In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Justice for Victims of Fraud Act of 
2016''.

SEC. 2. FINDINGS.

    The Congress finds the following:
            (1) The Bureau of Consumer Financial Protection found that 
        Wells Fargo management implemented sales incentives, including 
        an incentive-compensation program, in part to increase the 
        number of banking products and services that its employees sold 
        to its customers.
            (2) The Bureau of Consumer Financial Protection found that 
        Wells Fargo employees engaged in improper sales practices to 
        satisfy sales goals under Wells Fargo's incentive compensation 
        program, including opening as many as 1,534,280 checking 
        accounts and 565,443 credit card accounts using consumers' 
        information without their knowledge or consent between May 2011 
        and July 2015.
            (3) Wells Fargo successfully claimed in Jabbari v. Wells 
        Fargo that customers had signed away their rights to hold Wells 
        Fargo accountable in court for claims of fraud because those 
        customers were bound to a forced arbitration clause for their 
        legitimate accounts.
            (4) After Wells Fargo publicly entered a settlement with 
        Federal regulators for the opening of thousands of unauthorized 
        customer accounts, Wells Fargo claimed in Mitchell et. al. v. 
        Wells Fargo et. al. that customers' fraud claims must continue 
        to be forced into arbitration.
            (5) Several courts have determined that despite claims of 
        fraud over unauthorized accounts opened without customer 
        knowledge or consent, those customers are still bound by 
        contracts forcing those claims into arbitration based on the 
        courts' interpretation of the Federal Arbitration Act.
            (6) The Federal Arbitration Act (now codified as chapter 1 
        of title 9, United States Code) was intended to apply to 
        disputes between commercial entities of generally similar 
        sophistication and bargaining power, but a series of decisions 
        by the Supreme Court of the United States have interpreted the 
        Federal Arbitration Act as applicable to claims of fraud.
            (7) Consumers have no meaningful choice whether to submit 
        their claims to arbitration and are typically unaware that they 
        have given up their rights to file claims in court.

SEC. 3. ARBITRATION OF CONSUMER DISPUTES RELATED TO CREDIT CARD 
              ACCOUNTS.

    Chapter 2 of the Truth in Lending Act (15 U.S.C. 1631 et seq.) is 
amended by adding at the end the following (and the table of contents 
for such chapter is conformed accordingly):
``Sec. 140B. Validity and enforceability
    ``(a) Definitions.--In this section--
            ``(1) the term `covered dispute' means a dispute that is 
        not subject to a final judgment by a court; and
            ``(2) the term `predispute arbitration agreement' means any 
        agreement between a person and a consumer providing for 
        arbitration of any future dispute between the parties.
    ``(b) Validity and Enforceability.--No predispute arbitration 
agreement shall be valid or enforceable in a covered dispute that is 
related to a credit card that was not issued in response to a request 
or application for that credit card account.
    ``(c) Applicability.--The applicability of this section to a 
predispute arbitration agreement shall be determined by a State or 
Federal court of competent jurisdiction.''.

SEC. 4. ARBITRATION OF CONSUMER DISPUTES RELATED TO COVERED ACCOUNTS.

    The Electronic Fund Transfer Act (15 U.S.C. 1693 et seq.) is 
amended by inserting after section 920 (15 U.S.C. 1693o-2) the 
following:

``SEC. 920A. VALIDITY AND ENFORCEABILITY.

    ``(a) Definitions.--In this section--
            ``(1) the term `covered account'--
                    ``(A) means a demand deposit, savings deposit, or 
                other asset account (other than an occasional or 
                incidental credit balance in an open end credit plan as 
                defined in section 103(i)), as described in regulations 
                of the Bureau, established primarily for personal, 
                family, or household purposes, including demand 
                accounts, time accounts, negotiable order of withdrawal 
                accounts, and share draft accounts; and
                    ``(B) does not include an account held by a 
                financial institution pursuant to a bona fide trust 
                agreement;
            ``(2) the term `covered dispute' means a dispute that is 
        not subject to a final judgment by a court; and
            ``(3) the term `predispute arbitration agreement' means any 
        agreement between a financial institution and a consumer 
        providing for arbitration of any future dispute between the 
        parties.
    ``(b) Validity and Enforceability.--No predispute arbitration 
agreement shall be valid or enforceable in a covered dispute that is 
related to a covered account that was not issued in response to a 
request or application for that covered account.
    ``(c) Applicability.--The applicability of this section to a 
predispute arbitration agreement shall be determined by a State or 
Federal court of competent jurisdiction.''.

