In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision.  Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. You should write an incorrect option. Even though there exist multiple wrong answers, we only need a single wrong answer. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.
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Question: by jury is a fundamental guaranty of the rights and liberties of the people. C Prudential that the right to trial by jury is a constitutional right means that the starting point of our analysis is a presumption against the waiver of this constitutional right. See, e.g., Aetna Ins. Co., 301 U.S. at 393, 57 S.Ct. at 811-12; In re Prudential, 148 S.W.3d at 132 (giving right to trial by jury “same protections as other constitutional rights”); accord Ex parte Cupps, 782 So.2d 772, 775 (Ala.2000) (construing scope of contractual jury waiver strictly and narrowly “in deference to the constitutional guarantee of the right to a jury trial”); see also Note, 58 Baylor L.Rev. at 259. But see Lowe Enters. Residential Partners, L.P. v. Eighth Judicial Dist. Ct., 118 Nev. 92, 40 P.3d 405, 410 (2002) (<HOLDING>). Despite the existence of a presumption 
 Holding statements: (A) holding that prospective waivers of claims are void as against public policy (B) holding that the government was not bound by its waivers in three prior contracts (C) holding that german law presumptively confers joint custody upon both parents until a court enters a contrary order (D) holding  without reference to supreme court case law to the contrary  that in nevada contractual jury waivers are presumptively valid (E) holding appellate waivers are enforceable if invoked by the government

Answer: holding that prospective waivers of claims are void as against public policy


Question: has recently held that a police officer may order passengers out of a vehicle during a traffic stop without violating the passengers’ Fourth Amendment rights. See Maryland v. Wilson, 519 U.S. 408, 415, 117 S.Ct. 882, 137 L.Ed.2d 41 (1997). The Court reasoned that the public interest in protecting an officer’s safety outweighed the minimal intrusion involved in requiring passengers to exit the vehicle. See id. at 413-15, 117 S.Ct. 882. The same rationale applies here. An officer may reasonably conclude that his safety is best protected by having the passengers remain in the vehicle. Further, the intrusion involved with having passengers remain in their vehicle is de minimis — the officer is merely maintaining the status quo. See United States v. Moorefield, 111 F.3d 10, 11 (3d Cir.1997) (<HOLDING>). Defendant Garner refused to comply with 
 Holding statements: (A) holding that an officer making a traffic stop may order passengers to exit the car pending completion of the stop (B) holding that passengers of a vehicle which they did not own had standing to challenge the validity of a traffic stop (C) holding that police officer may order passengers to remain in vehicle with hands up during traffic stop (D) holding police officers making a traffic stop could order passengers out of the stopped car (E) holding that an officer may order a passenger out of a vehicle during a stop for a traffic infraction

Answer: holding that an officer making a traffic stop may order passengers to exit the car pending completion of the stop


Question: transfer is “made” at the time of perfection. See id. All of this raises the question of when a transfer “takes effect” — a question that the statute does not answer. The bankruptcy court assumed, as we have said, that the mortgage transfer took effect on June 30, 2000, when Mr. Lowe signed the mortgage papers and delivered them to the bank. This, we believe, was error. Under Regulation Z, Lowe had an absolute right to cancel the transaction— and to rescind the mortgage — before midnight of July 5, 2000. Accordingly, the bank did not disburse any of the proceeds of the loan until July 6, 2000. For both of these reasons, it seems to us, the mortgage was unenforceable before July 6 and the mortgage transfer took effect on that date. See In re Pitman, 843 F.2d 235, 2Á0-41 (6th Cir.1988) (<HOLDING>). Having determined when the mortgage transfer 
 Holding statements: (A) holding that in a case in which an omitted junior mortgagee foreclosed its mortgage the junior mortgagee had the absolute right to redeem from the senior mortgagee who had purchased the property at a sale following foreclosure of the senior mortgage (B) holding that a mortgage or modification of a mortgage is not a good or a service under the dtpa (C) holding that a mortgage transfer does not take effect until the mortgagee gives value in exchange for the mortgage (D) holding that foreclosure of prior mortgage extinguished second mortgage (E) holding that the note and the mortgage must coexist to give the mortgage validity

Answer:
holding that in a case in which an omitted junior mortgagee foreclosed its mortgage the junior mortgagee had the absolute right to redeem from the senior mortgagee who had purchased the property at a sale following foreclosure of the senior mortgage