In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

[Q]: 21st Century Servicemembers Protection Act - Amends the Servicemembers Civil Relief Act to allow individuals called to military service to terminate or suspend a service contract, after the date of entry into service or the date of the military orders, if: (1) the service contract (such as phone, cable, Internet, or utilities) is executed before the individual is called to service for a period of at least 90 days; or (2) the person enters into the contract while in military service and thereafter receives orders for a change of permanent station to a location outside the United States, or to deploy with a military unit for a period of at least 180 days.

Provides penalties against anyone who: (1) holds property or funds of a person in military service who lawfully terminates a contract; or (2) violates the 6% limit on interest rates charged to servicemembers during a period of military service.
[A]: To amend the Servicemembers Civil Relief Act to allow individuals called to military service to terminate or suspend certain service contracts entered into before the individual receives notice of a permanent change of station or deployment orders and to provide penalties for violations of interest rate limitations.


[Q]: Clarifications to the Fair Debt Collection Practices Act - Amends the Fair Debt Collection Practices Act to state that formal pleadings in a civil action shall not be considered the kind of communication (initial or otherwise) required for a validation of debt notice.

Prescribes an alternative version of the initial communication debt collectors are required to give consumers, incorporating the three statements currently specified.

States that collection activities and communications may continue during the 30 days following a debt collector's initial notice to the debtor.

States that, if the consumer's attorney at law fails to respond to a communication from a debt collector within 30 days (currently, a reasonable period of time) after receiving a communication from the collector, such collector may communicate directly with the consumer.

Limits to one the number of additional communications a debt collector may make to a consumer after the consumer has notified the collector in writing that the consumer refuses to pay the debt or wishes the collector to cease further communication. Limits the content of any such additional communication to one of the three purposes already specified by the Act.

Revises notice of debt guidelines to require one of the debt collector's mandatory statements to specify that a consumer's dispute of the validity of a debt be submitted in writing in order to preclude an assumption by the collector that the debt is valid.
[A]: To amend the Fair Debt Collection Practices Act to make certain technical corrections, and for other purposes.


[Q]: Idaho Land Exchange Act of 1993 - Adjusts the boundaries of the Targhee National Forest in Idaho. 
Directs the Secretary of Agriculture to convey to Idaho, acting through the Regents of its University, the Clark Fork Ranger Station within the Kaniksu National Forest in exchange for Idaho conveying to the Secretary the Clark Fork Land Exchange. 
Provides that if the lands exchanged between the United States and Idaho are not of equal value, the values shall be equalized in accordance with provisions of the Federal Land Policy and Management Act of 1976, except that the value of the improvements made by the University on the Clark Fork Ranger Station under the Granger-Thye permit shall be excluded from consideration in such valuation. 
Adjusts the boundaries of the Kaniksu National Forest to include the lands conveyed by Idaho.
[A]:
Idaho Land Exchange Act of 1993