Given a travel related situation, and given a specific question about the situation, summarize the question into a title

Take for example this flight:



in 45 minutes you have to go through immigration, security checks, and probably you need to go to a different terminal: it's basically guaranteed that you can't catch the connecting flight

If I lose this connecting flight, are airlines required to find a replacement flight to me? (possibly without charge)

If security checks during a layover take too long time and I lose the flight, would the airline find me a solution for free?

CHOICE travel insurance buying guide mentions alcohol-related exclusions for insurance:


  Alcohol
  
  Cover for overdoing it on vodka and Red Bull and float-tubing down a
  river in Laos isn't included in any policy. Insurers simply won't pay
  for costs arising from you being under the influence of alcohol or a
  drug (except where taken under the advice of a doctor).
  
  Case study: Jenny*
  
  Jenny was nightclubbing with friends in Bali, Indonesia, when she
  became ill after drinking a cocktail. Her friends recognised the
  symptoms of methanol poisoning and rushed her to hospital.
  
  Fortunately, Jenny recovered after two weeks of care. But because she
  had been drinking alcohol at the time she was poisoned, her insurer
  refused to pay the claim.
  
  Jenny's cash-strapped family had to sell their car to pay the $25,000
  in medical expenses.

Alcohol and travel insurance: how does drinking impact your cover? has a look at various travel insurance policies, and lists alcohol-related exclusions for them. For what it's worth, it mentions that just because a company has an exclusion, it's not necessarily a blanket exclusion, such as Southern Cross Travel Insurance (expanded on in their blog post They say "Nothing good happens after midnight!").

I'm aware of the risks of excessive drinking, and I'm not a big drinker - I'm often the only person in a gathering that isn't drinking, but I occasionally have a foreign drink or two when travelling, such as sake or plum wine.

Is it practical to find travel insurance for Australians that has no alcohol-related exclusions at all?

Is it practical to find travel insurance that has no alcohol-related exclusions?

I'm in Colorado at the moment, more specifically at Boulder and I want to know what places I should visit while I'm here. I want to go to the Denver Museum of Nature but besides that I don't know any other fun places to go to. I'm not that much of a "sporty" person so going to the mountains although beautiful and enchanting is not really for me.

Edit:

I enjoy most things related with science or with music, so that would probably be what I want to see. Oh and I enjoy all sorts of bizarre things. Even spooky things!


Places to visit in Denver