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Question: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Keeping Families Home Act of 2014''.

SEC. 2. DEED-FOR-LEASE PROGRAM.

    (a) Establishment.--
            (1) In general.--Each servicer shall establish a deed-for-
        lease program (hereinafter referred to as the ``Program''), 
        which shall permit an eligible mortgagor to--
                    (A) enter into a deed in lieu of foreclosure 
                agreement;
                    (B) continue to occupy and lease the property that 
                is the subject of such agreement for a 1-year period 
                that begins on the date of such agreement; and
                    (C) have a right of first refusal to purchase such 
                property after the end of the 1-year lease period, if 
                the owner of the property intends to sell the property 
                at that time.
            (2) Exception for small servicers.--The Program requirement 
        under paragraph (1) shall not apply to a small servicer, as 
        such term is defined by the Secretary of Housing and Urban 
        Development.
    (b) Notice Requirement.--Servicers shall provide each eligible 
mortgagor with information about the Program and how to apply to 
participate in the Program.
    (c) Lease Terms.--A lease entered into by an eligible mortgagor 
under the Program shall--
            (1) carry a monthly rent amount equal to the fair market 
        rent for such property, as determined by an independent private 
        appraiser hired by and paid by the servicer; and
            (2) contain all typical lease provisions for similar rental 
        property.
    (d) Application Process.--
            (1) In general.--An eligible mortgagor may apply for the 
        Program at any time.
            (2) Effect of foreclosure sale.--If there is a foreclosure 
        sale pending with respect to the property--
                    (A) the eligible mortgagor may only apply for the 
                Program before the date that is 7 days before the date 
                of such foreclosure sale; and
                    (B) once the eligible mortgagor applies for the 
                Program, the foreclosure sale shall be halted until 
                after the eligible mortgagor's Program application has 
                been evaluated.
            (3) Contents of application.--
                    (A) In general.--In applying for the Program, an 
                eligible mortgagor shall provide the servicer with 
                proof of the following information:
                            (i) The eligible mortgagor is subject to a 
                        financial hardship that makes the eligible 
                        mortgagor unable to continue making timely 
                        payments on the eligible mortgage loan.
                            (ii) The eligible mortgagor is eligible to 
                        pay the monthly rent amount described under 
                        subsection (c)(1) and such amount is no more 
                        than 31 percent of the eligible mortgagor's 
                        monthly income.
                            (iii) The eligible mortgagor currently 
                        lives in the property and intends to continue 
                        doing so during the 1-year lease term.
                    (B) Ability to pay higher percentage of income in 
                rent.--Notwithstanding subparagraph (A)(ii), if an 
                eligible mortgagor believes they are able pay the 
                monthly rent amount despite such amount exceeding 31 
                percent of the eligible mortgagor's monthly income, the 
                eligible mortgagor may request that the Department of 
                Housing and Urban Development review their information, 
                along with any contributing factors the eligible 
                mortgagor may have (such as a low debt burden) and, if 
                the Department notifies the eligible mortgagor that the 
                Department agrees that the eligible mortgagor is able 
                to pay a monthly rent amount that is equal to a 
                percentage of their monthly income that is higher than 
                31 percent, such higher percentage shall be used for 
                purposes of subparagraph (A)(ii).
            (4) Effect of junior liens.--If an eligible mortgagor 
        applies for a Program with respect to a single family property 
        subject to a junior lien--
                    (A) if the servicer of the Program is also the 
                holder of the junior lien, the servicer shall release 
                the junior lien and, subject to the other requirements 
                of this section, the eligible mortgagor shall be 
                eligible to participate in the Program; and
                    (B) if the servicer of the Program is not the 
                holder of the junior lien, the servicer shall contact 
                such junior lien holder and request that the holder 
                release the lien, and--
                            (i) if the holder releases the lien, then, 
                        subject to the other requirements of this 
                        section, the eligible mortgagor shall be 
                        eligible to participate in the Program; and
                            (ii) if the holder does not release the 
                        lien, then the eligible mortgagor shall not be 
                        eligible to participate in the Program.
    (e) Evaluation and Notification.--
            (1) Deadline for evaluation.--The servicer shall evaluate 
        the eligible mortgagor's application within 30 days of 
        receiving such application and shall accept an eligible 
        mortgagor into the Program if the eligible mortgagor has 
        provided the proof described under subsection (d)(3)(A).
            (2) Notification.--Promptly after making a determination 
        under paragraph (1), the servicer shall notify the eligible 
        mortgagor of such determination in writing and, if the servicer 
        determines that the eligible mortgagor may not be accepted into 
        the Program, the servicer shall specifically explain in writing 
        why the eligible mortgage was not accepted.
    (f) Subsequent Owners Follow Program Requirements.--Any subsequent 
owner of the property being leased pursuant to the Program shall--
            (1) maintain the Program and abide by the terms of the 
        Program to the same extent as the servicer of the eligible 
        mortgage; and
            (2) certify to the Department of Housing and Urban 
        Development, before finalizing any purchase of the property, 
        that they will abide by the terms of the Program.
    (g) Rulemaking; Compliance Evaluation.--The Department of Housing 
and Urban Development shall--
            (1) issue such regulations as may be necessary to carry out 
        this section;
            (2) evaluate the compliance by servicers and owners with 
        the requirements of this section; and
            (3) enforce the requirements of this section.
    (h) Definitions.--For purposes of this section:
            (1) Eligible mortgagor.--The term ``eligible mortgagor'' 
        means a mortgagor under an eligible mortgage.
            (2) Eligible mortgage.--The term ``eligible mortgage'' 
        means a first or subordinate mortgage on a property that--
                    (A) is a single family property; and
                    (B) is currently being used as the principal 
                residence of the eligible mortgagor.
            (3) Single family property.--The term ``single family 
        property'' means--
                    (A) a structure consisting of 1 to 4 dwelling 
                units;
                    (B) a dwelling unit in a multi-unit condominium 
                property together with an undivided interest in the 
                common areas and facilities serving the property;
                    (C) a dwelling unit in a multi-unit project for 
                which purchase of stock or a membership interest 
                entitles the purchaser to permanent occupancy of that 
                unit; or
                    (D) a manufactured housing unit.

