In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

[EX Q]: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Coastal Services and Performance 
Evaluation Act of 2003''.

SEC. 2. TABLE OF CONTENTS.

    The table of contents for this Act is as follows:

Sec. 1. Short title.
Sec. 2. Table of contents.
Sec. 3. Amendment of Coastal Zone Management Act of 1972.
Sec. 4. Policy.
Sec. 5. Coastal Zone Management Fund.
Sec. 6. Coastal services.
Sec. 7. Review of performance.
Sec. 8. Amendments relating to Walter B. Jones Awards for Excellence in 
                            Coastal Zone Management.
Sec. 9. Reports.
Sec. 10. Authorization of appropriations.
Sec. 11. Technical corrections.
Sec. 12. Coastal zone management outcome indicators and monitoring and 
                            performance evaluation system.

SEC. 3. AMENDMENT OF COASTAL ZONE MANAGEMENT ACT OF 1972.

    Except as otherwise expressly provided, whenever in this Act an 
amendment or repeal is expressed in terms of an amendment to, or repeal 
of, a section or other provision, the reference shall be considered to 
be made to a section or other provision of the Coastal Zone Management 
Act of 1972 (16 U.S.C. 1451 et seq.).

SEC. 4. POLICY.

    Section 303 (16 U.S.C. 1452) is amended in paragraph (2)(J) by 
striking ``State'' the second place it appears and inserting ``State 
and Federal fish''.

SEC. 5. COASTAL ZONE MANAGEMENT FUND.

    Section 308 (16 U.S.C. 1456a) is amended--
            (1) in subsection (a) by striking paragraph (2) and 
        inserting the following:
    ``(2) Loan repayments made pursuant to this subsection--
                    ``(A) shall be retained by the Secretary and 
                deposited into the Coastal Zone Management Fund 
                established under subsection (b); and
                    ``(B) subject to amounts provided in appropriation 
                Acts, shall be available to the Secretary for purposes 
                of this title and transferred to the Operations, 
                Research, and Facilities account to offset the costs of 
                implementing this title.''; and
            (2) in subsection (b)--
                    (A) by striking paragraphs (2) and (3); and
                    (B) by striking ``(b)(1)'' and inserting ``(b)''.

SEC. 6. COASTAL SERVICES.

    Section 310 (16 U.S.C. 1456c) is amended--
            (1) by striking so much as precedes subsection (b) and 
        inserting the following:

     ``coastal services, training, education, and technical support

    ``Sec. 310. (a)(1) The Secretary shall conduct a program of 
training, education, technical assistance, technology transfer, 
management-oriented research, and other services to support--
            ``(A) State coastal management programs and national 
        estuarine reserves designated under this title; and
            ``(B) other Federal agencies, local governments, Indian 
        tribes, other persons, and international cooperative efforts 
        relating to the comprehensive planning, conservation, and 
        management of ocean and coastal resources.
    ``(2) The Secretary may, in implementing this program, take into 
consideration the need to address regional or local concerns, including 
the unique needs of island States and territories, in order to provide 
effective and efficient support and develop expertise.
    ``(3) The Secretary shall coordinate the technical assistance, 
studies, management-oriented research, and other activities under this 
section with any other relevant activities conducted by or subject to 
the authority of the Secretary.'';
            (2) in subsection (b) by inserting ``Coordination and 
        Consultation.--'' after ``(b)''; and
            (3) by adding at the end the following:
    ``(c) Assistance From Other Agencies and Persons.--(1) Each 
department, agency, and instrumentality of the executive branch of the 
Federal Government may assist the Secretary, on a reimbursable basis or 
otherwise, in carrying out the purposes of this section, including the 
furnishing of information to the extent permitted by law, the transfer 
of personnel with their consent and without prejudice to their position 
and rating, and the performance of any research, study, and technical 
assistance that does not interfere with the performance of the primary 
duties of such department, agency, or instrumentality.
    ``(2) The Secretary may enter into contracts or other arrangements 
with other Federal agencies and any other qualified person for the 
purposes of carrying out this section.''.

SEC. 7. REVIEW OF PERFORMANCE.

    Section 312 (16 U.S.C. 1458) is amended by striking ``Sec. 312.'' 
and all that follows through subsection (a) and inserting the 
following:
    ``Sec. 312. (a) Review.--No less than every 5 years, the Secretary 
shall conduct a review of the performance of a coastal State's 
management program. Each review shall include a written evaluation with 
an assessment and detailed findings concerning the extent to which the 
State has implemented and enforced the program approved by the 
Secretary, addressed the coastal management needs identified in section 
303(2)(A) through (K), met any outcome indicators established by the 
Secretary under section 12 of the Coastal Services and Performance 
Evaluation Act of 2003, and adhered to the terms of any grant, loan, or 
cooperative agreement funded under this title.''.

