TASK DEFINITION: In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
PROBLEM: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Consumer Lending Education And 
Reform Act'' and the ``C.L.E.A.R. Act''.

SEC. 2. PROTECTIONS FOR CONSUMERS.

    (a) In General.--Chapter 2 of the Truth in Lending Act (15 U.S.C. 
1631 et seq.) is amended by inserting after section 129A the following 
new section:
``Sec. 129B Protections for consumers
    ``(a) Definitions.--For purposes of this section, the following 
definitions shall apply:
            ``(1) Affiliate.--The term `affiliate' has the same meaning 
        as in section 129(k).
            ``(2) Electronic signature.--The term `electronic 
        signature' means a signatures in digital or other electronic 
        form that meets the validity requirements of the Electronic 
        Signatures in Global and National Commerce Act.
            ``(3)  Extended payment plan.--The term `extended payment 
        plan' means an amendment to the payday loan that is signed in 
        person or electronically by both the consumer and the creditor 
        reflecting an agreement that the consumer pay the outstanding 
        balance on a payday loan in 4 equal payments, where the period 
        between each payment may not be less than the duration of the 
        original payday loan.
            ``(4) Home state.--
                    ``(A) In general.--The term `home State' means, 
                with respect to any creditor or any affiliate of a 
                creditor, the State in which the primary home office of 
                the creditor or any affiliate of the creditor is 
                located.
                    ``(B) Home office.--The term `home office' means 
                the office that houses a majority of the applicable 
                party's day-to-day management and administrative 
                support functions.
            ``(5) Interest and fees.--
                    ``(A) In general.--Except as provided in 
                subparagraph (B), the term `interest and fees' includes 
                any charge payable directly or indirectly by the 
                consumer and imposed directly or indirectly by the 
                creditor as an incident to or a condition of the 
                extension of credit.
                    ``(B) Charges not included.--The term `interest and 
                fees' does not include--
                            ``(i) any charge for a default, 
                        delinquency, or similar occurrence; or
                            ``(ii) any charge imposed when, if for any 
                        reason, funds are not made available to pay an 
                        item or authorization delivered to the creditor 
                        in the manner described in subparagraph (A) or 
                        (B) of paragraph (1) to the extent that--
                                    ``(I) the charge does not exceed 
                                the greater of $25 or the amount 
                                charged to the creditor by the 
                                creditor's financial institution; and
                                    ``(II) the charge is only imposed 
                                once per each item or authorization 
                                regardless of whether the item or 
                                authorization is presented for payment 
                                more than once.
            ``(6) Loan store.--The term `loan store' means each 
        location operated by a creditor at which applications for 
        payday loans are received or the proceeds of payday loans are 
        disbursed.
            ``(7) Payday loan; loan.--The terms `payday loan' and 
        `loan' mean a closed-end credit transaction, evidenced by a 
        loan agreement signed by the creditor and the consumer, in 
        person or electronically, unsecured by any interest in the 
        consumer's tangible personal property with a term of at least 7 
        and not more than 90 days in which the amount financed does not 
        exceed $2,000 with a finance charge exceeding an annual 
        percentage rate of 36 percent, and the consumer--
                    ``(A) receives funds from and incurs interest or a 
                fee payable to a creditor, and contemporaneously with 
                the receipt of funds, provides a check or other payment 
                instrument to the creditor who agrees with the consumer 
                not to deposit or present the check or payment 
                instrument for more than 1 day; or
                    ``(B) receives funds from and incurs interest or a 
                fee payable to a creditor, and contemporaneously with 
                the receipt of funds, authorized the creditor to 
                initiate a debt or debits to the consumer's deposit 
                account (by electronic fund transfer or remotely 
                created check) after 1 or more days.
            ``(8) Payday lender.--The term `payday lender' means any 
        creditor with respect to a payday loan.
            ``(9) Refinancing.--The term `refinancing' means the use of 
        the proceeds of 1 payday loan obtained from a creditor to pay 
        off any amount due to that creditor.
