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SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Advancing Research for Neurological 
Diseases Act of 2015''.

SEC. 2. NATIONAL NEUROLOGICAL DISEASES SURVEILLANCE SYSTEM.

    Part P of title III of the Public Health Service Act (42 U.S.C. 
280g et seq.) is amended by adding at the end the following:

``SEC. 399V-6 SURVEILLANCE OF NEUROLOGICAL DISEASES.

    ``(a) In General.--The Secretary, acting through the Director of 
the Centers for Disease Control and Prevention, shall--
            ``(1) enhance and expand infrastructure and activities to 
        track the epidemiology of neurological diseases, including 
        multiple sclerosis and Parkinson's disease; and
            ``(2) incorporate information obtained through such 
        activities into a statistically-sound, scientifically-credible, 
        integrated surveillance system, to be known as the National 
        Neurological Diseases Surveillance System.
    ``(b) Research.--The Secretary shall ensure that the National 
Neurological Diseases Surveillance System is designed in a manner that 
facilitates further research on neurological diseases.
    ``(c) Content.--In carrying out subsection (a), the Secretary--
            ``(1) shall provide for the collection and storage of 
        information on the incidence and prevalence of neurological 
        diseases in the United States;
            ``(2) to the extent practicable, shall provide for the 
        collection and storage of other available information on 
        neurological diseases, such as information concerning--
                    ``(A) demographics and other information associated 
                or possibly associated with neurological diseases, such 
                as age, race, ethnicity, sex, geographic location, and 
                family history;
                    ``(B) risk factors associated or possibly 
                associated with neurological diseases, including 
                genetic and environmental risk factors; and
                    ``(C) diagnosis and progression markers;
            ``(3) may provide for the collection and storage of 
        information relevant to analysis on neurological diseases, such 
        as information concerning--
                    ``(A) the epidemiology of the diseases;
                    ``(B) the natural history of the diseases;
                    ``(C) the prevention of the diseases;
                    ``(D) the detection, management, and treatment 
                approaches for the diseases; and
                    ``(E) the development of outcomes measures; and
            ``(4) may address issues identified during the consultation 
        process under subsection (d).
    ``(d) Consultation.--In carrying out this section, the Secretary 
shall consult with individuals with appropriate expertise, including--
            ``(1) epidemiologists with experience in disease 
        surveillance or registries;
            ``(2) representatives of national voluntary health 
        associations that--
                    ``(A) focus on neurological diseases, including 
                multiple sclerosis and Parkinson's disease; and
                    ``(B) have demonstrated experience in research, 
                care, or patient services;
            ``(3) health information technology experts or other 
        information management specialists;
            ``(4) clinicians with expertise in neurological diseases; 
        and
            ``(5) research scientists with experience conducting 
        translational research or utilizing surveillance systems for 
        scientific research purposes.
    ``(e) Grants.--The Secretary may award grants to, or enter into 
contracts or cooperative agreements with, public or private nonprofit 
entities to carry out activities under this section.
    ``(f) Coordination With Other Federal Agencies.--Subject to 
subsection (h), the Secretary shall make information and analysis in 
the National Neurological Diseases Surveillance System available, as 
appropriate, to Federal departments and agencies, such as the National 
Institutes of Health, the Food and Drug Administration, the Centers for 
Medicare & Medicaid Services, the Agency for Healthcare Research and 
Quality, the Department of Veterans Affairs, and the Department of 
Defense.
    ``(g) Public Access.--Subject to subsection (h), the Secretary 
shall make information and analysis in the National Neurological 
Diseases Surveillance System available, as appropriate, to the public, 
including researchers.
    ``(h) Privacy.--The Secretary shall ensure that privacy and 
security protections applicable to the National Neurological Diseases 
Surveillance System are at least as stringent as the privacy and 
security protections under HIPAA privacy and security law (as defined 
in section 3009(a)(2)).
    ``(i) Report.--Not later than 4 years after the date of the 
enactment of this section, the Secretary shall submit a report to the 
Congress concerning the implementation of this section. Such report 
shall include information on--
            ``(1) the development and maintenance of the National 
        Neurological Diseases Surveillance System;
            ``(2) the type of information collected and stored in the 
        System;
            ``(3) the use and availability of such information, 
        including guidelines for such use; and
            ``(4) the use and coordination of databases that collect or 
        maintain information on neurological diseases.
    ``(j) Definition.--In this section, the term `national voluntary 
health association' means a national nonprofit organization with 
chapters, other affiliated organizations, or networks in States 
throughout the United States.
    ``(k) Authorization of Appropriations.--To carry out this section, 
there is authorized to be appropriated $5,000,000 for each of fiscal 
years 2015 through 2019.''.
Advancing Research for Neurological Diseases Act of 2015 Amends the Public Health Service Act to require the Centers for Disease Control and Prevention to: (1) enhance and expand infrastructure and activities to track the epidemiology of neurological diseases, including multiple sclerosis and Parkinson's disease; and (2) incorporate information obtained through those activities into a National Neurological Diseases Surveillance System. Requires the Department of Health and Human Services (HHS) to ensure that the System facilitates further research on neurological diseases. Requires HHS to provide for the collection and storage of information on neurological diseases, including the incidence, prevalence, and other information, to the extent practicable.   Requires HHS to: (1) make information and analysis in the System available to federal agencies and to the public, including researchers; and (2) ensure that privacy and security protections applicable to the System are at least as stringent as the protections under the Health Insurance Portability and Accountability Act.

