Merchant Banking Modernization Act

Bill: 119-hr-5291
Sponsor: full_name: Rep. Williams, Roger [R-TX-25]
Introduced: 2025-09-10
Policy area: Finance and Financial Sector
Subjects: Bank accounts, deposits, capital

Banking and financial institutions regulation

Business investment and capital
Latest action: action_date: 2025-09-16
text: Ordered to be Reported (Amended) by the Yeas and Nays: 35 - 17.

Summaries:

tv_txt: I 119th CONGRESS 1st Session H. R. 5291 IN THE HOUSE OF REPRESENTATIVES September 10, 2025 Mr. Williams of Texas introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Bank Holding Company Act of 1956 to generally permit holding merchant banking investments of up to 15 years.

1. Short title This Act may be cited as the Merchant Banking Modernization Act . 2. Merchant banking activities Section 4(k)(7)(A) of the Bank Holding Company Act of 1956 ( 12 U.S.C. 1843(k)(7)(A) ) is amended by inserting Under such regulations, the period of time generally permitted for holding merchant banking investments shall not be less than 15 years. For any merchant banking investment held on the date of enactment of the Merchant Banking Modernization Act , the holding period of time permitted shall not be less than 15 years from the initial date of the investment. after the period at the end.