instruction:
In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
question:
SECTION 1. SHORT TITLE.

    This Act may be cited as the ``State Long-Term Care Partnership Act 
of 2005''.

SEC. 2. ALLOWANCE OF ADDITIONAL STATE LONG-TERM CARE PARTNERSHIPS.

    (a) In General.--Section 1917(b) of the Social Security Act (42 
U.S.C. 1396(b)) is amended--
            (1) in paragraph (1)(C)(i), by striking ``shall seek 
        adjustment'' and inserting ``may seek adjustment'';
            (2) in paragraph (1)(C)(ii), by inserting ``Qualified State 
        Long-Term Care Insurance Partnership or under a'' after 
        ``Clause (i) shall not apply in the case of an individual who 
        received medical assistance under a''; and
            (3) in paragraph (4)(B), by striking ``(and shall include, 
        in the case of an individual to whom paragraph (1)(C)(i) 
        applies)''.
    (b) Definition of a Qualified State Long-Term Care Insurance 
Partnership.--Section 1917(e) of the Social Security Act (42 U.S.C. 
1396p(e)) is amended by inserting at the end the following:
            ``(6) The term `Qualified State Long-Term Care Insurance 
        Partnership' means a State plan amendment that provides for the 
        disregard of any assets or resources in an amount equal to the 
        insurance benefits payments that are made under a long-term 
        care insurance policy (including a certificate issued under a 
        group insurance contract), but only if--
                    ``(A) the policy covers an insured who, at the time 
                coverage under the policy first becomes effective, is a 
                resident of such State or of a State that maintains a 
                Qualified Long-Term Care Insurance Partnership;
                    ``(B) the policy is a qualified long-term care 
                insurance contract within the meaning of section 
                7702B(b) of the Internal Revenue Code of 1986;
                    ``(C) the policy provides some level of inflation 
                protection;
                    ``(D) the policy satisfies any requirements of 
                State or other applicable law that apply to a long-term 
                care insurance policy; and
                    ``(E) the issuer of the policy reports--
                            ``(i) to the Secretary, such information or 
                        data as the Secretary may require; and
                            ``(ii) to the State, the information or 
                        data reported to the Secretary (if any), the 
                        information or data required under the minimum 
                        reporting requirements developed under section 
                        2(c)(1) of the State Long-Term Care Partnership 
                        Act of 2005, and such additional information or 
                        data as the State may require.
        For purposes of applying this paragraph, if a long-term care 
        insurance policy is exchanged for another such policy, the date 
        coverage became effective under the first policy shall 
        determine when coverage first becomes effective.''.
    (c) Regulatory Authority.--Not later than 6 months after the date 
of enactment of this Act, the Secretary of Health and Human Services 
(in this subsection and subsection (d) referred to as the 
``Secretary''), in consultation with the National Association of 
Insurance Commissioners, issuers of long-term care insurance policies, 
States with experience with long-term care insurance partnership plans, 
and other States, shall develop the following requirements and 
standards:
            (1) Minimum, consistent reporting requirements.--
                    (A) In general.--Minimum reporting requirements for 
                issuers of long-term care insurance policies under 
                Qualified State Long-Term Care Insurance Partnerships 
                that shall specify the data and information that each 
                such issuer shall report to the State with which it has 
                such a partnership. The requirements developed in 
                accordance with this paragraph shall specify the type 
                and format of the data and information to be reported 
                and the frequency with which such reports are to be 
                made.
                    (B) State required data.--Nothing in subparagraph 
                (A) shall be construed as prohibiting a State from 
                requiring an issuer of a long-term care insurance 
                policy sold in the State (regardless of whether the 
                policy is issued under a Qualified State Long-Term Care 
                Insurance Partnership) to require the issuer to report 
                State information or data to the State that is in 
                addition to the information or data required under the 
                minimum reporting requirements developed under that 
                subparagraph.
            (2) Reciprocity standards.--Standards for ensuring that 
        long-term care insurance policies issued under a Qualified 
        State Long-Term Care Insurance Partnership are portable to 
        other States with such a partnership.
    (d) Consumer Education.--The Secretary shall establish procedures 
for educating consumers regarding Qualified State Long-Term Care 
Insurance Partnerships and long-term care insurance policies issued in 
connection with such partnerships.
    (e) Annual Reports to Congress.--The Secretary shall annually 
report to Congress on the Qualified State Long-Term Care Insurance 
Partnerships established in accordance with subsections (b)(1)(C)(ii) 
and (e)(6) of section 1917 of the Social Security Act (42 U.S.C. 
1396p).
    (f) Effective Date.--The amendments made by subsections (a) and (b) 
take effect on October 1, 2005.
answer:
State Long-Term Care Partnership Act of 2005 - Amends title XIX (Medicaid) of the Social Security Act to provide for establishment of long-term care insurance partnerships between states and insurers (Qualified State Long-Term Care Insurance Partnerships (QSLTCIPs)). Defines a QSLTCIP as a state plan amendment that provides for the disregard of any assets or resources in an amount equal to the insurance benefits payments made under a long-term care insurance policy (including a certificate issued under a group insurance contract), but only if the policy meets certain requirements, including coverage of an insured who, at the time coverage first becomes effective, is a resident of such state or of a state that maintains a QSLTCIP.

