instruction:
In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
question:
SECTION 1. SHORT TITLE.

    This Act may be cited as the ``YMCA Teen Action Agenda Enhancement 
Act of 2001''.

SEC. 2. FINDINGS.

    Congress finds that--
            (1) one in 10 teens, 2,400,000 teens across the Nation, are 
        currently involved in a program offered by a local YMCA;
            (2) recognizing the unique obstacles faced by teenagers, 
        the YMCA has launched the Teen Action Agenda, a nationwide 
        campaign to double this number and serve 1 in 5 teens by 2005;
            (3) in more than 1,900 YMCAs across the United States in 
        cities large and small, in neighborhoods rich and poor, teen 
        groups meet regularly and engage one another in safe, 
        wholesome, educational, and creative activities;
            (4) it is well-documented that teens who participate in 
        structured activities after school are less likely to drink 
        alcohol, carry or use weapons, smoke cigarettes, engage in 
        early sexual activity, or skip school;
            (5) YMCAs serve people of all faiths, races, abilities, 
        ages, and incomes;
            (6) approximately 400 YMCAs partner with juvenile courts, 
        300 partner with public housing developments, 1550 partner with 
        elementary schools, and 1033 partner with high schools;
            (7) the YMCA is volunteer-founded and volunteer-led and 
        depends on more than 600,000 volunteers to meet the unique 
        needs of their communities;
            (8) the YMCA is especially committed to reaching teens that 
        are most at-risk for school failure or delinquency; and
            (9) the prosperity of our Nation depends upon maximizing 
        and fulfilling the potential of its young people.

SEC. 3. DEFINITIONS.

    In this Act:
            (1) Local ymca.--The term ``local YMCA'' means one of the 
        approximately 2,400 locally incorporated and governed YMCAs in 
        the United States.
            (2) Teen program.--The term ``teen program'' means any 
        program primarily attended by individuals between the ages of 
        11 and 19.
            (3) YMCA of the usa.--The term ``YMCA of the USA'' means 
        the private, nonprofit, national membership and service 
        organization of approximately 2,400 local YMCAs.

SEC. 4. GRANTS TO THE YMCA OF THE USA.

    (a) Purposes.--Subject to the availability of appropriations, the 
Attorney General shall award a grant to the YMCA of the USA for the 
purpose of carrying out YMCA programs for at-risk teens in accordance 
with the provisions of this Act.
    (b) Subgrants.--From amounts awarded under subsection (a), the YMCA 
of the USA shall make subgrants to local YMCAs authorizing expenditures 
associated with providing programs, including the hiring of teachers 
and other personnel, procurement of goods and services (including 
computer equipment), or such other expenditures as are approved by the 
Attorney General.

SEC. 5. USE OF FUNDS.

    (a) In General.--
            (1) Programs for at-risk teens.--Amounts granted under this 
        Act shall be used by the YMCA of the USA to provide funding to 
        carry out YMCA programs that have a primary purpose of serving 
        teens who are determined to be at-risk for school failure or 
        delinquency.
            (2) Program requirements.--Each program for which 
        assistance is provided under this Act shall include at least 3 
        of the following different activities:
                    (A) Mentoring assistance.
                    (B) Academic assistance.
                    (C) Recreational, fitness, and athletic activities.
                    (D) Technology training.
                    (E) Drug, alcohol, and gang prevention.
                    (F) Job and life skills.
                    (G) Character development and values education.
                    (H) Leadership development.
                    (I) Truancy and dropout prevention.
                    (J) Civic education.
                    (K) Volunteerism and service learning.
                    (L) Parenting skills.
                    (M) Literary, performing, and visual arts.
                    (N) Mental health services.
                    (O) Alternative education.
                    (P) Any research-based activity shown to have a 
                positive impact on the academic and social outcomes of 
                teens.
    (b) Additional Requirements.--In carrying out the programs under 
subsection (a), a local YMCA shall, to the maximum extent practicable--
            (1) use volunteers from businesses, academic communities, 
        social organizations, and law enforcement organizations to 
        serve as mentors or to assist in other ways;
            (2) develop creative methods of conducting outreach to 
        teens in the community;
            (3) request donations of computer equipment and other 
        materials and equipment; and
            (4) work with State and local educational and recreation 
        agencies so that activities funded with amounts made available 
        under a grant under this Act will not duplicate activities 
        funded from other sources in the community served.
    (c) Funding for Program Administration.--Of the amounts granted to 
the YMCA of the USA under this Act in each fiscal year, the YMCA of the 
USA shall use--
            (1) not less than 2 percent for research and evaluation of 
        the subgrants made under this Act;
            (2) not less than 1 percent for technical assistance 
        related to the subgrants awarded under this Act; and
            (3) not more than 6 percent for the management and 
        administration of the subgrants made under this Act.

