In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Q: SECTION 1. FINDINGS.

    Congress finds the following:
            (1) Twice since 1989, the northwestern coast of Maui, 
        Hawaii, has been plagued with massive blooms of the green alga, 
        Cladorphora sericea. Blooms of the red alga, Hypnea 
        musciformis, have also occurred in the area and in the Kihei 
        area.
            (2) The algal blooms have destroyed corals and other reef-
        building organisms, and have washed up on beaches and severely 
        impeded the recreational use of affected coastal areas.
            (3) The algal blooms are particularly detrimental to the 
        natural ecological balance of the near-shore reef environment.
            (4) Although the specific causes of the algal blooms are 
        uncertain, algal growth is stimulated in a proportional manner 
        by concentrations of chemicals such as fertilizers and 
        insecticides, which enter the ocean through freshwater runoff.
            (5) The Department of Health of the State of Hawaii has 
        indicated that the department does not have the resources at 
        this time to determine the cause of the algal blooms.
            (6) Extensive research will be required to determine the 
        factors that contribute to algal growth.
            (7) Potential sources of nutrients that may contribute to 
        algal growth include the near-shore disposal of sewage in 
        injection wells from the Lahaina Wastewater Treatment Plant, 
        surface runoff from agricultural lands and urban resort areas, 
        and subsurface point sources in the areas.
            (8) The long-term environmental impacts of the algal blooms 
        are unknown, but in the short term, reefs exposed to the algae 
        are being destroyed and the deterioration of the coral has 
        detrimental effects on fish and other wildlife that depend on 
        the reefs for survival.
            (9) The algal blooms are generating negative economic 
        impacts as well as negative biological impacts, as additional 
        reports indicate that the algae are decreasing the intake of 
        fish caught by local fishermen in the affected marine waters.
            (10) The Maui Algae Task Force is comprised of community 
        environmental activists and has been assembled to address the 
        problem of algal blooms.
            (11) The Maui Algae Task Force hopes to work in cooperation 
        with the Department of Health of the State of Hawaii and the 
        Environmental Protection Agency to identify and eradicate the 
        causes of the algal blooms.

SEC. 2. STUDY.

    (a) In General.--The Administrator of the Environmental Protection 
Agency (hereafter in this Act referred to as the ``Administrator'') 
shall conduct a study to--
            (1) determine the causes of recent algal blooms off the 
        northwestern coast of Maui, Hawaii; and
            (2) research alternatives for the improved management of 
        chemicals present in wastewater treatment and fresh water 
        runoff.
    (b) Study Requirements.--In carrying out the study under this 
section, the Administrator shall--
            (1) survey and monitor--
                    (A) seaweed populations and animals for which the 
                seaweed is a food source;
                    (B) surface water runoff sediments in the study 
                area; and
                    (C) inputs into the study area from subsurface 
                point sources, including any such inputs from the 
                Lahaina wastewater treatment plant; and
            (2) study the responses of--
                    (A) the seaweed populations referred to in 
                paragraph (1)(A) to different concentrations of 
                nutrients; and
                    (B) the animals referred to in paragraph (1)(A) to 
                pesticides and other biological toxins.
    (c) Equipment; Grants.--
            (1) Acquisition of equipment.--In carrying out the study 
        under this section, the Administrator is authorized to acquire 
        such monitoring and testing equipment as the Administrator 
        determines necessary.
            (2) Grants.--In carrying out the study under this section, 
        the Administrator is authorized to establish a grant program to 
        provide grants to eligible entities that submit approved 
        applications to the Administrator. The following entities may 
        submit an application to conduct study activities under this 
        section:
                    (A) The Department of Health of the State of 
                Hawaii.
                    (B) The Maui Algae Task Force.
                    (C) Appropriate Federal, State, or county 
                departments or agencies.
                    (D) Any other entity that the Administrator 
                determines to be appropriate.
    (d) Demonstration Projects.--In carrying out the study under this 
section, the Administrator is authorized to establish demonstration 
projects to identify and implement best management practices for the 
control of nonpoint source pollution from erosion and agricultural 
runoff.
    (e) Reports.--
            (1) Interim report.--Not later than 1 year after the date 
        of enactment of this Act, the Administrator shall submit to 
        Congress a report that includes interim results of the study 
        conducted under this section, and such recommendations as the 
        Administrator determines to be appropriate.
            (2) Final report.--Not later than January 31, 1996, the 
        Administrator shall submit to Congress a final report that 
        summarizes the results of the study conducted under this 
        section and includes such recommendations as the Administrator 
        determines to be appropriate.
    (f) Authorization of Appropriations.--There are authorized to be 
appropriated to the Environmental Protection Agency to carry out this 
section $500,000 for each of fiscal years 1994 and 1995.