Directs the Secretary to establish procedures for educating consumers regarding QSLTCIPs and long-term care insurance policies issued in connection with them.


question:
SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Privacy and Civil Liberties 
Oversight Enhancement Act''.

SEC. 2. SUBMISSION OF REPORTS UNDER THE FOREIGN INTELLIGENCE 
              SURVEILLANCE ACT OF 1978 TO THE PRIVACY AND CIVIL 
              LIBERTIES OVERSIGHT BOARD.

    (a) References.--Except as otherwise expressly provided, whenever 
in this Act an amendment or repeal is expressed in terms of an 
amendment to, or repeal of, a section or other provision, the reference 
shall be considered to be made to a section or other provision of the 
Foreign Intelligence Surveillance Act of 1978 (50 U.S.C. 1801 et seq.).
    (b) Foreign Intelligence Surveillance Court Rules.--Section 
103(g)(2) (50 U.S.C. 1803(g)(2)) is amended by adding at the end the 
following new subparagraph:
            ``(H) The Privacy and Civil Liberties Oversight Board.''.
    (c) Report of Electronic Surveillance.--Section 107 (50 U.S.C. 
1807) is amended in the matter preceding paragraph (1) by striking 
``Administrative Office of the United States Court and to Congress'' 
and inserting ``Administrative Office of the United States Court, 
Congress, and the Privacy and Civil Liberties Oversight Board''.
    (d) Oversight of Electronic Surveillance.--Section 108 (50 U.S.C. 
1808) is amended--
            (1) in the heading, by striking ``congressional''; and
            (2) in subsection (a)(1), by striking ``the House Permanent 
        Select Committee on Intelligence and the Senate Select 
        Committee on Intelligence, and the Committee on the Judiciary 
        of the Senate,'' and inserting ``the Permanent Select Committee 
        on Intelligence and the Committee on the Judiciary of the House 
        of Representatives, the Select Committee on Intelligence and 
        the Committee on the Judiciary of the Senate, and the Privacy 
        and Civil Liberties Oversight Board''.
    (e) Oversight of Physical Searches.--Section 306 (50 U.S.C. 1826) 
is amended--
            (1) in the heading, by striking ``congressional''; and
            (2) in the matter preceding paragraph (1)--
                    (A) in the first sentence, by striking ``the 
                Permanent Select Committee on Intelligence of the House 
                of Representatives and the Select Committee on 
                Intelligence of the Senate, and the Committee on the 
                Judiciary of the Senate,'' and inserting ``the 
                Permanent Select Committee on Intelligence of the House 
                of Representatives, the Select Committee on 
                Intelligence of the Senate, the Committees on the 
                Judiciary of the House of Representatives and the 
                Senate, and the Privacy and Civil Liberties Oversight 
                Board''; and
                    (B) in the second sentence, by striking ``those 
                committees and the Committee on the Judiciary of the 
                House of Representatives'' and inserting ``those 
                committees and the Privacy and Civil Liberties 
                Oversight Board''.
    (f) Oversight of Pen Registers and Trap and Trace Devices.--Section 
406 (50 U.S.C. 1846) is amended--
            (1) in the heading, by striking ``congressional'';
            (2) in subsection (a), by striking ``the Permanent Select 
        Committee on Intelligence of the House of Representatives and 
        the Select Committee on Intelligence of the Senate, and the 
        Committee on the Judiciary of the House of Representatives and 
        the Committee on the Judiciary of the Senate,'' and inserting 
        ``the Permanent Select Committee on Intelligence of the House 
        of Representatives, the Select Committee on Intelligence of the 
        Senate, the Committees on the Judiciary of the House of 
        Representatives and the Senate, and the Privacy and Civil 
        Liberties Oversight Board''; and
            (3) in subsection (b), by striking ``the committees 
        referred to in subsection (a) and to the Committees on the 
        Judiciary of the House of Representatives and the Senate'' and 
        inserting ``the committees referred to in subsection (a) and 
        the Privacy and Civil Liberties Oversight Board''.
    (g) Oversight of Production of Certain Business Records.--Section 
502 (50 U.S.C. 1862) is amended--
            (1) in the heading, by striking ``congressional'';
            (2) in subsection (a), by striking ``the Permanent Select 
        Committee on Intelligence of the House of Representatives and 