SEC. 6. APPLICATIONS FOR SUBGRANTS.

    (a) Eligibility.--To be eligible to receive a subgrant under this 
Act, an applicant shall submit an application to the YMCA of the USA.
    (b) Contents.--Each application submitted shall include--
            (1) a request for a subgrant to be used for the purposes of 
        this Act;
            (2) a description of the population to be served by the 
        subgrant and information demonstrating that this population is 
        at-risk for school failure or delinquency;
            (3) a description of the program to be expanded or 
        established by the subgrant;
            (4) information demonstrating the manner in which the local 
        YMCA will carry out the planning, establishment, 
        implementation, sustainability, and evaluation of the program 
        funded by the subgrant;
            (5) information demonstrating that there are non-Federal 
        contributions (which may be in the form of an in-kind 
        contribution of goods or services) available to cover at least 
        50 percent of the total cost of the project; and
            (6) any additional statistical or financial information 
        that the YMCA of the USA may reasonably require.
    (c) Consideration of Subgrants.--In awarding subgrants under this 
Act, the YMCA of the USA shall consider--
            (1) the ability of the applicant to provide the intended 
        services;
            (2) the history and establishment of the applicant in 
        providing teen activities; and
            (3) efforts to achieve an equitable geographic distribution 
        of subgrant awards.

SEC. 7. REPORT.

    For each fiscal year for which a grant is awarded under this Act, 
the YMCA of the USA shall submit to the Attorney General a report that 
details the progress and effectiveness of the YMCA programs in reaching 
measurable outcomes.

SEC. 8. AUTHORIZATION OF APPROPRIATIONS.

    (a) In General.--There are authorized to be appropriated to carry 
out this Act $20,000,000 for each of fiscal years 2002 through 2006.
    (b) Continued Availability.--Amounts made available to carry out 
this Act shall remain available until expended.
answer:
YMCA Teen Action Agenda Enhancement of 2001 - Directs the Attorney General to award a grant to the YMCA of the USA to make subgrants to local YMCAs for programs for at-risk teens which include specified types of activities.


question:
SECTION 1. SHORT TITLE; AMENDMENT OF 1986 CODE.

    (a) Short Title.--This Act may be cited as the ``Long-Term 
Investment Incentive Act of 1997''.
    (b) Amendment of 1986 Code.--Except as otherwise expressly 
provided, whenever in this Act an amendment or repeal is expressed in 
terms of an amendment to, or repeal of, a section or other provision, 
the reference shall be considered to be made to a section or other 
provision of the Internal Revenue Code of 1986.

SEC. 2. REDUCTION OF TAX ON LONG-TERM CAPITAL GAINS ON ASSETS HELD MORE 
              THAN 2 YEARS.

    (a) In General.--Part I of subchapter P of chapter 1 (relating to 
treatment of capital gains) is amended by redesignating section 1202 as 
section 1203 and by inserting after section 1201 the following new 
section:

``SEC. 1202. CAPITAL GAINS DEDUCTION FOR ASSETS HELD BY NONCORPORATE 
              TAXPAYERS MORE THAN 2 YEARS.

