Free Credit Score Act of 2016

Bill: 114-hr-5058
Sponsor: full_name: Rep. Beatty, Joyce [D-OH-3]
Introduced: 2016-04-26
Policy area: Finance and Financial Sector
Subjects: Consumer credit
Latest action: action_date: 2016-04-29
text: Sponsor introductory remarks on measure.

Summaries:
action_date: 2016-04-26
action_desc: Introduced in House
text: <p><b>Free Credit Score Act of 2016</b></p> <p>This bill amends the Fair Credit Reporting Act to require nationwide consumer reporting agencies to include the consumer's credit score when furnishing a consumer with a free annual report.</p>

tv_txt: I 114th CONGRESS 2d Session H. R. 5058 IN THE HOUSE OF REPRESENTATIVES April 26, 2016 Mrs. Beatty (for herself, Ms. Kaptur , Mr. Clyburn , Ms. Kelly of Illinois , Ms. Moore , Mr. Scott of Virginia , Mr. Rangel , Mr. Hastings , Mr. Cleaver , Mrs. Lawrence , Mr. Johnson of Georgia , Mr. Clay , Mr. Bishop of Georgia , Ms. Jackson Lee , Ms. Fudge , Ms. Lee , Mr. Danny K. Davis of Illinois , Mr. Hinojosa , Ms. Adams , Ms. Wilson of Florida , Mr. Richmond , Ms. Norton , Ms. Edwards , Mrs. Watson Coleman , and Mr. Butterfield ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Credit Reporting Act to require certain consumer reporting agencies to include a credit score when providing consumers with a free annual consumer report.

1. Short tile This Act may be cited as the Free Credit Score Act of 2016 . 2. Inclusion of credit score with free annual report The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ) is amended— (1) in section 609(a)(1)(B), by inserting before the period the following: , except as required under section 612(a)(1)(D) ; and (2) in section 612(a)(1), by adding at the end the following: (D) Inclusion of credit score A consumer reporting agency that provides a consumer report to a consumer pursuant to subparagraph (A) shall also provide such consumer with a credit score (as defined under section 609(f)). .