In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Tribal HUD-VASH Act of 2017''.

SEC. 2. RENTAL ASSISTANCE FOR HOMELESS OR AT-RISK INDIAN VETERANS.

    Section 8(o)(19) of the United States Housing Act of 1937 (42 
U.S.C. 1437f(o)(19)) is amended by adding at the end the following:
                    ``(D) Indian veterans housing rental assistance 
                program.--
                            ``(i) Definitions.--In this subparagraph:
                                    ``(I) Eligible indian veteran.--The 
                                term `eligible Indian veteran' means an 
                                Indian veteran who is--
                                            ``(aa) homeless or at risk 
                                        of homelessness; and
                                            ``(bb) living--

                                                    ``(AA) on or near a 
                                                reservation; or

                                                    ``(BB) in or near 
                                                any other Indian area.

                                    ``(II) Eligible recipient.--The 
                                term `eligible recipient' means a 
                                recipient eligible to receive a grant 
                                under section 101 of the Native 
                                American Housing Assistance and Self-
                                Determination Act of 1996 (25 U.S.C. 
                                4111).
                                    ``(III) Indian; indian area.--The 
                                terms `Indian' and `Indian area' have 
                                the meanings given those terms in 
                                section 4 of the Native American 
                                Housing Assistance and Self-
                                Determination Act of 1996 (25 U.S.C. 
                                4103).
                                    ``(IV) Indian veteran.--The term 
                                `Indian veteran' means an Indian who is 
                                a veteran.
                                    ``(V) Program.--The term `Program' 
                                means the Tribal HUD-VASH program 
                                carried out under clause (ii).
                                    ``(VI) Tribal organization.--The 
                                term `tribal organization' has the 
                                meaning given the term in section 4 of 
                                the Indian Self-Determination and 
                                Education Assistance Act (25 U.S.C. 
                                5304).
                            ``(ii) Program specifications.--The 
                        Secretary shall use not less than 5 percent of 
                        the amounts made available for rental 
                        assistance under this paragraph to carry out a 
                        rental assistance and supported housing 
                        program, to be known as the `Tribal HUD-VASH 
                        program', in conjunction with the Secretary of 
                        Veterans Affairs, by awarding grants for the 
                        benefit of eligible Indian veterans.
                            ``(iii) Model.--
                                    ``(I) In general.--Except as 
                                provided in subclause (II), the 
                                Secretary shall model the Program on 
                                the rental assistance and supported 
                                housing program authorized under 
                                subparagraph (A) and applicable 
                                appropriations Acts, including 
                                administration in conjunction with the 
                                Secretary of Veterans Affairs.
                                    ``(II) Exceptions.--
                                            ``(aa) Secretary of housing 
                                        and urban development.--After 
                                        consultation with Indian 
                                        tribes, eligible recipients, 
                                        and any other appropriate 
                                        tribal organizations, the 
                                        Secretary may make necessary 
                                        and appropriate modifications 
                                        to facilitate the use of the 
                                        Program by eligible recipients 
                                        to serve eligible Indian 
                                        veterans.
                                            ``(bb) Secretary of 
                                        veterans affairs.--After 
                                        consultation with Indian 
                                        tribes, eligible recipients, 
                                        and any other appropriate 
                                        tribal organizations, the 
                                        Secretary of Veterans Affairs 
                                        may make necessary and 
                                        appropriate modifications to 
                                        facilitate the use of the 
                                        Program by eligible recipients 
                                        to serve eligible Indian 
                                        veterans.
                            ``(iv) Eligible recipients.--The Secretary 
                        shall make amounts for rental assistance and 
                        associated administrative costs under the 
                        Program available in the form of grants to 
                        eligible recipients.
                            ``(v) Funding criteria.--The Secretary 
                        shall award grants under the Program based on--
                                    ``(I) need;
                                    ``(II) administrative capacity; and
                                    ``(III) any other funding criteria 
                                established by the Secretary in a 
                                notice published in the Federal 
                                Register after consulting with the 
                                Secretary of Veterans Affairs.
                            ``(vi) Administration.--Grants awarded 
                        under the Program shall be administered in 
                        accordance with the Native American Housing 
                        Assistance and Self-Determination Act of 1996 
                        (25 U.S.C. 4101 et seq.), except that 
                        recipients shall--
                                    ``(I) submit to the Secretary, in a 
                                manner prescribed by the Secretary, 
                                reports on the utilization of rental 
                                assistance provided under the Program; 
                                and
                                    ``(II) provide to the Secretary 
                                information specified by the Secretary 
                                to assess the effectiveness of the 
                                Program in serving eligible Indian 
                                veterans.
                            ``(vii) Consultation.--
                                    ``(I) Grant recipients; tribal 
                                organizations.--The Secretary, in 
                                coordination with the Secretary of 
                                Veterans Affairs, shall consult with 
                                eligible recipients and any other 
                                appropriate tribal organization on the 
                                design of the Program to ensure the 
                                effective delivery of rental assistance 
                                and supportive services to eligible 
                                Indian veterans under the Program.
                                    ``(II) Indian health service.--The 
                                Director of the Indian Health Service 
                                shall provide any assistance requested 
                                by the Secretary or the Secretary of 
                                Veterans Affairs in carrying out the 
                                Program.
                            ``(viii) Waiver.--
                                    ``(I) In general.--Except as 
                                provided in subclause (II), the 
                                Secretary may waive or specify 
                                alternative requirements for any 
                                provision of law (including 
                                regulations) that the Secretary 
                                administers in connection with the use 
                                of rental assistance made available 
                                under the Program if the Secretary 
                                finds that the waiver or alternative 
                                requirement is necessary for the 
                                effective delivery and administration 
                                of rental assistance under the Program 
                                to eligible Indian veterans.
                                    ``(II) Exception.--The Secretary 
                                may not waive or specify alternative 
                                requirements under subclause (I) for 
                                any provision of law (including 
                                regulations) relating to labor 
                                standards or the environment.
                            ``(ix) Renewal grants.--The Secretary may--
                                    ``(I) set aside, from amounts made 
                                available for tenant-based rental 
                                assistance under this subsection and 
                                without regard to the amounts used for 
                                new grants under clause (ii), such 
                                amounts as may be necessary to award 
                                renewal grants to eligible recipients 
                                that received a grant under the Program 
                                in a previous year; and
                                    ``(II) specify criteria that an 
                                eligible recipient must satisfy to 
                                receive a renewal grant under subclause 
                                (I), including providing data on how 
                                the eligible recipient used the amounts 
                                of any grant previously received under 
                                the Program.
                            ``(x) Reporting.--
                                    ``(I) In general.--Not later than 1 
                                year after the date of enactment of the 
                                Tribal HUD-VASH Act of 2017, and every 
                                5 years thereafter, the Secretary, in 
                                coordination with the Secretary of 
                                Veterans Affairs and the Director of 
                                the Indian Health Service, shall--
                                            ``(aa) conduct a review of 
                                        the implementation of the 
                                        Program, including any factors 
                                        that may have limited its 
                                        success; and
                                            ``(bb) submit a report 
                                        describing the results of the 
                                        review under item (aa) to--