    ``(a) General Rule.--If a taxpayer other than a corporation has a 
net capital gain for any taxable year, there shall be allowed as a 
deduction an amount equal to the sum of the applicable percentages of 
the classes of net capital gain described in the table under subsection 
(b).
    ``(b) Applicable Percentage.--For purposes of this subsection, the 
applicable percentage shall be the percentage determined in accordance 
with the following table:

          
                                                         The applicable
          ``In the case of:
                                                         percentage is:
                  2-year gain........................        7.145     
                  3-year gain........................        14.29     
                  4-year gain........................        21.45     
                  5-year gain........................        28.57     
                  6-year gain........................        35.71     
                  7-year gain........................        42.86     
                  8-year gain........................        50.00.    
    ``(c) Gain to Which Deduction Applies.--For purposes of this 
section--
            ``(1) 2-year gain.--The term `2-year gain' means the lesser 
        of--
                    ``(A) the net capital gain for the taxable year, or
                    ``(B) the amount of long-term capital gain which 
                would be computed for the taxable year if only gain 
                from the sale or exchange of property held by the 
                taxpayer for more than 2 years but not more than 3 
                years were taken into account.
            ``(2) 3-year gain, etc.--The terms `3-, 4-,
        5-, 6-, or 7-year gain' mean the amounts determined under 
        paragraph (1)--
                    ``(A) by reducing the amount of the net capital 
                gain under subparagraph (A) thereof by an amount equal 
                to the long-term capital gain from the sale or exchange 
                of property with a holding period less than the minimum 
                holding period for any such category, and
                    ``(B) by substituting 3, 4, 5, 6, or 7 years for 2 
                years and 4, 5, 6, 7, or 8 years for 3 years, 
                respectively, in subparagraph (B) thereof.
            ``(3) 8-year gain.--The term `8-year gain' means the lesser 
        of--
                    ``(A) the net capital gain for the taxable year, 
                reduced by in the same manner as under paragraph 
                (2)(A), or
                    ``(B) the amount of the long-term capital gain 
                which would be computed for the taxable year if only 
                gain from the sale or exchange of property held by the 
                taxpayer for more than 8 years were taken into account.
    ``(d) Estates and Trusts.--In the case of an estate or trust, the 
deduction under subsection (a) shall be computed by excluding the 
portion (if any) of the gains for the taxable year from sales or 
exchanges of capital assets which, under sections 652 and 662 (relating 
to inclusions of amounts in gross income of beneficiaries of trusts), 
is includible by the income beneficiaries as gain derived from the sale 
or exchange of capital assets.
    ``(e) Coordination With Treatment of Capital Gain Under Limitation 
on Investment Interest.--For purposes of this section, the net capital 
gain for any taxable year shall be reduced (but not below zero) by the 
amount which the taxpayer takes into account as investment income under 
section 163(d)(4)(B)(iii).
    ``(f) Treatment of Collectibles.--
            ``(1) In general.--Solely for purposes of this section, any 
        gain or loss from the sale or exchange of a collectible shall 
be treated as a short-term capital gain or loss (as the case may be), 
without regard to the period such asset was held. The preceding 
sentence shall apply only to the extent the gain or loss is taken into 
account in computing taxable income.
            ``(2) Treatment of certain sales of interest in 
        partnership, etc.--For purposes of paragraph (1), any gain from 
        the sale or exchange of an interest in a partnership, S 
        corporation, or trust which is attributable to unrealized 
        appreciation in the value of collectibles held by such entity 
        shall be treated as gain from the sale or exchange of a 
        collectible. Rules similar to the rules of section 751(f) shall 
        apply for purposes of the preceding sentence.
            ``(3) Collectible.--For purposes of this subsection, the 
        term `collectible' means any capital asset which is a 
        collectible (as defined in section 408(m) without regard to 
        paragraph (3) thereof).
    ``(g) Transitional Rule.--
            ``(1) In general.--Gain may be taken into account under 
        subsection (c) only if such gain is properly taken into account 
        on or after May 7, 1997.
            ``(2) Special rules for pass-thru entities.--
                    ``(A) In general.--In applying paragraph (1) with 