SEC. 8. AMENDMENTS RELATING TO WALTER B. JONES AWARDS FOR EXCELLENCE IN 
              COASTAL ZONE MANAGEMENT.

    Section 314 (16 U.S.C. 1460) is amended--
            (1) by amending subsection (a) to read as follows:
    ``(a) Authorization of Program.--(1) The Secretary may implement a 
program to promote excellence in coastal zone management by identifying 
and making awards acknowledging outstanding accomplishments in the 
field of coastal zone management. An award under this section shall be 
known as a `Walter B. Jones Award'.
    ``(2) Awards under this section may include, subject to the 
availability of appropriations--
            ``(A) cash awards of not more than $5,000 each;
            ``(B) research grants; and
            ``(C) public ceremonies to acknowledge accomplishments in 
        the field of coastal zone management.'';
            (2) in subsection (b) in the matter preceding paragraph 
        (1), by striking ``shall elect annually'' and inserting ``may 
        select annually for an award under this section''; and
            (3) by repealing subsection (e).

SEC. 9. REPORTS.

    Section 316(a) (16 U.S.C. 1462(a)) is amended--
            (1) in subsection (a)--
                    (A) by striking ``to the President for 
                transmittal''; and
                    (B) in clause (10) by striking ``and an evaluation 
                of the effectiveness of financial assistance under 
                section 308 in dealing with such consequences''; and
            (2) by amending subsection (c) to read as follows:
    ``(c) State of the Coast Report.--Not less than 24 months after the 
date of the enactment of this subsection, and not less than every 24 
months thereafter, the Secretary shall provide a coastal status report 
to the Congress that includes the following:
            ``(1) An assessment of the ecological status and trends of 
        United States marine resources.
            ``(2) An identification and analysis of the changes in 
        those status and trends since the previous report.
            ``(3) An identification and assessment of Government 
        performance measures that track the status and trends of United 
        States marine resources.
            ``(4) An evaluation of the adequacy of marine resource 
        monitoring and assessment programs.''.

SEC. 10. AUTHORIZATION OF APPROPRIATIONS.

    Section 318(a) (16 U.S.C. 1464(a)) is amended--
            (1) in paragraph (1) by striking ``and'' after the 
        semicolon at the end;
            (2) in paragraph (2) by striking the period at the end and 
        inserting ``; and''; and
            (3) by adding at the end the following:
            ``(3) to carry out section 310 and for awards under section 
        314--
                    ``(A) $28,000,000 for fiscal year 2004;
                    ``(B) $29,000,000 for fiscal year 2005; and
                    ``(C) $30,000,000 for each of fiscal years 2006 
                through 2008.''.

SEC. 11. TECHNICAL CORRECTIONS.

    The Coastal Zone Management Act of 1972 is amended--
            (1) in section 304(5) (16 U.S.C. 1453(5)) by striking the 
        semicolon and inserting a colon;
            (2) in section 306(a), as redesignated by this Act, in 
        paragraph (10)(A) by inserting a comma after ``development'';
            (3) by striking ``coastal state'' each place it appears and 
        inserting ``coastal State'';
            (4) by striking ``coastal states'' each place it appears 
        and inserting ``coastal States'';
            (5) by striking ``coastal state's'' each place it appears 
        and inserting ``coastal State's'';
            (6) by striking the term ``state'' each place it appears in 
        reference to a State of the United States (other than in the 
        term ``coastal state'') and inserting ``State'';
            (7) by striking the term ``states'' each place it appears 
        in reference to States of the United States (other than in the 
        term ``coastal states'') and inserting ``States''; and
            (8) by striking the term ``state's'' each place it appears 
        in reference to a State of the United States (other than in the 
        term ``coastal state's'') and inserting ``State's''.

SEC. 12. COASTAL ZONE MANAGEMENT OUTCOME INDICATORS AND MONITORING AND 
              PERFORMANCE EVALUATION SYSTEM.