    ``(b) Protections for Consumers.--
            ``(1) Interest and fee cap.--A payday lender may not--
                    ``(A) require a consumer to pay--
                            ``(i) in the case of any original payday 
                        loan, interest and other fees and charges that 
                        total more than 15 cents for every dollar 
                        loaned; and
                            ``(ii) in the case of an original payday 
                        loan originated over the Internet, an 
                        additional origination fee in excess of 5 
                        percent of the original principal loan amount;
                    ``(B) require a consumer to pay interest and fees 
                that, combined, total more than--
                            ``(i) in the case of the 1st refinancing of 
                        an outstanding payday loan, 15 cents for every 
                        dollar of the outstanding original principal 
                        loan amount; and
                            ``(ii) in the case of the 2nd refinancing 
                        of an outstanding payday loan, 10 cents for 
                        every dollar of the outstanding original 
                        principal loan amount; or
                    ``(C) require a consumer to pay an origination fee 
                for a payday loan that is refinanced.
            ``(2) Mandatory disclosures.--A payday lender may not make 
        or refinance a payday loan unless the creditor has first 
        provided the consumer with a copy of a written loan agreement, 
        which shall be signed by the creditor and by the consumer and 
        shall include the following information in English and in the 
        language in which the loan was negotiated:
                    ``(A) A clear and conspicuous description of the 
                terms of the loan, including the total cost of all fees 
                and other charges in connection with the loan stated as 
                a dollar amount, and the consumer's payment obligations 
                under the loan.
                    ``(B) The name, address and telephone number of the 
                creditor making the loan, and the name of title of the 
                individual employee of the creditor who signs the loan 
                agreement on behalf of the creditor.
                    ``(C) The following statements, in at least 14-
                point bold face type:
                            ``(i) Warning.--This loan is not intended 
                        to meet long-term financial needs. This loan 
                        should be used only to meet short-term cash 
                        needs.
                            ``(ii) Credit counseling availability.--You 
                        should consider contacting an independent, 
                        nonprofit credit counseling agency approved by 
                        the National Foundation for Credit Counseling 
                        (NFCC) or by a State or Federal Government 
                        agency. You may obtain information on how to 
                        contact an approved counselor near you by 
                        calling the National Foundation for Credit 
                        Counseling at 1-800-388-2227.
                            ``(iii) No criminal prosecution or security 
                        interest.--You cannot be prosecuted in criminal 
                        court to collect this loan, and the creditor 
                        may not take or attempt to take an interest in 
                        any of your personal property to secure his 
                        loan.
            ``(3) Additional public disclosures.--A payday lender may 
        not make or refinance a payday loan to any consumer unless the 
        following notices are posted conspicuously in English and 
        Spanish and in not less than 1-inch bold print in the 
        creditor's public lending area in each loan store, or, if the 
        loan is made using the Internet, fax or other means, are posted 
        conspicuously on the creditor's public internet site relating 
        to any such payday loan:
                    ``(A) Warning.--This loan is not intended to meet 
                long-term financial needs. This loan should be used 
                only to meet short-term cash needs.
                    ``(B) Credit counseling availability.--You should 
                consider contacting an independent, nonprofit credit 
                counseling agency approved by the National Foundation 
                for Credit Counseling (NFCC) or by a State or Federal 
                Government agency. You may obtain information on how to 
                contact an approved counselor near you by calling the 
                National Foundation for Credit Counseling at 1-800-388-
                2227.
                    ``(C) No criminal prosecution or security 
                interest.--You cannot be prosecuted in criminal court 
                to collect this loan, and the creditor may not take or 
                attempt to take an interest in any of your personal 
                property to secure his loan.
            ``(4) Creditor surety bond requirements.--
                    ``(A) In general.--A payday lender may not make or 
