In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Health Care Waiver Fairness Act of 
2011''.

SEC. 2. PPACA WAIVER PROCESS.

    (a) In General.--Title I of the Patient Protection and Affordable 
Care Act (Public Law 111-148) is amended by adding at the end the 
following new subtitle:

                      ``Subtitle G--Waiver Process

``SEC. 1601. ESTABLISHMENT OF WAIVER PROCESS.

    ``(a) In General.--The applicable authorities (as defined in 
subsection (c)) shall collectively establish a process (in this section 
referred to as the `waiver process') under which the administrator of a 
health plan, an employer, an individual, or other entity may seek to 
waive the application of a requirement under this title with respect to 
such plan, employer, individual, or entity. Among the requirements 
under this title, such process shall apply to the following:
            ``(1) Section 5000A of the Internal Revenue Code of 1986 
        (relating to requirement to maintain minimum essential 
        coverage), as inserted by section 1501(b).
            ``(2) Section 6055 of the Internal Revenue Code of 1986 
        (relating to reporting of health insurance coverage), as 
        inserted by section 1502(a).
            ``(3) Section 18A of the Fair Labor Standards Act of 1938 
        (42 U.S.C. 218a, relating to automatic enrollment for employees 
        of large employers), as inserted by section 1511.
            ``(4) Section 18B of the Fair Labor Standards Act of 1938 
        (42 U.S.C. 218b, relating to notice to employees), as inserted 
        by section 1512.
            ``(5) Section 4980H of the Internal Revenue Code of 1986 
        (relating to shared responsibility for employers regarding 
        health coverage), as inserted by section 1513(a).
            ``(6) Section 6056 of the Internal Revenue Code of 1986 
        (relating to certain employers required to report on health 
        insurance coverage), as inserted by section 1514(a).
            ``(7) Section 10108 (relating to free choice vouchers).
            ``(8) Regulations regarding the treatment of group health 
        plans or health insurance coverage as a grandfathered health 
        plan (as defined in section 1251(e)).
            ``(9) Section 2718(b) of the Public Health Service Act 
        (relating to medical loss ratios), as inserted by section 1001.
    ``(b) Waiver Process.--
            ``(1) In general.--The applicable authorities shall 
        establish the waiver process consistent with the following:
                    ``(A) Notice and guidance.--Public notice and 
                guidance shall be provided regarding the process for 
                submission of waiver requests.
                    ``(B) Standard.--A waiver request with respect to 
                the application of a requirement to a plan, employer, 
                individual, or entity shall be accompanied by a 
                statement that--
                            ``(i) identifies the specific requirement 
                        (or requirements) to be waived; and
                            ``(ii) describes how the imposition of each 
                        specific requirement for which a waiver is 
                        requested on the plan, employer, individual, or 
                        entity would result in a significant decrease 
                        in access to coverage or a significant increase 
                        in premiums or other costs for such plan, 
                        employer, individual, or entity.
                    ``(C) Deemed approval.--A waiver request filed that 
                is accompanied by such a statement shall be deemed to 
                be approved.
                    ``(D) Publication of data.--The applicable 
                authorities shall regularly publish data regarding the 
                waiver requests received for the different 
                requirements.
            ``(2) Treatment of approved waivers.--In the case of 
        approval under the waiver process of a waiver request with 
        respect to a requirement of this title and an entity, 
        notwithstanding any other provision of law, such requirement 
        shall not apply to such entity on and after the date of 
        approval of the request.
            ``(3) Relation to other exemptions and exceptions.--Nothing 
        in this section shall be construed as superceding other 
        provisions of this title insofar as they provide for 
        exceptions, exemptions, or other special treatment with respect 
        to requirements under this title.
    ``(c) Applicable Authority.--In this section, the term `applicable 
authority' means--
            ``(1) except as otherwise provided in this subsection, the 
        Secretary of Health and Human Services;
            ``(2) the Secretary of Labor with respect to the provisions 
        of this title, including amendments made by this title, that 
        are administered by such Secretary; and
            ``(3) the Secretary of the Treasury with respect to the 
        provisions of this title, including amendments made by this 
        title, that are administered by such Secretary, including 
        sections of the Internal Revenue Code of 1986 specified in 
        subsection (a).
    ``(d) References to Requirements Under This Title.--In this 
section, a reference to a requirement under this title include such a 
requirement under an amendment made by this title, including as amended 
by title X of this Act or by the provisions of the Health Care and 
Education Reconciliation Act of 2010 (Public Law 111-152).
    ``(e) Public Awareness Campaign.--Of the amounts available in the 
Prevention and Public Health Fund established under section 4002, 
notwithstanding any other provision of law, $50,000,000 shall be 
available to and expended by the Secretary of Health and Human Services 
to conduct, in coordination with other applicable authorities, a public 
awareness campaign of the waiver process. Amounts made available under 
this subsection shall remain available until expended.''.
    (b) Clerical Amendment.--The table of contents of such Act is 
amended by adding at the end of the items relating to title I the 
following:

                      ``Subtitle G--Waiver Process

``Sec. 1601. Establishment of waiver process.''.

A: Health Care Waiver Fairness Act of 2011 - Amends the Patient Protection and Affordable Care Act (PPACA) to require the Secretary of Health and Human Services (HHS), the Secretary of Labor, and the Secretary of Treasury to establish waiver processes under which the administrator of a health plan, an employer, an individual, or other entity may seek to waive the application of a health insurance coverage requirement under PPACA. Sets forth PPACA requirements that may be waived, including those related to minimum essential coverage and employers offering health care coverage to employees.

Establishes requirements for the waiver process, including requiring submission of a statement describing how the imposition of the PPACA requirement would result in a significant decrease in access to coverage or a significant increase in premiums or other costs for such plan, employer, individual, or entity. Deems to be approved any waiver including such a statement.

Requires the Secretary of HHS to conduct a public awareness campaign of the waiver process with funds made available for the Prevention and Public Health Fund.
****
Q: SECTION 1. ENERGY ASSISTANCE FUND.

    (a) Definitions.--In this section:
            (1) Fund.--The term ``Fund'' means the Energy Assistance 
        Fund established by subsection (b).
            (2) Secretary concerned.--The term ``Secretary concerned'' 
        means, with respect to programs carried out by each Secretary--
                    (A) the Secretary of Agriculture;
                    (B) the Secretary of Energy;
                    (C) the Secretary of Housing and Urban Development;
                    (D) the Secretary of Transportation; and
                    (E) the Administrator of the Small Business 
                Administration.
    (b) Establishment.--There is established in the Treasury of the 
United States a revolving fund, to be known as the ``Energy Assistance 
Fund'', consisting of such amounts as are appropriated to the Fund 
under subsection (h)(1).
    (c) Expenditures From Fund.--
            (1) In general.--Subject to paragraph (2), on request by 
        the Secretary concerned, the Secretary of the Treasury shall 
        transfer from the Fund to the Secretary concerned such amounts 
        as the Secretary concerned determines are necessary to provide 
        to carry out 1 or more qualified purposes described in 
        subsections (d), (e), and (f).
            (2) Administrative expenses.--An amount not exceeding 10 
        percent of the amounts in the Fund shall be available for each 
        fiscal year to pay the administrative expenses necessary to 
        carry out this section.
    (d) Low-Interest Loan Guarantees for Purchase and Installation of 
Qualifying Energy Efficient Property.--
            (1) In general.--To the extent that the Secretary concerned 
        has authority under other law to make or guarantee loans or 
        grants to persons to purchase and install qualifying property, 
        the Secretary concerned may guarantee loans made to eligible 
        United States persons for the purchase and installation of 
        qualifying property.
            (2) Qualifying property.--For the purpose of paragraph (1), 
        qualifying property means--
                    (A) any component which constitutes a qualified 
                energy efficiency improvement (as defined in section 
                25C(c) of the Internal Revenue Code of 1986);
                    (B) property to heat water for use in a dwelling 
                unit located in the United States and used a residence 
                by the person if at least half of the energy used by 
                such property for such purpose is derived from the sun;
                    (C) property which uses solar energy to generate 
                electricity for use in a dwelling unit located in the 
                United States and used by the person (in the case of an 
                individual) as a residence;
                    (D) qualified fuel cell property (as defined in 
                section 48(c)(1) of that Code) installed on or in 
                connection with a dwelling unit located in the United 
                States and used as a principal residence (within the 
                meaning of section 121 of that Code) by the person (in 
                the case of an individual); or
                    (E) a compliant stove (as defined in section 
                25E(c)(2) of that Code) which--
                            (i) is installed in a dwelling unit located 
                        in the United States; and
                            (ii) replaces a noncompliant stove (as 
                        defined in section 25E(c)(3) of that Code) used 
                        in such dwelling unit.
            (3) Eligibility.--To be eligible to receive a loan 
        guarantee under this subsection, a person that is an individual 
        shall have a household income of not to exceed 115 percent of 
        the national median household income, as determined by the 
        Secretary concerned.
            (4) Use of loan.--The recipient of a loan guaranteed under 
        this subsection may use the loan only to fund improvements to 
        property owned by, and for the benefit of, the recipient.
            (5) Amount.--The amount of a loan made to a person that is 
        guaranteed under this subsection shall equal the lesser of--
                    (A) 90 percent of the difference between--
                            (i) the cost incurred by the person for the 
                        purchase and installation of the qualifying 
                        property, as approved by the Secretary; and
                            (ii) the amount of any credit allowable to 
                        the person with respect to such property under 
                        section 25C, 25D, or 25E, of the Internal 
                        Revenue Code of 1986; or
                    (B) $30,000.
            (6) Term of loans.--A loan guaranteed under this subsection 
        shall have a term of not to exceed 15 years.
    (e) Low-Interest Loan Guarantees for Purchase and Installation of 
Idling Reduction and Advanced Insulation for Heavy Trucks.--
            (1) In general.--To the extent that the Secretary concerned 
        has authority under other law to make or guarantee loans or 
        grants to persons to purchase and install idling reduction 
        devices described in section 4053(9) of the Internal Revenue 
        Code of 1986 or advanced insulation described in section 
        4053(10) of such Code, the Secretary concerned may guarantee 
        loans made to United States persons for the purchase and 
        installation of such idling reduction devices and advanced 
        insulation.
            (2) Use of loan.--The recipient of a loan guaranteed under 
        this subsection may use the loan only to fund improvements to 
        property owned by, and for the benefit of, the recipient.
            (3) Amount.--
                    (A) In general.--The amount of a loan made to a 
                person that is guaranteed under this subsection shall 
                equal 90 percent of the difference between--
                            (i) the cost incurred by the person for the 
                        purchase and installation of the idling 
                        reduction devices and advanced insulation 
                        described in subsection (a), as approved by the 
                        Secretary concerned; and
                            (ii) 12 percent of the amount for which the 
                        idling reduction devices or advanced insulation 
                        was sold.
                    (B) Special rules.--In the case of any property 
                described in paragraphs (2), (3), or (4) of section 
                4051(a) of the Internal Revenue Code of 1986, the 
                amount determined under subparagraph (A) shall be zero.
                    (C) Determination of price.--Rules similar to the 
                rules of section 4052(b) of the Internal Revenue Code 
                of 1986 shall apply for purposes of subparagraph (B).
            (4) Loan terms.--The Secretary concerned shall establish 
        terms for loans guaranteed under this subsection, as determined 
        by the Secretary concerned.
    (f) Low-Interest Loan Guarantees for Purchase and Installation of 
Alternative Refueling Stations.--
            (1) In general.--To the extent that the Secretary concerned 
        has authority under other law to make or guarantee loans or 
        grants to persons for the purchase and installation of any 
        qualified alternative fuel vehicle refueling property (as 
        defined in section 30C(c) of the Internal Revenue Code of 
        1986), the Secretary concerned may guarantee loans made to 
        United States persons for the purchase and installation of any 
        such qualified alternative fuel vehicle refueling property 
        placed in service by the person during a taxable year.
            (2) Use of loan.--The recipient of a loan guaranteed under 
        this subsection may use the loan only to fund improvements to 
        property owned by, and for the benefit of, the recipient.
            (3) Amount.--The amount of a loan made to a person that is 
        guaranteed under this subsection shall equal 90 percent of the 
        difference between--
                    (A) the cost incurred by the person for the 
                purchase and installation of the qualified alternative 
                fuel vehicle refueling property described in paragraph 
                (1), as approved by the Secretary concerned; and
                    (B) the amount of any credit allowable to the 
                person under section 30C of the Internal Revenue Code 
                of 1986.
            (4) Loan terms.--The Secretary concerned shall establish 
        terms for loans guaranteed under this subsection, as determined 
        by the Secretary concerned.
    (g) Transfers of Amounts.--
            (1) In general.--The amounts required to be transferred to 
        the Fund under this section shall be transferred at least 
        monthly from the general fund of the Treasury to the Fund on 
        the basis of estimates made by the Secretary of the Treasury.
            (2) Adjustments.--Proper adjustment shall be made in 
        amounts subsequently transferred to the extent prior estimates 
        were in excess of or less than the amounts required to be 
        transferred.
    (h) Funding.--
            (1) Mandatory funding.--
                    (A) In general.--Notwithstanding any other 
                provision of law, on October 1, 2009, out of any funds 
                in the Treasury not otherwise appropriated, the 
                Secretary of the Treasury shall transfer to the Fund 
                for the cost of loans to carry out the purposes of the 
                Fund $1,000,000,000, to remain available until 
                expended.
                    (B) Receipt and acceptance.--The Fund shall be 
                entitled to receive, shall accept, and shall use to 
                carry out the purposes of the Fund the funds 
                transferred under subparagraph (A), without further 
                appropriation. 
            (2) Authorization of appropriations.--
                    (A) In general.--In addition to the amount made 
                available under paragraph (1), there are authorized to 
                be appropriated to the Fund such sums as are necessary 
                to carry out the purposes of the Fund.
                    (B) Additional funding.--To the extent that a 
                Secretary described in subsection (a) has authority 
                under other law to make or guarantee loans or grants 
                described in subsection (d)(1), (e)(1), or (f)(1), in 
                addition to any other funds made available to carry out 
                that authority under any other provision of law, there 
                are authorized to be appropriated to the Secretary such 
                sums as are necessary for the Secretary to provide 
                additional loans, loan guarantees, or grants under that 
                authority.

A: Establishes in the Treasury the Energy Assistance Fund.

Directs the Secretary of the Treasury, upon request of the Secretary concerned, to transfer amounts from the Fund to that Secretary to make or guarantee low-interest loans or grants to U.S. persons to purchase and install: (1) qualifying energy efficient property in their principal dwelling (i.e., solar powered property to heat water or generate electricity, fuel cells, or compliant stoves); (2) idling reduction devices or advanced insulation in heavy trucks; and (3) qualified alternative fuel vehicle refueling property at a station.
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Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Military Families Credit Reporting 
Act''.

SEC. 2. NOTICE OF STATUS AS AN ACTIVE DUTY MILITARY CONSUMER.

    The Fair Credit Reporting Act (15 U.S.C. 1681 et seq.) is amended--
            (1) in section 605, by adding at the end the following:
    ``(i) Notice of Status as an Active Duty Military Consumer.--
            ``(1) In general.--With respect to an item of adverse 
        information about a consumer, if the action or inaction that 
        gave rise to the item occurred while the consumer was an active 
        duty military consumer, the consumer may provide appropriate 
        proof, including official orders, to a consumer reporting 
        agency that the consumer was an active duty military consumer 
        at the time such action or inaction occurred, and any consumer 
        report provided by the consumer reporting agency that includes 
        the item shall clearly and conspicuously disclose that the 
        consumer was an active duty military consumer when the action 
        or inaction that gave rise to the item occurred.
            ``(2) Model form.--The Bureau shall prepare a model form, 
        which shall be made publicly available, including in an 
        electronic format, that allows a consumer to--
                    ``(A) notify, and provide appropriate proof to, a 
                consumer reporting agency in a simple and easy manner, 
                including electronically, that the consumer is an 
                active duty military consumer; and
                    ``(B) provide contact information of the consumer 
                for the purpose of communicating with the consumer 
                while the consumer is an active duty military 
                consumer.'';
            (2) in section 605A--
                    (A) in subsection (c)--
                            (i) by redesignating paragraphs (1), (2), 
                        and (3) as subparagraphs (A), (B), and (C), 
                        respectively, and adjusting the margins 
                        accordingly;
                            (ii) in the matter preceding subparagraph 
                        (A), as so redesignated, by striking ``Upon'' 
                        and inserting the following:
            ``(1) In general.--Upon''; and
                            (iii) by adding at the end the following:
            ``(2) Negative information notification.--If a consumer 
        reporting agency receives an item of adverse information about 
        a consumer who has provided appropriate proof that the consumer 
        is an active duty military consumer, the consumer reporting 
        agency shall promptly notify the consumer--
                    ``(A) that the consumer reporting agency has 
                received the item of adverse information, along with a 
                description of the item; and
                    ``(B) the method by which the consumer may dispute 
                the validity of the item.
            ``(3) Contact information for active duty military 
        consumers.--If a consumer who has provided appropriate proof to 
        a consumer reporting agency that the consumer is an active duty 
        military consumer provides the consumer reporting agency with 
        contact information for the purpose of communicating with the 
        consumer while the consumer is an active duty military 
