Freedom from Discrimination in Credit Act of 2015

Bill: 114-hr-2309
Sponsor: full_name: Rep. Israel, Steve [D-NY-3]
Introduced: 2015-05-13
Policy area: Finance and Financial Sector
Subjects: Consumer credit

Sex, gender, sexual orientation discrimination
Latest action: action_date: 2015-05-13
text: Referred to the House Committee on Financial Services.

Summaries:
action_date: 2015-05-13
action_desc: Introduced in House
text: <p><b>Freedom from Discrimination in Credit Act of 2015</b></p> <p>Amends the Equal Credit Opportunity Act to expand the categories of prohibited discrimination when extending credit to include discrimination on account of sexual orientation or gender identity. (Currently, such discrimination in credit is prohibited only on the basis of race, color, religion, national origin, sex or marital status, or age.)</p> <p>Provides for such Act to apply whether the basis for certain prohibited forms of discrimination is actual or perceived. </p> <p>Defines: (1) "gender identity" as the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual with or without regard to the individual's designated sex at birth; and (2) "sexual orientation" as homosexuality, heterosexuality, or bisexuality.</p>

tv_txt: I 114th CONGRESS 1st Session H. R. 2309 IN THE HOUSE OF REPRESENTATIVES May 13, 2015 Mr. Israel (for himself, Ms. Judy Chu of California , Ms. Hahn , Mr. Blumenauer , Mr. Swalwell of California , Ms. Schakowsky , Ms. Tsongas , Mr. Ellison , Ms. Wasserman Schultz , Mr. Peters , Mr. Sean Patrick Maloney of New York , Mr. Grijalva , Ms. Clarke of New York , Mrs. Davis of California , Mrs. Carolyn B. Maloney of New York , Mr. Delaney , Mr. Polis , Mr. Fattah , Mr. Cicilline , Mr. Sherman , Mr. Connolly , Ms. Speier , Ms. Norton , Mr. Cárdenas , Mr. Rangel , Ms. DelBene , Mrs. Watson Coleman , Mr. Ted Lieu of California , Ms. Lee , Mr. Farr , Mr. Langevin , Ms. Pingree , Ms. Wilson of Florida , Mr. Himes , Mr. McDermott , Ms. Adams , Mr. Pocan , Mr. Nadler , Mr. Lowenthal , Mr. Crowley , and Ms. Roybal-Allard ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit.

1. Short title This Act may be cited as the Freedom from Discrimination in Credit Act of 2015 . 2. Prohibition against discrimination on account of sexual orientation or gender identity Subsection (a)(1) of section 701 of the Equal Credit Opportunity Act ( 15 U.S.C. 1691 ) is amended, by striking on the basis of race, color, religion, national origin, sex or marital status, and inserting on the basis of actual or perceived race, color, religion, national origin, sex, sexual orientation, gender identity, or marital status, . 3. Definitions Section 702 of the Equal Credit Opportunity Act ( 15 U.S.C. 1691a ) is amended— (1) by redesignating subsections (f) and (g) as subsections (g) and (i), respectively; (2) by inserting after subsection (e) the following new subsections: (f) The term gender identity means the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual, with or without regard to the individual’s designated sex at birth. ; and (3) by inserting after subsection (g), as so redesignated, the following: (h) The term sexual orientation means homosexuality, heterosexuality, or bisexuality. .