SEC. 5. RULE OF CONSTRUCTION.

    Nothing in the amendments made by this Act shall be construed--
            (1) to authorize the imposition of a requirement to submit 
        a dispute to arbitration; or
            (2) to restrict any court from ruling that a requirement to 
        submit a dispute to arbitration is invalid or unenforceable.

A: Justice for Victims of Fraud Act of 2016 This bill amends the Truth in Lending Act and the Electronic Fund Transfer Act to prohibit predispute arbitration agreements with consumers (i.e., agreements to arbitrate any future disputes between parties instead of pursuing the claims in court) from being valid or enforceable in disputes related to credit card accounts or personal bank accounts that are not subject to a final judgment by a court if the credit card or bank account was not issued in response to a request or application for that account.  The bill excludes from this prohibition accounts held by a financial institution pursuant to a bona fide trust agreement.
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Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Water Technology Acceleration Act of 
2016''.

SEC. 2. INNOVATION IN CLEAN WATER STATE REVOLVING FUNDS.

    (a) Innovative Water Technologies.--Section 603 of the Federal 
Water Pollution Control Act (33 U.S.C. 1383) is amended--
            (1) in subsection (c)--
                    (A) in paragraph (10), by striking ``and'' at the 
                end;
                    (B) in paragraph (11)(B), by striking the period at 
                the end and inserting ``; and''; and
                    (C) by adding at the end the following:
            ``(12) for the deployment of innovative water technologies, 
        including--
                    ``(A) green technologies, including manufactured 
                technology and natural systems, to address nonpoint 
                source pollution from agriculture;
                    ``(B) resource recovery in water and wastewater 
                treatment systems, including--
                            ``(i) energy conservation and production;
                            ``(ii) water reuse and recycling; and
                            ``(iii) recovery of valuable materials, 
                        such as nutrients from wastewater streams; and
                    ``(C) green infrastructure and other innovative 
                technologies, such as real-time system monitoring and 
                peak wet weather treatment technology, to reduce sewer 
                and storm water overflows due to wet weather events in 
                urban areas.''; and
            (2) by adding at the end the following:
    ``(j) Technical Assistance.--The Administrator shall carry out 
technical assistance programs to facilitate and encourage the provision 
of financial assistance for the purposes described in subsection 
(c)(12).
    ``(k) Report.--Each year, the Administrator shall submit to 
Congress a report that describes--
            ``(1) the amount of financial assistance provided by State 
        water pollution control revolving funds to deploy innovative 
        water technologies;
            ``(2) the barriers impacting greater use of innovative 
        water technologies; and
            ``(3) the cost-saving potential to cities and future 
        infrastructure investments from emerging technologies.''.
    (b) Authorization of Appropriations.--Section 607 of the Federal 
Water Pollution Control Act (33 U.S.C. 1387) is amended--
            (1) by redesignating paragraphs (1) through (5) as 
        subparagraphs (A) through (E), respectively, and indenting 
        appropriately;
            (2) in the matter preceding subparagraph (A) (as so 
        redesignated), by striking ``There is'' and inserting the 
        following:
            ``(1) In general.--There are''; and
            (3) by adding at the end the following:
            ``(2) Innovative water technologies.--In addition to any 
        other funds made available to carry out this title and 
        notwithstanding any other provision of this Act, there is 
        authorized to be appropriated to the Administrator to make 
        additional allotments under this title to States to provide 
        financial assistance solely for purposes described in section 
        603(c)(12) $100,000,000 for each fiscal year.''.

SEC. 3. INNOVATION IN DRINKING WATER STATE REVOLVING FUNDS.

