In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision.  Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. You should write an incorrect option. Even though there exist multiple wrong answers, we only need a single wrong answer. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.

options,” including by streamlining communication between the distressed borrower and foreclosing party. See Assemb. B. 278, 2011-2012 Leg., Reg. Sess. (Cal. 2012); S.B. 900, 2011-2012 Leg., Reg. Sess. (Cal. 2012). There has been a wave of litigation in state and federal courts challenging various aspects of the MERS System. Almost all of the relevant law is state rather than federal. The results under state law have been inconsistent. See Weber, supra, at 246-56 (cataloguing the “schizophrenic position of state courts” on issues relating to the MERS System). Some state supreme courts have upheld the MERS System on issues ranging from foreclosure authority to recording requirements. See, e.g., Renshaw v. Mortg. Elec. Registration Sys., Inc., 155 Idaho 656, 315 P.3d 844, 846-47 (2013) (<HOLDING>); Jackson v. Mortg. Elec. Registration Sys., 
 Holding statements: (A) holding that mers lacked standing to foreclose as the lenders nominee (B) holding that because mers receives no payments on the debt it is not the beneficiary even though it is so designated in the deed of trust (C) holding that mers is an ineligible beneficiary within the terms of the washington deed of trust act if it never held the promissory note or other debt instrument secured by the deed of trust and that characterizing mers as the beneficiary has the capacity to deceive and may give rise to an action under the consumer protection act (D) holding that mers may be a beneficiary as nominee for the lender that assignments of the deed of trust between mers members need not be recorded that mers was not liable to the borrower in negligence and that the idaho consumer protection act did not provide a cause of action to the borrower (E) holding that mers was not the beneficiary of a deed of trust under the oregon trust deed act absent conveyance to mers of the beneficial right to repayment and that mers could not hold or transfer legal title to the deed as the lenders nominee
holding that mers lacked standing to foreclose as the lenders nominee

District Court Executive is directed to: (a) File this Order; (b) ENTER JUDGMENT consistent with this Order; (c) Provide copies of this Order and the Judgment to counsel; and (d) CLOSE THIS FILE. 1 . These facts can be found in the parties' Statements of Material Facts, submitted with briefing on the pending Motions pursuant to Rule 56 of the Federal Rules of Civil Procedure and Local Rule 56.1. The Court deems admitted any material fact asserted by a party and not rebutted by the opposing party. The parties agree on the facts recited in this section, except where otherwise noted. 2 . Several courts have held that Title III applies only to actual places, and that membership organizations are not subject to Title III. See, e.g., Elitt v. U.S.A. Hockey, 922 F.Supp. 217, 223 (E.D.Mo.1996) (<HOLDING>); Brown v. 1995 Tenet ParaAmerica Bicycle 
 Holding statements: (A) holding that hockey organization was not sufficiently linked to a place so not subject to ada (B) holding ada claim was discharged (C) holding that title ii of the ada is not applicable to the federal government (D) holding that national football league was not a place and therefore not subject to ada (E) holding that group organizing bike race was not subject to ada
holding ada claim was discharged

to take the requested chemical breath test. The record indicates that Allison never answered Trooper Brazas’s question, and instead either remained silent, asked for a moment, exclaimed-that she could not believe the Trooper was doing this to her, complained that her face was itching, or asked for clarification that her license would be revoked if she refused. Approximately four minutes elapsed between Trooper Brazas’s first request that Allison submit to the chemical breath test and when he indicated his intent to deem her refusal to respond a refusal to submit. This evidence, which the trial court was free to believe, constitutes substantial evidénce that Allison refused to submit to the requested chemical breath test. See State v. Caines, 427 S.W.3d 305, 308 (Mo. App. E.D. 2014) (<HOLDING>); State v. Foster, 959 S.W.2d 143, 147 (Mo. 
 Holding statements: (A) holding insufficient officers advisement that defendants license may be suspended if he refused to submit to breath test when statute mandates that license will be suspended for refusal of chemical test (B) holding that a person arrested for dui has the right to consult an attorney before taking a breath test when such consultation would not delay or interfere with the investigation or test taking (C) holding that a driver demonstrated his refusal by giving nonresponsive answers to a request for a breath test ignoring a request for a yesorno answer and never taking the test (D) holding that suppression of stateadministered breath test is necessary where the accused is denied access to a telephone despite his requests to arrange an independent chemical test (E) holding 1 that administering a breath test is not a critical stage of the proceedings to which a sixth amendment right to counsel attaches and 2 that the results of a breath test are physical evidence  not testimonial  and thus no fifth amendment right to counsel attaches

holding insufficient officers advisement that defendants license may be suspended if he refused to submit to breath test when statute mandates that license will be suspended for refusal of chemical test