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``National Emergency Centers 
Establishment Act''.

SEC. 2. ESTABLISHMENT OF NATIONAL EMERGENCY CENTERS.

    (a) In General.--In accordance with the requirements of this Act, 
the Secretary of Homeland Security shall establish not fewer than 6 
national emergency centers on military installations.
    (b) Purpose of National Emergency Centers.--The purpose of a 
national emergency center shall be to use existing infrastructure--
            (1) to provide temporary housing, medical, and humanitarian 
        assistance to individuals and families dislocated due to an 
        emergency or major disaster;
            (2) to provide centralized locations for the purposes of 
        training and ensuring the coordination of Federal, State, and 
        local first responders;
            (3) to provide centralized locations to improve the 
        coordination of preparedness, response, and recovery efforts of 
        government, private, and not-for-profit entities and faith-
        based organizations; and
            (4) to meet other appropriate needs, as determined by the 
        Secretary of Homeland Security.

SEC. 3. DESIGNATION OF MILITARY INSTALLATIONS AS NATIONAL EMERGENCY 
              CENTERS.

    (a) In General.--Not later than 60 days after the date of the 
enactment of this Act, the Secretary of Homeland Security, in 
consultation with the Secretary of Defense, shall designate not fewer 
than 6 military installations as sites for the establishment of 
national emergency centers.
    (b) Minimum Requirements.--A site designated as a national 
emergency center shall be--
            (1) capable of meeting for an extended period of time the 
        housing, health, transportation, education, and humanitarian 
        needs of a large number of individuals affected by an emergency 
        or major disaster;
            (2) environmentally safe and shall not pose a health risk 
        to individuals who may use the center;
            (3) capable of accommodating major disaster preparedness 
        and response drills, operations, and procedures; and
            (4) easily accessible at all times, including during an 
        emergency or major disaster.
    (c) Location of National Emergency Centers.--There shall be 
established not fewer than one national emergency center in each of the 
following areas:
            (1) The area consisting of Federal Emergency Management 
        Agency Regions I, II, and III.
            (2) The area consisting of Federal Emergency Management 
        Agency Region IV.
            (3) The area consisting of Federal Emergency Management 
        Agency Regions V and VII.
            (4) The area consisting of Federal Emergency Management 
        Agency Region VI.
            (5) The area consisting of Federal Emergency Management 
        Agency Regions VIII and X.
            (6) The area consisting of Federal Emergency Management 
        Agency Region IX.
    (d) Preference for Designation of Closed Military Installations.--
Wherever possible, the Secretary of Homeland Security, in consultation 
with the Secretary of Defense, shall designate a closed military 
installation as a site for a national emergency center. If the 
Secretaries of Homeland Security and Defense jointly determine that 
there is not a sufficient number of closed military installations that 
meet the requirements of subsections (b) and (c), the Secretaries shall 
jointly designate portions of existing military installations other 
than closed military installations as national emergency centers.
    (e) Transfer of Control of Closed Military Installations.--If a 
closed military installation is designated as a national emergency 
center, not later than 180 days after the date of designation, the 
Secretary of Defense shall transfer to the Secretary of Homeland 
Security administrative jurisdiction over such closed military 
installation.
    (f) Cooperative Agreement for Joint Use of Existing Military 
Installations.--If an existing military installation other than a 
closed military installation is designated as a national emergency 
center, not later than 180 days after the date of designation, the 
Secretary of Homeland Security and the Secretary of Defense shall enter 
into a cooperative agreement to provide for the establishment of the 
national emergency center.
    (g) Reports.--
            (1) Preliminary report.-- Not later than 90 days after the 
        date of the enactment of this Act, the Secretary of Homeland 
        Security, acting jointly with the Secretary of Defense, shall 
        submit to Congress a report that contains for each designated 
        site--
                    (A) an outline of the reasons why the site was 
                selected;
                    (B) an outline of the need to construct, repair, or 
                update any existing infrastructure at the site;
                    (C) an outline of the need to conduct any necessary 
                environmental clean-up at the site;