    Section 1452 of the Safe Drinking Water Act (42 U.S.C. 300j-12) is 
amended--
            (1) in subsection (a)(2)--
                    (A) in the first sentence--
                            (i) by striking ``only''; and
                            (ii) by striking ``Except'' and inserting 
                        the following:
                    ``(A) In general.--Except'';
                    (B) in the second sentence, by striking 
                ``Financial'' and inserting the following:
                    ``(B) Financial assistance.--Financial'';
                    (C) in the third sentence, by striking ``The 
                funds'' and inserting the following:
                    ``(C) Loans to public water systems.--The funds'';
                    (D) in the fourth sentence, by striking ``The 
                funds'' and inserting the following:
                    ``(D) Innovative water technologies.--The funds may 
                be used for the deployment of innovative water 
                technologies, including technologies to improve water 
                quality and technologies to improve real-time water 
                quality information of water users.
                    ``(E) Limitation.--The funds''; and
                    (E) in the fifth sentence, by striking ``Of the 
                amount'' and inserting the following:
                    ``(F) Public water systems serving fewer than 
                10,000 persons.--Of the amount'';
            (2) in subsection (f)--
                    (A) in paragraph (4), by striking ``and'' at the 
                end;
                    (B) in paragraph (5), by striking the period at the 
                end and inserting ``; and''; and
                    (C) by adding at the end the following:
            ``(6) for the deployment of innovative water technologies, 
        including technologies to improve water quality and 
        technologies to improve real-time water quality information of 
        water users.'';
            (3) by striking subsection (m) and inserting the following:
    ``(m) Authorization of Appropriations.--In addition to any other 
funds made available to carry out this section and notwithstanding any 
other provision of this Act, there is authorized to be appropriated to 
the Administrator to make additional allotments under this section to 
States to provide financial assistance solely for the deployment of 
innovative water technologies, including technologies to improve water 
quality and technologies to improve real-time water quality information 
of water users, $100,000,000 for each fiscal year.''; and
            (4) by adding at the end the following:
    ``(s) Technical Assistance.--The Administrator shall carry out 
technical assistance programs to facilitate and encourage the provision 
of financial assistance for the deployment of innovative water 
technologies, including technologies to improve water quality and 
technologies to improve real-time water quality information of water 
users.
    ``(t) Report.--Each year, the Administrator shall submit to 
Congress a report that describes--
            ``(1) the amount of financial assistance provided by State 
        drinking water revolving funds to deploy innovative water 
        technologies;
            ``(2) the barriers impacting greater use of innovative 
        water technologies; and
            ``(3) the cost-saving potential to cities and future 
        infrastructure investments from emerging technologies.''.

SEC. 4. INNOVATIVE WATER TECHNOLOGY GRANT PROGRAM.