                                                    ``(AA) the 
                                                Committee on Indian 
                                                Affairs, the Committee 
                                                on Banking, Housing, 
                                                and Urban Affairs, the 
                                                Committee on Veterans' 
                                                Affairs, and the 
                                                Committee on 
                                                Appropriations of the 
                                                Senate; and

                                                    ``(BB) the 
                                                Subcommittee on Indian, 
                                                Insular and Alaska 
                                                Native Affairs of the 
                                                Committee on Natural 
                                                Resources, the 
                                                Committee on Financial 
                                                Services, the Committee 
                                                on Veterans' Affairs, 
                                                and the Committee on 
                                                Appropriations of the 
                                                House of 
                                                Representatives.

                                    ``(II) Analysis of housing stock 
                                limitation.--The Secretary shall 
                                include in the initial report submitted 
                                under subclause (I) a description of--
                                            ``(aa) any regulations 
                                        governing the use of formula 
                                        current assisted stock (as 
                                        defined in section 1000.314 of 
                                        title 24, Code of Federal 
                                        Regulations (or any successor 
                                        regulation)) within the 
                                        Program;
                                            ``(bb) the number of 
                                        recipients of grants under the 
                                        Program that have reported the 
                                        regulations described in item 
                                        (aa) as a barrier to 
                                        implementation of the Program; 
                                        and
                                            ``(cc) proposed alternative 
                                        legislation or regulations 
                                        developed by the Secretary in 
                                        consultation with recipients of 
                                        grants under the Program to 
                                        allow the use of formula 
                                        current assisted stock within 
                                        the Program.''.

