TASK DEFINITION: In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.
PROBLEM: Affordable Mortgage for Homeowners Act of 2011 - Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) each to carry out a program to provide for the reduction of the interest rates on qualified mortgage mortgages (other than fixed-rate or adjustable-rate mortgages) on single-family housing owned or guaranteed by such enterprises, in accordance with policies and procedures that the Director of the Federal Housing Finance Agency (FHFA) shall establish.

Requires each program to provide a procedure for mortgagors to opt-out of an interest rate reduction.

SOLUTION: To reduce the interest rates on mortgages owned or guaranteed by Fannie Mae and Freddie Mac.

PROBLEM: Directs the President pro tempore of the Senate and the Speaker of the House of Representatives to arrange for the award of a single Congressional Gold Medal to honor collectively the World War II members of the Civil Air Patrol (CAP) in recognition of their military service and exemplary record during World War II.  Requires the Medal's display at the Smithsonian Institution. Expresses the sense of Congress that the Medal should be made available for display elsewhere, particularly at locations associated with the CAP. Permits the Secretary of the Treasury to strike and sell duplicates in bronze of the gold medal, at a price sufficient to cover the costs of the medals.

SOLUTION: To award a Congressional Gold Medal to the World War II members of the Civil Air Patrol.

PROBLEM: Transparency in Phone Solicitation Act of 2015 or the TIPS Act of 2015 Amends the Communications Act of 1934 to prohibit businesses, entities, or individuals from making live telephone solicitations unless the solicitor: (1) states the solicitor's identity, telephone number, and address; (2) states the address of a website that the called party may use to indicate that such party does not wish to receive calls from that solicitor; (3) transmits caller identification information, including a telephone number that the called party may use to return the call directly to such solicitor; and (4) releases the called party's line within five seconds after being notified that the called party has hung up to allow the called party to make or receive other calls.  Revises standards applicable to telephone transmissions of artificial or prerecorded voice messages to add comparable procedures requiring any such messages to: (1) state the telephone number and address (currently, telephone number or address) of the calling entity, (2) state the address of a website that the called party may use to indicate that such party does not wish to receive calls from that entity, and (3) transmit caller identification information. Retains the current law requirement that artificial or prerecorded messages must release the line within five seconds after the called party has hung up.

SOLUTION:
TIPS Act of 2015