Given a paragraph, generate a claim that is supported by the given paragraph. 1) The claim must contain information from within the paragraph. 2) A sentence within the paragraph can be used as a claim. 3) The claim should not have contradictions within the paragraph. 4) The claim should be at most one sentence long.
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Question: A March 5 2020 r/SandersForPresident (and r/all) thread featured a title maintaining that Democratic Party presidential candidate Joe Biden “passed the bill” making student loans “ineligible for financial relief,” and an attached ten-second clip featured fellow presidential Bernie Sanders making a similar statement:Joe Biden passed the bill that made student loans ineligible for financial relief. Joe Biden is the reason so many of us don’t have families yet. Joe Biden is why we can’t afford houses. Joe Biden is why we’re working longer hours for lower wages. from SandersForPresidentThat thread had a long title: “Joe Biden passed the bill that made student loans ineligible for financial relief. Joe Biden is the reason so many of us don’t have families yet. Joe Biden is why we can’t afford houses. Joe Biden is why we’re working longer hours for lower wages.”By contrast, in the ten-second video, Sanders said:Joe Biden voted for a bankruptcy bill, on behalf of the credit card companies, and that bill has done a lot of harm to working families all over this country … I voted against it.A difference in wording between the title and the clip was important — the original poster stated Biden “passed the bill,” while Sanders stated that Biden had “voted for a bankruptcy bill.” Here, we are examining whether Biden voted for a bankruptcy bill with the described features, as Biden himself was not empowered to “pass” a bill — presumably the submitter was echoing Sanders’ claims in the clip.The snippet originated from a longer interview with Sanders conducted by MSNBC’s Rachel Maddow on March 4 2020. Although MSNBC curated short clips from the interview, none was specifically labeled as having to do with Sanders’ claim about Biden and the bankruptcy bill. (We were unable to find a transcript. )In the clip we transcribed above, Sanders didn’t mention a specific bill. However, it wasn’t difficult to narrow down specific legislation due to the prominence of student debt as an issue in the 2020 primary.In December 2019, The Guardian published an article with a headline (“How Biden helped create the student debt problem he now promises to fix”) making claims similar to those made by Sanders in the brief video shared to Reddit. With a subheading claiming that the “former vice-president and 2020 presidential hopeful backed a 2005 bill that stripped students of bankruptcy protections and left millions in financial stress,” it reported in part:In [February 2020] Joe Biden will lay “Joe’s vision for America” at the feet of Iowa’s caucus-goers in the hope that the first voters in the Democratic presidential race will put him on the road to the White House.Among his promises is that he will fix the student loan crisis saddling 45 million Americans with crippling debt now totalling a staggering $1.5tn … [Biden’s] pledge is one of the most striking policies on offer from Democratic candidates in the 2020 race, given how the problem Biden now proposes to resolve came about in the first place. Private student loans were largely stripped of bankruptcy protections in 2005 in a congressional move that had the devastating impact of tripling such debt over a decade and locking in millions of Americans to years of grueling repayments.The Republican-led bill tightened the bankruptcy code, unleashing a huge giveaway to lenders at the expense of indebted student borrowers. At the time it faced vociferous opposition from 25 Democrats in the US Senate.But it passed anyway, with 18 Democratic senators breaking ranks and casting their vote in favor of the bill. Of those 18, one politician stood out as an especially enthusiastic champion of the credit companies who, as it happens, had given him hundreds of thousands of dollars in campaign contributions – Joe Biden.The Guardian quoted University of North Carolina at Chapel Hill law professor Melissa Jacoby on Biden’s role in the bill’s passage:Biden was one of the most powerful people who could have said no, who could have changed this. Instead he used his leadership role to limit the ability of other Democrats who had concerns and who wanted the bill softened[. ]In January 2020, TheIntercept.com covered the origins and progression of student loan debt in the United States, up to and including its prevalence in Democratic primary debates and platforms.… as a senator from Delaware, Biden was one of the most enthusiastic supporters of the disastrous 2005 bankruptcy bill that made it nearly impossible for borrowers to reduce their student loan debt. The Bankruptcy Abuse Prevention and Consumer Protection Act raised the bar for families to pursue Chapter 7 bankruptcy protections. It overwhelmingly passed in the Senate at the end of the Clinton administration, over the objections of [Elizabeth] Warren, then a bankruptcy expert who had tangled for years with Biden over the issue. She lobbied first lady Hillary Clinton, who herself persuaded Bill Clinton to veto it.Biden came back to the legislation under the Bush administration; it passed the Senate in 2005 on a 74-25 vote, with most Democratic lawmakers, including then-Sen. Barack Obama, voting against it. ([Hillary] Clinton, by then a senator from New York, voted for it.) George W. Bush signed it into law, and private student loan debt skyrocketed in the wake of its passage. The total amount of private student loan debt more than doubled between 2005 and 2011, growing from $55.9 billion to $140.2 billion, according to the Consumer Financial Protection Bureau.In February 2020, RealClearPolitics examined Biden’s 2020 campaign stance on student debt, and contrasted it with his support in the early 2000s for more restrictions on student borrowers:Biden’s student-loan plan represents a radical departure from positions he held during bankruptcy-law negotiations in the early 2000s. Then a senator from Delaware, he forcefully backed measures that made it much harder for private student-loan borrowers filing for bankruptcy to shed that debt. Representing many of the big financial institutions based in his home state, Biden was such a reliable advocate for the financial services industry that he was often referred to as “the senator from MBNA,” the credit-card company that regularly doled out contributions to his campaigns.In promoting a 2005 bankruptcy reform measure, Biden argued that too many people were skipping out of their debts too easily and sticking other borrowers with the bill while interest rates rose as a result… A bankruptcy court judge also testifying [the same day as Biden] took issue with Biden’s stance, arguing that government-backed student loans aren’t dischargeable – something that has remained the case since then, as well.“You would never be able to [discharge government-backed student loans like] that,” Judge Randall Newsome said.“Like heck you can’t,” Biden countered. “…You are full of malarkey, judge.”Newsome was just one of the many opponents of the bill whom Biden sparred with at the time. Elizabeth Warren, then a Harvard law professor, opposed the bankruptcy bill so aggressively that she says it inspired her to run for the Senate.“I got in that fight because [families] just didn’t have anyone, and Joe Biden was on the side of the credit card companies,” Warren said at an April rally in Iowa. “It’s all a matter of public record.”As Newsome noted, discharging government-backed student loans is, and has always been, nearly impossible. However, the 2005 bill was described as involving private student loan debt, not debt held by the federal government.In January 2020,  the American Prospect reported that Biden had voted several times against “softening” the effects of that bill (abbreviated as BAPCPA) on myriad demographics hardest hit by its provisions:Biden also consistently voted against efforts to soften BAPCPA’s blow on vulnerable populations. He voted against three amendments to ease bankruptcy requirements for consumers whose financial troubles stem from medical expenses. He voted against an amendment that would have helped seniors keep their homes. He voted against exempting servicemembers and widows of servicemembers killed in action from the law’s eligibility restrictions. He voted against an amendment to exempt women whose financial troubles stemmed from deadbeat husbands’ failure to pay child support or alimony. And Biden even voted against an amendment that would have ensured that children of debtors could still be given birthday and Christmas presents. Biden also voted against allowing debtors to pay their union dues during bankruptcy, potentially imperiling their employment and ability to achieve financial rehabilitation.In excerpts above, the bill Biden was often accused of supporting was referenced by its name — the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Text of the bill was available on Congress.gov, and Section 220 of the bill declared both private and federal student debt exempt from being discharged in bankruptcy. A summary of all of the bill’s points can be viewed here.In the clip, Sanders made two claims about voting on the bill, stating that Biden voted for it, and that he — Sanders — had voted against it. According to Senate.gov, Biden voted in favor of the bill in the Senate on March 10 2005. Per GovTrack.us, Sanders (then in the House of Representatives) did vote against the same bill on April 14 2005.On Reddit, a post to r/SandersForPresident misstated Sanders’ statement on the 2005 bankruptcy bill making it virtually impossible to discharge private student debt. Sanders said that Biden “voted for a bankruptcy bill, on behalf of the credit card companies, and that bill has done a lot of harm to working families all over this country … I voted against it.” Sanders was correct — Biden was among the few Democrats voting in favor of that 2005 bill in the Senate, and when it came around to the House the following month, Sanders voted against it.

