In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Example Input: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Pay It Back Act''.

SEC. 2. FINDINGS.

    Congress finds that--
            (1) the Congressional Budget Office estimates that the 
        deficit for this fiscal year will reach $1.6 trillion or 11 
        percent of the Gross Domestic Product;
            (2) this deficit represents the largest relative deficit 
        since the end of World War II;
            (3) the Congressional Budget Office estimates that the 
        fiscal year 2010 deficit will reach $1.4 trillion; and
            (4) given the choice between forcing our children to pay 
        for the national debt and requiring banks and other 
        beneficiaries of the goodwill of the taxpayer to make a down 
        payment now, we choose to help our kids.

SEC. 3. AMENDMENT TO TARP AUTHORIZATION.

    Section 115(a)(3) of the Emergency Economic Stabilization Act of 
2008 (12 U.S.C. 5225(a)(3)) is amended by striking ``outstanding at any 
one time'' and inserting ``, in the aggregate (or such higher amount, 
in the aggregate, as has been obligated or expended under this Act as 
of the date of enactment of the Pay It Back Act)''.

SEC. 4. REPORT.

    Section 106 of the Emergency Economic Stabilization Act of 2008 (12 
U.S.C. 5216) is amended by inserting at the end the following:
    ``(f) Report.--The Secretary of the Treasury shall report to 
Congress every 6 months on amounts received and transferred to the 
general fund under subsection (d).''.

SEC. 5. AMENDMENTS TO HOUSING AND ECONOMIC RECOVERY ACT OF 2008.

    (a) Sale of Fannie Mae Obligations and Securities by the Treasury; 
Deficit Reduction.--Section 304(g)(2) of the Federal National Mortgage 
Association Charter Act (12 U.S.C. 1719(g)(2)) is amended--
            (1) by redesignating subparagraph (C) as subparagraph (D); 
        and
            (2) by inserting after subparagraph (B) the following:
                    ``(C) Deficit reduction.--The Secretary of the 
                Treasury shall--
                            ``(i) deposit in the General Fund of the 
                        Treasury any amounts received by the Secretary 
                        for the sale of any obligation or security 
                        acquired by the Secretary under this 
                        subsection; and
                            ``(ii) ensure that such amounts so 
                        deposited--
                                    ``(I) are dedicated for the sole 
                                purpose of deficit reduction; and
                                    ``(II) are prohibited from use as 
                                an offset for other spending increases 
                                or revenue reductions.''.
    (b) Sale of Freddie Mac Obligations and Securities by the Treasury; 
Deficit Reduction.--Section 306(l)(2) of the Federal Home Loan Mortgage 
Corporation Act (12 U.S.C. 1455(l)(2)) is amended--
            (1) by redesignating subparagraph (C) as subparagraph (D); 
        and
            (2) by inserting after subparagraph (B) the following:
                    ``(C) Deficit reduction.--The Secretary of the 
                Treasury shall--
                            ``(i) deposit in the General Fund of the 
                        Treasury any amounts received by the Secretary 
                        for the sale of any obligation or security 
                        acquired by the Secretary under this 
                        subsection; and
                            ``(ii) ensure that such amounts so 
                        deposited--
                                    ``(I) are dedicated for the sole 
                                purpose of deficit reduction; and
                                    ``(II) are prohibited from use as 
                                an offset for other spending increases 
                                or revenue reductions.''.
    (c) Sale of Federal Home Loan Banks Obligations by the Treasury; 
Deficit Reduction.--Section 11(l)(2) of the Federal Home Loan Bank Act 
(12 U.S.C. 1431(l)(2)) is amended--
            (1) by redesignating subparagraph (C) as subparagraph (D); 
        and
            (2) by inserting after subparagraph (B) the following:
                    ``(C) Deficit reduction.--The Secretary of the 
                Treasury shall--
                            ``(i) deposit in the General Fund of the 
                        Treasury any amounts received by the Secretary 
                        for the sale of any obligation acquired by the 
                        Secretary under this subsection; and
                            ``(ii) ensure that such amounts so 
                        deposited--
                                    ``(I) are dedicated for the sole 
                                purpose of deficit reduction; and
                                    ``(II) are prohibited from use as 
                                an offset for other spending increases 
                                or revenue reductions.''.
    (d) Repayment of Fees.--Any periodic commitment fee or any other 
fee or assessment paid by the Federal National Mortgage Association or 
Federal Home Loan Mortgage Corporation to the Secretary of the Treasury 
as a result of any preferred stock purchase agreement, mortgage-backed 
security purchase program, or any other program or activity authorized 
or carried out pursuant to the authorities granted to the Secretary of 
the Treasury under the amendments made by section 1117 of the Housing 
and Economic Recovery Act of 2008 (Public Law 110-289; 122 Stat. 2683), 
including any fee agreed to by contract between the Secretary and the 
Association or Corporation, shall be deposited in the General Fund of 
the Treasury where such amounts shall be--
            (1) dedicated for the sole purpose of deficit reduction; 
        and
            (2) prohibited from use as an offset for other spending 
        increases or revenue reductions.