            Passed the Senate May 23, 2018.

            Attest:

                                                JULIE E. ADAMS,

                                                             Secretary.

A: Tribal HUD-VASH Act of 2017 (Sec. 2) This bill provides statutory authority for the Tribal HUD-VASH program, which provides rental assistance and supportive services to Indian veterans who are homeless or at risk of homelessness and living in or near an Indian area.  The United States Housing Act of 1937 is amended to direct the Department of Housing and Urban Development (HUD) to use at least 5% of rental assistance amounts under the HUD-VASH program, which provides housing assistance to homeless veterans, for the Tribal HUD-VASH program. The Tribal HUD-VASH program shall be carried out in conjunction with the Department of Veterans Affairs (VA).  HUD and the VA: (1) shall consult with tribal organizations regarding the program's design, and (2) may make program modifications after consulting with tribal organizations. Program grants shall be made to entities eligible for Native American housing assistance block grants.   HUD may make renewal grants to entities that have received prior program grants.
****
Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Iraq Congressional Oversight 
Enhancement Act''.

SEC. 2. FINDINGS.

    Congress finds the following:
            (1) On October 16, 2002, the Authorization for Use of 
        Military Force Against Iraq Resolution of 2002 (Public Law 107-
        243) was enacted into law.
            (2) On March 19, 2003, the President, pursuant to the 
        authorities provided to the President by Public Law 107-243, 
        committed United States Armed Forces to combat operations in 
        Iraq.
            (3) On April 9, 2003, Saddam Hussein's Ba'athist regime 
        fell to Coalition Forces.
            (4) On April 16, 2003, the Emergency Wartime Supplemental 
        Appropriations Act, 2003 (Public Law 108-11) was enacted into 
        law, which included $2,500,000,000 for the relief and 
        reconstruction of Iraq.
            (5) On May 12, 2003, the Coalition Provisional Authority 
        (CPA) subsumed the Organization for Reconstruction and 
        Humanitarian Assistance (ORHA), and citing United Nations 
        Security Council Resolution 1483 (2003) and the laws of war, 
        vested itself with executive, legislative, and judicial 
        authority over the Iraqi government until such time as the 
        Iraqi government gained its sovereignty.
            (6) On November 6, 2003, the Emergency Supplemental 
        Appropriations Act for Defense and for the Reconstruction of 
        Iraq and Afghanistan, 2004 (Public Law 108-106) was enacted 
        into law, which included an additional $18,400,000,000 for the 
        relief and reconstruction of Iraq.
            (7) On June 28, 2004, the new Iraqi government gained its 
        sovereignty.
            (8) On January 30, 2005, the Iraqi people successfully 
        elected their first interim National Assembly.
            (9) On March 16, 2005, the 275-member interim Iraqi 
        National Assembly convened to appoint an interim national 
        government and to begin the drafting of a constitution.
            (10) On September 18, 2005, the interim Iraqi National 
        Assembly completed negotiations on the draft constitution.
            (11) On October 15, 2005, the Iraqi people approved the 
        draft constitution by a national referendum.
            (12) On November 30, 2005, the President, through the 
        National Security Council, issued the National Strategy for 
        Victory in Iraq.
            (13) On December 15, 2005, the people of Iraq voted to 
        elect the first permanent National Assembly in accordance with 
        the Constitution of the Republic of Iraq.
            (14) On March 16, 2006, the newly-elected National Assembly 
        convened for their first session.
            (15) On May 20, 2006, the Iraqi Prime Minister-designee 
        named a cabinet, except for the posts of Minister of Defense 
        and Minister of Interior, and the Prime Minister-designee and 
        the cabinet received a vote of confidence from the National 
        Assembly.
            (16) On June 7, 2006, Iraq's National Assembly approved the 
        individuals that the Iraqi Prime Minister nominated for 
        Minister of Defense, Minister of Interior, and National 
        Security Advisor, completing the formation of Iraq's first 
        permanent democratic government.