    (a) In General.--
            (1) Performance guidelines and evaluation.--The Secretary 
        of Commerce shall, by not later than 1 year after the date of 
        enactment of this Act, submit to the Committee on Resources of 
        the House of Representatives a report identifying a common set 
        of measurable outcome indicators to evaluate the performance of 
        State coastal zone management programs in furthering the goals 
        and objectives identified in the States' approved coastal 
        management programs, and in the achievement of the national 
        policy declared in section 303 of the Coastal Zone Management 
        Act of 1972 (16 U.S.C. 1452).
            (2) Assessment of coastal and marine monitoring, 
        assessment, and other information.--The Secretary shall, by not 
        later than 2 years after the date of enactment of this Act, 
        submit to the Committee on Resources of the House of 
        Representatives a report providing--
                    (A) an assessment of the adequacy of coastal and 
                marine monitoring, assessment, and other information 
                necessary to establish a coastal zone management 
                outcome monitoring and performance evaluation system; 
                and
                    (B) recommendations for improving the availability 
                of such information, including funding needs.
            (3) Outcome monitoring and performance evaluation system.--
        The Secretary shall, by not later than 3 years after the date 
        of the enactment of this Act, establish a national coastal zone 
        management outcome monitoring and performance evaluation system 
        that uses the common set of indicators identified in the report 
        under paragraph (1).
    (b) Consultation.--
            (1) State consultation.--In preparing each of the reports 
        under subsection (a), the Secretary shall consult with and 
        provide a copy of the draft report to each coastal State, 
        through the Governor of the State or the head of the State 
        agency designated by such Governor pursuant to section 
        310(d)(6) of the Coastal Zone Management Act of 1972 (16 U.S.C. 
        1455(d)(6)).
            (2) Public comment and participation.--The Secretary shall 
        also implement a public process to solicit the views and 
        comments of Federal agencies, local governments, regional 
        organizations, port authorities, and other interested public 
        and private persons regarding such reports, and shall make 
        available to such persons copies of each draft of such reports 
        for review and comment.
            (3) Response to comments.--The Secretary shall include in 
        each final report under subsection (a)--
                    (A) any comments on each draft of the report 
                received from a Governor or the head of such a 
                designated State agency, and the Secretary's responses 
                to such comments; and
                    (B) a summary of other public comments regarding 
                the report, and the Secretary's response to those 
                comments.
    (c) Authorization of Appropriations.--To carry out this section, 
there are authorized to be appropriated to the Secretary $1,000,000 for 
each of the fiscal years 2004, 2005, and 2006.
[EX A]: Coastal Services and Performance Evaluation Act of 2003 - Amends Federal law to make loan repayments deposited in the Coastal Zone Management Fund available to offset costs of implementing coastal zone management programs.Requires the Secretary of Commerce to provide training, education, and technical assistance for coastal zone management. Authorizes Federal agencies and instrumentalities to assist the Secretary on a reimbursable basis.Revises review requirements for coastal State management programs to change the frequency of review from continuing to every five years.Makes the Walter B. Jones Excellence in Coastal Zone Management Awards program discretionary instead of mandatory.Requires the Secretary to establish a national coastal zone management outcome indicators monitoring and performance evaluation system that provides for public comment and participation and uses a common set of measurable outcome indicators to evaluate the performance of State coastal zone management programs.

[EX Q]: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Financial Information Privacy Act of 
1999''.

SEC. 2. DEFINITIONS.

    In this Act--
            (1) the term ``covered person'' means a person that is 
        subject to the jurisdiction of any of the Federal financial 
        regulatory authorities; and
            (2) the term ``Federal financial regulatory authorities'' 
        means--
                    (A) each of the Federal banking agencies, as that 
                term is defined in section 3(z) of the Federal Deposit 
                Insurance Act; and
                    (B) the Securities and Exchange Commission.

SEC. 3. PRIVACY OF CONFIDENTIAL CUSTOMER INFORMATION.

