Patient's Choice Act of 2024

Bill: 118-s-3932
Sponsor: full_name: Sen. Kennedy, John [R-LA]
Introduced: 2024-03-12
Policy area: Health
Latest action: action_date: 2024-03-12
text: Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Summaries:

tv_txt: II 118th CONGRESS 2d Session S. 3932 IN THE SENATE OF THE UNITED STATES March 12, 2024 Mr. Kennedy introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions A BILL To prohibit the Secretary of Health and Human Services, the Secretary of Labor, and the Secretary of the Treasury from finalizing a rule proposing restrictions on short-term limited duration insurance, and to amend title XXVII of the Public Health Service Act to define such insurance.

1. Short title This Act may be cited as the Patient's Choice Act of 2024 . 2. Prohibition on finalizing proposed rule to restrict short-term limited duration insurance The Secretary of Health and Human Services, the Secretary of Labor, and the Secretary of the Treasury may not take any action to implement, enforce, or otherwise give effect to the proposed rule issued by the Internal Revenue Service, the Employee Benefits Security Administration, and the Centers for Medicare & Medicaid Services titled Short-Term, Limited-Duration Insurance; Independent, Noncoordinated Excepted Benefits Coverage; Level-Funded Plan Arrangements; and Tax Treatment of Certain Accident and Health Insurance (88 Fed. Reg. 44596 (July 12, 2023)) and may not promulgate, implement, enforce, or otherwise give effect to any other substantially similar rule that would reduce the maximum term length or duration for short-term limited duration insurance plans from the duration allowed as of the date of the enactment of this Act. 3. Short-term limited duration insurance defined Section 2791(b) of the Public Health Service Act ( 42 U.S.C. 300gg–91(b) ) is amended by adding at the end the following new paragraph: (6) Short-term limited duration insurance The term short-term limited duration insurance means health insurance coverage provided under a contract with a health insurance issuer that— (A) has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and (B) has a duration of not more than 36 months (taking into account renewals or extensions) after the original effective date of the contract. .