                    (D) an outline of preliminary plans for the 
                transfer of control of the site from the Secretary of 
                Defense to the Secretary of Homeland Security, if 
                necessary under subsection (e); and
                    (E) an outline of preliminary plans for entering 
                into a cooperative agreement for the establishment of a 
                national emergency center at the site, if necessary 
                under subsection (f).
            (2) Update report.--Not later than 120 days after the date 
        of the enactment of this Act, the Secretary of Homeland 
        Security, acting jointly with the Secretary of Defense, shall 
        submit to Congress a report that contains for each designated 
        site--
                    (A) an update on the information contained in the 
                report as required by paragraph (1);
                    (B) an outline of the progress made toward the 
                transfer of control of the site, if necessary under 
                subsection (e);
                    (C) an outline of the progress made toward entering 
                a cooperative agreement for the establishment of a 
                national emergency center at the site, if necessary 
                under subsection (f); and
                    (D) recommendations regarding any authorizations 
                and appropriations that may be necessary to provide for 
                the establishment of a national emergency center at the 
                site.
            (3) Final report.--Not later than 1 year after the date of 
        the enactment of this Act, the Secretary of Homeland Security, 
        acting jointly with the Secretary of Defense, shall submit to 
        Congress a report that contains for each designated site--
                    (A) finalized information detailing the transfer of 
                control of the site, if necessary under subsection (e);
                    (B) the finalized cooperative agreement for the 
                establishment of a national emergency center at the 
                site, if necessary under subsection (f); and
                    (C) any additional information pertinent to the 
                establishment of a national emergency center at the 
                site.
            (4) Additional reports.--The Secretary of Homeland 
        Security, acting jointly with the Secretary of Defense, may 
        submit to Congress additional reports as necessary to provide 
        updates on steps being taken to meet the requirements of this 
        Act.

SEC. 4. LIMITATIONS ON STATUTORY CONSTRUCTION.

    This Act does not affect--
            (1) the authority of the Federal Government to provide 
        emergency or major disaster assistance or to implement any 
        disaster mitigation and response program, including any program 
        authorized by the Robert T. Stafford Disaster Relief and 
        Emergency Assistance Act (42 U.S.C. 5121 et seq.); or
            (2) the authority of a State or local government to respond 
        to an emergency.

SEC. 5. AUTHORIZATION OF APPROPRIATIONS.

    There is authorized to be appropriated $125,000,000 for each of 
fiscal years 2006 and 2007 to carry out this Act. Such funds shall 
remain available until expended.

SEC. 6. DEFINITIONS.

    In this Act, the following definitions apply:
            (1) Closed military installation.--The term ``closed 
        military installation'' means a military installation, or 
        portion thereof, approved for closure in 2005 under the Defense 
        Base Closure and Realignment Act of 1990 (part A of title XXIX 
        of Public Law 101-510; 10 U.S.C. 2687 note).
            (2) Emergency.--The term ``emergency'' has the meaning 
        given such term in section 102 of the Robert T. Stafford 
        Disaster Relief and Emergency Assistance Act (42 U.S.C. 5122).
            (3) Major disaster.--The term ``major disaster'' has the 
        meaning given such term in section 102 of the Robert T. 
        Stafford Disaster Relief and Emergency Assistance Act (42 
        U.S.C. 5122).
            (4) Military installation.--The term ``military 
        installation'' has the meaning given such term in section 2910 
        of the Defense Base Closure and Realignment Act of 1990 (part A 
        of title XXIX of Public Law 101-510; 10 U.S.C. 2687 note).
National Emergency Centers Establishment Act - Directs the Secretary of Homeland Security to establish at least six national emergency centers on mililtary installations to provide: (1) temporary housing, medical, and humanitarian assistance to individuals and families dislocated due to an emergency or major disaster; and (2) centralized locations for the training and coordination of federal, state, and local first responders, and to improve coordination of preparedness, response, and recovery efforts of government, private, and not-for-profit entities and faith-based organizations.

