In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Ex Input:
SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Federal Firefighters Fairness Act of 
2011''.

SEC. 2. CERTAIN DISEASES PRESUMED TO BE WORK-RELATED CAUSE OF 
              DISABILITY OR DEATH FOR FEDERAL EMPLOYEES IN FIRE 
              PROTECTION ACTIVITIES.

    (a) Definition.--Section 8101 of title 5, United States Code, is 
amended by striking ``and'' at the end of paragraph (19), by striking 
the period at the end of paragraph (20) and inserting ``; and'', and by 
adding at the end the following:
            ``(21) `employee in fire protection activities' means a 
        firefighter, paramedic, emergency medical technician, rescue 
        worker, ambulance personnel, or hazardous material worker, 
        who--
                    ``(A) is trained in fire suppression;
                    ``(B) has the legal authority and responsibility to 
                engage in fire suppression;
                    ``(C) is engaged in the prevention, control, and 
                extinguishment of fires or response to emergency 
                situations where life, property, or the environment is 
                at risk; and
                    ``(D) performs such activities as a primary 
                responsibility of his or her job.''.
    (b) Presumption Relating to Employees in Fire Protection 
Activities.--Section 8102 of title 5, United States Code, is amended by 
adding at the end the following:
    ``(c)(1) With regard to an employee in fire protection activities, 
a disease specified in paragraph (3) shall be presumed to be 
proximately caused by the employment of such employee, subject to the 
length of service requirements specified. The disability or death of an 
employee in fire protection activities due to such a disease shall be 
presumed to result from personal injury sustained while in the 
performance of such employee's duty. Such presumptions may be rebutted 
by a preponderance of the evidence.
    ``(2) Such presumptions apply only if the employee in fire 
protection activities is diagnosed with the disease for which 
presumption is sought within 10 years of the last active date of 
employment as an employee in fire protection activities.
    ``(3) The following diseases shall be presumed to be proximately 
caused by the employment of the employee in fire protection activities:
            ``(A) If the employee has been employed for a minimum of 5 
        years in aggregate as an employee in fire protection 
        activities:
                    ``(i) Heart disease.
                    ``(ii) Lung disease.
                    ``(iii) The following cancers:
                            ``(I) Brain cancer.
                            ``(II) Cancer of the blood or lymphatic 
                        systems.
                            ``(III) Leukemia.
                            ``(IV) Lymphoma (except Hodgkin's disease).
                            ``(V) Multiple myeloma.
                            ``(VI) Bladder cancer.
                            ``(VII) Kidney cancer.
                            ``(VIII) Testicular cancer.
                            ``(IX) Cancer of the digestive system.
                            ``(X) Colon cancer.
                            ``(XI) Liver cancer.
                            ``(XII) Skin cancer.
                            ``(XIII) Lung cancer.
                    ``(iv) Any other cancer the contraction of which 
                the Secretary of Labor through regulations determines 
                to be related to the hazards to which an employee in 
                fire protection activities may be subject.
            ``(B) Regardless of the length of time an employee in fire 
        protection activities has been employed, any uncommon 
        infectious disease, including but not limited to tuberculosis, 
        hepatitis A, B, or C, the human immunodeficiency virus (HIV), 
        and any other uncommon infectious disease the contraction of 
        which the Secretary of Labor through regulations determines to 
        be related to the hazards to which an employee in fire 
        protection activities may be subject.''.
    (c) Report.--Not later than 5 years after the date of enactment of 
this Act, the National Institute of Occupational Safety and Health in 
the Centers for Disease Control and Prevention shall examine the 
implementation of this Act and appropriate scientific and medical data 
related to the health risks associated with firefighting and submit to 
Congress a report which shall include--
            (1) an analysis of the injury claims made under this Act;
            (2) an analysis of the available research related to the 
        health risks associated with firefighting; and
            (3) recommendations for any administrative or legislative 
        actions necessary to ensure that those diseases most associated 
        with firefighting are included in the presumption created by 
        this Act.
    (d) Effective Date.--The amendment made by this section applies to 
an injury that is first diagnosed or a death that occurs, on or after 
the date of enactment of this Act.