                respect to any pass-thru entity, the determination of 
                when gains and losses are properly taken into account 
                shall be made at the entity level.
                    ``(B) Pass-thru entity defined.--For purposes of 
                subparagraph (A), the term `pass-thru entity' means--
                            ``(i) a regulated investment company,
                            ``(ii) a real estate investment trust,
                            ``(iii) an S corporation,
                            ``(iv) a partnership,
                            ``(v) an estate or trust, and
                            ``(vi) a common trust fund.''
    (b) Deduction Allowable in Computing Adjusted Gross Income.--
Subsection (a) of section 62 is amended by inserting after paragraph 
(16) the following new paragraph:
            ``(17) Long-term capital gains.--The deduction allowed by 
        section 1202.''
    (c) Maximum Capital Gains Rate.--Section 1(h) is amended by adding 
at the end the following new sentence: ``For purposes of this 
subsection, taxable income shall be computed without regard to the 
deduction allowed under section 1202.''
    (d) Treatment of Certain Pass-Thru Entities.--
            (1) Capital gain dividends of regulated investment 
        companies.--
                    (A) Subparagraph (B) of section 852(b)(3) is 
                amended to read as follows:
                    ``(B) Treatment of capital gain dividends by 
                shareholders.--A capital gain dividend shall be treated 
                by the shareholders as gain from the sale or exchange 
                of a capital asset held for more than 1 year but not 
                more than 2 years; except that the portion of any such 
                dividend designated by the company as allocable 2-, 3-, 
                4-, 5-, 6-, 7-, or 8-year gain of the company shall be 
                treated as gain from the sale or exchange of a capital 
                asset held for the amount of years in such class for 
                purposes of section 1202. Rules similar to the rules of 
                subparagraph (C) shall apply to any designation under 
                the preceding sentence.''
                    (B) Clause (i) of section 852(b)(3)(D) is amended 
                by adding at the end the following new sentence: 
                ``Rules similar to the rules of subparagraph (B) shall 
                apply in determining character of the amount to be so 
                included by any such shareholder.''
            (2) Capital gain dividends of real estate investment 
        trusts.--Subparagraph (B) of section 857(b)(3) is amended to 
        read as follows:
                    ``(B) Treatment of capital gain dividends by 
                shareholders.--A capital gain dividend shall be treated 
                by the shareholders or holders of beneficial interests 
                as gain from the sale or exchange of a capital asset 
                held for more than 1 year but not more than 2 years; 
                except that the portion of any such dividend designated 
                by the company as allocable to 2-, 3-, 4-, 5-, 6-, 7-, 
                or 8-year gain of the company shall be treated as gain 
                from the sale or exchange of a capital asset held for 
                the amount of years in such class for purposes of 
                section 1202. Rules similar to the rules of 
                subparagraph (C) shall apply to any designation under 
                the preceding sentence.''
            (3) Common trust funds.--Subsection (c) of section 584 is 
        amended--
                    (A) by inserting ``and not more than 2 years'' 
                after ``1 year'' each place it appears in paragraph 
                (2),
                    (B) by striking ``and'' at the end of paragraph 
                (2), and
                    (C) by redesignating paragraph (3) as paragraph (4) 
                and inserting after paragraph (2) the following new 
                paragraph:
            ``(3) as part of its gains from sales or exchanges of 
        capital assets held for periods described in the classes of 
        gains under section 1202(c), its proportionate share of the 
        gains of the common trust fund from sales or exchanges of 
        capital assets held for such periods, and''.
    (e) Technical and Conforming Changes.--
            (1) Subparagraph (B) of section 170(e)(1) is amended by 
        inserting ``(or, in the case of a taxpayer other than a 
        corporation, the percentage of such gain equal to 100 percent 
        minus the percentage applicable to such gain under section 
        1202(a))'' after ``the amount of gain''.
            (2) Subparagraph (B) of section 172(d)(2) is amended to 
        read as follows:
                    ``(B) the deduction under section 1202 and the 
                exclusion under section 1203 shall not be allowed.''
            (3)(A) Section 221 (relating to cross reference) is amended 
        to read as follows:

``SEC. 221. CROSS REFERENCES.