Requires the use of such centers to meet other appropriate needs determined by the Secretary.

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Servicemember and Veteran Protection 
Act of 2015''.

SEC. 2. DEFERRAL OF STUDENTS LOANS FOR CERTAIN PERIOD IN CONNECTION 
              WITH RECEIPT OF ORDERS FOR MOBILIZATION FOR WAR OR 
              NATIONAL EMERGENCY.

    (a) Federal Family Education Loans.--Section 428(b)(1)(M) of the 
Higher Education Act of 1965 (20 U.S.C. 1078(b)(1)(M)) is amended--
            (1) in the matter preceding clause (i), by striking ``, 
        during any period'';
            (2) in clause (i), by striking ``during which'' and 
        inserting ``during any period during which'';
            (3) in clause (ii), by striking ``during which'' and 
        inserting ``during any period during which'';
            (4) in clause (iii)--
                    (A) by striking ``during which'' and inserting 
                ``during any period during which''; and
                    (B) in the matter following subclause (II), by 
                striking ``or'' after the semicolon;
            (5) by redesignating clause (iv) as clause (vi);
            (6) by inserting after clause (iii) the following:
                            ``(iv) in the case of any borrower who has 
                        received a call or order to duty described in 
                        subclause (I) or (II) of clause (iii), during 
                        the shorter of--
                                    ``(I) the period beginning on the 
                                date such call or order to duty is 
                                received by the borrower and ending on 
                                the first day of the service described 
                                in subclause (I) or (II) of clause 
                                (iii); and
                                    ``(II) the 180-day period preceding 
                                the first day of such service;
                            ``(v) notwithstanding clause (iv)--
                                    ``(I) in the case of any borrower 
                                described in such clause whose call or 
                                order to duty is cancelled before the 
                                first day of the service described in 
                                subclause (I) or (II) of clause (iii) 
                                because of a personal injury in 
                                connection with training to prepare for 
                                such service, during the period 
                                described in clause (iv) and during an 
                                additional period equal to the duration 
                                of such service, as specified by or 
                                otherwise determined in the original 
                                call or order to duty; and
                                    ``(II) in the case of any borrower 
                                whose call or order to duty is 
                                cancelled before the first day of such 
                                service for a reason other than an 
                                injury described in subclause (I), 
                                during the period beginning on the date 
                                the call or order to duty is received 
                                by the borrower and ending on the date 
                                that is 14 days after such call or 
                                order to duty is cancelled; and''; and
            (7) in clause (vi) (as redesignated by paragraph (5)), by 
        striking ``not in excess'' and inserting ``during any period 
        not in excess''.
    (b) Direct Loans.--Section 455(f)(2) of the Higher Education Act of 
1965 (20 U.S.C. 1087e(f)(2)) is amended--
            (1) in the matter preceding subparagraph (A), by striking 
        ``during any period'';
            (2) in subparagraph (A), by striking ``during which'' and 
        inserting ``during any period during which'';
            (3) in subparagraph (B), by striking ``not in excess'' and 
        inserting ``during any period not in excess'';
            (4) in subparagraph (C)--
                    (A) by striking ``during which'' and inserting 
                ``during any period during which''; and
                    (B) in the matter following clause (ii), by 
                striking ``or'' after the semicolon;
            (5) by redesignating subparagraph (D) as subparagraph (F);
            (6) by inserting after subparagraph (C) the following:
                    ``(D) in the case of any borrower who has received 
                a call or order to duty described in clause (i) or (ii) 
                of subparagraph (C), during the shorter of--
                            ``(i) the period beginning on the date such 
                        call or order to duty is received by the 
                        borrower and ending on the first day of the 
                        service described in clause (i) or (ii) of 
                        subparagraph (C); and
                            ``(ii) the 180-day period preceding the 
                        first day of such service;
                    ``(E) notwithstanding subparagraph (D)--
                            ``(i) in the case of any borrower described 
                        in such subparagraph whose call or order to 