    (a) Rulemaking.--The Federal financial regulatory authorities shall 
jointly issue final rules to protect the privacy of confidential 
customer information relating to the customers of covered persons, not 
later than 270 days after the date of enactment of this Act (and shall 
issue a notice of proposed rulemaking not later than 150 days after the 
date of enactment of this Act), which rules shall--
            (1) define the term ``confidential customer information'' 
        to be personally identifiable data that includes transactions, 
        balances, maturity dates, payouts, and payout dates, of--
                    (A) deposit and trust accounts;
                    (B) certificates of deposit;
                    (C) securities holdings; and
                    (D) insurance policies;
            (2) require that a covered person may not disclose or share 
        any confidential customer information to or with any affiliate 
        or agent of that covered person if the customer to whom the 
        information relates has provided written notice, as described 
        in paragraphs (4) and (5), to the covered person prohibiting 
        such disclosure or sharing--
                    (A) with respect to an individual that became a 
                customer on or after the effective date of such rules, 
                at the time at which the business relationship between 
                the customer and the covered person is initiated and at 
                least annually thereafter; and
                    (B) with respect to an individual that was a 
                customer before the effective date of such rules, at 
                such time thereafter that provides a reasonable and 
                informed opportunity to the customer to prohibit such 
                disclosure or sharing and at least annually thereafter;
            (3) require that a covered person may not disclose or share 
        any confidential customer information to or with any person 
        that is not an affiliate or agent of that covered person unless 
        the covered person has first--
                    (A) given written notice to the customer to whom 
                the information relates, as described in paragraphs (4) 
                and (5); and
                    (B) obtained the informed written or electronic 
                consent of that customer for such disclosures or 
                sharing;
            (4) require that the covered person provide notices and 
        consent acknowledgments to customers, as required by this 
        section, in separate and easily identifiable and 
        distinguishable form;
            (5) require that the covered person provide notice as 
        required by this section to the customer to whom the 
        information relates that describes what specific types of 
        information would be disclosed or shared, and under what 
        general circumstances, to what specific types of businesses or 
        persons, and for what specific types of purposes such 
        information could be disclosed or shared;
            (6) require that the customer to whom the information 
        relates be provided with access to the confidential customer 
        information that could be disclosed or shared so that the 
        information may be reviewed for accuracy and corrected or 
        supplemented;
            (7) require that, before a covered person may use any 
        confidential customer information provided by a third party 
        that engages, directly or indirectly, in activities that are 
        financial in nature, as determined by the Federal financial 
        regulatory authorities, the covered person shall take 
        reasonable steps to assure that procedures that are 
        substantially similar to those described in paragraphs (2) 
        through (6) have been followed by the provider of the 
        information (or an affiliate or agent of that provider); and
            (8) establish a means of examination for compliance and 
        enforcement of such rules and resolving consumer complaints.
    (b) Limitation.--The rules prescribed pursuant to subsection (a) 
may not prohibit the release of confidential customer information--
            (1) that is essential to processing a specific financial 
        transaction that the customer to whom the information relates 
        has authorized;
            (2) to a governmental, regulatory, or self-regulatory 
        authority having jurisdiction over the covered financial entity 
        for examination, compliance, or other authorized purposes;
            (3) to a court of competent jurisdiction;
            (4) to a consumer reporting agency, as defined in section 
        603 of the Fair Credit Reporting Act for inclusion in a 
        consumer report that may be released to a third party only for 
        a purpose permissible under section 604 of that Act; or
            (5) that is not personally identifiable.
    (c) Construction.--Nothing in this section or the rules prescribed 
under this section shall be construed to amend or alter any provision 
of the Fair Credit Reporting Act.
[EX A]: Financial Information Privacy Act of 1999 - Directs the Federal financial regulatory authorities (banking regulatory agencies and the Securities and Exchange Commission (SEC)) to jointly issue final rules to protect the privacy of confidential information relating to customers of institutions under their respective jurisdictions (covered institution). 
Mandates that such rules: (1) prohibit a covered institution from disclosing or sharing confidential customer information with any affiliate or agent if the customer has provided a written notice which forbids such disclosure; (2) prohibit a covered institution from disclosing or sharing confidential customer information with a non-affiliate or non-agent unless the customer has provided written or electronic consent; (3) require the covered institution to disclose to the customer the specific type of information disclosed or shared, under what circumstances, to what specific types of businesses, and for what types of purposes; (4) require customer access to information that could be disclosed so that it may be reviewed for accuracy and supplementation; and (5) establish a compliance and enforcement mechanism that includes consumer complaint resolution. 
Cites circumstances under which such information may be released.

[EX Q]: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Seniors' Retirement Recovery Act of 
2005''.

SEC. 2. REPEAL OF 1993 INCOME TAX INCREASE ON SOCIAL SECURITY BENEFITS.

