Consumer complaint received 2022-02-05
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.

Complaint:
Yes on about the beginning of XX/XX/XXXX I noticed the fluctuation and unusual and unauthorized activities on my organization and or personal accounts. Now due to past interactions and gaps over the course of my life between the ages of XXXX to XXXX and due to the fact that my identity was stolen on or about the years XXXX and I reported to the FTC the identity theft I was wrongly accused of submitting my claim in the untimely fashion after I submitted over {$10000.00} in receipts to the master policy for reimbursement during a situation where 4200 apartments wrongfully and unlawfully locked me out of my home put a false eviction on me to facilitate the ejection of me from my home with fraudulent eviction papers that were manufactured falsely using the judge 's signature in order to procure property that was mine legally lawfully and in all liquidy took themto court filed a claim against them with XXXX, they lost, THROUGH fraudulent LISTING METHODS THEY WERE ABLE TO USE WHILE I CALL IT CRIME TO FISH ME OUT OF MY LIVING SITUATION ILLEGALLY ON FALSE PRETENSES ON TOP OF THAT THE FTC SUBMITTED ME PAPERWORK THROUGH TO XXXX XXXX CYBER CRIME MANAGER FOR REVIEW. SO SOMEHOW DESPITE ME BEING THE CONSUMER ME TAKING THE LANDLORD TO COURT XXXX XXXX AND LANDLORD LOSING TRYING TO EVICT ME I NEVER WAS EVICTED I GOT GRANTED TO STAY BY THE JUDGE PENDING FURTHER ACTION FURTHER ACTION NEVER CAME XXXX THE XXXX  AND EVERY OTHER FORCE AND ENTITY WERE ABLE TO ILLEGALLY XXXX ME AND PROCURE THE PROPERTY UNBEKNOWNST TO THE JUDGE. AT THAT POINT I LOST FAITH IN THE SYSTEM AND LOST FAITH IN GETTING MY INFORMATION TO ANYONE AND I STAYED OFF OF THE RADAR OF ANY CREDIT SOURCES OR ANY FORMS OF CONSUMER TRUST. FAST FORWARD TO NOW AFTER THIS and my INFORMATION NOW BEING AVAILABLE AND USED BY SAID, FRAUDULENT ACTIVITIES, AND other PEOPLE I BEGAN TO UTILIZE MY CREDIT upon release from prison AGAIN. AFTER I BEGIN TO WORK WITH MY ORGANIZATION CHEF XXXX XXXX XXXX AT XXXX XXXX XXXX. THE SAME ACTIVITIES BEING OCCUR AND I BEGIN TO NOTICE STRANGE THINGS BEGIN TO NOTICE LENDERS WERE RETAINING MY INFORMATION AND USING IT IN INACCURATE FORMS UPON CHECKING MY CREDIT REPORT ONE DAY THROUGH XXXX EQUIFAX XXXX AFTER BEING DECLINED OR DISPUTING A NON CREDIT APPROVAL ON MY ALREADY GROWING GOOD CREDIT THIS UPROOTED POTENTIAL PROBLEMATIC SOURCES WITHIN MY FILE SUCH AS ADDRESSES I'VE NEVER LIVED AT, BILLS THAT I'VE NEVER SEEN WITH CREDITORS, I'VE NEVER DEALTvWITH AND OR FINANCIAL COMPANIES. I THEN PLACED A FREEZE ON MY REPORTS THROUGH THE THREE BUREAUS AND A FRAUD ALERT THE FRAUD ALERT LED TO ME BEING ABLE TO SEE MORE ALERTS WHICH LED TO MULTIPLE SOURCES OF