Given a sentence in the English language, translate it into the Nepali language.

[EX Q]: Text: For example if the research problem is to study the effects of income level on fertility then research title or problem can be -

[EX A]: उदाहरणका लागि यदि शोध समस्या महिलाको आय स्तरले प्रजननतामा पारेको प्रभाव अध्ययन गर्नु हो भने शोध शीर्षक वा समस्या हुन सक्छ -


[EX Q]: Text: The forest is being encroached upon by excessive grazing and hunting.

[EX A]: जंगल पशुपालन गर्ने फाँट चौर र सिकार क्षेत्र अतिक्रमणमा परेको हो


[EX Q]: Text: If a person takes a loan from the bank, money that needs to be paid back as per loan agreement is called loan obligation.

[EX A]:
जस्तै, कुनै ब्यक्तिले बैंकबाट कर्जा लिएको छ भने कर्जाको संझौता बमोजिम भुक्तान गर्नु पर्ने त्यस्तो रकमलाई ऋण दायित्व मानिन्छ ।