In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

[EX Q]: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Affordable Mortgage for Homeowners 
Act of 2011''.

SEC. 2. PRINCIPAL REDUCTION OF MORTGAGES OWNED OR GUARANTEED BY FANNIE 
              MAE AND FREDDIE MAC.

    (a) Program Authority.--The Federal National Mortgage Association 
and the Federal Home Loan Mortgage Corporation shall each carry out a 
program under this section to provide for the reduction of the interest 
rates on qualified mortgages on single-family housing owned or 
guaranteed by such enterprises, in accordance with this section and 
policies and procedures that the Director of the Federal Housing 
Finance Agency shall establish.
    (b) Timing.--Each enterprise shall commence the program required 
under subsection (a) upon the expiration of the 90-day period beginning 
upon the date of the enactment of this Act and shall complete all 
reductions of the interest rates of qualified mortgages required under 
the program not later than the expiration of the 12-month period 
beginning upon the commencement of such program.
    (c) Interest Rate Reduction.--In reducing the interest rate on a 
qualified mortgage under a program of an enterprise required under this 
section, the enterprise shall reduce the annual rate of interest 
charged with respect to the outstanding principal obligation of the 
mortgage for the remainder of the term of the mortgage, notwithstanding 
whether the interest rate under the mortgage is otherwise subject to 
adjustment during such mortgage term, to a fixed interest rate that is 
the lesser of--
            (1) 4 percent annually; or
            (2) the rate for a 30-year fixed rate mortgage, as most 
        recently published in the Weekly Primary Mortgage Market Survey 
        of the Federal Home Loan Mortgage Corporation, as of the time 
        of such interest rate reduction for such qualified mortgage.
    (d) Exempt Mortgages.--The Director shall provide that the 
following qualified mortgages shall not be subject to reduction of the 
interest rate under a program under this section:
            (1) Fixed-rate mortgages.--In the case of a qualified 
        mortgage having a rate of interest that is fixed for the entire 
        term of the mortgage, any mortgage having such an interest rate 
        that is a lower than the interest rate determined for the 
        mortgage under subsection (c).
            (2) Adjustable-rate mortgages.--In the case of a mortgage 
        having a rate of interest that is subject to adjustment during 
        the term of the mortgage, any mortgage for which the interest 
        rate cannot, as a result of the terms of the terms and 
        conditions of the mortgage, exceed the interest rate determined 
        for the mortgage under subsection (c) at any time during the 
        term of the mortgage.
    (e) Option to Opt-Out.--Each program of an enterprise required 
under this section shall provide for the enterprise to--
            (1) notify the mortgagor under a qualified mortgage in 
        writing, before the proposed reduction of the interest rate on 
        qualified mortgage of the mortgagor, of--
                    (A) such proposed reduction and the interest rate 
                applicable to the mortgage upon such reduction; and
                    (B) the opportunity, in accordance with paragraph 
                (2), for the mortgagor to request that no such interest 
                rate reduction be applied with respect to such 
                mortgage; and
            (2) forego such interest rate reduction with respect to the 
        qualified mortgage of a mortgagor upon receipt by the 
        enterprise of a request by the mortgagor that no such interest 
        rate reduction be applied with respect to such mortgage.
    (f) Maintenance of Loan Status.--Any reduction of the interest rate 
on a qualified mortgage under a program under this section shall not 
result in the treatment of the modified mortgage as a new mortgage.
    (g) Definitions.--For purposes of this section, the following 
definitions shall apply:
            (1) Director.--The term ``Director'' means the Director of 
        the Federal Housing Finance Agency.
            (2) Enterprise.--The term ``enterprise'' means the Federal 
        National Mortgage Association and the Federal Home Loan 
        Mortgage Corporation.
            (3) Qualified mortgage.--The term ``qualified mortgage'' 
        means a mortgage, without regard to whether the mortgagor is 
        current or in default on payments due under the mortgage, 
        that--
                    (A) is an existing first mortgage that was made for 
                purchase of, or refinancing another first mortgage on, 
                a one- to four-family dwelling, including a condominium 
                or a share in a cooperative ownership housing 
                association, that is occupied by the mortgagor as the 
                principal residence of the mortgagor;
                    (B) is owned or guaranteed by the Federal National 
                Mortgage Association or the Federal Home Loan Mortgage 
                Corporation; and
                    (C) was originated on or before the date of the 
                enactment of this Act.
    (h) Regulations.--The Director shall issue any regulations or 
guidance necessary to carry out the programs required under this 
section not later than the expiration of the 90-day period that begins 
on the date of the enactment of this Act.
[EX A]: Affordable Mortgage for Homeowners Act of 2011 - Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) each to carry out a program to provide for the reduction of the interest rates on qualified mortgage mortgages (other than fixed-rate or adjustable-rate mortgages) on single-family housing owned or guaranteed by such enterprises, in accordance with policies and procedures that the Director of the Federal Housing Finance Agency (FHFA) shall establish.

