In this task, you need to answer the given multiple-choice question on the gain. Gain is the value by which to multiply the input. Classify your answers into 'a', 'b', 'c', 'd', and 'e'.

Q: Problem: from january 1 , 1991 , to january 1 , 1993 , the number of people enrolled in health maintenance organizations increased by 20 percent . the enrollment on january 1 , 1993 , was 50 million . how many million people , to the nearest million , were enrolled in health maintenance organizations on january 1 , 1991 ? 
Options: a ) 38 , b ) 39 , c ) 40 , d ) 41 , e ) 42

A: e
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Q: Problem: the banker ' s gain of a certain sum due 2 years hence at 10 % per annum is rs . 24 . the present worth is : 
Options: a ) rs . 608 , b ) rs . 6076 , c ) rs . 600 , d ) rs . 602 , e ) rs . 601

A: c
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Q: Problem: a scuba diver descends at a rate of 60 feet per minute . a diver dive from a ship to search for a lost ship at the depth of 3600 feet below the sea level . . how long will he take to reach the ship ? 
Options: a ) 60 minutes , b ) 72 minutes , c ) 75 minutes , d ) 76 minutes , e ) 77 minutes

A:
a
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