Answer: Keeping Families Home Act of 2014 - Directs each mortgage servicer to establish a deed-for-lease program which shall permit an eligible mortgagor to:  enter into a deed in lieu of foreclosure agreement; continue to occupy and lease the property that is the subject of the agreement for one year; and have a right of first refusal to purchase such property after the end of the one-year lease period, if the owner intends to sell the property at that time.  Exempts small servicers from such requirement. Requires a lease to carry a monthly rent amount equal to the fair market rent for the property, as determined by an independent private appraiser hired by and paid by the servicer.


Question: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Rigs to Reefs Habitat Protection 
Act''.

SEC. 2. DEFINITIONS.

    In this Act:
            (1) Decommissioning.--The term ``decommissioning'' includes 
        the flushing, plugging, and cementing of a platform.
            (2) Fund.--The term ``Fund'' means the Reef Maintenance 
        Fund established by section 3(h)(1).
            (3) Notice.--The term ``Notice'' means the notice to 
        lessees numbered 2010-G05, entitled ``Notice to Lessees and 
        Operators of Federal Oil and Gas Leases and Pipeline Right-of-
        Way Holders in the Outer Continental Shelf, Gulf of Mexico OCS 
        Region'', and issued September 15, 2010.
            (4) Platform.--The term ``platform'' means an offshore oil 
        and gas platform in the Gulf of Mexico that, as determined by 
        the Secretary--
                    (A) is no longer useful for operations, as defined 
                in the Notice; and
                    (B) has become critical for marine fisheries 
                habitat.
            (5) Program.--The term ``Program'' means the artificial 
        reef program authorized under the National Fishing Enhancement 
        Act of 1984 (33 U.S.C. 2101 et seq.).
            (6) Secretary.--The term ``Secretary'' means the Secretary 
        of the Interior.

SEC. 3. USE OF CERTAIN OFFSHORE OIL AND GAS PLATFORMS FOR ARTIFICIAL 
              REEFS.