SEC. 3. STATEMENTS OF POLICY.

    Congress makes the following statements of policy:
            (1) Congress remains supportive of and inspired by the 
        service and sacrifice made by and dedication and commitment to 
        a democratic, stable, and prosperous Iraq displayed by members 
        of the United States Armed Forces and civilian personnel in 
        Iraq and by personnel serving world-wide in support of 
        Operation Iraqi Freedom.
            (2) Congress remains supportive of and inspired by the 
        service and sacrifice made by and dedication and commitment to 
        a democratic, stable, and prosperous Iraq displayed by the 
        military and civilian personnel of Coalition countries serving 
        in support of Operation Iraqi Freedom, and Iraqi patriots 
        working toward a better future for their country and the 
        children of Iraq.
            (3) Congress recognizes the complex and interdependent 
        nature of the challenges associated with the political, 
        security, infrastructure, and economic development of and 
        governance capacity building at and between the national, 
        national capital city, regional, provincial, provincial capital 
        city, and strategic municipal levels of government within Iraq.
            (4) Congress recognizes the achievements to date made by 
        the United States Armed Forces, Coalition Forces, Iraqi 
        Security Forces, and civilian personnel toward the political, 
        security, infrastructure, and economic development of Iraq.
            (5) Congress recognizes the issuance of the President's 
        National Strategy for Victory in Iraq on November 30, 2005.
            (6) Congress supports the formation of a democratic, 
        pluralistic, federal, and united Government of Iraq.
            (7) Congress urges elected Iraqis to maintain their 
        commitment to and preserve a national unity government.
            (8) Congress remains deeply concerned about insurgent 
        attacks and threats against United States Armed Forces, 
        Coalition Forces, Iraqi Security Forces, and civilians in Iraq.
            (9) Congress is concerned about the increase of ethnic and 
        sectarian violence in Iraq following the February 22, 2006, 
        bombing of the Askariya mosque in Samarra, Iraq, and about 
        continued ethnic and sectarian tensions across Iraq and within 
        its cities.
            (10) Congress is concerned about the increasing power that 
        unauthorized politically-aligned militias wield in Iraq, their 
        destabilizing effect on security in Iraq, and the challenges 
        they present to the development of professional Iraqi Security 
        Forces.
            (11) Congress urges the Government of Iraq to continue to 
        pursue policies to promote the development of--
                    (A) a market-based economy in Iraq that increases 
                private-sector employment opportunities for Iraqi 
                workers;
                    (B) private-sector investment opportunities for 
                domestic and international investors; and
                    (C) a government budget process that reflects an 
                appropriate level of investment in the development of 
                and the continued operations and maintenance for Iraq's 
                national infrastructure.
            (12) Congress notes that the National Strategy for Victory 
        in Iraq is not specific regarding vital measures or other 
        benchmarks in Iraq's political, security, infrastructure, and 
        economic development that need to be met to signal to Congress 
        and the American people that victory in Iraq has been achieved 
        and the majority of United States Armed Forces currently 
        deployed in Operation Iraqi Freedom can be redeployed to their 
        peacetime duty stations.
            (13) Congress notes the findings of the reports pursuant to 
        the section entitled ``Measuring Stability and Security in 
        Iraq'' of House Conference Report 109-72 accompanying H.R. 
        1268, Emergency Supplemental Appropriations Act for Defense, 
        the Global War on Terror, and Tsunami Relief, 2005 (Public Law 
        109-13), submitted by the Secretary of Defense (in consultation 
        with other appropriate members of the National Security 
        Council) to the Speaker of the House of Representatives, the 
        Majority Leader of the Senate, and the congressional defense 
        committees that identifies security, economic, and Iraqi 
        Security Force training performance standards and goals, 
        accompanied by a notional timetable for achieving these goals.
            (14) Congress notes the report submitted pursuant to the 
        United States Policy in Iraq Act (section 1227 of the National 
        Defense Authorization Act for Fiscal Year 2006 (Public Law 109-
        163); 119 Stat. 3465-3467), and the current military mission 
        and the diplomatic, political, economic, and military measures 
        that are being or have been undertaken to successfully complete 
        or support that mission.
            (15) Congress reaffirms the findings of the section 
        entitled ``Measuring Stability and Security in Iraq'' of House 
        Conference Report 109-72 and of section 1227 of the National 
        Defense Authorization Act for Fiscal Year 2006, and notes the 
        advantages of consolidating various reports into a single 
        report, from the President, that reflects the requirements of 
        both laws referenced in paragraphs (13) and (14) and that 
        includes the requirements of section 4 of this Act.
            (16) Congress is concerned that the reports submitted to 
        Congress pursuant to the section entitled ``Measuring Stability 
        and Security in Iraq'' of House Conference Report 109-72 and of 
        section 1227 of the National Defense Authorization Act for 
        Fiscal Year 2006, do not provide sufficient content, 
        information, data, and analysis for Congress to comprehensively 
        evaluate the mission in Iraq.
            (17) Congress urges that the reports transmitted pursuant 
        to section 4 of this Act be organized and written to provide 
        content, information, data, and analysis on the mission in Iraq 
        as it pertains to the political, security, infrastructure, and 
        economic development of and governance capacity building at and 
        between the national, national capital city, regional, 
        provincial, provincial capital city, and strategic municipal 
        levels of government within Iraq.
            (18) It is the duty of Congress under Article I, Section 8 
        of the United States Constitution to ``raise and support 
        Armies,'' and that by requiring the President to report to 
        Congress on Operation Iraqi Freedom, Congress is better able to 
        carry out this constitutional duty.