    ``(1) For deduction for net capital gains in the case of a taxpayer 
other than a corporation, see section 1202.
    ``(2) For deductions in respect of a decedent, see section 691.''
            (B) The table of sections for part VII of subchapter B of 
        chapter 1 is amended by striking ``reference'' in the item 
        relating to section 221 and inserting ``references''.
            (4) The last sentence of section 453A(c)(3) is amended by 
        striking all that follows ``long-term capital gain,'' and 
        inserting ``the maximum rate on net capital gain under section 
        1(h) or 1201 or the deduction under section 1202 (whichever is 
        appropriate) shall be taken into account.''
            (5) Paragraph (4) of section 642(c) is amended to read as 
        follows:
            ``(4) Adjustments.--To the extent that the amount otherwise 
        allowable as a deduction under this subsection consists of gain 
        from the sale or exchange of capital assets held for more than 
        1 year, proper adjustment shall be made for any deduction 
        allowable to the estate or trust under section 1202 or any 
        exclusion allowable to the estate or trust under section 
        1203(a). In the case of a trust, the deduction allowed by this 
        subsection shall be subject to section 681 (relating to 
        unrelated business income).''
            (6) The last sentence of paragraph (3) of section 643(a) is 
        amended to read as follows: ``The deduction under section 1202 
        and the exclusion under section 1203 shall not be taken into 
        account.''
            (7) Subparagraph (C) of section 643(a)(6) is amended by 
        inserting ``(i)'' before ``there shall'' and by inserting 
        before the period ``, and (ii) the deduction under section 1202 
        (relating to capital gains deduction) shall not be taken into 
        account''.
            (8) Paragraph (4) of section 691(c) is amended by striking 
        ``sections 1(h), 1201, and 1211'' and inserting ``sections 
        1(h), 1201, 1202, and 1211''.
            (9) The second sentence of section 871(a)(2) is amended by 
        inserting ``or 1203'' after ``1202''.
            (10) Subsection (d) of section 1044 is amended by striking 
        ``1202'' and inserting ``1203''.
            (11) Paragraph (1) of section 1402(i) is amended by 
        inserting ``, and the deduction provided by section 1202 shall 
        not apply'' before the period at the end thereof.
    (f) Clerical Amendment.--The table of sections for part I of 
subchapter P of chapter 1 is amended by inserting after the item 
relating to section 1201 the following new item:

                              ``Sec. 1202. Capital gains deduction for 
                                        assets held by noncorporate 
                                        taxpayers more than 2 years.''
    (g) Effective Date.--
            (1) In general.--Except as otherwise provided in this 
        subsection, the amendments made by this section shall apply to 
        taxable years ending on and after May 7, 1997.
            (2) Contributions.--The amendment made by subsection (e)(1) 
        shall apply to contributions on or after May 7, 1997.
answer:
Long-Term Investment Incentive Act of 1997 - Amends the Internal Revenue Code to establish a sliding scale capital gains deduction on assets held between two years and eight years by noncorporate taxpayers.


question:
SECTION 1. SHORT TITLE; PURPOSE.

    (a) Short Title.--This Act may be cited as the ``No Discrimination 
in Health Insurance Act of 2008''.
    (b) Purpose.--It is the purpose of this Act to--
            (1) eliminate the application of pre-existing condition 
        exclusions in all group health coverage policies and all 
        individual health insurance policies; and
            (2) provide that all health insurance issuers determine and 
        openly disclose the premium price for each and every group 
        health insurance policy and each and every individual health 
        insurance policy, such that within a specific metropolitan 
        statistical area, or other geographic area, all such premiums 
        and prices established by a given issuer shall be uniform.

SEC. 2. NONDISCRIMINATION IN GROUP HEALTH COVERAGE.

