Ensuring Health Care Opportunities Act

Bill: 114-s-3320
Sponsor: full_name: Sen. Sullivan, Dan [R-AK]
Introduced: 2016-09-13
Policy area: Health
Subjects: Health care costs and insurance

Health care coverage and access

State and local government operations
Latest action: action_date: 2016-09-13
text: Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Summaries:
action_date: 2016-09-13
action_desc: Introduced in Senate
text: <p><b>Ensuring Health Care Opportunities Act</b></p> <p>This bill waives certain health insurance benefit requirements in states with a county where only one health insurer offers individual coverage. In these states, health plans are not required to provide essential health benefits to be offered in the individual or small group market or through the health insurance exchange. (Plans offered in the individual market or through an exchange fulfill the requirement for individuals to maintain minimum essential coverage.)</p>

tv_txt: II 114th CONGRESS 2d Session S. 3320 IN THE SENATE OF THE UNITED STATES September 13, 2016 Mr. Sullivan (for himself and Ms. Murkowski ) introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions A BILL To waive the essential health benefits requirements for certain States.

1. Short title This Act may be cited as the Ensuring Health Care Opportunities Act . 2. Waiver of essential health benefits requirements (a) In general In the case of a State in which the applicable State authority (as defined in section 2791(d)(1) of the Public Health Service Act ( 42 U.S.C. 300gg–91(d)(1) )) certifies to the Secretary of Health and Human Services that, with respect to at least one county (or, in the case of a State that does not have counties, equivalent municipality), only one health insurance issuer offers coverage in the individual market for a plan year, the following shall not apply to health plans in such State for such plan year: (1) The requirement under section 1301(a)(1) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18021(a)(1) ) that, to be a qualified health plan eligible to be offered through an Exchange in the State, such plan provide the essential health benefits package described in section 1302(a) of such Act ( 42 U.S.C. 18022(a) ). (2) The requirement under section 2707(a) of the Public Health Service Act ( 42 U.S.C. 300gg–6(a) ) that health insurance coverage offered in the individual or small group market in the State includes the essential health benefits package required under section 1302(a) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18022(a) ). (b) State certification To be eligible for a waiver under subsection (a), a State shall make the certification described in subsection (a) not later than— (1) 90 days after the date of enactment of this Act, in the case of a State in which, on the date of enactment of this Act, at least one county in the State (or, in the case of a State that does not have counties, equivalent municipality), only one health insurance issuer offers coverage in the individual market for the plan year in effect on such date of enactment; and (2) 90 days after the applicable State authority (as defined in section 2791(d)(1) of the Public Health Service Act ( 42 U.S.C. 300gg–91(d)(1) )) first discovers, or reasonably should discover, that, in at least one county in the State (or, in the case of a State that does not have counties, equivalent municipality), only one health insurance issuer offers in the current plan year, or will offer in a future plan year, coverage in the individual market for the current plan year or a future plan year, as applicable, in the case of a State not described in paragraph (1). (c) Term of waiver A waiver under this section may extend over a period of not more than 5 years, provided that the State continues to meet the criteria for eligibility for the waiver under subsection (a). A State that continues to meet such criteria for more than 5 years may re-certify under subsection (a) every 5 years. (d) Plans offering essential health benefits Nothing in this Act prevents a health insurance issuer from offering in a State to which a waiver under subsection (a) applies health insurance coverage that includes the essential health benefits package described in section 1302(a) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18022(a) ).