Requires each program to provide a procedure for mortgagors to opt-out of an interest rate reduction.

[EX Q]: SECTION 1. SHORT TITLE; TABLE OF CONTENTS.

    (a) Short Title.--This Act may be cited as the ``Emergency 
Unemployment Compensation Act of 2002''.
    (b) Table of Contents.--The table of contents of this Act is as 
follows:

Sec. 1. Short title; table of contents.
Sec. 2. Extension of the Temporary Extended Unemployment Compensation 
                            Act of 2002.
Sec. 3. Entitlement to additional weeks of temporary extended 
                            unemployment compensation.
Sec. 4. Application of revised rate of insured unemployment.
Sec. 5. Additional TEUC extended benefit period trigger.
Sec. 6. Additional weeks of benefits for workers in high unemployment 
                            States.
Sec. 7. Effective date.

SEC. 2. EXTENSION OF THE TEMPORARY EXTENDED UNEMPLOYMENT COMPENSATION 
              ACT OF 2002.

    (a) Six-Month Extension of Program.--Section 208 of the Temporary 
Extended Unemployment Compensation Act of 2002 (Public Law 107-147; 116 
Stat. 30) is amended to read as follows:

``SEC. 208. APPLICABILITY.

    ``(a) In General.--Subject to subsection (b), an agreement entered 
into under this title shall apply to weeks of unemployment--
            ``(1) beginning after the date on which such agreement is 
        entered into; and
            ``(2) ending before July 1, 2003.
    ``(b) Transition.--In the case of an individual who is receiving 
temporary emergency unemployment compensation for the week which 
immediately precedes July 1, 2003, temporary emergency unemployment 
compensation shall continue to be payable to such individual for any 
week thereafter from the account from which such individual received 
compensation for the week which includes such termination date. No 
compensation shall be payable by reason of the preceding sentence for 
any week beginning after October 14, 2003.''.
    (b) Effective Date.--The amendment made by this section shall take 
effect as if included in the enactment of the Temporary Extended 
Unemployment Compensation Act of 2002 (Public Law 107-147; 116 Stat. 
21).

SEC. 3. ENTITLEMENT TO ADDITIONAL WEEKS OF TEMPORARY EXTENDED 
              UNEMPLOYMENT COMPENSATION.

    Paragraph (1) of section 203(b) of the Temporary Extended 
Unemployment Compensation Act of 2002 (Public Law 107-147; 116 Stat. 
21) is amended to read as follows:
            ``(1) In general.--The amount established in an account 
        under subsection (a) shall be equal to 26 times the 
        individual's weekly benefit amount for the benefit year.''.

SEC. 4. APPLICATION OF REVISED RATE OF INSURED UNEMPLOYMENT.

    Section 207 of the Temporary Extended Unemployment Compensation Act 
of 2002 (Public Law 107-147; 116 Stat. 21) is amended--
            (1) by striking ``In this title, the terms'' and inserting 
        the following: ``In this title:
            ``(1) General definitions.--The terms''; and
            (2) by adding at the end the following new paragraph:
            ``(2) Adjusted insured unemployment rate.--For weeks of 
        unemployment beginning on or after the date of enactment of the 
        Emergency Unemployment Compensation Act of 2002, the term `rate 
        of insured unemployment' has the meaning given that term in 
        section 203(e)(1) of the Federal-State Extended Unemployment 
        Compensation Act of 1970 (26 U.S.C. 3304 note), except that 
        individuals exhausting their right to regular compensation 
        during the most recent 3 calendar months for which data are 
        available before the close of the period for which such rate is 
        being determined shall be taken into account as if they were 
        individuals filing claims for regular compensation for each 
        week during the period for which such rate is being 
        determined.''.

