Free Credit Score Act of 2017

Bill: 115-hr-2262
Sponsor: full_name: Rep. Beatty, Joyce [D-OH-3]
Introduced: 2017-05-01
Policy area: Finance and Financial Sector
Subjects: Consumer credit
Latest action: action_date: 2017-05-01
text: Referred to the House Committee on Financial Services.

Summaries:
action_date: 2017-05-01
action_desc: Introduced in House
text: <p><b>Free Credit Score Act of 2017</b></p> <p>This bill amends the Fair Credit Reporting Act to require nationwide consumer reporting agencies to include the consumer's credit score when furnishing a consumer with a free annual report.</p>

tv_txt: I 115th CONGRESS 1st Session H. R. 2262 IN THE HOUSE OF REPRESENTATIVES May 1, 2017 Mrs. Beatty (for herself, Ms. Norton , Ms. Kaptur , Ms. Kelly of Illinois , Mr. Johnson of Georgia , Mrs. Watson Coleman , Mrs. Dingell , Mr. Kildee , Mr. Meeks , Mr. Butterfield , Mr. Brown of Maryland , Ms. Sewell of Alabama , Mr. Veasey , Ms. Lee , Mr. McEachin , Ms. Clarke of New York , Mr. Lawson of Florida , Mr. Bishop of Georgia , Mr. Lewis of Georgia , Ms. Jackson Lee , and Mr. Richmond ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Credit Reporting Act to require certain consumer reporting agencies to include a credit score when providing consumers with a free annual consumer report.

1. Short title This Act may be cited as the Free Credit Score Act of 2017 . 2. Inclusion of credit score with free annual report The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq.) is amended— (1) in section 609(a)(1)(B), by inserting before the period the following: , except as required under section 612(a)(1)(D) ; and (2) in section 612(a)(1), by adding at the end the following: (D) Inclusion of credit score A consumer reporting agency that provides a consumer report to a consumer pursuant to subparagraph (A) shall also provide such consumer with a credit score (as defined under section 609(f)). .