In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Q: Authorizes the head of a Federal agency to offer early retirement to employees of such agency:  (1) in any component thereof; (2) in any occupation; (3) in any geographic location; or (4) in any combination of the three. 
Redetermines the reduction in retirement benefits for such employees caused by such early retirement based on the age the employee attains on his or her next birthday after the commencement of such employee's annuity. 
Sets forth conditions for early retirement under this Act, including acceptance of early retirement during an election period chosen by the employer.  Makes eligible for such early retirement election employees under both the Civil Service Retirement System and the Federal Employees' Retirement System. 
Authorizes appropriations. 
Provides for continued eligibility of such employees for Government health and life insurance benefits as retired Federal employees.  Places on the retiree responsibility for any Government contributions otherwise payable with respect to an annuitant.

A: To allow agencies to offer certain Federal employees an opportunity to take early retirement without having to remain subject to the otherwise applicable reduction, based on age, after attaining age 55.
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Q: States that Executive Order 12898 (pertaining to Federal actions to address environmental justice in minority and low-income populations) shall remain in force until changed by law. Makes the provisions of this Act applicable to such Executive Order.

Defines environmental justice. Establishes criteria for defining an environmental justice community.

Requires specified Federal agencies and offices to establish an Office of Environmental Justice (OEJ).

Requires Federal agencies to integrate the environmental justice strategy developed under the Executive Order into the operation and mission of the agency and to address compliance with this Act in specified activities.

Directs the interagency Federal Working Group on Environmental Justice to: (1) coordinate an integrated environmental justice training plan for those Federal agencies and offices required to establish OEJs; (2) formalize public participation efforts; (3) survey Federal agencies and offices with regard to outreach efforts; (4) develop a strategy for allocating responsibilities and ensuring participation; and (5) coordinate plans to communicate research results.

Requires: (1) each Federal agency and office with an OEJ to undertake outreach activities and report such activities to the Working Group; and (2) Federal agencies and the Working Group to develop ways to enhance partnerships and coordination with stakeholders.

Directs Federal agencies to fund community technology centers to provide assistance relating to environmental justice.

A: To require Executive Order 12898 to remain in force until changed by law, to expand the definition of environmental justice, to direct each Federal agency to establish an Environmental Justice Office, and for other purposes.
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Q: Extends to any series of class actions arising out of the same violations by the same debt collector the current limit on the total amount of the debt collector's liability for additional damages that can be awarded to a plaintiff in the case of a successful class action to enforce liability of a noncompliant debt collector.  Disallows recovery to the consumer of attorney's fees accruing after the consumer's refusal of such debt collector's settlement offer, if the amount of the final judgment awarded to the consumer is less than such offer.
Shields a debt collector from liability in the case of good faith compliance with Federal or State rules of civil procedure.
Exempts from certain debt collection disclosure requirements those mortgage servicers for which delinquent debt collection is secondary to the servicing of federally related mortgage loans secured by a first lien.  Requires such mortgage servicers to furnish the debtor with certain validation statements prior to debt acceleration.

A:
Credit Cost Reduction Act of 1999
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