    (a) Assessment.--As soon as practicable after the date of enactment 
of this Act, the Secretary shall conduct an assessment of each of the 
platforms--
            (1) to determine whether there are coral populations or 
        other protected species in the vicinity of the platform; and
            (2) to identify any species in the vicinity of the platform 
        that have recreational or commercial value.
    (b) Prohibition of Removal.--
            (1) In general.--Notwithstanding the Notice, no platforms 
        shall be removed in accordance with the Notice until the date 
        on which the Secretary has completed assessments of each of the 
        platforms under subsection (a).
            (2) Suspension of decommissioning.--If, during an 
        assessment conducted under subsection (a), the Secretary 
        determines that there is a substantial reef ecosystem in the 
        vicinity of the platform, the decommissioning of the platform 
        under the Notice shall be placed on hold until such time as the 
        Secretary determines that decommissioning the platform would 
        not harm the reef ecosystem.
    (c) Exemption From Certain Requirements.--The requirement in the 
Notice that a lessee remove a platform as soon as possible, but not 
later than 5 years after the effective date of the Notice or within 5 
years of the platform, meeting the definition of no longer useful for 
operations, whichever is later, shall not apply to a lessee that--
            (1) commits to entering the platform in the Program; and
            (2) demonstrates the commitment described in paragraph (1) 
        by initiating discussions with applicable States regarding 
        potential sites for the artificial reef.
    (d) Reefing in Place.--A lessee may, as appropriate, provide for 
reefing in place under the Program.
    (e) State Programs.--
            (1) In general.--A State that has a State rig-to-reef 
        program may enter into an agreement with any appropriate 
        entities to assume liability in Federal water for a structure 
        covered by the State program.
            (2) Maintenance.--Notwithstanding an agreement entered into 
        under paragraph (1), the operator of the covered structure 
        shall remain responsible for maintaining the covered structure.
    (f) Removal of Top Decks.--Under the Program, top decks of a rig 
may be removed, down to water surface level, if appropriate identifying 
markers are used to protect navigation.
    (g) Maintenance and Financial Requirements.--As a condition of 
inclusion in the Program, the owner of a rig enrolled in the Program 
shall be required to--
            (1) maintain an anode system for the rig; and
            (2) pay into the Fund an amount equal to 50 percent of the 
        estimated costs associated with the removal of the platform 
        that the owner would have been responsible for if the owner had 
        not participated in the Program, as determined by the 
        Secretary.
    (h) Reef Maintenance Fund.--
            (1) Establishment.--There is established in the Treasury of 
        the United States a fund to be known as the ``Reef Maintenance 
        Fund'', to be administered by the Secretary, to be available 
        without fiscal year limitation and not subject to 
        appropriation, for the maintenance of artificial reefs 
        established under the Program.
            (2) Transfers to fund.--The Fund shall consist of such 
        amounts deposited in the Fund under subsection (g)(2).
            (3) Prohibition.--Amounts in the Fund may not be made 
        available for any purpose other than a purpose described in 
        paragraph (1).
            (4) Annual reports.--
                    (A) In general.--Not later than 60 days after the 
                end of each fiscal year beginning with fiscal year 
                2012, the Secretary shall submit to the Committee on 
                Appropriations of the House of Representatives, the 
                Committee on Appropriations of the Senate, the 
                Committee on Energy and Natural Resources of the 
                Senate, and the Committee on Natural Resources of the 
                House of Representatives a report on the operation of 
                the Fund during the fiscal year.
                    (B) Contents.--Each report shall include, for the 
                fiscal year covered by the report, the following:
                            (i) A statement of the amounts deposited 
                        into the Fund.
                            (ii) A description of the expenditures made 
                        from the Fund for the fiscal year, including 
                        the purpose of the expenditures.
                            (iii) Recommendations for additional 
                        authorities to fulfill the purpose of the Fund.
                            (iv) A statement of the balance remaining 
                        in the Fund at the end of the fiscal year.

Answer: Rigs to Reefs Habitat Protection Act - Directs the Secretary of the Interior to assess each offshore oil and gas platform in the Gulf of Mexico that is no longer useful for operations, and has become critical for a marine fisheries habitat, to: (1) determine whether there are coral populations or other protected species in the platform's vicinity, and (2) identify any species in the vicinity that have recreational or commercial value.

Prohibits the removal of any such platforms until the Secretary has completed each assessment.

Requires suspension of the decommissioning of a platform if a substantial reef ecosystem is in the vicinity until the Secretary determines that decommissioning would not harm the ecosystem.

Exempts from certain platform removal deadlines any lessees who: (1) commit to entering a particular platform in the artificial reef program under the National Fishing Enhancement Act of 1984, and (2) initiate discussions with applicable states regarding potential artificial reef sites.

Allows a lessee to provide for reefing in place under the artificial reef program.

Permits states with a state rig-to-reef program to enter agreements with any appropriate entities to assume liability in federal water for a structure covered by the state program.

Establishes a Reef Maintenance Fund. Requires the owner of a rig enrolled in the artificial reef program to: (1) maintain a rig anode system, and (2) pay into the Fund 50% of the estimated platform removal costs for which the owner would have been responsible if it had not participated in the program.


Question: SECTION 1. SHORT TITLE; DEFINITIONS.

    (a) Short Title.--This Act may be cited as the ``Native American 
Sacred Lands Act''.
    (b) Definitions.--For the purposes of this Act, the following 
definitions shall apply:
            (1) Federal land.--The term ``Federal land'' means any land 
        or interests in land owned by the United States, including 
        leasehold interests held by the United States, except Indian 
        trust lands.
            (2) Indian tribe.--The term ``Indian tribe'' has the 
        meaning given such term by section 4(e) of the Indian Self-
        Determination and Education Assistance Act.
            (3) Native hawaiian organization.--The term ``Native 
        Hawaiian organization'' has the meaning given that term in 
        section 301(18) of the National Historic Preservation Act (16 
        U.S.C. 470w(18)).
            (4) Native science.--The term ``Native science''--
                    (A) means the oral knowledge of Native Americans 
                gained throughout history by observation and 
                experience;
                    (B) embodies traditional tribal lifestyles and 
                values;
                    (C) is based on the fundamental belief of the 
                sanctity of all life;
                    (D) is guided by principles that include 
                interdependency, reciprocity, and the significance of 
                place;
                    (E) is a living, spiritual knowledge of the 
                relationships between the land, natural resources, and 
                the environment; and
                    (F) is transferred from one generation to the next 
                often through oral tradition and practice.
            (5) Sacred land.--The term ``sacred land'' means any 
        geophysical or geographical area or feature which is sacred by 
        virtue of its traditional cultural or religious significance or 
        ceremonial use, or by virtue of a ceremonial or cultural 
        requirement, including a religious requirement that a natural 
        substance or product for use in Indian tribal or Native 
        Hawaiian organization ceremonies be gathered from that 
        particular location.
            (6) Undertaking.--The term ``undertaking'' has the same 
        meaning given that term in section 301(7) of the National 
        Historic Preservation Act (16 U.S.C. 470w(7)).
            (7) Significant damage.--The term ``significant damage'' 
        means any action or activity which results in the loss of the 
        sacred meaning and value of the site to the affected Indian 
        tribe or Native Hawaiian organization.

SEC. 2. PROTECTION OF SACRED LANDS.

    Each department or agency of the United States with administrative 
jurisdiction over the management of Federal land shall--
            (1) accommodate meaningful access to and ceremonial use of 
        Indian sacred lands by Indian religious practitioners;
            (2) avoid significant damage to Indian sacred lands; and
            (3) consult with Indian tribes and Native Hawaiian 
        organizations prior to taking significant actions or developing 
        policies affecting Native American sacred lands.

SEC. 3. DESIGNATING INDIAN SACRED LANDS UNSUITABLE FOR DEVELOPMENT.