SEC. 5. ADDITIONAL TEUC EXTENDED BENEFIT PERIOD TRIGGER.

    (a) In General.--Section 203(c) of the Temporary Extended 
Unemployment Compensation Act of 2002 (Public Law 107-147; 116 Stat. 
21) is amended by adding at the end the following new paragraph:
            ``(3) Additional extended benefit period trigger.--
                    ``(A) In general.--Effective with respect to 
                compensation for weeks of unemployment beginning on or 
                after the date of enactment of the Emergency 
                Unemployment Compensation Act of 2002, an agreement 
                under this title shall provide that, in addition to any 
                other extended benefit period trigger, for purposes of 
                beginning or ending any extended benefit period under 
                this section--
                            ``(i) there is a State `on' indicator for a 
                        week if--
                                    ``(I) the average rate of total 
                                unemployment in such State (seasonally 
                                adjusted) for the period consisting of 
                                the most recent 3 months for which data 
                                for all States are published before the 
                                close of such week equals or exceeds 6 
                                percent; and
                                    ``(II) the average rate of total 
                                unemployment in such State (seasonally 
                                adjusted) for the 3-month period 
                                referred to in clause (i) equals or 
                                exceeds 110 percent of such average 
                                rate for either (or both) of the 
                                corresponding 3-month periods ending in 
                                the 2 preceding calendar years; and
                            ``(ii) there is a State `off' indicator for 
                        a week if either the requirements of subclause 
                        (I) or (II) of clause (i) are not satisfied.
                    ``(B) No effect on other determinations.--
                Notwithstanding the provisions of any agreement 
                described in subparagraph (A), any week for which there 
                would otherwise be a State `on' indicator shall 
                continue to be such a week and shall not be determined 
                to be a week for which there is a State `off' 
                indicator.
                    ``(C) Determinations made by the secretary.--For 
                purposes of this subsection, determinations of the rate 
                of total unemployment in any State for any period (and 
                of any seasonal adjustment) shall be made by the 
                Secretary.''.
    (b) Conforming Amendment.--Section 203(c)(1) of the Temporary 
Extended Unemployment Compensation Act of 2002 (Public Law 107-147; 116 
Stat. 21) is amended by inserting ``or (3)'' after ``paragraph (2)''.

SEC. 6. ADDITIONAL WEEKS OF BENEFITS FOR WORKERS IN HIGH UNEMPLOYMENT 
              STATES.

    Section 203(c)(1) of the Temporary Extended Unemployment 
Compensation Act of 2002 (Public Law 107-147; 116 Stat. 30) is amended 
by striking ``an amount equal to the amount originally established in 
such account (as determined under subsection (b)(1))'' and inserting 
``7 times the individual's weekly benefit amount for the benefit 
year''.

SEC. 7. EFFECTIVE DATE.

    Except as otherwise provided in this Act, the amendments made by 
this Act shall apply with respect to weeks of unemployment beginning on 
or after the date of enactment this Act.
[EX A]: Emergency Unemployment Compensation Act of 2002 - Amends the Temporary Extended Unemployment Compensation Act of 2002 (TEUCA, which is title II of the Job Creation and Worker Assistance Act of 2002, PL107-147) to extend the TEUCA program through weeks of unemployment ending before July 1, 2003 (currently January 1, 2003).Entitles eligible individuals in all States to a total of 26 weeks of TEUCA compensation (13 weeks beyond the current 13 weeks).Provides an additional seven weeks of TEUCA benefits for workers in high unemployment States (entitling them to a total of 33, which is 20 weeks beyond the current 13).Applies a revised adjusted insured unemployment rate State trigger. Sets an additional TEUCA benefit period State trigger based on total unemployment rate.

[EX Q]: SECTION 1. ESTABLISHMENT OF COMMISSION.

