You will be given a trivia clue, and the category it belongs to. You should answer with the best answer that belongs in the category and is described by the clue. For consistency, answers should be in all lower cased letters.

Q: Category: PALINDROMING 
Clue: Epic Norse narratives

A: sagas
****
Q: Category: INSURANCE 
Clue: It's a payment on an insurance policy or a ranking, especially for a brand of saltine

A: premium
****
Q: Category: HOLIDAYS & OBSERVANCES 
Clue: "Harambee!" & "Habari Gani!" are phrases used by African Americans during this 7-day celebration

A:
kwanzaa
****