In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision.  Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. You should write an incorrect option. Even though there exist multiple wrong answers, we only need a single wrong answer. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.

[Q]: the entirety ... to the extent that such interest as a tenant by the entirety ... is exempt from process under applicable nonbankruptcy law.” 11 U.S.C. § 522(b)(3)(B). a. Applicable Nonbankruptcy Law for Entirety Property Exemption To determine whether the Condominium is exempt from process, the court will look to the law of the situs of the real property. In this case that is Florida. “Under Florida law, entireties property is exempt from process to satisfy debts owed to individual creditors of either spouse. Entireties property is not exempt from process to satisfy the joint debts of both spouses.” See In re Monzon, 214 B.R. 38, 40-41 (Bankr.S.D.Fla.1997) (citing Neu v. Andrews, 528 So.2d 1278, 1279 (Fla.Dist.Ct.App.1988) and Stanley v. Powers, 123 Fla. 359, 166 So. 843, 846 (1936) (<HOLDING>)). “Courts have generally recognized that § 
 Holding statements: (A) holding that spouse could not claim exemption in property that was only property of other spouses estate (B) holding that an increase in the value of nonmarital property attributable to the efforts of one or both spouses during marriage is marital property (C) holding that a judgment debt against both spouses can be satisfied by selling the entireties property (D) holding that the irs may reach half of a nonliable spouses sole management community property to satisfy a liable spouses tax debt (E) holding that where one spouses arson destroyed the house which both spouses owned as tenants by the entireties the innocent spouse was entitled to recover under their fire insurance policy for her share of the loss
[A]: holding that spouse could not claim exemption in property that was only property of other spouses estate


[Q]: transcript has the same character as the act of denying a debtor the opportunity to register for class or to graduate, as it deprives a student of a service that would be available to her were she not a debtor ...” Id. at 534. Numerous courts have examined the issue whether an educational institution violates the automatic stay when it withholds a debtor’s transcript due to an outstanding tuition balance or student loan debt. “The majority view is that the withholding of a debtor’s transcript because of an outstanding tuition balance or unpaid student loans violates the automatic stay.” In re Moore, 407 B.R. 855, 860 (Bankr.E.D.Va.2009) (citing In re Mu’min, 374 B.R. 149, 155 (Bankr.E.D.Pa.2007)); Parker, 334 B.R. at 534-36; see also In re Carson, 150 B.R. 228, 231 (Bankr.E.D.Mo.1993) (<HOLDING>). ANALYSIS Based on the foregoing, the Court 
 Holding statements: (A) holding that the denial of a motion to find a violation of the automatic stay was a final order (B) holding judgment in violation of automatic stay void (C) holding that university violated the automatic stay by withholding chapter 7 debtors transcripts because the debts were not yet determined nondischargeable (D) holding that creditors failure to voluntarily turn over property lawfully seized prepetition constituted violation of automatic stay (E) holding that a college withholding delivery of transcripts due to an outstanding prepetition debt is an act to collect in violation of the automatic stay
[A]: holding that the denial of a motion to find a violation of the automatic stay was a final order


[Q]: is a word of command, and one which has always or which must be given a compulsory meaning; as denoting obligation. The word in ordinary usage means “must” and is inconsistent with a concept of discretion. Black’s Law Dictionary 1375 (6th ed.1990). The Supreme Court has also recognized that use of the word “shall” is “language of an ‘unmistakably mandatory character.’ ” Hewitt v. Helms, 459 U.S. 460, 471-72, 103 S.Ct. 864, 74 L.Ed.2d 675 (1983). See United States v. Monsanto, 491 U.S. 600, 607, 109 S.Ct. 2657, 105 L.Ed.2d 512 (1989) (“Congress could not have chosen stronger words[, that is, ‘shall order,’] to express its intent that forfeiture be mandatory in cases where the statute applied....”); Puerto Rico v. Branstad, 483 U.S. 219, 223-27, 107 S.Ct. 2802, 97 L.Ed.2d 187 (1987) (<HOLDING>); Board of Pardons v. Allen, 482 U.S. 369, 377, 
 Holding statements: (A) holding that the use of the word shall in the extradition clause and the extradition act creates a mandatory duty (B) holding the word individuals is not the equivalent of the dictionary acts use of the word persons (C) holding that the word may in the declaratory judgment act does not mean shall  (D) holding that the use of the word shall in  1285a of subchapter ii of the act imposes a mandatory duty on the administrator to allot all the amounts authorized to be appropriated (E) holding that a states use of the word shall is mandatory language
[A]:
holding the word individuals is not the equivalent of the dictionary acts use of the word persons