    There is established an independent commission in the executive 
branch to be known as the ``Commission on America and its Veterans'' 
(referred to in this Act as the ``Commission'').

SEC. 2. FINDINGS.

    Congress finds the following:
            (1) After more than a decade of war, and much work to help 
        members of the Armed Forces returning home from the 
        battlefield, the United States needs a wider and more thorough 
        process for welcoming members back, taking care of their needs, 
        and reintegrating them into society.
            (2) Many initiatives exist that provide help for the men 
        and women who have fought, but there are gaps in our support 
        for veterans that need to be addressed.
            (3) The United States has waged wars, but not all are 
        involved in fighting those wars, and the United States needs to 
        be more deeply and regularly connected with members and their 
        experiences in war and returning from war.
            (4) Veterans contribute mightily to the society of the 
        United States but many veterans endure ongoing psychological 
        trauma, challenges with employment, crime and dislocation, and 
        veterans' families and communities are also faced with the 
        after-effects of war in ways that need to be publicly 
        addressed.
            (5) The Nation needs a whole-of-society approach to 
        improving the veteran's position in society, and improving how 
        we welcome veterans when they return, and improving veterans' 
        experience when they come back, and do so in a way that helps 
        veterans, their families, and their communities.

SEC. 3. DUTIES OF COMMISSION.

    (a) In General.--The Commission shall--
            (1) not later than January 31, 2014, submit to the 
        President and Congress a report suggesting ceremonies and 
        events to be held throughout the United States to acknowledge 
        the wars recently fought and for the heroism displayed by 
        members of the Armed Forces and the costs in lives and injuries 
        paid by members, families, and communities;
            (2) not later than December 31, 2014, submit to the 
        President and Congress a report on the findings, conclusions, 
        and legislative or other recommendations of the Commission with 
        respect to any deficiency in how the United States welcomes 
        back members of the Armed Forces returning home, including--
                    (A) by studying the entirety of the reintegration 
                experience on the member, the family of the member, and 
                the community of the member to identify any such 
                deficiencies that can be addressed to make such 
                reintegration a complete and positive experience; and
                    (B) with a particular emphasis on the effects of 
                post-traumatic stress and the other social and health 
                issues of members and veterans;
            (3) not later than 120 days after the date of the enactment 
        of this Act, begin convening conversations throughout the 
        United States--
                    (A) on the effect of war on members, the families 
                of members, and the communities of members; and
                    (B) addressing the reintegration experience and the 
                gap between the military, veterans, and civilian life; 
                and
            (4) beginning on the date that is 180 days after the date 
        of the enactment of this Act, and at regular intervals 
        thereafter during the life of the Commission, including a final 
        report at the end of such life, submit to the Secretary of 
        Veterans Affairs recommendations regarding the Office of Armed 
        Services and Veterans Public Outreach established under section 
        9, including how to best conduct an ongoing interaction between 
        members of the Armed Forces, veterans, and civilians, 
        particularly with young people, in which members and veterans 
        share their stories and the effect of their service and 
        reintegration experience directly with civilians and for 
        recorded history.
    (b) Interim Reports.--The Commission may submit to the President 
and Congress interim reports containing such findings, conclusions, and 
recommendations as have been agreed to by a majority of Commission 
members.

SEC. 4. COMPOSITION OF COMMISSION.