                        duty is cancelled before the first day of the 
                        service described in clause (i) or (ii) of 
                        subparagraph (C) because of a personal injury 
                        in connection with training to prepare for such 
                        service, during the period described in 
                        subparagraph (D) and during an additional 
                        period equal to the duration of such service, 
                        as specified by or otherwise determined in the 
                        original call or order to duty; and
                            ``(ii) in the case of any borrower whose 
                        call or order to duty is cancelled before the 
                        first day of such service for a reason other 
                        than an injury described in clause (i), during 
                        the period beginning on the date the call or 
                        order to duty is received by the borrower and 
                        ending on the date that is 14 days after such 
                        call or order to duty is cancelled; and''; and
            (7) in subparagraph (F) (as redesignated by paragraph (5)), 
        by striking ``not in excess'' and inserting ``during any period 
        not in excess''.
    (c) Perkins Loans.--Section 464(c)(2)(A) of the Higher Education 
Act of 1965 (20 U.S.C. 1087dd(c)(2)(A)) is amended--
            (1) in the matter preceding clause (i), by striking 
        ``during any period'';
            (2) in clause (i), by striking ``during which'' and 
        inserting ``during any period during which'';
            (3) in clause (ii), by striking ``not in excess'' and 
        inserting ``during any period not in excess'';
            (4) in clause (iii), by striking ``during which'' and 
        inserting ``during any period during which'';
            (5) by redesignating clauses (iv) and (v) as clauses (vi) 
        and (vii), respectively;
            (6) by inserting after clause (iii) the following:
                    ``(iv) in the case of any borrower who has received 
                a call or order to duty described in subclause (I) or 
                (II) of clause (iii), during the shorter of--
                            ``(I) the period beginning on the date such 
                        call or order to duty is received by the 
                        borrower and ending on the first day of the 
                        service described in subclause (I) or (II) of 
                        clause (iii); and
                            ``(II) the 180-day period preceding the 
                        first day of such service;
                    ``(v) notwithstanding clause (iv)--
                            ``(I) in the case of any borrower described 
                        in such clause whose call or order to duty is 
                        cancelled before the first day of the service 
                        described in subclause (I) or (II) of clause 
                        (iii) because of a personal injury in 
                        connection with training to prepare for such 
                        service, during the period described in clause 
                        (iv) and during an additional period equal to 
                        the duration of such service, as specified by 
                        or otherwise determined in the original call or 
                        order to duty; and
                            ``(II) in the case of any borrower whose 
                        call or order to duty is cancelled before the 
                        first day of such service for a reason other 
                        than an injury described in subclause (I), 
                        during the period beginning on the date the 
                        call or order to duty is received by the 
                        borrower and ending on the date that is 14 days 
                        after such call or order to duty is 
                        cancelled;'';
            (7) in clause (vi) (as redesignated by paragraph (5)), by 
        striking ``not in excess'' and inserting ``during any period 
        not in excess''; and
            (8) in clause (vii) (as redesignated by paragraph (5)), by 
        striking ``during which'' and inserting ``during any period 
        during which''.
    (d) Rule of Construction.--Nothing in the amendments made by this 
section shall be construed to authorize any refunding of any repayment 
of a loan.
    (e) Applicability.--The amendments made by this section shall apply 
with respect to all loans made, insured, or guaranteed under title IV 
of the Higher Education Act of 1965 (20 U.S.C. 1070 et seq.).
    (f) Conforming Amendments.--Title IV of the Higher Education Act of 
1965 (20 U.S.C. 1070 et seq.) is further amended--
            (1) in section 428B(d)(1)(A)(ii) (20 U.S.C. 1078-
        2(d)(1)(A)(ii)), by striking ``428(b)(1)(M)(i)(I)'' and 
        inserting ``or clause (i)(I), (iv), or (v) of section 
        428(b)(1)(M)''; and
            (2) in section 493D(a) (20 U.S.C. 1098f(a)), by striking 
        ``section 428(b)(1)(M)(iii), 455(f)(2)(C), or 
        464(c)(2)(A)(iii)'' and inserting ``clause (iii) or (iv) of 
        section 428(b)(1)(M), subparagraph (C) or (D) of section 
        455(f)(2), or clause (iii) or (iv) of section 464(c)(2)(A)''.

SEC. 3. MODIFICATION OF BASIS FOR ANNUAL ADJUSTMENTS IN AMOUNTS OF 
              EDUCATIONAL ASSISTANCE FOR MEMBERS OF THE SELECTED 
              RESERVE.