BLACKWEB AND DARK WEB INFORMATION OF MINE MY FAMILY IS MY BUSINESS MY PHONE NUMBERS MY EMAIL ADDRESSES AND MY IDENTITY ALL COMPROMISED IN VARIOUS WAYS OF SOURCES AND THEN TO TOP THAT OFF XXXX XXXX A GLOBAL PLATFORM SENT ME A DOCUMENT STATING THEY ARE SORRY FOR A XXXX BREACH OF ALL MY INFORMATION INCLUDING FINANCIAL BIRTHDAY LICENSE INFORMATION AND ALL OTHER VARIABLE INFORMATION TO IDENTIFY ME TO AN UNKNOWN AMOUNT OF SOURCES AND OFFERED ME CREDIT PROTECTION THERE WAS NO PROTECTION THIS WAS AN INSIDE GAME TO GET FURTHER INTO MY LIFE TO GET FURTHER IN XXXX TO FURTHER SABOTAGE MY CREDIT MY SOCIAL SECURITY NUMBER MY STRAW NAME MY ENTITY MY VALUE AND MOST OF ALL THE FAME AND DEMOTE MY INTELLECTUAL PROPERTY AND USED VARIOUS OTHER FINANCIAL BUREAUS AND SUPPOSED TO SECURE SERVICES AND OR PRIVATE ARRANGEMENTS TO FURTHER INJURE ENDURE OR PROCURE ANY OF MY VIRTUOUS AND PROSPEROUS GROWTH OR ANY OF MY POTENTIAL POSITIVE BENEFIT ON THE PLANET SO INSTEAD OF FIXING MY REPORTS OR HANDLING THE BUSINESS THAT THEY WERE INSTRUCTED TO HANDLE BY THE FTC IN A SITUATION WHERE CONSUMERS LIFE IDENTITY AND WHOLE CREDIT SYSTEM THAT HAS BEEN COMPROMISED ON CERTAIN VARIOUS LEVELS AND THEN BEGIN TO FURTHER SELL MY INFORMATION FURTHER ADVERTISING AND FURTHER ENDURE OR BRUISE MY ALREADY QUESTIONABLE ACCOUNTS DUE TO NO FAULT OF MY OWN SO FAILURE TO ERASE FIX OR REPLACE IMPROPER INFORMATION THEY BEGIN TO ADD THAT ON FURTHER AND FURTHER AND THEN PUT A FRAUD TAG ON ME, instead of fraud alert as a remedy INSTEAD OF FIXING.NOW THAT THE PROBLEM HAS POWERED OUT OF CONTROL AND THE PROOF HAS BEEN SHOWN TO ALL IN ANY RELEVANT ENTITIES THESE COMPANIES ARE STILL NOT ERASING IT, THE INVALUABLE INFORMATION OR THE UNTRUE INFORMATION EVEN AFTER POLICE REPORTS AND EVEN AFTER BEING SHOWN FTC PAPERS THEY ARE STILL INSINUATING FRAUD, AS AN IF THESE ARE NOT REAL DOCUMENTS INSTRUCTING REAL ACTIVITIES SO I'M STILL IN A SITUATION WHERE I BEing MISTREATED AND DEVALUED AND STILL BEING SUBJECTED TO DEFAMATION OF CHARACTER STEREOTYPES AND ALL OTHER UNETHICAL METHODS OF TREATMENT FOR CONSUMER RELATIONS. COMPANIES WERE ASKED TO SUBMIT ME ALL USER INFORMATION ON MY STRONG NAME AND ON MY SOCIAL SECURITY NUMBER IN ORDER TO FIX OR REPLACE DAMAGED INFORMATION THEY ARE STILL REFUSING AND THERE IS A CURRENT CLAIM OUT ON THE MASTER Policy. IVE NEVER BEEN INVOLVED CONVICTED OR ATTACHED TO ANY INSURANCE FRAUD EVER IN MY LIFE, AGAIN AND I AM JUST ATTEMPTING TO GET THESE CREDIT BUREAUS TO REMOVE ALL DEROGATIVE OR ADVERSE INFORMATION FROM MY ACCOUNTS AND SUBMIT IT SO THAT I CAN BE PAID OUT ON MY CLAIMS AND ARRANGE FOR NEW ACCOUNTS TO BE OPEN UNDER A CORRECT PROFILE WITH NO ADVERSE INFORMATION I'M SEEKING THE ASSISTANCE OF THE CONSUMER FINANCE BUREAU TO FACILITATE THESE BUREAUS EXPERION, XXXX, EQUIFAX