    (a) Definitions.--In this section:
            (1) Administrator.--The term ``Administrator'' means the 
        Administrator of the Environmental Protection Agency.
            (2) Eligible entity.--The term ``eligible entity'' means--
                    (A) a public utility, including publicly owned 
                treatment works and clean water systems;
                    (B) a municipality;
                    (C) a private entity, including a farmer or 
                manufacturer;
                    (D) an institution of higher education;
                    (E) a research institution or foundation;
                    (F) a State;
                    (G) a regional organization; or
                    (H) a nonprofit organization.
    (b) Grant Program Authorized.--The Administrator shall carry out a 
grant program for purposes described in subsection (c) to accelerate 
the development of innovative water technologies that address pressing 
water challenges.
    (c) Grants.--In carrying out the program under subsection (b), the 
Administrator shall make to eligible entities grants that--
            (1) finance projects that--
                    (A) are public-private partnerships; and
                    (B) deploy, test, and improve emerging water 
                technologies;
            (2) fund entities that provide technical assistance to 
        deploy innovative water technologies more broadly, especially--
                    (A) to increase adoption of innovative water 
                technologies in--
                            (i) municipal water and wastewater 
                        treatment systems; or
                            (ii) areas served by private wells; and
                    (B) in a manner that reduces ratepayer or community 
                costs over time, including the cost of future capital 
                investments; or
            (3) specifically target investments that, as determined by 
        the Administrator--
                    (A) improve water quality of a water source;
                    (B) improve water quality through the improvement 
                of the safety and security of a drinking water delivery 
                system;
                    (C) minimize contamination of drinking water, 
                including contamination by lead, bacteria, and 
                nitrates;
                    (D) improve the quality and timeliness and decrease 
                the cost of drinking water tests, especially 
                technologies that can be deployed within water systems 
                and at individual faucets to provide accurate real-time 
                tests of water quality, especially with respect to 
                lead, bacteria, and nitrate content;
                    (E) treat edge-of-field runoff to improve water 
                quality;
                    (F) treat agricultural, municipal, and industrial 
                wastewater;
                    (G) manage urban storm water runoff;
                    (H) conserve water; or
                    (I) address urgent water quality and human health 
                needs.
    (d) Priority Funding.--In making grants under this section, the 
Administrator shall give priority to projects that have the potential--
            (1) to provide substantial cost savings across a sector 
        (such as municipal or agricultural waste treatment); or
            (2) to significantly improve human health or the 
        environment.
    (e) Cost-Sharing.--The Federal share of the cost of activities 
carried out using a grant made under this section shall be not more 
than 70 percent.
    (f) Limitation.--The maximum amount of a grant provided to a 
project under this section shall be $5,000,000.
    (g) Report.--Each year, the Administrator shall submit to Congress 
and make publicly available on the website of the Administrator a 
report that describes any advancements during the previous year in 
development of innovative water technologies made as a result of 
funding provided under this section.
    (h) Funding.--There is authorized to be appropriated to carry out 
this section $50,000,000 for each fiscal year.

A: Water Technology Acceleration Act of 2016 This bill amends the Federal Water Pollution Control Act and the Safe Drinking Water Act to accelerate the testing, deployment, and commercialization of innovative water technologies.  The Environmental Protection Agency (EPA)must evaluate the barriers impacting greater use of innovative water technology and provide technical assistance to facilitate financial assistance tohelp communities use new technology.The new technology is designed to help communities address wastewater, storm runoff, and drinking water challenges. Additionally, the EPA must carry out a grant program to accelerate the testing and deployment of innovative water technologies that address water challenges. Priority funding must be given to projects that have the potential to: (1)provide substantial cost savings across a sector, or (2)significantly improve human health or the environment.
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Q: SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Trade Adjustment Assistance 
Extension Act of 2013''.

SEC. 2. EXTENSION OF TRADE ADJUSTMENT ASSISTANCE PROGRAM.