SEC. 4. REPORT.

    (a) Report.--Not later than 90 days after the date of the enactment 
of this Act, the President shall, in accordance with, in support of, 
and to more clearly define the National Strategy for Victory in Iraq, 
transmit to Congress a report that--
            (1) consolidates the requirements of the section entitled 
        ``Measuring Stability and Security in Iraq'' of House 
        Conference Report 109-72 accompanying H.R. 1268, Emergency 
        Supplemental Appropriations Act for Defense, the Global War on 
        Terror, and Tsunami Relief, 2005 (Public Law 109-13) and the 
        United States Policy in Iraq Act (section 1227 of the National 
        Defense Authorization Act for Fiscal Year 2006 (Public Law 109-
        163); 119 Stat. 3465-3467) by containing the information 
        required to be submitted to Congress pursuant to the 
        requirements of such provisions of law;
            (2) identifies the specific or vital measures or other 
        benchmarks that define the terms of completion of and 
        conditions for victory for Operation Iraqi Freedom and their 
        correlation with the strategic objectives and lines of action 
        outlined in the appendix of the National Strategy for Victory 
        in Iraq;
            (3) describes the nature and substance of the programs 
        implemented to achieve such strategic objectives and lines of 
        action; and
            (4) analyzes using metrics the effectiveness of such 
        programs toward achieving the specific vital measures or other 
        benchmarks required to be identified by paragraph (2).
    (b) Update.--
            (1) In general.--The President shall transmit to Congress 
        an update of the report required by subsection (a) not less 
        than once every 120 days after the date on which the President 
        transmits the report required by such subsection until such 
        time as Operation Iraqi Freedom has been completed.
            (2) Contents.--Each update of the report--
                    (A) may reflect adjustments to the specific or 
                vital measures or other benchmarks identified pursuant 
                to subsection (a)(2), or to the nature or substance of 
                the programs described in subsection (a)(3), as 
                realties, circumstances, and events in Iraq change or 
                evolve; and
                    (B) shall include detailed justifications as to why 
                adjustments to such specific or vital measures or other 
                benchmarks, or to the nature or substance of such 
                programs, were made.
    (c) Additional Requirements.--The report required by subsection (a) 
and updates of the report required by subsection (b) shall be--
            (1) organized and written to provide content, data, 
        information, and analysis on the complex interdependent nature 
        of the challenges associated with the political, security, 
        infrastructure, and economic development of and governance 
        capacity building at and between the national, national capital 
        city, regional, provincial, provincial capital city, and 
        strategic municipal levels of government within Iraq; and
            (2) accompanied by a comprehensive all-source intelligence 
        analysis of Iraq that includes information by and from the 
        national, national capital city, regional, provincial, 
        provincial capital city, and strategic municipal levels of 
        government within Iraq.
    (d) Form.--The report required by subsection (a) and updates of the 
report required by subsection (b) shall be transmitted in unclassified 
form but may contain a classified annex.

