding at the end the following new 
                subparagraph:
    ``(B) In subparagraph (A), the term `political independent' means 
an individual who at no time after January 1992--
            ``(i) has held elective office as a member of the 
        Democratic or Republican party;
            ``(ii) has received any wages or salary from the Democratic 
        or Republican party or from a Democratic or Republican party 
        office-holder or candidate; or
            ``(iii) has provided substantial volunteer services or made 
        any substantial contribution to the Democratic or Republican 
        party or to a Democratic or Republican party office-holder or 
        candidate.''.
            (2) Deadline for initial appointment.--The members of the 
        Federal Election Commission shall provide the President with a 
        nominee for appointment to the Commission under section 
        306(a)(1)(A) of the Federal Election Campaign Act of 1971 (as 
        amended by paragraph (1)) not later than 90 days after the date 
        of the enactment of this Act.
    (b) Limiting Commissioners to Single Term.--Section 306(a)(2)(A) of 
such Act (2 U.S.C. 437c(a)(2)(A)) is amended by striking ``terms'' and 
inserting ``a single term''.

SEC. 7. EFFECTIVE DATE.

    The amendments made by this Act shall apply with respect to 
elections occurring after January 1999.

Output: Public Voice Campaign Finance Reform Act of 1997 - Amends the Federal Election Campaign Act of 1971 (FECA) to provide for:  (1) intermediaries and conduits to report on bundled contributions in the same time and manner as a political committee which is not an authorized committee of the candidate; (2) certain communications to be treated as independent expenditures; and (3) mandatory electronic filing for persons reporting contributions, expenditures, or disbursements in an amount exceeding a threshold established by the Federal Election Commission. 
(Sec. 3) Directs the Commission to require each political committee filing a report to include with the report a filing fee when the amount of contributions, expenditures, or disbursements covered by the report exceeds a threshold established by the Commission. 
Revises the standard for referral of certain violations to the Attorney General. 
Requires the Commission to conduct random audits of the reports of political committees. 
(Sec. 4) Amends the Communications Act of 1934 to provide for reduced broadcast media rates for candidates. 
(Sec. 5) Amends FECA to set forth restrictions on the use of non-Federal funds. 
(Sec. 6) Revises requirements for the composition of the Commission and terms of Commissioners and replaces them with new requirements, including one that Commissioners serve no more than a single term.


Input: Consider Input: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Consumer Credit Score Disclosure Act 
of 2001''.

SEC. 2. DEFINITIONS.

    Section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a) is 
amended by adding at the end the following:
    ``(q) Definitions Relating to Credit Scores.--In this title--
            ``(1) when used in connection with an application for an 
        extension of credit for a consumer purpose that is to be 
        secured by a dwelling--
                    ``(A) the term `credit score'--
                            ``(i) means a numerical value or 
                        categorization derived from a statistical tool 
                        or modeling system used to predict the 
                        likelihood of certain credit behaviors, 
                        including default; and
                            ``(ii) does not include--
                                    ``(I) any mortgage score or rating 
                                of an automated underwriting system 
                                that considers 1 or more factors in 
                                addition to credit information, 
                                including the loan-to-value ratio, the 
                                amount of down payment, or the 
                                financial assets of a consumer; or
                                    ``(II) other elements of the 
                                underwriting process or underwriting 
                                decision; and
                    ``(B) the term `key factors' means all relevant 
                elements or reasons affecting the credit score for a 
                consumer, listed in the order of their importance, 
                based on their respective effects on the credit score; 
                and
            ``(2) the terms `creditor' and `dwelling' have the same 
        meanings as in section 103 of the Truth in Lending Act.''.

SEC. 3. DUTIES OF CONSUMER REPORTING AGENCIES TO DISCLOSE CREDIT 
              SCORES.

    (a) In General.--Section 609(a) of the Fair Credit Reporting Act 
(15 U.S.C. 1681g(a)) is amended by adding at the end the following:
            ``(6) In connection with an application for an extension of 
        credit for a consumer purpose that is to be secured by a 
        dwelling--
                    ``(A) the current, or most recent, credit score of 
                the consumer that was previously calculated by the 
                agency;
                    ``(B) the range of possible credit scores under the 
                model used;
                    ``(C) the key factors, if any, not to exceed 4, 
                that adversely affected the credit score of the 
                consumer in the model used;
                    ``(D) the date on which the credit score was 
                created; and
                    ``(E) the name of the person or entity that 
                provided the credit score or the credit file on the 
basis of which the credit score was created.''.
    (b) Limitations on Required Provision of Credit Score.--Section 609 
of the Fair Credit Reporting Act (15 U.S.C. 1681g) is amended by adding 
at the end the following:
    ``(d) Limitations on Required Provision of Credit Score.--
            ``(1) In general.--Subsection (a)(6) may not be construed--
                    ``(A) to compel a consumer reporting agency to 
                develop or disclose a credit score if the agency does 
                not, in the ordinary course of its business--
                            ``(i) distribute scores that are used in 
                        connection with extensions of credit secured by 
                        residential real property; or
                            ``(ii) develop credit scores that assist 
                        creditors in understanding the general credit 
                        behavior of the consumer and predicting future 
                        credit behavior;
                    ``(B) to require a consumer reporting agency that 
                distributes credit scores developed by another person 
                or entity to provide a further explanation of those 
                scores, or to process a dispute arising pursuant to 
                section 611(a), except that the consumer reporting 
                agency shall be required to provide to the consumer the 
                name and information for contacting the person or 
                entity that developed the score;
                    ``(C) to require a consumer reporting agency to 
                maintain credit scores in its files; or
                    ``(D) to compel disclosure of a credit score, 
                except upon specific request of the consumer, except 
                that if a consumer requests the credit file and not the 
                credit score, then the consumer shall be provided with 
                the credit file and a statement that the consumer may 
                request and obtain a credit score.
            ``(2) Provision of scoring model.--In complying with 
        subsection (a)(6) and this subsection, a consumer reporting 
        agency shall supply to the consumer--
                    ``(A) a credit score that is derived from a credit 
                scoring model that is widely distributed to users of 
                credit scores by that consumer reporting agency in 
                connection with any extension of credit secured by a 
                dwelling; or
                    ``(B) a credit score that assists the consumer in 
                understanding the credit scoring assessment of the 
                credit behavior of the consumer and predictions about 
                future credit behavior.''.
    (c) Conforming Amendment.--Section 609(a)(1) of the Fair Credit 
Reporting Act (15 U.S.C. 1681g(a)(1)) is amended by inserting before 
the period ``, other than as provided in paragraph (6)''.