    (a) Extension of Termination Provisions.--Section 285 of the Trade 
Act of 1974 (19 U.S.C. 2271 note) is amended by striking ``2013'' each 
place it appears and inserting ``2020''.
    (b) Training Funds.--Section 236(a)(2)(A) of the Trade Act of 1974 
(19 U.S.C. 2296(a)(2)(A)) is amended--
            (1) in clause (i), by striking ``and 2013'' and inserting 
        ``through 2020''; and
            (2) in clause (ii), by striking ``2013'' each place it 
        appears and inserting ``2020''.
    (c) Reemployment Trade Adjustment Assistance.--Section 246(b)(1) of 
the Trade Act of 1974 (19 U.S.C. 2318(b)(1)) is amended by striking 
``2013'' and inserting ``2020''.
    (d) Authorizations of Appropriations.--
            (1) Trade adjustment assistance for workers.--Section 
        245(a) of the Trade Act of 1974 (19 U.S.C. 2317(a)) is amended 
        by striking ``2013'' and inserting ``2020''.
            (2) Trade adjustment assistance for firms.--Section 255(a) 
        of the Trade Act of 1974 (19 U.S.C. 2345(a)) is amended--
                    (A) by striking ``and 2013'' and inserting 
                ``through 2020''; and
                    (B) by striking ``October 1, 2013, and ending on 
                December 31, 2013'' and inserting ``October 1, 2020, 
                and ending on December 31, 2020''.
            (3) Trade adjustment assistance for farmers.--Section 
        298(a) of the Trade Act of 1974 (19 U.S.C. 2401g(a)) is 
        amended--
                    (A) by striking ``and 2013'' and inserting 
                ``through 2020''; and
                    (B) by striking ``October 1, 2013, and ending on 
                December 31, 2013'' and inserting ``October 1, 2020, 
                and ending on December 31, 2020''.
    (e) Amendments to Trade Adjustment Assistance Extension Act of 
2011.--
            (1) Application of prior law.--Section 233(a) of the Trade 
        Adjustment Assistance Extension Act of 2011 (title II of Public 
        Law 112-40; 125 Stat. 416; 19 U.S.C. 2271 note prec.) is 
        amended--
                    (A) in the matter preceding paragraph (1), by 
                striking ``2014'' and inserting ``2021''; and
                    (B) by striking paragraphs (3) through (7) and 
                inserting the following:
            ``(3) section 245(a) of that Act shall be applied and 
        administered by substituting `2021' for `2007';
            ``(4) section 246(b)(1) of that Act shall be applied and 
        administered by substituting `December 31, 2021' for `the date 
        that is 5 years' and all that follows through `State';
            ``(5) section 256(b) of that Act shall be applied and 
        administered by substituting `the 1-year period beginning on 
        January 1, 2021' for `each of fiscal years 2003 through 2007, 
        and $4,000,000 for the 3-month period beginning on October 1, 
        2007';
            ``(6) section 298(a) of that Act shall be applied and 
        administered by substituting `the 1-year period beginning on 
        January 1, 2021' for `each of the fiscal years' and all that 
        follows through `October 1, 2007'; and
            ``(7) section 285 of that Act shall be applied and 
        administered--
                    ``(A) in subsection (a), by substituting `2021' for 
                `2007' each place it appears; and
                    ``(B) by applying and administering subsection (b) 
                as if it read as follows:
    ```(b) Other Assistance.--
            ```(1) Assistance for firms.--
                    ```(A) In general.--Except as provided in 
                subparagraph (B), assistance may not be provided under 
                chapter 3 after December 31, 2021.
                    ```(B) Exception.--Notwithstanding subparagraph 
                (A), any assistance approved under chapter 3 on or 
                before December 31, 2021, may be provided--
                            ```(i) to the extent funds are available 
                        pursuant to such chapter for such purpose; and
                            ```(ii) to the extent the recipient of the 
                        assistance is otherwise eligible to receive 
                        such assistance.
            ```(2) Farmers.--
                    ```(A) In general.--Except as provided in 
                subparagraph (B), assistance may not be provided under 
                chapter 6 after December 31, 2021.
                    ```(B) Exception.--Notwithstanding subparagraph 
                (A), any assistance approved under chapter 6 on or 
                before December 31, 2021, may be provided--
                            ```(i) to the extent funds are available 
                        pursuant to such chapter for such purpose; and
                            ```(ii) to the extent the recipient of the 
                        assistance is otherwise eligible to receive 
                        such assistance.'.''.
            (2) Continuation of benefits.--Section 233(b) of the Trade 
        Adjustment Assistance Extension Act of 2011 is amended by 
        striking ``2014'' each place it appears and inserting ``2021''.

A:
Trade Adjustment Assistance Extension Act of 2013 - Amends the Trade Act of 1974 to extend through December 31, 2020: (1) the trade adjustment assistance (TAA) program, and (2) the reemployment trade adjustment assistance (RTAA) program. Makes funds available through FY2020, and for the period beginning October 1-December 31, 2020 (first quarter of FY2021) for training of adversely affected workers, employment and case management services, and job search expenses and relocation expenses. Reauthorizes appropriations: (1) through December 31, 2020, for the TAA program for workers; and (2) through FY2020, and for the first quarter of FY2021, for the TAA program for firms and farmers.  Amends the Trade Adjustment Assistance Extension Act of 2011 to declare that TAA program requirements in effect as of February 13, 2011, under the Trade Act of 1974 shall apply to petitions for certification to apply for TAA for workers, firms, and farmers that are filed before January 1, 2021.
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