    (a) In General.--Section 16131(b)(2) of title 10, United States 
Code, is amended by striking ``equal to'' and all that follows and 
inserting the following: ``not less than the percentage by which--
            ``(A) the average cost of undergraduate tuition in the 
        United States, as determined by the National Center for 
        Education Statistics, for the last academic year preceding the 
        beginning of the fiscal year for which the increase is made, 
        exceeds
            ``(B) the average cost of undergraduate tuition in the 
        United States, as so determined, for the academic year 
        preceding the academic year described in subparagraph (A).''.
    (b) Effective Date.--The amendment made by subsection (a) shall 
take effect on October 1, 2015, and shall apply to adjustments in 
amounts of educational assistance for members of the Selected Reserve 
that are made for fiscal years beginning on or after that date.

SEC. 4. CREDIT PROTECTIONS FOR SERVICEMEMBERS.

    (a) Active Duty Freeze Alerts.--Section 605A of the Fair Credit 
Reporting Act (15 U.S.C. 1681c-1) is amended--
            (1) in the heading for such section, by striking ``and 
        active duty alerts'' and inserting ``, active duty alerts, and 
        active duty freeze alerts'';
            (2) by redesignating subsections (d) through (h) as 
        subsections (e) through (i), respectively;
            (3) by inserting after subsection (c) the following:
    ``(d) Active Duty Freeze Alerts.--Upon the direct request of an 
active duty military consumer, or an individual acting on behalf of or 
as a personal representative of an active duty military consumer, a 
consumer reporting agency described in section 603(p) that maintains a 
file on the active duty military consumer and has received appropriate 
proof of the identity of the requester shall--
            ``(1) include an active duty freeze alert in the file of 
        that active duty military consumer, and also provide that alert 
        along with any credit score generated in using that file, 
        during a period of not less than 12 months, or such longer 
        period as the Bureau shall determine, by regulation, beginning 
        on the date of the request, unless the active duty military 
        consumer or such representative requests that such freeze alert 
        be removed before the end of such period, and the agency has 
        received appropriate proof of the identity of the requester for 
        such purpose;
            ``(2) during the 2-year period beginning on the date of 
        such request, exclude the active duty military consumer from 
        any list of consumers prepared by the consumer reporting agency 
        and provided to any third party to offer credit or insurance to 
        the consumer as part of a transaction that was not initiated by 
        the consumer, unless the consumer requests that such exclusion 
        be rescinded before the end of such period; and
            ``(3) refer the information regarding the active duty 
        freeze alert to each of the other consumer reporting agencies 
        described in section 603(p), in accordance with procedures 
        developed under section 621(f).'';
            (4) in subsection (e), as so redesignated--
                    (A) by striking ``extended, and active duty 
                alerts'' and inserting ``extended, active duty, and 
                active duty freeze alerts''; and
                    (B) by striking ``extended, or active duty alerts'' 
                and inserting ``extended, active duty, or active duty 
                freeze alerts'';
            (5) in subsection (f), as so redesignated--
                    (A) in the matter preceding paragraph (1), by 
                striking ``or active duty alert'' and inserting 
                ``active duty alert, or active duty freeze alert'';
                    (B) in paragraph (2), by striking ``; and'' and 
                inserting a semicolon;
                    (C) in paragraph (3), by striking the period and 
                inserting ``; and''; and
                    (D) by adding at the end the following:
            ``(4) paragraphs (1) and (2) of subsection (d), in the case 
        of a referral under subsection (d)(3).'';
            (6) in subsection (g), as so redesignated, by striking ``or 
        active duty alert'' and inserting ``active duty alert, or 
        active duty freeze alert''; and
            (7) in subsection (i), as so redesignated, by adding at the 
        end the following:
            ``(3) Requirements for active duty freeze alerts.--
                    ``(A) Notification.--Each active duty freeze alert 
                under this section shall include information that 
                notifies all prospective users of a consumer report on 
                the consumer to which the freeze alert relates that the 
                consumer does not authorize the establishment of any 
                new credit plan or extension of credit, including any 
                credit under an open-end credit plan (as defined in 
                section 103(i)), in the name of the consumer, or 
                issuance of an additional card on an existing credit 
                account requested by a consumer, or any increase in 
                credit limit on an existing credit account requested by 
                a consumer.
                    ``(B) Prohibition on users.--No prospective user of 
                a consumer report that includes an active duty freeze 
                alert in accordance with this section may establish a 
                new credit plan or extension of credit, including any 
                credit under an open-end credit plan (as defined in 
                section 103(i)), in the name of the consumer, or issue 
                an additional card on an existing credit account 
                requested by a consumer, or grant any increase in 
                credit limit on an existing credit account requested by 
                a consumer.''.
    (b) Rulemaking.--The Bureau of Consumer Financial Protection shall 
prescribe regulations to define what constitutes appropriate proof of 
identity for purposes of section 605A(d) of the Fair Credit Reporting 
Act, as amended by this Act.
    (c) Technical Amendment.--Section 603(q)(2) of the Fair Credit 
Reporting Act (15 U.S.C. 1681a(q)(2)) is amended--
            (1) in the heading for such paragraph, by striking ``active 
        duty alert'' and inserting ``active duty alert; active duty 
        freeze alert''; and
            (2) by inserting ``and `active duty freeze alert''' before 
        ``mean''.

