In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Ex Input:
Amends the National Flood Insurance Act of 1968 to repeal the prohibition against provision of flood insurance by the Administrator of the Federal Emergency Management Agency (FEMA) to prospective insureds at rates less than standard estimates for property purchased after enactment of the Biggert-Waters Flood Insurance Reform Act of 2012 (Biggert-Waters). (Thus allows risk premium rates lower than standard rates for certain property purchased after Biggert-Waters.) Delays the effective date of any flood insurance rate changes until 180 days after FEMA submits: (1) a certain report on methods to establish an affordability framework for the National Flood Insurance Program (NFIP), or (2) notice to the congressional committees concerned of an alternative method of gathering information for such report if the report cannot be submitted by its due date. Directs FEMA to study options, methods, and implementing strategies for making available voluntary community-based flood insurance policies through NFIP. Prohibits FEMA, when determining whether a community has made adequate progress on the construction, reconstruction, or improvement of a flood protection system, from considering the level of federal funding or participation.  Deems an action for the repair, restoration, and replacement of a totally destroyed structure or facility located in a coastal high hazard area for which an eligible entity received a contribution under the Robert T. Stafford Disaster Relief and Emergency Assistance Act to be a &quot;substantial improvement&quot; for which grant funds may be used, if specified conditions are met. Requires a replacement structure or facility to be relocated to an alternative site if FEMA determines that a practicable alternative located outside the coastal high hazard area exists and provides better protection against hazards associated with coastal high hazard areas. Prescribes deed restrictions to dedicate and maintain it in perpetuity as open space for the conservation of natural floodplain functions for any property involved in the construction of replacement structures or facilities, either the original site if the replacement structure or facility is relocated, or an alternative parcel of land in the coastal high hazard area if the replacement is rebuilt at the same location.

Ex Output:
A bill to improve the National Flood Insurance Program, and for other purposes.


Ex Input:
Small Business Lending Stimulus Act of 2008 - Directs the Administrator of the Small Business Administration (SBA) to reduce in 2008 the rate of certain loan fees imposed under the Small Business Act and debenture fees under the Small Business Investment Act of 1958.

Authorizes appropriations for FY2008: (1) to cover such rate reductions; and (2) for direct loans and assistance under the SBA Microloan Program.

Amends the Small Business Investment Act of 1958 to authorize the SBA to refinance certain existing debt of small businesses that received prior loans for plant acquisition, construction, conversion, or expansion.

Ex Output:
A bill to provide economic stimulus for small business concerns.


Ex Input:
Requires the Director of the Federal Emergency Management Agency (FEMA) to provide notice of any change to flood insurance map panels, including any change in a letter of map amendment or a letter of map revision by: (1) providing the chief executive officer of each community affected by the change, by registered mail, a copy of the revised maps for such community and a statement explaining the process under this Act to appeal to the Director for changes in such revised maps; and (2) causing notice of such changes to be published in the Federal Register, and a statement explaining the process (under this Act) to appeal to the Director for changes in such revised maps.
Allows a community affected by the change to appeal the change.
Requires the Director: (1) during a 30-day period that begins upon the receipt of an objection, to determine whether to deny the objection, revise the changes to the panels in response to the objection, or to grant additional time to the community to obtain evidence related to the objection; and (2) to notify the chief executive of the community, in writing and by registered mail, of such determination.
Requires the Director, not later than 30 days after any final determination as described by this Act, to provide written notification to each owner of real property affected by the change to panels resulting from such determination.
Requires the Director, if an owner of real property affected by a change to panels incurs expense in connection with the services of surveyors, engineers, or similar services (but not legal services) in effecting any appeal of such change to the Director which is successful, to reimburse such individual for such expense.
Amends the National Flood Insurance Act of 1968 to repeal the requirement for the publication or notification of proposed flood elevation determinations to require the Director, in establishing projected flood elevations for land use purposes for any community, to first propose such determinations by: (1) providing the chief executive officer of each community affected by the proposed elevations, by registered mail, notice of the elevations, including a copy of the maps and a statement explaining the process to appeal for changes in such elevations; (2) causing notice of such elevations to be published in the Federal Register, which shall include a statement explaining the process to appeal for changes in such elevations; and (3) publishing the elevations in a prominent local newspaper.

Ex Output:

National Flood Insurance Program Fairness Act