A: Directs the Administrator of the Environmental Protection Agency to study and report to the Congress on the causes of recent algal blooms off the northwestern coast of Maui, Hawaii, and to research alternatives for the improved management of chemicals present in wastewater treatment and fresh water runoff. 
Authorizes the Administrator to establish:  (1) a grant program to enable eligible entities to conduct study activities; and (2) demonstration projects to implement best management practices for the control of nonpoint source pollution from erosion and agricultural runoff. 
Authorizes appropriations.
****
Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Coordination of Wind and Flood 
Perils Act of 2010''.

SEC. 2. PAYMENT OF MULTIPERIL CLAIMS.

    The National Flood Insurance Act of 1968 is amended by inserting 
after section 1312 (42 U.S.C. 4019) the following new section:

``SEC. 1312A. PAYMENT OF MULTIPERIL CLAIMS.

    ``(a) Purposes.--The purposes of this section are--
            ``(1) to allow an insured individual or small business to 
        commence repairs or replacement, or both, of insured property 
        and to recommence business operations as soon as possible after 
        a natural disaster; and
            ``(2) to remove the burden of determining flood and wind 
        loss allocation for the purpose of insurance claims from the 
        insured and to place such burden on the entities that are 
        responsible for the payment of such claims.
    ``(b) Payment of Multiperil Claims.--
            ``(1) In general.--In the event of an occurrence of loss 
        resulting from physical damage to or loss of real property or 
        personal property related thereto located in the United States 
        arising from the combined perils of flood and wind, the 
        Administrator and any insurer (including a State-run windpool) 
        that insures the wind peril shall enter into good faith 
        negotiations regarding--
                    ``(A) the general method or methods by which proven 
                claims for such multiperil losses shall be adjusted and 
                paid; and
                    ``(B) the allocation of such payments between the 
                insurer, the Administrator, and the insured.
            ``(2) Limitation.--
                    ``(A) In general.--In the event that the 
                Administrator and an insurer (including a State-run 
                windpool) that insures the wind peril cannot agree as 
                to the specific distribution of perils that resulted in 
                a loss described under paragraph (1), the Administrator 
                shall pay 50 percent of the disputed claim until the 
                claim can be settled.
                    ``(B) Fair share.--The terms of any agreement or 
                negotiations entered into pursuant to paragraph (1) 
                shall require that, in order to fully compensate the 
                insured for his, her, or its loss as soon as 
                practicable after the occurrence of such loss, an 
                insurer (including a State-run windpool) that insures 
                the wind peril pay 50 percent of any disputed claim 
                until the claim can be settled.
                    ``(C) No overcompensation.--The Administrator and 
                an insurer (including a State-run windpool) that 
                insures the wind peril shall work collaboratively to 
                ensure that an insured policyholder does not receive 
                payments under this section in excess of the amount of 
                the insured's actual loss.
                    ``(D) Rule of construction.--Nothing in this 
                section shall be construed to negate, set aside, or 
                void any policy limit, including any loss limitation, 
                set forth in a standard flood insurance policy.
    ``(c) Failure To Reach Agreement on Loss Allocation.--The terms of 
any agreement or negotiations entered into pursuant to subsection 
(b)(1) shall require that if an insurer (including a State-run 
windpool) that insures the wind peril and the Administrator fail to 
reach an agreement regarding multiperil losses pursuant to subsection 
(b), including as to the cause or allocation of a multiperil loss, then 
each such entity shall agree to have any dispute relating to multiperil 
losses resolved by the arbitration panel established under subsection 
(d).
    ``(d) Arbitration Panel.--
            ``(1) Establishment.--As allowed under section 1307(e) of 
        the National Flood Insurance Act of 1968 (42 U.S.C. 4104), and 
        notwithstanding any other provision of law, not later than 90 
        days after the date of enactment of this Act, the Administrator 
        of the Federal Emergency Management Agency shall establish an 
        arbitration panel to efficiently and clearly resolve disputes 
        relating to multiperil losses between the Administrator and an 
        insurer (including a State-run windpool) that insures the wind 
        peril.
            ``(2) Membership.--The arbitration panel established under 
        paragraph (1) shall be comprised of 5 members.
            ``(3) Required qualifications.--
                    ``(A) Administrative law expertise.--At least 1 
                member of the arbitration panel established under 
                paragraph (1) shall have expertise in administrative 
                law.
                    ``(B) Water resources expertise.--At least 1 member 
                of the arbitration panel established under paragraph 
                (1) shall have expertise in water resources.
                    ``(C) Hurricane modeling expertise.--At least 1 
                member of the arbitration panel established under 
                paragraph (1) shall have expertise in hurricane 
                modeling.
            ``(4) No fema employees.--No member of the arbitration 
        panel established under paragraph (1) may be a current or 
        former employee of the Federal Emergency Management Agency.
            ``(5) Independence.--Each member of the arbitration panel 
        established under paragraph (1) shall be independent and 
        neutral.''.