        the Select Committee on Intelligence and the Committee on the 
        Judiciary of the Senate'' and inserting ``the Permanent Select 
        Committee on Intelligence of the House of Representatives, the 
        Select Committee on Intelligence of the Senate, the Committees 
        on the Judiciary of the House of Representatives and the 
        Senate, and the Privacy and Civil Liberties Oversight Board''; 
        and
            (3) in subsection (b), by striking ``the House and Senate 
        Committees on the Judiciary and the House Permanent Select 
        Committee on Intelligence and the Senate Select Committee on 
        Intelligence'' and inserting ``the Permanent Select Committee 
        on Intelligence of the House of Representatives, the Select 
        Committee on Intelligence of the Senate, the Committees on the 
        Judiciary of the House of Representatives and the Senate, and 
        the Privacy and Civil Liberties Oversight Board''.
    (h) Semiannual Report of the Attorney General.--Section 601 (50 
U.S.C. 1871) is amended--
            (1) in subsection (a), by striking ``and the Committees on 
        the Judiciary of the House of Representatives and the Senate,'' 
        and inserting ``the Committees on the Judiciary of the House of 
        Representatives and the Senate, and the Privacy and Civil 
        Liberties Oversight Board'';
            (2) in subsection (c), by inserting ``and the Privacy and 
        Civil Liberties Oversight Board'' after ``subsection (a)''; and
            (3) in subsection (d), by inserting ``and the Privacy and 
        Civil Liberties Oversight Board'' after ``subsection (a)''.
    (i) Procedures for Targeting Certain Persons Outside the United 
States Other Than United States Persons.--Section 702(l) (50 U.S.C. 
1881a(l)) is amended--
            (1) in paragraph (1)--
                    (A) in subparagraph (A), by striking ``; and'' and 
                inserting a semicolon;
                    (B) in subparagraph (B)(ii), by striking the period 
                and inserting ``; and''; and
                    (C) by adding at the end the following new 
                subparagraph:
                    ``(C) the Privacy and Civil Liberties Oversight 
                Board.'';
            (2) in paragraph (2)(D)--
                    (A) in clause (ii), by striking ``; and'' and 
                inserting a semicolon;
                    (B) in clause (iii)(II), by striking the period and 
                inserting ``; and''; and
                    (C) by adding at the end the following new clause:
                            ``(iv) the Privacy and Civil Liberties 
                        Oversight Board.''; and
            (3) in paragraph (3)(C)--
                    (A) in clause (iii), by striking ``; and'' and 
                inserting a semicolon;
                    (B) in clause (iv)(II), by striking the period and 
                inserting ``; and''; and
                    (C) by adding at the end the following new clause:
                            ``(v) the Privacy and Civil Liberties 
                        Oversight Board.''.
    (j) Oversight of Procedures for Targeting Certain Persons Outside 
the United States Other Than United States Persons.--Section 707(a) (50 
U.S.C. 1881f(a)) is amended--
            (1) in the heading, by striking ``congressional''; and
            (2) by inserting ``and the Privacy and Civil Liberties 
        Oversight Board'' before ``concerning the implementation of 
        this title''.
answer:
Privacy and Civil Liberties Oversight Enhancement Act - Amends the Foreign Intelligence Surveillance Act of 1978 (FISA) to include the Privacy and Civil Liberties Oversight Board as a recipient of: (1) FISA court procedural rule changes, decisions, and pleadings; (2) the Attorney General's (DOJ) annual report to the Administrative Office of the U.S. Court regarding applications and orders for electronic surveillance; (3) the Attorney General's reports to Congress concerning electronic surveillance, physical searches, pen registers and trap and trace devices, production of tangible things (commonly referred to as business records), the number of persons targeted by the government under FISA authorities, and procedures for targeting persons; (4) reports by the Attorney General and the Director of National Intelligence (DNI) assessing compliance with minimization procedures for targeting persons reasonably believed to be located outside the United States other than U.S. persons, including reviews of the number of targets who were later determined to be located in the United States; and (5) annual reports of each element of the intelligence community authorized to acquire targeted foreign intelligence information.


