Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2015

Bill: 114-hr-100
Sponsor: full_name: Rep. Conyers, John, Jr. [D-MI-13]
Introduced: 2015-01-06
Policy area: Finance and Financial Sector
Subjects: Bankruptcy

Higher education

Student aid and college costs
Latest action: action_date: 2015-02-02
text: Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.

Summaries:
action_date: 2015-01-06
action_desc: Introduced in House
text: <p><strong>Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2015</strong></p> <p>Amends federal bankruptcy law to allow an individual whose student loan debt is discharged due to undue hardship to recover the costs of, and a reasonable attorney's fee for, the discharge proceeding if the court finds that the position of the creditor was not substantially justified.</p>

tv_txt: I 114th CONGRESS 1st Session H. R. 100 IN THE HOUSE OF REPRESENTATIVES January 6, 2015 Mr. Conyers (for himself, Mr. Cohen , and Mr. Johnson of Georgia ) introduced the following bill; which was referred to the Committee on the Judiciary A BILL To amend title 11 of the United States Code to stop abusive student loan collection practices in bankruptcy cases.

1. Short title This Act may be cited as the Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2015 . 2. Amendment Section 523(d) of title 11 of the United States Code is amended by striking of this section and inserting or the debtor requests a determination of the dischargeability of a debt based on undue hardship under subsection (a)(8) . 3. Effective date; application of amendment (a) Effective date Except as provided in subsection (b), this Act and the amendment made by this Act shall take effect on the date of the enactment of this Act. (b) Application of amendment The amendment made by this Act shall apply only with respect to cases commenced under title 11 of the United States Code on or after the date of the enactment of this Act.