SEC. 6. FEDERAL HOUSING FINANCE AGENCY REPORT.

    The Director of the Federal Housing Finance Agency shall submit to 
Congress a report on the plans of the Agency to continue to support and 
maintain the Nation's vital housing industry, while at the same time 
guaranteeing that the American taxpayer will not suffer unnecessary 
losses.

SEC. 7. REPAYMENT OF UNOBLIGATED ARRA FUNDS.

    (a) Rejection of ARRA Funds by State.--Section 1607 of division A 
of the American Recovery and Reinvestment Act of 2009 (Public Law 111-
5; 123 Stat. 303) is amended by adding at the end the following:
    ``(d) Statewide Rejection of Funds.--If funds provided to any State 
in any division of this Act are not accepted for use by the Governor of 
the State pursuant to subsection (a) or by the State legislature 
pursuant to subsection (b), then all such funds shall be--
            ``(1) rescinded; and
            ``(2) deposited in the General Fund of the Treasury, where 
        such amounts shall be--
                    ``(A) dedicated for the sole purpose of deficit 
                reduction; and
                    ``(B) prohibited from use as an offset for other 
                spending increases or revenue reductions.''.
    (b) Withdrawal or Recapture of Unobligated Funds.--Title XVI of 
division A of the American Recovery and Reinvestment Act of 2009 
(Public Law 111-5; 123 Stat. 302) is amended by adding at the end the 
following:

             ``withdrawal or recapture of unobligated funds

    ``Sec. 1613. Notwithstanding any other provision of this Act, if 
the head of any executive agency withdraws or recaptures for any reason 
funds appropriated or otherwise made available under this division, and 
such funds have not been obligated by a State to a local government or 
for a specific project, such recaptured funds shall be--
            ``(1) rescinded; and
            ``(2) deposited in the General Fund of the Treasury, where 
        such amounts shall be--
                    ``(A) dedicated for the sole purpose of deficit 
                reduction; and
                    ``(B) prohibited from use as an offset for other 
                spending increases or revenue reductions.''.
    (c) Return of Unobligated Funds by End of 2012.--Section 1603 of 
division A of the American Recovery and Reinvestment Act of 2009 
(Public Law 111-5; 123 Stat. 302) is amended--
            (1) by striking ``All funds'' and inserting ``(a) In 
        General.--All funds''; and
            (2) by adding at the end the following:
    ``(b) Repayment of Unobligated Funds.--Any discretionary 
appropriations made available in this division that have not been 
obligated as of December 31, 2012, are hereby rescinded, and such 
amounts shall be deposited in the General Fund of the Treasury, where 
such amounts shall be--
            ``(1) dedicated for the sole purpose of deficit reduction; 
        and
            ``(2) prohibited from use as an offset for other spending 
        increases or revenue reductions.
    ``(c) Presidential Waiver Authority.--
            ``(1) In general.--The President may waive the requirements 
        under subsection (b), if the President determines that it is 
        not in the best interest of the Nation to rescind a specific 
        unobligated amount after December 31, 2012.
            ``(2) Requests.--The head of an executive agency may also 
        apply to the President for a waiver from the requirements under 
        subsection (b).''.

SEC. 8. REDUCTION OF STATUTORY LIMIT ON THE PUBLIC DEBT.