    (a) Application Under the Employee Retirement Income Security Act 
of 1974.--
            (1) Elimination of preexisting condition exclusions.--
        Section 701 of the Employee Retirement Income Security Act of 
        1974 (29 U.S.C. 1181) is amended--
                    (A) by amending the heading to read as follows: 
                ``elimination of preexisting condition exclusions'';
                    (B) by amending subsection (a) to read as follows:
    ``(a) In General.--A group health plan, and a health insurance 
issuer offering group health insurance coverage, with respect to a 
participant or beneficiary--
            ``(1) may not impose any pre-existing condition exclusion; 
        and
            ``(2) in the case of a group health plan that offers 
        medical care through health insurance coverage offered by a 
        health maintenance organization, may not provide for an 
        affiliation period with respect to coverage through the 
        organization.'';
                    (C) in subsection (b), by striking paragraph (3) 
                and inserting the following:
            ``(3) Affiliation period.--The term `affiliation period' 
        means a period which, under the terms of the health insurance 
        coverage offered by the health maintenance organization, must 
        expire before the health insurance coverage becomes 
        effective.'';
                    (D) by striking subsections (c), (d), (e), and (g); 
                and
                    (E) by redesignating subsection (f) (relating to 
                special enrollment periods) as subsection (c).
            (2) Clerical amendment.--The item in the table of contents 
        of such Act relating to section 701 is amended to read as 
        follows:

``Sec. 701. Elimination of pre-existing condition exclusions.''.
    (b) Application Under the Internal Revenue Code of 1986.--
            (1) Elimination of preexisting condition exclusions.--
        Section 9801 of the Internal Revenue Code of 1986 is amended--
                    (A) by amending the heading to read as follows: 
                ``elimination of preexisting condition exclusions'';
                    (B) by amending subsection (a) to read as follows:
    ``(a) In General.--A group health plan with respect to a 
participant or beneficiary may not impose any pre-existing condition 
exclusion.'';
                    (C) by striking paragraph (3) of subsection (b);
                    (D) by striking subsections (c), (d), and (e); and
                    (E) by redesignating subsection (f) (relating to 
                special enrollment periods) as subsection (c).
            (2) Clerical amendment.--The item in the table of sections 
        of chapter 100 of such Code relating to section 9801 is amended 
        to read as follows:

