Consumer complaint received 2020-12-01
Product: Debt collection — I do not know
Issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Company: CNG FINANCIAL CORPORATION (IN)

Complaint:
I have been receiving multiple automated calls from numbers in different area codes that would not leave messages and I don't pick up calls from unknown numbers. Then I started to receive automated calls with a robot message, which I thought was a scam as no professional company leaves a robot message that doesn't speak in proper English. A couple weeks ago, I happened to answer a call from a XXXX area code. A man replied he was XXXX XXXX with attorneys of XXXX XXXX and Associates and was contacting me because he had some papers on his desk from Check n ' Go wanting to sue me over a debt from 2014. He said incorrect name of my employer and the call sounded fishy, as I told him I had no knowledge of a debt with Ckeck N ' Go and wanted written corresspondence confirming said debt. He stated his company is a " green company '' and could send email only. Then he asked what my email was. I didn't trust him or the reason for his call so I said I would look into it and got his contact info. If he had my information already, why was he asking for my email? He said he is located in XXXX and I questioned why I'm getting these XXXX area code calls, along with unknown numbers. He said something about it helps people who don't have long distance available as it pings of a local tower??? I asked for his role with the company and he said credit specialist. He was very rude and aggressive and said the outlook of this matter depends on him and I need to call him back as soon as possible. When I said I was leary of the call, he said there probably is video footage that he can get in a threatening way. This made me more suspicious. After multiple robo calls again, I get a voicemail from a XXXX number this morning ( XXXX ) on my cell and at work. The message threatened to have me sued and summoned at work if I didn't respond today and that there was a certified letter from the bank and video footage of me walking into this said business of which they say I owe a debt. In the voicemail, it was as if he was making fun of my questioning the nature of this call, as he stated ... '' I spoke to you on XX/XX/XXXX in reference to some bad check allegations that were scheduled to be levied against you in XXXX XXXX Court by one of our clients and if I remember you correctly, you're a bit skeptical of any and all things great and small ... listen we have to clear out our backlog because of this virus going on and I can't allow these accounts to stack up in our office ... '' He mentioned in the initial call that Check N ' Go is reaching the statute of limitations as they have 7 years to collect a debt. I have googled this mand and attorney 's office and there are multiple complaints against their business practices and are known to be threatening and aggressive with people they call to basically scare them into paying money that they might not even owe. They need to be stoped immediately as this is harrassment!

Company response to consumer: Closed with explanation