Fair Debt Collection Improvement Act

Bill: 116-hr-5034
Sponsor: full_name: Rep. Cohen, Steve [D-TN-9]
Introduced: 2019-11-12
Policy area: Finance and Financial Sector
Subjects: Civil actions and liability

Consumer credit

Debt collection
Latest action: action_date: 2019-11-12
text: Referred to the House Committee on Financial Services.

Summaries:
action_date: 2019-11-12
action_desc: Introduced in House
text: <p><b>Fair Debt Collection Improvement Act </b></p> <p>This bill prohibits a debt collector from collecting a consumer debt if the applicable statute of limitations has expired. </p>

tv_txt: I 116th CONGRESS 1st Session H. R. 5034 IN THE HOUSE OF REPRESENTATIVES November 12, 2019 Mr. Cohen (for himself, Ms. Ocasio-Cortez , Ms. Bonamici , Mrs. Watson Coleman , Ms. Wild , Ms. Schakowsky , Mr. Danny K. Davis of Illinois , and Ms. Norton ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes.

1. Short title This Act may be cited as the Fair Debt Collection Improvement Act . 2. Prohibition on collecting time-barred debt (a) In general The Fair Debt Collection Practices Act ( 15 U.S.C. 1692 et seq.) is amended by inserting after section 811 the following: 811A. Prohibition on collecting time-barred debt A debt collector may not collect, or attempt to collect, any debt of a consumer with respect to which the statute of limitations has expired. . (b) Clerical amendment The table of contents for the Fair Debt Collection Practices Act is amended by inserting after the item relating to section 811 the following: 811A. Prohibition on collecting time-barred debt. .