question:
SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Student Financial Aid Data Privacy 
Protection Act''.

SEC. 2. NATIONAL STUDENT LOAN DATA SYSTEM.

    Section 485B of the Higher Education Act of 1965 (20 U.S.C. 1092b) 
is amended--
            (1) by redesignating subsections (d) through (g) as 
        subsections (e) through (h), respectively;
            (2) by inserting after subsection (c) the following:
    ``(d) Principles for Administering the Data System.--In managing 
the National Student Loan Data System, the Secretary shall take actions 
necessary to maintain confidence in the data system, including, at a 
minimum--
            ``(1) ensuring that the primary purpose of access to the 
        data system by guaranty agencies, eligible lenders, and 
        eligible institutions of higher education is for legitimate 
        program operations, such as the need to verify the eligibility 
        of a student, potential student, or parent for loans under part 
        B, D, or E;
            ``(2) prohibiting nongovernmental researchers and policy 
        analysts from accessing personally identifiable information;
            ``(3) creating a disclosure form for students and potential 
        students that is distributed when such students complete the 
        common financial reporting form under section 483, and as a 
        part of the exit counseling process under section 485(b), 
        that--
                    ``(A) informs the students that any title IV grant 
                or loan the students receive will be included in the 
                National Student Loan Data System, and instructs the 
                students on how to access that information;
                    ``(B) describes the categories of individuals or 
                entities that may access the data relating to such 
                grant or loan through the data system, and for what 
                purposes access is allowed;
                    ``(C) defines and explains the categories of 
                information included in the data system;
                    ``(D) provides a summary of the provisions of the 
                Federal Educational Rights and Privacy Act of 1974 and 
                other applicable Federal privacy statutes, and a 
                statement of the students' rights and responsibilities 
                with respect to such statutes;
                    ``(E) explains the measures taken by the Department 
                to safeguard the students' data; and
                    ``(F) includes other information as determined 
                appropriate by the Secretary;
            ``(4) requiring guaranty agencies, eligible lenders, and 
        eligible institutions of higher education that enter into an 
        agreement with a potential student, student, or parent of such 
        student regarding a loan under part B, D, or E, to inform the 
        student or parent that such loan shall be--
                    ``(A) submitted to the data system; and
                    ``(B) accessible to guaranty agencies, eligible 
                lenders, and eligible institutions of higher education 
                determined by the Secretary to be authorized users of 
                the data system;
            ``(5) regularly reviewing the data system to--
                    ``(A) delete inactive users from the data system;
                    ``(B) ensure that the data in the data system are 
                not being used for marketing purposes; and
                    ``(C) monitor the use of the data system by 
                guaranty agencies and eligible lenders to determine 
                whether an agency or lender is accessing the records of 
                students in which the agency or lender has no existing 
                financial interest; and
            ``(6) developing standardized protocols for limiting access 
        to the data system that include--