                refinance a payday loan unless the creditor has 
                obtained and filed, in accordance with subparagraph 
                (B), a surety bond in the following amount:
                            ``(i) A surety bond in the amount of 
                        $100,000 for each loan store operated by the 
                        creditor, if the creditor operates fewer than 
                        10 loan stores and does not offer any payday 
                        loans over the Internet.
                            ``(ii) A surety bond in the amount of 
                        $1,000,000, if the creditor operates 10 or more 
                        loan stores or offers loans over the Internet.
                            ``(iii) Such greater amount as may be 
                        required by applicable State law.
                    ``(B) Bond requirements.--The surety bond obtained 
                by a payday lender to meet the requirements of 
                subparagraph (A) shall be filed with, and for the 
                benefit of, the State attorney general in the 
                creditor's home state.
                    ``(C) Aggregation of lender and affiliate under 
                certain circumstances.--For purposes of this paragraph, 
                a creditor and each affiliate of a creditor which has 
                the same home State as the creditor may aggregate the 
                loan stores operated by such creditor and any such 
                affiliate for purposes of determining the amount of the 
                surety bond required to be filed under subparagraph 
                (A).
            ``(5) Extended payment plan.--
                    ``(A) In general.--A payday lender may not make or 
                refinance a payday loan unless the terms of the loan 
                require the creditor, upon receiving notice from the 
                consumer of an inability to repay prior to close of 
                business on the last business day before the original 
                due date of the loan, provides the consumer with notice 
                of and the right to opt into an extended payment plan, 
                without charge, 1 time in any 12 month period.
                    ``(B) Limitation during extended payment plan.--A 
                creditor may not engage in any collection activity (or 
                procure the services of any other for such purpose) 
                during the term of any extended payment plan.
            ``(6) Refinancing.--A payday lender may not--
                    ``(A) refinance a payday loan for less than 7 days;
                    ``(B) refinance a payday loan more than 2 
                consecutive times; refinance a payday loan without 
                terminating the previous agreement and entering into a 
                new agreement that the creditor and consumer each sign 
                in person or with an electronic signature; or
                    ``(C) require a consumer to pay interest and fees 
                in connection with a refinancing that, combined, total 
                more than the amount permitted under paragraph 
                (1)(B).''.
    (b) Technical and Conforming Amendments.--
            (1) Disclosures.--Section 128(a)(4) of the Truth in Lending 
        Act (U.S.C. 1638(a)(4)) is amended--
                    (A) by striking ``or'' after ``does not exceed 
                $5,'' and
                    (B) by inserting ``, or if the loan is subject to 
                section 129B''.
            (2) Effect on other laws.--Section 111 of the Truth in 
        Lending Act (U.S.C. 1610) is amended--
                    (A) in subsection (b), by inserting ``subsection 
                (f) of this section and'' after ``Except as provided 
                in''; and
                    (B) by adding at the end the following new 
                subsection:
    ``(f) Payday Loans.--
            ``(1) In general.--The following provisions of the law of 
        any State shall not apply to any payday loan, or any 
        refinancing of a payday loan, that is subject to section 129B:
                    ``(A) Any provision requiring minimum loan terms.
                    ``(B) Any provision prohibiting, defining or 
                limiting any refinancing.
                    ``(C) Any provision prohibiting or limiting the use 
                of a check or debit authorization to originate a payday 
                loan.
                    ``(D) Any provision prohibiting or mandating 
                extended payment plans.
                    ``(E) Any provision limiting the rate or amount of 
                interest and fees or default, delinquency or not 
                sufficient fund fees or other charges which may be 
                taken, received or reserved by creditors for payday 
                loans or any refinancing of a payday loan.
            ``(2) Enforcement.--Notwithstanding paragraph (1), any 
        State may employ or establish State laws for the purpose of 
        enforcing the requirements of section 129B.''.
    (c) Clerical Amendment.--The table of sections for chapter 2 of the 
Truth in Lending Act is amended by inserting after the item relating to 
section 129 the following new items:

