Consumer complaint received 2017-06-18
Product: Debt collection — Medical debt
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: United Revenue Corporation

Complaint:
On  XXXX / XXXX / 2017 , I wrote to  United Revenue corp disputing an account they were reporting on my credit report. I requested that they send me validation of said account, showing proof that this account is indeed mine. United Revenue Corp. re plied to my dispute request on  XXXX / XXXX / 17 , however, they replied to my request with a list of charges they have typed out on their letterhead. I DO NOT KNOW WHO  UNITED REVENUE CORP IS, I HAVE NEVER DONE BUSINESS WITH THIS COMPANY. I am unaware of ANY medical bill, therefore, I wrote back to United Revenue Corp o n  XXXX / XXXX / 17  and advised them that I would like proper documentation. First and foremost, my name is  XXXX   XXXX   XXXX   XXXX , my father, m y  XXXX  cou sins, and both of my sons all bear the same name, as well as countless others in the state of Louisiana. So whose debt is this? I will say again, I am unaware of such debt. Secondly, this printout was NOT a billing statement from the creditor that shows a detailed breakdown of the services that were rendered. They also did n't send me a contractual agreement bearing my signature . United Revenue Corp merely typed a letter on their company 's letterhead, type in some charges and SAID it 's mine. It 's too much fraud in this world for them to think that this is an acceptable form of proof. THIS PROVES NOTHING. At this point, I believe United Revenue Corp, is intentional trying to deceive me. They are trying to get me to pay an unverified debt they have no proof that it is mine. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt they say I owe. So, I am requesting proof that I am indeed the party they are asking to pay this debt, the date of the alleged medical service, and proof that there is some contractual obligation which is binding on me to pay this debt. Since I could n't get the proper documentation from them via certified mail and they have violated the FDCPA by reporting a unvalidated debt to the credit reporting agencies, I am requesting again that this account is deleted from my credit reports or ple ase provide me with the proper documentation, so this debt can be resolved. Please attach copies of : Any agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition of purchase or assignment, and authorization under subtitle D of t he ARRA, SEC. 13401. Also,  provide copies of any agreement that bears my signature wherein I hav e agreed to pay the creditor and as this is a medical account a copy of any HIPAA authorization. In the event of noncompliance, I reserve the right to file charges in a small claims action against your company, seeking {$1000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act & FDCPA. I have also attached the certified receipts, my written disputes, as well as United Revenue Corp written results. You can clearly see they did n't send me proper documentation, which is negligence and deceptive practice on behalf of United Revenue Corp.

Company public response: Company disputes the facts presented in the complaint
Company response to consumer: Closed with explanation