Insurance Non-Discrimination for Survivors Act

Bill: 110-hr-4014
Sponsor: Rep. Roybal-Allard, Lucille [D-CA-34]
Introduced: 2007-10-31 in the House
Policy area: Finance and Financial Sector
Subjects: Casualty insurance
Civil Rights and Liberties, Minority Issues
Civil actions and liability
Crime and Law Enforcement
Damages
Destruction of property
Discrimination in insurance
Discrimination in medical care
Divorce
Employee benefit plans
Employee health benefits
Families
Family violence
Health
Health insurance
Health insurance continuation
Insurance companies
Insurance premiums
Kidnapping
Labor and Employment
Law
Life insurance
Medical economics
Property insurance
Rape
Right of privacy
Sex crimes
Social life and customs
Stalking
Victims of crimes
Violence
Women

Summary:
action_date: 2007-10-31
text: 
Insurance Non-Discrimination for Survivors Act - Prohibits an insurer from denying or terminating an insurance policy or health benefit plan, restricting or excluding coverage for losses or denying a claim, or adding a premium differential to any policy or health benefit plan on the basis that the insured (or any employee or any person with whom the insured is known to have a relationship or association) is the subject of, or incurs a claim related to, domestic abuse. 

Prohibits: (1) an insurer from denying or limiting payment to an insured who is the subject of abuse if the claim for payment is a result of the abuse; (2) an insurer or health carrier from terminating health coverage for a subject of abuse because coverage was originally issued in the name of the abuser and the abuser has divorced, separated from, or lost custody of the subject or the abuser's coverage has terminated and the subject does not qualify for an extension of coverage; and (3) any person employed by or contracting with an insurer or health benefit plan to use, disclose, or transfer specified information (including regarding abuse status) without the subject's consent. 

Requires: (1) insurers to develop and adhere to written policies specifying procedures to be followed to protect the safety and privacy of a subject of abuse; and (2) an insurer that takes an action that adversely affects a subject of abuse to advise that applicant or insured in writing of the specific reasons for the action.


Legislative actions:
action_date: 2008-03-25
text: Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.
action_date: 2007-11-06
text: Sponsor introductory remarks on measure. (CR E2337)
action_date: 2007-11-01
text: Referred to the Subcommittee on Commerce, Trade and Consumer Protection.
action_date: 2007-11-01
text: Referred to the Subcommittee on Health.
action_date: 2007-10-31
text: Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
action_date: 2007-10-31
text: Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
action_date: 2007-10-31
text: Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
action_date: 2007-10-31
text: Introduced in House
action_date: 2007-10-31
text: Introduced in House