                    ``(A) collecting data on the usage of the data 
                system to monitor whether access has been or is being 
                used contrary to the purposes of the data system;
                    ``(B) defining the steps necessary for determining 
                whether, and how, to deny or restrict access to the 
                data system; and
                    ``(C) determining the steps necessary to reopen 
                access to the data system following a denial or 
                restriction of access.''; and
            (3) by striking subsection (e) (as redesignated by 
        paragraph (1)) and inserting the following:
    ``(e) Reports to Congress.--
            ``(1) Annual report.--Not later than September 30 of each 
        fiscal year, the Secretary shall prepare and submit to the 
        appropriate committees of Congress a report describing--
                    ``(A) the results obtained by the establishment and 
                operation of the National Student Loan Data System 
                authorized by this section;
                    ``(B) the effectiveness of existing privacy 
                safeguards in protecting student and parent information 
                in the data system;
                    ``(C) the success of any new authorization 
                protocols in more effectively preventing abuse of the 
                data system;
                    ``(D) the ability of the Secretary to monitor how 
                the system is being used, relative to the intended 
                purposes of the data system; and
                    ``(E) any protocols developed under subsection 
                (d)(6) during the preceding fiscal year.
            ``(2) Study.--
                    ``(A) In general.--The Secretary shall conduct a 
                study regarding--
                            ``(i) available mechanisms for providing 
                        students and parents with the ability to opt in 
                        or opt out of allowing eligible lenders to 
                        access their records in the National Student 
                        Loan Data System; and
                            ``(ii) appropriate protocols for limiting 
                        access to the data system, based on the risk 
                        assessment required under subchapter III of 
                        chapter 35 of title 44, United States Code.
                    ``(B) Submission of study.--Not later than 3 years 
                after the date of enactment of the Student Financial 
                Aid Data Privacy Protection Act, the Secretary shall 
                prepare and submit a report on the findings of the 
                study to the appropriate committees of Congress.''.
answer:

Student Financial Aid Data Privacy Protection Act - Amends the Higher Education Act of 1965 to direct the Secretary of Education to take actions necessary to maintain confidence in the National Student Loan Data System, at a minimum: (1) ensuring that guaranty agencies, lenders, and schools primarily access it for legitimate program operations; (2) prohibiting nongovernmental researchers or policy analysts from accessing personally identifiable information; (3) creating a disclosure form for actual and potential students describing the contents of, and access to, the system; (4) requiring guaranty agencies, lenders, and schools to inform borrowers of Federal Family Education Loans, Direct Loans, and Perkins Loans that such a loan will be submitted to the system and accessible to such entities; (5) regularly review the system to delete inactive users, monitor use, and ensure that data is not used for marketing purposes; and (6) developing standardized protocols for limiting access.

Requires the Secretary to study and report to Congress on: (1) mechanisms giving borrowers the option of restricting lender access to their system records; and (2) appropriate risk-based protocols for limiting access.