instruction:
Given the Target and Argument texts detect the stance that the argument has towards the topic. There are three types of stances "in favor", "against", and "neutral". 
question:
Topic: Single-payer universal health care
 Argument: Universal health care systems incentivize improving patient health.
answer:
in favor


question:
Topic: Restoring American Financial Stability Act of 2010
 Argument: Financial reform puts onerous regulations on free markets.
answer:
against


question:
Topic: Charter schools
 Argument: Charter schools do not achieve economies of scale.
answer:

against