In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision.  Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. You should write an incorrect option. Even though there exist multiple wrong answers, we only need a single wrong answer. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.

v. Conlee, 370 Ark. 89, 257 S.W.3d 543 (2007). Kyler Road Home Charles first argues on appeal that the circuit court erred by not awarding him an interest in the home on Kyler Road. Although he acknowledges that Myra had acquired this property prior to the marriage, he asserts that he is entitled to an interest in the home because | ^marital funds were used to reduce the debt on the properly and to make improvements. Our definition of marital properly excludes property acquired before the marriage. Ark.Code Ann. § 9-12-315(b)(1) (Repl.2009). However, we have long held that a non-owning spouse is entitled to some benefit when marital funds have been expended to improve or reduce the debt on the other spouse’s nonmarital property. See Box v. Box, 312 Ark. 550, 851 S.W.2d 437 (1993) (<HOLDING>); Bagwell v. Bagwell, 282 Ark. 403, 668 S.W.2d 
 Holding statements: (A) holding that an increase in the value of nonmarital property attributable to the efforts of one or both spouses during marriage is marital property (B) holding that assets acquired subsequent to separation are not considered marital property absent evidence that spouse used marital property to obtain them (C) holding that separate property may become marital property if spouse donates it to marital unit with intent at time of donation that property become marital (D) holding that the trial court erred in finding that marital property was the former wifes separate property based on a nonseparation agreement in which the former husband purported to relinquish any interest in the marital property (E) holding that circuit court erred in failing to consider that marital property in the form of marital earnings was used to pay debt against nonmarital property
holding that an increase in the value of nonmarital property attributable to the efforts of one or both spouses during marriage is marital property

such entities from exercising their right of eminent domain. We disagree. The statute unambiguously prohibits any curtailment or limitation of an FmHA-indebted water association’s services resulting from municipal annexation or inclusion. This language indicates a congressional mandate that local governments not encroach upon the services provided by such associations, be that encroachment in the form of competing franchises, new or additional permit requirements, or similar means. To read a loophole into this absolute prohibition, as Madison would have us do, and allow a city to do via condemnation what it is forbidden by other means, would render nugatory the clear purpose of § 1926(b). See Moore Bayou Water Association, Inc. v. Town of Jonestown, 628 F.Supp. 1367 (N.D.Miss.1986) (<HOLDING>). Madison contends that this construction of 
 Holding statements: (A) holding that  1926b prohibited munici pality from using its annexation of territory within rural water district as springboard for providing its own water service to residents (B) holding that until the state issues a certificate of appropriation any right to use the water remains inchoate (C) holding that village could not condition provision of water services on annexation where prospective customer was within a rural water associations service area and the water association was federally indebted (D) holding municipal condemnation of water associations facilities and certificate violative of  1926b (E) holding that because exclusion was not provided to certificate holder terms of the certificate controlled
holding that  1926b prohibited munici pality from using its annexation of territory within rural water district as springboard for providing its own water service to residents

Judge. Kathleen Swan, as personal representative of the Estate and Survivors of Alan Swan, Sr., deceased, and Mary Joe Swan, appeal a final summary judgment entered in favor of State Farm Mutual Automobile Insurance Company on their claim for stacked uninsured motorist (“UM”) benefits under an automobile insurance policy. Because the insureds expressly rejected UM coverage on the subject policy and paid no premium for such coverage, we affirm. See Coleman v. Fla. Ins. Guar. Ass’n, 517 So.2d 686, 689-91 (Fla.1988) (<HOLDING>); Collins v. Gov’t Employees Ins. Co., 922 
 Holding statements: (A) holding that an insurer may  assert as defenses the nonnegligence of the uninsured the contributory negligence of the insured and the lack of resulting damage all being matters of substantive law and legal defenses of the uninsured but it does not  succeed  to the rights of the uninsured motorist to interpose the latters procedural defense of statute of limitations (B) holding that a hit and run or unknown driver is deemed to be uninsured for purposes of the uninsured motorist statute (C) holding that the rejection was made a part of the policy because the declarations pages included the statements uninsured motorist covs rejected and uninsured motorists coverages have been rejected (D) holding that language requiring insurer to pay all sums which the insured  shall be legally entitled to recover as damages from the owner or operator of an uninsured automobile includes recovery of exemplary damages under uninsured motorist provision of policy (E) holding that while the owner of several vehicles by paying a single premium for um coverage applicable to only one of them secures um coverage for himself and his family while occupying the uninsured vehicles as well as the insured vehicle the number of uninsured motorist coverages available to be stacked should be based upon the number of coverages for which uninsured motorist premiums were paid

holding that an insurer may  assert as defenses the nonnegligence of the uninsured the contributory negligence of the insured and the lack of resulting damage all being matters of substantive law and legal defenses of the uninsured but it does not  succeed  to the rights of the uninsured motorist to interpose the latters procedural defense of statute of limitations