        consumer, the consumer reporting agency shall use such contact 
        information for all communications while the consumer is an 
        active duty military consumer.
            ``(4) Sense of congress.--It is the sense of Congress that 
        any person making use of a consumer report that contains an 
        item of adverse information should, if the action or inaction 
        that gave rise to the item occurred while the consumer was an 
        active duty military consumer, take such fact into account when 
        evaluating the creditworthiness of the consumer.''; and
                    (B) in subsection (e), by striking paragraph (3) 
                and inserting the following:
            ``(3) subparagraphs (A) and (B) of subsection (c)(1), in 
        the case of a referral under subsection (c)(1)(C).''; and
            (3) in section 611(a)(1), by adding at the end the 
        following:
                    ``(D) Notice of dispute related to active duty 
                military consumers.--With respect to an item of 
                information described under subparagraph (A) that is 
                under dispute, if the consumer to whom the item relates 
                has notified the consumer reporting agency, and has 
                provided appropriate proof, that the consumer was an 
                active duty military consumer at the time the action or 
                inaction that gave rise to the disputed item occurred, 
                the consumer reporting agency shall--
                            ``(i) include such fact in the file of the 
                        consumer; and
                            ``(ii) indicate such fact in each consumer 
                        report that includes the disputed item.''.

A:
Military Families Credit Reporting Act  This bill amends the Fair Credit Reporting Act with respect to an item of adverse information about an active duty military consumer. Declares that, if the action or inaction that gave rise to the item occurred while the consumer was an active duty military consumer, then: (1) the consumer may provide appropriate proof, including official orders, to a consumer reporting agency that the consumer was an active duty military consumer at the time the action or inaction occurred; and (2) any consumer report made by the agency including that item of information shall clearly and conspicuously disclose that the consumer was an active duty military consumer when the action or inaction that gave rise to the item occurred. Requires the Consumer Financial Protection Bureau to prepare and make publicly available a model form that allows a consumer to: (1) notify a consumer reporting agency that the consumer is an active duty military consumer, and (2) provide the consumer's contact information for communicating with the consumer while he or she is an active duty military consumer. Requires a consumer reporting agency to notify promptly an active duty military consumer whenever it receives an item of adverse information about him or her, along with a description of the item and the method by which the consumer can dispute the validity of the item. Requires an agency also to use any separate contact information an active duty military consumer has given it for all communications while the individual is an active duty military consumer. Declares the sense of Congress that any person making use of a consumer report containing an item of adverse information that occurred while the consumer was an active duty military consumer should take that fact into account when evaluating the consumer's creditworthiness. Requires a consumer reporting agency, with respect to an item of information under dispute by an active duty military consumer, to include in the consumer's file that he or she was an active duty military consumer at the time the action or inaction that gave rise to the disputed item occurred, and indicate this fact in each consumer report that includes the disputed item.
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