``Sec. 9801. Elimination of preexisting condition exclusions.''.
    (c) Application Under Public Health Service Act.--
            (1) Elimination of preexisting condition exclusions.--
        Section 2701 of the Public Health Service Act (42 U.S.C. 300gg) 
        is amended--
                    (A) by amending the heading to read as follows: 
                ``elimination of preexisting condition exclusions'';
                    (B) by amending subsection (a) to read as follows:
    ``(a) In General.--A group health plan, and a health insurance 
issuer offering group health insurance coverage, with respect to a 
participant or beneficiary--
            ``(1) may not impose any pre-existing condition exclusion; 
        and
            ``(2) in the case of a group health plan that offers 
        medical care through health insurance coverage offered by a 
        health maintenance organization, may not provide for an 
        affiliation period with respect to coverage through the 
        organization.'';
                    (C) in subsection (b), by striking paragraph (3) 
                and inserting the following:
            ``(3) Affiliation period.--The term `affiliation period' 
        means a period which, under the terms of the health insurance 
        coverage offered by the health maintenance organization, must 
        expire before the health insurance coverage becomes 
        effective.'';
                    (D) by striking subsections (c), (d), (e), and (g); 
                and
                    (E) by redesignating subsection (f) (relating to 
                special enrollment periods) as subsection (c).
            (2) Guaranteed availability of group health insurance 
        coverage to employers of all sizes in the group market.--
        Section 2711 of such Act (42 U.S.C. 300gg-11) is amended--
                    (A) in subsection (a)--
                            (i) in the heading, by striking ``Small'';
                            (ii) in paragraph (1), by striking ``(c) 
                        through (f)'' and inserting ``(b) through 
                        (d)'';
                            (iii) in paragraph (1), in the matter 
                        before subparagraph (A), by striking ``small'';
                            (iv) in paragraph (1)(A), by striking 
                        ``small employer (as defined in section 
                        2791(e)(4))'' and inserting ``employer'';
                            (v) in paragraph (2), by striking ``small'' 
                        each place it appears; and
                            (vi) in paragraph (2), by striking 
                        ``coverage to a'' and inserting ``coverage to 
                        an'';
                    (B) by striking subsection (b);
                    (C) in subsections (c), (d), and (e), by striking 
                ``small'' each place it appears; and
                    (D) by striking subsection (f).
            (3) Application of uniform premiums.--Section 2711 of such 
        Act, as so amended, is amended by inserting after subsection 
        (a) the following new subsection:
    ``(b) Application of Uniform Premium.--
            ``(1) In general.--Each and every health insurance issuer 
        that offers health insurance coverage in the group market in a 
        State shall--
                    ``(A) shall charge the same premium price for the 
                same coverage; and
                    ``(B) shall openly disclose, in a manner specified 
                by the Secretary and including disclosure through the 
                Internet, the amount of the premium price that is being 
                charged for the coverage involved.
            ``(2) Uniform application to family coverage and to 
        different geographic areas.--Paragraph (1) shall be applied 
        uniformly--
                    ``(A) for coverage on the basis of such different 
                family categories as the Secretary approves; and
                    ``(B) for coverage within each metropolitan 
                statistical area and for coverage within the portions 
                of a State that are not within a metropolitan 
                statistical area.
            ``(3) Application.--Paragraph (1) shall not be construed as 
        preventing variations in premiums that result from the 
        application of a uniform monthly premium over different policy 
        years.''.
            (4) Application of nondiscrimination rules to nonfederal 
        governmental plans.--Section 2721(b)(2)(A) of such Act (42 
        U.S.C. 300gg-21(b)(2)(A)) is amended by striking ``subparts 1 
        through 3'' and ``such subparts'' and inserting ``subpart 2'' 
        and ``such subpart'', respectively.
    (d) Effective Date.--
            (1) In general.--The amendments made by this section shall 
        apply to plan years beginning on or after January 1, 2009, 
        regardless of whether an individual is provided coverage under 
        a group health plan before such date.
            (2) Special rule for collective bargaining agreements.--In 
        the case of a group health plan maintained pursuant to one or 
        more collective bargaining agreements between employee 
        representatives and one or more employers ratified before the 
        date of the enactment of this Act, the amendments made by this 
        section shall not apply to plan years beginning before the 
        later of--
                    (A) the date on which the last of the collective 
                bargaining agreements relating to the plan terminates 
                (determined without regard to any extension thereof 
                agreed to after the date of the enactment of this Act), 
                or
                    (B) January 1, 2010.
        For purposes of subparagraph (A), any plan amendment made 
        pursuant to a collective bargaining agreement relating to the 
        plan which amends the plan solely to conform to any requirement 
        under the amendments made by this section shall not be treated 
        as a termination of such collective bargaining agreement.

SEC. 3. NONDISCRIMINATION IN INDIVIDUAL HEALTH INSURANCE.