SEC. 4. DUTIES OF USERS OF CREDIT SCORES.

    (a) In General.--Section 615 of the Fair Credit Reporting Act (15 
U.S.C. 1681m) is amended--
            (1) by striking ``(e)'' at the end; and
            (2) by adding at the end the following:
    ``(e) Duties of Users of Credit Scores.--
            ``(1) Disclosures.--Any person that makes or arranges 
        extensions of credit for consumer purposes that are to be 
        secured by a dwelling and that uses credit scores for that 
        purpose, shall be required to provide to the consumer to whom 
        the credit score relates, as soon as is reasonably practicable 
        after such use--
                    ``(A) a copy of the information described in 
                section 609(a)(6) that was obtained from a consumer 
                reporting agency or that was developed and used by that 
                user of the credit score information; or
                    ``(B) if the user of the credit score information 
                obtained such information from a third party that 
                developed such information, (other than a consumer 
                reporting agency or the user itself) only--
                            ``(i) a copy of the information described 
                        in section 609(a)(6) provided to the user by 
                        the person or entity that developed the credit 
                        score; and
                            ``(ii) a notice that generally describes 
                        credit scores, their use, and the sources and 
                        kinds of data used to generate credit scores.
            ``(2) Rule of construction.--This subsection may not be 
        construed to require the user of a credit score described in 
        paragraph (1)--
                    ``(A) to explain to the consumer the information 
                provided pursuant to section 609(a)(6), unless that 
                information was developed by the user;
                    ``(B) to disclose any information other than a 
                credit score or the key factors required to be 
                disclosed under section 609(a)(6)(C);
                    ``(C) to disclose any credit score or related 
                information obtained by the user after a transaction 
                occurs; or
                    ``(D) to provide more than 1 disclosure under this 
                subsection to any 1 consumer per credit transaction.
            ``(3) Limitation.--Except as otherwise provided in this 
        subsection, the obligation of a user of a credit score under 
        this subsection shall be limited solely to providing a copy of 
        the information that was received from the consumer reporting 
        agency or other person. A user of a credit score has no 
        liability under this subsection for the content of credit score 
        information received from a consumer reporting agency or for 
        the omission of any information within the report provided by 
        the consumer reporting agency.''.
    (b) Conforming Amendment.--Section 615 of the Fair Credit Reporting 
Act (15 U.S.C. 1681m) is amended in the section heading, by adding at 
the end ``and credit scores''.

SEC. 5. CONTRACTUAL LIABILITY.

    Section 616 of the Fair Credit Reporting Act (15 U.S.C. 1681n) is 
amended by adding at the end the following:
    ``(d) Use of Credit Scores.--Any provision of any contract that 
prohibits the disclosure of a credit score by a consumer reporting 
agency or a person who makes or arranges extensions of credit to the 
consumer to whom the credit score relates is void. A user of a credit 
score shall not have liability under any such contractual provision for 
disclosure of a credit score.''.

SEC. 6. RELATION TO STATE LAWS.

    Section 624(b)(1) of the Fair Credit Reporting Act (15 U.S.C. 
1681t(b)(1)) is amended--
            (1) in subparagraph (E), by striking ``or'' at the end; and
            (2) by adding at the end the following new subparagraphs:
                    ``(G) section 609(a)(6), relating to the disclosure 
                of credit scores by consumer reporting agencies; or
                    ``(H) section 615(e), relating to the duties of 
                users of credit scores to disclose credit score 
                information to consumers;''.

SEC. 7. EFFECTIVE DATE.

    This Act and the amendments made by this Act shall become effective 
180 days after the date of enactment of this Act.


Output: Consumer Credit Score Disclosure Act of 2001 - Amends the Fair Credit Reporting Act to cite specified consumer credit scoring information that a consumer reporting agency must disclose upon consumer request in connection with an application for an extension of consumer credit secured by a dwelling, including a credit score: (1) derived from a model widely distributed to users of credit scores; or (2) that assists the consumer in understanding the credit scoring assessment of the consumer's credit behavior and predictions about future credit behavior.Requires any person that makes or arranges extensions of consumer credit that are to be secured by a dwelling, and that uses credit scores for that purpose, to provide the consumer with a copy of: (1) the information obtained from a consumer reporting agency or that was developed and used by that user of the credit score information; or (2) a copy of the information provided to the user by a third party that developed the credit score, plus a general description of credit scores, their use, and the sources and kinds of data used to generate credit scores.Declares void any contract provision that prohibits such mandated disclosures. Exempts from contractual liability any user of a credit score for making such a disclosure.