You will be given a trivia clue, and the category it belongs to. You should answer with the best answer that belongs in the category and is described by the clue. For consistency, answers should be in all lower cased letters.
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Question: Category: INSURANCE 
Clue: It's a payment on an insurance policy or a ranking, especially for a brand of saltine

Answer: premium


Question: Category: SEX CHANGES 
Clue: Don't let the pearls fool you, these lady bivalves can change into males when it suits them

Answer: oysters


Question: Category: WHAT A DISH! 
Clue: Spanish name for a breakfast dish of fried corn tortillas topped with fried eggs & a layer of salsa

Answer:
huevos rancheros