    (a) In General.--Federal land shall be designated unsuitable for 
any or certain types of undertakings if the head of the department or 
agency with administrative jurisdiction over that Federal land decides, 
in accordance with this section, that by a preponderance of the 
evidence the undertaking is likely to cause significant damage to 
Indian sacred lands.
    (b) Petition.--
            (1) In general.--Any Indian tribe or Native Hawaiian 
        organization shall have the right to petition any department or 
        agency of the United States with administrative jurisdiction 
        over Federal land to have Federal land under the jurisdiction 
        of that department or agency designated as unsuitable for any 
        or certain types of undertaking.
            (2) Supporting evidence.--Such a petition shall contain 
        allegations of facts with supporting evidence which would tend 
        to establish the allegations. Oral history and Native science 
        shall be given no less weight than any other evidence. After an 
        Indian tribe or Native Hawaiian organization has filed a 
        petition under this section, and before the hearing as required 
        by this subsection, any person may file allegations of facts, 
        with supporting evidence, that are relevant to the petition.
    (c) Hearing.--
            (1) In general.--Not later than 90 days after the receipt 
        of such petition, the department or agency with administrative 
        jurisdiction over that Federal land involved shall hold a 
        public hearing on the subject of the petition in the locality 
        of that Federal land after public notice, including publication 
        of the date, time, and location of the hearing.
            (2) Written decision.--Not later than 60 days after a 
        hearing held pursuant to this subsection, the head of the 
        department or agency with administrative jurisdiction over that 
        Federal land shall issue and furnish to the petitioner and any 
        other parties to the hearing a written decision regarding the 
        petition and the reasons for the decision.
    (d) Appeal.--Not later than 60 days after a written decision is 
issued pursuant to subsection (c)(2), any petitioner or person filing 
under section 3(b)(2) may appeal the decision to the appropriate 
Federal agency appeals board or through a civil action in accordance 
with subsection (e). A decision regarding a petition shall not be 
considered final for the purposes of this section until--
            (1) the deadline for filing an appeal to the decision has 
        past and no appeal has been filed; or
            (2) if an appeal was timely filed, the appeal has been 
        heard and decided.
    (e) Civil Actions; Jurisdiction; Relief.--
            (1) In general.--The United States district courts shall 
        have original jurisdiction over any civil action or claim 
        against the Secretary of the Interior or the head of another 
        Federal agency, as appropriate, arising under this section. In 
        an action brought under this paragraph, the district courts may 
        order appropriate relief, including money damages, injunctive 
        relief against any action by an officer of the United States or 
        any agency thereof contrary to this Act, or regulations 
        promulgated thereunder, or mandamus to compel an officer or 
        employee of the United States, or any agency thereof, to 
        perform a duty provided under this Act or regulations 
        promulgated hereunder.
            (2) Application of equal access to justice act.--The Equal 
        Access to Justice Act (Public Law 96-481; Act of October 1, 
        1980; 92 Stat. 2325; 5 U.S.C. 594; 28 U.S.C. 2412) shall apply 
        to actions brought under this Act.
    (f) Effect of Decision of Unsuitability.--
            (1) In general.--A final decision that Federal land 
        identified by a petition considered pursuant to subsection (b) 
        is unsuitable for any or certain types of undertakings shall be 
        immediately effective and the undertaking shall be prohibited.
            (2) Withdrawal of lands.--Subject to valid and existing 
        rights, the Secretary of the Interior shall (with the consent 
        of the department or agency other than the Department of the 
        Interior in the case of Federal land not under the 
        administration of the Secretary of the Interior) withdraw 
        Federal land included in a decision of unsuitability under this 
        section pursuant to section 204 of the Federal Land Policy and 
        Management Act of 1976 (43 U.S.C. 1714). The Secretary's 
        decision under this section shall constitute the documentation 
        required to be provided under section 204(c)(12) of the Federal 
        Land Policy and Management Act of 1976 (43 U.S.C. 1714) and in 
        compliance with section 4.
            (3) Land use plans.--Any decision of unsuitability made for 
        Federal land under the administrative jurisdiction of the 
        Secretary of the Interior or the Secretary of Agriculture (with 
        respect to National Forest System lands) shall be incorporated 
        into the appropriate land use plan when such plan is adopted, 
        revised, or significantly amended pursuant to the Federal Land 
        Policy and Management Act of 1976 or, as the case may be, the 
        Forest and Rangeland Renewable Resources Planning Act of 1974.

SEC. 4. CONFIDENTIALITY.

    (a) In General.--Notwithstanding section 5 of title 5, United 
States Code (commonly known as the Freedom of Information Act) or any 
other law, no information obtained as a result of or in connection with 
a petition filed or a hearing held under this Act that contains a 
reference pertaining to a specific detail of a Native American 
traditional cultural practice or religion, or the significance of an 
Indian or Native Hawaiian sacred land, or the location of that sacred 
land, shall be released except as provided in subsection (c).
    (b) Release of Information.--
            (1) Initial violation.--Any person who intentionally 
        releases any information knowing that it is required to be held 
        confidential pursuant to this section shall, upon conviction, 
        be fined not more than $10,000, or imprisoned not more than 1 
        year, or both.
            (2) Subsequent violations.--In the case of a second or 
        subsequent violation of this section, a person shall, upon 
        conviction, be fined not more than $100,000, or imprisoned not 
        more than 5 years, or both.
    (c) Exception.--This section shall not apply in any case in which 
all persons filing pursuant to section 3(b), including the petitioner, 
waive the application of this section.

