In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision.  Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. The four incorrect answers are other holding statements. You should find the correct option. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.

of TILA;” (2) "The notes and security instruments signed by plaintiff and borrowers for the purchase of mobile homes were extensions of credit subject to TILA;” (3) "The requirement that insurance policies contain provisions covering Green Tree's possible repossession expenses are credit charges as defined by TILA and occur annually when each policy is renewed;” and (4) "No TILA disclosures are given by Green Tree.” (See Am.Compl. ¶¶ 21-23.) Green Tree does not rebut these contentions and instead only addresses the merits of the arbitration issue. In this Memorandum Opinion and Order, however, the court only addresses the question of whether Plaintiff may be compelled to arbitrate her claims, not the merits of the underlying claims themselves. 6 . See. also Gilmer, 500 U.S. at 23 (<HOLDING>); Rodriguez de Quijas, 490 U.S. at 480-83 
 Holding statements: (A) holding that claims arising under the age discrimination in employment act may be subject to arbitration (B) holding that age discrimination claim was subject to compulsory arbitration (C) holding that an agreement to submit age discrimination claims to arbitration does not constitute a waiver (D) holding that the faa requires arbitration of age discrimination claims when a valid arbitration agreement exists (E) holding that the age discrimination in employment act was not preempted by the nlra
(A)

Dubuque’s “irrevocable” decision to relocate was not a vote to categorically refuse Dubuque’s overtures, but a vote to insist on financial disclosure as a prelude to bargaining. The Board’s finding that good-faith bargaining between Dubuque and the UFCW might not have been futile was substantially supported by the record. 3. Retroactivity Finally, Dubuque argues that the Board erred by “retroactively” employing its new test in this case. Again, we disagree. Our formulation of the standard for evaluating challenges to the retroactive application of a ruling from an agency adjudication has varied. Compare Retail, Wholesale & Dep’t Store Union v. NLRB, 466 F.2d 380, 390 (D.C.Cir.1972) (applying a five-factor test) with Consolidated Freightways v. NLRB, 892 F.2d 1052, 1058 (D.C.Cir.1989) (<HOLDING>) (internal quotation marks omitted) with 
 Holding statements: (A) holding no retroactive application (B) recognizing a general principle that retroactive application of rules is permitted absent any manifest injustice (C) holding retroactive application (D) recognizing principle (E) holding that retroactive application of amendments will not result in manifest injustice
(B)

after the FBI told Whitacre to get rid of the tapes. That friend, David Hoech, denied destroying any tapes. It follows that because no evidence was destroyed, its exculpatory nature could not have been apparent before its destruction. Furthermore, because Whitacre recanted his allegation that the FBI ordered him to destroy tapes — an allegation that was far from credible even when made — no evidence indicates bad faith by the government. b. Federal Wiretap Laws The defendants further contend that the tape recordings violated federal wiretap laws, and therefore must be excluded from trial based on 18 U.S.C. § 2515, which prohibits the evidentiary use of any illegally obtained tape recording. Two exceptions to § 2515 potentially apply. First, § 2511(2)(c) allows the use of tap Cir.1979) (<HOLDING>); United States v. Craig, 573 F.2d 455, 476 
 Holding statements: (A) holding that various data tapes were owned or obtained by the agency even though they were neither created by agency employees nor  currently located on agency property because the firm that created the tapes acted on behalf of the agency in creating the tapes (B) holding that defendants statements made to an informant were admissible even though the informant lied about his identity (C) holding that informant acted under color of law when fbi supervised recording (D) holding that tapes made by fbi informant were admissible under  25112ed (E) holding that a federal drug informant acting under the partial direction of the fbi and for pay was not a federal employee under the ftca

(D)