In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Input: Consider Input: Improving Access to Mainstream Financial Institutions Act of 2008 - Authorizes the Secretary of the Treasury to award grants, including multi-year grants, to specified eligible entities to establish an account in a federally insured depository institution for low- and moderate-income individuals who currently do not have such an account. Includes among such eligible entities: (1) Alaska Native Corporations; (2) Native Hawaiian organizations; and (3) labor organizations.

Authorizes the Secretary to award demonstration project grants to eligible entities to provide low-cost, small loans to consumers that will provide alternatives to more costly, predatory payday loans. Requires such entities to be: (1) tax-exempt charitable organizations; (2) federally insured depository institutions; (3) community development financial institutions; or (4) partnerships comprised of one or more of such entities. Requires grant recipients to offer financial literacy and education opportunities to each consumer provided with a loan pursuant to this Act.

Output: A bill to authorize a grant program to provide for expanded access to mainstream financial institutions.


Input: Consider Input: . The expanded summary of the Senate reported version is repeated here.)  United States Commission on International Religious Freedom Reauthorization Act of 2015 This bill reauthorizes the U.S.&nbsp;Commission on International Religious Freedom (USCIRF) through FY2019. (Sec. 2) It expresses the sense of Congress that USCIRF: (1) was created to independently assess and accurately describe threats to religious freedom around the world; and (2) should ensure that U.S. efforts to advance religious freedom abroad are timely, appropriate to the circumstances, prudent, and effective. (Sec. 3) The termination date of USCIRF is extended to September 30, 2019. (Sec. 4) The Chair and Vice Chair of USCIRF must at least biennially carry out a strategic policy and organizational review and submit a strategic plan to Congress concerning: (1) prioritized actions for USCIRF, (2) any changes it considers necessary with regard to the scope, content, and timing of USCIRF's annual report; (3) any changes USCIRF considers necessary with regard to personnel matters; and (4) USCIRF's funding requirements. If unanimous agreement is not possible, items for inclusion in the strategic plan may, at the joint discretion of the Chair and Vice Chair, be approved by: (1) a majority of Commissioners appointed by an elected official from the political party of the President, and (2) a majority of Commissioners appointed by an elected official from the political party that is not the party of the President.  The Vice Chair for such purposes must be appointed by an elected official from the political party that is different from the political party of the elected official who appointed the Chair.  USCIRF is authorized to implement provisions related to personnel and the annual report that are included in the strategic plan, notwithstanding USCIRF's annual recommendations on U.S. policy options and a current requirement that a decision to employ or terminate an Executive Director be made by an affirmative vote of at least six of USCIRF's nine members.  USCIRF, upon request, must provide testimony and make information available to Congress. (Sec. 5) USCIRF is authorized to expend appropriated amounts only if it complies with this Act and submits its annual financial report identifying expenditures for the preceding fiscal year.

Output: United States Commission on International Religious Freedom Reauthorization Act of 2015


Input: Consider Input: Access to Insurance for all Americans Act - Directs the Office of Personnel Management (OPM) to administer a health insurance program for non-federal employees and to apply to such program the provisions governing the federal employee health insurance program to the greatest extent practicable.

Requires OPM, for each calendar year, to enter into a contract with one or more carriers to make health benefits plans available to eligible individuals. Allows any individual to enroll in such a plan unless the individual: (1) is enrolled or eligible to enroll for coverage under a public health insurance program (including Medicaid or Medicare) or under the federal employee health insurance program; or (2) is a member of the uniformed services.

Allows rates and premiums for such a plan to differ among geographic regions. Makes such premiums tax deductible.

Provides that no government contribution shall be made for any individual enrolled in such a plan. Directs OPM to ensure that covered individuals are in a risk pool separate from that maintained for federal employees.



Requires the Director of OPM to submit a comprehensive plan to Congress that provides for the orderly implementation of the amendments made by this Act, including a schedule of actions to be taken to provide for that implementation.


Output: To amend title 5, United States Code, to establish a national health program administered by the Office of Personnel Management to offer Federal employee health benefits plans to individuals who are not Federal employees, and for other purposes.