Generate an explanation for the given claim using the provided supporting material from the paragraph. Please consider the following points while generating an output. 1) The claim will always have supporting proof in the paragraph, and the paragraph will have a clear point of view supporting the claim. 2) There can be instances where direct correlation to the claim is not available. Make use of the sentences in the paragraph to provide a corresponding output supporting the claim. 3) The explanation should be at least one and at most twelve sentences long.

Q: Paragraph: Ravalli County District Judge Jennifer Lint signed a temporary restraining order Friday that prohibits Gov. Steve Bullock and state health officials from enforcing emergency rules on flavored vaping products. They were set to take effect Tuesday. Lint was acting in response to a lawsuit filed Thursday by three vape shops and an industry group. They claim the 120-day ban is an overly restrictive reaction to a national outbreak of vaping-related illnesses and deaths they say is caused by illegal black-market products. Bullock’s press secretary, Erin Loranger, told the Ravalli Republic that officials are reviewing the judge’s ruling. The lawsuit was brought by the Montana Smoke Free Association, Freedom Vapes, Liberty Smoke and uBlaze Vapor said the ban could force more than 20 Montana businesses to close. The business owners said the pulmonary illnesses could be the result of the “illicit addition” of THC or marijuana products into legal vaping products. THC and marijuana are not included as ingredients in any of the products sold by the businesses involved in the lawsuit, according to the plaintiffs. The ban would not only harm the businesses, but also people who use e-cigarettes to quit tobacco products, the lawsuit said. In an affidavit filed in the lawsuit, Freedom Vapes owner Ron Marshall said that flavored vape juices comprise 95% of the products sold in his three stores and his business would not be able to survive without them. On Friday, he said that the lawsuit was about freedom and liberty. “If the governor can take away those liberties with a swipe of a pen, then what’s next? If it’s us today, who will it be tomorrow?” he said. Lint scheduled an Oct. 30 hearing to consider arguments about the future of the temporary ban. ___ Information from: Ravalli Republic , http://www.ravallirepublic.com Claim: Montana judge halts temporary flavored vaping ban.

