In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Input: Consider Input: Health Care Access and Availability Act of 2005 - Amends the Public Health Service Act to provide for health benefits coverage through individual membership associations (IMAs), which are organizations operated under the direction of an association that: (1) has been in existence for at least five years; (2) was formed for purposes other than obtaining insurance; and (3) does not condition membership on any health status-related factor.

Prohibits an IMA from offering health benefits coverage to any member unless the same coverage is offered to all members of the IMA.

Provides that the IMA shall provide health benefits coverage only through contracts with health insurance issuers and shall not assume insurance risk with respect to such coverage. Allows an IMA to provide administrative services for members, including accounting, billings, and enrollment information.

Requires an IMA to file with the Secretary of Health and Human Services information that demonstrates the IMA's compliance with the requirements of this Act.

Requires that health benefits coverage offered through an IMA be: (1) underwritten by a health insurance issuer that is licensed under state law and meets all state standards relating to consumer protection; and (2) approved or otherwise be permitted under state law.

Output: To amend the Public Health Service Act to expand health care access and choice of coverage through Individual Membership Associations (IMAs).


Input: Consider Input: National Energy Security Corridors Act  (Sec. 2) This bill amends the Mineral Leasing Act to allow natural gas pipeline rights-of-way through all federally owned lands, including lands in the National Park System, except lands held in trust for an Indian or Indian tribe and lands on the outer Continental Shelf. The Department of the Interior must: (1) identify and designate suitable federal lands as National Energy Security Corridors for construction, operation, and maintenance of natural gas transmission facilities; and (2) incorporate such Corridors into the relevant agency land use and resource management plans.  Additionally, Interior shall: (1) take into account certain considerations when evaluating federal land for designation as a National Energy Security Corridor, and (2) establish specified procedures to expedite and approve applications for rights-of-way for natural gas pipelines across National Energy Security Corridors. The governor of a state may request Corridors to be designated on federal land within that state.  For purposes of the National Environmental Policy Act of 1969 neither the designation of a Corridor, nor the incorporation of a Corridor into agency plans, shall be treated as a major federal action subject to environmental impact evaluation. All applications for rights-of-way for natural gas transmission facilities across the designated Corridors shall be subject to specified environmental protections. (Sec. 3) Interior shall notify certain congressional committees whenever an agency or Interior official fails to comply with federal authorization schedules established under the Natural Gas Act.

Output: National Energy Security Corridors Act


Input: Consider Input: Thrift Charter Conversion Tax Act of 1995 - Amends the Internal Revenue Code to repeal the reserve method of accounting for determining deductions for bad debts by thrift institutions, effective for taxable years beginning after 1995.  Repeals, with respect to thrift institutions to which such accounting method applied, provisions relating to:  (1) the denial of a portion of certain tax credits to a thrift institution; (2) special rules regarding the foreclosure of property securing loans of a thrift institution; (3) the reduction in the dividends received reduction of a thrift institution; and (4) the ability of a thrift institution to use a net operating loss to offset its income from a residential interest in a real estate mortgage investment conduit.  Provides rules to implement the change in the method of accounting required by the repeal. 
Defines "applicable excess reserves."  Sets forth provisions for thrifts which become small banks. 
Provides for the suspension of recapture if the taxpayer meets the "residential loan requirement."  Defines the term residential loan requirement.    Allows in cases where the taxpayer is not a large bank, for the purposes of determining the net amounts of adjustments, that only the excess of the reserve for bad debts as of the close of the last taxable year before the disqualification year over the balance of reserves shall be taken into account.  Provides for the treatment of reserves for bad debts under the elective cut-off method.  Prohibits the inclusion of a portion of reserve in gross income under the elective cut-off method.  Provides for continued application of provisions respecting distributions to stockholders, but the amount of the reserve accounted for by the taxpayer shall be only the balance of the amount of the applicable excess reserves.  Provides for the treatment of the balance of the applicable excess reserves and the balance of reserves accounted for by a taxpayer as carryovers in certain corporate acquisitions. 
Allows the amount allowed as a deduction under provisions of the Federal Deposit Insurance Act, to include the amount paid during 1996 as a special assessment to the Savings Association Insurance Fund (SAIF) under Federal law as amended by the Federal Thrift Charter Conversion Act of 1995 as contained in 
H.R. 2491
 as passed by the House of Representatives.


Output: Thrift Charter Conversion Tax Act of 1995