``129A. Fiduciary duty of servicers of pooled residential mortgages.
``129B. Protections for consumers.''.

SOLUTION: Consumer Lending Education And Reform Act or the C.L.E.A.R. Act - Amends the Truth in Lending Act to limit the interest, fees and charges that a payday lender may require a consumer to pay with respect to an original payday loan and a refinanced payday loan.

Prohibits a payday lender from: (1) requiring a consumer to pay an origination fee for a payday loan that is refinanced; or (2) making or refinancing a payday loan unless the creditor has first provided the consumer with a copy of a written loan agreement, signed by the creditor and by the consumer, which includes specified information in English and in the language in which the loan was negotiated.

Requires a payday lender to file a surety bond.

Prohibits a payday lender from making or refinancing a payday loan unless the terms of the loan require the creditor, upon receiving notice of consumer's inability to repay, to provide the consumer with notice of and the right to opt into an extended payment plan, without charge, one time in any 12-month period.

Prohibits a creditor from engaging in any collection activity (or procuring the services of any other for such purpose) during the term of any extended payment plan.

PROBLEM: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Federal Workforce Reduction Act of 
2010''.

SEC. 2. REDUCING THE NUMBER OF FEDERAL EMPLOYEES.

    Section 3101 of title 5, United States Code, is amended--
            (1) by striking ``Each Executive agency'' and inserting 
        ``(a) In General.--Subject to subsection (b), each Executive 
        agency''; and
            (2) by adding at the end the following new subsection:
    ``(b) Reduction in Number of Employees.--
            ``(1) Hiring freeze.--Except as provided in paragraph (2), 
        during fiscal year 2011 and each succeeding fiscal year for 
        which the Director of the Office of Management and Budget (in 
        such manner as the Director determines to be appropriate) 
        projects a Federal budget deficit, the head of an Executive 
        agency may not appoint any individual to a position in the 
        agency.
            ``(2) Permitting appointments from federal workforce hiring 
        pool.--
                    ``(A) Establishment of pool.--The President shall 
                establish a Federal workforce hiring pool consisting of 
                positions which may be allocated among all Executive 
                agencies.
                    ``(B) Procedures.--The head of an Executive agency 
                may appoint an individual to a position in the agency 
                if--
                            ``(i) there is a position available in the 
                        Federal workforce hiring pool;
                            ``(ii) the head of the Executive agency 
                        submits a request to the President for the 
                        allocation of a position in the Federal 
                        workforce hiring pool to the agency for 
                        purposes of making an appointment; and
                            ``(iii) the President approves the request.
                    ``(C) Process and criteria for approving 
                requests.--The President shall promulgate regulations--
                            ``(i) setting forth the process by which 
                        the head of an Executive agency may make a 
                        request under this subsection; and
                            ``(ii) setting forth the criteria by which 
                        the President shall determine on a competitive 
                        basis whether to approve a request by the head 
                        of an Executive agency under this subsection.
                    ``(D) Number of positions in pool.--
                            ``(i) Initial number.--As of the first day 
                        of fiscal year 2011, the number of positions in 
                        the Federal workforce hiring pool shall equal 
                        zero.
                            ``(ii) Changes to initial number.--After 
                        the first day of fiscal year 2011, the number 
                        of positions in the Federal workforce hiring 
                        pool--
                                    ``(I) shall increase by .50 for 
                                each full-time-equivalent position in 
                                any Executive agency which subsequently 
                                becomes vacant; and
                                    ``(II) shall decrease by 1.0 for 
                                each request for a full-time equivalent 
                                position which is approved by the 
                                President under this subsection.
            ``(3) Waiver in case of emergency or need to protect 
        national security.--The President may waive this subsection 
        with respect to the hiring of an employee for a position upon a 
        determination by the President that--
                    ``(A) the existence of a state of war or other 
                national security concern so requires; or
                    ``(B) the existence of an extraordinary emergency 
                threatening life, health, safety, or property so 
                requires.
            ``(4) Action through opm.--The President shall carry out 
        this subsection through the Director of the Office of Personnel 
        Management, who shall consult with the Director of the Office 
        of Management and Budget.
            ``(5) Reports to congress.--
                    ``(A) In general.--Not later than 90 days after the 
                end of each quarter of a fiscal year, the President 
                shall provide Congress with a report containing a list 
                of each appointment approved by the President under 
                this subsection during the quarter, broken down by 
                executive agency.
                    ``(B) Information included.--The list contained in 
                a report provided to Congress under subparagraph (A) 
                shall include a description of the position associated 
                with each approved appointment, but shall not provide 
                any information that may be used to identify the 
                individual appointed to the position.
                    ``(C) Public dissemination.--The President shall 
                make each report provided to Congress under 
                subparagraph (A) available to the public by posting the 
                report on the official public website of the Executive 
                Office of the President in a searchable, sortable, and 
                downloadable manner.
            ``(6) Exclusion of certain executive agencies.--This 
        subsection does not apply to--
                    ``(A) the Department of Defense;
                    ``(B) the Department of Homeland Security; or
                    ``(C) the Department of Veterans' Affairs.''.