A: Coordination of Wind and Flood Perils Act of 2010 - Amends the National Flood Insurance Act of 1968 to direct the Administrator of Federal Emergency Management Agency (FEMA) and any insurer (including a state-run windpool), in the event of loss resulting from physical damage to real property or personal property arising from the combined perils of flood and wind, to enter into good faith negotiations regarding: (1) payment and adjustment of proven claims for multiperil losses; and (2) the allocation of such payments among the insurer, the Administrator, and the insured.

Directs the Administrator to pay 50% percent of the disputed claim until it can be settled, if the Administrator and the insurer cannot agree as to the specific distribution of perils that resulted in a loss.

Requires such good faith negotiations to require that: (1) in order to fully compensate the insured for losses as soon as practicable, the insurer against wind peril shall pay 50% of any disputed claim until the claim can be settled; and (2) if an insurer against wind peril and the Administrator fail to agree regarding multiperil losses, then each shall agree to have any dispute resolved by the arbitration panel established under this Act.

Directs the Administrator to establish an arbitration panel to resolve disputes relating to multiperil losses between the Administrator and an insurer against wind peril.
****
Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the Autocycle Safety Act.

SEC. 2. MOTOR VEHICLE SAFETY STANDARDS.

    (a) Defined Term.--Section 30102(a) of title 49, United States 
Code, is amended--
            (1) by redesignating paragraphs (1) through (11) as 
        paragraphs (2) through (12), respectively; and
            (2) by inserting before paragraph (2), as redesignated, the 
        following:
            ``(1) `autocycle' means a motor vehicle with 3 wheels, an 
        enclosed occupant compartment, and a steering wheel, which 
        meets applicable Federal motor vehicle safety standards, as 
        determined necessary by the Secretary of Transportation through 
        regulation.''.
    (b) Applicability of Motor Vehicle Safety Standards to 
Autocycles.--Chapter 301 of title 49, United States Code, is amended--
            (1) in the table of sections, by striking the items 
        relating to sections 30113 and 30114 and inserting the 
        following:

