Consumer complaint received 2021-03-29
Product: Debt collection — Credit card debt
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: EQUIFAX, INC.

Complaint:
I XXXX XXXX was entered into credit transactions that I did not authorize or consent to.I am a victim of identity theft and I believe my information is being used by bad people on the dark web. Having these False and misleading inquiries reporting to my credit report is very damaging and is hindering my ability to obtain new credit for me and my family. I ask that you please remove all these false misleading inquiries and accounts from my credit report so I can began to repair my credit and eventually obtain new credit. please resolve this matter quickly. I have included a list of all inquiries and accounts that I did not authorize below along with the dates. 
My information was obtained without permissible purpose. 
15 USC 1681n defines Civil liability for willful noncompliance in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; I identify all the inquiries accounts listed below as to be a result of identity theft, therefore they should be removed from my account no later that 4 days of receiving this complaint. 
15 U.S. Code 1681c2 defines as a Block of information resulting from identity theft ( a ) Block Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt by such agency of ( 2 ) a copy of an identity theft report ; Please remove all the accounts listed below : XXXX - XX/XX/XXXX False misleading information I did not authorize this inquiry XXXX XX/XX/XXXX False misleading information I did not authorize this inquiry XXXX. XXXX XXXX A XXXX XX/XX/XXXX False misleading information I did not authorize this inquiry XXXX. XXXX XX/XX/XXXX False misleading information I did not authorize this inquiry XXXX. XXXX XX/XX/XXXX False misleading information I did not authorize this inquiry XXXX. XXXX XX/XX/XXXX False misleading information I did not authorize this inquiry XXXX XXXX account XXXX XXXX XXXX False misleading information I did not authorize XXXX XXXX XXXX XXXX. XXXX account # : XXXX False misleading information I did not authorize XXXX XXXX XXXX XXXX account # : XXXX XXXX False misleading information XXXX did not authorize XXXX XXXX XXXX XXXX. XXXX XXXX account # XXXX False misleading information I did not authorize XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX account # : XXXX False misleading information I did not authorize XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX- account # : XXXX False misleading information I did not authorize XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX disputes after resolution Subject has not satisfied debt., XXXX XXXX } - account # : XXXX False misleading information I did not authorize XXXX XXXX XXXXXXXX XXXX. XXXX XXXX XXXX XXXX disputes after resolution Subject has not satisfied debt., XXXX XXXX } - account # : XXXX False misleading information I did not authorize XXXX XXXX  XXXX XXXX. XXXX XXXX account # : XXXX False misleading information I did not authorize XXXX XXXX XXXX XXXX. XXXX XXXX account # : XXXX False misleading information I did not authorize XXXX XXXX XXXX XXXX. XXXX  account # XXXX False misleading information I did not authorize XXXX XXXX XXXX XXXX the XXXX  employees XXXX XXXX  XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX my FCRA rights on the phone. they also ignored my request for them to abide by the FCRA laws. they eventually hung up on me after I refreshed their memories of the FCRA laws.

Company response to consumer: Closed with explanation