Ex Output:
Federal Firefighters Fairness Act of 2011- Provides that: (1) specified diseases, including heart disease, lung disease, tuberculosis, hepatitis, human immunodeficiency virus, and specified cancers, of federal employees in fire protection activities shall be presumed to be proximately caused by such employment if the employee is diagnosed with the disease within 10 years of the last active date of employment in fire protection activities; (2) the disability or death of such an employee due to such a disease shall be presumed to result from personal injury sustained while in the performance of duty; and (3) such presumptions may be rebutted by a preponderance of the evidence.

Defines an "employee in fire protection activities" as a firefighter, paramedic, emergency medical technician, rescue worker, ambulance personnel, or hazardous material worker, who: (1) is trained in fire suppression; (2) has the legal authority and responsibility to engage in fire suppression; (3) is engaged in the prevention, control, and extinguishment of fires or response to emergency situations where life, property, or the environment is at risk; and (4) performs such activities as a primary responsibility of his or her job.

Directs the National Institute of Occupational Safety and Health in the Centers for Disease Control and Prevention (CDC) to examine the implementation of this Act and appropriate scientific and medical data related to the health risks associated with firefighting and to report to Congress on: (1) an analysis of the injury claims made under this Act; (2) an analysis of the available research related to the health risks associated with firefighting; and (3) recommendations for any administrative or legislative actions necessary to ensure that those diseases most associated with firefighting are included in the presumption created by this Act.


Ex Input:
SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Improving Access to Mainstream 
Financial Institutions Act of 2008''.

SEC. 2. DEFINITIONS.

    In this Act, the following definitions shall apply:
            (1) Alaska native corporation.--The term ``Alaska Native 
        Corporation'' has the same meaning as the term ``Native 
        Corporation'' under section 3(m) of the Alaska Native Claims 
        Settlement Act (43 U.S.C. 1602(m)).
            (2) Community development financial institution.--The term 
        ``community development financial institution'' has the same 
        meaning as in section 103(5) of the Community Development 
        Banking and Financial Institutions Act of 1994 (12 U.S.C. 
        4702(5)).
            (3) Federally insured depository institution.--The term 
        ``federally insured depository institution'' means any insured 
        depository institution (as that term is defined in section 3 of 
        the Federal Deposit Insurance Act (12 U.S.C. 1813)) and any 
        insured credit union (as that term is defined in section 101 of 
        the Federal Credit Union Act (12 U.S.C. 1752)).
            (4) Labor organization.--The term ``labor organization'' 
        means an organization--
                    (A) in which employees participate;
                    (B) which exists for the purpose, in whole or in 
                part, of dealing with employers concerning grievances, 
                labor disputes, wages, rates of pay, hours of 
                employment, or conditions of work; and
                    (C) which is described in section 501(c)(5) of the 
                Internal Revenue Code of 1986.
            (5) Native hawaiian organization.--The term ``Native 
        Hawaiian organization'' means any organization that--
                    (A) serves and represents the interests of Native 
                Hawaiians; and
                    (B) has as a primary and stated purpose, the 
                provision of services to Native Hawaiians.
            (6) Payday loan.--The term ``payday loan'' means any 
        transaction in which a small cash advance is made to a consumer 
        in exchange for--
                    (A) the personal check or share draft of the 
                consumer, in the amount of the advance plus a fee, 
                where presentment or negotiation of such check or share 
                draft is deferred by agreement of the parties until a 
                designated future date; or
                    (B) the authorization of the consumer to debit the 
                transaction account or share draft account of the 
                consumer, in the amount of the advance plus a fee, 
                where such account will be debited on or after a 
                designated future date.
            (7) Secretary.--The term ``Secretary'' means the Secretary 
        of the Treasury.
            (8) Tribal organization.--The term ``tribal organization'' 
        has the same meaning as in section 4 of the Indian Self-
        Determination and Education Assistance Act (25 U.S.C. 450b).

SEC. 3. EXPANDED ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS.

    (a) Establishment of Program.--The Secretary is authorized to award 
grants, including multi-year grants, to eligible entities to establish 
an account in a federally insured depository institution for low- and 
moderate-income individuals that currently do not have such an account.
    (b) Eligible Entities.--An entity is eligible to receive a grant 
under this section, if such an entity is--
            (1) an organization described in section 501(c)(3) of the 
        Internal Revenue Code of 1986, and is exempt from taxation 
        under section 501(a) of such Code;
            (2) a federally insured depository institution;
            (3) an agency of a State or local government;
            (4) a community development financial institution;
            (5) an Indian tribal organization;
            (6) an Alaska Native Corporation;
            (7) a Native Hawaiian organization;
            (8) a labor organization; or
            (9) a partnership comprised of 1 or more of the entities 
        described in the preceding subparagraphs.
    (c) Evaluation and Reports to Congress.--For each fiscal year in 
which a grant is awarded under this section, the Secretary shall submit 
a report to Congress containing a description of the activities funded, 
amounts distributed, and measurable results, as appropriate and 
available.

SEC. 4. LOW COST ALTERNATIVES TO PAYDAY LOANS.

    (a) Establishment of Program.--The Secretary is authorized to award 
demonstration project grants (including multi-year grants) to eligible 
entities to provide low-cost, small loans to consumers that will 
provide alternatives to more costly, predatory payday loans.
    (b) Eligible Entities.--An entity is eligible to receive a grant 
under this section if such an entity is--
            (1) an organization described in section 501(c)(3) of the 
        Internal Revenue Code of 1986 and exempt from tax under section 
        501(a) of such Code;
            (2) a federally insured depository institution;
            (3) a community development financial institution; or
            (4) a partnership comprised of 1 or more of the entities 
        described in paragraphs (1) through (3).
    (c) Terms and Conditions.--
            (1) Percentage rate.--For purposes of this section, an 
        eligible entity that is a federally insured depository 
        institution shall be subject to the annual percentage rate 
        promulgated by the National Credit Union Administration's Loan 
        Interest Rates under part 701 of title 12, Code of Federal 
        Regulations (or any successor thereto), in connection with a 
        loan provided to a consumer pursuant to this section.
            (2) Financial literacy and education opportunities.--Each 
        eligible entity awarded a grant under this section shall offer 
        financial literacy and education opportunities, such as 
        relevant counseling services or educational courses, to each 
        consumer provided with a loan pursuant to this section.
    (d) Evaluation and Reports to Congress.--For each fiscal year in 
which a grant is awarded under this section, the Secretary shall submit 
a report to Congress containing a description of the activities funded, 
amounts distributed, and measurable results, as appropriate and 
available.

SEC. 5. PROCEDURAL PROVISIONS.

    (a) Applications.--A person desiring a grant under section 3 or 4 
shall submit an application to the Secretary, in such form and 
containing such information as the Secretary may require.
    (b) Limitation on Administrative Costs.--A recipient of a grant 
under section 3 or 4 may use not more than 6 percent of the total 
amount of such grant in any fiscal year for the administrative costs of 
carrying out the programs funded by such grant in such fiscal year.

SEC. 6. AUTHORIZATION OF APPROPRIATIONS.

    There are authorized to be appropriated to the Secretary, such sums 
as are necessary to carry out the grant programs authorized by this 
Act, to remain available until expended.

SEC. 7. REGULATIONS.

    The Secretary is authorized to promulgate regulations to implement 
and administer the grant programs authorized by this Act.

Ex Output:
Improving Access to Mainstream Financial Institutions Act of 2008 - Authorizes the Secretary of the Treasury to award grants, including multi-year grants, to specified eligible entities to establish an account in a federally insured depository institution for low- and moderate-income individuals who currently do not have such an account. Includes among such eligible entities: (1) Alaska Native Corporations; (2) Native Hawaiian organizations; and (3) labor organizations.

Authorizes the Secretary to award demonstration project grants to eligible entities to provide low-cost, small loans to consumers that will provide alternatives to more costly, predatory payday loans. Requires such entities to be: (1) tax-exempt charitable organizations; (2) federally insured depository institutions; (3) community development financial institutions; or (4) partnerships comprised of one or more of such entities. Requires grant recipients to offer financial literacy and education opportunities to each consumer provided with a loan pursuant to this Act.


Ex Input:
SECTION 1. HUBZONE SMALL BUSINESS CONCERN.

