Health Coverage Choice Act

Bill: 119-hr-90
Sponsor: full_name: Rep. Biggs, Andy [R-AZ-5]
Introduced: 2025-01-03
Policy area: Health
Subjects: Health care costs and insurance

Health care coverage and access
Latest action: action_date: 2025-01-03
text: Referred to the House Committee on Energy and Commerce.

Summaries:
action_date: 2025-01-03
action_desc: Introduced in House
text: <p><strong>Health Coverage Choice Act</strong></p><p>This bill extends the maximum duration of short-term, limited-duration health insurance plans. The bill increases the maximum authorized initial term of such plans to a period that is less than 12 months (with a total duration of no more than 36 months, including renewals).</p><p>Current regulations limit the initial term to no more than three months and the maximum coverage duration to no more than four months, including renewals or extensions.</p>

tv_txt: I 119th CONGRESS 1st Session H. R. 90 IN THE HOUSE OF REPRESENTATIVES January 3, 2025 Mr. Biggs of Arizona introduced the following bill; which was referred to the Committee on Energy and Commerce A BILL To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes.

1. Short title This Act may be cited as the Health Coverage Choice Act . 2. Definition of short-term limited duration insurance Section 2791(b) of the Public Health Service Act ( 42 U.S.C. 300gg–91(b) ) is amended by adding at the end the following new paragraph: (6) Short-term limited duration insurance The term short-term limited duration insurance means health insurance coverage provided under a contract with a health insurance issuer that— (A) has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and (B) has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract. .