    (a) Members.--The Commission shall be composed of 18 members as 
follows:
            (1) One member, who shall serve as chairman of the 
        Commission, shall be appointed by the President.
            (2) One member, who shall serve as vice chairman of the 
        Commission, shall be appointed by the Speaker of the House of 
        Representatives.
            (3) Four members shall be appointed by the majority leader 
        of the Senate.
            (4) Four members shall be appointed by the Speaker of the 
        House of Representatives (in addition to the one member 
        appointed under paragraph (2)).
            (5) Four members shall be appointed by the minority leader 
        of the Senate.
            (6) Four members shall be appointed by the minority leader 
        of the House of Representatives.
    (b) Qualifications.--
            (1) Expertise.--Members of the Commission shall be 
        appointed from among individuals who have personally and 
        professionally experienced the effects of war on the Armed 
        Forces, families, and society.
            (2) Nongovernmental appointees.--Members of the Commission 
        may not be an officer or employee of the Federal Government.
            (3) Veterans included.--Not less than one member of the 
        Commission appointed under each of paragraphs (3) through (6) 
        of subsection (a) shall be a veteran.
            (4) Deadline for appointment.--Members of the Commission 
        shall be appointed not later than 30 days after the date of the 
        enactment of this Act.
    (c) Vacancies.--Except as provided in subsection (e)(3) with 
respect to a quorum, any vacancy in the Commission shall not affect its 
powers. A vacancy in the Commission shall be filled in the manner in 
which the original appointment was made.
    (d) Compensation.--
            (1) Pay.--Except as provided by paragraph (2), members of 
        the Commission shall serve without pay.
            (2) Travel expenses.--Each member shall receive travel 
        expenses, including per diem in lieu of subsistence, in 
        accordance with applicable provisions under subchapter I of 
        chapter 57 of title 5, United States Code, including section 
        5703.
    (e) Initial Meeting; Rules of Procedure; Quorum.--
            (1) Initial meeting.--The Commission shall hold the initial 
        meeting of the Commission not later than 60 days after the date 
        of the enactment of this Act.
            (2) Meetings.--After the initial meeting under paragraph 
        (1), the Commission shall meet at the call of the chairman or a 
        majority of members.
            (3) Quorum.--Ten members of the Commission shall constitute 
        a quorum but a lesser number may hold hearings.
            (4) Rules of procedure.--The Commission may establish rules 
        for the conduct of the business of the Commission, if such 
        rules are not inconsistent with this Act or other applicable 
        law.

SEC. 5. POWERS OF COMMISSION.

    (a) Hearings.--For the purpose of carrying out this Act, the 
Commission (or on the authority of the Commission, any subcommittee, 
member, or designated staff thereof), may hold such hearings and sit 
and act at such times and places, take such testimony, receive such 
evidence, and administer such oaths as the Commission considers 
appropriate. The Commission shall hold not less than one hearing in 
each of the several States and the District of Columbia and may hold 
hearings in any commonwealth, territory, or possession of the United 
States as the Commission determines appropriate.
    (b) Contracting.--To the extent or in the amounts provided in 
advance in appropriation Acts, the Commission may enter into contracts 
to enable the Commission to carry out the responsibilities of the 
Commission under this Act.
    (c) Information From Federal Agencies.--The Commission may secure 
directly from any department or agency of the United States information 
necessary to enable it to carry out this Act. Upon request of the 
chairman of the Commission, the chairman of any subcommittee created by 
a majority of the Commission, or any member designated by a majority of 
the Commission, the head of that department or agency shall furnish 
that information to the Commission.
    (d) Assistance From Federal Agencies.--
            (1) General services administration.--Upon the request of 
        the Commission, the Administrator of General Services shall 
        provide to the Commission, on a reimbursable basis, the 
        administrative support services and other services necessary 
        for the Commission to carry out the responsibilities of the 
        Commission under this Act.
            (2) Other departments and agencies.--In addition to the 
        assistance described in paragraph (1), the head of any 
        department or agency of the United States may provide to the 
        Commission such services, funds, facilities, staff, and other 
        support services as they may determine advisable and as may be 
        authorized by law.
    (e) Gifts.--The Commission may accept, use, and dispose of gifts, 
bequests, or devises of services or property, both real and personal, 
for the purpose of aiding or facilitating the work of the Commission. 
Gifts, bequests, or devises of money and proceeds from sales of other 
property received as gifts, bequests, or devises shall be deposited in 
the Treasury and shall be available for disbursement upon order of the 
chairman, vice chairman, or designee.
    (f) Mails.--The Commission may use the United States mails in the 
same manner and under the same conditions as other departments and 
agencies of the United States.

SEC. 6. STAFF.