A: Iraq Congressional Oversight Enhancement Act - Directs the President to transmit periodically to Congress a consolidated, comprehensive report on the implementation of the National Strategy for Victory in Iraq.
****
Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Honest FHA Originator Act of 2009''.

SEC. 2. REQUIREMENTS FOR FHA-APPROVED MORTGAGEES.

    (a) Mortgagee Review Board.--Paragraph (2) of section 202(c) of the 
National Housing Act (12 U.S.C. 1708(c)) is amended--
            (1) in subparagraph (E), by inserting ``and'' after the 
        semicolon;
            (2) in subparagraph (F), by striking ``; and'' and 
        inserting a period; and
            (3) by striking subparagraph (G).
    (b) Limitations on Participation and Mortgagee Approval and Use of 
Name.--Section 202 of the National Housing Act (12 U.S.C. 1708) is 
amended--
            (1) by redesignating subsections (d), (e), and (f) as 
        subsections (e), (f), and (g), respectively;
            (2) by inserting after subsection (c) the following new 
        subsection:
    ``(d) Limitations on Participation in Origination and Mortgagee 
Approval.--
            ``(1) Requirement.--Any person or entity that is not 
        approved by the Secretary to serve as a mortgagee, as such term 
        is defined in subsection (c)(7), shall not participate in the 
        origination of an FHA-insured loan except as authorized by the 
        Secretary.
            ``(2) Eligibility for approval.--In order to be eligible 
        for approval by the Secretary, an applicant mortgagee shall not 
        be, and shall not have any officer, partner, director, 
        principal, or employee of the applicant mortgagee who is--
                    ``(A) currently suspended, debarred, under a 
                limited denial of participation (LDP), or otherwise 
                restricted under part 24 or 25 of title 24 of the Code 
                of Federal Regulations, or any successor regulations to 
                such parts, or under similar provisions of any other 
                Federal agency;
                    ``(B) under indictment for, or has been convicted 
                of, an offense that reflects adversely upon the 
                applicant's integrity, competence or fitness to meet 
                the responsibilities of an approved mortgagee;
                    ``(C) subject to unresolved findings contained in a 
                Department of Housing and Urban Development or other 
                governmental audit, investigation, or review;
                    ``(D) engaged in business practices that do not 
                conform to generally accepted practices of prudent 
                mortgagees or that demonstrate irresponsibility;
                    ``(E) convicted of, or who has pled guilty or nolo 
                contendre to, a felony related to participation in the 
                real estate or mortgage loan industry--
                            ``(i) during the 7-year period preceding 
                        the date of the application for licensing and 
                        registration; or
                            ``(ii) at any time preceding such date of 
                        application, if such felony involved an act of 
                        fraud, dishonesty, or a breach of trust, or 
                        money laundering;
                    ``(F) in violation of provisions of the S.A.F.E. 
                Mortgage Licensing Act of 2008 (12 U.S.C. 5101 et seq.) 
                or any applicable provision of State law; or
                    ``(G) in violation of any other requirement as 
                established by the Secretary.''; and
            (3) by adding at the end the following new subsection:
    ``(h) Use of Name.--The Secretary shall, by regulation, require 
each mortgagee approved by the Secretary for participation in the FHA 
mortgage insurance programs of the Secretary--
            ``(1) to use the business name of the mortgagee that is 
        registered with the Secretary in connection with such approval 
        in all advertisements and promotional materials, as such terms 
        are defined by the Secretary, relating to the business of such 
        mortgagee in such mortgage insurance programs; and
            ``(2) to maintain copies of all such advertisements and 
        promotional materials, in such form and for such period as the 
        Secretary requires.''.
    (c) Change of Status.--The National Housing Act is amended by 
striking section 532 (12 U.S.C. 1735f-10) and inserting the following 
new section:

``SEC. 532. CHANGE OF MORTGAGEE STATUS.