SOLUTION: Federal Workforce Reduction Act of 2010 - Prohibits the head of an executive agency from appointing any individual to a position in the agency in any fiscal year for which the Director of the Office of Management and Budget (OMB) projects a federal budget deficit. Makes an exception if: (1) there is a position available in the federal workforce hiring pool (to be established by the President); and (2) the President approves an agency head's request for the allocation of a position in the pool to the agency.

Sets the number of positions in the hiring pool at zero as of the first day of FY2011, after which the number shall: (1) increase by .50 for each full time-equivalent position in any agency which subsequently becomes vacant; and (2) decrease by 1.0 for each request for a full time-equivalent position that is approved by the President. Authorizes the President to waive this limitation upon determining that such waiver is required by the existence of a state of war, other national security concern, or an extraordinary emergency threatening life, health, safety, or property.

 Exempts the Department of Defense (DOD), the Department of Homeland Security (DHS), and the Department of Veterans Affairs (VA).

PROBLEM: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Speak Up to Protect Every Abused Kid 
Act''.

SEC. 2. SENSE OF CONGRESS.

    It is the sense of Congress that--
            (1) children are dependent on the adults in their lives, 
        including parents, extended family, teachers, health care 
        providers, and others in their community, to ensure their 
        safety and well-being;
            (2) data from the Administration on Children and Families 
        for 2013 indicate that 678,932 children in the United States 
        were reported as being victims of child abuse or neglect, and 
        1,484 of those children died as a result of such abuse or 
        neglect;
            (3) regardless of whether an adult is legally required to 
        report child abuse and neglect, every adult who suspects or 
        knows about child abuse or neglect has a moral duty to report 
        such concerns to the appropriate authorities; and
            (4) establishing a Federal standard for the classes of 
        individuals that State law establishes as mandated reporters 
        will protect children and ensure greater consistency among the 
        laws of States, while allowing States the flexibility to 
        establish additional classes of individuals as mandated 
        reporters.

SEC. 3. EDUCATIONAL CAMPAIGNS AND TRAINING.

    The Child Abuse Prevention and Treatment Act is amended by 
inserting after section 103 (42 U.S.C. 5104) the following:

``SEC. 103A. EDUCATIONAL CAMPAIGNS AND TRAINING.