    (a) In General.--Section 2741 of the Public Health Service Act (42 
U.S.C. 300gg-41) is amended--
            (1) by amending the heading to read as follows: 
        ``guaranteed issue of individual health insurance coverage; 
        uniform premiums'';
            (2) by amending subsections (a) and (b) to read as follows:
    ``(a) In General.--
            ``(1) Guaranteed issue.--Subject to the succeeding 
        subsections of this section, each and every health insurance 
        issuer that offers health insurance coverage (as defined in 
        section 2791(b)(1)) in the individual market to individuals 
        residing in an area may not, with respect to an eligible 
        individual (as defined in subsection (b)) residing in the area 
        who desires to enroll in individual health insurance coverage--
                    ``(A) decline to offer such coverage to, or deny 
                enrollment of, such individual; or
                    ``(B) impose any preexisting condition exclusion 
                (as defined in section 2701(b)(1)(A)) with respect to 
                such coverage.
            ``(2) Application of uniform premium.--
                    ``(A) In general.--Each and every health insurance 
                issuer that offers health insurance coverage in the 
                individual market in a State--
                            ``(i) shall charge the same premium price 
                        for the same coverage;
                            ``(ii) if the issuer offers such coverage 
                        in the group market in the State, shall charge 
                        the same premium for the same coverage offered 
                        in the group market; and
                            ``(iii) shall openly disclose, in a manner 
                        specified by the Secretary and including 
                        disclosure through the Internet, the amount of 
                        the premium price that is being charged for the 
                        coverage involved.
                    ``(B) Uniform application to family coverage and to 
                different geographic areas.--Subparagraph (A) shall be 
                applied uniformly--
                            ``(i) for coverage on the basis of such 
                        different family categories as the Secretary 
                        approves; and
                            ``(ii) for coverage within each 
                        metropolitan statistical area and for coverage 
                        within the portions of a State that are not 
                        within a metropolitan statistical area.
                    ``(C) Application.--Subparagraph (A) shall not be 
                construed as preventing variations in premiums that 
                result from the application of a uniform monthly 
                premium over different policy years.
    ``(b) Eligible Individual Defined.--In this part, the term 
`eligible individual' means, with respect to an area, an individual who 
resides in such area, without regard to the period of such residency, 
and who is--
            ``(1) a citizen or national of the United States;
            ``(2) an alien lawfully admitted to the United States for 
        permanent residence; or
            ``(3) an alien who is otherwise lawfully residing in the 
        United States.'';
            (3) by striking subsection (c);
            (4) by redesignating subsection (d) and the first 
        subsection (e) (relating to application of financial capacity 
        limits) as subsections (c) and (d), respectively;
            (5) in paragraph (1) of the subsection (e) relating to 
        market requirements, by striking ``or through one or more bona 
        fide associations, or both''; and
            (6) by striking subsection (f) and inserting the following:
    ``(f) Uniform Rules To Respond to Adverse Selection.--
            ``(1) In general.--The Secretary may establish rules for 
        uniform application that are designed to deter individuals--
                    ``(A) from enrolling in individual health insurance 
                coverage only after they develop an illness or injury 
                for which such coverage applies; and
                    ``(B) from disenrolling from health insurance 
                coverage for periods in which they are unlikely (or 
                less likely) to require such coverage.
            ``(2) Considerations.--Such rules may take into account the 
        financial and other circumstances of individuals for not being 
        so enrolled or for so disenrolling.''.
    (b) Conforming Amendment.--Section 2742(b) of such Act (42 U.S.C. 
300gg-42(b)) is amended by striking paragraph (5).
    (c) Effective Date.--The amendments made by this section shall 
apply with respect to health insurance coverage offered, sold, issued, 
renewed, in effect, or operated in the individual market after December 
31, 2008.
answer:

No Discrimination in Health Insurance Act of 2008 - Amends the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code, and the Public Health Service Act to prohibit a group health plan from imposing any preexisting conditions exclusion.

Requires each health insurance issuer that offers health insurance coverage in the group market in a state to: (1) accept every employer in the state that applies for such coverage; (2) accept enrollment for every eligible individual who applies during the enrollment period; (3) charge the same premium price for the same coverage; and (4) openly disclose such premium price.

Eliminates provisions allowing nonfederal governmental plans to opt out of certain group health plan requirements.

Prohibits health insurance issuers that offer coverage in the individual market to individuals residing in an area from: (1) declining to offer such coverage to, or denying enrollment of, eligible individuals in the area who desire to enroll; or (2) imposing any preexisting conditions exclusion. Defines "eligible individual" to mean: (1) a U.S. citizen or national; (2) an alien lawfully admitted to the United States for permanent residence; or (3) an alien who is otherwise lawfully residing in the United States. Requires such issuers to: (1) charge the same premium price for the same coverage, including coverage offered in the group market; and (2) openly disclose such premium price.

Authorizes the Secretary of Health and Human Services to establish rules to deter individuals from: (1) enrolling in individual health insurance coverage only after they develop an illness or injury; or (2) disenrolling for periods in which they are unlikely to require such coverage.