SEC. 5. GRANTS.

    (a) Authority to Provide Grants.--The Secretary may provide grants 
to Indian tribes to assist the Indian tribes in carrying out activities 
related to this Act. Such activities may include the acquisition or 
management of sacred lands deemed unsuitable for undertaking under this 
Act.
    (b) Authorization of Appropriations.--There are authorized to be 
appropriated to the Secretary such sums as may be necessary to carry 
out this section.

SEC. 6. TRANSFER OF LAND.

    (a) Authority.--The head of the department or agency with 
administrative jurisdiction over Federal land which is sacred land may 
take the Federal land into trust for the benefit of the Indian tribe or 
Indian tribes for which the land is considered sacred on the condition 
that the Indian tribe or Indian tribes for which it is taken into trust 
manage the land in perpetuity to protect that sacredness.
    (b) Reverter.--If the head of the department or agency that has 
taken Federal land into trust under this section determines that the 
land is not being managed in perpetuity to protect its sacredness as 
required by subsection (a), the land shall be removed from trust and 
shall be managed under this Act by the the head of the department or 
agency that transferred land under subsection (a).

SEC. 7. COOPERATIVE AGREEMENTS.

    The head of the department or agency with administrative 
jurisdiction over Federal land which is sacred land may enter into 
cooperative agreements with one or more Indian tribes for which the 
land is considered sacred to provide for the Indian tribe or Indian 
tribes to manage--
            (1) that Federal land; and
            (2) any adjacent Federal land, if including the adjacent 
        Federal land would facilitate management of the sacred land by 
        the Indian tribe or Indian tribes.

SEC. 8. REGULATIONS.

    (a) Consultation With Indian Tribes.--In developing regulations 
under this Act, the Secretary shall use--
            (1) an effective process to permit elected tribal 
        officials, traditional Native American practitioners, and other 
        representatives of Indian tribal governments to provide 
        meaningful and timely input in that development; and
            (2) where appropriate, consensual mechanisms, including 
        negotiated rulemaking.
    (b) Effective Date.--This Act shall become effective on the date of 
the enactment of this Act. Any failure of the Secretary to promulgate 
regulations under this section shall not affect such effective date.

SEC. 9. CONSULTATION UNDER OTHER LAWS.

    Nothing in this Act shall affect any consultation process under the 
National Historic Preservation Act or any other Federal law.

Answer:
Native American Sacred Lands Act - Requires managers of Federal land to: (1) accommodate meaningful access and use by Indian religious practitioners; (2) prevent significant damage to Indian sacred lands; and (3) consult with Indian tribes and Native Hawaiian organizations before taking significant actions concerning such lands. Prohibits undertakings likely to cause significant damage to Indian sacred lands.Grants Indian tribes and Native Hawaiian organizations the right to petition the department or agency with administrative jurisdiction to have Federal lands designated as unsuitable for certain undertakings. Permits appeals through the Federal agency appeals board or in U. S. district courts. Provides relief through monetary damages, injunctions, or mandamus.Provides for the withdrawal of lands determined to be unsuitable. Requires Federal land use plans to be modified accordingly. Protects the confidentiality of information in a petition as it pertains to traditional cultural practice, religion, or the significance and location of sacred land. Establishes criminal penalties for violations of such confidentiality. Authorizes the Secretary of the Interior to make grants to assist Indian tribes in activities under this Act (including the acquisition or management of sacred lands deemed unsuitable for undertaking under this Act). Authorizes the head of the department or agency with administrative jurisdiction over Federal sacred land to enter into cooperative agreements with tribes and take the land into trust for the benefit of the Indian tribe if the tribe manages the land to protect its sacredness. Requires the Secretary to consult with Indian tribes in developing regulations.