IN DISPERSING THESE FILES ON ME AND THEN ALL THE ENTIRETY TO MY ORGANIZATION XXXX IN ORDER TO SECURE CREDIT FILES REPORT FROM THIS POINT FORWARD AND MAKE SURE THAT THEY'RE ALWAYS USED IN THE PROPER AND APPROPRIATE METHOD EVEN TO THE EXTENT OF ISSUING A NEW SOCIAL SECURITY NUMBER DUE TO THE LARGE AMOUNT OF ABUSE ATTACHED TO MY SOCIAL SECURITY NUMBER OR ME REVERTING MY TI MY TAX IDENTITY NUMBER OR MY SOCIAL INTO MY EIN TEMPORARILY UNTIL IT'S ALL FIXED AND WE USE MY EIN AS MY VERIFIED SOCIAL OR NUMBER TO IDENTIFY ME THAT WAY WE CAN CONTOUR AND CONTROL AND CURVE MISUSE OF MY ENTITY IN MY NAME AND ALL FORMS LESS ME OR MYSELF BE USING IT. THEY WERE SUPPOSED TO FIX THIS PROBLEM IN XXXX AND GET ME A NEW IDENTITY SUCH AS NEW LICENSE NEW LICENSE NUMBER THAT WAY WE CAN NO LONGER HAVE TO DEAL WITH THE OLD SITUATION CURRENTLY THE PERSON WHO STOLE MY ID WHICH WAS DATED XXXX ISSUE AND EXPIRES IN XXXX I HAVE NOT HAD MY ID LICENSE IN NEVADA ANYTHING SINCE XXXX AND REFUSAL TO MAKE IT FROM ALL DEPARTMENTS EVEN THE DMV EVEN PER FTC REQUIREMENTS WHICH IS WHY ALL THESE YEARS I STILL HAVE NOT HAD A NEW LICENSE/ID/ANYTHING FROM NEVADA SO HOPEFULLY WE CAN GET THIS COMPLETED AND DONE THIS SO THAT FROM THIS POINT ON NO ONE ELSE CAN USE MY IDENTITY WHICH HAS BEEN LOOSE OPEN AND USED FREELY BY THE STOLEN IDENTITY THAT I TOLD THE DMV TO CANCEL 7 YEARS AGO ALMOST, TO PROCURE OR CURVE ANY MORE FURTHER USE. THIS SAME SAID IDENTITY I DO NOT HAVE OR ID I DO NOT POSSESS AND HAVE NOT SEEN, AND REPORTED STOLEN TO ALL VERIFIABLE SOURCES EVEN THE XXXX XXXX XXXX  WHO WOULD NOT GIVE ME THE FOOTAGE OF THE PERSON WHO WENT AND DID A PLAYER 'S CARD WITH MY NAME USING MY IDENTITY AND USING THAT TO PROCURE A PLAYERS CLUB ACCOUNT SECURITY REFUSE TO GIVE ME THE FOOTAGE OF WHOEVER CAME IN AND USED MY ID AND WHO MIGHT STILL HAVE MY IDEAS STILL BE USING IT FOR VARIABLE AND VARIOUS THINGS SO THEREFORE THIS IS IT FINAL AND HOPEFULLY BENEFICIAL COMPLAINT IN ORDER IN STOPPING THE USE OF MY OLD STOLEN ID / LICENSE AND ANY OTHER VERIFIABLE INFORMATION OF MINE SO THAT I CAN NOW MOVE ON WITH MY LIFE AND MY SITUATION IN MY BUSINESS AND NOT HAVE TO WORRY ABOUT SOMEONE ELSE BEING IMPERSONATING OR TRYING TO USE ME MY IDENTITY OR MY ACCESS OR VALUES IN A ILLICIT OR UNAUTHORIZED MANNER SO TO EXPLAIN WHY I STILL DO NOT HAVE PROPER NEVADA LICENSE / ID BECAUSE I WAS REFUSED BY ALL SOURCES AND I ONCE AGAIN WHO STILL THE VICTIM 8 YEARS LATER HAVE NOT HAD A " BRAND NEW ID '' they keep saying the old one is valid, NOT IF I REPORTED IT STOLEN ALMOST A DECADE AGO LESS THE PRISON ID I WAS ISSUED WHEN I WAS RELEASED A XXXX XXXX XXXX XXXX XXXX XXXX XXXX FROM PRISON I HAVE NOT COMMITTED A FELONY OR A CRIME IN ALMOST 7 YEARS I HAVEN'T BEEN CONVICTED OF A FELONY OR A CRIME IN