Answer: Joe Biden voted for a bill which made it difficult or impossible to discharge student loans during bankruptcy; Bernie Sanders voted against it.


Question: In a study in the British Journal of Psychiatry, researchers analyzed comedians from Australia, Britain and the United States and found they scored significantly higher on four types of psychotic characteristics compared to a control group of people who had non-creative jobs. The traits included a tendency towards impulsive or anti-social behavior, and a tendency to avoid intimacy. “The creative elements needed to produce humor are strikingly similar to those characterizing the cognitive style of people with psychosis - both schizophrenia and bipolar disorder,” said Gordon Claridge of the University of Oxford’s department of experimental psychology, who led the study. Although the traits in question are known as “psychotic”, Claridge said, they can also represent healthy equivalents of features such as moodiness, social introversion and the tendency to lateral thinking. “Although schizophrenic psychosis itself can be detrimental to humor, in its lesser form it can increase people’s ability to associate odd or unusual things or to think ‘outside the box’,” he said. “Equally, manic thinking - which is common in people with bipolar disorder - may help people combine ideas to form new, original and humorous connections.”  The researchers recruited 523 comedians - 404 men and 119 women - and asked them to complete an online questionnaire designed to measure psychotic traits in healthy people. The traits scored were “unusual experiences”, such as belief in telepathy and paranormal events, “cognitive disorganization” such as difficulty in focusing thoughts, “introvertive anhedonia” - reduced ability to feel social and physical pleasure, and “impulsive non-conformity”, or tendency towards impulsive, antisocial behavior. The same questionnaire was also completed by 364 actors - who are also used to performing in front of an audience - as a control group, and the comedians’ and actors’ results were compared to each other as well as a general group of 831 people who had non-creative jobs. The researchers found that comedians scored significantly higher on all four types of psychotic personality traits compared to the general group. Most striking were their high scores for impulsive non-conformity and introverted personality traits, the researchers said. The actors scored higher than the general group on three types - but did not display high levels of introverted personality traits.

