Consumer complaint received 2021-07-19
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Was not notified of investigation status or results
Company: EQUIFAX, INC. (NC)

Complaint:
Hello, I am filing this complaint because I have yet to be notified of the investigation result I have sent out over 60 days ago, XX/XX/XXXX to be exact. There are things on my credit report and personal information that I would like removed which is why I sent the letters to the Bureaus asking them to validate the accounts and false names and addresses on my credit report or remove it. I will place the accounts below and I will also attach the letters I sent and my ID. Please respond or remove the the accounts and personal information you can not validate from my credit report. Thank you. I was also apart of the Equifax data breach and my information could have been used for fraud on my account. 
Here are the accounts I submitted to be removed. 
EQUIFAX : 1. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX 2. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX 3. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX 4. The inquiry was not authorized STATE EMPLOYEES CRED Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
5. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
6. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
7. Validate Inaccurate/Reported Late Payments XXXX XXXX Account Number : XXXX Please remove inaccurate reported late payments update to pay as agreed 8. Validate Account XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
9. Validate Account XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
10. Validate Account XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX  : 1. The following personal information is incorrect Also Known As : XXXX XXXX XXXXXXXX 2. The following personal information is incorrect Current Address ( es ) : XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX 3. The following personal information is incorrect Employers : XXXX 4. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
5. The inquiry was not authorized US SM BUS ADMIN ODA Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
6. The inquiry was not authorized XXXX XXXX XXXXXXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
7. The inquiry was not authorized XXXX XXXXXXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
8. Validate Inaccurate/Reported Late Payments XXXX XXXX XXXX  Account Number : XXXX Please remove inaccurate reported late payments update to pay as agreed 9. Validate Inaccurate/Reported Late Payments XXXX Account Number : XXXX Please remove inaccurate reported late payments update to pay as agreed 10. Validate Account XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
11. Validate Account XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
12. Validate Account XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX : 1. The following personal information is incorrect Current Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX, NC XXXX XX/XX/XXXX 2. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX, NC XXXX 3. Validate Inaccurate/Reported Late Payments XXXXXXXX XXXX Account Number : XXXX Please remove inaccurate reported late payments update to pay as agreed 4. Validate Inaccurate/Reported Late Payments XXXX XXXX Account Number : XXXX Please remove inaccurate reported late payments update to pay as agreed 5. Validate Account XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report.

Company response to consumer: Closed with explanation