``30113. Exemptions.
``30114. Autocycles.'';
            (2) in section 30113, by amending the section heading to 
        read as follows:
``Sec. 30113. Exemptions'';
            (3) by redesignating section 30114 as subsection (i) of 
        section 30113; and
            (4) by inserting after section 30113, as amended by 
        paragraph (3), the following:
``Sec. 30114. Autocycles
    ``(a) Interim Safety Standards for Autocycles.--During the period 
beginning on the date of the enactment of the Autocycle Safety Act and 
ending on the effective date of the rules issued pursuant to subsection 
(c), a person satisfies the requirements set forth in section 30112(a) 
with regard to an autocycle if the autocycle--
            ``(1) complies with the motor vehicle safety standards for 
        passenger vehicles with gross vehicle weight ratings of less 
        than 10,000 pounds, as set forth in Part 571 of title 49, Code 
        of Federal Regulations, relating to--
                    ``(A) seating systems (FMVSS 207);
                    ``(B) belted occupant crash protection (FMVSS 208);
                    ``(C) seat belt assemblies (FMVSS 209);
                    ``(D) seat belt assembly anchorages (FMVSS 210);
                    ``(E) child restraint systems (FMVSS 213);
                    ``(F) roof crush resistance (FMVSS 216);
                    ``(G) child restraint anchorage systems (FMVSS 
                225); and
                    ``(H) flammability of interior materials (FMVSS 
                302);
            ``(2) meets the performance criteria relating to upper 
        interior impact set forth in FMVSS 201 to the extent possible 
        to reach the target points;
            ``(3) is equipped with a steering wheel air bag, 2 curtain 
        side impact air bags, anti-lock brakes, and electronic 
        stability control; and
            ``(4) complies with the motor vehicle safety standards for 
        motorcycles, as set forth in Part 571 of title 49, Code of 
        Federal Regulations, relating to--
                    ``(A) brake hoses (FMVSS 106);
                    ``(B) lamps, reflective devices, and associated 
                equipment (FMVSS 108);
                    ``(C) rearview mirrors (FMVSS 111);
                    ``(D) motor vehicle brake fluids (FMVSS 116);
                    ``(E) new pneumatic tires (FMVSS 119);
                    ``(F) tire selection and rims (FMVSS 120);
                    ``(G) motorcycle brake systems (FMVSS 122);
                    ``(H) motorcycle controls and displays (FMVSS 123); 
                and
                    ``(I) glazing materials (FMVSS 205).
    ``(b) Applicability.--In determining which motor vehicle safety 
standards are applicable to autocycles, the Secretary of Transportation 
shall--
            ``(1) apply motorcycle safety standards to those aspects of 
        an autocycle's performance regulated through the motor vehicle 
        safety standards applicable to motorcycles; and
            ``(2) apply passenger car safety standards to those aspects 
        of an autocycle's performance regulated through motor vehicle 
        safety standards that are not otherwise regulated through a 
        motorcycle standard.
    ``(c) Rulemaking.--
            ``(1) In general.--Not later than 3 years after the date of 
        the enactment of the Autocycle Safety Act, the Secretary shall 
        issue such final rules, interpretations, and test procedures 
        that may be necessary to adapt passenger car safety standards 
        to autocycles in accordance with subsection (b)(2).
            ``(2) Rulemaking.--In issuing rules to preserve autocycle 
        safety pursuant to paragraph (1), the Secretary shall--
                    ``(A) provide autocycle manufacturers with 
                appropriate lead time to comply with the safety 
                standards set forth in such rules; and
                    ``(B) comply with the requirements and 
                considerations set forth in subsections (a) and (b) of 
                section 30111.''.

SEC. 3. AUTOCYCLE FUEL ECONOMY.

    Section 32901(a) of title 49, United States Code, is amended--
            (1) by redesignating paragraphs (3) through (19) as 
        paragraphs (4) through (20), respectively;
            (2) by inserting after paragraph (2) the following:
            ``(3) `autocycle' means a passenger automobile with 3 
        wheels and an enclosed occupant compartment, which meets 
        applicable Federal motor vehicle safety standards, as 
        determined necessary by the Secretary of Transportation through 
        regulation.'';
            (3) in paragraph (4), as redesignated, by inserting ``or an 
        autocycle'' after ``a 4-wheeled vehicle''; and
            (4) in paragraph (19), as redesignated, by inserting 
        ``(including an autocycle)'' after the ``means an automobile''.

A:
Autocycle Safety Act This bill defines &quot;autocycle&quot; as a motor vehicle with three wheels, an enclosed occupant compartment, and a steering wheel, which meets applicable federal motor vehicle safety standards. Specified interim automotive and motorcycle safety standards apply to autocycles until at most three years after enactment of this Act, by which time the Secretary of Transportation shall issue appropriate final rules, interpretations, and test procedures. Automotive fuel standards also apply to autocyles.
****