instruction:
In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.
question:
Affordable Mortgage for Homeowners Act of 2011 - Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) each to carry out a program to provide for the reduction of the interest rates on qualified mortgage mortgages (other than fixed-rate or adjustable-rate mortgages) on single-family housing owned or guaranteed by such enterprises, in accordance with policies and procedures that the Director of the Federal Housing Finance Agency (FHFA) shall establish.

Requires each program to provide a procedure for mortgagors to opt-out of an interest rate reduction.
answer:
To reduce the interest rates on mortgages owned or guaranteed by Fannie Mae and Freddie Mac.


question:
Bus Utility and Safety in School Transportation Opportunity and Purchasing Act of 2005 - Directs the Secretary of Education to provide grants, on a competitive basis, to rural local educational agencies (LEAs) to pay the federal share (75%) of costs of purchasing new school buses. Requires the Secretary, in providing such grants, to give priority to rural LEAs that: (1) are transporting students in a bus manufactured before 1977; (2) have a grossly depleted fleet of school buses; or (3) serve a school required by law to provide transportation to students to enable them to transfer to another public school served by the rural LEA.
answer:
A bill to provide grants for use by rural local educational agencies in purchasing new school buses.


question:
National Emergency Telemedical Communications Act of 2002 - Directs the Secretary of Defense to establish a pilot program for the development of statewide and regional telehealth network testbeds that securely link existing State and local telehealth initiatives to regional consortiums of States in the southeastern and the northern central United States.Requires participating States to develop standardized statewide telehealth networks that link established telehealth initiatives to provide medical services in cooperation with health care facilities. Requires the network to test its ability to prepare for and respond to a biological terrorist attack and related medical disasters.Directs the Secretary to establish the National Emergency Telehealth Network Task Force to inventory and improve telehealth networks.
answer:

A bill to authorize the formulation of State and regional emergency telehealth network testbeds and, within the Department of Defense, a telehealth task force.