    ``(a) In General.--The Secretary shall make grants to eligible 
entities to carry out educational campaigns and provide evidence-based 
or evidence-informed training regarding State laws for mandatory 
reporting of incidents of child abuse or neglect.
    ``(b) Guidance and Information on Best Practices.--The Secretary 
shall develop and disseminate guidance and information on best 
practices for--
            ``(1) educational campaigns to educate members of the 
        public about--
                    ``(A) the acts and omissions that constitute child 
                abuse or neglect under State law;
                    ``(B) the responsibilities of adults to report 
                suspected and known incidents of child abuse or neglect 
                under State law; and
                    ``(C) the resources available to struggling 
                families to help prevent child abuse and neglect; and
            ``(2) evidence-based or evidence-informed training programs 
        to improve such reporting by adults, with a focus on adults who 
        work with children in a professional or volunteer capacity.
    ``(c) Applications.--To be eligible to receive a grant under this 
section, an entity shall submit an application to the Secretary at such 
time, in such manner, and containing such information as the Secretary 
may require. In determining whether to make a grant under this section, 
the Secretary shall determine whether the educational campaign or 
training proposed by the entity uses practices described in the 
guidance and information developed under subsection (b).
    ``(d) Use of Funds.--An entity that receives a grant under this 
section shall use the funds made available through the grant to carry 
out an educational campaign, or provide training, described in 
subsection (b).
    ``(e) Authorization of Appropriations.--There is authorized to be 
appropriated to carry out this section $5,000,000 for fiscal year 2017 
and $10,000,000 for each of fiscal years 2018 through 2021.''.

SEC. 4. GRANTS TO STATES FOR CHILD ABUSE OR NEGLECT PREVENTION AND 
              TREATMENT PROGRAMS.

    Section 106(b) of the Child Abuse Prevention and Treatment Act (42 
U.S.C. 5106a(b)) is amended--
            (1) in paragraph (2)--
                    (A) in subparagraph (B), by striking ``(B) an 
                assurance'' and all that follows through the end of 
                clause (i), and inserting the following:
                    ``(B) an assurance in the form of a certification 
                by the Governor of the State that the State has in 
                effect and is enforcing a State law, or has in effect 
                and is operating a statewide program, relating to child 
                abuse and neglect that includes--
                            ``(i) provisions or procedures for an 
                        individual described in paragraph (5) to report 
                        suspected or known incidents of child abuse or 
                        neglect to a State child protective service 
                        agency or to a law enforcement agency, which 
                        shall include a State law for mandatory 
                        reporting of such incidents, to either type of 
                        agency, by any individual described in 
                        paragraph (5), in accordance with paragraph 
                        (6);'';
                    (B) in subparagraph (F), by striking ``; and'' and 
                inserting ``;'';
                    (C) in subparagraph (G), by striking the period at 
                the end and inserting ``;''; and
                    (D) by inserting after subparagraph (G) the 
                following:
                    ``(H) an assurance that the State, in developing 
                the State plan described in paragraph (1), has 
                established procedures to ensure coordination between 
                the State law or statewide program described in 
                subparagraph (B) and relevant law enforcement and State 
                or community-based victims' services agencies to ensure 
                that children who are the victims of acts by a 
                perpetrator other than a parent or caretaker that would 
                be considered child abuse or neglect under section 3(2) 
                if the perpetrator of such act were a parent or 
                caretaker, are referred for appropriate follow-up 
                services, even if such children do not qualify for the 
                protections under such State law or statewide program;
                    ``(I) an assurance that the State will--
                            ``(i) take primary responsibility to accept 
                        and investigate reports of known and suspected 
                        child abuse or neglect pertaining to an 
                        incident that occurred in that State, even if 
                        the child or the alleged perpetrator resides in 
                        a different State;
                            ``(ii) in the case of a State that takes 
                        primary responsibility to investigate a report 
                        as described in clause (i), share the results 
                        of the investigation with the State where the 
                        child resides and with the State where the 
                        alleged perpetrator resides; and
                            ``(iii) in the case of a State in which the 
                        child or alleged perpetrator resides, but where 
                        the alleged incident did not occur, establish a 
                        plan to assist the State with primary 
                        responsibility for the investigation; and
                    ``(J) an assurance that the State has established 
                procedures to screen for domestic violence in the 
                course of investigating child abuse and that such 
                procedures--
                            ``(i) were developed in consultation with 
                        the State Domestic Violence Coalition (as 
                        defined in section 302 of the Family Violence 
                        Prevention and Services Act (42 U.S.C. 10402)) 
                        or other entity eligible for funds under 
                        section 311 of the Family Violence Prevention 
                        and Services Act (42 U.S.C. 10411); and
                            ``(ii) include training and practice 
                        requirements for investigators of child abuse 
                        where domestic violence is also present.''; and
            (2) by adding at the end the following:
            ``(5) Individuals required to report suspected or known 
        child abuse or neglect.--To satisfy the requirements of 
        paragraph (2)(B)(i), a State law for mandatory reporting 
        described in such paragraph shall require all of the following 
        individuals to report suspected or known incidents of child 
        abuse or neglect:
                    ``(A) Individuals licensed or certified to practice 
                in any health-related field licensed by the State, 
                employees of health care facilities or providers 
                licensed by the State, who are engaged in the 
                admission, examination, care or treatment of 
                individuals, including mental health and emergency 
                medical services providers.
                    ``(B) Individuals employed by a school who have 
                direct contact with children, including teachers, 
                administrators, and independent contractors.
                    ``(C) Peace officers and law enforcement personnel.
                    ``(D) Clergy, including Christian Science 
                practitioners, except where prohibited on account of 
                clergy-penitent privilege.
                    ``(E) Day care and child care operators and 
                employees.
                    ``(F) Employees of social services agencies who 
                have direct contact with children in the course of 
                employment.
                    ``(G) Foster parents.
                    ``(H) Court appointed special advocates (employees 
                and volunteers).
                    ``(I) Camp and after-school employees.
                    ``(J) An individual, paid or unpaid, who, on the 
                basis of the individual's role as an integral part of a 
                regularly scheduled program, activity, or service, 
                accepts responsibility for a child.
                    ``(K) Other individuals, as the applicable State 
                law or statewide program may require.
            ``(6) Reporting requirement.--To satisfy the requirements 
        of paragraph (2)(B)(i), a State law for mandatory reporting 
        described in such paragraph shall require such individuals to 
        report suspected or known incidents of child abuse or neglect 
        directly to the appropriate law enforcement or child welfare 
        agency (as applicable under State law) and, if applicable, to 
        the individual's supervisor or employer.''.

SEC. 5. APPROACHES AND TECHNIQUES TO IMPROVE REPORTING.

    (a) Eligibility.--Section 107(b) of the Child Abuse Prevention and 
Treatment Act (42 U.S.C. 5106c(b)) is amended--
            (1) in paragraph (4)--
                    (A) in subparagraph (A), by striking ``and'' at the 
                end; and
                    (B) by adding at the end the following:
                    ``(C) support training for adults who work with 
                children in a professional or volunteer capacity, to 
                report suspected and known incidents of child abuse or 
                neglect under State law; and''; and
            (2) in paragraph (5), by inserting before the period ``and 
        the training described in paragraph (4)(C)''.
    (b) State Task Force Study.--Section 107(d) of such Act (42 U.S.C. 
5106c(d)) is amended--
            (1) in paragraph (1), by striking ``and'' at the end;
            (2) in paragraph (2), by striking the period and inserting 
        ``; and''; and
            (3) by inserting after paragraph (2) the following:
            ``(3) evaluate the State's efforts to train adults who work 
        with children in a professional or volunteer capacity, to 
        report suspected and known incidents of child abuse or neglect 
        under State law.''.
    (c) Adoption of Recommendations.--Section 107(e)(1) of such Act (42 
U.S.C. 5106c(e)(1)) is amended--
            (1) in subparagraph (B), by striking ``and'' at the end;
            (2) in subparagraph (C), by striking the period and 
        inserting ``; and''; and
            (3) by adding at the end the following:
                    ``(D) experimental, model, and demonstration 
                programs for testing innovative approaches and 
                techniques that may improve reporting of and response 
                to suspected and known incidents of child abuse or 
                neglect by adults to the State child protective service 
                agencies or to law enforcement agencies.''.