Answer: Comedians have psychotic personality traits, study finds.


Question: “What the president is doing is affecting people’s access and the cost of health care right now,” said Sen. Susan Collins of Maine, who has cast pivotal votes on health care in the narrowly divided Senate. “This is not a bailout of the insurers. What this money is used for is to help low-income people afford their deductibles and their co-pays.” “Congress needs to step in and I hope that the president will take a look at what we’re doing,” she added. Her comments reflected an increasing focus Sunday on the bipartisan Senate effort led by Sens. Lamar Alexander, R-Tenn., and Patty Murray, D-Wash., to at least temporarily reinstate the payments to avoid immediate turmoil in the insurance market, even as Trump signaled he wouldn’t back a deal without getting something he wants in return. The payments will be stopped beginning this week, with sign-up season for subsidized private insurance set to start Nov. 1. “The president is not going to continue to throw good money after bad, give $7 billion to insurance companies unless something changes about Obamacare that would justify it,” said Sen. Lindsey Graham, R-S.C., who golfed with Trump Saturday at the Trump National Golf Club in Sterling, Virginia. “It’s got to be a good deal,” Graham said. In his decision last week, Trump derided the $7 billion in subsidies as bailouts to insurers and suggested he was trying to get Democrats to negotiate and agree to a broader effort to repeal and replace former President Barack Obama’s health care law, a bid that repeatedly crashed in the GOP-run Senate this summer. The payments seek to lower out-of-pocket costs for insurers, which are required under Obama’s law to reduce poorer people’s expenses — about 6 million people. To recoup the lost money, carriers are likely to raise 2018 premiums for people buying their own health insurance policies. Alexander and Murray have been seeking a deal that the Tennessee Republican has said would reinstate the payments for two years. In exchange, Alexander said, Republicans want “meaningful flexibility for states” to offer lower-cost insurance policies with less coverage than Obama’s law mandates. Still, congressional Republicans are divided over that effort. White House budget director Mick Mulvaney has suggested that Trump may oppose any agreement unless he gets something he wants — such as a repeal of Obamacare or funding of Trump’s promised wall on the U.S.-Mexico border. On Sunday, House Minority Leader Nancy Pelosi, D-Calif., described Trump’s demand for a sit-down with congressional Democratic leaders as “a little far down the road.” She noted the bipartisan effort in the Senate and said ultimately it will be up to a Republican-controlled Congress and executive branch whether the federal government can avert a shutdown by year’s end. The government faces a Dec. 8 deadline on the debt limit and government spending. “We’re not about closing down government. The Republicans have the majority,” Pelosi said. “In terms of the health care, we’re saying ’Let’s follow what Sen. Murray and Alexander are doing.” Collins praised the Senate effort so far, which included public hearings by the Senate health and education committee. Still, she acknowledged a potentially tough road in reaching broader agreement. “I hope we can proceed, but Democrats will have to step up to the plate and assist us,” said Collins, who is a member of the committee. “It’s a two-way street.” The scrapping of subsidies would affect millions more consumers in states won by Trump last year, including Florida, Alabama and Mississippi, than in states won by Democrat Hillary Clinton. Nearly 70 percent of the 6 million who benefit from the cost-sharing subsidies are in states that voted for the Republican. Republican Gov. John Kasich of Ohio said Sunday his state had anticipated that the insurer payments would be halted but not so quickly. He called for the payments to be reinstated right away, describing a hit to Ohio — a state also won by Trump last November — for at least the “first two or three months.” “Over time, this is going to have a dramatic impact,” Kasich said. “Who gets hurt? People. And it’s just outrageous.” Nineteen Democratic state attorneys general have announced plans to sue Trump over the stoppage. Attorneys generals from California, Kentucky, Massachusetts and New York were among those saying they will file the lawsuit in federal court in California to stop Trump’s attempt “to gut the health and well-being of our country.” Collins appeared on ABC’s “This Week” and CNN’s “State of the Union,” Pelosi also spoke on ABC, Graham appeared on CBS’ “Face the Nation,” and Kasich was on NBC’s “Meet the Press.”

Answer:
Collins urges Trump to back effort to restore health subsidy.