2008–09 Cardiff City F.C. season Loans in Loans in

| Name_ | Country | Loan_Club | Started | Ended | Start_Source | End_Source |
|---|---|---|---|---|---|---|
| Heaton | ENG | Manchester United | 5 May | 30 June | BBC Sport | South Wales Echo |
| E Johnson | USA | Fulham | 22 August | 30 June | BBC Sport | South Wales Echo |
| Chopra | ENG | Sunderland | 6 November | 30 December | BBC Sport | BBC Sport |
| Routledge | ENG | Aston Villa | 20 November | 2 January | Cardiff City | BBC Sport |
| Owusu-Abeyie | Ghana | Spartak Moscow | 31 January | 30 June | BBC Sport | South Wales Echo |
| Chopra | ENG | Sunderland | 2 February | 30 June | BBC Sport | South Wales Echo |
| Konstantopoulos | GRE | Coventry City | 9 February | 30 June | BBC Sport | South Wales Echo |
| Taylor | ENG | Aston Villa | 13 March | 30 June | BBC Sport | South Wales Echo |