OVER 10 AND YEARS I SHOULD NOT BECAUSE OF A CONVICTION XXXX TO XXXX YEARS AGO STILL BE SUBJECTED TO ALL THIS MISTREATMENT JUST BECAUSE OF A CHANGING PAST AND THE FACT THAT I'M A EX-FELON WHICH IS IRRELEVANT OR IN NO WAY RELEVANT TO MY CURRENT PATH. SO ALL I'M ASKING IS FOR THESE COMPANIES OR THE THREE BUREAU CREDIT REPORTING AGENCIES AND ALL THEIR AFFILIATES AND THEM IN DERIVATIVES EJECT INFORMATION DEROGATORY FROM MY REPORT AND PROPER AND PERSONAL INFORMATION AND ADDRESSES REPLACE IT WITH THE PROPER INFORMATION AND STIPULATE IN ALL ACCOUNTS CUSTOMER INFORMATION IS SENSITIVE HAS BEEN VICTIMIZED AND VICTIM OF IDENTITY THEFT FOR OVER XXXX TO XXXX YEARS AND PLEASE TREAT HIS FILE WITH THE MOST CARE FOR THE REST OF MY LIVING LIFE I JUST DO NOT LIKE HAVING TO DEAL WITH AND BE SUBJECTED TO UNFAIR UNETHICAL TRADE PRACTICES TREATMENT METHODS DECEPTIVE SALES METHODS AND ANY OTHER METHODS THAT THESE COMPANIES ARE DOING IN ORDER TO IN INJURE AND OR DAMAGE ME MY ENTITY MY CREDIT AND MY FAMILY 'S CREDIT UNDER FALSE PRETENSES OR OUT OF HATE PREJUDGMENT OR ANY OTHER INEFFECTUAL BIAS I'M CURRENTLY NOW TRYING TO FIX ALL THIS WITH ALL COMPANIES AND MAILING OUT THE INFORMATION IN TEMPLATES THAT WAS GIVEN TO ME IN MY MASTER PACKET FOR MY MASTER POLICY CLAIM THERE WILL BE OTHER COMPLAINTS COMING BECAUSE UNFORTUNATELY THIS IS COMING FROM ALL SOURCES AND LIKE YOU SAID YOU'RE HERE TO IDENTIFY WHERE CONSUMERS ARE BEING WRONGED WRONGFULLY TREATED HOW WHEN WHERE WHY AND FOR WHAT PURPOSES SO YOU CAN IDENTIFY AND FIX THESE ISSUES FOR A FUTURE GENERATIONS AND PEOPLE AND UNFORTUNATELY YOU WOULD BE AMAZED BUT IT'S COMING FROM EVERYWHERE FROM EVERYONE NOT ONE PERSON IS ACTING IN ACCORDING TO LAW GUIDELINES FCC REPORTING LINES FCC GUIDELINE LAWS AND ALL OF THEM ARE SELLING TRADE SECRETS TO EACH OTHER AND THEY ARE IN CLOSE CONTACT WITH EACH OTHER ALL PURPOSELY UNITING UP TO SABOTAGE ME IN ORDER FOR ME TO NOT HAVE WHAT'S RIGHTFULLY MINE AS A RIGHTFUL CONSUMER LAWFULLY, LEGALLY, AND RESPECTFULLY. I WILL BE REPORTING OTHER ENTITIES AND THEIR SELECTED CATEGORIES AS I GO THERE'S GOING TO BE MORE THAN ONE COMPLAINT SO PLEASE DO NOT THINK THIS AND THIS IS SOME FORM OF FRAUD OR FAKING OR MISUSE OF YOUR SERVERS AND SEARCH ENGINES THEN IT'S JUST SO MUCH GOING ON THAT I HAVE TO SINGLE-HANDEDLY ISSUE EACH DEPARTMENT OF EACH PEOPLE AND COMPLAINTS SO THAT YOU CAN SINGLE-HANDEDLY AND EFFECTUALLY HANDLE EACH DEPARTMENT BE AWARE THAT THEY'RE GOING TO TRY TO ATTEMPT TO MANEUVER DIVERT XXXX OR SHIFT THE ATTENTION OF YOUR QUESTIONS TO DIVERT HAVING TO SHOW WHERE THEY BLATANTLY MISUSED, MISHANDLED, OR DID NOT FIX WHAT COULD HAVE BEEN FIXED IN MY REPORT OR IN MY SITUATIONS IN A TIMELY MATTER TO AVOID ME SUFFERING FROM FALSE ACCUSATIONS AND STEREOTYPES AND INNUENDOS. 
