Federal Worker Credit Protection Act of 2019

Bill: 116-hr-799
Sponsor: full_name: Rep. Meeks, Gregory W. [D-NY-5]
Introduced: 2019-01-25
Policy area: Finance and Financial Sector
Subjects: Appropriations

Banking and financial institutions regulation

Business records

Consumer affairs

Consumer credit

Executive agency funding and structure

Government employee pay, benefits, personnel management
Latest action: action_date: 2019-01-25
text: Referred to the House Committee on Financial Services.

Summaries:
action_date: 2019-01-25
action_desc: Introduced in House
text: <p><b>Federal Worker Credit Protection Act of 2019</b></p> <p>This bill provides that, upon request by specified employees affected by the federal government shutdown that began on December 22, 2018, individuals are prohibited from reporting certain negative credit information to consumer reporting agencies.</p>

tv_txt: I 116th CONGRESS 1st Session H. R. 799 IN THE HOUSE OF REPRESENTATIVES January 25, 2019 Mr. Meeks (for himself, Mr. Beyer , Ms. Norton , Ms. Kelly of Illinois , Ms. Jackson Lee , Mr. Langevin , Mr. Ryan , Mr. Brown of Maryland , Mr. Vargas , Mrs. Watson Coleman , Mr. Green of Texas , Ms. Wasserman Schultz , Mr. DeSaulnier , Mr. Heck , Ms. DeLauro , Mr. Quigley , and Mr. Perlmutter ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Credit Reporting Act to prohibit certain persons from furnishing negative credit information of furloughed employees, and for other purposes.

1. Short title This Act may be cited as the Federal Worker Credit Protection Act of 2019 . 2. Prohibition on furnishing negative credit information of furloughed employees Section 623(a)(1) of the Fair Credit Reporting Act ( 15 U.S.C. 1681s–2(a)(1) ) is amended by adding at the end the following new subparagraph: (F) Reporting information of furloughed employees (i) In general Notwithstanding any other provision of this section and upon request of a furloughed employee, a person that furnishes information to any consumer reporting agency may not provide negative credit information of such furloughed employee to a consumer reporting agency if the action or inaction to which such negative credit information relates originated, and was rectified, during the period beginning 30 days before a shutdown and ending 90 days after such shutdown. (ii) Notification With respect to any negative credit information described in clause (i) and upon request of the furloughed employee to which such negative credit information relates, a person that furnishes information to any consumer reporting agency shall notify a consumer reporting agency that the action or inaction to which such negative credit information relates occurred during the period described in clause (i). (iii) Definitions For purposes of this subparagraph— (I) the term furloughed employee means— (aa) a Federal or District of Columbia employee who is furloughed or excepted from furlough during a shutdown; and (bb) a Federal contractor who, during a shutdown, is not receiving pay by reason of such shutdown; and (II) the term shutdown means any lapse in appropriations beginning on or about December 22, 2018. .