    Section 3101 of title 31, United States Code, is amended--
            (1) in subsection (b), by inserting ``minus the aggregate 
        amounts described in subsection (d)'' before ``, outstanding at 
        one time''; and
            (2) by adding at the end the following:
    ``(d) Amounts described in this subsection are any amounts received 
by the Secretary of the Treasury pursuant to--
            ``(1) section 106(d) of the Emergency Economic 
        Stabilization Act of 2008 before, on, or after the date of 
        enactment of this subsection; and
            ``(2) section 304(g) of the Federal National Mortgage 
        Association Charter Act (12 U.S.C. 1719(g)), section 306(l) of 
        the Federal Home Loan Mortgage Corporation Act (12 U.S.C. 
        1455(l)), section 11(l) of the Federal Home Loan Bank Act (12 
        U.S.C. 1431(l)), section 1607(d) of division A of the American 
        Recovery and Reinvestment Act of 2009 (Public Law 111-5), 
        section 1613 of division A of the American Recovery and 
        Reinvestment Act of 2009 (Public Law 111-5), and sections 5(d) 
        and 7(c) of the Pay It Back Act after the date of enactment of 
        this subsection.''.
Example Output: Pay It Back Act - Amends the Emergency Economic Stabilization Act of 2008 (EESA) to revise the limitation on the authority of the Secretary of the Treasury to purchase troubled assets under the Troubled Asset Relief Program (TARP) to $700 billion outstanding at any one time. Changes the maximum authority to $700 billion, in the aggregate, or such higher amount, in the aggregate, as has been obligated or expended under TARP as of the enactment of this Act.

Requires the Secretary to report to Congress every six months on transfer to the Treasury's General Fund for reduction of the public debt of revenues of, and proceeds from the sale of troubled assets purchased under TARP, or from the sale, exercise, or surrender of warrants or senior debt instruments acquired under TARP.

Amends the Federal National Mortgage Association Charter Act, the Federal Home Loan Mortgage Corporation Act, and the Federal Home Loan Bank Act to require the Secretary to deposit in the Treasury solely for debt reduction any amounts received by the Secretary for the sale of any obligation or security acquired from the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), or a Federal Home Loan Bank for secondary market operations. Prohibits the use of any such amounts as an offset for other spending increases or revenue reductions.

Requires deposit in the Treasury solely for debt reduction of any periodic commitment fee or any other fee or assessment paid to the Secretary by Fannie Mae or Freddie Mac as a result of any preferred stock purchase agreement, mortgage-backed security purchase program, or any other program or activity under the Housing and Economic Recovery Act of 2008.

Requires the Director of the Federal Housing Finance Agency (FHFA) to report to Congress on FHFA plans to continue to support and maintain the nation's vital housing industry, while at the same time guaranteeing that the American taxpayer will not suffer unnecessary losses.

Amends the American Recovery and Reinvestment Act of 2009 (ARRA) to require: (1) rescission of any ARRA (stimulus) funds offered to but not accepted by the governor or legislature of a state; and (2) their deposit in the Treasury solely for debt reduction. Requires the same treatment for any funds withdrawn or recaptured by an executive agency head which have not been obligated by a state to a local government or for a specific project.

Rescinds for deposit in the Treasury solely for debt reduction specified discretionary appropriations that have not been obligated as of December 31, 2012.

Lowers the statutory limit on the public debt by the amounts the Secretary receives under this Act for deposit in the Treasury solely for debt reduction.

Example Input: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Hudson River Valley Special Resource 
Study Act''.

SEC. 2. DEFINITIONS.

    In this Act:
            (1) Secretary.--The term ``Secretary'' means the Secretary 
        of the Interior.
            (2) Study area.--The term ``study area''--
                    (A) means the portion of the Hudson River that 
                flows from Rodgers Island at Fort Edward to the 
                southern-most boundary of Westchester County, New York; 
                and
                    (B) includes any relevant sites and landscapes 
                within the counties in New York that abut the area 
                described in subparagraph (A).

SEC. 3. FINDINGS.