    (a) Restoration of Prior Law Formula.--Subsection (a) of section 86 
of the Internal Revenue Code of 1986 is amended to read as follows:
    ``(a) In General.--Gross income for the taxable year of any 
taxpayer described in subsection (b) (notwithstanding section 207 of 
the Social Security Act) includes Social Security benefits in an amount 
equal to the lesser of--
            ``(1) one-half of the Social Security benefits received 
        during the taxable year, or
            ``(2) one-half of the excess described in subsection 
        (b)(1).''.
    (b) Repeal of Adjusted Base Amount.--Subsection (c) of section 86 
of such Code is amended to read as follows:
    ``(c) Base Amount.--For purposes of this section, the term `base 
amount' means--
            ``(1) except as otherwise provided in this subsection, 
        $25,000,
            ``(2) $32,000 in the case of a joint return, and
            ``(3) zero in the case of a taxpayer who--
                    ``(A) is married as of the close of the taxable 
                year (within the meaning of section 7703) but does not 
                file a joint return for such year, and
                    ``(B) does not live apart from his spouse at all 
                times during the taxable year.''.
    (c) Conforming Amendments.--
            (1) Subparagraph (A) of section 871(a)(3) of such Code is 
        amended by striking ``85 percent'' and inserting ``50 
        percent''.
            (2)(A) Subparagraph (A) of section 121(e)(1) of the Social 
        Security Amendments of 1983 (Public Law 98-21) is amended--
                    (i) by striking ``(A) There'' and inserting 
                ``There'';
                    (ii) by striking ``(i)'' immediately following 
                ``amounts equivalent to''; and
                    (iii) by striking ``, less (ii)'' and all that 
                follows and inserting a period.
            (B) Paragraph (1) of section 121(e) of such Act is amended 
        by striking subparagraph (B).
            (C) Paragraph (3) of section 121(e) of such Act is amended 
        by striking subparagraph (B) and by redesignating subparagraph 
        (C) as subparagraph (B).
            (D) Paragraph (2) of section 121(e) of such Act is amended 
        in the first sentence by striking ``paragraph (1)(A)'' and 
        inserting ``paragraph (1)''.
    (d) Effective Dates.--
            (1) In general.--Except as otherwise provided in this 
        subsection, the amendments made by this section shall apply to 
        taxable years beginning after December 31, 2005.
            (2) Subsection (c)(1).--The amendment made by subsection 
        (c)(1) shall apply to benefits paid after December 31, 2005.
            (3) Subsection (c)(2).--The amendments made by subsection 
        (c)(2) shall apply to tax liabilities for taxable years 
        beginning after December 31, 2005.
    (e) Maintenance of Transfers to Hospital Insurance Trust Fund.--
            (1) In general.--There are hereby appropriated to the 
        Hospital Insurance Trust Fund established under section 1817 of 
        the Social Security Act amounts equal to the reduction in 
        revenues to the Treasury by reason of the enactment of this 
        Act. Amounts appropriated by the preceding sentence shall be 
        transferred from the general fund at such times and in such 
        manner as to replicate to the extent possible the transfers 
        which would have occurred to such Trust Fund had this Act not 
        been enacted.
            (2) Reports.--The Secretary of the Treasury or the 
        Secretary's delegate shall annually report to the Committee on 
        Ways and Means of the House of Representatives and the 
        Committee on Finance of the Senate the amounts and timing of 
        the transfers under this subsection.

SEC. 3. AGE FOR BEGINNING MANDATORY DISTRIBUTIONS INCREASED TO 80.

    (a) Qualified Pension Plans.--Subparagraphs (B)(iv) and (C) of 
section 401(a)(9) of the Internal Revenue Code of 1986 (relating to 
required distributions) are each amended by striking ``70\1/2\'' each 
place it appears and inserting ``80''.
    (b) Individual Retirement Plans.--
            (1) Paragraph (1) of section 219(d) of such Code is 
        amended--
                    (A) by striking ``70\1/2\'' in the text and 
                inserting ``80'', and
                    (B) by striking ``70\1/2\'' in the heading and 
                inserting ``80''.
            (2) Subsection (b) of section 408 of such Code is amended 
        by striking ``70\1/2\'' and inserting ``80''.
    (c) Roth IRA's.--Paragraph (4) of section 408A(c) of such Code is 
amended--
            (1) by striking ``70\1/2\'' in the text and inserting 
        ``80'', and
            (2) by striking ``70\1/2\'' in the heading and inserting 
        ``80''.
    (d) Section 457 Plans.--Clause (i) of section 457(d)(1)(A) of such 
Code is amended by striking ``70\1/2\'' and inserting ``80''.
    (e) Effective Date.--The amendments made by this section shall 
apply to distributions after the date of the enactment of this Act.
[EX A]:
Seniors' Retirement Recovery Act of 2005 - Amends the Internal Revenue Code to repeal the 85 percent maximum tax rate on Social Security and Railroad Retirement benefits enacted by the Omnibus Budget Reconciliation Act of 1993. Appropriates, from the general fund, to the Hospital Insurance Trust Fund amounts equal to the reduction in revenues resulting from the repeal of the 85 percent rate.

Increases from 70 1/2 to 80 the age at which pension plan and individual retirement account beneficiaries must begin taking distributions.