SEC. 5. REPORT ON EFFECT ON PRIVACY OF VETERANS BY USE OF SOCIAL 
              SECURITY NUMBERS TO UNIQUELY IDENTIFY VETERANS.

    (a) In General.--Not later than 120 days after the date of the 
enactment of this Act, the Secretary of Veterans Affairs shall submit 
to the Committee on Veterans' Affairs of the Senate and the Committee 
on Veterans' Affairs of the House of Representatives a report on the 
effect on the privacy of veterans of the use of social security numbers 
to uniquely identify veterans.
    (b) Contents.--The report required by subsection (a) shall include 
the following:
            (1) A description of such actions as the Secretary may have 
        taken to transition the Department of Veterans Affairs from the 
        use of social security numbers to uniquely identify veterans to 
        the use of alternative and safer unique identifiers.
            (2) A description of such actions as the Secretary may have 
        taken to integrate the use by the Department of Veterans 
        Affairs of such alternative and safer unique identifiers with 
        the usage of unique identifiers by the Department of Defense.
            (3) In a case in which the Secretary has not taken any 
        actions described in paragraph (1) or (2), an explanation as to 
        why such actions have not been taken and a description of the 
        actions the Secretary will take to protect the privacy of 
        veterans.

Servicemember and Veteran Protection Act of 2015 Amends title IV (Student Assistance) of the Higher Education Act of 1965 to allow members of the Armed Forces and National Guard to defer payments of principal on their Federal Family Education Loans, William D. Ford Federal Direct Loans, and Federal Perkins Loans for the period (up to 180 days) beginning on the date they receive a call or order to duty in connection with a war, military operation, or national emergency and ending on their first day of service. (Currently, the payment of principal on those loans is also deferred during their period of service and for the 180-day period after their demobilization date.) Allows individuals whose call to duty is cancelled before their first day of service: (1) due to a service training injury, to defer payments of principal on those loans through what would have been their period of service; and (2) for a reason other than a service training injury, to defer payments of principal on those loans for 14 days after that cancellation. Directs the Secretary of Defense, each fiscal year, to provide an increase in the rates of educational assistance payable to certain members of the Selected Reserve, which shall be not less than the percentage by which the average cost of undergraduate tuition in the United States for the last academic year exceeds the average cost of such tuition for the year before that academic year. (Currently, such percentage increase is based on increases in the Consumer Price Index over such period.) Amends the Fair Credit Reporting Act to require a consumer reporting agency, upon the request of an active duty military consumer or an individual acting on that consumer's behalf, to:  include an active duty freeze alert in the file of that consumer and also provide that alert along with any credit score generated in using that file for at least 12 months, exclude the consumer for 2 years from any list of consumers prepared by the agency and provided to any third party to offer credit or insurance to the consumer as part of a transaction that was not initiated by the consumer, and  refer the active duty freeze alert information to each of the other consumer reporting agencies that compile and maintain files on consumers on a nationwide basis.  Requires each active duty freeze alert to notify prospective users of the consumer's credit report that the consumer does not authorize: (1) the establishment of any new credit plan or extension of credit in the consumer's name, (2) the issuance of an additional card on an existing credit account requested by a consumer, or (3) any increase in the credit limit on an existing credit account requested by a consumer. Prohibits prospective users of the credit report from taking such actions. Directs the Secretary of Veterans Affairs to report to Congress on the effect on the privacy of veterans of the use of social security numbers to uniquely identify veterans.