In this task, you need to answer the given multiple-choice question on the gain. Gain is the value by which to multiply the input. Classify your answers into 'a', 'b', 'c', 'd', and 'e'.

Q: Problem: from january 1 , 1991 , to january 1 , 1993 , the number of people enrolled in health maintenance organizations increased by 20 percent . the enrollment on january 1 , 1993 , was 50 million . how many million people , to the nearest million , were enrolled in health maintenance organizations on january 1 , 1991 ? 
Options: a ) 38 , b ) 39 , c ) 40 , d ) 41 , e ) 42

A: e
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Q: Problem: in country z , 10 % of the people do not have a university diploma but have the job of their choice , and 30 % of the people who do not have the job of their choice have a university diploma . if 40 % of the people have the job of their choice , what percent of the people have a university diploma ? 
Options: a ) 35 % , b ) 48 % , c ) 55 % , d ) 65 % , e ) 75 %

A: b
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Q: Problem: a merchant sells an item at a 20 % discount , but still makes a gross profit of 20 percent of the cost . what percent r of the cost would the gross profit on the item have been if it had been sold without the discount ? 
Options: a ) 20 % , b ) 40 % , c ) 50 % , d ) 60 % , e ) 75 %

A:
c
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