    Congress finds as follows:
            (1) The Hudson River Valley possesses important and unique 
        cultural, historical, natural, recreational and scenic 
        resources that have been central to the development and 
        sustainment of our Nation.
            (2) The Hudson River Valley encompasses a rich array of 
        sensitive natural resources ranging from the River itself and 
        its vast estuarine district, to its wetlands, refuges, parks, 
        forests, farmlands, preserves, cliffs, mountains, and valleys.
            (3) The Hudson River and its tributaries are home to a 
        number of rare and threatened animal species, habitats, and 
        plants.
            (4) The Hudson River Valley is home to myriad biking, 
        heritage, pedestrian and scenic trail systems on the eastern 
        and western sides of the River that are now connected by the 
        Walkway Over the Hudson bridge, which has been designated as a 
        National Recreation Trail.
            (5) Throughout history, the Hudson River Valley has played 
        a central role in the development of our nation, starting from 
        the vibrant Native American communities that first inhabited 
        the land, to Henry Hudson's voyage up the river later named for 
        him in the vessel Half Moon in 1609 and later with the American 
        Revolution, the debate on our Constitution, the first 
        successful steamboat voyage by Robert Fulton in 1807, the 
        Industrial Revolution, and the modern labor and environmental 
        movements.
            (6) The Hudson River Valley gave birth to important 
        movements in American art, architecture and literature through 
        the work of Andrew Jackson Downing, Alexander Jackson Davis, 
        Thomas Cole, Frederick Church and their associates from the 
        Hudson River School of Art, as well as through authors such as 
        Washington Irving, James Fenimore Cooper, William Cullen 
        Bryant, Susan and Anna Warner, and John Burroughs.
            (7) The depictions and descriptions of the Hudson River 
        Valley's renowned scenery and natural resources played a 
        central role in the recognition of the value of the landscape 
        and the development of an American esthetic and environmental 
        ideal.
            (8) A 1996 National Park Service study called the Hudson 
        River Valley ``the landscape that defined America.''.
            (9) The Hudson River Valley has been the subject of 
        multiple State and Federal inventories, studies, and plans that 
        should greatly assist a National Park Service special resource 
        study.

SEC. 4. AUTHORIZATION OF STUDY.

    (a) In General.--As soon as funds are made available for this 
purpose, the Secretary shall complete a study of the Hudson River 
Valley in the State of New York to evaluate--
            (1) the national significance of the area; and
            (2) the suitability and feasibility of designating the area 
        as a unit of the National Park System.
    (b) Study Guidelines.--In conducting the study under subsection 
(a), the Secretary shall--
            (1) use the criteria for the study of areas for potential 
        inclusion in the National Park System included in section 8 of 
        Public Law 91-383, as amended by section 303 of the National 
        Parks Omnibus Management Act of 1998 (Public Law 105-391; 112 
        Stat. 3501); and
            (2) closely examine park unit models, in particular 
        national river and recreation areas, as well as other landscape 
        protection models, that--
                    (A) encompass large areas of non-Federal lands 
                within their designated boundaries;
                    (B) foster public and private collaborative 
                arrangements for achieving National Park Service 
                objectives; and
                    (C) protect and respect the rights of private land 
                owners.

SEC. 5. REPORT.

    Not later than 24 months after the date that funds are first made 
available for this purpose, the Secretary shall submit to the Committee 
on Energy and Natural Resources of the Senate and the Committee on 
Natural Resources of the House of Representatives a report on the 
findings, conclusions, and recommendations of the study authorized by 
this Act.
Example Output: Hudson River Valley Special Resource Study Act - Directs the Secretary of the Interior to complete a study of the Hudson River Valley in the state of New York to evaluate: (1) the national significance of the part of the Hudson River that flows from Rodgers Island at Fort Edward to the southern-most boundary of Westchester County, New York, including any relevant sites and landscapes within counties in New York that abut that part of the River (the study area); and (2) the suitability and feasibility of designating the study area as a unit of the National Park System.

Example Input: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Prescription Drug Benefit Equity Act 
of 1996''.

SEC. 2. EQUITY IN PROVISION OF PRESCRIPTION DRUG COVERAGE.

    (a) In General.--No health plan (as defined in section 5(1)) may 
provide for mail-order prescription drug coverage (as defined in 
section 5(2)) unless the plan also provides non-mail-order prescription 
drug coverage consistent with subsection (b).
    (b) Equitable Coverage.--A health plan provides non-mail-order 
prescription drug coverage consistent with this subsection only if--
            (1) benefits under the non-mail-order prescription coverage 
        are provided for in the case of all drugs and all circumstances 
        under which benefits are provided under the mail-order 
        prescription drug coverage;
            (2) no deductible or similar cost-sharing is imposed with 
        respect to benefits under the non-mail-order prescription drug 
        coverage unless such a deductible or similar cost-sharing is 
        imposed with respect to benefits under the mail-order 
        prescription drug coverage; and
            (3) the benefits for the non-mail-order coverage assures 
        payments consistent with either (or both) of the following 
        subparagraphs:
                    (A) The dollar amount of payment for prescription 
                drug coverage is not less than the dollar amount of 
                benefits provided with respect to the mail-order 
                coverage for that same coverage.
                    (B) The cost-sharing (including deductibles, 
                copayments, or coinsurance) imposed with respect to 
                non-mail-order coverage that is not greater (as a 
                percentage of charges or dollar amount, as specified 
                under the coverage) than the cost-sharing imposed with 
                respect to the mail-order coverage.
    (c) Application to Organizations and Insurers.--A requirement 
imposed under this section on a health plan offered by a health 
maintenance organization or insurer shall be deemed to be a requirement 
imposed on the organization or insurer.

