In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Q: Rural Housing Opportunity and Enhancement Act of 2005 - Amends the Doug Bereuter Section 502 Single Family Housing Loan Guarantee Act of the Housing Act of 1949 with respect to the single family rural housing loan guarantee program to: (1) eliminate low and moderate income eligibility requirements; (2) reduce maximum guarantee fees paid by lenders; and (3) require any regulation limiting borrower eligibility based upon the borrower's debt-income ratio to provide for a higher income-to-debt ratio for newly-constructed property loans.

Revises refinancing loan guarantee provisions to: (1) authorize a specified lender guarantee fee; (2) permit a guarantee to acquire or construct an eligible single-family residence; (3) amend closing cost provisions; (4) eliminate income requirements; (5) prohibit that an appraisal credit report be required in connection with the loan, or that the residence be in a rural area for an existing loan; and (6) require that the borrower is not delinquent with respect to existing loan payments, and that monthly refinance payments be at least $50 less than existing monthly payments.

Requires agricultural housing loans to be recorded as Department of Agriculture, rather than conventional, loans.

Revises the definition of "rural area."

Increases direct loan income limitations.

A: To amend section 502(h) of the Housing Act of 1949 to improve the rural housing loan guarantee program, and for other purposes.
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Q: Presidential Allowance Modernization Act of 2017 (Sec. 2) This bill amends the Former Presidents Act of 1958 to to revise provisions governing the compensation provided to a former President. Each former President shall receive from the United States an annuity of $200,000 per year. The General Services Administration (GSA) is authorized to provide each former President a monetary allowance of $500,000 per year for five years beginning six months after the expiration of his or her term, $350,000 per year for the next five years, and $250,000 per year thereafter.   Such annuity and allowance shall be increased each year by the same percentage as Social Security benefits. Such allowance shall be reduced by the amount the former President's earned income exceeds $400,000. The bill: (1) limits the office staff provided for each former President to not more than 13 individuals, and (2) requires that suitable office space for a former President be provided on a reimbursable basis. The increases from $20,000 per year to $100,000 per year, and provides for cost-of-living adjustments to, the monetary allowance amount for surviving spouses of former Presidents.

A: Presidential Allowance Modernization Act of 2017
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Q: Ice Age Floods National Geologic Trail Designation Act of 2004 - Designates the Ice Age Floods National Geologic Trail, a trail from Missoula, Montana to the Pacific Ocean, to provide for the public appreciation, understanding, and enjoyment of the nationally significant natural and cultural features of the Ice Age Floods, and to promote efforts to interpret and educate along the pathways of the floods.

Requires the Secretary of the Interior, acting through the Director of the National Park Service, to administer the Trail. Allows the Secretary to establish and operate a Trail management office within the vicinity of the Trail. Requires the Secretary to establish and maintain a trail advisory committee to assist the Trail manager and staff with the operation of the Trail.

Requires the Secretary to prepare a Cooperative Management and Interpretation Plan for the Trail to: (1) describe strategies for the coordinated development of the Trail; (2) identify potential partnering opportunities to develop interpretative facilities and educational programs; (3) confirm and expand upon the inventory of floods' features contained in a specified National Park Service study; and (4) review and modify the map of the Trail.

Allows the Secretary to acquire not more than 25 acres of land for public information and administrative purposes to facilitate the geographic diversity of the Trail.

A:
To designate the Ice Age Floods National Geologic Trail, and for other purposes.
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