SO ALL IM SAYING IS THAT ALL THREE OF THESE CREDIT BUREAUS XXXX XXXX AND EQUIFAX CEASE AND DESIST WITH THE SELLING OF MY INFORMATION MY CREDIT PROFILES AND IDENTIFYING INFORMATION TO ANYTHING. IDENTIFYING TO MY CONSUMER, USES WITHOUT MY EXCLUSIVE CONSENT, AND GIVING PERMISSIONS ON A CASE-BY-CASE LENDER BY LENDER AND PRODUCT BY PRODUCT ONLY MANNER. AND THAT ANY OF THESE COMPANIES THAT ARE CAUGHT USING OR BEING DECEPTIVE OR USING MY PERSONAL AND CREDIT INFORMATION IN UNAUTHORIZED MANNERS BE SUBJECT TO CRIMINAL ACTIONS. AND THAT ALL INFORMATION COMING FORTH AT THIS POINT FROM THIS POINT YOU USE IN MY NAME AND MY ENTITY BE ACCURATE AND TRUE IN ALL FORM, OR PERSON, OR PLACES OR THINGS OR BUSINESSES SHOWING AND PROMOTING SUCH INFORMATION BE SUBJECT TO PERJURY CHARGES TO THE HIGHEST LEVEL OF THE COURTS and that they reverse report for funds or replace funds for accounts that were closed unlawfully because of false information and for all over charges and late fees in connection with any accounts that were reported falsely by these bureaus in it an event to sell purchase or supplement for facilitate in gaining or benefiting from selling false or inaccurate information on my credit report. Treat my name and my report and all my personal and business files with the highest level of security possible due to the multiple breaches and uses of my information by both businesses and lenders unlawfully in order to benefit our gain through their own vices or methods and that I'll be provided a free agent personal agent from each bureau XXXX XXXX and Equifax to handle all relevant creditors files and financial documents that I will be opening establishing or have already had established and keeping all these services and lines of credit and or business services functioning fundamental and secure so that this doesn't never happen again. And that according to the Fair credit reporting act in federal regulations and guidelines no creditor or company lender or funding services or money lending services or any services be allowed to endure or hold one liable for any credit services that are over 7 years old in debt that are in collection for over 7 years still attempting to receive or attain any form of collection according to the statute of limitations on creditors lenders and the amount of time available to seek collections before closed by mandatory audit and deleted from credit profiles and history and all files. And that all companies doing this be subject to fines and/or civil action from plaintiff or defendant person defending their Identity. And that each credit bureau send out to all financial Bill services involved with me and their past lenders or creditors that my credit report is clean accurate and secure and that it is free to do good business with XXXX XXXX XXXX XXXX formally XXXX XXXX XXXX before my son XXXX XXXX XXXX XXXX was born. And in a timely fashion please because I have been waiting over 7 years for this recovery process to be fully initiated by no fault of my own.

Company response to consumer: Closed with explanation