SEC. 6. GENERAL PROGRAM GRANTS.

    Section 108 of the Child Abuse Prevention and Treatment Act (42 
U.S.C. 5106d) is amended by adding at the end the following:
    ``(f) Mandatory Reporting.--To be eligible to receive any form of 
financial assistance under this title, a State shall include in the 
corresponding plan or application an assurance that the State has in 
effect a State law for mandatory reporting described in section 
106(b)(2)(B)(i).''.

SEC. 7. REPORTS.

    Section 110 of the Child Abuse Prevention and Treatment Act (42 
U.S.C. 5106f) is amended by adding at the end the following:
    ``(e) Study and Report on State Mandatory Reporting Laws.--
            ``(1) Study.--Not later than 4 years after the date of 
        enactment of the Speak Up to Protect Every Abused Kid Act, the 
        Secretary shall collect information on and otherwise study the 
        efforts of States relating to State laws for mandatory 
        reporting of incidents of child abuse or neglect, in order to 
        assess the implementation of the amendments made by that Act.
            ``(2) Report.--
                    ``(A) In general.--Not later than 4 years after the 
                date of enactment of the Speak Up to Protect Every 
                Abused Kid Act, the Secretary shall submit to the 
                appropriate committees of Congress a report containing 
                the findings of the study under paragraph (1).
                    ``(B) Contents.--The report submitted under 
                subparagraph (A) shall--
                            ``(i) provide an update on--
                                    ``(I) implementation of State laws 
                                for mandatory reporting described in 
                                section 106(b)(2)(B)(i); and
                                    ``(II) State efforts to improve 
                                reporting on, and responding to reports 
                                of, child abuse or neglect; and
                            ``(ii) include data regarding any changes 
                        in the rate of substantiated child abuse 
                        reports and changes in the rate of child abuse 
                        fatalities since the date of enactment of the 
                        Speak Up to Protect Every Abused Kid Act.''.

SEC. 8. COMMUNITY-BASED GRANTS.

    Section 204 of the Child Abuse Prevention and Treatment Act (42 
U.S.C. 5116d) is amended--
            (1) in paragraph (11), by striking ``and'' at the end;
            (2) in paragraph (12), by striking the period and inserting 
        ``; and''; and
            (3) by adding at the end the following:
            ``(13) an assurance that the State has in effect a State 
        law for mandatory reporting described in section 
        106(b)(2)(B)(i).''.

SEC. 9. EFFECTIVE DATE.

    (a) In General.--Except as provided in subsection (b), this Act 
takes effect on the date of enactment of this Act.
    (b) Mandatory Reporting Requirements.--The amendments made by 
sections 4, 5(a), 6, and 8 shall apply to the applicable plans and 
applications submitted after the date that is 2 years after the date of 
enactment of this Act.

SOLUTION:
Speak Up to Protect Every Abused Kid Act   This bill amends the Child Abuse Prevention and Treatment Act to direct the Department of Health and Human Services (HHS) to make grants to eligible entities to carry out educational campaigns and provide evidence-based or evidence-informed training regarding state laws for mandatory reporting of incidents of child abuse or neglect. A state plan under a grant program for child abuse or neglect prevention and treatment shall contain specified assurances about:  mandatory reporting of suspected or known incidents of child abuse or neglect to state child protective services agencies or law enforcement agencies; procedures to ensure coordination with law enforcement and state or community-based victims' services agencies to ensure that child abuse victims are referred for appropriate follow-up services; primary state responsibility to accept and investigate reports of known and suspected child abuse or neglect for an incident that occurred in the state, even if the child or alleged perpetrator resides in a different state; and established state procedures to screen for domestic violence in the course of investigating child abuse.   The bill specifies those individuals and professionals who are required to report suspected or known incidents of child abuse or neglect. HHS shall collect information on state laws for mandatory reporting of incidents of child abuse or neglect in order to assess the implementation of the Child Abuse Prevention and Treatment Act.