In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Input: Consider Input: Home Energy Savings Act of 2012 - Amends the Internal Revenue Code, with respect to the tax credit for nonbusiness energy property expenditures, to: (1) make such tax credit permanent; (2) increase from $500 to $1,000 the dollar limitation on such credit; (3) allow the inclusion of labor costs in amounts eligible for such credit; (4) revise definitions and requirements relating to roofing products and for natural gas, propane, oil furnaces, or hot water boilers and heaters; and (5) set forth documentation requirements for claiming such credit.

Output: To amend the Internal Revenue Code of 1986 to modify and extend the credit for nonbusiness energy property.


Input: Consider Input: Rural Housing Opportunity and Enhancement Act of 2005 - Amends the Doug Bereuter Section 502 Single Family Housing Loan Guarantee Act of the Housing Act of 1949 with respect to the single family rural housing loan guarantee program to: (1) eliminate low and moderate income eligibility requirements; (2) reduce maximum guarantee fees paid by lenders; and (3) require any regulation limiting borrower eligibility based upon the borrower's debt-income ratio to provide for a higher income-to-debt ratio for newly-constructed property loans.

Revises refinancing loan guarantee provisions to: (1) authorize a specified lender guarantee fee; (2) permit a guarantee to acquire or construct an eligible single-family residence; (3) amend closing cost provisions; (4) eliminate income requirements; (5) prohibit that an appraisal credit report be required in connection with the loan, or that the residence be in a rural area for an existing loan; and (6) require that the borrower is not delinquent with respect to existing loan payments, and that monthly refinance payments be at least $50 less than existing monthly payments.

Requires agricultural housing loans to be recorded as Department of Agriculture, rather than conventional, loans.

Revises the definition of "rural area."

Increases direct loan income limitations.

Output: To amend section 502(h) of the Housing Act of 1949 to improve the rural housing loan guarantee program, and for other purposes.


Input: Consider Input: Mowa Band of Choctaw Indians Recognition Act - Extends Federal recognition and associated services and benefits to the Mowa Band of Choctaw Indians of Alabama.  Restores Federal rights and privileges abrogated by earlier statutes. 
Approves and ratifies the cession to the United States of all historical tribal lands of the Band. 
Extinguishes all specified claims against the United States, a State or local government, or any other person or entity, by the Band arising subsequent to such cession, and based upon any interest in or right involving the land. 
Prohibits the Band from using its Federal recognition to assert any historical land claim. 
Transfers all interests in lands held by the Band to the United States, to be held in trust for the benefit of the Band.


Output: Mowa Band of Choctaw Indians Recognition Act