    Section 3(p)(3) of the Small Business Act (15 U.S.C. 632(p)(3)) is 
amended to read as follows:
            ``(3) Hubzone small business concern.--The term `HUBZone 
        small business concern' means--
                    ``(A) a small business concern that is owned and 
                controlled by 1 or more persons, each of whom is a 
                United States citizen;
                    ``(B) a small business concern that is--
                            ``(i) an Alaska Native Corporation owned 
                        and controlled by Natives (as determined 
                        pursuant to section 29(e)(1) of the Alaska 
                        Native Claims Settlement Act (43 U.S.C. 
                        1626(e)(1))); or
                            ``(ii) a direct or indirect subsidiary 
                        corporation, joint venture, or partnership of 
                        an Alaska Native Corporation qualifying 
                        pursuant to section 29(e)(1) of the Alaska 
                        Native Claims Settlement Act (43 U.S.C. 
                        1626(e)(1)), if that subsidiary, joint venture, 
                        or partnership is owned and controlled by 
                        Natives (as determined pursuant to section 
                        29(e)(2)) of the Alaska Native Claims 
                        Settlement Act (43 U.S.C. 1626(e)(2))); or
                    ``(C) a small business concern--
                            ``(i) that is wholly owned by 1 or more 
                        Indian tribal governments, or by a corporation 
                        that is wholly owned by 1 or more Indian tribal 
                        governments; or
                            ``(ii) that is owned in part by 1 or more 
                        Indian tribal governments, or by a corporation 
                        that is wholly owned by 1 or more Indian tribal 
                        governments, if all other owners are either 
                        United States citizens or small business 
                        concerns.''.

SEC. 2. QUALIFIED HUBZONE SMALL BUSINESS CONCERN.

    (a) In General.--Section 3(p)(5)(A)(i) of the Small Business Act 
(15 U.S.C. 632(p)(5)(A)(i)) is amended by striking subclauses (I) and 
(II) and inserting the following:
                                    ``(I) it is a HUBZone small 
                                business concern--
                                            ``(aa) pursuant to 
                                        subparagraph (A) or (B) of 
                                        paragraph (3), and that its 
                                        principal office is located in 
                                        a HUBZone and not fewer than 35 
                                        percent of its employees reside 
                                        in a HUBZone; or
                                            ``(bb) pursuant to 
                                        paragraph (3)(C), and not fewer 
                                        than 35 percent of its 
                                        employees engaged in performing 
                                        a contract awarded to the small 
                                        business concern on the basis 
                                        of a preference provided under 
                                        section 31(b) reside within any 
                                        Indian reservation governed by 
                                        1 or more of the tribal 
                                        government owners, or reside 
                                        within any HUBZone adjoining 
                                        any such Indian reservation;
                                    ``(II) the small business concern 
                                will attempt to maintain the applicable 
                                employment percentage under subclause 
                                (I) during the performance of any 
                                contract awarded to the small business 
                                concern on the basis of a preference 
                                provided under section 31(b); and''.
    (b) HUBZone Pilot Program for Sparsely Populated Areas.--Section 
3(p)(5) of the Small Business Act (15 U.S.C. 632(p)(5)) is amended by 
adding at the end the following:
                    ``(E) HUBZone pilot program for sparsely populated 
                areas.--
                            ``(i) In general.--Notwithstanding 
                        subparagraph (A)(i)(I)(aa), during the period 
                        beginning on the date of enactment of the Small 
                        Business Reauthorization Act of 2000 and ending 
                        on September 30, 2003, a small business 
                        concern, the principal office of which is 
                        located in the State of Alaska, an Alaska 
                        Native Corporation under paragraph (3)(B)(i), 
                        or a direct or indirect subsidiary, joint 
                        venture, or partnership under paragraph 
                        (3)(B)(ii) shall be considered to be a 
                        qualified HUBZone small business concern if--
                                    ``(I) its principal office is 
                                located within a HUBZone within the 
                                State of Alaska;
                                    ``(II) not fewer than 35 percent of 
                                its employees who will be engaged in 
                                performing a contract awarded to it on 
                                the basis of a preference provided 
                                under section 31(b) will perform their 
                                work in any HUBZone located within the 
                                State of Alaska; or
                                    ``(III) not fewer than 35 percent 
                                of its employees reside in a HUBZone 
                                located within the State of Alaska or 
                                in any Alaska Native Village within the 
                                State of Alaska.
                            ``(ii) Exception.--
                                    ``(I) In general.--Clause (i) shall 
                                not apply in any fiscal year following 
                                a fiscal year in which the total amount 
                                of contract dollars awarded in 
                                furtherance of the contracting goals 
                                established under section 15(g)(1) to 
                                small business concerns located within 
                                the State of Alaska is equal to more 
                                than 2 percent of the total amount of 
                                such contract dollars awarded to all 
                                small business concerns nationally, 
                                based on data from the Federal 
                                Procurement Data System.
                                    ``(II) Limitation.--Subclause (I) 
                                shall not be construed to disqualify a 
                                HUBZone small business concern from 
                                performing a contract awarded to it on 
                                the basis of a preference provided 
                                under section 31(b), if such concern 
                                was qualified under clause (i) at the 
                                time at which the contract was 
                                awarded.''.
    (c) Clarifying Amendment.--Section 3(p)(5)(D)(i) of the Small 
Business Act (15 U.S.C. 632(p)(5)(D)(i)) is amended by inserting ``once 
the Administrator has made the certification required by subparagraph 
(A)(i) regarding a qualified HUBZone small business concern and has 
determined that subparagraph (A)(ii) does not apply to that concern,'' 
before ``include''.

SEC. 3. OTHER DEFINITIONS.

    Section 3(p) of the Small Business Act (15 U.S.C. 632(p)) is 
amended by adding at the end the following:
            ``(6) Native american small business concerns.--
                    ``(A) Alaska native corporation.--The term `Alaska 
                Native Corporation' has the same meaning as the term 
                `Native Corporation' in section 3 of the Alaska Native 
                Claims Settlement Act (43 U.S.C. 1602).
                    ``(B) Alaska native village.--The term `Alaska 
                Native Village' has the same meaning as the term 
                `Native village' in section 3 of the Alaska Native 
                Claims Settlement Act (43 U.S.C. 1602).
                    ``(C) Indian reservation.--The term `Indian 
                reservation'--
                            ``(i) has the same meaning as the term 
                        `Indian country' in section 1151 of title 18, 
                        United States Code, except that such term does 
                        not include--
                                    ``(I) any lands that are located 
                                within a State in which a tribe did not 
                                exercise governmental jurisdiction on 
                                the date of enactment of this 
                                paragraph, unless that tribe is 
                                recognized after that date of enactment 
                                by either an Act of Congress or 
                                pursuant to regulations of the 
                                Secretary of the Interior for the 
                                administrative recognition that an 
                                Indian group exists as an Indian tribe 
                                (part 83 of title 25, Code of Federal 
                                Regulations); and
                                    ``(II) lands taken into trust or 
                                acquired by an Indian tribe after the 
                                date of enactment of this paragraph if 
                                such lands are not located within the 
                                external boundaries of an Indian 
                                reservation or former reservation or 
                                are not contiguous to the lands held in 
                                trust or restricted status on that date 
                                of enactment; and
                            ``(ii) in the State of Oklahoma, means 
                        lands that--
                                    ``(I) are within the jurisdictional 
                                areas of an Oklahoma Indian tribe (as 
                                determined by the Secretary of the 
                                Interior); and
                                    ``(II) are recognized by the 
                                Secretary of the Interior as eligible 
                                for trust land status under part 151 of 
                                title 25, Code of Federal Regulations 
                                (as in effect on the date of enactment 
                                of this paragraph).''.

Ex Output:

Includes for participation in the HUBZone pilot program for sparsely populated areas, during the period beginning on the date of enactment of the Small Business Reauthorization Act of 2000 and ending on September 30, 2003, a small business concern the principal office of which is in Alaska, an Alaska Native Corporation, or a subsidiary, joint venture, or partnership thereof, if: (1) its principal office is located within a HUBZone in Alaska; (2) at least 35 percent of its employees who will perform work under an SBA awarded contract will perform such work in Alaska; or (3) at least 35 percent of its employees reside in a HUBZone within Alaska or in any Alaska Native Village. Provides an exception.