Given a document, generate a short title of the document. The title should convey the main idea/event/topic about which the document is being written. Note that URLs in the text have been replaced with [Link].

Q: The peer-to-peer lender LendingClub  is on the cusp of being investigated by the US Department of Justice and the Securities and Exchange Commission  and it is in emergency talks to coax more buyers onto its platform to shore up the business.
 LendingClub  made the disclosures in a regulatory filing on Monday.  It  follows the shock ousting of  LendingClub  founder and CEO Renaud Laplanche last week after an internal review. The stock crashed 26% on the day and is down over 50% since then.
The board cited issues with "data integrity and contract approval monitoring and review processes" for Laplanche's exit  as well as issues surrounding an apparent financial conflict of interest in an investment Laplanche made in a company doing business with  LendingClub .
The forced exit of Laplanche has sent  LendingClub  into a full-blown crisis that threatens the very core of  its  business.
UPDATE: Since  publication LendingClub  has provided BI with the following statement:
 LendingClub  was founded in 2007 and is a peer-to-peer lender; consumers can take out loans of up to $40 000 (Â£27 654)  supplied by a third party  that are then packaged up and sold to institutional investors who want to receive the stream of interest payments in return. It matches lenders with investors  a little like UK companies such as Zopa.
 LendingClub  says:
But Laplanche also failed to disclose his personal interest in  a fund that LendingClub was considering investing in   and The Journal claims he had invested millions in  that fund  so it could buy LendingClub's loans  effectively to boost demand.
The vehicle  which Bloomberg said was Cirrix Capital  bought $114.5 million worth of  LendingClub  loans in the first quarter of the year  according to Monday's filing.  LendingClub  director John Mack and Laplanche are all investors in Cirrix  according to Bloomberg. Cirrix is now helping Lending Club with emergency funding.
 LendingClub  claims to take no credit risk itself  but  it  clearly has some exposure to the risk if  it  is investing in a fund that is buying  its  loans. Discussing  LendingClub 's investment in the vehicle that bought the loans   LendingClub  says  it  "determined none of these events were required to be recognized or disclosed."
As a result of the whole fiasco   LendingClub  has received a grand jury subpoena from the US Department of Justice and has been contacted by the SEC   it  said in a filing on Monday.  The company  says "no assurance can be given as to the timing or outcome of these matters. "
LendingClub  also warns that  it  may face legal proceedings over the whole thing  but  it  says  it  doesn't think any liabilities from an eventual judgment will have a "material effect on  its  financial condition."
 LendingClub  is already facing two class-action lawsuits in the US  both filed since the start of the year.
One  filed in California  accuses  the company  of "making materially false and misleading statements in the registration statement and prospectus issued in connection with the IPO regarding  among other things  the company's business model  compliance with regulatory matters  and their impact on  the company 's business  operations  and future results."
Another  lodged in New York  claims people "received loans  through  the company 's platform  that exceeded states' usury limits in violation of state usury and consumer protection laws."
' The company  may need to use  its  own funds to purchase  these loans'

A: LendingClub faces DOJ SEC investigations could buy more of its loans
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Q: Itâs not as if fake news in America came into existence alongside the tide known as the Trump presidencyâthe hucksters  foreign propagandists  conspiracy theorists  and fabricators have always been hereâbut if ever there was a year when purposefully misleading or false stories hit their stride  2017 might have been it.  We  were told that an ISIS leader was captured at a US airport  and that Shariah law was instituted in Utah and other states. A study found that 25 million votes for Hillary Clinton were âcompletely fraudulent â and the Las Vegas massacre was carried out by antifa  or ISIS  or the Illuminati  or somehow all three. The lies went on and on  picking up where 2016âs catalogue of nonsense left off. (Remember Hillary Clintonâs child sex trafficking ring run out of a pizzeria  or Sarah Palin banning Muslims from âenteringâ her daughter? How about Alec Baldwin dying  and Trump winning the electoral vote and the popular vote?)
But now  we âre at the dawn of a fresh year  privy to the forces that seek to sow confusion and outrage. Can American society overcome the fake news phenomenon?
Wellâ¦ âThereâs probably a strong case to be made that  we  are chemically addicted to fake news â says  Amy Webb   an author and futurist who founded the Future Today Institute. âWhen youâre seeing your angers and fears and anxieties being validated externally  you get a shot of dopamine.â Thinking about the upcoming year and beyond   she  says   we  may have âa huge problem on  our  hands.â And though the propaganda is coming at  us  from all directionsâfrom Kremlin-backed misinformation campaigns and Twitter troll armies to publicity hounds and political malcontentsâfalling for it  and spreading it  is to some degree our own fault.
In the spring of 2017   Webb  wrote a piece for Mother Jones that detailed not only the manner of 21st-century fake news and the speed with which it travels  but also how we are all accomplices to its proliferation âas we click and repost without considering the storyâs source and its agenda.â  She  noted that the democratization of the internet back in the 1990s meant that âeveryone would get to participate regardless of their agendas.â Information became free and free-flowing. But  problematically  âwe didnât plan ahead as the internet matured â when consumers of information were left to contend with not only âhuman arbiters of factsâ but also code and algorithms that propel certain types of content to the fore  based on our own online behavior. Innocently sharing a cat video put out by Russia Today  a Kremlin-backed propaganda machine that elevates fringe âexpertsâ and attempts to sow distrust  means youâll see a lot more of their content in the future.
Complicating matters more is that in our politicized climate  the term fake news itself came to mean different things to different people. It had a literal meaning that  seemingly overnight  became a hashtag and an epithet to hurl at anything or anyone that one disagrees with. âIf we canât even come to some kind of convergence and talk about something as insidious and as threatening to our future as the spread of misinformationâotherwise known as fake news in the literal senseâthen donât we have sort of a catastrophically huge problem on our hands?â asks  Webb .
As someone who studies current and past trends to try to anticipate what the future may hold   Webb  likes to end these conversations with a reminder that  for however doomed things appear  âWe are not living in the middle of Westworldâthe future has not been preordained. There is something we can do in the year 2018 and beyond  and that is be smarter consumers of news.â

A: Can American Society Overcome the Fake News Phenomenon? â Mother Jones
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Q: Olympic flag bearer Pita Taufatofua  is concerned about  his  home country of Tonga after it was hit by a cyclone that destroyed Parliament House as well as churches and homes.
The 34-year-old cross-country skier thanked people on Facebook for their messages of support and said  he  still hasn't heard if friends and family are safe.
 Taufatofua  gained international attention at the Winter Olympics when  he  marched bare chested into the opening ceremony carrying  his  country's flag.  He  also marched bare chested in the opening ceremony of the 2016 Summer Games in Rio  albeit in more mild conditions.
Now that  he 's in South Korea preparing to compete  part of  him  wishes  he  was back home with  his  countrymen. In the meantime   he  is looking to help raise funds for the damaged country.
 He  competed in the Summer Olympics in taekwondo and decided to try  his  hand at cross-country skiing.  He  only picked up the sport within the last two years  but managed to qualify for the games on  his  last attempt.

A:
The Latest: Geisenberger defends women's Olympic luge title
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