A: A temporary ban on the sale of flavored electronic cigarettes due to take effect next week in Montana has been blocked for now by a judge.
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Q: Paragraph: WellPoint, which released lower fourth-quarter results on Wednesday, said that based on age, insurance plan selection, income levels, gender and available pharmacy data, it believes it has set the right premium rates for these new customers. Insurance plans under President Barack Obama’s healthcare reform law went on sale October 1 and into effect on January 1. Initial enrollment data nationwide has shown that the first wave of people who enrolled are older people who can be more expensive to insure because they often have more health problems than young people. Shares in WellPoint rose about 3 percent, or $2.75, to $87.05 in morning trading after the comments. Competitor Aetna Inc shares rose 39 cents to $69.32 while UnitedHealth Group Inc gained 33 cents to $72.03. “There was a concern that a lot of the firms that were involved in the exchanges would be underpriced for the demographic that would find the exchanges appealing, at least over the first year,” Morningstar analyst Vishnu Lekraj said. “What they said was that they priced everything appropriately given the data they have currently, in terms of medical cost utilization,” Lekraj said. WellPoint, one of the biggest players on the exchanges, said that it was still not certain about how enrollment, which is open until March 31, would finally end up, contributing to uncertainty about its 2014 earnings. The company forecast earnings of above $8 per share in 2014, representing a likely drop from the $8.52 it earned in 2013 before special items. Analysts on average were expecting 2014 earnings to fall to $8.39 per share, according to Thomson Reuters I/B/E/S. Chief Financial Officer Wayne DeVeydt said the 2014 outlook reflects about a $100 million negative effect of changes in government policy regarding the rollout of Obamacare. Late last year as political pressure mounted around technology problems on the exchanges and the higher premium rates on new plans, the Obama administration said that older individual plans could be renewed and it increased the number of people eligible for catastrophic coverage. DeVeydt said ACA insurer fees, which are not tax deductible for insurers, would cost earnings $1.10 per share and that it would spend about $30 million on first-year exchange costs. FOURTH-QUARTER PROFIT FALLS  WellPoint said fourth quarter profit fell as consumers increased their use of medical services ahead of the cancellation of some insurance plans at the end of 2013. The company also took a charge for the recently announced sale of its contact lens business, 1-800 Contacts, to private equity firm Thomas H. Lee Partners, which caused a sharp decline in net profit. WellPoint, which sells Empire and Anthem Blue Cross Blue Shield plans, also said its costs went up as it prepared for the rollout of Obamacare, and an expected increase of 1 million new members this year. So far, about 3 million people have enrolled in exchange plans, according to the government. The Congressional Budget Office had forecast that about 7 million people would sign up for 2014 coverage. Sign-ups are lagging targets because of technology problems in the first two months after the launch of the national website HealthCare.gov that sells insurance plans in 36 states. The other 14 states run their own sites. WellPoint said it had received 500,000 applications for new individual health plans that went into effect January 1, most of them for exchange-based plans but some for plans it sells off the exchange. Income-based subsidies from the government are only available for exchange plans. It said most of these customers were new to WellPoint. WellPoint said net profit for the fourth quarter fell to $148.2 million, or 49 cents per share, from $464 million, or $1.51 per share a year earlier. Excluding costs for the sale of 1-800 Contacts and investment gains, earnings fell to 87 cents per share from $1.03 per share, which also included investment gains and acquisition costs. The quarterly earnings were in line with analyst expectations, according to Thomson Reuters I/B/E/S. The company spent 87.8 percent of its premiums brought in on medical claims, up from 87.3 percent a year ago. It said that as old individual plans were being canceled ahead of the introduction of the new 2014 insurance, customers used more medical services. Spending on medical procedures, doctor visits and hospitalizations has been at a historical low for the past several years. This has helped insurers keep these medical cost ratios down while still complying with the Affordable Care Act, which requires them to spend at least 80 percent of plan premiums on care or refund customers the difference. WellPoint said it added 145,000 members during the quarter as it picked up small business customers and new enrollees in the California Medicaid program for the poor. It had 35.7 million members at the end of 2013. Claim: WellPoint says health exchange applicants hit expectations.

A: U.S. health insurer WellPoint Inc said on Wednesday the applicants for the new Obamacare health plans are of the age and demographics it had expected, indicating that medical costs will not soar beyond the prices it charges.
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Q: Paragraph: Democratic state Sen. Tom Holland of Baldwin City and Republican Sen. Molly Baumgardner of Louisburg outlined the details of their bill during a recent Statehouse news conference, the Lawrence Journal-World reports. They’ve already drafted it and filed it so that it will be introduced when lawmakers open their next annual session Jan. 13. The measure  would strengthen a state law that requires health insurance companies to cover mental health services in line with how they cover medical care. Holland and Baumgardner say people suffering from mental illness and their families have discovered that insurers can throw up obstacles to getting services, such as requiring prior approval or not authorizing coverage unless someone has attempted suicide first. The bill would rename the state’s mental health coverage parity law after Kristi L. Bennett, a Lenexa woman who overdosed on antidepressant medication eight months ago, family members said, after being told that her outpatient treatment wouldn’t be covered unless she had tried to commit suicide first. “Imagine if an individual — family member, neighbor, or co-worker — with coronary artery blockage was told by their insurance company that they wouldn’t cover stent surgery until they first suffered a heart attack. That seems irrational,” Baumgardner said. “But that is what’s happening with individuals facing a mental health crisis.”  This bill would require insurance plans to provide coverage without requiring prior authorization or a review by the insurance company when a health care provider deems treatment medically necessary. Four other Democratic senators have joined Holland and Baumgardner as sponsors. The measure also would require that when no in-network treatment facility is immediately available, the insurer must provide exceptions to ensure coverage within 24 hours. “It is imperative that Kansas lawmakers begin knocking down those barriers that would deny life-saving services and treatments to those Kansans desperately crying out for help in a time of crisis,” Holland said. Claim: Kansas lawmakers want stronger law on mental health coverage.

A:
A bipartisan group of Kansas lawmakers is proposing a measure aimed at making sure that health insurance companies don’t skirt a state law for ensuring that they cover mental health services.
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