    (a) In General.--
            (1) Appointment and compensation.--The chairman, in 
        accordance with rules agreed upon by the Commission, shall 
        appoint and fix the compensation of a staff director and such 
        other personnel as may be necessary to enable the Commission to 
        carry out the responsibilities of the Commission, without 
        regard to the provisions of title 5, United States Code, 
        governing appointments in the competitive service, and without 
        regard to the provisions of chapter 51 and subchapter III of 
        chapter 53 of such title relating to classification and General 
        Schedule pay rates, except that no rate of pay fixed under this 
        subsection may exceed the equivalent of that payable for a 
        position at level III of the Executive Schedule under section 
        5316 of title 5, United States Code.
            (2) Personnel as federal employees.--The executive director 
        and any employee of the Commission (not including members 
        appointed under section 4(a)) shall be employees under section 
        2105 of title 5, United States Code, for purposes of chapters 
        63, 81, 83, 84, 85, 87, 89, and 90 of that title.
    (b) Detailees.--Any employee of the Federal Government may be 
detailed by the head of the department or agency of the employee to the 
Commission without reimbursement from the Commission, and such detailee 
shall retain the rights, status, and privileges of the detailee's 
regular employment without interruption.
    (c) Expert and Consultant Services.--The Commission may procure the 
services of experts and consultants in accordance with section 3109 of 
title 5, United States Code, but at rates not to exceed the daily rate 
paid a person occupying a position at level IV of the Executive 
Schedule under section 5315 of title 5, United States Code.
    (d) Volunteer Services.--Notwithstanding section 1342 of title 31, 
United States Code, the Commission may accept and use voluntary and 
uncompensated services as the Commission determines necessary.

SEC. 7. NONAPPLICABILITY OF FEDERAL ADVISORY COMMITTEE ACT.

    (a) In General.--The Federal Advisory Committee Act (5 U.S.C. App.) 
shall not apply to the Commission.
    (b) Public Meetings and Release of Public Versions of Reports.--The 
Commission shall--
            (1) hold public hearings and meetings to the extent 
        appropriate; and
            (2) release public versions of the reports required under 
        section 3.
    (c) Public Hearings.--Any public hearings of the Commission shall 
be conducted in a manner consistent with the protection of information 
provided to or developed for or by the Commission as required by any 
applicable law, regulation, or Executive order.

SEC. 8. TERMINATION.

    (a) Termination.--
            (1) In general.--The Commission shall terminate on May 31, 
        2016.
            (2) Administrative activities before termination.--The 
        Commission may use the 60-day period preceding the date on 
        which it terminates under paragraph (1) for the purpose of 
        concluding its activities, including providing testimony to 
        committees of Congress concerning its reports and disseminating 
        the final report.

SEC. 9. ESTABLISHMENT OF OFFICE OF ARMED SERVICES AND VETERANS PUBLIC 
              OUTREACH.

    (a) Establishment.--The Secretary of Veterans Affairs shall 
establish within the Department of Veterans Affairs an Office of Armed 
Services and Veterans Public Outreach (in this section referred to as 
the ``Office'').
    (b) Duties.--The Office shall work with the Armed Forces, veterans 
service organizations, the private and public sectors, nonprofit 
organizations, local educational agencies, and other organizations to 
help match veterans and members of the Armed Forces with civilian 
audiences in order for private and nonprofit organizations to conduct 
ongoing interactions between members, veterans, and civilians, 
particularly with young people, in which members and veterans share 
their stories and the effect of their service and reintegration 
experience directly with civilians and for recorded history.

SEC. 10. FUNDING.

    This Act shall not be construed to increase the amount of 
appropriations that are authorized to be appropriated for any fiscal 
year.

SEC. 11. VETERAN DEFINED.

    In this section, the term ``veteran'' has the meaning given that 
term in section 101(2) of title 38, United States Code.
[EX A]:
Establishes as an independent commission the Commission on America and its Veterans to: (1) submit to the President and Congress suggestions for ceremonies and events to acknowledge the wars recently fought and the heroism displayed by members of the Armed Forces; (2) report to the President and Congress on Commission findings, conclusions, and recommendations with respect to any deficiency in how the United States welcomes back such members; (3) begin convening conversations on the effect of war on members, their families, and the local communities, as well as addressing the reintegration experience and the gap between the military, veterans, and civilian life; and (4) submit to the Secretary of Veterans Affairs (VA) recommendations regarding activities of the Office of Armed Services and Veterans Public Outreach (established under this Act).