Freedom from Discrimination in Credit Act of 2013

Bill: 113-s-1159
Sponsor: full_name: Sen. Murray, Patty [D-WA]
Introduced: 2013-06-13
Policy area: Finance and Financial Sector
Subjects: Consumer credit

Sex, gender, sexual orientation discrimination
Latest action: action_date: 2013-06-13
text: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Summaries:
action_date: 2013-06-13
action_desc: Introduced in Senate
text: <p>Freedom from Discrimination in Credit Act of 2013 - Amends the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit. </p> <p>Defines: (1) &quot;gender identity&quot; as the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual with or without regard to the individual's designated sex at birth; (2) &quot;person&quot; as a natural person, corporation, government or governmental subdivision or agency, trust, estate, partnership, cooperative, or association; and (3) &quot;sexual orientation&quot; as homosexuality, heterosexuality, or bisexuality.</p>

tv_txt: II 113th CONGRESS 1st Session S. 1159 IN THE SENATE OF THE UNITED STATES June 13, 2013 Mrs. Murray introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit.

1. Short title This Act may be cited as the Freedom from Discrimination in Credit Act of 2013 . 2. Prohibition against discrimination on account of sexual orientation or gender identity Subsection (a)(1) of section 701 of the Equal Credit Opportunity Act ( 15 U.S.C. 1691 ) is amended— (1) by striking on the basis of race, color, religion, national origin, sex or marital status, ; and (2) by inserting on the basis of race, color, religion, national origin, sex, sexual orientation, gender identity, or marital status, . 3. Definitions Section 702 of the Equal Credit Opportunity Act ( 15 U.S.C. 1691a ) is amended— (1) by striking subsections (f) and (g); and (2) by inserting after subsection (e) the following new subsections: (f) The term gender identity means the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual, with or without regard to the individual’s designated sex at birth. (g) The term person means a natural person, a corporation, government or governmental subdivision or agency, trust, estate, partnership, cooperative, or association. (h) The term sexual orientation means homosexuality, heterosexuality, or bisexuality. (i) Any reference to any requirement imposed under this title or any provision of this title shall be deemed to include a reference to the regulations of the Board under this title or the provision of this title in question. .