In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision.  Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. You should write an incorrect option. Even though there exist multiple wrong answers, we only need a single wrong answer. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.

[EX Q]: citizens of Alabama for purposes of the diversity jurisdiction analysis. This narrow and specialized statute provides in pertinent part: In any direct action against the insurer of a policy or contract of liability insurance, whether incorporated or unincorporated, to which action the insured is not joined as a party-defendant, such insurer shall be deemed a citizen of the State of which the insured is a citizen. Andalusia and Hughes, who are insureds but not parties defendant, contend that a realignment of Lane will make the case into a direct action by Lane against the insurers, and because it is one in which the insureds are not joined as parties defendant, diversity would be destroyed by § 1332(a)(1). This contentio d.2d 73 (1974). But where the s 13 F.Supp. 367, 371 (D.Conn.1970) (<HOLDING>), rev’d on other grounds, 456 F.2d 282 (2d 
 Holding statements: (A) holding action by insured against his own insurer under uninsured motorist provisions of policy not a direct action within section 1332c proviso (B) holding that insured cannot bring an action against its insurer for bad faith failure to settle a claim in the absence of an excess verdict (C) holding action by judgment creditor of insured against insurer for bad faith failure to settle claim against insured not a direct action within section 1332c proviso (D) holding that insured may recover attorneys fees from insurer where insurer acts in bad faith (E) holding that a negligence claim against an insured and a bad faith claim against the insurer are not separate as the first must be proved to prevail on the second
[EX A]: holding action by insured against his own insurer under uninsured motorist provisions of policy not a direct action within section 1332c proviso

[EX Q]: intermediate Court of Appeals opinions. Over 30 years ago, in Crouch v. Crouch, 53 Tenn.App. 594, 385 S.W.2d 288 (1964), our intermediate Court of Appeals considered the question and determined that such provisions promote divorce and are violative of public policy. The Court of Appeals predicted that such provisions “could induce a mercenary husband to inflict on his wife any wrong he might desire with the knowledge his pecuniary liability would be limited.” Id. 385 S.W.2d at 293. See also Duncan v. Duncan, 652 S.W.2d 913 (Tenn.App.1983) (“We are of the opinion ... that a provision in an antenuptial agreement which purports to limit a spouse’s liability for alimony is conducive to divorce and therefore, void.”). But see Gross v. Gross, No. 0257, 1989 WL 51535 (Tenn.App. May 17, 1989) (<HOLDING>). At the time of its adoption in Crouch, the 
 Holding statements: (A) holding that such provisions are valid (B) holding such a provision waiving alimony valid (C) holding that provision in 1983 constitution waiving sovereign immunity to the extent of insurance applies to municipalities (D) holding that because miranda warnings make defendant aware of right to counsel and of consequences of waiving sixth amendment rights defendants waiver of right to counsel after receiving such warnings is valid (E) holding invalid a premarital agreement waiving temporary alimony if marriage did not last seven years
[EX A]: holding that such provisions are valid

[EX Q]: 361 Pa.Super. 491, 495 n. 3, 522 A.2d 1138, 1140 n. 3 (Pa.Super.Ct.1987) (listing state statues and statues that recognize a medical review privilege); IIA Hospital Law Manual (Medical Books) 78-106 (1996) (listing state statues dealing with discovery and admissibility of medical records, and giving a summary of each)); D.C.Code Ann. § 32-505 (1981). Thus, as in Jaffee, the nearly unanimous state legislative recognition of the self-critical analysis privilege in the medical peer review context confirms the appropriateness of recognizing the privilege in this forum. See 518 U.S. at 13,116 S.Ct. 1923. Recognizing the self-critical analysis privilege in this case is also supported by New Mexico’s own statutory privilege. See Memorial Hosp. for McHenry County v. Shadur, 664 N.Y.1976) (<HOLDING>). It is true that unlike the psychotherapist 
 Holding statements: (A) holding that federal courts should apply state substantive law (B) holding that in diversity cases federal courts are to apply state substantive law and federal procedural law (C) holding that federal courts presiding over causes of action created by state law should apply state substantive law but federal procedural law (D) recognizing a strong policy of comity between state and federal sovereigns impels federal courts to recognize state privileges where this can be accomplished at no substantial cost to federal substantive and procedural policy (E) holding that a federal court may resort to state law analogies for the development of a federal common law of privileges in instances where the federal rule is unsettled
[EX A]:
holding that federal courts should apply state substantive law