Consumer complaint received 2022-06-13
Product: Debt collection — Credit card debt
Issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Company: Gurstel Law Firm, P.C. (AZ)

Complaint:
I feel that I have become the victim of unscrupulous debt collection agents that have taken extraordinary actions to deny my due process rights. 
The first Alleged Plaintiff is XXXX  XXXX, XXXX, the garnishee is listed as, XXXX XXXX XXXX, XXXX, Arizona XXXX XXXX XXXX ID : XXXX, Their agent is XXXX XXXX, attorneys for the plaintiff is the Gurstel Law Firm P.C., XXXX  XXXX XXXX XXXX ID Number XXXX, represented by the following attorneys filing this Garnishment with my employer, XXXX XXXX XXXX ( # XXXX ), XXXX XXXX XXXX ( XXXX ), XXXX XXXX XXXX ( XXXX ), XXXX XXXX XXXX ( XXXX ), XXXX XXXX ( XXXX ) XXXX XXXX ( XXXX ) XXXX XXXX XXXX ( XXXX ). This action was filed in the XXXX XXXX XXXX XXXX XXXX XXXX of XXXX  in and for XXXX XXXX of XXXX Case # XXXX in XXXX, Arizona, notarized by a State Notary, XXXX XXXX XXXX # XXXX, State of XXXX, and approved for the plaintiff with a stamp from a Justice of the Peace. At no time was I given the opportunity to challenge this action nor, did I consent to have my case heard before a Justice of the Peace, along with not receiving instructions on how to challenge the filing, Also, I was unable to verify the date of the alleged debt. 
The second alleged plaintiff is XXXX XXXXXXXX XXXX as assignee of XXXX, represented by the law firm of XXXX XXXX XXXX XXXX XXXX  XXXX XXXX Entity ID : Number : XXXX whose attorney for the plaintiff XXXX XXXX ( XXXX ) is attempting to file a civil action in the XXXX XXXX XXXX to be heard before a Justice of the Peace, Case # XXXX. At no time was I given the opportunity to challenge this action nor, did I consent to have my case heard before a Justice of the Peace, along with not receiving instructions on how to challenge the filing, Also, I was unable to verify the date of the alleged debt. 
All the above entities are associated with XXXX XXXX, XXXX, XXXX  XXXX XXXX Entity Number : XXXX, their law practice is listed as temporarily closed and the phone number listed has been reassigned. XXXX XXXX is currently doing business as XXXX XXXX XXXX XXXX, which is the plaintiff represented by the Gurstel Law Firm, PC, in XXXX XXXX. 
Arizona XXXX XXXX are for small claims and civil suits that do not seek an award of more than {$3500.00}. They are designed for people to be able to represent themselves in court. Small claims court cases are held in XXXX XXXX locations. There are NO juries, NO appeals, and NO attorneys allowed in small claim cases. XXXX ( unless representing themselves ) can not appear, take part in the filing, or represent either side unless everyone agrees to it in writing, I did not consent to have my case heard in a XXXX XXXX outside of the city in which I reside. 
On Tuesday, XX/XX/2022, I contacted all parties concerned to inform them that I would be filing this complaint in 13 days should we fail to reach a resolution in this matter, the law firms were contacted by both Email and the United States Postal Service, Certified Mail, that effort was not successful leaving me with no option other than to file this complaint. 
The Gurstel Law Firm, PC is currently taking more than 25 % of my disposable income, with an order from a XXXX XXXX stamped by a Justice of the Peace that I was not provided the opportunity to contest. They used 40 hours as a base, due to the pandemic, my hours have been cut due to lack of work, yet they are still taking 25 % of my pay based on a 40-hour work week. 
. This has created a financial hardship for my family.

Company response to consumer: Closed with explanation