In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

[EX Q]: Ban it All, Ban it Now Act - Amends the Federal Election Campaign Act of 1971 with respect to the ban on the use of soft money by political parties and candidates.

Applies the ban to all activities of a national committee of a political party and its officers and agents, including the construction or purchase of an office building of facility, the influencing of a state's reapportionment decisions, and the financing of litigation relating to such reapportionment decisions.

Reduces from $20,000 to $10,000 the maximum amount of donations by an individual to a tax-exempt organization for voter registration and get-out-the-vote activities.

Subjects to the limitations, prohibitions, and reporting requirements of such Act the use of soft money: (1) by corporations and labor organizations for nonpartisan voter registration and get-out-the vote activities; (2) by certain tax-exempt or 527 political organizations for get-out-the-vote activities; and (3) for any partisan voter registration activities.
[EX A]: To amend the Federal Election Campaign Act of 1971 to ban soft money, and for other purposes.

[EX Q]: Rural Housing Opportunity and Enhancement Act of 2005 - Amends the Doug Bereuter Section 502 Single Family Housing Loan Guarantee Act of the Housing Act of 1949 with respect to the single family rural housing loan guarantee program to: (1) eliminate low and moderate income eligibility requirements; (2) reduce maximum guarantee fees paid by lenders; and (3) require any regulation limiting borrower eligibility based upon the borrower's debt-income ratio to provide for a higher income-to-debt ratio for newly-constructed property loans.

Revises refinancing loan guarantee provisions to: (1) authorize a specified lender guarantee fee; (2) permit a guarantee to acquire or construct an eligible single-family residence; (3) amend closing cost provisions; (4) eliminate income requirements; (5) prohibit that an appraisal credit report be required in connection with the loan, or that the residence be in a rural area for an existing loan; and (6) require that the borrower is not delinquent with respect to existing loan payments, and that monthly refinance payments be at least $50 less than existing monthly payments.

Requires agricultural housing loans to be recorded as Department of Agriculture, rather than conventional, loans.

Revises the definition of "rural area."

Increases direct loan income limitations.
[EX A]: To amend section 502(h) of the Housing Act of 1949 to improve the rural housing loan guarantee program, and for other purposes.

[EX Q]: Guidance Out Of Darkness Act or the GOOD Act (Sec. 3) This bill requires an agency to: (1) publish guidance documents online on the dates they are issued, (2) publish all of its guidance documents that are in effect in a single location on an online portal designated by the Office of Management and Budget (OMB), and (3) display a hyperlink on the agency's online portal that provides access to the guidance documents. The documents must be identified as guidance documents, sorted into subcategories, published in a machine-readable and open format, and searchable.   On the date a guidance document is rescinded, an agency must add an indication on the online portal designated by OMB that the guidance document is rescinded and the date on which it was rescinded.  OMB must designate an online portal within 30 days.
[EX A]:
Guidance Out Of Darkness Act