MOBILE Act of 2017

Bill: 115-hr-1457
Sponsor: Rep. Tipton, Scott  R. [R-CO-3]
Introduced: 2017-03-09 in the House
Policy area: Finance and Financial Sector
Subjects: Bank accounts, deposits, capital
Business records
Financial services and investments
Licensing and registrations
Motor vehicles
Photography and imaging

Summary:
action_date: 2017-03-09
text: 

Making Online Banking Initiation Legal and Easy Act of 2017 or the
 
MOBILE Act of 2017

 
This bill authorizes a financial institution, with an individual's consent, to record personal information from a swipe or copy of an individual's driver's license or personal identification card and store the information electronically for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements. 
 
Financial institutions must not sell, rent, transfer, or make such information available to another person, other than an affiliate.

action_date: 2018-01-22
text: 
(Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements. 
 
The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use.
 

action_date: 2018-01-29
text: 
(Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements. 
 
The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use. 


Legislative actions:
action_date: 2018-01-30
text: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
action_date: 2018-01-29
text: Motion to reconsider laid on the table Agreed to without objection.
action_date: 2018-01-29
text: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 397 - 8 (Roll no. 46). (text: CR H644)
action_date: 2018-01-29
text: Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 397 - 8 (Roll no. 46).(text: CR H644)
action_date: 2018-01-29
text: Considered as unfinished business. (consideration: CR H653-654)
action_date: 2018-01-29
text: At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
action_date: 2018-01-29
text: DEBATE - The House proceeded with forty minutes of debate on H.R. 1457.
action_date: 2018-01-29
text: Considered under suspension of the rules. (consideration: CR H644-645)
action_date: 2018-01-29
text: Mr. Tipton moved to suspend the rules and pass the bill, as amended.
action_date: 2018-01-22
text: Placed on the Union Calendar, Calendar No. 388.
action_date: 2018-01-22
text: Reported (Amended) by the Committee on Financial Services. H. Rept. 115-523.
action_date: 2018-01-22
text: Reported (Amended) by the Committee on Financial Services. H. Rept. 115-523.
action_date: 2017-12-13
text: Ordered to be Reported (Amended) by the Yeas and Nays: 60 - 0.
action_date: 2017-12-13
text: Committee Consideration and Mark-up Session Held.
action_date: 2017-12-12
text: Committee Consideration and Mark-up Session Held.
action_date: 2017-07-12
text: Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
action_date: 2017-03-09
text: Referred to the House Committee on Financial Services.
action_date: 2017-03-09
text: Introduced in House
action_date: 2017-03-09
text: Introduced in House