Consumer complaint received 2021-08-19
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC. (NC)

Complaint:
The only names and addresses that should be on my credit report are the ones listed below. Please remove any other names and addresses as they are incorrect information. Thank you. 

I authorize you to investigate these accounts and I am not using a third party to initiate these claims. My proof of identity is attached. 

XXXX XXXX XXXX XXXX XXXX XXXX, North Carolina XXXX Date of Birth : XX/XX/XXXX SS # : XXXX TransUnion LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XX/XX/XXXX Re : Letter to Remove Inaccurate Credit Information To Whom It May Concern : I received a copy of my credit report and found the following item ( s ) to be in error : 1. There is incorrect and inaccurate information on my credit report that is stopping me from bettering my life by obtaining a better job as well as a vehicle and mortgage. It is causing me XXXX  and I am feeling XXXX XXXX when I see these inaccuracies XXXX Account Number : XXXX Please investigate and delete from my credit report.

2. There is incorrect and inaccurate information on my credit report that is stopping me from bettering my life by obtaining a better job as well as a vehicle and mortgage. It is causing me XXXX  and I am feeling XXXX XXXX when I see these inaccuracies XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report.

3. There is incorrect and inaccurate information on my credit report that is stopping me from bettering my life by obtaining a better job as well as a vehicle and mortgage. It is causing me XXXX  and I am feeling XXXX XXXX when I see these inaccuracies XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

4. There is incorrect and inaccurate information on my credit report that is stopping me from bettering my life by obtaining a better job as well as a vehicle and mortgage. It is causing me XXXX  and I am feeling XXXX XXXX when I see these inaccuracies XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

5. There is incorrect and inaccurate information on my credit report that is stopping me from bettering my life by obtaining a better job as well as a vehicle and mortgage. It is causing me XXXX  and I am feeling XXXX XXXX when I see these inaccuracies XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

6. There is incorrect and inaccurate information on my credit report that is stopping me from bettering my life by obtaining a better job as well as a vehicle and mortgage. It is causing me XXXX  and I am feeling XXXX XXXX when I see these inaccuracies XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

7. There is incorrect and inaccurate information on my credit report that is stopping me from bettering my life by obtaining a better job as well as a vehicle and mortgage. It is causing me XXXX  and I am feeling XXXX XXXX when I see these inaccuracies XXXX  Account Number : XXXX Please investigate and delete from my credit report. 


By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. If any accounts are deemed verified after your investigation please provide documentation of your verification process. 
I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter.

Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months. 

Thank you for your time and help in this matter. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation