instruction:
In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision.  Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. You should write an incorrect option. Even though there exist multiple wrong answers, we only need a single wrong answer. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.
question:
are reasonably susceptible to two different interpretations, and therefore are ambiguous. See Westchester Surplus Lines Ins. Co. v. Keller Transp., Inc., 382 Mont. 72, 365 P.3d 465, 470 (Mont. 2016). Montana law construes ambiguous provisions “against the insurer and in favor of extending coverage.” Id. We therefore reject United Fire’s argument that the Premises Endorsements limit coverage to incidents that occurred on the St. George premises. Because the Premises Endorsements purport to cover claims “arising out of ... the use of’ the St. George premises, they are sufficiently capacious to include coverage for bodily injury in Montana that flows from or grows out of the use of the St. George premises. See State Farm Mut. Auto. Ins. Co. v. Ferrin, 311 Mont. 155, 54 P.3d 21, 23 (2002) (<HOLDING>). Thus, United Fire had a duty to defend 
 Holding statements: (A) holding that an arising out of exclusion applies to claims flowing from or growing out of the excluded activity (B) holding that the phrase arising out of the use is ambiguous and interpreting it as originating from or growing out of or flowing from (C) holding that insurance provisions excluding damage arising out of the use of land motor vehicles subject to registration and damage arising out of the use of land motor vehicles if the injury or damage occurs away from the insured premises were ambiguous because together they could be read in four different ways (D) holding claim for injuries arising out of use of truck and not from negligent supervision excluded from coverage by auto exclusion in commercial general liability policy no claim that language in policy was ambiguous or unclear (E) holding phrase arising out of the ownership maintenance or use of a motor vehicle as contained in um policy should be given same interpretation as in automobile liability policies
answer:
holding that an arising out of exclusion applies to claims flowing from or growing out of the excluded activity


question:
if a defendant’s will has been overborne, we must assess “the conduct of the law enforcement officials in creating pressure and the suspect’s capacity to resist that pressure”; “[t]he defendant’s personal characteristics as well as his prior experience with the criminal justice system are factors to be considered in determining [the defendant’s] susceptibility to police pressures.” Jackson, 562 So.2d at 1380-81 (citations omitted). The evidence does not indicate that McLeod was threatened with physical intimidation or psychological pressure. The evidence does not show that the interrogation lasted for an extraordinary length of time or that he was deprived of either food or sleep for an unexplained and prolonged time. See, e.g., Pardue v. State, 695 So.2d 199 (Ala.Crim.App.1996) (<HOLDING>). Further, the evidence does not show that 
 Holding statements: (A) holding that a confession obtained by interrogating the defendant for approximately 78 hours was involuntary (B) holding involuntary a confession obtained by prison psychologist because the defendant reasonably understood that his communications would remain confidential (C) holding that mental coercion led to an involuntary confession (D) holding that under elstad the first question that must be answered when determining whether a subsequent confession is tainted by an earlier confession is whether the initial confession was obtained in violation of the defendants fifth amendment rights  ie whether it was involuntary  or whether the confession was voluntary but obtained in technical violation of miranda  (E) holding that impermissible police procedures rendered confession involuntary
answer:
holding involuntary a confession obtained by prison psychologist because the defendant reasonably understood that his communications would remain confidential


question:
Inc., and therefore, had standing. Accordingly, the trial court properly denied Appellants’ motion for a directed verdict on this ground. VII. Directed Verdict on Negligence Appellants contend the trial court erred in failing to grant a directed verdict on negligence. Specifically, they maintain the existence and scope of a duty are legal questions, and no evidence was presented pertaining to duties owed by Appellants to the Association. We find this issue is not preserved for our review. Although Appellants moved for a directed verdict at the close of all testimony, they did not move for a directed verdict on the specific basis that no evidence indicated they owed a duty to the Association. Creech v. S.C. Wildlife & Marine Res. Dep’t. 328 S.C. 24, 34, 491 S.E.2d 571, 576 (1997) (<HOLDING>); see also Rule 50(a), SCRCP (“A motion for a 
 Holding statements: (A) holding that the failure to raise an issue in the opening brief waives the issue (B) holding that failure to raise issue in brief constitutes waiver of appeal of the issue (C) holding that defendant failed to raise a constitutional issue at trial and thus failed to preserve the issue for appellate review (D) holding the appellants failure to raise a particular issue in its directed verdict motion precludes appellate review of that issue (E) holding that defendant failed to raise a constitutional issue at trial and thus waived appellate review of that issue
answer:

holding that the failure to raise an issue in the opening brief waives the issue