Consumer complaint received 2020-12-29
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Resurgent Capital Services L.P.

Complaint:
LVNV Funding/ XXXX  , XXXX  and XXXX  Credit Reporting Agency The Fair Debt Collection Practices Act Letter This is a DEMAND for DELETION of inaccurate and according to the statue 602 you Must DELETE inaccurate Information according to The Federal Consumer Protection. This is a direct violation. I am also requesting my FULL file as I have the right to ask for. 
I XXXX XXXX am also requesting a FULL Consumer Discloser Report. You Have five days to respond. I need all credit reports to match Disputer : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX Ga. XXXX XXXX XXXX XXXX Phone XXXX XXXX XXXX , PAXXXX XXXX XX/XX/XXXX XXXX  XXXX  XXXX  XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX XXXX SC XXXX XXXX  XXXX  XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX Tx XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX Ga XXXX Cc : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX DC XXXX CC : Consumer Financial Protection Bureau Consumerfinance.gov XXXX XXXX XXXX  has been deleted from my credit report as of XX/XX/XXXX per XXXX  so why is this on my report under another name with LVNV Funding. This is showing CLOSED, Charged OFF, USAGE 129 %, and REVOLVING at the same time!!!! Theres no original creditor, even though I have requested several times. No one has sent a original contract with my signature nor has LVNV Funding and I have requested several times. This account is updated account type- Credit Card- Revolving Terms, account Status CLOSED Payment Status CHARGED_OFF. 
This should be showing DELETED from my credit report per XXXX  on XX/XX/XXXX. I have enclosed copy. 
I am in distress and have trauma from these companies and the lies and deceit I will seek damages. I am requesting the Original CONTRACT called the purchased agreement from XXXX XXXX XXXX. I need evidence. Whats the scheduled payment, what is the payment history theres no payment history but showing missed payments I have attached a 24-month payment history and several letters from XXXX XXXX XXXX. 
I am requesting that this item be deleted from my credit report and I am requesting that it stays off because this is the fourth time I am disputing this credit report and addressing the company. 
Validate this account, which is XXXX XXXX XXXX LVNV Funding. And the ownership of this account. I XXXX XXXX disputed this account several times with all three reporting agencies. with the account, according to LVNV Funding, XXXX XXXX XXXX, balance {$590.00} with partial account numbers # XXXX. What is the full account number? I am requesting an investigation and my signatures from this debt from the original document. This collection is showing resolved as of XX/XX/XXXX, per the XXXX credit report. I have never done any business with this agency. There are no account number or any valid information. Please delete from my credit file. 
This is to verify my name and address : Email Address-XXXX Name : XXXX XXXX XXXX XXXX Social Security Numbers and birthdates Current Address : XXXX XXXX XXXX XXXX XXXX XXXX , GaXXXX XXXX Last Address : XXXX XXXX XXXX XXXX XXXX , Ga. XXXX Please remove all other addresses the addresses I XXXX XXXX am requesting a description of the procedure used to determine the accuracy and completeness of the information, including the business name and address of the furnisher contacted and phone numbers and their reply. 
According, to the ( FAIR CREDIT REPORTING ACT ) which promotes the accuracy, fairness and privacy of information in the files of consumer reporting agencies, XXXX, XXXX  and XXXX. 
I, after the several REINVESTIGATIONS I have submitted, I am requesting that a revised credit file to be sent to all companies for new deletions for inaccurate and invalid information. 
AGAIN, I AM REQESTING YOUR INVESTIGATION PROCEDURE as well as my file disclosure because according to FCRA, I have a right to know. 
I again request that these inaccurate ( false, inaccurate Information be REMOVED from My account and CREDIT report. 

XXXX XXXX

Company response to consumer: Closed with explanation