In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

[EX Q]: Teacher Exchange Act of 2010 - Authorizes the Secretary of Education to make grants to local educational agencies (LEAs) and high-need LEAs for teacher exchanges.

Requires each grantee to: (1) send teachers to a receiving LEA in a different area; (2) provide participating teachers with professional development activities, travel reimbursement, housing, and a living stipend that is added to their regular salary; and (3) reimburse the receiving LEA for supplies and other incidental items purchased for use by participating teachers.

Requires teachers who participate in an exchange to have had at least three years of teaching experience and agree to serve the receiving LEA for one school year and their own LEA for the two-year period following their participation in the exchange.
[EX A]: To authorize the Secretary of Education to make grants to local educational agencies to carry out teacher exchanges.

[EX Q]: Amends the Internal Revenue Code to allow affiliated life and non-life insurance companies to file consolidated tax returns.

Allows: (1) a phasein, between 2007 and 2013, of the full application of losses of affiliated non-life insurance companies against the taxable income of an affiliated life insurance company; and (2) an automatic waiver of the five-year waiting period applicable to affiliated non-life insurance companies for offset of their losses against life insurance company income.
[EX A]: A bill to amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies.

[EX Q]: Overdraft Fee Notification Act - Amends the Electronic Fund Transfer Act to prohibit a financial institution from imposing a fee or charge for overdraft protection service unless it has disclosed such charge to the consumer before the completion of the transaction that would result in an overdraft.

Sets forth disclosure requirements.

Requires such an institution to disclose in periodic statements to the consumer the annual percentage rate which the overdraft fee represents.
[EX A]:
To amend the Electronic Fund Transfer Act to require notice to the consumer before any fee may be imposed by a financial institution in connection with any transaction for any overdraft protection service provided with respect to such transaction, and for other purposes.