Name Accuracy in Credit Reporting Act

Bill: 118-hr-2444
Sponsor: full_name: Rep. Pressley, Ayanna [D-MA-7]
Introduced: 2023-03-30
Policy area: Finance and Financial Sector
Latest action: action_date: 2023-03-30
text: Referred to the House Committee on Financial Services.

Summaries:
action_date: 2023-03-30
action_desc: Introduced in House
text: <p><strong>Name Accuracy in Credit Reporting Act </strong></p> <p>This bill prohibits, upon a consumer's request, a credit reporting agency from including on a consumer credit report a consumer's prior name after a legal name change. </p>

tv_txt: I 118th CONGRESS 1st Session H. R. 2444 IN THE HOUSE OF REPRESENTATIVES March 30, 2023 Ms. Pressley introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Credit Reporting Act to require nationwide consumer reporting agencies, upon request, to use a consumer’s current legal name on consumer reports, and for other purposes.

1. Short title This Act may be cited as the Name Accuracy in Credit Reporting Act . 2. Requirement to use a consumer’s current legal name on consumer reports Section 605(a) of the Fair Credit Reporting Act ( 15 U.S.C. 1681c(a) ) is amended by adding at the end the following: (9) With respect to a consumer reporting agency described in section 603(p), any prior name of the consumer about whom the report relates, other than the consumer’s current legal name, after receiving a request from the consumer to use only the consumer’s current legal name on all consumer reports. .