Access to Professional Health Insurance Advisors Act of 2011

Bill: 112-hr-1206
Sponsor: Rep. Rogers, Mike J. [R-MI-8]
Introduced: 2011-03-17 in the House
Policy area: Health
Subjects: Consumer affairs
Employee benefits and pensions
Health care costs and insurance
Insurance industry and regulation

Summary:
action_date: 2011-03-17
text: 
Access to Professional Health Insurance Advisors Act of 2011 - Amends the Public Health Service Act to exclude remuneration paid for licensed independent insurance producers from administrative cost calculations for purposes of calculating the medical-loss ratio of a health insurance plan. Defines &quot;independent insurance producer&quot; to mean an insurance agent or broker, insurance consultant, benefit specialist, limited insurance representative, and any other person required to be licensed under the laws of the particular state to sell, solicit, negotiate, service, effect, procure, renew, or bind policies of insurance coverage or offer advice, counsel, opinions, or services related to insurance.
 
Requires the Secretary of Health and Human Services (HHS), when a state requests an adjustment of a medical-loss ratio, to defer to the state's findings and determinations as to whether enforcing the required medical-loss ratio may destabilize the individual or small group markets for health insurance.

action_date: 2012-11-15
text: 

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

 
Access to Professional Health Insurance Advisors Act of 2011 - Amends the Public Health Service Act to exclude remuneration paid for licensed independent insurance producers from administrative cost calculations for purposes of calculating the medical-loss ratio of a health insurance plan. Defines &quot;independent insurance producer&quot; to mean an insurance agent or broker, insurance consultant, benefit specialist, limited insurance representative, and any other person required to be licensed under the laws of the particular state to sell, solicit, negotiate, service, effect, procure, renew, or bind policies of insurance coverage or offer advice, counsel, opinions, or services related to insurance.
 
Requires the Secretary of Health and Human Services (HHS), when a state requests an adjustment of a medical-loss ratio, to defer to the state's findings and determinations as to whether enforcing the required medical-loss ratio may destabilize the individual or small group markets for health insurance.


Legislative actions:
action_date: 2012-11-15
text: Placed on the Union Calendar, Calendar No. 507.
action_date: 2012-11-15
text: Reported by the Committee on Energy and Commerce. H. Rept. 112-694.
action_date: 2012-11-15
text: Reported by the Committee on Energy and Commerce. H. Rept. 112-694.
action_date: 2012-09-20
text: Ordered to be Reported by the Yeas and Nays: 16 - 14.
action_date: 2012-09-20
text: Committee Consideration and Mark-up Session Held.
action_date: 2012-09-11
text: Forwarded by Subcommittee to Full Committee .
action_date: 2011-03-28
text: Referred to the Subcommittee on Health.
action_date: 2011-03-17
text: Referred to the House Committee on Energy and Commerce.
action_date: 2011-03-17
text: Introduced in House
action_date: 2011-03-17
text: Introduced in House