Consumer complaint received 2022-11-15
Product: Vehicle loan or lease — Loan
Issue: Problems at the end of the loan or lease — Unable to receive car title or other problem after the loan is paid off
Company: CAPITAL ONE FINANCIAL CORPORATION

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ny XXXX XXXXXXXX XXXX XXXXXXXX XXXX  XXXX XXXX XXXX, VA XXXX Date : XX/XX/2022 RE : PRIVACY OPT OUT NOTICE ACCOUNT NUMBER XXXX Dear CEO XXXX XXXX or any agent in receipt of this notice I am writing to your company, its partners, and affiliates that I am rescinding and opting out of your company sharing my personal and private nonpublic information. Personal nonpublic information is defined as Personally identifiable financial information ; and any list, description, or other grouping of consumers ( and publicly available information pertaining to them ) that is derived using any personally identifiable financial information that is not publicly available pursuant to 2021 New York Laws - Civil Rights Article 5 - 50 Right of Privacy, Regulation V, 16 CFR 313.3n ( 1 ) ( i ) 16 CFR 313.3n ( 1 ) ( ii ). As of today, XX/XX/2022, at XXXX eastern standard time I no longer give your company, its partners and affiliates knowingly or unknowingly consent or permission to share my private nonpublic information. 
I am a consumer and consumers have the right to privacy. Privacy is defined as the right to not have ones personal matters disclosed or publicized ; the right to be left alone. In addition to consumers having the right to privacy your company is governed by the rules of the FCRA Regulation V, Gramm Leach Biley Act and NYL Civil Rights Law Article 5-50, The Gramm Leach Bliley Act provides that consumers of their right to opt-out if they dont want their information shared with certain nonaffiliated third parties such as Debt Collectors or credit reporting agencies. Nonpublic information is any information such as name, address etc. and/or about an individual from a transaction involving payment history, loan, account number 15 U.S. Code 1681b - Permissible purposes of consumer reports ( a ) ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the written instructions of the consumer to whom it relates.15 USC 1681a ( 2 ) Exclusions. ( XXXX ), the term consumer report does not include ( A ) subject to ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report, Therefore I am demanding you, your company, and affiliates to delete and purge this from your system, a {$3000.00} check sent to my address above within XXXX business days for infringing on my right to privacy, I am giving your company 30 days to update my request and cease furnishing my nonpublic information within your company. If your company does not adhere to this notice, I will be forced to bring legal suit for infringing on my unalienable rights. 
Done In good faith, XXXX XXXX XXXX XXXX without recourse XXXX XXXXXXXX XXXX  Owe no one anything except to love one another, for he who loves another has fulfilled the law

Company response to consumer: Closed with explanation