SEC. 3. ENFORCEMENT.

    (a) Health Plan Issued by HMOs and Insurers.--
            (1) In general.--Each State shall require that each health 
        plan issued, sold, renewed, offered for sale or operated in 
        such State by a health maintenance organization meet the 
        requirements of section 2 pursuant to an enforcement plan filed 
        by the State with the Secretary of Health and Human Services. A 
        State shall submit such information as required by such 
        Secretary demonstrating effective implementation of the State 
        enforcement plan.
            (2) Failure to implement plan.--In the case of the failure 
        of a State to substantially enforce the requirements of section 
        2 with respect to health plans as provided for under the State 
        enforcement plan filed under paragraph (1), the Secretary of 
        Health and Human Services shall implement an enforcement plan 
        to enforce such requirements for organizations and insurers in 
        such State. In the case of a State that fails to substantially 
        enforce such requirements, each health maintenance organization 
        and insurer operating in such State shall be subject to civil 
        enforcement as provided for under sections 502, 504, 506, and 
        510 of the Employee Retirement Income Security Act of 1974 (29 
        U.S.C. 1132, 1134, 1136, and 1140) through the Secretary of 
        Health and Human Services. The civil penalties contained in 
        paragraphs (1) and (2) of section 502(c) of such Act (29 U.S.C. 
        1132(c) (1) and (2)) shall apply to any information required by 
        such Secretary to be disclosed and reported under this 
        subsection.
    (b) Employee Health Benefit Plans.--With respect to employee health 
benefit plans, the Secretary of Labor shall enforce the requirements of 
section 2 in the same manner as provided for under sections 502, 504, 
506, and 510 of the Employee Retirement Income Security Act of 1974 (29 
U.S.C. 1132, 1134, 1136, and 1140). The civil penalties contained in 
paragraphs (1) and (2) of section 502(c) of such Act (29 U.S.C. 1132(c) 
(1) and (2)) shall apply to any information required by such Secretary 
to be disclosed and reported under this subsection.
    (c) Medicaid.--With respect to a health plan described in section 
5(1)(C), the requirements of section 2 shall be treated as requirements 
of a State plan under title XIX of the Social Security Act.
    (d) FEHBP.--With respect to a health plan described in section 
5(1)(E), the requirements of section 2 shall be treated as a condition 
for contracting with the plan under chapter 89 of title 5, United 
States Code.
    (e) Medicare HMOs.--With respect to a health plan described in 
section 5(1)(F), the requirements of section 2 shall be treated as 
requirements of a State plan under section 1876 of the Social Security 
Act.
    (f) Regulations.--The Secretaries of Labor and Health and Human 
Services and the Director of the Office of Personnel Management may 
promulgate such regulations as may be necessary or appropriate to carry 
out this Act.
    (g) Technical Amendment.--Section 508 of the Employee Retirement 
Income Security Act of 1974 (29 U.S.C. 1138) is amended by inserting 
``and under the Prescription Drug Benefit Equity Act of 1996'' before 
the period.

SEC. 4. CONSTRUCTION; PREEMPTION.

    (a) In General.--Nothing in this Act shall be construed as 
preventing a health plan from--
            (1) restricting the drugs for which benefits are provided 
        under the plan, or
            (2) imposing a limitation on the amount of benefits 
        provided with respect to such coverage or the cost-sharing that 
        may be imposed with respect to such coverage,
so long as such restrictions and limitations are consistent with this 
Act.
    (b) Preemption of State Law.--
            (1) In general.--Subject to paragraph (2), nothing in this 
        Act shall be construed to prevent a State from establishing, 
        implementing, or continuing in effect standards and 
        requirements--
                    (A) not prescribed in this Act; or
                    (B) related to the provision of prescription drug 
                coverage that are consistent with, and are not in 
                direct conflict with, this Act and provide greater 
                protection or benefit to participants, beneficiaries, 
                or individuals.
            (2) Rule of construction.--Nothing in paragraph (1) shall 
        be construed to affect or modify the provisions of section 514 
        of the Employee Retirement Income Security Act of 1974 (29 
        U.S.C. 1144).

SEC. 5. DEFINITIONS.