    ``(a) Notification.--Upon the occurrence of any action described in 
subsection (b), an approved mortgagee shall immediately submit to the 
Secretary, in writing, notification of such occurrence.
    ``(b) Actions.--The actions described in this subsection are as 
follows:
            ``(1) The debarment, suspension of a Limited Denial of 
        Participation (LDP), or application of other sanctions, fines, 
        or penalties applied to the mortgagee or to any officer, 
        partner, director, principal, manager, supervisor, loan 
        processor, loan underwriter, or loan originator of the 
        mortgagee pursuant to applicable provisions of State or Federal 
        law.
            ``(2) The revocation of a State-issued mortgage loan 
        originator license issued pursuant to the S.A.F.E. Mortgage 
        Licensing Act of 2008 (12 U.S.C. 5101 et seq.) or any other 
        similar declaration of ineligibility pursuant to State law.''.
    (d) Civil Money Penalties.--Section 536 of the National Housing Act 
(12 U.S.C. 1735f-14) is amended--
            (1) in subsection (b)--
                    (A) in paragraph (1)--
                            (i) in the matter preceding subparagraph 
                        (A), by inserting ``or any of its owners, 
                        officers, or directors'' after ``mortgagee or 
                        lender'';
                            (ii) in subparagraph (H), by striking 
                        ``title I'' and all that follows through ``Act 
                        of 1989)'' and inserting ``title I or II''; and
                            (iii) by inserting after subparagraph (J) 
                        the following:
                    ``(K) Violation of section 202(d) of this Act (12 
                U.S.C. 1708(d)).''; and
                    (B) in paragraph (2)--
                            (i) in subparagraph (B), by striking ``or'' 
                        at the end;
                            (ii) in subparagraph (C), by striking the 
                        period at the end and inserting ``; or''; and
                            (iii) by adding at the end the following 
                        new subparagraph:
                    ``(D) causing or participating in any of the 
                violations set forth in paragraph (1) of this 
                subsection.''; and
            (2) in subsection (g), by striking ``The term'' and all 
        that follows through the end of the sentence and inserting 
        ``For purposes of this section, a person acts knowingly when a 
        person has actual knowledge of acts or should have known of the 
        acts.''.
    (e) Expanded Review of FHA Mortgagee Applicants and Newly Approved 
Mortgagees.--Not later than the expiration of the 3-month period 
beginning upon the date of the enactment of this Act, the Secretary of 
Housing and Urban Development shall--
            (1) expand the existing process for reviewing new 
        applicants for approval for participation in the mortgage 
        insurance programs of the Secretary for mortgages on 1- to 4-
        family residences for the purpose of identifying applicants who 
        represent a high risk to the Mutual Mortgage Insurance Fund; 
        and
            (2) implement procedures that, for mortgagees approved 
        during the 12-month period ending upon such date of enactment--
                    (A) expand the number of mortgages originated by 
                such mortgagees that are reviewed for compliance with 
                applicable laws, regulations, and policies; and
                    (B) include a process for random reviews of such 
                mortgagees and a process for reviews that is based on 
                volume of mortgages originated by such mortgagees.

A:
Honest FHA Originator Act of 2009 - Amends the National Housing Act to remove the Director of the Enforcement Center from the Mortgagee Review Board of the Federal Housing Administration (FHA) of the Department of Housing and Urban Development (HUD).

Declares that any person or entity that is not approved by the HUD Secretary is prohibited from serving as a mortgagee and from participating in the origination of an FHA-insured loan.

Sets forth mortgagee eligibility criteria.

Directs the Secretary to require each mortgagee approved for participation in the FHA mortgage insurance programs to: (1) use the business name of the mortgagee that is registered with the Secretary in all advertisements and promotional materials relating to the business of such mortgagee in the mortgage insurance programs; and (2) maintain copies of such advertisements and promotional materials.

Requires an approved mortgagee to submit immediate written notification of the following actions: (1) the debarment, suspension of a Limited Denial of Participation (LDP), or application of other sanctions, fines, or penalties applied to the mortgagee or to any officer, partner, director, principal, manager, supervisor, loan processor, loan underwriter, or loan originator of the mortgagee pursuant to applicable state or federal law; or (2) the revocation of a state-issued mortgage loan originator license or any other similar declaration of ineligibility pursuant to state law.

Instructs the Secretary to expand the review of FHA mortgagee applicants and newly approved mortgagees.
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