You will be given a passage, and your task is to generate a Yes/No question that is answerable based on the given passage.

Example Input: Zebras (/ˈziːbrə/ ZEE-brə, UK also /ˈzɛbrə/ ZEB-rə) are several species of African equids (horse family) united by their distinctive black and white striped coats. Their stripes come in different patterns, unique to each individual. They are generally social animals that live in small harems to large herds. Unlike their closest relatives, horses and donkeys, zebras have never been truly domesticated.
Example Output: is a zebra a member of the horse family?

Example Input: The Lampyridae are a family of insects in the beetle order Coleoptera. They are winged beetles, commonly called fireflies or lightning bugs for their conspicuous use of bioluminescence during twilight to attract mates or prey. Fireflies produce a ``cold light'', with no infrared or ultraviolet frequencies. This chemically produced light from the lower abdomen may be yellow, green, or pale red, with wavelengths from 510 to 670 nanometers. The eastern US is home to the species Phausis reticulata, which emits a steady blue light.
Example Output: are lighting bugs and fireflies the same thing?

Example Input: Universal life insurance (often shortened to UL) is a type of cash value life insurance, sold primarily in the United States of America. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, as well as any other policy charges and fees drawn from the cash value, even if no premium payment is made that month. Interest credited to the account is determined by the insurer, but has a contractual minimum rate (often 2%). When an earnings rate is pegged to a financial index such as a stock, bond or other interest rate index, the policy is an ``Indexed Universal Life'' contract. These types of policies offer the advantage of guaranteed level premiums throughout the insured's lifetime at substantially lower premium cost than an equivalent whole life policy at first; the cost of insurance is always increasing as found on the cost index table (usually p. 3 of a contract). This not only allows for easy comparison of costs between carriers, but also works well in irrevocable life insurance trusts (ILIT's) since cash is of no consequence.
Example Output:
do universal life policies have a cash value?