    In this Act:
            (1) Health plan.--The term ``health plan'' means--
                    (A) an employee welfare benefit plan to the extent 
                that the plan provides medical care to employees or 
                their dependents (as defined under the terms of the 
                plan) directly or through insurance, reimbursement, or 
                otherwise, and includes a group health plan (within the 
                meaning of section 5000(b)(1) of the Internal Revenue 
                Code of 1986);
                    (B) benefits consisting of medical care (provided 
                directly, through insurance or reimbursement, or 
                otherwise and whether or not provided to a group, 
                association, or individual) under any hospital or 
                medical service policy or certificate, hospital or 
                medical service plan contract, or health maintenance 
                organization group contract offered by an insurer or a 
                health maintenance organization;
                    (C) a State medical assistance plan under title XIX 
                of the Social Security Act;
                    (D) a medicare supplemental policy under section 
                1882 of the Social Security Act;
                    (E) a health plan under chapter 89 of title 5, 
                United States Code; and
                    (F) benefits provided under a risk-sharing contract 
                under section 1876 of the Social Security Act.
            (2) Mail-order prescription drug coverage.--The term 
        ``mail-order prescription drug coverage'' means provision of 
        benefits for prescription drugs and biologicals that are 
        delivered directly to beneficiaries through the mail or similar 
        means.
            (3) Non-mail-order prescription drug coverage.--The term 
        ``non-mail-order prescription drug coverage'' means the 
        provision of benefits for prescription drugs and biologicals 
        through one or more local pharmacies.
            (4) Local pharmacy.--The term ``local pharmacy'' means, 
        with respect to a prescription drug or biological and a 
        beneficiary, an establishment that is authorized to dispense 
        such drug or biological and that is located within such 
        distance (not to exceed 5 miles in the case of a beneficiary 
        residing in an urban area or 10 miles in the case of a 
        beneficiary residing in a non-urban area) of the residence of 
        such beneficiary, as the Secretary of Health and Human Services 
        shall prescribe.
            (5) Employee health benefit plan.--The term ``employee 
        health benefit plan'' means any employee welfare benefit plan, 
        governmental plan, or church plan (as defined under paragraphs 
        (1), (32), and (33) of section 3 of the Employee Retirement 
        Income Security Act of 1974 (29 U.S.C. 1002 (1), (32), and 
        (33))), that provides or pays for health benefits (such as 
        provider and hospital benefits) for participants and 
        beneficiaries (as defined in such section) whether--
                    (A) directly;
                    (B) through a health plan offered by a health 
                maintenance organization or insurer; or
                    (C) otherwise.
        Such term includes any health benefit plan under section 5(e) 
        of the Peace Corps Act (22 U.S.C. 2504(e)).
            (6) Health maintenance organization; hmo.--The terms 
        ``health maintenance organization'' and ``HMO'' mean--
                    (A) a federally qualified health maintenance 
                organization (as defined in section 1301(a) of the 
                Public Health Service Act (42 U.S.C. 300e(a))),
                    (B) an organization recognized under State law as a 
                health maintenance organization, or
                    (C) a similar organization regulated under State 
                law for solvency in the same manner and to the same 
                extent as such a health maintenance organization,
        if it is subject to State law which regulates insurance (within 
        the meaning of section 514(b)(2) of the Employee Retirement 
        Income Security Act of 1974).
            (7) Insurer.--The term ``insurer'' means an insurance 
        company, insurance service, or insurance organization which is 
        licensed to engage in the business of insurance in a State and 
        which is subject to State law which regulates insurance (within 
        the meaning of section 514(b)(2)(A) of the Employee Retirement 
        Income Security Act of 1974).
            (8) State.--The term ``State'' means each of the several 
        States, the District of Columbia, Puerto Rico, the United 
        States Virgin Islands, Guam, American Samoa, and the 
        Commonwealth of the Northern Mariana Islands.

SEC. 6. EFFECTIVE DATE.

    This Act shall apply to coverage provided under--
            (1) health plans described in section 5(1)(A), for plan 
        years beginning more than 6 months after the date of the 
        enactment of this Act, or
            (2) other health plans, for contract years beginning more 
        than 6 months after the date of the enactment of this Act.
Example Output:
Prescription Drug Benefit Equity Act of 1996 - Prohibits a health plan from providing mail-order prescription drug coverage without also providing non-mail-order prescription drug coverage meeting benefit and cost-sharing requirements.  Provides for enforcement.